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Nomor Surat 043/S/01/PD-ATPI/IV/2026
Nama Perusahaan PT Asuransi Tugu Pratama Indonesia Tbk
Kode Emiten TUGU
Lampiran 2
Perihal Penyampaian Laporan Keberlanjutan dan ESG
Merujuk pada pelaporan Laporan Tahunan Nomor 046/S/01/PD-ATPI/IV/2026, Dengan ini Perseroan Menyampaikan
Laporan Keberlanjutan dan ESG tahun 2025 dengan periode tahun buku dari 01 Januari 2025 sampai dengan 31
Desember 2025 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)
Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 07 April 2026
Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link
https://www.tugu.com/investor-relations/rups pada tanggal 07 April 2026
Apakah Perseroan tercatat di Bursa lain? (Tidak)
A. Kinerja Lingkungan (Environmental Performance)
Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
E-01 Laporan Emisi Gas Rumah Kaca (GRK)
Laporan Emisi GRK Konsolidasi? Tidak
Batasan Organisasi Operasional/Finansial
Adakah anak perusahaan yang tidak diikutsertakan dalam
Ya
laporan ini?
Mohon Jelaskan:
Perhitungan Emisi pada Induk Perusahaan
Name Total Emisi (tCO2e)
Kategori 1: Emisi GRK langsung dan pembuangan
Emisi langsung dari pembakaran stasioner 0
Emisi langsung dari pembakaran bergerak 109,95
Emisi langsung dari proses pengolahan 0
Emisi fugitive langsung 0
Emisi langsung dari Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Emisi Langsung (Scope 1) 109,95
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Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli
Emisi tidak langsung dari konsumsi Listrik yang
231,91
diimpor/dibeli
Emisi tidak langsung dari konsumsi jaringan energi yang
0
diimpor/dibeli (diluar listrik)
Total Emisi Tidak Langsung (Scope 2) 231,91
Kategori 3: Emisi GRK tidak langsung dari transportasi
Transportasi dan distribusi hulu 0
Perjalanan dinas 23,14
Transportasi dari klien dan pengunjung 0
Transportasi dan distribusi hilir 0
Perjalanan Karyawan 0
Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan
Kegiatan yang berhubungan dengan energi yang tidak
termasuk dalam emisi langsung dan emisi energi tidak 0
langsung
Pembelian Barang dan Jasa 0
Capital equipment/goods 0
Limbah yang dihasilkan dalam kegiatan operasional 0
Aset Sewaan hulu 0
Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan
Investasi 0
Penggunaan produk yang dijual 0
Perawatan akhir masa pakai produk yang dijual 0
Waralaba hilir 0
Aset Sewaan Hilir 0
Pengolahan produk yang dijual 0
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Kategori 6: Emisi GRK tidak langsung dari sumber lainnya
Emisi atau pembuangan tidak langsung lainnya 0
Total Emisi Tidak Langsung (Scope 3) 23,14
Total Emisi GRK (Scope 1 and 2) 341,86
Total Emisi GRK (Scope 1, 2 and 3) 365
Offsets/Credits 365
Pembelian Renewable Energy Certificate (REC) (kWh) 0
Total emisi dari Scope 1 dan 2 per unit
E-02 Intensitas Emisi GRK 109,95
pendapatan Perusahaan Tercatat
Jumlah total energi yang dikonsumsi secara
248,298
langsung (kWh or J)
Jumlah total energi yang dikonsumsi secara
E-03 Konsumsi Energi listrik 0
tidak langsung (kWh or J))
Total konsumsi energi (kWh or J) 248,298
E-04 Konsumsi Air Total konsumsi air (m3) 29,475
E-05 Limbah yang dihasilkan Total limbah yang dihasilkan (ton) 68,1
E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
Apakah Perusahaan memiliki komitmen pencapaian target net zero? Ya
Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
2060
dipublikasi?
Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
pencapaian target Net zero emission Perusahaan.
Perseroan menunjukkan komitmennya dalam mendukung pencapaian Net Zero Emission melalui penerapan
berbagai inisiatif operasional yang berfokus pada efisiensi energi dan pengurangan emisi gas rumah kaca,
seperti pengurangan konsumsi listrik, pengendalian penggunaan bahan bakar, penerapan gaya hidup ramah
lingkungan, serta digitalisasi proses kerja. Langkah-langkah ini merupakan bagian dari kebijakan dan inisiatif
keberlanjutan yang terintegrasi dalam operasional Perseroan sebagai bentuk dukungan terhadap
pengelolaan lingkungan dan keuangan berkelanjutan.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
Apakah Perusahaan memiliki komitmen mengurangi emisi? Ya
0%
Target pengurangan emisi GRK
0 (tCO2e)
Tahun target untuk penurunan emisi GRK? 2060
Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?
Page 4
Tidak
Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.
