Source file signed link, expires in 15 minutes
Extracted text 21
Page 1
Go To English Page
Nomor Surat S.179/DIR/SBS/IV/2026
Nama Perusahaan PT Bank SMBC Indonesia Tbk
Kode Emiten BTPN
Lampiran 3
Perihal Penyampaian Laporan Keberlanjutan dan ESG
Merujuk pada pelaporan Laporan Tahunan Nomor S.024/CCS/IV/2026, Dengan ini Perseroan Menyampaikan
Laporan Keberlanjutan dan ESG tahun 2025 dengan periode tahun buku dari 01 Januari 2025 sampai dengan 31
Desember 2025 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)
Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 01 April 2026
Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link www.smbci.com pada
tanggal 01 April 2026
Apakah Perseroan tercatat di Bursa lain? (Tidak)
A. Kinerja Lingkungan (Environmental Performance)
Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
E-01 Laporan Emisi Gas Rumah Kaca (GRK)
Laporan Emisi GRK Konsolidasi? Ya
Batasan Organisasi Operasional/Finansial
Adakah anak perusahaan yang tidak diikutsertakan dalam
Ya
laporan ini?
Mohon Jelaskan:
PT Bank BTPN Syariah Tbk, PT Oto Multiartha, PT Summit Oto Finance, kecuali bila dinyatakan secara
khusus di bagian tertentu.
Name Total Emisi (tCO2e)
Kategori 1: Emisi GRK langsung dan pembuangan
Emisi langsung dari pembakaran stasioner 76,99
Emisi langsung dari pembakaran bergerak 1.268,11
Emisi langsung dari proses pengolahan 0
Emisi fugitive langsung 0,8
Emisi langsung dari Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Emisi Langsung (Scope 1) 1.345,9
Page 2
Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli
Emisi tidak langsung dari konsumsi Listrik yang
13.394,83
diimpor/dibeli
Emisi tidak langsung dari konsumsi jaringan energi yang
0
diimpor/dibeli (diluar listrik)
Total Emisi Tidak Langsung (Scope 2) 13.394,83
Kategori 3: Emisi GRK tidak langsung dari transportasi
Transportasi dan distribusi hulu 0
Perjalanan dinas 0
Transportasi dari klien dan pengunjung 769,13
Transportasi dan distribusi hilir 0
Perjalanan Karyawan 4.642,94
Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan
Kegiatan yang berhubungan dengan energi yang tidak
termasuk dalam emisi langsung dan emisi energi tidak 4.570,16
langsung
Pembelian Barang dan Jasa 308,89
Capital equipment/goods 0,66
Limbah yang dihasilkan dalam kegiatan operasional 28,4
Aset Sewaan hulu 0
Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan
Investasi 0
Penggunaan produk yang dijual 1.586.802,5
Perawatan akhir masa pakai produk yang dijual 0
Waralaba hilir 0
Aset Sewaan Hilir 0
Pengolahan produk yang dijual 0
Page 3
Kategori 6: Emisi GRK tidak langsung dari sumber lainnya
Emisi atau pembuangan tidak langsung lainnya 0
Total Emisi Tidak Langsung (Scope 3) 1.597.122,68
Total Emisi GRK (Scope 1 and 2) 1.597.122,68
Total Emisi GRK (Scope 1, 2 and 3) 1.611.863,41
Offsets/Credits 0
Pembelian Renewable Energy Certificate (REC) (kWh) (836,07)
Total emisi dari Scope 1 dan 2 per unit
E-02 Intensitas Emisi GRK 2,26
pendapatan Perusahaan Tercatat
Jumlah total energi yang dikonsumsi secara
57.387,99
langsung (kWh or J)
Jumlah total energi yang dikonsumsi secara
E-03 Konsumsi Energi listrik 18.893,05
tidak langsung (kWh or J))
Total konsumsi energi (kWh or J) 57.406,88305
E-04 Konsumsi Air Total konsumsi air (m3) 0
E-05 Limbah yang dihasilkan Total limbah yang dihasilkan (ton) 0
E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
Apakah Perusahaan memiliki komitmen pencapaian target net zero? Ya
Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
2030
dipublikasi?
Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
pencapaian target Net zero emission Perusahaan.
SMBC Indonesia mendukung taregt Net Zero Emission SMBC Group yaitu 2030 untuk kegiatan operasion
bank dan 2050 untuk loan dan portofolio investasi
E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
Apakah Perusahaan memiliki komitmen mengurangi emisi? Ya
0%
Target pengurangan emisi GRK
0 (tCO2e)
Tahun target untuk penurunan emisi GRK? 2030
Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?
Ya
Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.
