Back to announcement
20260331_LIFE_Penyampaian Bukti Iklan_32056600_lamp2.pdf
Other Text extracted LIFESource file signed link, expires in 15 minutes
Extracted text 1
Page 1
PT MSIG LIFE INSURANCE INDONESIA Tbk
Kantor Pusat
Sinarmas Land Plaza Sudirman Lantai 6, Jln. Jend. Sudirman Kav. 21 Jakarta 12920
LAPORAN KEUANGAN / FINANCIAL STATEMENTS
LAPORAN LABA RUGI DAN PENGHASILAN KOMPREHENSIF LAIN LAPORAN ARUS KAS / STATEMENT OF CASH FLOWS
LAPORAN POSISI KEUANGAN / STATEMENT OF FINANCIAL POSITION
/ STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME Untuk Tahun yang Berakhir pada Tanggal 31 Desember 2025 / For the Year Ended December 31, 2025
Tanggal 31 Desember 2025 / As of December 31, 2025
Untuk Tahun yang Berakhir pada Tanggal 31 Desember 2025 / For the Year Ended December 31, 2025 (Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain) / (E-pressed in millions of Rupiah, unless otherwise stated)
(Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain) / (E-pressed in millions of Rupiah, unless otherwise stated)
(Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain) / (E-pressed in millions of Rupiah, unless otherwise stated)
31 Desember 2025/ 31 Desember 2024/ LIABILITAS, DANA PESERTA DAN EKUITAS 31 Desember 2025/ 31 Desember 2024/ 31 Desember 2025/ 31 Desember 2024/ 31 Desember 2025/ 31 Desember 2024/
ASET/ASSETS December 31, 2025 December 31, 2024 URAIAN/DESCRIPTION URAIAN / DESCRIPTION
/ LIABILITIES, PARTICIPANTS’ FUND AND EQUITY December 31, 2025 December 31, 2024 December 31, 2025 December 31, 2024 December 31, 2025 December 31, 2024
I. INVESTASI/ INVESTMENTS III. LIABILITAS/LIABILITIES 1 PENDAPATAN/INCOME ARUS KAS DARI AKTIVITAS OPERASI/ CASH FLOWS FROM OPERATING ACTIVITIES
1 Deposito berjangka/ Time deposits 1 Liabilitas kontrak asuransi/ Insurance contract liabilities 6.164.445 4.961.616 2 Pendapatan asuransi/ Insurance revenue 1.968.826 1.554.247 Penerimaan dari/ Receipts of:
Pihak ketiga/ Third parties 772.209 662.312 2 Liabilitas kontrak reinsurance/ Reinsurance contract liabilities 11.180 3.788 3 Beban jasa asuransi/ Insurance service expenses (2.033.406) (1.504.265) Premi/ Premiums 4.383.579 3.245.052
Pihak berelasi/ Related parties - 73.686 3 Utang komisi - Syariah/ Commissions payable - Sharia 1.835 2.776 4 Pendapatan (beban) bersih dari kontrak reasuransi yang dimiliki/ Net income (expense) from reinsurance contracts held (17.982) (25.285) Ujrah/ Ujrah 24.416 38.879
2 Efek saham/ Equity securities 4 Liabilitas kepada pemegang polis - Syariah/ Liabilities to policyholders - 5 Total hasil jasa asuransi/ Total insurance service result (82.562) 24.697 Komisi reasuransi dan klaim/ Reinsurance commissions and claims 29.619 15.233
Pihak ketiga/ Third parties 1.805.250 1.994.074 Sharia: Lain-lain/ Others 93.614 39.690
Pihak berelasi/ Related parties 38.370 14.190 Liabilitas manfaat polis masa depan/ Liability for future policy benefits 129.493 150.546 6 Pendapatan pengelolaan operasi asuransi syariah (ujrah)/ Income from operational management on sharia insurance (ujrah) 40.964 41.002 Pembayaran untuk/ Payments for:
3 Obligasi korporasi/ Corporate bonds Premi belum merupakan pendapatan/ Unearned premiums 4.754 4.096 7 Pendapatan investasi - neto/ Investment income - net 1.039.703 569.017 Klaim dan manfaat/ Claims and benefits (2.634.073) (2.701.728)
Pihak ketiga/ Third parties 2.172.218 1.764.109 Estimasi liabilitas klaim/ Estimated claims liability 19.396 19.284 8 Pembalikan (penyisihan) kerugian penurunan nilai/Reversal (provision) for impairment losses (10.533) (5.177) Komisi dan tunjangan agen/ Agents’ commissions and allowances (702.063) (742.954)
