Skip to content
Back to announcement

FinancialStatement-2023-III-PNMP.pdf

Financial statement Text extracted PNMP

Source file signed link, expires in 15 minutes

This browser can't display the PDF inline. Open it in a new tab.

Extracted text 23

Page 1
Nomor Surat                        S-716/PNM-DIR.PDK/SPR/X/23
Nama Emiten                        PT Permodalan Nasional Madani
Kode Emiten                        PNMP
Perihal                            Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit



Perseroan dengan ini menyampaikan laporan keuangan untuk periode 9 Bulan yang berakhir pada 30/09/2023 dengan ikhtisar sebagai berikut :



Informasi mengenai anak perusahaan Perseroan sebagai berikut :




 No       Nama         Kegiatan         Lokasi        Tahun          Status         Jumlah Aset         Satuan        Mata      Persentase
                        Usaha                        Komersil        Operasi                                          Uang         (%)
 1    PT PNM            Manajer         Jakarta        1996           Aktif                  244.789   JUTAAN         IDR        99.9991
      Investment       Investasi
      Management
 2    PT PNM         Modal Ventura      Jakarta        1999           Aktif               3.728.633    JUTAAN         IDR        99.9997
      Venture
      Capital




      Dokumen ini merupakan dokumen resmi PT Permodalan Nasional Madani yang tidak memerlukan tanda tangan karena dihasilkan secara

               elektronik. PT Permodalan Nasional Madani bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
Page 2
[1000000] General information

Informasi umum                                                                General information
                                               30 September 2023
Nama entitas                           PT Permodalan Nasional                                    Entity name
                                       Madani
Penjelasan perubahan nama dari akhir                                  Explanation of change in name from
periode laporan sebelumnya                                              the end of the preceding reporting
                                                                                                       period
Kode entitas                           PNMP                                                      Entity code
Nomor identifikasi entitas             AA624                                   Entity identification number
Industri utama entitas                 Pembiayaan / Financing                           Entity main industry
Standar akutansi yang dipilih          PSAK                                Selected accounting standards
Sektor                                 G. Financials                                                   Sector
Subsektor                              G2. Financing Service                                       Subsector
Industri                               G22. Business Financing                                       Industry
Subindustri                            G222. Specialize Business                                Subindustry
                                       Financing
Informasi pemegang saham                                               Controlling shareholder information
                                       National Corporation
pengendali
Jenis entitas                          Local Company - Indonesia                               Type of entity
                                       Jurisdiction
Jenis efek yang dicatatkan             Obligasi / Bond                              Type of listed securities
Jenis papan perdagangan tempat                                         Type of board on which the entity is
entitas tercatat                                                                                        listed
Apakah merupakan laporan keuangan                                     Whether the financial statements are
satu entitas atau suatu kelompok       Entitas grup / Group entity      of an individual entity or a group of
entitas                                                                                               entities
Periode penyampaian laporan                                                  Period of financial statements
                                       Kuartal III / Third Quarter
keuangan                                                                                        submissions
Tanggal awal periode berjalan          January 01, 2023                            Current period start date
Tanggal akhir periode berjalan         September 30, 2023                           Current period end date
Tanggal akhir tahun sebelumnya         December 31, 2022                                 Prior year end date
Tanggal awal periode sebelumnya        January 01, 2022                               Prior period start date
Tanggal akhir periode sebelumnya       September 30, 2022                             Prior period end date
Tanggal akhir 2 tahun sebelumnya       December 31, 2021                              Prior 2 year end date
Mata uang pelaporan                    Rupiah / IDR                   Description of presentation currency
Kurs konversi pada tanggal pelaporan                                    Conversion rate at reporting date if
jika mata uang penyajian selain rupiah 15,526.00000                     presentation currency is other than
                                                                                                       rupiah
Pembulatan yang digunakan dalam                                         Level of rounding used in financial
penyajian jumlah dalam laporan      Jutaan / In Million                                           statements
keuangan
Jenis laporan atas laporan keuangan Tidak Diaudit / Unaudit          Type of report on financial statements
Jenis opini auditor                                                               Type of auditor's opinion
Hal yang diungkapkan dalam paragraf                                                    Matters disclosed in
pendapat untuk penekanan atas suatu                                    emphasis-of-matter or other-matter
masalah atau paragraf penjelasan                                                           paragraph, if any
lainnya, jika ada
Hasil penugasan review                                                       Result of review engagement
Opini Hal Audit Utama                                                      Any Key Audit Matters Opinion
Jumlah Hal Audit Utama                                                             Total Key Audit Matters
Paragraf Hal Audit Utama                                                     Key Audit Matters Paragraph
Tanggal laporan audit atau hasil                                       Date of auditor's opinion or result of
laporan review                                                                                 review report
Auditor tahun berjalan                                                                 Current year auditor
Page 3
Nama partner audit tahun berjalan                   Name of current year audit signing
                                                                                   partner
Lama tahun penugasan partner yang                     Number of years served as audit
menandatangani                                                            signing partner
Auditor tahun sebelumnya                                                Prior year auditor
Nama partner audit tahun sebelumnya                   Name of prior year audit signing
                                                                                   partner
Kepatuhan terhadap pemenuhan                     Whether in compliance with OJK rules
peraturan OJK Nomor:                                 No. 75/POJK.04/2017 concerning
                                     Ya / Yes
75/POJK.04/2017 tentang Tanggung                responsibilities of board of directors on
Jawab Direksi Atas Laporan Keuangan                                  financial statements
Kepatuhan terhadap pemenuhan                       Compliance to the independency of
independensi akuntan yang                          Accountant that provide services in
memberikan jasa audit di pasar modal               Capital Market as regulated in OJK
sesuai dengan POJK Nomor             Ya / Yes               rules No. 13/POJK.03/2017
13/POJK.03/2017 tentang                                  concerning The Use of Public
Penggunaan Jasa Akuntan Publik                        Accountant and Auditing Firm in
dalam Kegiatan Jasa Keuangan                              Financial Services Activities.
Page 4
[8220000] Statement of financial position presented using order of liquidity -
Financing Industry