Penjelasan:
Page 4
SMBC Indonesia mendukung taregt Net Zero Emission SMBC Group yaitu 2030 untuk kegiatan operasion bank
dan 2050 untuk loan dan portofolio investasi
B. Kinerja Sosial (Social Performance)
S-01 Kesetaraan Gender
Laki-Laki Perempuan
Level Jabatan
Jumlah pegawai Persentasi pegawai Jumlah pegawai Persentasi pegawai
Entry-level 1.024 16.68 % 1.154 18.8 %
Mid-level 1.765 28.75 % 1.215 19.79 %
Senior-level 594 9.68 % 378 6.16 %
Executive-level 5 0.08 % 4 6.16 %
Total Pegawai 3.388 55.19 % 2.751 44.81 %
S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur
Level Jabatan
Rentang Usia Entry-level Mid-level Senior-level Executive-level Jumlah
(tahun) Pegawai
Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan
18-25 23 32 60 61 0 0 0 0 176
25-35 328 519 620 426 44 27 0 0 1.964
35-45 541 539 769 543 268 186 0 0 2.846
45-55 132 64 315 183 271 155 4 3 1.127
>55 0 0 1 2 11 10 1 1 26
S-03 Tingkat Pergantian Pegawai
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai
resign/Pemutusan Hubungan 780 Pegawai 11,1 %
Kerja
Jumlah Pegawai Baru/pengganti 428 Pegawai 7%
S-04 Jumlah Pegawai Sementara
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai perusahaan
yang dipegang oleh kontraktor 2.167 Pegawai 35 %
dan/atau konsultan
S-05 Pelatihan dan Pengembangan Pegawai
Page 5
Rata-rata jam pelatihan per
Jumlah pegawai yang ikut serta Persentase jumlah pegawai yang
pegawai dalam tahun
dalam program pelatihan ikut serta dalam pelatihan (%)
Pelaporan
38 jam/pegawai 6.127 99 %
S-06 Jumlah Kecelakaan Kerja
Persentase kecelakaan kerja serius yang berakibat
Frekuensi kecelakaan kerja dari total pegawai
cedera serius dan fatal dari total pegawai (%)
0 0%
S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia
Jumlah pelanggaran hak asasi manusia dalam tahun
0
Pelaporan
Kebijakan Perusahaan terkait Pekerja
S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
Ya
non-diskriminasi?
Kami juga berkomitmen mendukung kesetara an gender melalui penyediaan kesempatan kerja yang setara
tanpa diskriminasi atas dasar gender, usia, disabilitas, agama suku, atau status lainnya melalui proses
rekrutmen dan promosi berbasis merit.
S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia? Ya
Komitmen Kebijakan SMBC Indonesia merupakan fondasi tata kelola dan kegiatan operasional Perusahaan.
Kebijakan ini disusun berdasarkan Kode Etik SMBC Indonesia yang merangkum nilai-nilai SMBC Indonesia
dalam menjalankan bisnis yang bertanggung jawab. Komitmen kebijakan disahkan oleh Dewan Direksi
sebagai organ tata kelola tertinggi dan disosialisasikan kepada karyawan, mitra usaha, serta pihak terkait
lainnya agar budaya kerja berintegritas dapat senantiasa diterapkan. Komitmen kebijakan ini mencakup
berbagai
aspek, di antaranya:
1. Kepatuhan dan manajemen risiko
2. Pencegahan benturan kepentingan
3. Menciptakan lingkungan kerja yang kondusif, adil,
aman dan mengedepankan kesetaraan
4. Pengelolaan dan pengamanan informasi
5. Hubungan dengan para pemangku kepentingan
6. Penerapan Hak Asasi Manusia
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
Ya
pekerja paksa?
SMBC Indonesia juga tidak mempekerjakan pekerja dengan jadwal kerja tidak tetap atau tanpa jaminan jam
kerja minimum, serta menolak praktik pekerja paksa dan pekerja anak sesuai peraturan perundangan dan
standar HAM. Kebijakan ketenagakerjaan ini mendukung praktik kerja yang adil, lingkungan kerja yang
aman, sejalan dengan kerangka keberlanjutan SMBC Indonesia
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
SMBC Indonesia berkomitmen menyediakan lingkungan kerja yang aman, sehat, dan nyaman yang
diwujudkan melalui kebijakan K3, standar fasilitas kerja bagi karyawan, program wellness, kesehatan
mental, serta sistem pengamanan yang baik di tempat kerja. Atas kehati-hatian SMBC Indonesia, dalam
tahun pelaporan tidak terdapat insiden kecelakaan kerja.
Page 6
Corporate Social Responsibility (CSR)
S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
Ya
terhadap komunitas atau organisasi nirlaba terdaftar?