Pihak berelasi/ Related parties 314.869 210.133 Utang klaim/ Claims payable 1.244 1.263 9 Total Pendapatan Investasi/ Total Investment Income 1.070.134 604.842 Beban operasi/ Operating expenses (640.389) (470.784)
4 MTN/ MTN 5 Beban akrual/ Accrued expenses 139.692 112.720 Premi reasuransi/ Reinsurance premiums (37.735) (25.984)
Pihak ketiga/ Third parties 105.656 100.586 6 Liabilitas imbalan kerja karyawan/ Employee benefits liability 21.821 26.110 10 Pendapatan (beban) keuangan dari kontrak asuransi/ Finance income (expenses) from insurance contracts (400.675) (75.467) Imbalan kerja karyawan/ Employee benefits (1.133) (1.333)
5 Surat berharga yang diterbitkan oleh negara RI/ Indonesian government bonds 7 Liabilitas sewa/ Lease liabilities 15.453 6.876 11 Pendapatan (Beban) Keuangan Bersih/ Net Finance Income (Expense) (400.675) (75.467) Arus kas neto diperoleh dari (digunakan untuk) aktivitas operasi/ Net cash flows provided by (used in)
8.059.648 7.197.622 8 Utang pajak/ Taxes payable 2.025 4.659 operating activities 515.835 (603.929)
Pihak ketiga/ Third parties
6 Reksa dana/ Mutual funds 9 Liabilitas pajak tangguhan/ Deferred tax liabilities 61.660 28.907 12 Hasil asuransi dan investasi bersih/ Net insurance and investment result 586.897 554.072
806.932 899.335 10 Utang lain-lain/ Other liabilities 223.762 112.375 ARUS KAS DARI AKTIVITAS INVESTASI/ CASH FLOWS FROM INVESTING ACTIVITIES
Pihak ketiga/ Third parties
Pihak berelasi/ Related parties - - 11 Simpanan pemegang polis/ Policyholder's deposit 328.836 281.463 13 Beban umum dan administrasi/ General and administrative expenses (286.307) (180.728) Pencairan efek yang diukur pada nilai wajar melalui laba rugi / Withdrawal in fair value through profit and loss
securities (115.721) 789.596
7 Pinjaman yang dijamin dengan hak tanggungan/ Mortgage loans 2.200 2.823 12 Ujrah diterima dimuka/ Unearned Ujrah 41.909 55.419 14 Pendapatan lain-lain/ Other income 68.257 169.730
Hasil investasi - neto / Investment income - net 718.310 754.410
15 Beban lain-lain/ Other Expenses (87.240) (100.637)
13 JUMLAH LIABILITAS/ TOTAL LIABILITIES (1 s/d 12) 7.167.505 5.771.898 Penerimaan atas penjualan aset tetap / Proceeds from sale of fixed assets 1.690 1.534
8 JUMLAH INVESTASI/ TOTAL INVESTMENTS (1 s/d 7) 14.077.352 12.918.870
Pencairan pinjaman hipotik / Withdrawal in mortgage loans 633 469
16 LABA SEBELUM BEBAN PAJAK FINAL DAN PAJAK PENGHASILAN/ INCOME BEFORE FINAL TAX AND INCOME TAX
14 DANA PESERTA/ PARTICIPANTS’ FUND 193.306 184.595 EXPENSE 281.607 442.437 Pencairan (penempatan) deposito berjangka/ Withdrawal (placement) in time deposits (35.770) 275.350
II. BUKAN INVESTASI/ NON INVESTMENTS
Penempatan efek yang diukur pada nilai wajar melalui penghasilan komprehensif lain / Placement in fair value
9 Kas dan bank/Cash on hand and in banks
IV EKUITAS/ EQUITY (75.379) (73.301) through other comprehensive income securities (375.085) (1.313.252)
Pihak ketiga/ Third parties 670.584 570.840 17 Pajak final/ Final tax
Penerimaan dari efek yang diukur pada biaya perolehan diamortisasi yang telah jatuh tempo / Receipt from
Pihak berelasi/ Related parties 330.955 98.036 Modal saham - nilai nominal Rp100 (nilai penuh) per saham matured amortized cost securities - 145.000
/Share capital - Rp100 (full amount) par value per share 18 LABA SEBELUM PAJAK PENGHASILAN/ INCOME BEFORE INCOME TAX EXPENSE 206.228 369.136
10 Piutang kontribusi - Syariah/ Contribution receivable - Sharia 4.728 1.136 Perolehan aset tak berwujud / Acquisition of intangible assets (35.651) (10.858)
11 Tagihan investasi/ Investment receivables 15 Modal dasar, ditempatkan dan disetor penuh - 2.100.000.000 (nilai penuh)
