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Financial statement Text extracted BCAP

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Page 1
Nomor Surat                         029/MNCKI/CORSEC/VII/2023
Nama Emiten                         MNC Kapital Indonesia Tbk
Kode Emiten                         BCAP
Perihal                             Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit



Perseroan dengan ini menyampaikan laporan keuangan untuk periode 6 Bulan yang berakhir pada 30/06/2023 dengan ikhtisar sebagai berikut :



Informasi mengenai anak perusahaan Perseroan sebagai berikut :




 No       Nama         Kegiatan          Lokasi        Tahun         Status         Jumlah Aset         Satuan       Mata     Persentase
                         Usaha                        Komersil       Operasi                                         Uang        (%)
 1    PT FM Digital    Teknologi         Jakarta        2004          Aktif                    79.792   JUTAAN       IDR        99.99
      Solution         Informasi
      (FMDS)
 2    PT MNC             Jasa            Jakarta        1999           Aktif                   60.907   JUTAAN       IDR         99.99
      Asset           pengelolaan
      Management       Investasi
      (MNCAM)
 3    PT MNC           Lembaga           Jakarta        1989           Aktif             1.379.589      JUTAAN       IDR         99.99
      Finance         Pembiayaan
      (MNCF)
 4    PT MNC               Jasa          Jakarta        2004           Aktif             1.778.280      JUTAAN       IDR         99.99
      Sekuritas         Perantara
      (MNCS)            pedagang
                         efek dan
                        penjamin
                           emisi
 5    PT MNC Life     Jasa asuransi   Jakarta           1988           Aktif                  352.765   JUTAAN       IDR         99.98
      Assurance             jiwa
      (MNCL)
 6    PT MNC         Jasa asuransi    Jakarta           1987           Aktif                  733.472   JUTAAN       IDR         99.98
      Asuransi           umum
      Indonesia
      (MNCAI)
 7    PT MNC              Jasa        Jakarta           1993           Aktif                  867.991   JUTAAN       IDR         99.99
      Guna Usaha      penyewaan
      Indonesia
      (MNCGUI)
 8    PT Bank MNC         Bank        Jakarta           1989           Aktif            16.863.949      JUTAAN       IDR         52.37
      Internasional
      Tbk (BMNCI)
 9    PT Medan        Penyewaan       Jakarta           2016           Aktif                   77.535   JUTAAN       IDR         99.92
      Nusantara         Properti
      Propertindo
      (MDNP)
 10   PT Riau         Penyewaan       Jakarta           2016           Aktif                    6.582   JUTAAN       IDR         99.92
      Nusantara         Properti
      Propertindo
      (RINP)
 11   PT Motion       Perusahaan      Jakarta           2022          Belum                    13.480   JUTAAN       IDR         99.99
      Digital          Investasi                                    Beroperasi
      Technology
 12   Motion Digital  Perusahaan   British Virgin       2022          Belum                        3    JUTAAN       IDR         99.99
      Ltd              Investasi       Island                       Beroperasi
 13   Auerbach            Jasa     United States        1990           Aktif                   51.716   JUTAAN       IDR          75.0
      Grayson Ltd      Perantara    of America
      (AGCO)           pedagang
                        efek dan
                       penjamin
                          emisi
 14   Motion          Perusahaan   British Virgin       2022          Belum                        0    JUTAAN       IDR         100.0
      Resources Ltd    Investasi       Island                       Beroperasi
      (MRL)
 15   Motion          Perusahaan   British Virgin       2022          Belum                        0    JUTAAN       IDR         100.0
      Advisory Ltd     Investasi       Island                       Beroperasi
      (MAL)
 16   PT Motion           Jasa        Jakarta           2016          Belum                   101.041   JUTAAN       IDR         99.99
      Crypto           Perantara                                    Beroperasi
      Technology     Perdagangan
                      Aset Digital
 17   PT Modal       Layanan Urun     Jakarta           2016          Belum                     1.052   JUTAAN       IDR         99.99
      Anak Bangsa         Dana                                      Beroperasi
 18   PT Sistem        Finansial      Jakarta           2016           Aktif                    9.570   JUTAAN       IDR         99.99
      Informasi        Teknologi
      Aplikasi
      Pembayaran
Page 2
No     Nama          Kegiatan         Lokasi         Tahun         Status         Jumlah Aset         Satuan          Mata   Persentase
                      Usaha                         Komersil       Operasi                                            Uang      (%)
19 PT MNC          Modal Ventura     Jakarta          2016          Aktif                       107   JUTAAN          IDR      99.92
   Modal Ventura
20 Lafite Assets    Perusahaan     British Virgin    2006           Aktif                 640.671     JUTAAN          IDR      100.0
   Ltd               Investasi         Island
21 Winfly Ltd       Perusahaan     British Virgin    2006           Aktif                 428.917     JUTAAN          IDR      100.0
                     Investasi         Island
22 PT MNC              Jasa           Jakarta        2021           Aktif                   3.369     JUTAAN          IDR      99.99
   Insurance         Perantara
   Broker            Asuransi
23 PT MNC            Finansial       Jakarta         2018           Aktif                 194.223     JUTAAN          IDR      99.99
   Teknologi         Teknologi
   Nusantara
   (MTN)