Penjelasan:
Perseroan menunjukkan komitmennya dalam mendukung pencapaian Net Zero Emission melalui penerapan
berbagai inisiatif operasional yang berfokus pada efisiensi energi dan pengurangan emisi gas rumah kaca,
seperti pengurangan konsumsi listrik, pengendalian penggunaan bahan bakar, penerapan gaya hidup ramah
lingkungan, serta digitalisasi proses kerja. Langkah-langkah ini merupakan bagian dari kebijakan dan inisiatif
keberlanjutan yang terintegrasi dalam operasional Perseroan sebagai bentuk dukungan terhadap pengelolaan
lingkungan dan keuangan berkelanjutan.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
B. Kinerja Sosial (Social Performance)
S-01 Kesetaraan Gender
Laki-Laki Perempuan
Level Jabatan
Jumlah pegawai Persentasi pegawai Jumlah pegawai Persentasi pegawai
Entry-level 61 13,71 % 69 15,51 %
Mid-level 128 28,76 % 77 17,3 %
Senior-level 64 14,38 % 19 4,27 %
Executive-level 21 4,72 % 6 1,35 %
Total Pegawai 274 61,57 % 171 38,43 %
S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur
Level Jabatan
Rentang Usia Entry-level Mid-level Senior-level Executive-level Jumlah
(tahun) Pegawai
Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan
18-25 6 8 4 8 0 0 0 0 26
25-35 29 46 42 37 3 0 0 0 157
35-45 22 15 61 22 29 11 10 2 172
45-55 4 0 17 10 19 7 6 4 67
>55 0 0 4 0 13 1 5 0 23
S-03 Tingkat Pergantian Pegawai
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai
resign/Pemutusan Hubungan 68 Pegawai 14,91 %
Kerja
Jumlah Pegawai Baru/pengganti 54 Pegawai 11,84 %
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S-04 Jumlah Pegawai Sementara
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai perusahaan
yang dipegang oleh kontraktor 156 Pegawai 25,96 %
dan/atau konsultan
S-05 Pelatihan dan Pengembangan Pegawai
Rata-rata jam pelatihan per
Jumlah pegawai yang ikut serta Persentase jumlah pegawai yang
pegawai dalam tahun
dalam program pelatihan ikut serta dalam pelatihan (%)
Pelaporan
24,55 jam/pegawai 445 24,55 %
S-06 Jumlah Kecelakaan Kerja
Persentase kecelakaan kerja serius yang berakibat
Frekuensi kecelakaan kerja dari total pegawai
cedera serius dan fatal dari total pegawai (%)
0 0%
S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia
Jumlah pelanggaran hak asasi manusia dalam tahun
0
Pelaporan
Kebijakan Perusahaan terkait Pekerja
S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
Ya
non-diskriminasi?
Perseroan menerapkan prinsip kesetaraan dan perlindungan hak asasi manusia melalui kebijakan
ketenagakerjaan yang inklusif, termasuk Respectful Workplace Policy RWP berdasarkan Surat Keputusan
Direksi No. 077 SKD 04 HCM ATPI VII 2025 serta Perjanjian Kerja Bersama PKB. Kebijakan ini menjadi
landasan dalam mencegah pelecehan dan diskriminasi serta memastikan perlakuan yang adil bagi seluruh
karyawan.
Seluruh proses ketenagakerjaan, mulai dari rekrutmen hingga pengembangan karier dan remunerasi,
dilakukan tanpa membedakan latar belakang. Upaya ini didukung oleh inisiatif internal untuk menciptakan
lingkungan kerja yang aman, inklusif, dan saling menghormati.
L i n k : h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia? Ya
Perseroan memiliki kebijakan terkait penghormatan hak asasi manusia yang diimplementasikan melalui
berbagai kebijakan ketenagakerjaan, termasuk Respectful Workplace Policy RWP serta Perjanjian Kerja
Bersama PKB yang menjamin kesetaraan dan non diskriminasi. Sepanjang tahun pelaporan, tidak terdapat
insiden pelanggaran HAM di lingkungan Perseroan
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
Ya
pekerja paksa?
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Perseroan memiliki kebijakan yang melarang pekerja anak dan kerja paksa, yang diatur dalam Perjanjian
Kerja Bersama PKB serta Pedoman Strategi Talent Acquisition. Perseroan memastikan bahwa seluruh
pekerja berusia minimal 18 tahun dan seluruh praktik ketenagakerjaan sesuai dengan Undang-Undang No.
13 Tahun 2003 tentang Ketenagakerjaan. Sepanjang tahun pelaporan, tidak ditemukan kasus pekerja anak
maupun kerja paksa.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
Perseroan menerapkan kebijakan Health, Safety, Security, and Environment HSSE sebagai bagian integral
dari tata kelola dan strategi keberlanjutan untuk memastikan lingkungan kerja yang aman, sehat, dan layak.
Kebijakan ini berlaku bagi seluruh karyawan, manajemen, serta mitra kerja dalam seluruh aktivitas
operasional.