Laporan posisi keuangan                                         Statement of financial position
                                  30 September 2023     31 December 2022
Aset                                                                                                  Assets
  Kas dan setara kas                           9,466                 2,931   Cash and cash equivalents
  Giro pada bank lain                                                     Current accounts with other
                                                                                                   banks
      Giro pada bank lain pihak                                                Current accounts with
                                             140,705              170,479
      ketiga                                                                 other banks third parties
      Giro pada bank lain pihak                                                Current accounts with
                                             781,153              700,752
      berelasi                                                            other banks related parties
  Aset keuangan yang diukur                                                 Financial assets at fair value
  pada nilai wajar melalui laba              954,145              785,881           through profit or loss
  rugi
  Pinjaman yang diberikan                                                                         Loans
      Pinjaman yang diberikan                                                      Loans third parties
                                         44,260,392            41,591,007
      pihak ketiga
      Pinjaman yang diberikan                                                    Loans related parties
                                                 277                  277
      pihak berelasi
      Cadangan kerugian                                                      Allowance for impairment
      penurunan nilai pada              ( 3,101,416 )        ( 3,148,721 )           losses for loans
      pinjaman yang diberikan
  Piutang lainnya                             56,753               10,906               Other receivables
  Aset tidak lancar atau                                                           Non-current assets or
  kelompok lepasan                                                           disposal groups classified as
                                               6,738                 8,590
  diklasifikasikan sebagai                                                                   held-for-sale
  dimiliki untuk dijual
  Biaya dibayar dimuka                       870,718              501,929              Prepaid expenses
  Pajak dibayar dimuka                       457,388               64,972                   Prepaid taxes
  Aset keuangan lainnya                      988,775            1,010,877          Other financial assets
  Aset pajak tangguhan                     1,295,320              891,681            Deferred tax assets
  Aset takberwujud selain                                                    Intangible assets other than
                                              65,114              150,820
  goodwill                                                                                        goodwill
  Aset tetap                                                                         Property, plant, and
                                           3,102,910            2,583,979
                                                                                                equipment
   Aset lainnya                             622,080             1,284,256                    Other assets
   Jumlah aset                           50,887,088            46,833,225                    Total assets
Liabilitas dan ekuitas                                                                Liabilities and equity
   Liabilitas                                                                                   Liabilities
       Utang bunga                           240,766              201,870           Interest payables
       Uang muka dan angsuran                                                          Advances and
                                           3,781,361            5,270,505
                                                                                          installments
     Kewajiban imbalan pasca                                                 Post-employment benefit
                                              89,303              238,898
     kerja                                                                                 obligations
     Efek yang diterbitkan                                                         Securities issued
         Surat utang jangka                                                    Medium term notes
                                             338,900
         menengah
     Liabilitas keuangan                                                      Other financial liabilities
                                           5,342,884            5,685,070
     lainnya
     Beban akrual                          1,876,144              879,440         Accrued expenses
     Utang pajak                             835,342              643,566             Taxes payable
     Liabilitas pajak tangguhan                9,785                3,767       Deferred tax liabilities
     Liabilitas lainnya                      814,795              489,050             Other liabilities
     Sukuk mudharabah                      5,379,900            4,534,500         Mudharabah sukuk
Page 5
  Jumlah liabilitas           42,249,031   39,404,677          Total liabilities
Ekuitas                                                                      Equity
  Ekuitas yang                                           Equity attributable to
  diatribusikan kepada                                equity owners of parent
  pemilik entitas induk                                                   entity
      Saham biasa              3,800,000    3,800,000       Common stocks
      Cadangan pengukuran                                        Reserve of
      kembali program              5,576        2,448    remeasurements of
      imbalan pasti                                    defined benefit plans
      Saldo laba                                         Retained earnings
      (akumulasi kerugian)                                          (deficit)
         Saldo laba yang                                   Appropriated
         telah ditentukan                             retained earnings
         penggunaanya
             Cadangan                                     General and
                                760,000      760,000
             umum dan wajib                             legal reserves
             Cadangan                                          Specific
                                 30,633       30,633
             khusus                                           reserves
         Saldo laba yang                                  Unappropriated
         belum ditentukan      4,007,581    2,805,608   retained earnings
         penggunaannya
      Jumlah ekuitas yang                                      Total equity
      diatribusikan kepada                            attributable to equity
                               8,603,790    7,398,689
      pemilik entitas induk                                owners of parent
                                                                       entity
   Kepentingan                                         Non-controlling interests
                                 34,267        29,859
   non-pengendali
   Jumlah ekuitas              8,638,057    7,428,548                Total equity
Jumlah liabilitas dan                                   Total liabilities and equity
                              50,887,088   46,833,225
ekuitas
Page 6
[8312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Financing Industry