Dokumen ini merupakan dokumen resmi MNC Kapital Indonesia Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik.

                     MNC Kapital Indonesia Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
Page 3
[1000000] General information

Informasi umum                                                                   General information
                                                 30 June 2023
Nama entitas                         MNC Kapital Indonesia Tbk                                     Entity name
Penjelasan perubahan nama dari akhir                                     Explanation of change in name from
periode laporan sebelumnya                                                 the end of the preceding reporting
                                                                                                         period
Kode entitas                           BCAP                                                         Entity code
Nomor identifikasi entitas             AA354                                      Entity identification number
Industri utama entitas                 Keuangan dan Syariah /                              Entity main industry
                                       Financial and Sharia
Standar akutansi yang dipilih          PSAK                                    Selected accounting standards
Sektor                                 G. Financials                                                  Sector
Subsektor                              G5. Holding & Investment                                    Subsector
                                       Companies
Industri                               G51. Holding & Investment                                        Industry
                                       Companies
Subindustri                            G511. Financial Holdings                                  Subindustry
Informasi pemegang saham                                                  Controlling shareholder information
                                       National Corporation
pengendali
Jenis entitas                          Local Company - Indonesia                                  Type of entity
                                       Jurisdiction
Jenis efek yang dicatatkan             Saham dan Obligasi / Stock and                  Type of listed securities
                                       Bond
Jenis papan perdagangan tempat                                            Type of board on which the entity is
                                       Utama / Main
entitas tercatat                                                                                           listed
Apakah merupakan laporan keuangan                                        Whether the financial statements are
satu entitas atau suatu kelompok       Entitas grup / Group entity         of an individual entity or a group of
entitas                                                                                                  entities
Periode penyampaian laporan                                                     Period of financial statements
                                       Kuartal II / Second Quarter
keuangan                                                                                           submissions
Tanggal awal periode berjalan          January 01, 2023                               Current period start date
Tanggal akhir periode berjalan         June 30, 2023                                   Current period end date
Tanggal akhir tahun sebelumnya         December 31, 2022                                    Prior year end date
Tanggal awal periode sebelumnya        January 01, 2022                                  Prior period start date
Tanggal akhir periode sebelumnya       June 30, 2022                                     Prior period end date
Tanggal akhir 2 tahun sebelumnya       December 31, 2021                                 Prior 2 year end date
Mata uang pelaporan                    Rupiah / IDR                      Description of presentation currency
Kurs konversi pada tanggal pelaporan                                       Conversion rate at reporting date if
jika mata uang penyajian selain rupiah                                     presentation currency is other than
                                                                                                          rupiah
Pembulatan yang digunakan dalam                                            Level of rounding used in financial
penyajian jumlah dalam laporan      Jutaan / In Million                                              statements
keuangan
Jenis laporan atas laporan keuangan Tidak Diaudit / Unaudit             Type of report on financial statements
Jenis opini auditor                                                                  Type of auditor's opinion
Hal yang diungkapkan dalam paragraf                                                       Matters disclosed in
pendapat untuk penekanan atas suatu                                       emphasis-of-matter or other-matter
masalah atau paragraf penjelasan                                                              paragraph, if any
lainnya, jika ada
Hasil penugasan review                                                          Result of review engagement
Opini Hal Audit Utama                                                         Any Key Audit Matters Opinion
Jumlah Hal Audit Utama                                                                Total Key Audit Matters
Paragraf Hal Audit Utama                                                        Key Audit Matters Paragraph
Tanggal laporan audit atau hasil                                          Date of auditor's opinion or result of
laporan review                                                                                    review report
Page 4
Auditor tahun berjalan                                                                 Current year auditor
Nama partner audit tahun berjalan                                         Name of current year audit signing
                                                                                                     partner
Lama tahun penugasan partner yang                                          Number of years served as audit
menandatangani                                                                              signing partner
Auditor tahun sebelumnya             Kanaka Puradiredja, Suhartono                        Prior year auditor
Nama partner audit tahun sebelumnya Florus Daeli, SE., Ak., MM.,            Name of prior year audit signing
                                     CA., CPA., CRA., CLI., CPI.,                                    partner
                                     CACP., ASEAN CPA
Kepatuhan terhadap pemenuhan                                        Whether in compliance with OJK rules
peraturan OJK Nomor:                                                   No. 75/POJK.04/2017 concerning
                                     Ya / Yes
75/POJK.04/2017 tentang Tanggung                                   responsibilities of board of directors on
Jawab Direksi Atas Laporan Keuangan                                                     financial statements
Kepatuhan terhadap pemenuhan                                          Compliance to the independency of
independensi akuntan yang                                             Accountant that provide services in
memberikan jasa audit di pasar modal                                  Capital Market as regulated in OJK
sesuai dengan POJK Nomor             Ya / Yes                                  rules No. 13/POJK.03/2017
13/POJK.03/2017 tentang                                                    concerning The Use of Public
Penggunaan Jasa Akuntan Publik                                           Accountant and Auditing Firm in
dalam Kegiatan Jasa Keuangan                                                 Financial Services Activities.
Page 5
[4220000] Statement of financial position presented using order of liquidity -
Financial and Sharia Industry

