20260312_ARTO_Laporan Informasi dan Fakta Material_32053544_lamp1.pdf

PRESS RELEASE

       Consistent Growth Continues in 2025 as Bank Jago Delivers
                     Tangible Benefits for Customer


Jakarta, 12 March 2026 - PT Bank Jago Tbk recorded solid and consistently grew business
performance throughout 2025. This growth aligned with the company’s commitment to providing
relevant digital financial solutions to the public through continuous innovation and collaboration.

Bank Jago improved its performance across several business areas, including customer
numbers, third-party funds collection, and lending. By the end of 2025, Bank Jago’s total
customers reached 18.2 million, including 14.2 million funding customers using the Jago and
Jago Syariah Apps. The total number of customers increased by nearly 3 million compared to
the same period last year, which stood at 15.3 million customers.

In line with the growing number of funding customers, third-party fund collection showed strong
growth. By the end of December 2025, total third-party funds reached Rp25.9 trillion, an
increase of 38% compared to Rp18.8 trillion in the same period the previous year.

“We see a strong relationship between customer growth and the increase in third-party funds.
This reflects that more customers trust and use Bank Jago’s products and services as part of
their financial management,” said President Director of Bank Jago Arief Harris.

In 2025, Bank Jago continued to enhance its Jago App, which has uniqueness, can be
personalized based on their needs. To complement its financial management functions through
the Pockets feature, the Jago App introduced Foreign Currency Pockets for savings and
transactions in foreign currencies, as well as the Digital Pro Card for individual business owners’
transaction needs.
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Strong collaboration with various strategic partners, ranging from digital ecosystems and
platforms to financing companies and other financial institutions, remained a key driver of Bank
Jago’s loan growth throughout 2025. At the same time, Bank Jago developed Jago Dana Cepat,
a direct app-based loan product to customers based on the concept of responsible lending.

By the end of 2025, Bank Jago had distributed Rp24.3 trillion in loans, an increase of 38% from
Rp17.7 trillion in the same period the previous year. This growth was maintained with disciplined
risk management and prudent principles, reflected in a low gross non-performing loan (NPL)
ratio of 0.6%, better than the national banking industry average.

Along with healthy loan expansion, Bank Jago’s total assets reached Rp36.5 trillion as of
December 2025, up 28% from Rp28.5 trillion in 2024. Because of the combination of positive