Laporan laba rugi dan penghasilan                         Statement of profit or loss and other
komprehensif lain                                                     comprehensive income
                                    30 September 2023     30 September 2022
Pendapatan                                                                                               Income
  Pendapatan bunga dan                                                           Interest and finance income
                                           10,713,008              9,105,078
  keuangan
  Keuntungan (kerugian) atas                                                      Realised gains (losses) on
  perdagangan aset keuangan                      8,471                25,176       trading of financial assets
  yang telah direalisasi
  Keuntungan (kerugian) selisih                                                 Gains (losses) on changes in
                                                    16                ( 386 )
  kurs mata uang asing                                                                  foreign exchange rates
  Keuntungan (kerugian)                                                         Gains (losses) on disposal of
                                                   263                   214
  pelepasan aset tetap                                                                 property and equipment
  Pendapatan lainnya                           142,056                50,689                      Other income
Beban                                                                                                   Expenses
  Beban bunga dan keuangan                ( 1,818,347 )         ( 1,831,982 )       Interest and finance costs
  Pembentukan penyisihan                                                              Provision for impairment
                                          ( 1,127,569 )         ( 1,840,284 )
  kerugian penurunan nilai                                                                               losses
  Beban penjualan                            ( 40,320 )            ( 16,925 )                 Selling expenses
  Beban gaji dan tunjangan                                                      Salary and employee benefit
                                          ( 3,068,027 )         ( 2,509,400 )
  karyawan                                                                                          (expenses)
  Beban umum dan                                                                  General and administrative
                                          ( 2,778,770 )         ( 1,839,000 )
  administrasi                                                                                        expenses
  Beban penyusutan properti                                                        Depreciation of investment
  investasi, aset sewa, aset                                                            property, lease assets,
  tetap, aset yang diambil alih             ( 424,606 )           ( 184,031 )         property and equipment,
  dan aset ijarah                                                                foreclosed assets and ijarah
                                                                                                         assets
    Beban lainnya                            ( 22,156 )            ( 14,600 )                  Other expenses
Jumlah laba (rugi) sebelum                                                         Total profit (loss) before tax
                                             1,584,019               944,549
pajak penghasilan
Pendapatan (beban) pajak                    ( 377,615 )           ( 208,565 )           Tax benefit (expenses)
Jumlah laba (rugi) dari operasi                                                       Total profit (loss) from
                                             1,206,404               735,984
yang dilanjutkan                                                                       continuing operations
Jumlah laba (rugi)                           1,206,404               735,984                 Total profit (loss)
Pendapatan komprehensif                                                       Other comprehensive income,
lainnya, setelah pajak                                                                                  after tax
    Pendapatan komprehensif                                                         Other comprehensive
    lainnya yang tidak akan                                                       income that will not be
    direklasifikasi ke laba rugi,                                                 reclassified to profit or
    setelah pajak                                                                             loss, after tax
        Pendapatan komprehensif                                                  Other comprehensive
        lainnya atas pengukuran                                                                income for
        kembali kewajiban                        3,127                 4,154 remeasurement of defined
        manfaat pasti, setelah                                               benefit obligation, after tax
        pajak
        Jumlah pendapatan                                                                  Total other
        komprehensif lainnya                                                 comprehensive income
        yang tidak akan                          3,127                 4,154          that will not be
        direklasifikasi ke laba                                               reclassified to profit or
        rugi, setelah pajak                                                             loss, after tax
    Jumlah pendapatan                                                        Total other comprehensive
    komprehensif lainnya,                        3,127                 4,154            income, after tax
    setelah pajak
Page 7
Jumlah laba rugi komprehensif       1,209,531   740,138   Total comprehensive income
Laba (rugi) yang dapat                                      Profit (loss) attributable to
diatribusikan
   Laba (rugi) yang dapat                                   Profit (loss) attributable to
                                    1,201,973   731,649
   diatribusikan ke entitas induk                                          parent entity
   Laba (rugi) yang dapat                                   Profit (loss) attributable to
   diatribusikan ke kepentingan        4,431      4,335      non-controlling interests
   non-pengendali
Laba rugi komprehensif yang                                      Comprehensive income
dapat diatribusikan                                                        attributable to
   Laba rugi komprehensif yang                                 Comprehensive income
   dapat diatribusikan ke entitas   1,205,100   735,803    attributable to parent entity
   induk
   Laba rugi komprehensif yang                                Comprehensive income
   dapat diatribusikan ke              4,431      4,335 attributable to non-controlling
   kepentingan non-pengendali                                                 interests
Laba (rugi) per saham                                         Earnings (loss) per share
   Laba per saham dasar                                    Basic earnings per share
   diatribusikan kepada                                         attributable to equity
   pemilik entitas induk                                 owners of the parent entity
       Laba (rugi) per saham                             Basic earnings (loss) per
       dasar dari operasi yang       421,745    256,719      share from continuing
       dilanjutkan                                                       operations
   Laba (rugi) per saham                                 Diluted earnings (loss) per
   dilusian                                                                      share
       Laba (rugi) per saham                            Diluted earnings (loss) per
       dilusian dari operasi yang    421,745    256,719      share from continuing
       dilanjutkan                                                       operations
Page 8
[8410000] Statement of changes in equity - Financing Industry - Current Year

30 September 2023


Laporan perubahan ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Statement of changes in equity
                                                                                                                                                                                                                                                                                                        Cadangan perubahan nilai                                                                                                                                                                                                                                                                                                                     Saldo laba yang telah        Saldo laba yang telah
                                                                                                                                                                                                                                                                                                                                         Cadangan keuntungan                                                                        Cadangan pengukuran                                Selisih Transaksi Perubahan                                    Selisih transaksi ekuitas                                                                                                                                                               Ekuitas yang dapat
                                                                                                                                                                                                               Penjabaran laporan                                      Cadangan selisih kurs             wajar aset keuangan nilai                                      Cadangan pembayaran           Cadangan lindung nilai                                                                                             Kepentingan ekuitas                                          Transaksi dengan pihak            Komponen transaksi                ditentukan                   ditentukan               Saldo laba yang belum                                                               Kepentingan
                                                        Saham biasa         Saham preferen         Tambahan modal disetor           Saham treasuri        Uang muka setoran modal          Opsi saham                                       Cadangan revaluasi                                                                         (kerugian) investasi pada                                                                   kembali program imbalan      Cadangan lainnya              Ekuitas Entitas                                               dengan pihak                                                                                                                                                                 diatribusikan kepada entitas    Proforma ekuitas                                    Ekuitas
                                                                                                                                                                                                                   keuangan                                                penjabaran                    wajar melalui pendapatan                                          berbasis saham                   arus kas                                                                                                          lainnya                                                 non-pengendali lainnya              ekuitas lainnya          penggunaannya-cadangan       penggunaannya-cadangan       ditentukan penggunaannya                                                              non-pengendali
                                                                                                                                                                                                                                                                                                                                           instrumen ekuitas                                                                                 pasti                                             Anak/Asosiasi                                               non-pengendali                                                                                                                                                                            induk
                                                                                                                                                                                                                                                                                                           komprehensif lainnya                                                                                                                                                                                                                                                                                                                        umum dan wajib                    khusus
                                                                                                                                                                                                                                                                                                         Reserve for changes in fair
                                                                                                                                                                                                                                                                                                                                        Reserve of gains (losses)                                                                                                                                                                                     Difference in value of equity                                                                  Appropriated retained
                                                                                                                                                                                                                                                                         Reserve of exchange             value of fair value through                                    Reserve of share-based                                     Reserve of remeasurements                            Difference Due to Changes of                                                                  Other transactions with         Other components of equity                                  Appropriated retained        Unappropriated retained   Equity attributable to parent
                                                        Common stocks       Preferred stocks       Additional paid-in capital       Treasury stocks        Advances in capital stock       Stock options       Translation adjustment       Revaluation reserves                                                                       from investments in equity                                    Reserve of cash flow hedges                                 Other reserves                                          Other equity interests             transactions with                                                                      earnings-general and legal                                                                                             Proforma equity       Non-controlling interests    Equity
                                                                                                                                                                                                                                                                       differences on translation       other comprehensive income                                            payments                                               of defined benefit plans                          Equity in Subsidiary/Associates                                                                non-controlling interests              transactions                                       earnings-specific reserves           earnings                        entity
                                                                                                                                                                                                                                                                                                                                              instruments                                                                                                                                                                                               non-controlling interests                                                                           reserves
                                                                                                                                                                                                                                                                                                               financial assets
Posisi ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Equity position
  Saldo awal periode sebelum penyajian kembali                  3,800,000                                                                                                                                                                                                                                                          0                                                                                                                   2,449                                                                                                                                                                                                          760,000                       30,633                   2,805,608                    7,398,690                                                29,859         7,428,549    Balance before restatement at beginning of period
  Posisi ekuitas, awal periode                                  3,800,000                      0                                0                     0                                0                   0                            0                          0                                0                              0                                0                            0                             0                       2,449                       0                                0                             0                               0                               0                            0                      760,000                       30,633                   2,805,608                    7,398,690                         0                      29,859         7,428,549          Equity position, beginning of the period
  Laba (rugi)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                1,201,973                    1,201,973                                                 4,431         1,206,404                                          Profit (loss)
  Pendapatan komprehensif lainnya                                                                                                                                                                                                                                                                                                  0                                                                                                                   3,127                                                                                                                                                                                                                                                                                                  3,127                                                                   3,127                        Other comprehensive income
  Transaksi ekuitas lainnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       0                                                 ( 23 )            ( 23 )                           Other equity transactions
  Posisi ekuitas, akhir periode                                 3,800,000                      0                                0                     0                                0                   0                            0                          0                                0                              0                                0                            0                             0                       5,576                       0                                0                             0                               0                               0                            0                      760,000                       30,633                   4,007,581                    8,603,790                         0                      34,267         8,638,057                 Equity position, end of the period
Page 9
[8410000] Statement of changes in equity - Financing Industry - Prior Year

