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Page 1
  Public Expose 2026
     PT BUKALAPAK.COM TBK




13 March 2026
Page 2
CONTENT



          01 About the Company
          02 2025 Financial Performance

          03 2025 Non-Financial Performance



                                          Public Expose 2026
Page 3
About the Company

                    We aim to make commerce accessible to everyone,
                    everywhere, by expanding opportunities, enabling
                    businesses to grow, and fostering shared prosperity,




1
                    while helping democratize the way people meet their
                    evolving needs.


                    In line with its strategic transformation, the Company
                    is currently developing a broader ecosystem through
                    various business pillars, leveraging technology and
                    strategic investments to create long-term value for its
                    stakeholders.



                                                                  Public Expose 2026
Page 4
                         BUKA PT Bukalapak.com Tbk)
Established in 2010 and listed on the Indonesia Stock Exchange IDX) since 2021, BUKA is a
 technology ecosystem dedicated to expanding economic opportunities across Indonesia.

        The Company promotes sustainable growth through four strategic pillars.


                               Mitra Bukalapak: MSME Empowerment


                             Gaming: Digital Access and Entertainment


                                   Investment: Financial Access


                             Retail: An Integrated Consumer Experience



                                                                                             Public Expose 2026
Page 5
The Ecosystem
      The Company operates a diversified and growing ecosystem
                    through 4 business pillars.




 Mitra Bukalapak      Gaming            Retail         Investment




                                                                    Public Expose 2026
Page 6
                                       ABOUT
                                       An O2O (online-to-offline) platform launched in 2017 to
                                       modernize MSMEs. Operated by PT Buka Mitra Indonesia, it
                  Public Expose 2026




                                       empowers warungs and local agents to increase their income
                                       and remain competitive in the digital economy through
                                       community-based business tools.




                                        160 million+ transactions processed annually
                                        200 cities served across Indonesia
                                        42 virtual product types offered
Mitra Bukalapak
Page 7
                                   ABOUT
                                   Lapakgaming is a digital multi-payment company in
              Public Expose 2026




                                   the gaming industry which provides games voucher &
                                   recharge services on various popular games.




                                   3.2 million unique paying gamers
                                   1000 connected B2B clients

                                   30 millions processed transaction
BUKA Gaming




                                   12 operating countries
Page 8
                                   ABOUT
                                   The leading and fastest-growing trading marketplace and
              Public Expose 2026




                                   service provider specialized in the digital games category,
                                   with a mission to make digital game trading secure &
                                   convenient for everyone in Indonesia.




                                   1.5 million unique buyers
                                   3000 individual and corporate sellers

                                   10 millions transaction processed annually
BUKA Gaming




                                   10 operating countries
Page 9
                                   BUKA Retail
                                   ABOUT
                                   As an omni-channel retail brand, we are the official licensee for Indonesiaʼs distribution of emerging
                                   international fashion labels, complemented by a diverse portfolio of local brands across multiple categories.

                                       International Brands                     Local Brands                          Licensing
              Public Expose 2026




                                   Started in 2021, several vibrant    From the mission to provide an       BUKA has been granted the
                                   international fashion brands        open ecosystem, BUKA has             right to develop, design, and
                                   are under our belt. Our             proven its competence in             produce locally from multiple
                                   international brand partners        building brands that are well        international brand licensors.
                                   trust us to distribute their        accepted by the market.
                                   licensed products.
BUKA Retail
Page 10
ABOUT
BMoney is an investech boutique focused on
delivering a digital investment experience that is
simple, credible, and aligned with users’ financial
goals. As a subsidiary of BUKA supported by EMTEK,
BMoney has developed a financial technology
platform backed by strong investment research,
trusted products, and a user experience that is both
simple and premium.
Licensed & Supervised by:      In Collaboration with:




          Public Expose 2026
Page 11
All-in-One Platform
From Mutual Funds to Gold




 Mutual Fund                       Stocks                           Bonds                             Digital Gold
 Low-risk investment               Invest in shares of your         Buy bonds in primary and          Secure your future,
 in mutual funds                   favourite companies              secondary markets                 invest in gold

 Beginner-friendly investment      Partnership with CGS             BMoney Privilege offers           Safe-haven asset with options
 choice with 100+ conventional     International Sekuritas          specialized bond products,        to transact digitally or convert
 and Sharia products as well as    Indonesia enables you to         allowing you to invest in both    into ANTAM-certified Gold Bars.
 a diverse range of class assets   invest in stocks of your         IDR and USD denominations         We collaborate with Treasury,
 from 15+ reputable and trusted    preference, marking the first    while contributing to the         the first BAPPEBTI-approved
 investment managers.              collaboration between a          country's growth, with the best   digital gold trader in Indonesia.
                                   technology platform and a        market rates guaranteed.
                                   securities house in Indonesia.