SMBC Indonesia melaksanakan tanggung jawab sosial perusahaan (Corporate Social Responsibility/CSR)
sebagai perwujudan komitmennya dalam membina hubungan yang harmonis, berkelanjutan, dan saling
memberikan nilai tambah kepada masyarakat, lingkungan, serta seluruh pemangku kepentingan. Melalui
program Daya, SMBC Indonesia aktif mendukung pemberdayaan masyarakat, pendidikan, serta
peningkatan kualitas hidup komunitas sekitar melalui kemitraan strategis dengan berbagai organisasi sosial
yang didukung oleh kekuatan internal SDM sebagai upaya bersama membangun masa depan yang lebih
baik, adil, dan berkelanjutan bagi semua pemangku kepentingan. Program Daya dirancang untuk
menciptakan ekosistem yang mendukung pertumbuhan ekonomi berkelanjutan dengan menggabungkan
keahilan perbankan dan pendekatan pemberdayaan masyarakat.
C. Kinerja Tata Kelola (Governance Performance)
G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)
Tipe Manajemen
Jumlah Laki-laki Perempuan Pihak Independen
Perusahaan
Komisaris 0 3 3 5
Direksi 0 4 4 0
G-02 Total kehadiran direksi dan komisaris ke rapat dewan
Jumlah rapat dewan (di tahun Rata-rata persentase kehadiran
pelaporan) direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
35 89 %
dewan
Jumlah kehadiran komisaris ke
7 94 %
rapat dewan
Kebijakan mengenai manajemen lainnya
G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
Ya
The Board dan CEO?
Sistem hukum di Indonesia mengadopt Dual Board dimana terdapat fungsi pengawasan (yang dilakukan
oleh Dewan Komisaris) dan fungsi pelaksana (yang dilakukan oleh Direksi). Tugas dari masing-masing
Board tersebut dijelaskan dalam Anggaran Dasar, Pedoman dan Tata Tertib Kerja Direksi dan Tata Tertib
Kerja Komisaris. Dokumen-dokumen tersebut telah tersedia pada situs web Bank dan dikaji secara berkala.
G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
Ya
komisaris
Penilaian kinerja atas Dewan Komisaris dan Direksi
melalui metode penilaian mandiri (self-assessment).
Penilaian kinerja dilaksanakan setiap tahun secara
kolegial.
Kriteria Penilaian
Kriteria yang digunakan untuk melakukan penilaian
terhadap Dewan Komisaris mencakup:
1. Tanggung jawab Dewan Komisaris
2. Tata Kelola, manajemen risiko, kepatuhan, dan
pengendalian internal
Page 7
3. Struktur, ukuran dan komposisi Dewan Komisaris
4. Rapat Dewan Komisaris
5. Komite di bawah Dewan Komisaris
Kriteria yang digunakan untuk melakukan penilaian
terhadap Direksi mencakup:
1. Tugas dan tanggung jawab Direksi
2. Tata Kelola perusahaan, manajemen risiko, dan
pengendalian internal
3. Struktur, jumlah, dan komposisi Direksi
4. Efektivitas rapat Direksi
5. Unit kerja dan komite penunjang Direksi
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
Ya
komisaris
Sebagaimana diatur juga di dalam Pedoman Kerja dan
Tata Tertib Dewan Komisaris, pelaksanaan program
pengembangan kompetensi Direksi dan Dewan Komisaris, antara
lain untuk mendukung pelaksanaan tugas serta
mendung pencapaian pertumbuhan kinerja Bank yang
berkelanjutan serta pengelolaan Bank yang efektif.
Karena itu, SMBC Indonesia memfasilitasi dilakukannya
pengembangan kompetensi anggota Direksi dan Dewan Komisaris
melalui program pelatihan. Pengembangan kompetensi
tersebut direalisasikan sejalan dengan industri dan tata
kelola yang terus berkembang.
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
Ya
komisaris
1. Usulan calon anggota Direksi dari Pemegang Saham/Direksi/ Komisaris.
2. Penyampaian usulan calon anggota Direksi ke Komite Remunerasi & Nominasi.
3. Proses Seleksi oleh Komite Remunerasi & Nominasi meliputi:
a. Analisis kompetensi dan latar belakang kandidat.
b. Interview (apabila diperlukan).
4. Pengajuan proses Fit & Proper Test ke OJK.
5. Persetujuan OJK atas pengajuan calon anggota Direksi.
6. Penyampaian rekomendasi Komite Remunerasi & Nominasi ke Dewan Komisaris.
7. Dewan Komisaris mengusulkan kepada RUPS calon anggota Direksi dengan memperhatikan
rekomendasi dari Komite Remunerasi & Nominasi.
8. Keputusan RUPS tentang susunan anggota Direksi.
9. Pemberitahuan perubahan susunan anggota Direksi ke OJK.
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
Ya
korupsi?