30 September 2022


Laporan perubahan ekuitas                                                                                                                                                                                                                                                                Statement of changes in equity
                                                                   Cadangan perubahan
                                                                                                                          Saldo laba yang telah        Saldo laba yang telah
                                                                       nilai wajar aset        Cadangan pengukuran                                                                Saldo laba yang belum      Ekuitas yang dapat
                                                                                                                               ditentukan                   ditentukan                                                                   Kepentingan
                                                 Saham biasa       keuangan nilai wajar          kembali program                                                                        ditentukan          diatribusikan kepada                                 Ekuitas
                                                                                                                        penggunaannya-cadangan       penggunaannya-cadangan                                                             non-pengendali
                                                                    melalui pendapatan             imbalan pasti                                                                     penggunaannya              entitas induk
                                                                                                                            umum dan wajib                    khusus
                                                                   komprehensif lainnya
                                                                   Reserve for changes in
                                                                    fair value of fair value         Reserve of           Appropriated retained
                                                                                                                                                       Appropriated retained      Unappropriated retained   Equity attributable to
                                                 Common stocks            through other          remeasurements of      earnings-general and legal                                                                                   Non-controlling interests   Equity
                                                                                                                                                     earnings-specific reserves         earnings               parent entity
                                                                   comprehensive income         defined benefit plans            reserves
                                                                        financial assets
Posisi ekuitas                                                                                                                                                                                                                                                                                                        Equity position
  Saldo awal periode sebelum penyajian kembali         3,800,000                 ( 5,620 )                      7,194                     537,241                        30,633               2,045,598               6,415,046                       22,908        6,437,954     Balance before restatement at beginning of period
  Posisi ekuitas, awal periode                         3,800,000                 ( 5,620 )                      7,194                     537,241                        30,633               2,045,598               6,415,046                       22,908        6,437,954           Equity position, beginning of the period
  Laba (rugi)                                                                                                                                                                                   731,649                 731,649                        4,335          735,984                                           Profit (loss)
  Pendapatan komprehensif lainnya                                                                               4,154                                                                                                     4,154                            0             4,154                        Other comprehensive income
  Penjabaran laporan keuangan                                                                                                             222,759                                            ( 222,759 )                                                                     0                              Translation adjustment
  Transaksi ekuitas lainnya                                                                                       145                                                                                                       145                     ( 4,035 )         ( 3,890 )                           Other equity transactions
  Posisi ekuitas, akhir periode                        3,800,000                 ( 5,620 )                     11,493                     760,000                        30,633               2,554,488               7,150,994                       23,208        7,174,202                  Equity position, end of the period
Page 10
[8510000] Statement of cash flows, direct method - Financing Industry