saham/Authorized, issued and fully paid - 2,100,000,000 (full amount) 210.000 210.000 Perolehan aset tetap / Acquisition of fixed assets (5.767) (5.852)
Pihak ketiga/ Third parties 162.334 166.429 19 (Beban) Manfaat pajak penghasilan/ Income tax (expense) benefit - 2.553
16 Tambahan modal disetor/Additional paid-in capital 6.842.500 6.842.500 Penempatan dana investasi peserta - syariah / Placement in participant investment fund - sharia 5.187 (59.288)
Pihak berelasi/ Related parties 2.273 1.520 Penempatan pinjaman polis / Placement in policy loans
17 Keuntungan yang belum direalisasi atas perubahan nilai wajar efek yang diukur 118 (155)
51.304 18.867 20 LABA TAHUN BERJALAN/ INCOME FOR THE YEAR 206.228 371.689
12 Piutang lain-lain/ Other receivables pada nilai wajar melalui penghasilan komprehensif lain - neto Arus kas neto (digunakan untuk) diperoleh dari aktivitas investasi/ Net cash flows (used in) provided by
13 Biaya dibayar dimuka/ Prepaid e-penses /Unrealized gain on changes in fair value of securities at fair value through investing activities 157.944 576.954
Pihak ketiga/ Third parties 102.800 133.940 other comprehensive income - net 410.183 62.407 Penghasilan komprehensif lain/ Other comprehensive income:
Pihak berelasi/ Related parties 2.278 2.251 18 Penyisihan kerugian penurunan nilai atas efek yang diukur pada nilai wajar ARUS KAS DARI AKTIVITAS PENDANAAN/CASH FLOWS FROM FINANCING ACTIVITY
melalui penghasilan komprehensif lain 21 Pos yang akan direklasifikasi ke laba rugi/ Item that will be reclassified to profit or loss
14 Aset tetap - neto/ Fixed assets - net 162.482 168.809 Pembayaran dividen/ Payment of dividend (336.000) (79.800)
/Allowance for impairment losses on securities measured at fair value through
15 Aset hak - guna - neto/ Right-of-use assets - net 17.041 7.904 other comprehensive income 6.062 2.867 22 Keuntungan (kerugian) yang belum direalisasi atas perubahan nilai wajar efek yang diukur pada nilai wajar melalui penghasilan Pembayaran liabilitas sewa/Payment of lease liabilities (9.250) (9.459)
komprehensif lain/ Unrealized gain (loss) on changes in fair value of securities at fair value through other comprehensive income 381.629 (137.138)
16 Aset lain-lain/ Other assets 19 Surplus revaluasi tanah dan bangunan - neto/Revaluation surplus on land and Arus kas digunakan untuk aktivitas pendanaan/Cash flows used in financing activities (345.250) (89.259)
buildings - net 113.331 23 Pajak penghasilan terkait/ Related income tax (33.853) 8.043
Pihak ketiga / Third parties 283.978 280.762 118.229
20 Saldo laba/ Retained earnings 1.142.999 1.246.768 24 Penyisihan kerugian penurunan nilai atas efek yang diukur pada nilai wajar melalui penghasilan komprehensif lain/ Allowance
Pihak berelasi/ Related parties 3.093 3.093 587 KENAIKAN (PENURUNAN) NETO KAS DAN BANK 328.529 (116.234)
for impairment losses on securities measured at fair value through other comprehensive income 3.195
21 Cadangan keuangan asuransi/ Insurance finance reserve (214.684) (66.807)
25 Pendapatan (beban) keuangan dari kontrak asuransi/ Finance income (expenses) from insurance contracts (147.877) 63.028
1.793.850 1.453.587 KAS DAN BANK AWAL TAHUN/CASH ON HAND AND IN BANKS AT BEGINNING OF YEAR 670.619 782.551
17 JUMLAH BUKAN INVESTASI/ TOTAL NON INVESTMENTS (9 s/d 16)
22 JUMLAH EKUITAS/ TOTAL EQUITY (15 s/d 21) 8.510.391 8.415.964
26 Pos yang tidak akan direklasifikasi ke laba rugi/ Item that will not be reclassified to profit or loss PENGARUH PERUBAHAN KURS TERHADAP KAS DAN BANK
18 JUMLAH ASET/ TOTAL ASSETS (8 + 17) 15.871.202 14.372.457
27 Surplus revaluasi tanah dan bangunan/ Revaluation surplus on land and buildings (6.279) 13.806 /NET EFFECT OF CHANGES IN E-CHANGE RATES ON CASH ON HAND AND IN BANKS 5.010 4.302