Implementasi kebijakan tersebut didukung oleh penerapan Sistem Manajemen Keselamatan dan Kesehatan
Kerja SMK3 sesuai Surat Keputusan Direksi No. 15 SKD 05 LEC ATPI VIII 2023. Melalui pendekatan ini,
Perseroan memastikan setiap prosedur kerja dijalankan sesuai standar yang berlaku, sehingga
perlindungan terhadap seluruh pihak dalam rantai operasional, termasuk pelanggan, dapat terjaga secara
konsisten.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
Corporate Social Responsibility (CSR)
S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
Ya
terhadap komunitas atau organisasi nirlaba terdaftar?
"Perseroan melaksanakan program Corporate Social Responsibility CSR sebagai bagian dari komitmen
Tanggung Jawab Sosial dan Lingkungan TJSL yang mengacu pada Pedoman TJSL No. A 001
TCA0020000 2025. Program ini mencakup inisiatif di bidang lingkungan, pendidikan, kesehatan, dan
pemberdayaan masyarakat, termasuk kegiatan penanaman mangrove sebagai upaya pelestarian
lingkungan.
Untuk memastikan implementasi yang terarah dan konsisten, Perseroan menugaskan Corporate Secretary
Group yang membawahi fungsi Government, PR & CSR dalam mengelola strategi dan pelaksanaan
program, didukung oleh struktur organisasi dan tata kelola TJSL yang telah ditetapkan melalui berbagai
pedoman dan keputusan Direksi. Pendekatan ini memungkinkan program CSR dijalankan secara
terkoordinasi serta memberikan manfaat yang relevan bagi masyarakat dan lingkungan.
L i n k h t t p s : / / w w w . t u g u . c o m / c s r / n e w s "
C. Kinerja Tata Kelola (Governance Performance)
G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)
Tipe Manajemen
Jumlah Laki-laki Perempuan Pihak Independen
Perusahaan
Komisaris 0 4 0 3
Direksi 0 4 1 0
G-02 Total kehadiran direksi dan komisaris ke rapat dewan
Jumlah rapat dewan (di tahun Rata-rata persentase kehadiran
pelaporan) direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
13 97 %
dewan
Page 7
Jumlah kehadiran komisaris ke
15 100 %
rapat dewan
Kebijakan mengenai manajemen lainnya
G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
Ya
The Board dan CEO?
Perseroan menerapkan struktur tata kelola yang mengacu pada Undang-Undang No. 40 Tahun 2007
tentang Perseroan Terbatas dan Anggaran Dasar, dengan organ utama yang terdiri dari Rapat Umum
Pemegang Saham, Dewan Komisaris, dan Direksi. Dalam struktur ini, terdapat pemisahan yang jelas antara
fungsi pengelolaan dan pengawasan.
Direksi bertanggung jawab atas pengelolaan operasional perusahaan, sementara Dewan Komisaris
menjalankan fungsi pengawasan secara independen. Pemisahan peran ini menjadi dasar dalam menjaga
mekanisme check and balance serta mendukung penerapan tata kelola perusahaan yang berjalan secara
akuntabel dan transparan.
L i n k : h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
Ya
komisaris
Penilaian kinerja Dewan Komisaris dan Direksi dilaksanakan mengacu pada Pedoman Induk Perseroan
serta Peraturan OJK No. 73 POJK.05 2016 sebagaimana telah diubah dengan Peraturan OJK No. 43
POJK.05 2019, dan ketentuan relevan lainnya. Kerangka ini menjadi dasar dalam memastikan proses
evaluasi berjalan secara terstruktur dan selaras dengan prinsip tata kelola perusahaan yang baik.
Kinerja Dewan Komisaris dievaluasi berdasarkan pencapaian Key Performance Indicators KPI serta hasil
penilaian perilaku berbasis nilai AKHLAK. Penilaian dilakukan baik secara kolektif maupun individu dengan
mempertimbangkan aspek perencanaan, pelaksanaan tugas, pelaporan, dan dinamika peran. Sementara
itu, penilaian Direksi mencakup pencapaian KPI serta pelaksanaan kebijakan strategis di berbagai area,
termasuk kondisi ekonomi dan industri, teknologi informasi, sumber daya manusia, dan kinerja entitas anak,
dengan tetap memperhatikan faktor eksternal yang memengaruhi kinerja Perseroan.
Link https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
Ya
komisaris
Perseroan menyelenggarakan program pengenalan bagi anggota Dewan Komisaris dan DPS yang baru
diangkat, serta program pelatihan tahunan sesuai kebutuhan untuk mendukung efektivitas fungsi
pengawasan. Ketentuan mengenai program pengenalan dan pelatihan tersebut diatur dalam Board Manual
Link : https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
Ya
komisaris
Adapun kriteria khusus yang digunakan untuk pemilihan dan nominasi calon anggota Dewan Komisaris dan
Direksi mengacu pada Peraturan Menteri BUMN No. PER 3 MBU 03 2023, yang mengatur persyaratan bagi
Anggota Direksi BUMN dan Anggota Direksi Anak Perusahaan, serta persyaratan bagi Anggota Dewan
Komisaris BUMN dan Anggota Dewan Komisaris Anak Perusahaan
Link https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
Ya
korupsi?