Laporan arus kas                                                            Statement of cash flows
                                  30 September 2023     30 September 2022
Arus kas dari aktivitas operasi                                                  Cash flows from operating
                                                                                                     activities
   Penerimaan dari kerjasama                                                           Received from loan
   penerusan pinjaman dan                    566,814               165,827 channeling and joint financing
   pembiayaan bersama                                                                          cooperation
   Pembayaran untuk kerjasama                                               Payments for loan channeling
   penerusan pinjaman dan                 ( 447,351 )           ( 116,407 )             and joint financing
   pembiayaan bersama                                                                          cooperation
   Penerimaan bunga dari                                                           Interests received from
                                              48,059                51,498
   aktivitas operasi                                                                    operating activities
   Pembayaran bunga dari                                                     Interests paid from operating
                                        ( 1,815,426 )         ( 1,797,552 )
   aktivitas operasi                                                                               activities
   Pembayaran pajak                                                                Payments for corporate
                                        ( 1,078,952 )
   penghasilan badan                                                                            income tax
   Penerimaan pengembalian                                                  Income taxes refunded (paid)
   (pembayaran) pajak                                                             from operating activities
                                          ( 313,517 )           ( 464,535 )
   penghasilan dari aktivitas
   operasi
   Penerimaan bunga pinjaman                                                Receipts of interest from loan
                                         10,383,933              8,864,884
   diberikan                                                                                    receivable
   Penerimaan (pengeluaran)                                                 Other cash inflows (outflows)
   kas lainnya dari aktivitas           ( 5,175,970 )         ( 1,804,587 )      from operating activities
   operasi
   Arus kas sebelum                                                             Net cash flows received
   perubahan dalam aset dan                                                     from (used in) operating
   liabilitas yang diperoleh            ( 1,524,697 )         ( 2,776,313 ) activities before changes in
   dari (digunakan untuk)                                                           assets and liabilities
   aktivitas operasi
   Penurunan (kenaikan) aset                                                  Decrease (increase) from
   operasi                                                                             operation assets
       Penurunan (kenaikan)                                                  Decrease (increase) from
                                               2,166               ( 8,426 )
       efek-efek                                                                            securities
       Penurunan (kenaikan)                                                  Decrease (increase) from
                                        ( 3,694,453 )         ( 7,667,015 )
       kredit                                                                                   credit
   Jumlah arus kas bersih                                                          Total net cash flows
   yang diperoleh dari                                                          received from (used in)
                                        ( 1,524,697 )         ( 2,776,313 )
   (digunakan untuk) aktivitas                                                      operating activities
   operasi
Arus kas dari aktivitas                                                        Cash flows from investing
investasi                                                                                         activities
   Penerimaan dari penjualan                                                  Proceeds from disposal of
                                              80,215                11,326
   aset tetap                                                                   property and equipment
   Pembayaran untuk perolehan                                                Payments for acquisition of
                                          ( 634,840 )           ( 314,321 )
   aset tetap                                                                   property and equipment
   Penerimaan (pengeluaran)                                                 Other cash inflows (outflows)
   kas lainnya dari aktivitas                                    1,125,507       from investing activities
   investasi
   Jumlah arus kas bersih                                                           Total net cash flows
   yang diperoleh dari                                                           received from (used in)
                                          ( 554,625 )              822,512
   (digunakan untuk) aktivitas                                                       investing activities
   investasi
Arus kas dari aktivitas                                                          Cash flows from financing
pendanaan                                                                                         activities
   Penerimaan pinjaman bank              27,629,283            13,708,580       Proceeds from bank loans
Page 11
   Pembayaran pinjaman bank      ( 21,662,081 )   ( 14,117,207 )      Payments of bank loans
   Penerbitan sukuk                                                  Issuance of mudharabah
                                     1,971,900          492,500
   mudharabah                                                                          sukuk
   Pembayaran sukuk                                                 Payments of mudharabah
                                  ( 1,126,500 )    ( 1,458,000 )
   mudharabah                                                                          sukuk
   Penerimaan surat berharga                                     Proceeds from debt securities
                                      390,000         4,312,700
   utang
   Pembayaran surat berharga                                         Payments of debt securities
                                  ( 4,911,130 )    ( 3,132,257 )
   utang
   Pembayaran pinjaman                                             Payments of other borrowings
                                      ( 1,043 )        ( 1,042 )
   lainnya
   Pembayaran biaya penerbitan                                       Payments of debt securities
                                                       ( 6,060 )
   surat berharga utang                                                          issuance costs
   Jumlah arus kas bersih                                                 Total net cash flows
   yang diperoleh dari                                                 received from (used in)
                                     2,290,429       ( 200,786 )
   (digunakan untuk) aktivitas                                             financing activities
   pendanaan
Jumlah kenaikan (penurunan)                                       Total net increase (decrease)
                                      211,107      ( 2,154,587 )
bersih kas dan setara kas                                         in cash and cash equivalents
Kas dan setara kas arus kas,                                     Cash and cash equivalents cash
                                     1,096,771        4,020,609
awal periode                                                        flows, beginning of the period
Efek perubahan nilai kurs pada                                   Effect of exchange rate changes
                                            16           ( 386 )
kas dan setara kas                                                  on cash and cash equivalents
Kas dan setara kas arus kas,                                         Cash and cash equivalents
                                     1,307,894        1,865,636
akhir periode                                                     cash flows, end of the period
Page 12
[8610000] Explanation for Significant Accounting Policy - Financing Industry
Page 13
[8611000] Notes to the financial statements - Property, Plant, and Equipement - Financing Industry - Current Year

30 September 2023

Aset tetap                                                                                                                                                                          Property, plant, and equipment
                                                                                                                                                Aset tetap, akhir
                                                         Aset tetap, awal periode   Penambahan aset tetap          Pengurangan aset tetap
                                                                                                                                                    periode
                                                           Property, plant, and
                                                                                    Addition in property, plant,    Disposals in property,     Property, plant, and
                                                          equipment, beginning
                                                                                          and equipment             plant, and equipment      equipment, end period
                                                                 period
Nilai perolehan, kotor   Tanah, dimiliki langsung                      853,066                         12,879                 ( 111,685 )                  754,260         Land, directly owned          Carrying amount, gross
                         Bangunan dan fasilitasnya,                                                                                                                      Building and leasehold
                                                                       848,568                          1,433                       ( 494 )                849,507
                         dimiliki langsung                                                                                                                         improvement, directly owned
                         Mesin dan peralatan, dimiliki                                                                                                               Machinery and equipment,
                                                                                                                                                                 0
                         langsung                                                                                                                                                 directly owned
                         Alat berat, dimiliki langsung                                                                                                               Heavy equipment, directly
                                                                                                                                                                 0
                                                                                                                                                                                           owned
                         Alat pengangkutan, dimiliki                                                                                                                 Transportation equipment,
                                                                                                                                                                 0
                         langsung                                                                                                                                                 directly owned
                         Perabot dan peralatan                                                                                                                              Furniture and office
                                                                       806,814                       246,417                    ( 12,914 )               1,040,317
                         kantor, dimiliki langsung                                                                                                                   equipment, directly owned
                         Kendaraan bermotor, dimiliki                                                                                                              Motor vehicle, directly owned
                                                                       849,188                       123,901                    ( 83,084 )                 890,005
                         langsung
                         Pesawat, dimiliki langsung                                                                                                              0           Aircraft, directly owned
                         Kapal, dimiliki langsung                                                                                                                0          Vessels, directly owned
                         Lainnya, dimiliki langsung                    169,972                        18,048                    ( 35,189 )                 152,831           Others, directly owned
                         Dimiliki langsung                           3,527,608                       402,678                  ( 243,366 )                3,686,920                   Directly owned
                         Mesin, aset hak guna                                                                                                                                Machinery, right of use
                                                                                                                                                                    0
                                                                                                                                                                                                assets
                         Alat pengangkutan, aset hak                                                                                                                     Transportation equipment,
                                                                                                                                                                    0
                         guna                                                                                                                                                     right of use assets
                         Alat berat, aset hak guna                                                                                                                       Heavy equipment, right of
                                                                                                                                                                    0
                                                                                                                                                                                           use assets
                         Bangunan, aset hak guna                       187,261                       661,538                    ( 41,957 )                 806,842      Building, right of use assets
                         Perabot dan peralatan                                                                                                                                   Furniture and office
                         kantor, aset hak guna                              621                         6,076                       ( 141 )                   6,556        equipment, rights of use
                                                                                                                                                                                                assets
                         Kendaraan bermotor, aset                                                                                                                       Motor vehicle, rights of use
                                                                          1,192                         8,008                    ( 1,999 )                    7,201
                         hak guna                                                                                                                                                               assets
Page 14
                       Pesawat, aset hak guna                                                         0 Aircraft, right of use assets
                       Kapal, aset hak guna                                                           0 Vessels, right of use assets
                       Lainnya, aset hak guna                                                         0   Others, right of use assets
                       Aset hak guna                    189,074     675,622     ( 44,097 )      820,599         Right of use assets
                       Aset dalam penyelesaian                            0           (0)             0 Assets under construction
                       Aset tetap                                                                              Property, plant, and
                                                       3,716,682   1,078,300   ( 287,463 )    4,507,519
                                                                                                                          equipment
Akumulasi depresiasi   Tanah, dimiliki langsung                                                       0         Land, directly owned              Carrying amount,
                       Bangunan dan fasilitasnya,                                                             Building and leasehold       accumulated depreciation
                                                        143,867      31,753           (0)       175,620
                       dimiliki langsung                                                                improvement, directly owned
                       Mesin dan peralatan, dimiliki                                                      Machinery and equipment,
                                                                                                      0
                       langsung                                                                                        directly owned
                       Alat berat, dimiliki langsung                                                      Heavy equipment, directly
                                                                                                      0
                                                                                                                                owned
                       Alat pengangkutan, dimiliki                                                        Transportation equipment,
                                                                                                      0
                       langsung                                                                                        directly owned
                       Perabot dan peralatan                                                                     Furniture and office
                                                        517,084     101,120     ( 12,877 )      605,327
                       kantor, dimiliki langsung                                                          equipment, directly owned
                       Kendaraan bermotor, dimiliki                                                     Motor vehicle, directly owned
                                                        267,833     129,954     ( 64,125 )      333,662
                       langsung
                       Pesawat, dimiliki langsung                                                     0        Aircraft, directly owned
                       Kapal, dimiliki langsung                                                       0       Vessels, directly owned
                       Lainnya, dimiliki langsung        124,170     15,327      ( 32,642 )     106,855        Others, directly owned
                       Dimiliki langsung               1,052,954    278,154    ( 109,644 )    1,221,464                 Directly owned
                       Mesin, aset hak guna                                                                    Machinery, right of use
                                                                                                      0
                                                                                                                                  assets
                       Alat pengangkutan, aset hak                                                         Transportation equipment,
                                                                                                      0
                       guna                                                                                          right of use assets
                       Alat berat, aset hak guna                                                            Heavy equipment, right of
                                                                                                      0
                                                                                                                              use assets
                       Bangunan, aset hak guna           79,076     135,487     ( 41,959 )     172,604    Building, right of use assets
                       Perabot dan peralatan                                                                       Furniture and office
                       kantor, aset hak guna                524       8,871        ( 141 )        9,254       equipment, rights of use
                                                                                                                                  assets
                       Kendaraan bermotor, aset                                                           Motor vehicle, rights of use
                                                            149       2,094        ( 956 )        1,287
                       hak guna                                                                                                   assets
                       Pesawat, aset hak guna                                                        0     Aircraft, right of use assets
                       Kapal, aset hak guna                                                          0    Vessels, right of use assets
                       Lainnya, aset hak guna                                                        0     Others, right of use assets
                       Aset hak guna                     79,749     146,452     ( 43,056 )     183,145           Right of use assets
Page 15
                  Aset dalam penyelesaian                    0          (0)             0 Assets under construction
                  Aset tetap                                                                    Property, plant, and
                                            1,132,703   424,606   ( 152,700 )   1,404,609
                                                                                                         equipment
Nilai perolehan   Aset tetap                                                                    Property, plant, and   Carrying amount
                                            2,583,979                           3,102,910
                                                                                                         equipment
Page 16
[8611000] Notes to the financial statements - Property, Plant, and Equipement - Financing Industry - Prior Year