PROGRAM DAN PROSEDUR
M E KORUPSI
PRAKTIK N G DANA PENYUAPAN
T A S I
Bank telah memiliki Kebijakan Anti Penyuapan dan
Korupsi yang telah memuat komitmen Bank terhadap
tindakan anti Korupsi dan anti Penyuapan. Selanjutnya,
setiap unit kerja dapat menetapkan ketentuan khusus
pada prosedurnya dalam upaya pencegahan tindakan
Korupsi dan Penyuapan sesuai dengan masing-masing
bidang kerjanya, antara lain:
1. Pengelolaan pemberian dan penerimaan Hiburan dan atau Hadiah
2. Penetapan klausul perjanjian dengan pihak ketiga/ pemberi jasa
3. Proses pengadaan barang dan jasa oleh vendor
4. Proses rekrutmen karyawan/Know Your Employee
5. Pelaksanaan uji tuntas terhadap Mitra Usaha
6. Pencegahan fraud pada proses identifikasi kerawanan/Fraud Risk Assessment oleh Divisi Anti-Financial
Crime (AFC) dengan menjalankan koordinasi dengan unit kerja lainnya
Page 8
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
Ya
Pemegang Saham?
Rapat Umum Pemegang Saham (RUPS) merupakan organ tertinggi dalam perusahaan yang bertanggung
jawab dalam pengambilan keputusan penting yang berkaitan dengan perusahaan. SMBC
Indonesiamengadakan RUPS setidaknya satu kali dalam setahun, dan bila dibutuhkan dapat dilakukan
R U P S L u a r B i a s a .
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
Dewan Komisaris dalam pengambilan keputusan wajib dilakukan hanya untuk kepentingan Bank, dalam hal
ini wajib mengesampingkan kepentingan pribadi atau golongan diatas kepentingan perusahaan. Dalam hal
ini, Dewan Komisaris tidak diperkenankan untuk
Memiliki transaksi dengan Bank secara langsung maupun tidak langsung, tanpa terlebih dahulu
menyampaikan keterbukaan
keterkaitannya serta mendapatkan persetujuan Dewan Komisaris dan atau RUPS.
Memanfaatkan Bank termasuk tapi tidak terbatas pada menggunakan aset dan fasilitas Perseroan untuk
kepentingan pribadi,
Page 9
D. Lain-lain
Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG
Halaman di Laporan
Kinerja Kode Nama Metrik
Keberlanjutan/Tahunan
E-01 Laporan Emisi Gas Rumah Kaca 89
E-02 Intensitas Emisi Gas Rumah Kaca 89
E-03 Konsumsi Energi Listrik 87
E-04 Konsumsi Air 92
Lingkungan
E-05 Limbah yang Dihasilkan 92
Komitmen Perusahaan untuk Mencapai
E-06 58
Target Net Zero Emission
Komitmen Perusahaan untuk
E-07 58
mengurangi Emisi Gas Rumah Kaca
S-01 Kesetaraan Gender 104-107
Pegawai Berdasarkan Gender dan
S-02 102
Kelompok Umur
S-03 Tingkat Pergantian Pegawai 103
S-04 Jumlah Pegawai Sementara 102
S-05 Pelatihan dan Pengembangan Pegawai 109-112
S-06 Jumlah Kecelakaan Kerja 114
Kejadian Pelanggaran Hak Asasi
S-07 114-142
Manusia
Sosial Kebijakan Pelecehan Seksual dan/atau
S-08 104-142
Non-diskriminasi
S-09 Kebijakan Mengenai Hak Asasi Manusia 142
Kebijakan Pekerja Anak dan/atau
S-10 102-142
Pekerja Paksa
Kebijakan Mengenai Kesehatan dan
Keselamatan Kerja serta Lingkungan
S-11 114-142
Kerja yang Aman dan Layak diberikan
Kepada Seluruh Karyawan
S-12 Pencegahan Konflik Kepentingan 120-133
Page 10
Keberagaman Manajemen dan
G-01 106-139
Independensi
Total Kehadiran Direksi dan Komisaris ke
G-02 303-307
Rapat Dewan
Kebijakan Pemisahan Chairman of the
G-03 36-44
Board dan CEO
Kebijakan Penilaian Dewan Direksi dan
G-04 302-306
Komisaris
Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola G-05 312-308-298-304
Komisaris
G-06 Kriteria Khusus Pemilihan Dewan 297-306
G-07 Kode Etik dan/atau Anti-Korupsi 144-145
Kebijakan Perlakuan Adil terhadap
G-08 138
Pemegang Saham
G-09 Pencegahan Konflik Kepentingan 143
Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga
Keselarasan dengan kerangka pelaporan keberlanjutan
X Ya Tidak
X GRI
X TCFD
CDP
IFRS S1
IFRS S2
X SASB
Others, please specify
Assurance dan validasi pihak ketiga
X Ya
Nama pihak ketiga Lingkup pekerjaan
SUCOFINDO 1.Assessment of SMBC Indonesias
adherence to the AA1000AP (2018) 2.