Perseroan menetapkan Business Ethics and Code of Conduct CoC sebagai pedoman perilaku bagi seluruh
insan perusahaan dalam menjalankan kegiatan usaha secara berintegritas. Kebijakan ini pertama kali
ditetapkan melalui Surat Keputusan Direksi No. 03 SKD CSG TPI I 2009 dan telah mengalami beberapa
pembaruan, terakhir melalui Pedoman No. A 003 6500 2021 yang diberlakukan berdasarkan SKD No. 67
SKD 06 ERL ATPI IX 2021. CoC menjadi acuan dalam memastikan setiap aktivitas usaha dilakukan secara
etis, transparan, dan bertanggung jawab, sekaligus memperkuat upaya pencegahan terhadap praktik
korupsi serta pelanggaran etika di lingkungan Perseroan.
Link https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
Ya
Pemegang Saham?
Perseroan menyelenggarakan Rapat Umum Pemegang Saham RUPS dengan mengacu pada Peraturan
OJK No. 15 POJK.04 2020, Anggaran Dasar Perseroan, serta ketentuan perundang undangan yang
berlaku. Melalui mekanisme ini, Perseroan memastikan penerapan prinsip perlakuan yang adil dan setara
Page 8
bagi seluruh pemegang saham.
Setiap pemegang saham diberikan hak dan akses informasi yang sama, sehingga dapat berpartisipasi
secara optimal dalam pengambilan keputusan yang berkaitan dengan kepentingan Perseroan.
Link https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
Perseroan menerapkan kebijakan pencegahan konflik kepentingan yang diatur dalam Conflict of Interest
COI Guideline, terakhir diperbarui melalui Pedoman No. A 001 TCE0030000 2024. Kebijakan ini menjadi
acuan dalam menjaga batasan yang jelas antara kepentingan pribadi dan kepentingan Perseroan.
Penerapan kebijakan ini diperkuat melalui Pedoman Etika Usaha dan Tata Perilaku Code of Conduct CoC
yang berlaku bagi seluruh insan perusahaan, termasuk Dewan Komisaris dan Direksi. Selain itu, Perseroan
juga menyediakan mekanisme pelaporan melalui Whistleblowing System WBS untuk mendukung
transparansi dan memastikan setiap potensi konflik kepentingan dapat ditangani secara akuntabel
Link https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
D. Lain-lain
Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG
Halaman di Laporan
Kinerja Kode Nama Metrik
Keberlanjutan/Tahunan
E-01 Laporan Emisi Gas Rumah Kaca 111
E-02 Intensitas Emisi Gas Rumah Kaca 111
E-03 Konsumsi Energi Listrik 14
E-04 Konsumsi Air 15
Lingkungan
E-05 Limbah yang Dihasilkan 15
Komitmen Perusahaan untuk Mencapai
E-06 108
Target Net Zero Emission
Komitmen Perusahaan untuk
E-07 109
mengurangi Emisi Gas Rumah Kaca
S-01 Kesetaraan Gender 47
Pegawai Berdasarkan Gender dan
S-02 46
Kelompok Umur
S-03 Tingkat Pergantian Pegawai 47
S-04 Jumlah Pegawai Sementara 47
S-05 Pelatihan dan Pengembangan Pegawai 47
S-06 Jumlah Kecelakaan Kerja 47
Kejadian Pelanggaran Hak Asasi
S-07 47
Manusia
Sosial Kebijakan Pelecehan Seksual dan/atau
S-08 92
Non-diskriminasi
S-09 Kebijakan Mengenai Hak Asasi Manusia 92
Kebijakan Pekerja Anak dan/atau
S-10 92
Pekerja Paksa
Kebijakan Mengenai Kesehatan dan
Keselamatan Kerja serta Lingkungan
S-11 92
Kerja yang Aman dan Layak diberikan
Kepada Seluruh Karyawan
S-12 Pencegahan Konflik Kepentingan 122
Page 9
Keberagaman Manajemen dan
G-01 69
Independensi
Total Kehadiran Direksi dan Komisaris ke
G-02 69
Rapat Dewan
Kebijakan Pemisahan Chairman of the
G-03 67
Board dan CEO
Kebijakan Penilaian Dewan Direksi dan
G-04 71
Komisaris
Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola G-05 74
Komisaris
G-06 Kriteria Khusus Pemilihan Dewan 70
G-07 Kode Etik dan/atau Anti-Korupsi 91
Kebijakan Perlakuan Adil terhadap
G-08 82
Pemegang Saham
G-09 Pencegahan Konflik Kepentingan 66
Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga
Keselarasan dengan kerangka pelaporan keberlanjutan
X Ya Tidak
X GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
Others, please specify
Assurance dan validasi pihak ketiga
X Tidak
Demikian untuk diketahui.
