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Financial statement Text extracted OTMA

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Nomor Surat                      179/DIR-OTO/VII/2023
Nama Emiten                      PT Oto Multiartha
Kode Emiten                      OTMA
Perihal                          Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit



Perseroan dengan ini menyampaikan laporan keuangan untuk periode 6 Bulan yang berakhir pada 30/06/2023 dengan ikhtisar sebagai berikut :



Informasi mengenai anak perusahaan Perseroan sebagai berikut :




   Dokumen ini merupakan dokumen resmi PT Oto Multiartha yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. PT Oto

                               Multiartha bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
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[1000000] General information

Informasi umum                                                                    General information
                                                   30 June 2023
Nama entitas                         PT Oto Multiartha                                              Entity name
Penjelasan perubahan nama dari akhir                                      Explanation of change in name from
periode laporan sebelumnya                                                  the end of the preceding reporting
                                                                                                           period
Kode entitas                            OTMA                                                         Entity code
Nomor identifikasi entitas              AA390                                      Entity identification number
Industri utama entitas                  Pembiayaan / Financing                              Entity main industry
Standar akutansi yang dipilih           PSAK                                   Selected accounting standards
Sektor                                  G. Financials                                                      Sector
Subsektor                               G2. Financing Service                                          Subsector
Industri                                G21. Consumer Financing                                          Industry
Subindustri                             G211. Consumer Financing                                    Subindustry
Informasi pemegang saham                                                   Controlling shareholder information
                                        Foreign Corporation
pengendali
Jenis entitas                           Joint Venture - Indonesia                                  Type of entity
                                        Jurisdiction
Jenis efek yang dicatatkan              Obligasi / Bond                                 Type of listed securities
Jenis papan perdagangan tempat                                             Type of board on which the entity is
entitas tercatat                                                                                            listed
Apakah merupakan laporan keuangan                                         Whether the financial statements are
satu entitas atau suatu kelompok       Entitas tunggal / Single entity      of an individual entity or a group of
entitas                                                                                                   entities
Periode penyampaian laporan                                                      Period of financial statements
                                       Kuartal II / Second Quarter
keuangan                                                                                            submissions
Tanggal awal periode berjalan          January 01, 2023                                Current period start date
Tanggal akhir periode berjalan         June 30, 2023                                    Current period end date
Tanggal akhir tahun sebelumnya         December 31, 2022                                     Prior year end date
Tanggal awal periode sebelumnya        January 01, 2022                                   Prior period start date
Tanggal akhir periode sebelumnya       June 30, 2022                                      Prior period end date
Tanggal akhir 2 tahun sebelumnya       December 31, 2021                                  Prior 2 year end date
Mata uang pelaporan                    Rupiah / IDR                       Description of presentation currency
Kurs konversi pada tanggal pelaporan                                        Conversion rate at reporting date if
jika mata uang penyajian selain rupiah                                      presentation currency is other than
                                                                                                           rupiah
Pembulatan yang digunakan dalam                                             Level of rounding used in financial
penyajian jumlah dalam laporan      Jutaan / In Million                                               statements
keuangan
Jenis laporan atas laporan keuangan Tidak Diaudit / Unaudit              Type of report on financial statements
Jenis opini auditor                                                                   Type of auditor's opinion
Hal yang diungkapkan dalam paragraf                                                        Matters disclosed in
pendapat untuk penekanan atas suatu                                        emphasis-of-matter or other-matter
masalah atau paragraf penjelasan                                                               paragraph, if any
lainnya, jika ada
Hasil penugasan review                                                           Result of review engagement
Opini Hal Audit Utama                                                          Any Key Audit Matters Opinion
Jumlah Hal Audit Utama                                                                 Total Key Audit Matters
Paragraf Hal Audit Utama                                                         Key Audit Matters Paragraph
Tanggal laporan audit atau hasil                                           Date of auditor's opinion or result of
laporan review                                                                                     review report
Auditor tahun berjalan                                                                     Current year auditor
Nama partner audit tahun berjalan                                           Name of current year audit signing
                                                                                                         partner
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Lama tahun penugasan partner yang                    Number of years served as audit
menandatangani                                                            signing partner
Auditor tahun sebelumnya                                                Prior year auditor
Nama partner audit tahun sebelumnya                   Name of prior year audit signing
                                                                                   partner
Kepatuhan terhadap pemenuhan                     Whether in compliance with OJK rules
peraturan OJK Nomor:                                No. 75/POJK.04/2017 concerning
                                     Ya / Yes
75/POJK.04/2017 tentang Tanggung                responsibilities of board of directors on
Jawab Direksi Atas Laporan Keuangan                                  financial statements
Kepatuhan terhadap pemenuhan                       Compliance to the independency of
independensi akuntan yang                          Accountant that provide services in
memberikan jasa audit di pasar modal               Capital Market as regulated in OJK
sesuai dengan POJK Nomor                                    rules No. 13/POJK.03/2017
13/POJK.03/2017 tentang                                 concerning The Use of Public
Penggunaan Jasa Akuntan Publik                        Accountant and Auditing Firm in
dalam Kegiatan Jasa Keuangan                              Financial Services Activities.
Page 4
[8220000] Statement of financial position presented using order of liquidity -
Financing Industry