31 December 2022

Aset tetap                                                                                                                                                                           Property, plant, and equipment
                                                       Aset tetap, awal      Penambahan aset          Pengurangan aset                                    Aset tetap, akhir
                                                                                                                              Reklasifikasi aset tetap
                                                           periode                tetap                    tetap                                              periode
                                                      Property, plant, and                                                      Reclassifications of     Property, plant, and
                                                                             Addition in property,   Disposals in property,
                                                     equipment, beginning                                                       property, plant, and       equipment, end
                                                                             plant, and equipment    plant, and equipment
                                                            period                                                                  equipment                  period
Nilai perolehan, kotor   Tanah, dimiliki langsung                859,150                   22,467                                         ( 28,551 )                853,066        Land, directly owned     Carrying amount, gross
                         Bangunan dan                                                                                                                                            Building and leasehold
                         fasilitasnya, dimiliki                  800,195                   19,822                                             28,551                848,568       improvement, directly
                         langsung                                                                                                                                                                 owned
                         Perabot dan peralatan                                                                                                                                      Furniture and office
                         kantor, dimiliki langsung               615,642                 213,548                ( 22,376 )                                          806,814          equipment, directly
                                                                                                                                                                                                  owned
                         Kendaraan bermotor,                                                                                                                                      Motor vehicle, directly
                                                                 564,033                 315,797                ( 30,642 )                                          849,188
                         dimiliki langsung                                                                                                                                                        owned
                         Lainnya, dimiliki                                                                                                                                       Others, directly owned
                                                                 165,676                    4,296                                                                   169,972
                         langsung
                         Dimiliki langsung                    3,004,696                  575,930                ( 53,018 )                                        3,527,608             Directly owned
                         Bangunan, aset hak                                                                                                                                        Building, right of use
                                                                 208,301                   19,695               ( 40,735 )                                          187,261
                         guna                                                                                                                                                                     assets
                         Perabot dan peralatan                                                                                                                                      Furniture and office
                         kantor, aset hak guna                      7,695                   2,457                ( 9,531 )                                               621    equipment, rights of use
                                                                                                                                                                                                  assets
                         Kendaraan bermotor,                                                                                                                                     Motor vehicle, rights of
                                                                  57,467                   44,559             ( 100,834 )                                              1,192
                         aset hak guna                                                                                                                                                        use assets
                         Aset hak guna                           273,463                   66,711             ( 151,100 )                                           189,074        Right of use assets
                         Aset tetap                                                                                                                                               Property, plant, and
                                                              3,278,159                  642,641              ( 204,118 )                                         3,716,682
                                                                                                                                                                                             equipment
Akumulasi depresiasi     Bangunan dan                                                                                                                                            Building and leasehold          Carrying amount,
                         fasilitasnya, dimiliki                   94,519                   49,348                                                                   143,867       improvement, directly              accumulated
                         langsung                                                                                                                                                                 owned               depreciation
                         Perabot dan peralatan                                                                                                                                      Furniture and office
                         kantor, dimiliki langsung               387,042                 151,956                ( 21,914 )                                          517,084          equipment, directly
                                                                                                                                                                                                  owned
                         Kendaraan bermotor,                                                                                                                                      Motor vehicle, directly
                                                                 171,509                 117,103                ( 20,779 )                                          267,833
                         dimiliki langsung                                                                                                                                                        owned
Page 17
                  Lainnya, dimiliki        118,898      5,272                  124,170     Others, directly owned
                  langsung
                  Dimiliki langsung        771,968    323,679    ( 42,693 )   1,052,954           Directly owned
                  Bangunan, aset hak                                                         Building, right of use
                                            91,171     28,640    ( 40,735 )     79,076
                  guna                                                                                      assets
                  Perabot dan peralatan                                                       Furniture and office
                  kantor, aset hak guna      9,486       569      ( 9,531 )        524    equipment, rights of use
                                                                                                            assets
                  Kendaraan bermotor,                                                      Motor vehicle, rights of
                                            40,554     60,429   ( 100,834 )        149
                  aset hak guna                                                                         use assets
                  Aset hak guna            141,211     89,638   ( 151,100 )     79,749       Right of use assets
                  Aset tetap                                                                Property, plant, and
                                           913,179    413,317   ( 193,793 )   1,132,703
                                                                                                       equipment
Nilai perolehan   Aset tetap                                                                Property, plant, and      Carrying amount
                                          2,364,980                           2,583,979
                                                                                                       equipment
Page 18
[8611100] Disclosure of Notes to the financial statements - Property, Plant and Equipment - Financing Industry
Page 19
[8694000a] Notes to the financial statements - Bank Loans by Order of Liquidity - Financing Industry