23 JUMLAH LIABILITAS, DANA PESERTA, DAN EKUITAS
/ TOTAL LIABILITIES, PARTICIPANTS’ FUND AND EQUITY (13 + 14 + 22) 15.871.202 14.372.457 28 Pajak penghasilan terkait/ Related income tax 1.381 (2.834)
29 Pengukuran kembali liabilitas imbalan kerja karyawan/ Remeasurement of employe benefits liability 4.375 KAS DAN BANK AKHIR TAHUN/CASH ON HAND AND IN BANKS AT END OF YEAR 1.004.158 670.619
19.724
30 Penghasilan (rugi) komprehensif lain, setelah pajak/ Other comprehensive (loss) income, net of tax 217.920 (50.133)
LAPORAN PERUBAHAN EKUITAS / STATEMENT OF CHANGES IN EQUITY
Untuk Tahun yang Berakhir pada Tanggal 31 Desember 2025 / For the Year Ended December 31, 2025
(Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain) / (E-pressed in millions of Rupiah, unless otherwise stated) 31 TOTAL PENGHASILAN KOMPREHENSIF TAHUN BERJALAN/ TOTAL COMPREHENSIVE INCOME FOR THE YEAR 424.148 321.556
Keuntungan (kerugian) yang Penyisihan kerugian Saldo Laba/Retained earnings 32 LABA PER SAHAM DASAR (nilai penuh)/BASIC EARNINGS PER SHARE (full amount) 98 177
belum direalisasi atas penurunan nilai atas Surplus
perubahan nilai wajar efek efek yang diukur pada revaluasi
Tambahan yang diukur pada nilai wajar nilai wajar melalui tanah dan Cadangan
Modal saham Modal
ditempatkan dan melalui penghasilan penghasilan bangunan - keuangan
disetor/ asuransi/ Cadangan Belum
disetor penuh komprehensif lain-neto/ komprehensif lain/ neto/ umum/ Total Ekuitas/
URAIAN/DESCRIPTION Additional Unrealize gain (loss) on Allowance for Revaluation Insurance ditentukan Total Equity
/Issued and fully paid-in Appropriated penggunaannya/
paid share capital changes in fair value of impairment losses on surplus on land finance
capital reserve for general Unappropriated
securities at fair value securities measured at and buildings - reserve Catatan/Notes:
through other comprehensive fair value through other net
income-net comprehensive income 1. Informasi keuangan yang disajikan dalam Publikasi ini diambil dari Laporan Keuangan PT MSIG Life Insurance Indonesia Tbk ("Perusahaan") pada tanggal 31 Desember 2025 dan untuk tahun yang berakhir pada tanggal tersebut, yang disusun oleh Manajemen Perusahaan sesuai degan
Standar Akuntansi Keuangan (SAK) di Indonesia, yang telah diaudit oleh KAP Purwanto, Susanti & Surja ("PSS"), firma anggota Ernst & Young Global Limited dengan rekan penanggung jawab adalah Ignatius Yokajaya, auditor independen, berdasarkan Standar Audit yang ditetapkan
oleh Institut Akuntan Publik Indonesia, dengan opini tanpa modifikasian , sebagaimana tercantum dalam laporannya tanggal 30 Maret 2026 yang tidak termasuk dalam Publikasi ini.
Saldo per 1 Januari 2024/ Balance as of January 1, 2024 210.000 6.842.500 191.502 2.280 107.257 (129.835) 8.771 936.602 8.169.077
Laba Tahun berjalan/ Income for the year
The financial information presented in this Publication is taken from the Financial Statements of PT MSIG Life Insurance Indonesia Tbk (the "Company") as of December 31, 2025 and for the year ended on that date, prepared by the Company's Management in accordance with Financial
- - - - - - - 371.689 371.689
Accounting Standards (SAK) in Indonesia, which have been audited by KAP Purwanto, Susanti & Surja ("PSS"), member firms of Ernst & Young Global Limited with signing partner is Ignatius Yokajaya, independent auditors, based on Audit Standards established by the Indonesian Institute of
Kerugian yang belum direalisasi atas perubahan nilai wajar efek yang diukur
Certified Public Accountants, with opinion Unqualified Opinion, as stated in its report dated March 30, 2025 which is not included in this Publication.
