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20230907_BCAP_Laporan Informasi dan Fakta Material_31408355_lamp2.pdf
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Second Quarter of 2023, MNC Bank's
Performance Delivers Sustainable Growth
Jakarta, 7 September 2023 - PT Bank MNC performance was also accompanied by its quality
Internasional Tbk (IDX: BABP) or MNC Bank, a improvement, as evidenced by the net non performing
subsidiary of PT MNC Kapital Indonesia Tbk (IDX: loan (NPL) ratio in the second quarter of 2023 of
BCAP) which is under the auspices of MNC Group (IDX: 2.20%, showing a better figure compared to 2.66% in
BHIT) recorded a sustainable growth in the second the second quarter of 2022.
quarter of 2023 with 13.89% year-on-year (yoy) profit Furthermore, MNC Bank has successfully collected
hike to Rp39.49 billion compared to the second
Rp12.31 trillion in Third Party Funds (TPF) until the end
quarter of 2022 of Rp34.67 billion. of June 2023, marking a 2.80% yoy jump, compared to
The achievement stems from several performance the same period last year of Rp11.98 trillion. The
indicators of MNC Bank that successfully composition of MNC Bank's TPF in the second quarter
strengthened. Upholding the principle of prudential of 2023 was primarily driven by a 20.93% yoy increase
banking, MNC Bank's lending rose by 8.80% on an in savings to Rp2.05 trillion and a 1.98% yoy increase in
annual basis from Rp9.68 trillion in the second quarter time deposits to Rp9.16 trillion. Those performance
of 2022 to Rp10.53 trillion in the second quarter of growth factors succeeded in elevating MNC Bank's
2023. This growth surpasses the average national total assets to Rp16.86 trillion, which climbed 14.18%
lending growth of 7.76%. The productive lending yoy from Rp14.76 trillion in June 2022.
BABP Financial Highlights Q2-2023
in million Rupiah Q2-2023 Q2-2022 %
Profit and Loss
Revenues
Interest Revenues 631,554 537,024 17.60%
Interest Expenses (326,898) (223,351) 46.36%
Interest Revenues - Net 304,656 313,673 -2.87%
Income Before Tax 50,720 44,524 13.92%
Net income 39,486 34,669 13.89%
Earnings per share (in full Rupiah) 1.37 1.28
Balance Sheet
Total assets 16,858,434 14,765,318 14.18%
Total liabilities 13,308,605 12,384,167 7.46%
Total equity 3,549,829 2,381,151 49.08%
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MNC Bank’s solid performance in the second quarter of 2023 was underpinned by well-maintained financial
ratios. Indicated by the capital adequacy ratio at the level of 30.94%, much improved compared to the same
period a year earlier of 21.06%. This ratio is also higher than the average capital adequacy ratio of the banking
industry as of June 2023, which stood at 25.41%. Meanwhile, the loan to funding ratio (LFR) shifted to 84.58%,
accompanied by the return on assets (ROA) and return on equity (ROE) ratios which were reported at 0.62% and
2.72%, respectively.
“
MNC Bank remains optimistic to deliver sustainable growth and achieve its performance
targets until the end of 2023, in accordance with the Company's business plan. This is
reflected in the bank intermediation function and various other indicators which continue to
show positive growth.
”
-Rita Montagna , President Director of MNC Bank
Facing the increasingly competitive business landscape, MNC Bank undertakes product and service
diversification as one of its key strategies. Apart from attracting a larger customer base, MNC Bank consistently
innovates to meet diverse financial needs and remain top of mind. In addition to traditional banking products
such as savings, time deposits, and credit cards, MNC Bank also develops MotionBank as a digital banking service
application for day-to-day financial transactions.
MotionBank simplifies its users in conducting various transactions such as QRIS transaction, fund transfer,
payment of various bills, top up & pay to MotionPay and other e-Wallet partners. MotionBank is also equipped
with outstanding features from online credit card application, split bill menu for fund transfer requests between
MotionBank accounts, fund transfer using phone numbers, to online account opening for savings and time
deposits. Moreover, MotionBank offers a variety of appealing promotions that further enhance user
convenience in making transactions.
As of June 2023, the volume of digital banking transactions using MNC Bank’s MotionBank app gained by 21.36%
yoy, accompanied by the total transaction value and number of MotionBank users which up by 21.96% and
14.14%, respectively, compared to June 2022’s data.
Don’t miss out on the latest information from MNC Bank by visiting the website www.mncbank.co.id and
www. motionbank.id, contacting MNC Bank Call Center at 1500188, or follow MNC Bank’s official social media
accounts on Instagram @officialmncbank and @motionbankingid, Facebook MNC Bank, also Twitter
@MNCBank.
Enjoy our digital banking services and other MNC Bank’s products by downloading the MotionBanking
application on the Google PlayStore and Apple AppStore via the link https://bit.ly/MotionBankMNC
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For further information, please contact:
Heru Sulistiadhi PT Bank MNC Internasional Tbk
Corporate Secretary MNC Bank Tower 8th Floor, MNC Center
Email: heru.sulistiadhi@mncbank.co.id Jl. Kebon Sirih Kav 21-27, Menteng
Jakarta Pusat 10340, Indonesia
Phone : +6221-29805555
www.mncbank.co.id
DISCLAIMER
By accepting this Press Release, you agree to be bound by the restrictions set out below. Any failure to comply with these restrictions
may constitute a violation of applicable securities laws.
The information and opinions contained in this Press Release have not been independently verified, and no representation or warranty,
expressed or implied, is made as to, and no reliance should be placed on the fairness, accuracy, completeness or correctness of, the
information or opinions contained herein. It is not the intention to provide, and you may not rely on this Press Release as providing, a
complete or comprehensive analysis of the condition (financial or other), earnings, business affairs, business prospects, properties or
results of operations of The Company or its subsidiaries. The information and opinions contained in this Press Release are provided as
at the date of this presentation and are subject to change without notice. Neither The Company (including any of its affiliates, advisors
and representatives) nor the underwriters (including any of their respective affiliates, advisors or representatives) shall have any
responsibility or liability whatsoever (in negligence or otherwise) for the accuracy or completeness of, or any errors or omissions in, any
information or opinions contained herein nor for any loss howsoever arising from any use of this Press Release.
In addition, the information contained in this Press Release contains projections and forward-looking statements that reflect The
Company's current views with respect to future events and financial performance. These views are based on a number of estimates and
current assumptions which are subject to business, economic and competitive uncertainties and contingencies as well as various risks
and these may change over time and in many cases are outside the control of The Company and its directors. No assurance can be
given that future events will occur, that projections will be achieved, or that The Company's assumptions are correct. Actual results
may differ materially from those forecasts and projected.
This Press Release is not and does not constitute or form part of any offer, invitation or recommendation to purchase or subscribe for
any securities and no part of it shall form the basis of or be relied upon in connection with any contract, commitment or investment
decision in relation thereto.
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