Hormat Kami,
PT Asuransi Tugu Pratama Indonesia Tbk
Page 10
Dudi Subekti
Corporate Secretary
PT Asuransi Tugu Pratama Indonesia Tbk
Wisma Tugu I
Telepon : 021 - 52961777, Fax : 021 - 52961555, 52962555, www.tugu.com
Nama Pengirim Dudi Subekti
Jabatan Corporate Secretary
Tanggal dan Waktu 07-04-2026 23:12
Lampiran 1. Surat Penyampaian Laporan Keberlanjutan 2025.pdf
2. Tugu Insurance - Sustainability Report 2025.pdf
Dokumen ini merupakan dokumen resmi PT Asuransi Tugu Pratama Indonesia Tbk yang tidak memerlukan tanda
tangan karena dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Asuransi Tugu Pratama Indonesia
Tbk bertanggung jawab penuh atas informasi yang tertera didalam dokumen ini.
Page 11
Go To Indonesian Page
Letter / Announcement No. 043/S/01/PD-ATPI/IV/2026
Issuer Name PT Asuransi Tugu Pratama Indonesia Tbk
Issuer Code TUGU
Attachment 2
Subject Submission of Sustainability Report
Referring to the Annual Report Report Number 046/S/01/PD-ATPI/IV/2026 , with this The Company hereby submit
Sustainability Report 2025 for the period of 01 January 2025 to 31 December 2025 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)
The Company made invitations to the Annual General Meeting of Shareholders on 07 April 2026
The information referred above has been published on the Company’s website https://www.tugu.com/investor-
relations/rups at 07 April 2026
Is the Company listed on another Stock Exchange? (No)
A. Environmental Performance
The Company submits its Annual Sustainability and ESG Report:
E-01 Greenhouse Gas (GHG) Emission Report
Consolidated GHG Emission Report? No
Organizational Boundaries Operasional/Finansial
Any subsidiaries that are not included in the report? Yes
Please Explain:
Perhitungan Emisi pada Induk Perusahaan
Name Total emission (tCO2e)
Category 1: Direct GHG emissions and removals
Direct emissions from stationary combustion 0
Direct emissions from mobile combustion 109,95
Direct emissions from processes 0
Direct fugitive emissions 0
Direct emissions from Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Direct Emissions (Scope 1) 109,95
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Category 2: Indirect GHG emissions from imported energy
Indirect emissions from imported/purchased electricity
231,91
consumption
Indirect emissions from imported/purchased network energy
0
consumption (excluding electricity)
Total Indirect Emissions (Scope 2) 231,91
Category 3: Indirect GHG emissions from transportation
Upstream transport and distribution 0
Business travels 23,14
Transportation of clients and visitors 0
Downstream transportation and distribution 0
Employee commuting 0
Category 4: Indirect GHG emissions from products used by Organization
Energy related activities not included in direct emissions and
0
energy indirect emissions
Purchased goods and services 0
Capital equipment/goods 0
Waste generated in operations 0
Upstream leased assets 0
Category 5: Indirect GHG Emissions associated with the use of products from the Organization
Investments 0
Use of sold products 0
End of life treatment of sold products 0
Downstream franchises 0
Downstream leased assets 0
Processing of sold products 0
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Category 6: Indirect GHG emissions from other sources
Other indirect emissions or removals 0
Total GHG Emissions (Scope 1 and 2) 23,14
Total GHG Emissions (Scope 1 and 2) 341,86
Total GHG Emissions (Scope 1, 2 and 3) 365
Offsets/Credits 365
REC Purchases (kWh) 0
Total scope 1 and 2 emissions produced per
E-02 GHG Emissions Intensity 109,95
revenue of listed compant (tCO2e/Rp)
Total amount of energy directly consumed
248,298
(kWh or J)
Total amount of energy indirectly consumed
E-03 Electricity Consumption 0
(kWh or J)
Total energy consumption (kWh or J) 248,298
E-04 Water Consumption Total water consumed (m3) 29,475
E-05 Waste Generation Total waste generated (ton) 68,1
E-06 Company commitment to Net Zero Emission Target
Does the Company have a net zero emission target commitment? Yes
What year is the Company’s net zero emission published target? 2060
Please provide a brief description and a link to documentation explaining the Company’s commitment in
achieving net zero emission target.
The Company demonstrates its commitment to achieving Net Zero Emission through implementing various
operational initiatives that focus on energy efficiency and greenhouse gas emission reduction, such as
reducing electricity consumption, controlling fuel use, adopting eco friendly lifestyle, and digitizing work
process. These steps are part of the Companys integrated sustainability policies and initiatives, supporting
environmental management and sustainable finance.