                                                                                                                            Public Expose 2026
Page 12
ABOUT
BMoney Privilege is our premium service designed for high-net-worth individuals. Supported
by experienced Privilege Partners and credible collaborators, we are committed to delivering
an exceptional wealth management experience for our clients. We offer carefully curated
products, strong investment research, and first-class facilities — all delivered with creativity
and flexibility.

Licensed & Supervised by:                In Collaboration with




          Public Expose 2026
Page 13

          
Page 14
       The Company develops strong partnerships with public and private sectors to
       support the development of the nation

Our primary role is to initiate and implement ESG-related initiatives, foster trust and maintain constructive relationships with
government authorities and other strategic stakeholders, while navigating complex protocols and regulatory frameworks that
may vary depending on the nature of the activities and the stakeholders involved.




Careful Planning and Thorough Research      Building Strong Relationships                Delegation and Collaboration
Undertaking comprehensive research on       Proactively engaging with government         Effectively delegating responsibilities while
relevant protocols, regulatory              authorities and other stakeholders to        working closely with experienced teams
requirements, and stakeholder               foster trust and strengthen mutual           and internal experts to navigate complex
expectations to anticipate potential        understanding, particularly with those       protocols and address logistical
challenges and ensure better preparation    closely connected to the Company’s           challenges, particularly in interactions with
for the implementation of activities.       business activities.                         regulators.
Page 15
Governance Structure                                                   Public Expose 2026




                           General Meeting of Shareholders




              Board of Commissioners              Board of Directors




                 Audit Committee




            Nomination and Remuneration
                    Committee
Page 16
    Board of Commissioners                                         Public Expose 2026




RD Adi Wardhana          Dra Zannuba Arifah CH.R    Jay Geoffrey
Sariaatmadja             (Yenny Wahid)              Wacher
President Commissioner   Independent Commissioner   Commissioner
Page 17
Board of Directors                                            Public Expose 2026




Willix Halim         Natalia Firmansyah   Victor P. Lesmana
President Director   Director             Director
Page 18
2025 Financial Performance


                         2025 marked an important milestone for
                         the Company as it continued its




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                         transformation and expanded the scale of
                         its business. The Company recorded strong
                         growth acceleration across all business
                         lines, reinforcing its trajectory through
                         significant year-on-year (YoY) revenue
                         growth and improving profitability.




                                                                     Public Expose 2026
Page 19
 BUKA recorded a 46% YoY increase in revenue in FY25                                                                         Contribution Margin =
                                                                                                                       Revenue – Cost of Revenues – S&M



                                                      Overall Revenue                              Overall Contribution Margin(1)
   IDR bn                                                                                 IDR bn

                                                                                   +46%
                                                                                   YoY




                                                                                                                                       (21%)
                                                                                                                                        YoY


                                                          +9%
                                                           QoQ



                                                                                                           +8%
                                                                                                           QoQ




Note:
 (1) Contribution Margin is calculated as revenue minus cost of revenues and S&M
Page 20
BUKA’s adjusted EBITDA improved significantly in FY25

                    BUKA’s Adjusted EBITDA - Details                                                            BUKA’s FY25 Quarterly Adjusted EBITDA
IDR bn                                                                                       IDR bn


 Currency: IDR bn        1Q25 2Q25 3Q25 4Q25           FY24    FY25    YoY Δ


 EBITDA                  (66)   180    2,303    106    (2,428) 2,524 +4,952


   Add/-Less                                                                    Mainly
                                                                         marked-to-market gain
                                                                          on investment from
   One-off costs and
                         (80)   174    (244)    (64)    567    (214)     Allo Bank investment
   forex

   Gain/Loss on
                                                                                                         BUKA’s 4Q25 and FY25 Adjusted EBITDA Breakdown
                         126    (369) (2,077)   (51)   1,520 (2,372)
   Investments
                                                                                             IDR bn
 Total EBITDA                                                                                                                      4Q25                 FY25
                          46    (195) (2,321) (115)    2,087 (2,586)
 adjustments
                                                                                                 Adjusted EBITDA – 4 Segments      (15)                 (13)
 BUKA Adjusted EBITDA    (20)   (14)   (18)     (9)    (340)   (62)    +278                      Adjusted EBITDA – Corporate        9                   (41)

                                                                                                 Adjusted EBITDA – Elimination      (3)                 (8)
 BUKA Adjusted EBITDA +
                        212     201     175     160     692    747     +55
 Net Interest Income                                                                             BUKA Adjusted EBITDA               (9)                 (62)
Page 21
 Gaming, Mitra and Retail were the top 3 contributors to contribution margin in 4Q25