Laporan posisi keuangan                                           Statement of financial position
                                     30 June 2023         31 December 2022
Aset                                                                                                   Assets
  Kas dan setara kas                            6,992                  3,258   Cash and cash equivalents
  Giro pada bank lain                                                       Current accounts with other
                                                                                                     banks
      Giro pada bank lain pihak                                                  Current accounts with
                                             160,256                102,376
      ketiga                                                                   other banks third parties
      Giro pada bank lain pihak                                                  Current accounts with
                                             430,803                387,823
      berelasi                                                              other banks related parties
   Piutang pembiayaan                                                                Consumer financing
   konsumen                                                                                    receivables
      Piutang pembiayaan                                                           Consumer financing
                                          11,771,860              9,931,872
      konsumen pihak ketiga                                                    receivables third parties
      Piutang pembiayaan                                                           Consumer financing
                                                      0                   0
      konsumen pihak berelasi                                               receivables related parties
   Investasi sewa                                                                     Lease investments
      Investasi sewa                                                               Lease investment in
                                                1,354                 4,782
      pembiayaan                                                                         finance leases
   Piutang dari pihak berelasi                                                    Receivables from related
                                                    527                 745
                                                                                                    parties
   Piutang lainnya                           177,799                112,332              Other receivables
   Biaya dibayar dimuka                       31,275                 29,258              Prepaid expenses
   Klaim atas pengembalian                                                            Claims for tax refund
                                             140,863                140,863
   pajak
   Tagihan derivatif                           3,183                 97,931          Derivative receivables
   Aset pajak tangguhan                       12,080                      0            Deferred tax assets
   Aset sewa operasi                         267,152                273,910         Operating lease assets
   Aset tetap                                                                          Property, plant, and
                                             287,950                304,859
                                                                                                  equipment
   Aset lainnya                               97,053                 57,073                    Other assets
   Jumlah aset                            13,389,147             11,447,082                   Total assets
Liabilitas dan ekuitas                                                                  Liabilities and equity
   Liabilitas                                                                                     Liabilities
       Liabilitas derivatif                  386,923                184,221         Derivative payables
       Utang asuransi                         13,606                 17,424         Insurance payables
       Utang dealer                          103,875                 57,314            Dealer payables
       Pinjaman yang diterima                                                              Borrowings
           Pinjaman yang                                                            Borrowings third
                                           5,106,872              3,607,780
           diterima pihak ketiga                                                              parties
           Pinjaman yang                                                         Borrowings related
                                             926,800                629,240
           diterima pihak berelasi                                                            parties
       Kewajiban imbalan pasca                                                 Post-employment benefit
                                             103,745                 96,099
       kerja                                                                                 obligations
       Beban akrual                           97,182                 87,965          Accrued expenses
       Utang pajak                            14,487                 14,004              Taxes payable
       Liabilitas pajak tangguhan                  0                  3,198       Deferred tax liabilities
       Liabilitas lainnya                    163,667                137,376              Other liabilities
       Jumlah liabilitas                   7,396,901              5,390,184             Total liabilities
   Ekuitas                                                                                            Equity
       Ekuitas yang                                                              Equity attributable to
       diatribusikan kepada                                                    equity owners of parent
Page 5
   pemilik entitas induk                                                    entity
     Saham biasa                789,401       789,401         Common stocks
     Saham preferen             139,306       139,306         Preferred stocks
     Tambahan modal                                          Additional paid-in
                               3,405,877     3,405,877
     disetor                                                            capital
     Cadangan lindung nilai                              Reserve of cash flow
                               ( 51,288 )    ( 38,664 )
     arus kas                                                          hedges
     Saldo laba                                            Retained earnings
     (akumulasi kerugian)                                             (deficit)
         Saldo laba yang                                     Appropriated
         telah ditentukan                               retained earnings
         penggunaanya
             Cadangan                                       General and
                                185,742       185,742
             umum dan wajib                               legal reserves
         Saldo laba yang                                    Unappropriated
         belum ditentukan      1,523,208     1,575,236    retained earnings
         penggunaannya
     Jumlah ekuitas yang                                         Total equity
     diatribusikan kepada                              attributable to equity
                               5,992,246     6,056,898
     pemilik entitas induk                                  owners of parent
                                                                        entity
   Jumlah ekuitas              5,992,246     6,056,898               Total equity
Jumlah liabilitas dan                                   Total liabilities and equity
                              13,389,147    11,447,082
ekuitas
Page 6
[8312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Financing Industry