L i n k : h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
E-07 Company Commitment to GHG Emission Reduction Target
Does the Company commit to reducing GHG emission? Ya
0%
What is the Company’s GHG emission reduction target?
0 (tCO2e)
Targeted year in achieving GHG reduction target? 2060
Does the Listed Company has measures on monitoring in enacting climate policy?
Page 14
No
Steps that have been taken and emission reductions that have been achieved compared to the previous year
The Company is committed to reducing greenhouse gas emissions, which is realized through implementing
energy efficiency policies and environmentally friendly operations, such as controlling electricity and fuel
consumption and optimizing digital technology. This initiative is part of the Companys sustainability policy
implementation to support GHG emission reduction.
The Company has an oversight mechanism for sustainability issues, including emission control, through a
corporate governance structure that refers to Law No. 40 of 2007 on Limited Liability Companies and the
Companys Articles of Association. Within this structure, the Board of Directors is responsible for operational
management, while the Board of Commissioners performs an independent oversight function. This structure
ensures a check and balance mechanism in managing sustainability issues, including climate change.
The Company has implemented various emission reduction measures that are integrated into its operational
policies, including energy savings, controlling fuel use, adopting an environmentally friendly lifestyle, and
digitizing work process. Furthermore, the Company also measures GHG emissions based on standards that
refer to the Intergovernmental Panel on Climate Change IPCC methodology, with emission classifications of
scopes 1, 2, and 3. The measurement results indicate a dynamic emission trend compared to that of the
previous year as part of efforts to monitor and manage emissions sustainably.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
B. Kinerja Sosial (Social Performance)
S-01 Gender Diversity
Men Women
Job positions Number of Percentage of Percentage of
Number of employees
employees employees employees
Entry-level 61 13,71 % 69 15,51 %
Mid-level 128 28,76 % 77 17,3 %
Senior-level 64 14,38 % 19 4,27 %
Executive-level 21 4,72 % 6 1,35 %
Total Pegawai 274 61,57 % 171 38,43 %
S-02 Employees Level by Gender and Age Group
Job levels
Age group Entry-level Mid-level Senior-level Executive-level Number of
(years) employees
Men Women Men Women Men Women Men Women
18-25 6 8 4 8 0 0 0 0 26
25-35 29 46 42 37 3 0 0 0 157
35-45 22 15 61 10 29 11 10 2 172
45-55 4 0 17 10 19 7 6 4 67
>55 0 0 4 0 13 1 5 0 23
S-03 Employees Turnover
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Number of employees Percentage
(in reporting year) (in reporting year)
Number of employees resigned 68 Employees 14,91 %
Number of newly appointed
54 Employees 11,84 %
Employees
S-04 Temporary Worker
Number of employees Percentage
(in reporting year) (in reporting year)
Total company headcount held
by contractors and/or 156 Employees 25,96 %
consultants
S-05 Employee Training and Development
Average training hour per
Total employee attending company Percentage of employee attending
employee
training program company training program (%)
(in reporting year)
24,55 hours/employee 445 24,55 %
S-06 Injury Rate
Frequency of work-related accidents of total
Percentage of serious work-related accidents resulting in
Employees
serious and fatal injuries from total employees (%)
(in reporting year)
0 0%
S-07 Incidents Regarding Human Rights Abuse
Number of incidents regarding human rights
0
abuse (in reporting year)
Company Policy Regarding Employees
S-08 Does the company has a policy regarding sexual harassment and/or
Yes
non-discrimination?
The Company applies the principles of equality and human rights protection through inclusive employment
policies, including the Respectful Workplace Policy RWP based on Board of Directors Decision Letter No.
077 SKD 04 HCM ATPI VII 2025 and the Collective Labor Agreement PKB. This policy serves as the
foundation for preventing harassment and discrimination and ensuring fair treatment for all employees.
The entire employment process, from recruitment to career development and remuneration, is conducted
without discrimination based on background. This effort is supported by internal initiatives to create a safe,
inclusive, and respectful work environment.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
S-09 Does the company has a policy regarding human rights? Yes
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The Company has a policy on respect for human rights, implemented through various employment policies,
including the Respectful Workplace Policy RWP and the Collective Labor Agreement CLA, which guarantee
equality and non discrimination. Throughout the reporting year, there were no incidents of human rights
violations within the Company.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
S-10 Does the company have a policy regarding child labor and/or forced
Yes
labor?
The Company has a policy prohibiting child labor and forced labor, as stipulated in the Collective Labor
Agreement CLA and the Talent Acquisition Strategy Guidelines. The Company ensures that all employees
are at least 18 years old and that all employment practices comply with Law No. 13 of 2003 on Manpower.
Throughout the reporting year, no cases of child labor or forced labor were found.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all Yes
employees?
