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Page 1 OCR 0.920
SMBC Group

PT Bank SMBC Indonesia Tbk

Menara SMBC. CBD Mega Kuningan
Jakarta 12950, Indonesia

Tel: 462 2130026 200
wwwsmbcicom

Jakarta, 14 Agustus/August 2026
No. S.075/CCS/VII/2026

Kepada Yth/ To.

Otoritas Jasa Keuangan

Kepala Eksekutif Pengawas Pasar Modal, Keuangan Derivatif dan Bursa Karbon
Gedung Soemitro Djojohadikusumo

Jl. Lapangan Banteng Timur No. 2-4

Jakarta 10710

Otoritas Jasa Keuangan

Departemen Pengawasan Bank Swasta 1
Direktorat Pengawasan Bank Swasta 1
Deputi Direktur Pengawasan Bank Swasta 1.2
Kompleks Perkantoran Bank Indonesia

Jl.M. Thamrin No. 2

Jakarta 10350

Direksi PT Bursa Efek Indonesia

Indonesian Stock Exchange Building, Tower I
Jl. Jend. Sudirman Kav. 52-53

Jakarta 12190
Perihal/Subject: Keterbukaan Informasi mengenai Penyelesaian Perjanjian Pengalihan Aset
Pinjaman Bersyarat/

Disclosure of Information regarding the Completian under the Conditional Loan
Asset TransferAgreement

Dengan hormat, Dear Sir/Madam,

Kami merujuk pada Peraturan Otoritas Jasa
Keuangan Nomor 31/POJK.04/2015 tentang
Keterbukaan atas Informasi atau Fakta Material oleh
Emiten atau Perusahaan Publik sebagaimana
diubah sebagian oleh Peraturan Otoritas Jasa
Keuangan Nomor 45 Tahun 2024 tentang
Pengembangan dan Penguatan Emiten dan
Perusahaan Publik.

Bersama ini kami sampaikan keterbukaan informasi
sebagai berikut:

Nama Emiten atau Perusahaan Publik/
Name of Issver or Public Company
Bidang Usaha/ Line of Business
Telepon/ Telephone

Faksimili/ Fscsimile

We refer to Financial Services Authority Regulation
Number 31YPOJK.04/2015 on Disclosure of
Information or Material Facts by Issuers or Public
Companies as partially amended by Financial
Services Authority Regulation Number 45 of 2024
on the Development and Strengthening of Issuers
and Public Companies.

We hereby convey the following disclosure of
information as follows:

PT Bank SMBC Indonesia Tbk
(“Perseroan')/(the “Company”)

Perbankan/Banking
021 - 30026200

021 - 30026309
Page 2 OCR 0.924
Alamat surat elektronik/ Email
Tanggal kejadian/ Date of event

Jenis informasi atau fakta material/ Type
Of information or material facts

Uraian informasi atau fakta material/
Description of information or material
facts

BANK SMBC INDONESIA

corporate.secretary@smbci.com
14 Agustus/August 2026

Penyelesaian pengalihan Aset Pinjaman Perseroan kepada
PT Bank Tabungan Negara (Persero) Tbk (“Pembeli"./
Completion of the transfer of the Loan Asset of the
Company to PT Bank Tabungan Negara (Persero) Tbi
(Purchaser'). -

Kami mengacu kepada Keterbukaan Informasi kepada
Pemegang Saham mengenai Transaksi Material PT Bank
SMBC Indonesia Tbk yang telah diumumkan melalui
website Perseroan dan website Bursa Efek Indonesia pada
tanggal 25 Mei 2026 (“Keterbukaan Informasi").

Berdasarkan Keterbukaan Informasi, kami telah
menjelaskan bahwa Perseroan dengan Pembeli telah
menandatangani Perjanjian Pengalihan Aset Pinjaman
Bersyarat ("CLATA"). Penyelesaian pengalihan Aset
Pinjaman berdasarkan CLATA akan bergantung pada
pemenuhan persyaratan-persyaratan pendahuluan yang
wajib dipenuhi oleh masing-masing Perseroan dan Pembeli
berdasarkan CLATA.

Bahwa seluruh persyaratan pendahuluan terkait CLATA
telah terpenuhi. Oleh karena itu, pada tanggal 14 Agustus
2026, Perseroan dan Pembeli telah menyelesaikan
transaksi pengalihan Aset Pinjaman berdasarkan CLATA
dengan menandatangani akta pengalihan (cessie) di.
hadapan notaris untuk melaksanakan pengalihan Aset
Pinjaman, dan Pembeli telah membayar harga pembelian
Aset Pinjaman kepada Perseroan./

We refer to the Disclosure of Information to Shareholders
regarding the Material Transaction of PT Bank SMBC
Indonesia Tbk, which was announced through the
Company's website and the Indonesia Stock Exchange's
website on 25 May 2026 (“Disclosure of Information”),

Based on the Disclosure of Information, we have explained
that the Company and the Purchaser had entered into a
Conditional Loan Asset Transfer Agreement ("CLATA'). The
completion of the transfer of the Loan Asset under the
CLATA was subject to the fulfilment of the conditions
precedentreguired to be satisfiedby each of the Company
and the Purchaser under the CLATA.

Whereas all conditions precedent under the CLATA have
been fulfiled. Accordingly, on 14 August 2026, the
Company and the Purchasercompleted the transaction for
the transfer of the Loan Asset under the CLATA by signing

Page 20f3
Page 3 OCR 0.887
SMBC Group

BANK SMBC INDONESIA

a deed of assignment (cessie) before a notary to carry out
the transfer of the Loan Asset and the Purchaser has paid
the purchase price of the Loan Asset to the Company.

Dampak kejadian, informasi atau fakta : ' Gambaran lengkap mengenai dampak kejadian, informasi
material tersebut terhadap kegiatan atau fakta material telah diuraikan dalam Keterbukaan
operasional, hukum, kondisi keuangan, Informasi./

atau kelangsungan usaha Emiten atau A complete description of the impact of such event
Perusahaan Publik/ information or material facts has been set out in the
The impact of such event, information or Disclosure of Information.

material facts on the operational activities,
legal, financial condition or business
continuity of the Issuer or Public
Company

Keterangan lainnya/ Hala

Other information

Demikian informasi inikamisampaikan, terimakasih Thus our information, thank you for your kind
atas perhatiannya. attention.

Hormat kami/ Regards,
PT Bank SMBC Indonesia Tbk

Eneng Yulie Andriani
Sekretaris Perusahaan/ Corporate Secretary

Tembusan/Cc 1. Deputi Komisioner Pengawas Pasar Modal II - Otoritas Jasa Keuangan
2. Direktur Penilaian Keuangan Perusahaan Sektor Jasa - Otoritas Jasa Keuangan
3. Wali Amanat

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Published14 Aug 2026
Pages3
Characters5,655
Text sourceOCR
OCR confidence0.910

Names mentioned 11 people and organisations named in the text · linked when the evidence is strong

linked org Bank SMBC Indonesia Tbk p.1 ×16
linked person Eneng Yulie Andriani · Sekretaris Perusahaan/ Corporate Secretary p.3
possible org Otoritas Jasa Keuangan p.1 ×6
possible org PT Bursa Efek Indonesia p.1 ×2
unresolved org Departemen Pengawasan Bank Swasta p.1
unresolved person Deputi · Direktur p.1
unresolved org Bank Indonesia p.1
unresolved org PT Bursa Efek Indonesia Indonesian Stock Exchange Building p.1
unresolved org Financial Services Authority p.1 ×2
unresolved org Indonesia Stock Exchange p.2

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