Laporan laba rugi dan penghasilan                            Statement of profit or loss and other
komprehensif lain                                                        comprehensive income
                                        30 June 2023          30 June 2022
Pendapatan                                                                                                Income
  Pendapatan dari                                                                            Financing income
  pembiayaan
      Pendapatan dari                                                                 Income from consumer
                                                823,358               615,622
      pembiayaan konsumen                                                                           financing
      Pendapatan dari sewa                                                         Income from finance lease
                                                       215                   898
      pembiayaan
  Pendapatan dari sewa                                                              Income from operating lease
                                                 54,448                64,732
  operasi
  Pendapatan asuransi                                                                          Insurance income
      Pendapatan komisi                                                                Insurance commission
                                                 64,997                41,268
      asuransi                                                                                          income
  Pendapatan administrasi                        35,860                21,888               Administration income
  Penerimaan kembali aset                                                                Income from recovery of
                                                 39,415                71,250
  yang telah dihapusbukukan                                                                      written off assets
  Keuntungan (kerugian) selisih                                                    Gains (losses) on changes in
                                                  ( 223 )                    332
  kurs mata uang asing                                                                     foreign exchange rates
  Keuntungan (kerugian)                                                            Gains (losses) on disposal of
                                                         0                     0
  pelepasan aset tetap                                                                    property and equipment
  Pendapatan lainnya                             61,456                43,042                        Other income
Beban                                                                                                       Expenses
  Beban bunga dan keuangan                   ( 258,378 )           ( 147,339 )         Interest and finance costs
  Pembentukan penyisihan                                                                 Provision for impairment
                                             ( 302,937 )           ( 126,802 )
  kerugian penurunan nilai                                                                                   losses
  Beban gaji dan tunjangan                                                         Salary and employee benefit
                                             ( 163,947 )           ( 169,639 )
  karyawan                                                                                             (expenses)
  Beban umum dan                                                                     General and administrative
                                             ( 149,647 )           ( 133,957 )
  administrasi                                                                                           expenses
  Beban penyusutan properti                                                           Depreciation of investment
  investasi, aset sewa, aset                                                               property, lease assets,
  tetap, aset yang diambil alih               ( 60,645 )            ( 66,278 )           property and equipment,
  dan aset ijarah                                                                   foreclosed assets and ijarah
                                                                                                             assets
    Kerugian lainnya                         ( 117,599 )            ( 48,374 )                        Other losses
Jumlah laba (rugi) sebelum                                                            Total profit (loss) before tax
                                                 26,373               166,643
pajak penghasilan
Pendapatan (beban) pajak                        ( 9,708 )           ( 47,222 )            Tax benefit (expenses)
Jumlah laba (rugi) dari operasi                                                         Total profit (loss) from
                                                 16,665               119,421
yang dilanjutkan                                                                        continuing operations
Jumlah laba (rugi)                               16,665               119,421                  Total profit (loss)
Pendapatan komprehensif                                                        Other comprehensive income,
lainnya, setelah pajak                                                                                    after tax
    Pendapatan komprehensif                                                          Other comprehensive
    lainnya yang akan                                                                  income that may be
    direklasifikasi ke laba rugi,                                                  reclassified to profit or
    setelah pajak                                                                              loss, after tax
        Penyesuaian lainnya atas                                              Other adjustments to other
        pendapatan komprehensif                                                  comprehensive income
        lainnya yang akan                     ( 12,624 )               14,029 that may be reclassified to
        direklasifikasi ke laba rugi,                                              profit or loss, after tax
        setelah pajak
Page 7
       Jumlah pendapatan                                                 Total other
       komprehensif lainnya                                comprehensive income
       yang akan direklasifikasi    ( 12,624 )    14,029 that may be reclassified
       ke laba rugi, setelah                             to profit or loss, after tax
       pajak
   Jumlah pendapatan                                       Total other comprehensive
   komprehensif lainnya,            ( 12,624 )    14,029             income, after tax
   setelah pajak
Jumlah laba rugi komprehensif           4,041    133,450    Total comprehensive income
Laba (rugi) yang dapat                                        Profit (loss) attributable to
diatribusikan
   Laba (rugi) yang dapat                                     Profit (loss) attributable to
                                      16,665     119,421
   diatribusikan ke entitas induk                                            parent entity
Laba rugi komprehensif yang                                        Comprehensive income
dapat diatribusikan                                                           attributable to
   Laba rugi komprehensif yang                                   Comprehensive income
   dapat diatribusikan ke entitas       4,041    133,450     attributable to parent entity
   induk
Laba (rugi) per saham                                        Earnings (loss) per share
   Laba per saham dasar                                   Basic earnings per share
   diatribusikan kepada                                        attributable to equity
   pemilik entitas induk                                 owners of the parent entity
       Laba (rugi) per saham                             Basic earnings (loss) per
       dasar dari operasi yang             18        129   share from continuing
       dilanjutkan                                                      operations
Page 8
[8410000] Statement of changes in equity - Financing Industry - Current Year

30 June 2023


Laporan perubahan ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            Statement of changes in equity
                                                                                                                                                                                                                                                                                                             Cadangan perubahan nilai                                                                                                                                                                                                                                                                                                                      Saldo laba yang telah        Saldo laba yang telah
                                                                                                                                                                                                                                                                                                                                              Cadangan keuntungan                                                                        Cadangan pengukuran                                 Selisih Transaksi Perubahan                                    Selisih transaksi ekuitas                                                                                                                                                                    Ekuitas yang dapat
                                                                                                                                                                                                                    Penjabaran laporan                                      Cadangan selisih kurs             wajar aset keuangan nilai                                      Cadangan pembayaran           Cadangan lindung nilai                                                                                              Kepentingan ekuitas                                          Transaksi dengan pihak            Komponen transaksi                ditentukan                   ditentukan                   Saldo laba yang belum                                                                Kepentingan
                                                              Saham biasa         Saham preferen        Tambahan modal disetor           Saham treasuri        Uang muka setoran modal          Opsi saham                                       Cadangan revaluasi                                                                         (kerugian) investasi pada                                                                   kembali program imbalan       Cadangan lainnya              Ekuitas Entitas                                               dengan pihak                                                                                                                                                                      diatribusikan kepada entitas    Proforma ekuitas                                       Ekuitas
                                                                                                                                                                                                                        keuangan                                                penjabaran                    wajar melalui pendapatan                                          berbasis saham                   arus kas                                                                                                           lainnya                                                 non-pengendali lainnya              ekuitas lainnya          penggunaannya-cadangan       penggunaannya-cadangan           ditentukan penggunaannya                                                               non-pengendali
                                                                                                                                                                                                                                                                                                                                                instrumen ekuitas                                                                                 pasti                                              Anak/Asosiasi                                               non-pengendali                                                                                                                                                                                 induk
                                                                                                                                                                                                                                                                                                                komprehensif lainnya                                                                                                                                                                                                                                                                                                                         umum dan wajib                    khusus
                                                                                                                                                                                                                                                                                                              Reserve for changes in fair
                                                                                                                                                                                                                                                                                                                                             Reserve of gains (losses)                                                                                                                                                                                      Difference in value of equity                                                                  Appropriated retained
                                                                                                                                                                                                                                                                              Reserve of exchange             value of fair value through                                    Reserve of share-based                                     Reserve of remeasurements                             Difference Due to Changes of                                                                  Other transactions with         Other components of equity                                  Appropriated retained            Unappropriated retained    Equity attributable to parent
                                                              Common stocks       Preferred stocks      Additional paid-in capital       Treasury stocks        Advances in capital stock       Stock options       Translation adjustment       Revaluation reserves                                                                       from investments in equity                                    Reserve of cash flow hedges                                  Other reserves                                          Other equity interests             transactions with                                                                      earnings-general and legal                                                                                                  Proforma equity       Non-controlling interests       Equity
                                                                                                                                                                                                                                                                            differences on translation       other comprehensive income                                            payments                                               of defined benefit plans                           Equity in Subsidiary/Associates                                                                non-controlling interests              transactions                                       earnings-specific reserves               earnings                         entity
                                                                                                                                                                                                                                                                                                                                                   instruments                                                                                                                                                                                                non-controlling interests                                                                           reserves
                                                                                                                                                                                                                                                                                                                    financial assets
Posisi ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Equity position
  Saldo awal periode sebelum penyajian kembali                          789,401               139,306                  3,405,877                           0                                0                   0                            0                          0                                0                              0                                0                            0                   ( 38,664 )                                                                                                                                                                                                                                        185,742                                0                   1,575,236                     6,056,898                                                                  6,056,898    Balance before restatement at beginning of period
  Posisi ekuitas, awal periode                                          789,401               139,306                  3,405,877                           0                                0                   0                            0                          0                                0                              0                                0                            0                   ( 38,664 )                              0                      0                                0                             0                               0                               0                            0                      185,742                                0                   1,575,236                     6,056,898                                                                  6,056,898           Equity position, beginning of the period
  Laba (rugi)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             16,665                        16,665                                                                     16,665                                           Profit (loss)
  Pendapatan komprehensif lainnya                                                                                                                                                                                                                                                                                                                                                                                         ( 12,624 )                                                                                                                                                                                                                                                                                                           0                     ( 12,624 )                                                                 ( 12,624 )                       Other comprehensive income
  Distribusi dividen kas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               ( 68,693 )                    ( 68,693 )                                                                 ( 68,693 )                      Distributions of cash dividends
  Saldo penyesuaian dampak penerapan retrospektif atas PSAK                                                                          0                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       0                                                                          0    Retrospective adjustment of PSAK implementation
  Transaksi ekuitas lainnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  0                                                                          0                             Other equity transactions
  Posisi ekuitas, akhir periode                                         789,401               139,306                  3,405,877                           0                                0                   0                            0                          0                                0                              0                                0                            0                   ( 51,288 )                              0                      0                                0                             0                               0                               0                            0                      185,742                                0                   1,523,208                     5,992,246                         0                               0        5,992,246                  Equity position, end of the period
Page 9
[8410000] Statement of changes in equity - Financing Industry - Prior Year