Catatan utang bank berdasarkan tingkat likuiditas                                                                                                         Notes for bank loans by order of liquidity

                                                  30 September 2023                                         31 December 2022

                                        Utang bank berdasarkan                                   Utang bank berdasarkan
                                          tingkat likuiditas, nilai    Total utang bank, kotor     tingkat likuiditas, nilai    Total utang bank, kotor
                                         dalam mata uang asing                                    dalam mata uang asing
                                            Bank loans by order                                      Bank loans by order
                                        liquidity, amount in foreign   Total bank loans, gross   liquidity, amount in foreign   Total bank loans, gross
                                                   currency                                                 currency
Bank Central Asia Tbk      IDR                                                       473,377                                                  620,966                        IDR      Bank Central Asia Tbk
                           Mata uang                                                 473,377                                                  620,966                   Currency
Bank Rakyat Indonesia      IDR                                                     2,933,488                                                  325,000                        IDR     Bank Rakyat Indonesia
(Persero) Tbk              Mata uang                                               2,933,488                                                  325,000                   Currency               (Persero) Tbk
Bank Mandiri (Persero) Tbk IDR                                                       851,617                                                        0                        IDR Bank Mandiri (Persero) Tbk
                           Mata uang                                                 851,617                                                        0                   Currency
Bank Syariah Indonesia Tbk IDR                                                             0                                                  225,222                        IDR Bank Syariah Indonesia Tbk
                           Mata uang                                                       0                                                  225,222                   Currency
Bank Negara Indonesia      IDR                                                       771,613                                                  610,413                        IDR     Bank Negara Indonesia
(Persero) Tbk              Mata uang                                                 771,613                                                  610,413                   Currency               (Persero) Tbk
Bank Jago Tbk              IDR                                                             0                                                                                 IDR              Bank Jago Tbk
                           Mata uang                                                       0                                                                            Currency
Bank Permata Tbk           IDR                                                     1,332,000                                                  883,333                        IDR         Bank Permata Tbk
                           Mata uang                                               1,332,000                                                  883,333                   Currency
Bank Mega Tbk              IDR                                                             0                                                  128,222                        IDR             Bank Mega Tbk
                           Mata uang                                                       0                                                  128,222                   Currency
Bank Mayapada              IDR                                                             0                                                                                 IDR            Bank Mayapada
Internasional Tbk          Mata uang                                                       0                                                                            Currency           Internasional Tbk
Bank Danamon Indonesia     IDR                                                     1,501,178                                                  500,000                        IDR   Bank Danamon Indonesia
Tbk                        Mata uang                                               1,501,178                                                  500,000                   Currency                         Tbk
Bank BTPN Syariah Tbk      IDR                                                             0                                                                                 IDR    Bank BTPN Syariah Tbk
                           Mata uang                                                       0                                                                            Currency
Bank Maybank Indonesia     IDR                                                     1,217,500                                                  376,667                        IDR   Bank Maybank Indonesia
Tbk                        Mata uang                                               1,217,500                                                  376,667                   Currency                         Tbk
Bank Pan Indonesia Tbk     IDR                                                       366,167                                                  628,868                        IDR    Bank Pan Indonesia Tbk
Page 20
                          Mata uang                                    366,167                               628,868              Currency
Bank Cimb Niaga Tbk       IDR                                            5,921                                 4,900                   IDR       Bank Cimb Niaga Tbk
                          Mata uang                                      5,921                                 4,900              Currency
Bank Rakyat Indonesia     IDR                                                0                                                         IDR     Bank Rakyat Indonesia
Agroniaga Tbk             Mata uang                                          0                                                    Currency             Agroniaga Tbk
Bank Btpn Tbk             IDR                                                0                                                         IDR             Bank Btpn Tbk
                          Mata uang                                          0                                                    Currency
Bank Tabungan Negara      IDR                                        1,220,807                               918,812                   IDR    Bank Tabungan Negara
(Persero) Tbk             Mata uang                                  1,220,807                               918,812              Currency               (Persero) Tbk
Bank OCBC Nisp Tbk        IDR                                                0                                                         IDR       Bank OCBC Nisp Tbk
                          Mata uang                                          0                                                    Currency
Bank KB Bukopin Tbk       IDR                                                0                                                         IDR       Bank KB Bukopin Tbk
                          Mata uang                                          0                                                    Currency
Bank Pembangunan Daerah IDR                                            886,682                               989,943                   IDR Bank Pembangunan Daerah
Jawa Barat dan Banten Tbk Mata uang                                    886,682                               989,943              Currency Jawa Barat dan Banten Tbk
Pinjaman sindikasi        IDR                                          317,018                             1,295,447                   IDR      Syndicated bank loans
                          Mata uang                                    317,018                             1,295,447              Currency
Bank asing lainnya        IDR                                                0                                                         IDR         Other foreign banks
                          Mata uang                                          0                                                    Currency
Bank lokal lainnya        IDR                                        6,041,154                             3,777,428                   IDR           Other local banks
                          Mata uang                                  6,041,154                             3,777,428              Currency
Kreditur nama bank        Mata uang                                 17,918,522                                                    Currency        Creditor bank name