Demikian untuk diketahui.
Hormat Kami,
PT Bank SMBC Indonesia Tbk
Page 11
Eneng Yulie Andriani
Corporate Secretary
PT Bank SMBC Indonesia Tbk
Menara SMBC, CBD Mega Kuningan Lantai 29. Jl. Dr. Ide Anak Agung Gde Agung
Telepon : 021-300 26 200 , Fax : 021-300 26 309 , www.smbci.com
Nama Pengirim Eneng Yulie Andriani
Jabatan Corporate Secretary
Tanggal dan Waktu 01-04-2026 22:45
Lampiran 1. SR25_SMBCIIN.pdf
2. SR25_SMBCEN.pdf
3. S179.pdf
Dokumen ini merupakan dokumen resmi PT Bank SMBC Indonesia Tbk yang tidak memerlukan tanda tangan
karena dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Bank SMBC Indonesia Tbk bertanggung
jawab penuh atas informasi yang tertera didalam dokumen ini.
Page 12
Go To Indonesian Page
Letter / Announcement No. S.179/DIR/SBS/IV/2026
Issuer Name PT Bank SMBC Indonesia Tbk
Issuer Code BTPN
Attachment 3
Subject Submission of Sustainability Report
Referring to the Annual Report Report Number S.024/CCS/IV/2026 , with this The Company hereby submit
Sustainability Report 2025 for the period of 01 January 2025 to 31 December 2025 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)
The Company made invitations to the Annual General Meeting of Shareholders on 01 April 2026
The information referred above has been published on the Company’s website www.smbci.com at 01 April 2026
Is the Company listed on another Stock Exchange? (No)
A. Environmental Performance
The Company submits its Annual Sustainability and ESG Report:
E-01 Greenhouse Gas (GHG) Emission Report
Consolidated GHG Emission Report? Yes
Organizational Boundaries Operasional/Finansial
Any subsidiaries that are not included in the report? Yes
Please Explain:
PT Bank BTPN Syariah Tbk, PT Oto Multiartha, PT Summit Oto Finance, kecuali bila dinyatakan secara
khusus di bagian tertentu.
Name Total emission (tCO2e)
Category 1: Direct GHG emissions and removals
Direct emissions from stationary combustion 76,99
Direct emissions from mobile combustion 1.268,11
Direct emissions from processes 0
Direct fugitive emissions 0,8
Direct emissions from Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Direct Emissions (Scope 1) 1.345,9
Page 13
Category 2: Indirect GHG emissions from imported energy
Indirect emissions from imported/purchased electricity
13.394,83
consumption
Indirect emissions from imported/purchased network energy
0
consumption (excluding electricity)
Total Indirect Emissions (Scope 2) 13.394,83
Category 3: Indirect GHG emissions from transportation
Upstream transport and distribution 0
Business travels 0
Transportation of clients and visitors 769,13
Downstream transportation and distribution 0
Employee commuting 4.642,94
Category 4: Indirect GHG emissions from products used by Organization
Energy related activities not included in direct emissions and
4.570,16
energy indirect emissions
Purchased goods and services 308,89
Capital equipment/goods 0,66
Waste generated in operations 28,4
Upstream leased assets 0
Category 5: Indirect GHG Emissions associated with the use of products from the Organization
Investments 0
Use of sold products 1.586.802,5
End of life treatment of sold products 0
Downstream franchises 0
Downstream leased assets 0
Processing of sold products 0
Page 14
Category 6: Indirect GHG emissions from other sources
Other indirect emissions or removals 0
Total GHG Emissions (Scope 1 and 2) 1.597.122,68
Total GHG Emissions (Scope 1 and 2) 1.597.122,68
Total GHG Emissions (Scope 1, 2 and 3) 1.611.863,41
Offsets/Credits 0
REC Purchases (kWh) (836,07)
Total scope 1 and 2 emissions produced per
E-02 GHG Emissions Intensity 2,26
revenue of listed compant (tCO2e/Rp)
Total amount of energy directly consumed
57.387,99
(kWh or J)
Total amount of energy indirectly consumed
E-03 Electricity Consumption 18.893,05
(kWh or J)
Total energy consumption (kWh or J) 57.406,88305
E-04 Water Consumption Total water consumed (m3) 0
E-05 Waste Generation Total waste generated (ton) 0
E-06 Company commitment to Net Zero Emission Target
Does the Company have a net zero emission target commitment? Yes
What year is the Company’s net zero emission published target? 2030
Please provide a brief description and a link to documentation explaining the Company’s commitment in
achieving net zero emission target.