30 June 2022


Laporan perubahan ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Statement of changes in equity
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Saldo laba yang telah         Saldo laba yang telah
                                                                                                                                                                                                                                                                       Cadangan keuntungan                                                                        Cadangan pengukuran                                                              Selisih transaksi ekuitas                                                                                                                                                                 Ekuitas yang dapat
                                                                                                                                                                                                                                    Cadangan selisih kurs                                             Cadangan pembayaran           Cadangan lindung nilai                                                            Kepentingan ekuitas                                          Transaksi dengan pihak            Komponen transaksi                 ditentukan                   ditentukan                   Saldo laba yang belum                                                          Kepentingan
                                                        Saham biasa        Saham preferen        Tambahan modal disetor       Saham treasuri        Uang muka setoran modal          Opsi saham          Cadangan revaluasi                                          (kerugian) investasi pada                                                                   kembali program imbalan       Cadangan lainnya                                          dengan pihak                                                                                                                                                                       diatribusikan kepada      Proforma ekuitas                                       Ekuitas
                                                                                                                                                                                                                                        penjabaran                                                       berbasis saham                   arus kas                                                                         lainnya                                                 non-pengendali lainnya              ekuitas lainnya          penggunaannya-cadangan        penggunaannya-cadangan           ditentukan penggunaannya                                                         non-pengendali
                                                                                                                                                                                                                                                                         instrumen ekuitas                                                                                 pasti                                                                        non-pengendali                                                                                                                                                                          entitas induk
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     umum dan wajib                    khusus
                                                                                                                                                                                                                                                                      Reserve of gains (losses)                                                                                                                                                    Difference in value of equity                                                                   Appropriated retained
                                                                                                                                                                                                                                      Reserve of exchange                                             Reserve of share-based                                     Reserve of remeasurements                                                                                         Other transactions with         Other components of equity                                   Appropriated retained            Unappropriated retained    Equity attributable to
                                                       Common stocks       Preferred stocks      Additional paid-in capital   Treasury stocks        Advances in capital stock       Stock options       Revaluation reserves                                        from investments in equity                                    Reserve of cash flow hedges                                  Other reserves        Other equity interests             transactions with                                                                       earnings-general and legal                                                                                            Proforma equity       Non-controlling interests       Equity
                                                                                                                                                                                                                                    differences on translation                                              payments                                               of defined benefit plans                                                                                        non-controlling interests              transactions                                        earnings-specific reserves               earnings                parent entity
                                                                                                                                                                                                                                                                            instruments                                                                                                                                                              non-controlling interests                                                                            reserves
Posisi ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Equity position
  Saldo awal periode sebelum penyajian kembali                   789,401               139,306                  3,405,877                       0                                0                   0                          0                                0                                0                            0                  ( 55,412 )                                                                                                                                                                                                       185,742                                 0                   1,722,374                 6,187,288                                                                6,187,288    Balance before restatement at beginning of period
  Posisi ekuitas, awal periode                                   789,401               139,306                  3,405,877                       0                                0                   0                          0                                0                                0                            0                  ( 55,412 )                               0                      0                            0                               0                               0                            0                      185,742                                 0                   1,722,374                 6,187,288                                                                6,187,288          Equity position, beginning of the period
  Laba (rugi)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    119,421                   119,421                                                                  119,421                                           Profit (loss)
  Pendapatan komprehensif lainnya                                                                                                                                                                                                                                                                                                                     14,029                                                                                                                                                                                                                                                                                                14,029                                                                   14,029                        Other comprehensive income
  Distribusi dividen kas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      ( 270,780 )               ( 270,780 )                                                              ( 270,780 )                      Distributions of cash dividends
  Transaksi ekuitas lainnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            0                         0                                                                        0                             Other equity transactions
  Posisi ekuitas, akhir periode                                  789,401               139,306                  3,405,877                       0                                0                   0                          0                                0                                0                            0                  ( 41,383 )                               0                      0                            0                               0                               0                            0                      185,742                                 0                   1,571,015                 6,049,958                       0                               0        6,049,958                 Equity position, end of the period
Page 10
[8510000] Statement of cash flows, direct method - Financing Industry