Laporan posisi keuangan                                         Statement of financial position
                                   30 June 2023         31 December 2022
Aset                                                                                                     Assets
  Kas                                       86,803                 94,272                              Cash
  Giro pada bank lain                                                      Current accounts with other
                                                                                                     banks
       Giro pada bank lain pihak                                                Current accounts with
                                           939,381              1,023,691
       ketiga                                                                other banks third parties
  Piutang asuransi                                                                Insurance receivables
       Piutang asuransi pihak                                                   Insurance receivables
                                           285,260                178,979
       ketiga                                                                              third parties
       Piutang asuransi pihak                                                   Insurance receivables
                                            14,707                 17,224
       berelasi                                                                         related parties
       Cadangan kerugian                                                    Allowance for impairment
       penurunan nilai pada              ( 34,781 )             ( 34,781 )        losses for insurance
       piutang asuransi                                                                     receivables
  Deposito pada lembaga                                                          Deposits to clearing and
  kliring dan penjaminan                      8,768                 8,538           settlement guarantee
                                                                                                  institution
  Efek-efek yang                                                                   Marketable securities
  diperdagangkan
     Efek-efek yang                                                          Marketable securities third
     diperdagangkan pihak                4,590,160              4,583,868                        parties
     ketiga
     Efek-efek yang                                                               Marketable securities
     diperdagangkan pihak                  250,631                450,728               related parties
     berelasi
  Pinjaman yang diberikan                                                                          Loans
     Pinjaman yang diberikan                                                        Loans third parties
                                        10,422,361             10,090,063
     pihak ketiga
     Cadangan kerugian                                                        Allowance for impairment
     penurunan nilai pada               ( 263,636 )            ( 247,201 )            losses for loans
     pinjaman yang diberikan
  Piutang dari lembaga kliring                                                Receivables from clearing
  dan penjaminan                           198,944                178,682      and settlement guarantee
                                                                                                 institution
  Piutang nasabah                                                                    Receivables from
                                                                                               customers
     Piutang nasabah pihak                                                         Receivables from
                                           384,740                369,115
     ketiga                                                                   customers third parties
  Piutang murabahah                                                             Murabahah receivables
     Piutang murabahah pihak                                                 Murabahah receivables
                                            28,926                 31,513
     ketiga                                                                               third parties
     Piutang murabahah pihak                                                 Murabahah receivables
                                                  121                 299
     berelasi                                                                          related parties
     Cadangan kerugian                                                     Allowance for impairment
     penurunan nilai pada                         (4)                 (8)      losses for murabahah
     piutang murabahah                                                                     receivables
  Piutang pembiayaan                                                              Consumer financing
  konsumen                                                                                    receivables
     Piutang pembiayaan                                                          Consumer financing
                                         1,569,282              1,180,155
     konsumen pihak ketiga                                                  receivables third parties
     Piutang pembiayaan                                                          Consumer financing
                                           336,940                469,344
     konsumen pihak berelasi                                              receivables related parties
Page 6
      Cadangan kerugian                                         Allowance for impairment
      penurunan nilai pada           ( 14,264 )    ( 13,899 )         losses for consumer
      piutang pembiayaan                                            financing receivables
      konsumen
   Pembiayaan musyarakah                                              Musyarakah financing
      Pembiayaan musyarakah                                         Musyarakah financing
                                           590           682
      pihak ketiga                                                               third parties
      Pembiayaan musyarakah                                         Musyarakah financing
                                       87,435        60,846
      pihak berelasi                                                          related parties
      Cadangan kerugian                                         Allowance for impairment
      penurunan nilai pada              ( 298 )       ( 173 )      losses for musyarakah
      pembiayaan musyarakah                                                          financing
   Aset pajak tangguhan               293,114       273,874                Deferred tax assets
   Aset reasuransi                    153,845       151,846                Reinsurance assets
   Goodwill                           369,443       369,443                               Goodwill
   Aset takberwujud selain                                       Intangible assets other than
