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(FOLK

Jakarta, 30 November 2023
No. 050/DIR/SP-MGU/XI/2023

Kepada Yth.

Direksi PT Bursa Efek Indonesia
Gedung Bursa Efek Indonesia

Jl. Jenderal Sudirman Kav. 52 — 53
Jakarta Selatan 12190

Perihal : Penjelasan atas Perubahan lebih dari
20Y6 Pos Total Aset dan/atau Total Liabilitas

Dengan Hormat,

Dalam rangka memenuhi keputusan Direksi PT
Bursa Efek Indonesia Nomor  Kep-
00066/BEI/09-2022 tanggal 1 Oktober 2022
perihal Perubahan Peraturan Nomor I-E tentang
kewajiban Penyampaian Informasi khususnya
butir ITI.1.1.4, Bersama ini kami sampaikan
penjelasan atas perubahan lebih dari 20”6 (dua
puluh persen) pada pos Total Aset dan/atau
Total Liabilitas pada Laporan Keuangan per 30
September 2023 dibandingkan dengan laporan
keuangan tahunan auditan per 31 Desember
2022 sebagai berikut :
- Total Aset dan Total Liabilitas
mengalami peningkatan masing —
masing sebesar 60,61Y6 dan 58,146

pada tanggal 30 September 2023

dibandingkan pada tanggal 31
Desember 2022.
- Peningkatan tersebut terutama

disebabkan adanya peningkatan premi
bruto pada triwulan ke — 3 dalam
periode berjalan yang mengakibatkan
peningkatan pada sisi aset terutama
pada pos Piutang Premi, Piutang dan
Aset Reasuransi dan peningkatan pada
sisi Liabilitas terutama pada pos Utang
reasuransi dan Liabilitas Asuransi.

- Peningkatan Total Aset dan Total
Liabilitas tidak berdampak terhadap
kinerja keuangan Perseroan tahun
berjalan.

Demikian penjelasan kami atas peningkatan
Total Aset dan Total Liabilitas pada tanggal 30
September 2023.

Atas perhatian dan kerjasamanya, kami
ucapkan terima kasih.

Hormat Kami/Your-Sincerely
PT Multi Garam Utama"
/ L

Jakarta, 30 November 2023
No. 050/DIR/SP-MGU/XI/2023

To.

Board of Directors PT Indonesia Stock Exchange
Gedung Bursa Efek Indonesia

Jl. Jenderal Sudirman Kav. 52— 53

South Jakarta 12190

Subject : Explanation of Changes of more than
2096 in Total Assets and/or Total Liabilities

Dear Sir/Madam,

In order to comply with the decision of the Board
of Directors of PT Indonesia Stock Exchange
number Kep-00066/BE1/09-2022 dated October 1,
2022 concening Amendments to Regulation
Number I-E concening Obligations to Submit
Information, especially point III. 1.1.4, we hereby
provide an explanation of changes of more than
2046 (twenty percent) in the Total Assets and/or
Total Liabilities post in the financial statement as
of September 30, 2023 compared to the annual
audited financial statement as of December 31,
2022 as follow :

- Total Assets and Total  Liabilities
increased by 60.6146 and 581446
respectively on September 30, 2023
compared to December 31, 2022.

- This increase was mainly due to an
increase in gross premiums in the 3"
guarter of the current period which
resulted an increase on the Asset side,
especially in the Premium Receivables,
Receivables and Reinsurance Assets posts
and an increase on the Liabilities side,
especially in the Reinsurance Payables
and Insurance Liabilities Posts.

- The increase in Total Assets and Total
Liabilities had no impact to the current
year Company 's financial performance.

That is our explanation of the increase in Total
Assets and Total Liabilities on September 30, 2023.

We thank you for your kind attention and
cooperation.

Prosperity Tower, 17F, District 8, SCBD
Jl. Jend. Sudirman Kav. 52-53
Senayan, Kebayoran Baru

Jakarta Selatan — 12190

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