SMBC Indonesia supports SMBC Group's Net Zero Emission target, namely 2030 for bank operations and
2050 for loans and investment portfolios
E-07 Company Commitment to GHG Emission Reduction Target
Does the Company commit to reducing GHG emission? Ya
0%
What is the Company’s GHG emission reduction target?
0 (tCO2e)
Targeted year in achieving GHG reduction target? 2030
Does the Listed Company has measures on monitoring in enacting climate policy?
Yes
Page 15
Steps that have been taken and emission reductions that have been achieved compared to the previous year
Implementing the temperature setting of the air conditioner in the branch office at 24 Celsius to save electricity,
Using energy-saving LED lights, Reducing the number of operational vehicles, Equipping the lighting system in
the SMBC Tower with motion sensors to automatically turn off the lights when the room is empty, Using shuttle
buses for employees to save fuel reducing the use of personal vehicles, Providing complete digital application
services, thus eliminating the distance traveled by customers to SMBC Indonesia branch offices, Work from
home work system to reduce energy use in the office, Installing solar panels to reduce electricity use, Closing
branch offices, Disabling the use of floors at the Head Office, Using electric vehicles.
B. Kinerja Sosial (Social Performance)
S-01 Gender Diversity
Men Women
Job positions Number of Percentage of Percentage of
Number of employees
employees employees employees
Entry-level 1.024 16.68 % 1.154 18.8 %
Mid-level 1.765 28.75 % 1.215 19.79 %
Senior-level 594 9.68 % 378 6.16 %
Executive-level 5 0.08 % 4 6.16 %
Total Pegawai 3.388 55.19 % 2.751 44.81 %
S-02 Employees Level by Gender and Age Group
Job levels
Age group Entry-level Mid-level Senior-level Executive-level Number of
(years) employees
Men Women Men Women Men Women Men Women
18-25 23 32 60 61 0 0 0 0 176
25-35 328 519 620 426 44 27 0 0 1.964
35-45 541 539 769 183 268 186 0 0 2.846
45-55 132 64 315 183 271 155 4 3 1.127
>55 0 0 1 2 11 10 1 1 26
S-03 Employees Turnover
Number of employees Percentage
(in reporting year) (in reporting year)
Number of employees resigned 780 Employees 11,1 %
Number of newly appointed
428 Employees 7%
Employees
S-04 Temporary Worker
Page 16
Number of employees Percentage
(in reporting year) (in reporting year)
Total company headcount held
by contractors and/or 2.167 Employees 35 %
consultants
S-05 Employee Training and Development
Average training hour per
Total employee attending company Percentage of employee attending
employee
training program company training program (%)
(in reporting year)
38 hours/employee 6.127 99 %
S-06 Injury Rate
Frequency of work-related accidents of total
Percentage of serious work-related accidents resulting in
Employees
serious and fatal injuries from total employees (%)
(in reporting year)
0 0%
S-07 Incidents Regarding Human Rights Abuse
Number of incidents regarding human rights
0
abuse (in reporting year)
Company Policy Regarding Employees
S-08 Does the company has a policy regarding sexual harassment and/or
Yes
non-discrimination?
We are also committed to supporting gender equality through the provision of equal employment
opportunities without discrimination on the basis of gender, age, disability, religion, ethnicity, or other status
through a merit-based recruitment and promotion process.
S-09 Does the company has a policy regarding human rights? Yes
SMBC Indonesias Policy Commitment is the foundation of the Companys governance and operational
activities. This policy is based on the SMBC Indonesia Code of Ethics which summarizes SMBC Indonesia's
values in conducting a responsible business. Policy commitments are ratified by the Board of Directors as
the highest governance organ and socialized to employees, business partners, and other related parties so
that a work culture with integrity can always be implemented. These policy commitments include a wide
range of aspects, including: 1. Compliance and risk management 2. Prevention of conflicts of interest 3.
Creating a conducive and fair work environment, safe and promote equality 4. Information management and
security 5. Relationships with stakeholders
6. Implementation of Human Rights
S-10 Does the company have a policy regarding child labor and/or forced
Yes
labor?
SMBC Indonesia also does not employ workers with irregular work schedules or no guaranteed minimum
working hours, and rejects the practice of forced labor and child labor in accordance with laws and
regulations and human rights standards. This employment policy supports fair work practices, a safe work
environment, in line with SMBC Indonesia's sustainability framework
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all Yes
employees?
Page 17
SMBC Indonesia is committed to providing a safe, healthy, and comfortable work environment that is
realized through K3 policies, standard work facilities for employees, wellness programs, mental health, and
a good safety system in the workplace. Due to the caution of SMBC Indonesia, in the reporting year there
were no incidents of work accidents.