Laporan arus kas                                                       Statement of cash flows
                                  30 June 2023         30 June 2022
Arus kas dari aktivitas operasi                                               Cash flows from operating
                                                                                                   activities
   Penerimaan kas dari                                                              Cash receipts from
   aktivitas operasi                                                                operating activities
       Penerimaan dari sewa                                                   Receipts from finance
                                             9,463                3,351
       pembiayaan                                                                              leases
       Penerimaan dari                                                     Receipts from consumer
                                        2,605,407            2,756,894
       pembiayaan konsumen                                                                  financing
   Pembayaran kas dari                                                            Cash payments from
   aktivitas operasi                                                                operating activities
       Pembayaran untuk sewa                                                   Payments for finance
                                                 (0)                (0)
       pembiayaan                                                                              leases
       Pembayaran untuk                                                     Payments for consumer
                                     ( 4,254,553 )        ( 2,630,439 )
       pembiayaan konsumen                                                                  financing
   Kas diperoleh dari                                                    Cash generated from (used
                                     ( 1,639,683 )              129,806
   (digunakan untuk) operasi                                                             in) operations
   Penerimaan dari kerjasama                                                         Received from loan
   penerusan pinjaman dan                        101              1,505 channeling and joint financing
   pembiayaan bersama                                                                        cooperation
   Penerimaan bunga dari                                                         Interests received from
                                             9,917               13,888
   aktivitas operasi                                                                  operating activities
   Pembayaran bunga dari                                                  Interests paid from operating
                                       ( 220,575 )          ( 174,902 )
   aktivitas operasi                                                                             activities
   Penerimaan pengembalian                                               Income taxes refunded (paid)
   (pembayaran) pajak                                                           from operating activities
                                        ( 18,055 )            ( 50,142 )
   penghasilan dari aktivitas
   operasi
   Penerimaan (pengeluaran)                                               Other cash inflows (outflows)
   kas lainnya dari aktivitas              38,948            ( 30,496 )       from operating activities
   operasi
   Arus kas sebelum                                                         Net cash flows received
   perubahan dalam aset dan                                                 from (used in) operating
   liabilitas yang diperoleh         ( 1,829,347 )          ( 110,341 ) activities before changes in
   dari (digunakan untuk)                                                       assets and liabilities
   aktivitas operasi
   Jumlah arus kas bersih                                                        Total net cash flows
   yang diperoleh dari                                                        received from (used in)
                                     ( 1,829,347 )          ( 110,341 )
   (digunakan untuk) aktivitas                                                    operating activities
   operasi
Arus kas dari aktivitas                                                    Cash flows from investing
investasi                                                                                     activities
   Penerimaan dari penjualan                                              Proceeds from disposal of
                                                 522               167
   aset tetap                                                               property and equipment
   Pembayaran untuk perolehan                                            Payments for acquisition of
                                        ( 26,238 )           ( 17,234 )
   aset tetap                                                               property and equipment
   Penerimaan (pengeluaran)                                             Other cash inflows (outflows)
   kas lainnya dari aktivitas                      0                 0       from investing activities
   investasi
   Jumlah arus kas bersih                                                        Total net cash flows
   yang diperoleh dari                                                        received from (used in)
                                        ( 25,716 )           ( 17,067 )
   (digunakan untuk) aktivitas                                                    investing activities
   investasi
Arus kas dari aktivitas                                                       Cash flows from financing
pendanaan                                                                                      activities
Page 11
   Penerimaan pinjaman bank         3,900,290         572,170       Proceeds from bank loans
   Pembayaran pinjaman bank      ( 1,806,489 )   ( 1,199,482 )        Payments of bank loans
   Penerimaan surat berharga                                     Proceeds from debt securities
                                            0               0
   utang
   Pembayaran surat berharga                                       Payments of debt securities
                                    ( 76,000 )    ( 537,000 )
   utang
   Pembayaran dividen dari                                     Dividends paid from financing
                                    ( 46,729 )           (0)
   aktivitas pendanaan                                                              activities
   Penerimaan (pengeluaran)                                    Other cash inflows (outflows)
   kas lainnya dari aktivitas       ( 11,223 )      ( 10,859 )       from financing activities
   pendanaan
   Jumlah arus kas bersih                                               Total net cash flows
   yang diperoleh dari                                               received from (used in)
                                   1,959,849     ( 1,175,171 )
   (digunakan untuk) aktivitas                                           financing activities
   pendanaan
Jumlah kenaikan (penurunan)                                    Total net increase (decrease)
                                     104,786     ( 1,302,579 )
bersih kas dan setara kas                                      in cash and cash equivalents
Kas dan setara kas arus kas,                                  Cash and cash equivalents cash
                                     493,457       1,769,384
awal periode                                                     flows, beginning of the period
Efek perubahan nilai kurs pada                                Effect of exchange rate changes
                                       ( 192 )         ( 30 )
kas dan setara kas                                               on cash and cash equivalents
Kas dan setara kas arus kas,                                      Cash and cash equivalents
                                     598,051         466,775
akhir periode                                                  cash flows, end of the period
Page 12
[8610000] Explanation for Significant Accounting Policy - Financing Industry
Page 13
[8611000] Notes to the financial statements - Property, Plant, and Equipement - Financing Industry - Current Year