                                    Revenue by Segment in 4Q25(1)                              Contribution Margin by Segment in 4Q25(2)
IDR bn                                                                                IDR bn




  Note:
(1)     Revenue figures are before corporate and elimination                                                                                21
(2)     Contribution Margin is calculated as revenue minus cost of revenues and S&M
Page 22
Gaming segment delivered consistent growth across all key financial metrics in 4Q25


         Gaming Revenue                     Gaming Contribution Margin                                            Gaming Adjusted EBITDA
IDR bn                         IDR bn                                                             IDR bn




                                 2.8%       2.3%        2.0%              2.3%        2.3%          1.3%        0.9%         0.4%               0.4%         0.7%
                                                                                                   Adj EBITDA   Adj EBITDA   Adj EBITDA         Adj EBITDA   Adj EBITDA
                                CM Margin   CM Margin   CM Margin         CM Margin   CM Margin
                                                                                                     Margin       Margin       Margin             Margin       Margin
              +8%
               QoQ




                                                               +26%
                                                                    QoQ
                                                                                                                                     +18%
                                                                                                                                          QoQ




                                                                                                                                                                    22
Page 23
 Mitra Segment revenue grew and Adjusted EBITDA remained stable in 4Q25


         Mitra Revenue                       Mitra Contribution Margin                                                Mitra Adjusted EBITDA
IDR bn                         IDR bn                                                              IDR bn




             +12%                9.2%        10.4%       16.4%             13.5%       12.0%        (1.5%)       (4.8%)       (4.2%)       (3.4%)       (3.3%)
                                                                                                    Adj EBITDA   Adj EBITDA   Adj EBITDA   Adj EBITDA   Adj EBITDA
              QoQ                CM Margin   CM Margin   CM Margin         CM Margin   CM Margin
                                                                                                                                Margin       Margin       Margin
                                                                                                      Margin       Margin




                                                                 (8%)
                                                                     QoQ




                                                                                                                                                               23
Page 24
     Retail Segment revenue improved with temporary margin pressure from business
     expansion

                                   Retail Revenue                                                                                 Retail Contribution Margin                                                                                     Retail Adjusted EBITDA
    IDR bn                                                                                                     IDR bn                                                                                                     IDR bn




                                                                                                                   26.6%          28.9%           26.3%             19.6%                      25.4%                          0.3%            2.1%           (9.2%)       (15.9%)      (5.3%)
                                                                                                                                                                                                                             Adj EBITDA     Adj EBITDA       Adj EBITDA   Adj EBITDA   Adj EBITDA
                                                                                                                   CM Margin      CM Margin       CM Margin         CM Margin                  CM Margin
                                                                                                                                                                                                                               Margin         Margin           Margin       Margin       Margin




                                               +12%
                                                 QoQ

                                                                                                                                                         (16%)
                                                                                                                                                              QoQ




Note:
The Q1–Q3 figures have been restated to normalise inter-segment eliminations that were previously presented as a separate line item. This normalization affects the quarterly presentation only, and the full-year figures reconcile with the FY2025 audited                                    24
financial statements.
Page 25
 Investment Segment revenue grew in 4Q25 driven by increased number of users and
 transactions

         Investment Revenue                  Investment Contribution Margin                                        Investment Adjusted EBITDA
IDR bn                         IDR bn                                                                IDR bn




                                 36.9%         33.3%       31.5%             21.9%       29.4%        (17.9%)      (15.7%)      (7.1%)       (12.2%)      (12.6%)
                                                                                                      Adj EBITDA   Adj EBITDA   Adj EBITDA   Adj EBITDA   Adj EBITDA
                                 CM Margin     CM Margin   CM Margin         CM Margin   CM Margin
                                                                                                        Margin       Margin       Margin       Margin       Margin




                +39%
                 QoQ
                                                                   (4%)
                                                                       QoQ




                                                                                                                                                                 25
Page 26
               Summary key highlights
                                                                                                                                                                                   Cash & Cash Equivalent and
                                                                                           Key Financial Highlights
                                                                                                                                                                                      Liquid Investments
 IDR bn                                                                                                                                                                          IDR tn
                                                                                                                                             QoQ Δ                       YoY Δ
                                                       Unit                  4Q24             1Q25              2Q25         3Q25    4Q25    3Q25-       FY24    FY25    FY24-
                                                                                                                                              4Q25                        FY25

 Overall Revenue                                       IDR bn               1,061             1,457             1,631        1,639   1,783      144     4,460    6,510   2,050


 Overall Contribution Margin(1)                        IDR bn                    41                80               73         74      80         6       388     307     (82)
                                                                                                                                                                                             17.8(3)


 G&A                                                   IDR bn                (583)             (182)            (124)         (55)    (95)      (40)   (1,451)   (456)    994


