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ANNOUNCEMENT
SCHEDULE AND PROCEDURES FOR THE DISTRIBUTION OF CASH DIVIDEND
of PT BANK SMBC INDONESIA TBK
The Annual General Meeting of Shareholders (“AGMS”) of PT Bank SMBC Indonesia Tbk (“Company”) on 23
April 2026 has approved the payment of cash dividends of 20% of the Company's net profit for the 2025
financial year or IDR 101,111,345,366 (one hundred and one billion one hundred and eleven million three
hundred and forty-five thousand three hundred and sixty-six rupiah) or estimated at IDR 9,497638609 (nine
point four nine seven six three eight six zero nine rupiah) per share (gross), which will be distributed to
10,645,945,748 shares of the Company of which are the number of outstanding shares. In this regard, the
following is the schedule and procedure for distributing cash dividends for the 2025 financial year:
a. Schedule of Cash Dividend Distribution:
No. Description Date
1. Cum Dividen - Regular and Negotiation Market 4 May 2026
2. Ex Dividend - Regular and Negotiation Market 5 May 2026
3. Cum Dividen - Cash Market 6 May 2026
4. Recording Date for shareholders entitled to Cash Dividend Payment 6 May 2026
5. Ex Dividend - Cash Market 7 May 2026
6. Cash Dividend Payment Date 22 May 2026
b. Procedures of Cash Dividend Distribution:
1. Cash dividends will be distributed to the Company's shareholders whose names are listed in the
Shareholders Registry ("DPS") or recording date in 6 May 2026 and/or Shareholders of the company
listed under the securities sub account at the Indonesia Central Securities Depository/PT Kustodian
Sentral Efek Indonesia ("KSEI") at the closing of trading on the Indonesia Stock Exchange on 6 May
2026.
2. For shareholders whose shares are registered in the Collective Custody of KSEI, dividend payments in
accordance with the schedule mentioned above will be carried out by overbookingthrough KSEI, and
KSEI will then distribute them to the Customer Fund Account (RDN) at the Securities Company or
Custodian Bank where the Shareholders open its securities accounts. While for the Company's
shareholders whose shares are not registered in KSEI's collective custody, cash dividend payments will
be transferred to the account of the Company's shareholders.
3. For shareholders in the form of a warrant (script), payment of dividends according to the schedule
mentioned above will be carried out by overbooking from the Company's account, by first informing
the Company its dividend recipient's account number. Such notice must be signed by the authorized
party entitled to the shares.
4. Receipt of Cash Dividends will be taxed in accordance with the applicable taxation laws and regulations.
PT Bank SMBC Indonesia Tbk
Menara SMBC, Lantai 29, CBD Mega Kuningan,
Jl. DR. Ide Anak Agung Gde Agung Kav. 5.5-5.6, Jakarta 12950
email: corporate.secretary@smbci.com; situs web: www.smbci.com
SCHEDULE AND PROCEDURE FOR THE DISTRIBUTION OF CASH DIVIDEND | 1 / 2
PT BANK SMBC INDONESIA TBK
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5. Based on the applicable tax laws and regulations, cash dividends will be excluded from tax objects if
received by shareholders as the domestic corporate taxpayer (“DCTP”) and the Company will not
withhold income tax on cash dividends paid to DCTP. Cash dividends received by shareholders as
domestic individual taxpayer (“DIT”) will be excluded from the tax object as long as the dividends are
invested in the territory of the Republic of Indonesia. For DIT who does not comply with the investment
conditions as mentioned above, the received dividends will be subject to the income tax ("PPh") in
accordance with applicable laws and regulations, and the PPh must be paid by the DIT in accordance
with the provisions as set forth by the Government Regulation No. 9 of 2021 concerning Tax Treatment
to Support Ease of Doing Business which has been partially revoked by Government Regulation No. 50
of 2022 concerning Procedures for the Implementation of Tax Rights and Fulfillment of Tax Obligations.
6. The shareholders of the Company may obtain the confirmation of dividend payments through a
securities company and or custodian bank where the shareholders of the Company open a securities
account, furthermore, the shareholders of the Company are required to be responsible for reporting
the receipt of dividends as their tax report at relevant tax year in accordance with prevailing tax laws
and regulations.
7. The shareholders of the Company of which are categorized as Foreign Taxpayers and whose tax
withholding will be calculated using rates based on a Double Taxation Avoidance Agreement (“DTAA”)
must comply with the requirements of Director General of Taxes Regulation No. PER-25/PJ/2018
regarding Procedures for the Implementation of Double Taxation Agreements, as further regulated by
Minister of Finance Regulation No. 112 of 2025 regarding Procedures for the Implementation of Double
Taxation Agreements, and submit Form DGT/ Certificate of Domicile (SKD) or a receipt for Form
DGT/SKD that has been uploaded to the Directorate General of Taxes website to KSEI or BAE PT Datindo
Entrycom by the submission deadline in accordance with KSEI regulations; without such documents,
cash dividends paid will be subject to a 20% income tax undebr Article 26.
Jakarta, 24 April 2026
PT Bank SMBC Indonesia Tbk
Board of Directors
PT Bank SMBC Indonesia Tbk
Menara SMBC, Lantai 29, CBD Mega Kuningan,
Jl. DR. Ide Anak Agung Gde Agung Kav. 5.5-5.6, Jakarta 12950
email: corporate.secretary@smbci.com; situs web: www.smbci.com
SCHEDULE AND PROCEDURE FOR THE DISTRIBUTION OF CASH DIVIDEND | 2 / 2
PT BANK SMBC INDONESIA TBK
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PT Kustodian Sentral Efek Indonesia
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DR. Ide Anak Agung Gde Agung
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Minister of Finance Regulation
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Directorate General of Taxes
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PT Datindo Entrycom
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