30 June 2023

Aset tetap                                                                                                                                                                          Property, plant, and equipment
                                                                                                                                                Aset tetap, akhir
                                                         Aset tetap, awal periode   Penambahan aset tetap          Pengurangan aset tetap
                                                                                                                                                    periode
                                                           Property, plant, and
                                                                                    Addition in property, plant,    Disposals in property,     Property, plant, and
                                                          equipment, beginning
                                                                                          and equipment             plant, and equipment      equipment, end period
                                                                 period
Nilai perolehan, kotor   Tanah, dimiliki langsung                        27,132                               0                                             27,132         Land, directly owned          Carrying amount, gross
                         Bangunan dan fasilitasnya,                                                                                                                      Building and leasehold
                                                                         56,969                            177                                              57,146
                         dimiliki langsung                                                                                                                         improvement, directly owned
                         Mesin dan peralatan, dimiliki                                                                                                               Machinery and equipment,
                                                                                                                                                                 0
                         langsung                                                                                                                                                 directly owned
                         Alat berat, dimiliki langsung                                                                                                               Heavy equipment, directly
                                                                                                                                                                 0
                                                                                                                                                                                           owned
                         Alat pengangkutan, dimiliki                                                                                                                 Transportation equipment,
                                                                                                                                                                 0
                         langsung                                                                                                                                                 directly owned
                         Perabot dan peralatan                                                                                                                              Furniture and office
                                                                       575,530                         25,393                     ( 3,983 )                596,940
                         kantor, dimiliki langsung                                                                                                                   equipment, directly owned
                         Kendaraan bermotor, dimiliki                                                                                                              Motor vehicle, directly owned
                                                                         16,878                            668                    ( 1,233 )                 16,313
                         langsung
                         Pesawat, dimiliki langsung                                                                                                              0           Aircraft, directly owned
                         Kapal, dimiliki langsung                                                                                                                0          Vessels, directly owned
                         Lainnya, dimiliki langsung                                                                                                              0           Others, directly owned
                         Dimiliki langsung                             676,509                         26,238                     ( 5,216 )                697,531                   Directly owned
                         Mesin, aset hak guna                                                                                                                                Machinery, right of use
                                                                                                                                                                    0
                                                                                                                                                                                                assets
                         Alat pengangkutan, aset hak                                                                                                                     Transportation equipment,
                                                                                                                                                                    0
                         guna                                                                                                                                                     right of use assets
                         Alat berat, aset hak guna                                                                                                                       Heavy equipment, right of
                                                                                                                                                                    0
                                                                                                                                                                                           use assets
                         Bangunan, aset hak guna                       117,760                                                                             117,760      Building, right of use assets
                         Perabot dan peralatan                                                                                                                                   Furniture and office
                         kantor, aset hak guna                                                                                                                      0      equipment, rights of use
                                                                                                                                                                                                assets
                         Kendaraan bermotor, aset                                                                                                                       Motor vehicle, rights of use
                                                                                                                                                                    0
                         hak guna                                                                                                                                                               assets
Page 14
                       Pesawat, aset hak guna                                               0   Aircraft, right of use assets
                       Kapal, aset hak guna                                                 0  Vessels, right of use assets
                       Lainnya, aset hak guna                                               0   Others, right of use assets
                       Aset hak guna                   117,760                        117,760         Right of use assets
                       Bangunan, dalam                                                               Building, assets under
                                                                                            0
                       penyelesaian                                                                              construction
                       Mesin dan alat berat, dalam                                                   Machinery and heavy
                       penyelesaian                                                         0     equipment, assets under
                                                                                                                 construction
                       Lainnya, dalam penyelesaian                                                    Others, assets under
                                                                                            0
                                                                                                                 construction
                       Aset dalam penyelesaian                                              0 Assets under construction
                       Aset tetap                                                                     Property, plant, and
                                                       794,269   26,238   ( 5,216 )   815,291
                                                                                                                  equipment
Akumulasi depresiasi   Tanah, dimiliki langsung                                             0         Land, directly owned               Carrying amount,
                       Bangunan dan fasilitasnya,                                                   Building and leasehold        accumulated depreciation
                                                        45,752    1,405                47,157
                       dimiliki langsung                                                      improvement, directly owned
                       Mesin dan peralatan, dimiliki                                            Machinery and equipment,
                                                                                            0
                       langsung                                                                               directly owned
                       Alat berat, dimiliki langsung                                            Heavy equipment, directly
                                                                                            0
                                                                                                                       owned
                       Alat pengangkutan, dimiliki                                              Transportation equipment,
                                                                                            0
                       langsung                                                                               directly owned
                       Perabot dan peralatan                                                            Furniture and office
                                                       378,084   30,962   ( 3,939 )   405,107
                       kantor, dimiliki langsung                                                equipment, directly owned
                       Kendaraan bermotor, dimiliki                                           Motor vehicle, directly owned
                                                        12,554     712    ( 1,233 )    12,033
                       langsung
                       Pesawat, dimiliki langsung                                           0         Aircraft, directly owned
                       Kapal, dimiliki langsung                                             0        Vessels, directly owned
                       Lainnya, dimiliki langsung                                           0         Others, directly owned
                       Dimiliki langsung               436,390   33,079   ( 5,172 )   464,297                 Directly owned
                       Mesin, aset hak guna                                                           Machinery, right of use
                                                                                             0
                                                                                                                         assets
                       Alat pengangkutan, aset hak                                                Transportation equipment,
                                                                                             0
                       guna                                                                                right of use assets
                       Alat berat, aset hak guna                                                  Heavy equipment, right of
                                                                                             0
                                                                                                                    use assets
                       Bangunan, aset hak guna          53,020   10,024                63,044    Building, right of use assets
                       Perabot dan peralatan                                                              Furniture and office
                       kantor, aset hak guna                                                 0      equipment, rights of use
                                                                                                                         assets
Page 15
                  Kendaraan bermotor, aset                                              Motor vehicle, rights of use
                                                                                     0
                  hak guna                                                                                    assets
                  Pesawat, aset hak guna                                             0 Aircraft, right of use assets
                  Kapal, aset hak guna                                               0 Vessels, right of use assets
                  Lainnya, aset hak guna                                             0  Others, right of use assets
                  Aset hak guna                  53,020   10,024                63,044        Right of use assets
                  Bangunan, dalam                                                           Building, assets under
                                                     0                               0
                  penyelesaian                                                                          construction
                  Mesin dan alat berat, dalam                                                Machinery and heavy
                  penyelesaian                       0                               0    equipment, assets under
                                                                                                        construction
                  Lainnya, dalam penyelesaian                                                Others, assets under
                                                     0                               0
                                                                                                        construction
                  Aset dalam penyelesaian            0                               0 Assets under construction
                  Aset tetap                                                                 Property, plant, and
                                                489,410   43,103   ( 5,172 )   527,341
                                                                                                         equipment
Nilai perolehan   Aset tetap                                                                 Property, plant, and      Carrying amount
                                                304,859                        287,950
                                                                                                         equipment
Page 16
[8611000] Notes to the financial statements - Property, Plant, and Equipement - Financing Industry - Prior Year