Catatan utang bank berdasarkan tingkat likuiditas                                                                    Notes for bank loans by order of liquidity
                                                    30 September 2023                31 December 2022
Total utang bank, kotor                                                 17,918,522                                                              Total bank loans, gross
   Total utang bank, bersih                                             17,918,522                      11,285,221                               Total bank loan, net
Page 21
[8694100] Disclosure of Notes to the financial statements - Bank Loans by Order of Liquidity - Financing Industry
Page 22
[8697000] Notes to the financial statements - Bank Loans by Order of Liquidity Interest Information - Financing Industry

30 September 2023

Catatan utang bank berdasarkan tingkat likuiditas                                                                                                Notes for bank loans by order of liquidity
                                         Utang bank berdasarkan
                                                                         Jatuh tempo utang
                                           tingkat likuiditas, nilai                                       Bunga              Jenis bunga
                                                                                bank
                                          dalam mata uang asing
                                             Bank loans by order
                                         liquidity, amount in foreign   Due date for bank loan           Interest rate      Interest rate type
                                                    currency
Bank Central Asia Tbk      IDR                            473,376 12 Bulan                       0.0535                  Fixed                                    IDR        Bank Central Asia Tbk
Bank Rakyat Indonesia      IDR                                                                                                                                    IDR       Bank Rakyat Indonesia
                                                        2,933,488 24 Bulan                       0.05                    Fixed
(Persero) Tbk                                                                                                                                                                        (Persero) Tbk
Bank Mandiri (Persero) Tbk IDR                            851,617 12 Bulan                       0.067                   Fixed                                    IDR Bank Mandiri (Persero) Tbk
Bank Negara Indonesia      IDR                                                                                                                                    IDR       Bank Negara Indonesia
                                                          771,612 36 Bulan                       0.07                    Fixed
(Persero) Tbk                                                                                                                                                                        (Persero) Tbk
Bank Permata Tbk           IDR                          1,332,000 12 Bulan                       0.0675                  Fixed                                    IDR           Bank Permata Tbk
Bank Danamon Indonesia Tbk IDR                          1,501,178 8 Bulan                        0.065                   Fixed                                    IDR Bank Danamon Indonesia Tbk
Bank Maybank Indonesia Tbk IDR                          1,217,500 36 Bulan                       0.07                    Fixed                                    IDR Bank Maybank Indonesia Tbk
Bank Pan Indonesia Tbk     IDR                            366,167 36 Bulan                       0.065                   Fixed                                    IDR      Bank Pan Indonesia Tbk
Bank Cimb Niaga Tbk        IDR                              5,921 24 Bulan                       0.034                   Fixed                                    IDR         Bank Cimb Niaga Tbk
Bank Tabungan Negara       IDR                                                                                                                                    IDR      Bank Tabungan Negara
                                                        1,220,807 36 Bulan                       0.0775                  Fixed
(Persero) Tbk                                                                                                                                                                        (Persero) Tbk
Bank Pembangunan Daerah IDR                                                                                                                                       IDR Bank Pembangunan Daerah
                                                          886,682 12 Bulan                       0.064                   Fixed
Jawa Barat dan Banten Tbk                                                                                                                                               Jawa Barat dan Banten Tbk
Pinjaman sindikasi         IDR                            317,018 36 Bulan                       0.0775                  Fixed                                    IDR        Syndicated bank loans
Bank lokal lainnya         IDR                          6,041,156 36 Bulan                       0.0775                  Fixed                                    IDR            Other local banks


31 December 2022

Catatan utang bank berdasarkan tingkat likuiditas                                                                                                Notes for bank loans by order of liquidity
                                         Utang bank berdasarkan
                                                                         Jatuh tempo utang
                                           tingkat likuiditas, nilai                                       Bunga              Jenis bunga
                                                                                bank
                                          dalam mata uang asing
                                             Bank loans by order
                                         liquidity, amount in foreign   Due date for bank loan           Interest rate      Interest rate type
                                                    currency
Bank Central Asia Tbk     IDR                             620,966 12 Bulan                       0.059                   Fixed                                    IDR        Bank Central Asia Tbk
Page 23
Bank Rakyat Indonesia      IDR                                         IDR       Bank Rakyat Indonesia
                                  325,000 24 Bulan    0.05     Fixed
(Persero) Tbk                                                                             (Persero) Tbk
Bank Syariah Indonesia Tbk IDR    225,222 12 Bulan    0.06     Fixed   IDR Bank Syariah Indonesia Tbk
Bank Negara Indonesia      IDR                                         IDR       Bank Negara Indonesia
                                  610,413 36 Bulan    0.07     Fixed
(Persero) Tbk                                                                             (Persero) Tbk
Bank Permata Tbk           IDR    883,333 2 Bulan     0.057    Fixed   IDR           Bank Permata Tbk
Bank Mega Tbk              IDR    128,222 36 Bulan    0.1      Fixed   IDR              Bank Mega Tbk
Bank Danamon Indonesia Tbk IDR    500,000 3 Bulan     0.056    Fixed   IDR Bank Danamon Indonesia Tbk
Bank Maybank Indonesia Tbk IDR    376,667 36 Bulan    0.075    Fixed   IDR Bank Maybank Indonesia Tbk
Bank Pan Indonesia Tbk     IDR    628,868 36 Bulan    0.065    Fixed   IDR      Bank Pan Indonesia Tbk
Bank Cimb Niaga Tbk        IDR      4,900 24 Bulan    0.034    Fixed   IDR         Bank Cimb Niaga Tbk
Bank Tabungan Negara       IDR                                         IDR      Bank Tabungan Negara
                                  918,812 36 Bulan    0.0775   Fixed
(Persero) Tbk                                                                             (Persero) Tbk
Bank Pembangunan Daerah IDR                                            IDR Bank Pembangunan Daerah
                                  989,943 12 Bulan    0.06     Fixed
Jawa Barat dan Banten Tbk                                                    Jawa Barat dan Banten Tbk
Pinjaman sindikasi         IDR   1,295,447 36 Bulan   0.0775   Fixed   IDR        Syndicated bank loans
Bank lokal lainnya         IDR   3,777,428 36 Bulan   0.0775   Fixed   IDR            Other local banks

File

File Open PDF
Source IDX
Size0.12 MB
Published27 Oct 2023
Pages23
Characters100,907
Text sourceEmbedded text layer
OCR confidence—

Names mentioned 0 people and organisations named in the text · linked when the evidence is strong

The name pass has not read this document yet.

Extraction attempts how the parser did, and what it refused

Nothing structured was extracted from this document — the attempts below say why.

No extraction attempted yet.

Other files in this announcement 5

FinancialStatement-2023-III-PNMP.xlsx done
inlineXBRL.zip done
↑↓ select ↵ open ⇧↵ see every result