Corporate Social Responsibility (CSR)
S-12 Does the company have CSR activities, investments or donations to
Yes
the community or registered non-profit organizations?
SMBC Indonesia carries out Corporate Social Responsibility (CSR) as a manifestation of its commitment to
fostering harmonious, sustainable, and mutually beneficial relationships to the community, the environment,
and all stakeholders. Through the Daya program, SMBC Indonesia actively supports community
empowerment, education, and improving the quality of life of the surrounding community through strategic
partnerships with various social organizations supported by the internal strength of human resources as a
joint effort to build a better, fairer, and sustainable future for all stakeholders. The Power Program is
designed to create an ecosystem that supports sustainable economic growth by combining banking and
community empowerment approaches.
C. Governance Performance
G-01 Board Diversity and Independence
Type of Company Number of seats Seats Occupied by Seats Occupied by Seats Occupied by
Board on Company Men Women Independent Party
Commissioners 0 3 3 5
Directors 0 4 4 0
G-02 Board Meeting Attendance
Number of board meetings Percentage of board meeting
(in reporting year) attendances (in reporting year)
Director Attendance to
35 89 %
Board Meetings
Comissioner Attendance to
7 94 %
Board Meetings
Other governmental-related policy
G-03 Does the company has a policy regarding separation of the
Yes
Chairman of the Board and CEO?
The legal system in Indonesia adopts a Dual Board where there is a supervisory function (which is carried
out by the Board of Commissioners) and an executive function (which is carried out by the Board of
Directors). The duties of each Board are described in the Articles of Association, Guidelines and Work
Procedures of the Board of Directors and Work Procedures of Commissioners. These documents are
available on the Bank's website and are reviewed periodically.
G-04 Does the company has a policy regarding board appraisal? Yes
Performance assessment of the Board of Commissioners and Board of Directors through the self-
assessment method. Performance appraisals are carried out annually on a collegial level. Assessment
Criteria Criteria used to conduct the assessment to the Board of Commissioners including: 1.
Responsibilities of the Board of Commissioners 2. Governance, risk management, compliance, and Internal
control 3. Structure, size and composition of the Board of Commissioners 4. Board of Commissioners
Meeting
Page 18
5. Committees under the Board of Commissioners
Criteria used to conduct the assessment to the Board of Directors including: 1. Duties and responsibilities of
the Board of Directors 2. Corporate governance, risk management, and Internal control 3. Structure,
number, and composition of the Board of Directors 4. Effectiveness of the Board of Directors meeting 5.
Work units and support committees of the Board of Directors
G-05 Does the company has a policy regarding board training and
Yes
development?
As also regulated in the Work Guidelines and Rules of Procedure of the Board of Commissioners,
implementation of the program competency development of the Board of Directors and Board of
Commissioners, among to support the implementation of duties and clouding the Bank's performance
growth achievement and effective management of the Bank. Therefore, SMBC Indonesia facilitates the
implementation of
Development of competencies of members of the Board of Directors and Board of Commissioners through
training programs. Competency development realized in line with industry and management that continues
to grow
G-06 Does the company has a criteria regarding board appointment and
Yes
re-election?
1. Proposal of prospective members of the Board of Directors from Shareholders/Directors/Commissioners.
2. Submission of proposals for candidates for members of the Board of Directors to the Remuneration &
Nomination Committee. 3. The Selection Process by the Remuneration & Nomination Committee includes:
a. Analysis of the candidate's competency and background. b. Interview (if required). 4. Submission of the
Fit & Proper Test process to the OJK. 5. OJK approval of the submission of prospective members of the
Board of Directors. 6. Submission of recommendations of the Remuneration & Nomination Committee to the
Board of Commissioners. 7. The Board of Commissioners proposes to the GMS the prospective members of
the Board of Directors by taking into account
recommendations from the Remuneration & Nomination Committee. 8. Resolution of the GMS on the
composition of the members of the Board of Directors. 9. Notification of changes in the composition of the
Board of Directors to the
O J K .
G-07 Does the company has a policy regarding ethics and/or anti-
Yes
corruption?
OVERCOMING PROGRAMS AND PROCEDURES CORRUPT AND BRIBERY PRACTICES The bank
already has an Anti-Bribery Policy and Corruption that has contained the Bank's commitment to Anti-
Corruption and Anti-Bribery Acts. Furthermore, Each work unit can set special conditions in the procedure in
an effort to prevent action Corruption and Bribery according to each His fields of work include: 1.
Management of giving and receiving Entertainment and/or Prizes 2. Determination of agreement clauses
with third parties/service providers 3. The process of procurement of goods and services by vendors 4.
Employee recruitment process / Know Your Employee 5. Implementation of due diligence on Business
Partners 6. Fraud prevention in the Fraud Risk Assessment process by the Anti-Financial Crime (AFC)
Division by coordinating with other work units
G-08 Does the company has a policy regarding equitable treatment of
Yes
shareholders?