31 December 2022

Aset tetap                                                                                                                                                                      Property, plant, and equipment
                                                       Aset tetap, awal      Penambahan aset          Pengurangan aset                                 Aset tetap, akhir
                                                                                                                              Revaluasi aset tetap
                                                           periode                tetap                    tetap                                           periode
                                                      Property, plant, and                                                       Revaluation of       Property, plant, and
                                                                             Addition in property,   Disposals in property,
                                                     equipment, beginning                                                      property, plant, and     equipment, end
                                                                             plant, and equipment    plant, and equipment
                                                            period                                                                 equipment                period
Nilai perolehan, kotor   Tanah, dimiliki langsung                 27,132                                                                                          27,132       Land, directly owned Carrying amount, gross
                         Bangunan dan                                                                                                                                        Building and leasehold
                         fasilitasnya, dimiliki                   56,107                       862                                                                56,969      improvement, directly
                         langsung                                                                                                                                                             owned
                         Perabot dan peralatan                                                                                                                                  Furniture and office
                         kantor, dimiliki langsung              545,527                    35,822                ( 5,819 )                                       575,530         equipment, directly
                                                                                                                                                                                              owned
                         Kendaraan bermotor,                                                                                                                                  Motor vehicle, directly
                                                                  15,166                    2,408                   ( 696 )                                       16,878
                         dimiliki langsung                                                                                                                                                    owned
                         Dimiliki langsung                      643,932                    39,092                ( 6,515 )                                       676,509            Directly owned
                         Bangunan, aset hak guna                                                                                                                               Building, right of use
                                                                  56,397                                                                    61,363               117,760
                                                                                                                                                                                              assets
                         Aset hak guna                            56,397                                                                    61,363               117,760       Right of use assets
                         Aset tetap                                                                                                                                           Property, plant, and
                                                                700,329                    39,092                ( 6,515 )                  61,363               794,269
                                                                                                                                                                                         equipment
Akumulasi depresiasi     Bangunan dan                                                                                                                                        Building and leasehold        Carrying amount,
                         fasilitasnya, dimiliki                   42,396                    3,356                                                                 45,752      improvement, directly accumulated depreciation
                         langsung                                                                                                                                                             owned
                         Perabot dan peralatan                                                                                                                                  Furniture and office
                         kantor, dimiliki langsung              323,757                    60,102                ( 5,775 )                                       378,084         equipment, directly
                                                                                                                                                                                              owned
                         Kendaraan bermotor,                                                                                                                                  Motor vehicle, directly
                                                                  12,048                    1,202                   ( 696 )                                       12,554
                         dimiliki langsung                                                                                                                                                    owned
                         Dimiliki langsung                      378,201                    64,660                ( 6,471 )                                       436,390            Directly owned
                         Bangunan, aset hak guna                                                                                                                               Building, right of use
                                                                  35,743                   17,277                                                                 53,020
                                                                                                                                                                                              assets
                         Aset hak guna                            35,743                   17,277                                                                 53,020       Right of use assets
                         Bangunan, dalam                                                                                                                                     Building, assets under
                                                                                                                                                                         0
                         penyelesaian                                                                                                                                                   construction
Page 17
                  Mesin dan alat berat,                                       0       Machinery and heavy
                  dalam penyelesaian                                               equipment, assets under
                                                                                               construction
                  Lainnya, dalam                                                      Others, assets under
                                                                              0
                  penyelesaian                                                                 construction
                  Aset dalam                                                                Assets under
                                                                              0
                  penyelesaian                                                               construction
                  Aset tetap                                                          Property, plant, and
                                          413,944   81,937   ( 6,471 )   489,410
                                                                                                equipment
Nilai perolehan   Aset tetap                                                          Property, plant, and    Carrying amount
                                          286,385                        304,859
                                                                                                equipment
Page 18
[8611100] Disclosure of Notes to the financial statements - Property, Plant and Equipment - Financing Industry
Page 19
[8634000a] Notes to the financial statements - Bonds Payable - Financing Industry

30 June 2023

Catatan untuk utang obligasi                                                                                                                                                          Notes for bonds payable
                                                                    Utang obligasi, nilai
                               Nama obligasi           Mata uang                             Total obligasi, kotor    Jatuh tempo obligasi              Bunga                Jenis bunga
                                                                   dalam mata uang asing
                                                                   Bonds payable, amount     Total bonds payable,      Due date for bonds
                                 Bond name             Currency                                                                                     Interest rate          Interest rate type
                                                                      in foreign currency            gross                  payable
Nama obligasi 1            Oto Multiartha III                                                                                                                                                                Bond name 1
                           Tahun 2019            IDR                                   0                  480,000 45408                       0.0925                flat
                           seri/Series C
Nama obligasi                                                                                             480,000                                                                                             Bond name


31 December 2022

Catatan untuk utang obligasi                                                                                                                                                          Notes for bonds payable
                                                                    Utang obligasi, nilai
                               Nama obligasi           Mata uang                             Total obligasi, kotor    Jatuh tempo obligasi              Bunga                Jenis bunga
                                                                   dalam mata uang asing
                                                                   Bonds payable, amount     Total bonds payable,      Due date for bonds
                                 Bond name             Currency                                                                                     Interest rate          Interest rate type
                                                                      in foreign currency            gross                  payable
Nama obligasi 1            Oto Multiartha II                                                                                                                                                                 Bond name 1
                           Tahun 2018            IDR                                   0                   76,000 45034                       0.081                 flat
                           seri/Series C
Nama obligasi 2            Oto Multiartha III                                                                                                                                                                Bond name 2
                           Tahun 2019            IDR                                   0                  480,000 45408                       0.0925                flat
                           seri/Series C
Nama obligasi                                                                                             556,000                                                                                             Bond name