The Company implements a Health, Safety, Security, and Environment HSSE policy as an integral part of its
governance and sustainability strategy to ensure a safe, healthy, and decent work environment. This policy
applies to all employees, management, and business partners in all operational activities.
The implementation of this policy is supported by the Occupational Health and Safety Management System
OHSMS in line with Board of Directors Decision Letter No. 15 SKD 05 LEC ATPI VIII 2023. Through this
approach, the Company ensures that all work procedures are carried out in accordance with applicable
standards, thereby consistently protecting all parties in the operational chain, including customers.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
Corporate Social Responsibility (CSR)
S-12 Does the company have CSR activities, investments or donations to
Yes
the community or registered non-profit organizations?
The Company implements a Corporate Social Responsibility CSR program as part of its Social and
Environmental Responsibility TJSL commitment, which refers to TJSL Guidelines No. A 001 TCA0020000
2025. This program encompasses initiatives in the areas of environment, education, health, and community
empowerment, including mangrove planting as an environmental conservation effort.
To ensure targeted and consistent implementation, the Company has assigned a Corporate Secretary
Group, which oversees the Government, PR & CSR functions, to manage the strategy and program
implementation. This is supported by the TJSL organizational structure and governance established through
various guidelines and Board of Directors decisions. This approach enables the CSR program to be
implemented in a coordinated manner and provide relevant benefits to the community and the environment.
L i n k : h t t p s : / / w w w . t u g u . c o m / c s r / n e w s
C. Governance Performance
G-01 Board Diversity and Independence
Type of Company Number of seats Seats Occupied by Seats Occupied by Seats Occupied by
Board on Company Men Women Independent Party
Commissioners 0 4 0 3
Directors 0 4 1 0
G-02 Board Meeting Attendance
Page 17
Number of board meetings Percentage of board meeting
(in reporting year) attendances (in reporting year)
Director Attendance to
13 97 %
Board Meetings
Comissioner Attendance to
15 100 %
Board Meetings
Other governmental-related policy
G-03 Does the company has a policy regarding separation of the
Yes
Chairman of the Board and CEO?
The Company implements a governance structure that refers to Law No. 40 of 2007 on Limited Liability
Companies and the Articles of Association, with the main organs consisting of the General Meeting of
Shareholders, the Board of Commissioners, and the Board of Directors. Within this structure, there is a clear
separation between management and oversight functions.
The Board of Directors is responsible for managing the Companys operations, while the Board of
Commissioners carries out its oversight function independently. This separation of roles serves as the basis
for maintaining a check and balance mechanism and supporting the implementation of accountable and
transparent corporate governance.
L i n k h t t p s : / / t u g u . i n f o / K e b i j a k a n E S G R e p o r t
G-04 Does the company has a policy regarding board appraisal? Yes
The performance assessment of the Board of Commissioners and Board of Directors is conducted
according to the Companys Master Guidelines and OJK Regulation No. 73 POJK.05 2016, as amended by
OJK Regulation No. 43 POJK.05 2019, and other relevant provisions. This framework serves as the basis
for ensuring that the evaluation process is structured and aligned with the principles of good corporate
governance.
The Board of Commissioners performance is evaluated based on the achievement of Key Performance
Indicators KPIs and the results of AKHLAK value based behavioral assessment. Assessments are
conducted both collectively and individually, by considering aspects of planning, task implementation,
reporting, and role dynamics. Meanwhile, the Board of Directors assessment covers KPI achievement and
strategic policy implementation in various areas, including economic and industry conditions, information
technology, human resources, and subsidiary performance, while still considering external factors that
influence the Companys performance.
Link https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-05 Does the company has a policy regarding board training and
Yes
development?
The Company organizes an induction program for newly appointed members of the Board of Commissioners
and the DPS, as well as annual training programs as needed to support the effectiveness of its supervisory
function. Provisions on these induction and training programs are set out in the Board Manual.
Link https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-06 Does the company has a criteria regarding board appointment and
Yes
re-election?
The specific criteria used for the selection and nomination of candidates for members of the Board of
Commissioners and Board of Directors refer to the Regulation of the Minister of State Owned Enterprises
No. PER 3 MBU 03 2023, which regulates the requirements for Members of the Board of Directors of State
Owned Enterprises and Members of the Board of Directors of Subsidiaries, as well as the requirements for
Members of the Board of Commissioners of State Owned Enterprises and Members of the Board of
Commissioners of Subsidiaries.
Link https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-07 Does the company has a policy regarding ethics and/or anti-
Yes
corruption?
The Company has established a Business Ethics and Code of Conduct CoC as a behavioral guideline for all
Company personnel in carrying out business activities with integrity. This policy was first established through
Board of Directors Decision Letter SKD No. 03 SKD CSG TPI I 2009 and has undergone several updates,
most recently through Guideline No. A 003 6500 2021, which was implemented based on SKD No. 67 SKD
Page 18
06 ERL ATPI IX 2021. The CoC serves as a reference in ensuring that all business activities are carried out
ethically, transparently, and responsibly, while strengthening efforts to prevent corruption and ethical
violations within the Company.