The General Meeting of Shareholders (GMS) is the highest organ in the company that is responsible for
making important decisions related to the company. SMBC Indonesia holds a GMS at least once a year, and
if necessary, an Extraordinary GMS can be held
G-09 Does the company have a policy regarding the obligations of
Yes
directors/commissioners to prevent conflicts of interest?
The Board of Commissioners in making decisions must be made only for the benefit of the Bank, in this case
it is obliged to set aside personal or group interests over the interests of the company. In this case, the
Board of Commissioners is not allowed to Have transactions with the Bank directly or indirectly, without first
conveying openness and obtain the approval of the Board of Commissioners and or the GMS. Utilizing the
Bank including but not limited to using the Company's assets and facilities for personal gain
Page 19
D. Other
Alignment of Sustainability/Annual Reports with ESG Metrics
Pages in the Sustainability/Annual
Kinerja Kode Metric Name
Report
E-01 Greenhouse Gas Emission Report 89
E-02 Greenhouse Gas Emission Intensity 89
E-03 Electricity Consumption 87
E-04 Water Consumption 92
Environment
E-05 Waste Generated 92
Company Commitment to Achieving Net
E-06 58
Zero Emission Target
Company Commitment to Reduce
E-07 58
Emission
S-01 Gender Equality 104-107
S-02 Employees by Gender and Age Group 102
S-03 Employee Turnover Rate 103
S-04 Number of Temporary Officers 102
S-05 Employee Training and Development 109-112
S-06 Number of Work Accidents 114
S-07 Human Rights Violation Incidents 114-142
Social Sexual Harassment and/or Non-
S-08 104-142
Discrimination Policy
S-09 Policy on Human Rights 142
S-10 Child Labor and/or Forced Labor Policy 102-142
Occupational Health and Safety Policy
S-11 and Safe and Secure Work Environment 114-142
are provided to all employees.
S-12 Corporate Social Responsibility 120-133
Page 20
Management Diversity and
G-01 106-139
Independence
Total Attendance of Directors and
G-02 303-307
Commissioners to Board Meetings
Chairman of the Board and CEO
G-03 36-44
Separation Policy
Board of Directors and Commissioners
G-04 302-306
Assessment Policy
Board of Directors and Commissioners
Governance G-05 312-308-298-304
Training Policy
G-06 Special Criteria for Election of the Board 297-306
G-07 Code of Ethics and/or Anti-Corruption 144-145
G-08 Fair Treatment Policy for Shareholders 138
G-09 Conflict of Interest Prevention Policy 143
Referenced International Standards and Third Party Verification
Alignment with sustainability reporting framework
X Yes No
X GRI
X TCFD
CDP
IFRS S1
IFRS S2
X SASB
Others, please specify
null
Third-party assurance and/or validation
X Yes
Name of third-party service provider Scope of Work
SUCOFINDO 1.Assessment of SMBC Indonesias
adherence to the AA1000AP (2018) 2.
Thus to be informed accordingly.
Respectfully,
PT Bank SMBC Indonesia Tbk
Page 21
Eneng Yulie Andriani
Corporate Secretary
PT Bank SMBC Indonesia Tbk
Menara SMBC, CBD Mega Kuningan Lantai 29. Jl. Dr. Ide Anak Agung Gde Agung
Phone : 021-300 26 200 , Fax : 021-300 26 309 , www.smbci.com
Sender Name Eneng Yulie Andriani
Function Corporate Secretary
Date and Time 01-04-2026 22:45
Attachment 1. SR25_SMBCIIN.pdf
2. SR25_SMBCEN.pdf
3. S179.pdf
This is an official document of PT Bank SMBC Indonesia Tbk that does not require a signature as it was generated
electronically by the electronic reporting system. PT Bank SMBC Indonesia Tbk is fully responsible for the
information contained within this document.
Names mentioned 14 people and organisations named in the text · linked when the evidence is strong
unresolved
—
Emisi langsung dari pembakaran stasioner
p.1
unresolved
—
Emisi fugitive langsung
p.1
unresolved
—
Total Emisi Langsung (Scope 1)
p.1
unresolved
person
Dr. Ide Anak Agung Gde Agung
p.11 ×2
unresolved
—
Direct emissions from stationary combustion
p.12
unresolved
—
Direct emissions from mobile combustion
p.12
unresolved
—
Direct emissions from processes
p.12
unresolved
—
Direct fugitive emissions
p.12
unresolved
—
Total Direct Emissions (Scope 1)
p.12
Extraction attempts how the parser did, and what it refused
Nothing structured was extracted from this document — the attempts below say why.
No extraction attempted yet.