Catatan untuk utang obligasi                                                                                                                                                          Notes for bonds payable
                                                                       30 June 2023                                  31 December 2022
Total obligasi, kotor                                                                       480,000                                          556,000                                      Total bonds payable, gross
   Biaya penerbitan obligasi yang belum diamortisasi                                         ( 256 )                                          ( 437 )                              Unamortized bond issuance cost
Total utang obligasi, bersih                                                                479,744                                          555,563                                        Total bonds payable, net
   Liabilitas jangka panjang yang jatuh tempo dalam satu                                                                                                                         Current maturities of bonds payable
                                                                                                   0                                               0
   tahun atas utang obligasi
   Liabilitas jangka panjang atas utang obligasi                                            479,744                                          555,563                                            Long-term bonds payable
Page 20
[8634100] Disclosure of Notes to the financial statements - Bonds Payable - Financing Industry
Page 21
[8694000a] Notes to the financial statements - Bank Loans by Order of Liquidity - Financing Industry

Catatan utang bank berdasarkan tingkat likuiditas                                                                                                                      Notes for bank loans by order of liquidity

                                                                         30 June 2023                                        31 December 2022

                                                         Utang bank berdasarkan                                   Utang bank berdasarkan
                                                           tingkat likuiditas, nilai    Total utang bank, kotor     tingkat likuiditas, nilai    Total utang bank, kotor
                                                          dalam mata uang asing                                    dalam mata uang asing
                                                             Bank loans by order                                      Bank loans by order
                                                         liquidity, amount in foreign   Total bank loans, gross   liquidity, amount in foreign   Total bank loans, gross
                                                                    currency                                                 currency
Bank Central Asia Tbk      IDR                                              28,125                     28,125                        50,000                      50,000                       IDR      Bank Central Asia Tbk
                           Mata uang                                                                   28,125                                                    50,000                  Currency
Bank Permata Tbk           IDR                                            319,444                     319,444                        38,889                      38,889                       IDR         Bank Permata Tbk
                           Mata uang                                                                  319,444                                                    38,889                  Currency
Bank Btpn Tbk              IDR                                            175,500                     175,500                                                                                 IDR             Bank Btpn Tbk
                           USD                                                 50                     751,300                              40                  629,240                       USD
                           Mata uang                                                                  926,800                                                  629,240                   Currency
Bank asing lainnya         IDR                                            220,000                     220,000                        50,000                     50,000                        IDR        Other foreign banks
                           JPY                                             21,600                   2,266,272                        15,600                  1,834,091                        JPY
                           USD                                                155                   2,329,030                           106                  1,667,486                       USD
                           Mata uang                                                                4,815,302                                                3,551,577                   Currency

Catatan utang bank berdasarkan tingkat likuiditas                                                                                                                          Notes for bank loans by order of liquidity
                                                                                   30 June 2023                                    31 December 2022
Total utang bank, kotor                                                                              6,089,671                                           4,269,706                                    Total bank loans, gross
   Biaya penerbitan utang bank yang belum diamortisasi                                               ( 55,999 )                                          ( 32,686 )                     Unamortized bank loan issuance cost
   Total utang bank, bersih                                                                          6,033,672                                           4,237,020                                     Total bank loan, net
Page 22
[8694100] Disclosure of Notes to the financial statements - Bank Loans by Order of Liquidity - Financing Industry
Page 23
[8695000] Notes to the financial statements - Borrowings, by creditor, by currency - Financing Industry

Catatan pinjaman                                                                                                                          Notes for borrowings

                                                      30 June 2023                            31 December 2022

                                         Pinjaman dalam mata                          Pinjaman dalam mata
                                                                  Total pinjaman                               Total pinjaman
                                              uang asing                                   uang asing
                                          Borrowings in foreign                        Borrowings in foreign
                                                                  Total borrowings                             Total borrowings
                                               currency                                     currency
Bank Central Asia Tbk   IDR                             28,125               28,108                  50,000                49,929        IDR   Bank Central Asia Tbk
                        Mata uang                                            28,108                                        49,929   Currency
Bank Permata Tbk        IDR                            319,444              318,643                  38,889                38,809        IDR      Bank Permata Tbk
                        Mata uang                                           318,643                                        38,809   Currency
Bank Btpn Tbk           IDR                            175,500              175,500                                                      IDR          Bank Btpn Tbk
                        USD                                 50              751,300                       40             629,240        USD
                        Mata uang                                           926,800                                      629,240    Currency
Bank asing lainnya      IDR                            220,000              220,000                  50,000               50,000         IDR     Other foreign banks
                        JPY                             21,334            2,238,409                  15,420            1,812,915         JPY
                        USD                                153            2,301,712                     105            1,656,127        USD
                        Mata uang                                         4,760,121                                    3,519,042    Currency
Page 24
[8695100] Disclosure of Notes to the financial statements - Borrowings - Financing Industry
Page 25
[8697000] Notes to the financial statements - Bank Loans by Order of Liquidity Interest Information - Financing Industry

31 December 2022

Catatan utang bank berdasarkan tingkat likuiditas           Notes for bank loans by
                                                                   order of liquidity
                                                                Utang bank berdasarkan tingkat
                                                            likuiditas, nilai dalam mata uang asing
                                                             Bank loans by order liquidity, amount in
                                                                         foreign currency
Bank Central Asia Tbk         IDR                                                            50,000            IDR         Bank Central Asia Tbk
Bank Permata Tbk              IDR                                                            38,889            IDR            Bank Permata Tbk
Bank asing lainnya            IDR                                                            50,000            IDR           Other foreign banks

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