 G&A (excl. One-Off Legal &
                                                       IDR bn                (156)             (147)            (125)        (163)   (113)       50     (917)    (548)    369
 Restructuring Cost)(2)


 EBITDA                                                IDR bn             (1,162)               (66)              180        2,303    106    (2,196)   (2,428)   2,524   4,952


 Adjusted EBITDA                                       IDR bn                (147)              (20)              (14)        (18)     (9)        9     (340)     (62)    278


 Adjusted EBITDA
                                                       IDR bn                  105               212              201         175     160       (15)      692     747      55
 + Net Interest Income


 Net Profit                                             IDR bn                (955)               112              355        2,446    235    (2,211)   (1,548)   3,148   4,696

Notes:
 (1) Overall Contribution Margin is calculated as Revenue minus Cost of Revenues and S&M, taking elimination into account.
 (2) G&A excluding one-off items/over-accrual of legal and restructuring costs.                                                                                                                             26
 (3) Lower Dec-25 cash balance primarily due to BUKA’s share buyback executed between March 2025 and December 2025.
Page 27
2025 Non-Financial Performance

                                 The Company contributes to social,
                                 environmental, and sustainability initiatives,
                                 recognizing that long-term corporate




3
                                 success is closely linked to supporting
                                 community well-being, preserving the
                                 environment, and upholding sound
                                 governance practices. Through its
                                 sustainability policies and employee
                                 empowerment initiatives, the Company is
                                 committed to creating a positive and
                                 lasting impact on society.


                                                                           Public Expose 2026
Page 28
               ESG Strategy


Bukalapak recognizes that MSMEs are           Environment
the key pillar of Indonesia’s economy,
employing more than 90% of the nation’s     Supporting small businesses to grow sustainably
workforce.                                  through circular economy practices

Our ESG strategy focuses on
empowering MSMEs to grow more                     Social
rapidly and sustainably.
                                            Empowering MSMEs and improving livelihoods
By providing MSMEs with access to
technology and enabling them to benefit
from the circular economy, we believe          Governance
we are helping to build a stronger and      Promoting diversity and inclusion for better
more resilient foundation for Indonesia’s   business outcomes
economy.



    Public Expose 2026
Page 29
         BUKA
Supporting      Retail
           Corporate Social Responsibility Programs




    PUJAAN vol. 4: Festival Perempuan Berdaya                 Akar Kebaikan vol. 3                     Bin It, Win It: Internal Waste
                       Berkarya                                                                                Management
    In collaboration with the Ministry of           Under the theme “Bersatu dalam Aksi,         Encouraging the employees to adopt
    Communication and Digital Affairs, the          Berdaulat Menjaga Bumi,” Bukalapak           more responsible waste-sorting and
    Ministry of Trade, and the Financial Services   carried out a mangrove seedling              waste-management           practices by
    Authority (OJK), the Company provided           planting initiative in the coastal area of   transforming waste into value-added
    motivation and training for Mitra through       Muara Gembong, Bekasi, alongside the         products, such as recycled batik
    financial literacy sessions and programs         distribution of “Sandang Merdeka”            wallets.
    aimed at helping them strengthen and grow       assistance in the form of 400 clothing
    their businesses.                               packages to surrounding communities.

      The Company also encourages the role of youth and women in building an inclusive digital economy through various empowerment
    initiatives. These include the commemoration of Kartini Day 2025, themed “Perempuan Juwara: Bahagia, Berkarya, dan Berdaya,” which
       raised awareness of mental health issues among women entrepreneurs, as well as scholarship programs for women in technology
                               aimed at expanding access and strengthening female talent in the technology sector.


                                                                                                                                     Public Expose 2026
Page 30
                     Achievement


                                   “Very Goodˮ Rating in Corporate Secretary
                                   Champion 2025 - SWA Media Group




                                   HR Service Delivery Excellence 2025 -
                                   Darwinbox




                                   Gold Predicate in the Notable Enterprise in
                                   Regulatory Compliance, Indonesia
                                   Regulatory Compliance Awards 2025 -
                                   Hukumonline

Public Expose 2026
                                                                        Public
                                                                      Public   Expose
                                                                             Expose   2026
                                                                                    2025
Page 31
            For further inquiries, please contact:


Thank you      corsec@bukalapak.com



                  PT BUKALAPAK.COM TBK

            PUBLIC EXPOSE 2026

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linked org PT Buka Mitra Indonesia p.6
linked person RD Adi Wardhana p.16
linked person Willix Halim p.17
linked person Natalia Firmansyah p.17
possible org PT BUKALAPAK. p.1 ×3
unresolved org COM TBK p.1 ×2
unresolved org Indonesia Stock Exchange p.4
unresolved person Dra Zannuba Arifah CH. p.16 ×2
unresolved org Ministry of Trade p.29

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