pada nilai wajar melalui penghasilan komprehensif lain - neto
Unrealized loss on changes in fair value of securities at fair value 2. Angka (nilai) yang disajikan pada Laporan Posisi Keuangan dan Laporan Laba Rugi Komprehensif di atas diambil dari Laporan Keuangan Audit yang disusun berdasarkan Standar Akuntansi Keuangan (Audited)/The figures (values) presented in the Statement of Financial Position and
through other comprehensive income - net - - (129.095) - - - - - (129.095) Comprehensive Income Statement above are taken from the Audited Financial Statements prepared based on Financial Accounting Standards (Audited)
Cadangan umum / Appropriated for general reserve - - - - - - 762 (762) -
3. Kurs pada tanggal 31 Desember 2025, 1 US $ : Rp 16.782 (nilai penuh)/ Exchange rate on December 31, 2025, 1 US $ : Rp 16,782 (full amount)
Pengukuran kembali liabilitas imbalan kerja karyawan / Remeasurement of
- - - - - - - 4.375 4.375 Kurs pada tanggal 31 Desember 2024, 1 US $ : Rp 16.162 (nilai penuh)/ Exchange rate on December 31, 2024, 1 US $ : Rp 16,162 (full amount)
employee benefits liability
Penyisihan kerugian penurunan nilai atas efek yang diukur pada nilai wajar 4. Laba bersih per saham dasar dihitung berdasarkan laba tahun berjalan dibagi dengan rata-rata tertimbang jumlah saham yang beredar selama tahun yang bersangkutan/Basic Earnings per share is computed based on income for the year divided by the weighted average number of issued
melalui penghasilan komprehensif lain / Allowance for impairment losses and fully paid shares outstanding during the year
on securities measured at fair value through other comprehensive income - - - 587 - - - - 587
Surplus revaluasi tanah dan bangunan tahun berjalan - neto / Revaluation
surplus on land and buildings for the year - net - - - - 16.103 - - - 16.103
Transfer surplus revaluasi tanah dan bangunan ke saldo laba / Transfer of
revaluation surplus on land and buildings to retained earnings - - - - (5.131) - - 5.131 -
Dividen / Dividend - - - - - - - (79.800) (79.800)
Cadangan keuangan asuransi / Insurance finance reserve - - - - - 63.028 - - 63.028
Saldo per 31 Desember 2024/ Balance as of December 31, 2024 210.000 6.842.500 62.407 2.867 118.229 (66.807) 9.533 1.237.235 8.415.964
Saldo per 1 Januari 2025/ Balance as of January 1, 2025 210.000 6.842.500 62.407 2.867 118.229 (66.807) 9.533 1.237.235 8.415.964
Laba Periode berjalan/ Income for the period - - - - - - - 206.228 206.228
Keuntungan yang belum direalisasi atas perubahan nilai wajar efek yang diukur
pada nilai wajar melalui penghasilan komprehensif lain - neto /
Unrealized gain on changes in fair value of securities at fair value
through other comprehensive income - net - - 347.776 - - - - - 347.776
Cadangan umum / Appropriated for general reserve - - - - - - 3.394 (3.394) -
Pengukuran kembali liabilitas imbalan kerja karyawan / Remeasurement of Jakarta, 31 Maret 2026/ Jakarta, March 31, 2026
employee benefits liability - - - - - - - 19.724 19.724
Penyisihan kerugian penurunan nilai atas efek yang diukur pada nilai wajar
PT MSIG Life Insurance Indonesia Tbk
melalui penghasilan komprehensif lain / Allowance for impairment losses
- - - 3.195 - - - - 3.195
Direksi / Board of Directors
on securities measured at fair value through other comprehensive income
Surplus revaluasi tanah dan bangunan tahun berjalan - neto / Revaluation
surplus on land and buildings for the year - net - - - - 1.381 - - - 1.381
Transfer surplus revaluasi tanah dan bangunan ke saldo laba / Transfer of
revaluation surplus on land and buildings to retained earnings - - - - (6.279) - - 6.279 -
Dividen / Dividend - - - - - - - (336.000) (336.000)
Cadangan keuangan asuransi / Insurance finance reserve - - - - - (147.877) - - (147.877)
Saldo per 31 Desember 2025/ Balance as of December 31, 2025 210.000 6.842.500 410.183 6.062 113.331 (214.684) 12.927 1.130.072 8.510.389
(021) 5060 9999 / 2650 8300 088 1234 1088 msiglife.co.id www.msiglife.co.id MSIG Life | PT MSIG Life Insurance Indonesia Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan.
Names mentioned 6 people and organisations named in the text · linked when the evidence is strong
unresolved
org
Life Insurance Indonesia Tbk
p.1 ×4
unresolved
org
Young Global Limited
p.1 ×2
Extraction attempts how the parser did, and what it refused
Nothing structured was extracted from this document — the attempts below say why.
No extraction attempted yet.