Link https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
G-08 Does the company has a policy regarding equitable treatment of
Yes
shareholders?
The Company holds General Meeting of Shareholders GMS in accordance with OJK Regulation No. 15
POJK.04 2020, the Companys Articles of Association, and applicable laws and regulations. Through this
mechanism, the Company ensures to implement the principle of fair and equal treatment for all
shareholders.
Each shareholder is granted equal rights and access to information, enabling optimal participation in
decision making related to the Companys interests.
Link https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
G-09 Does the company have a policy regarding the obligations of
Yes
directors/commissioners to prevent conflicts of interest?
The Company implements a conflict of interest prevention policy as stipulated in the Conflict of Interest COI
Guideline, last updated through Guideline No. A 001 TCE0030000 2024. This policy serves as a reference
for maintaining clear boundaries between personal interests and the interests of the Company.
This policy is reinforced by the Code of Business Ethics and Conduct CoC, which applies to all Company
personnel, including the Board of Commissioners and Board of Directors. Furthermore, the Company
provides a reporting mechanism through the Whistleblowing System WBS to promote transparency and
ensure that any potential conflict of interest is handled accountably.
Link https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
Page 19
D. Other
Alignment of Sustainability/Annual Reports with ESG Metrics
Pages in the Sustainability/Annual
Kinerja Kode Metric Name
Report
E-01 Greenhouse Gas Emission Report 111
E-02 Greenhouse Gas Emission Intensity 111
E-03 Electricity Consumption 14
E-04 Water Consumption 15
Environment
E-05 Waste Generated 15
Company Commitment to Achieving Net
E-06 108
Zero Emission Target
Company Commitment to Reduce
E-07 109
Emission
S-01 Gender Equality 47
S-02 Employees by Gender and Age Group 46
S-03 Employee Turnover Rate 47
S-04 Number of Temporary Officers 47
S-05 Employee Training and Development 47
S-06 Number of Work Accidents 47
S-07 Human Rights Violation Incidents 47
Social Sexual Harassment and/or Non-
S-08 92
Discrimination Policy
S-09 Policy on Human Rights 92
S-10 Child Labor and/or Forced Labor Policy 92
Occupational Health and Safety Policy
S-11 and Safe and Secure Work Environment 92
are provided to all employees.
S-12 Corporate Social Responsibility 122
Page 20
Management Diversity and
G-01 69
Independence
Total Attendance of Directors and
G-02 69
Commissioners to Board Meetings
Chairman of the Board and CEO
G-03 67
Separation Policy
Board of Directors and Commissioners
G-04 71
Assessment Policy
Board of Directors and Commissioners
Governance G-05 74
Training Policy
G-06 Special Criteria for Election of the Board 70
G-07 Code of Ethics and/or Anti-Corruption 91
G-08 Fair Treatment Policy for Shareholders 82
G-09 Conflict of Interest Prevention Policy 66
Referenced International Standards and Third Party Verification
Alignment with sustainability reporting framework
X Yes No
X GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
Others, please specify
null
Third-party assurance and/or validation
X No
Thus to be informed accordingly.
Respectfully,
PT Asuransi Tugu Pratama Indonesia Tbk
Page 21
Dudi Subekti
Corporate Secretary
PT Asuransi Tugu Pratama Indonesia Tbk
Wisma Tugu I
Phone : 021 - 52961777, Fax : 021 - 52961555, 52962555, www.tugu.com
Sender Name Dudi Subekti
Function Corporate Secretary
Date and Time 07-04-2026 23:12
Attachment 1. Surat Penyampaian Laporan Keberlanjutan 2025.pdf
2. Tugu Insurance - Sustainability Report 2025.pdf
This is an official document of PT Asuransi Tugu Pratama Indonesia Tbk that does not require a signature as it was
generated electronically by the electronic reporting system. PT Asuransi Tugu Pratama Indonesia Tbk is fully
responsible for the information contained within this document.
Names mentioned 12 people and organisations named in the text · linked when the evidence is strong
unresolved
—
Emisi langsung dari pembakaran stasioner
p.1
unresolved
—
Emisi fugitive langsung
p.1
unresolved
—
Total Emisi Langsung (Scope 1)
p.1
unresolved
org
Menteri BUMN No. PER
p.7
unresolved
—
Direct emissions from stationary combustion
p.11
unresolved
—
Direct emissions from mobile combustion
p.11
unresolved
—
Direct emissions from processes
p.11
unresolved
—
Direct fugitive emissions
p.11
unresolved
—
Total Direct Emissions (Scope 1)
p.11
unresolved
org
Minister of State Owned Enterprises No. PER
p.17
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