                                      188,962       178,765
   goodwill                                                                               goodwill
   Aset tetap                                                              Property, plant, and
                                     1,076,352      177,297
                                                                                        equipment
   Aset lainnya                      2,499,030     2,011,574                        Other assets
   Jumlah aset                      24,829,122    24,306,227                        Total assets
Liabilitas, dana syirkah                                         Liabilities, temporary syirkah
temporer dan ekuitas                                                              funds and equity
   Liabilitas                                                                           Liabilities
       Liabilitas segera                                                    Obligations due
                                      154,324        89,057
                                                                                 immediately
      Simpanan nasabah                                              Customers deposits
         Giro                                                       Current accounts
            Giro pihak ketiga                                     Current accounts
                                      889,412       860,237
                                                                        third parties
            Giro pihak berelasi                                   Current accounts
                                      145,216       267,442
                                                                     related parties
         Tabungan                                                                Savings
              Tabungan pihak                                           Savings third
                                     2,011,792     1,938,556
              ketiga                                                           parties
              Tabungan pihak                                        Savings related
                                       38,115        42,619
              berelasi                                                         parties
         Deposito berjangka                                             Time deposits
              Deposito berjangka                                Time deposits third
                                     7,949,311     8,590,451
              pihak ketiga                                                     parties
              Deposito berjangka                                     Time deposits
                                     1,205,498     1,359,085
              pihak berelasi                                         related parties
      Simpanan dari bank lain                                      Other banks deposits
         Simpanan dari bank                                      Other banks deposits
                                      100,621       193,808
         lain pihak ketiga                                                  third parties
      Utang asuransi                  153,217        46,850            Insurance payables
      Pinjaman yang diterima                                                     Borrowings
         Pinjaman yang                                                 Borrowings third
                                     1,152,435     1,284,812
         diterima pihak ketiga                                                     parties
         Pinjaman yang                                           Borrowings payables
         diterima utang pada                                             to clearing and
                                      298,272       261,931
         lembaga kliring dan                                     settlement guarantee
         penjaminan                                                             institution
      Liabilitas kontrak asuransi                                       Insurance contract
                                      568,183       592,601
                                                                                      liabilities
      Liabilitas sewa                                             Finance lease liabilities
                                         6,843         8,557
      pembiayaan
      Beban akrual                    281,615       272,114            Accrued expenses
Page 7
  Utang pajak                      29,038        33,640                Taxes payable
  Liabilitas lainnya            2,834,727     1,903,876                Other liabilities
  Kewajiban imbalan pasca                                  Post-employment benefit
                                   65,379        60,077
  kerja                                                                    obligations
  Jumlah liabilitas            18,626,290    18,105,414               Total liabilities
Ekuitas                                                                             Equity
  Ekuitas yang                                                Equity attributable to
  diatribusikan kepada                                    equity owners of parent
  pemilik entitas induk                                                          entity
      Saham biasa               4,261,885     4,261,885          Common stocks
      Tambahan modal                                            Additional paid-in
                                1,312,867     1,312,867
      disetor                                                               capital
      Saham treasuri                                (0)           Treasury stocks
      Cadangan perubahan                                 Reserve for changes in
      nilai wajar aset                                     fair value of fair value
      keuangan nilai wajar     ( 170,750 )   ( 104,047 )             through other
      melalui pendapatan                                 comprehensive income
      komprehensif lainnya                                        financial assets
      Cadangan pengukuran                                               Reserve of
      kembali program              15,717        16,338      remeasurements of
      imbalan pasti                                         defined benefit plans
      Komponen ekuitas                                      Other components of
                               ( 681,808 )   ( 686,545 )
      lainnya                                                                equity
      Saldo laba                                             Retained earnings
      (akumulasi kerugian)                                                (deficit)
          Saldo laba yang                                       Appropriated
          telah ditentukan                                retained earnings
          penggunaanya
              Cadangan                                        General and
                                    3,500          3,500
              umum dan wajib                                legal reserves
          Saldo laba yang                                     Unappropriated
          belum ditentukan       603,618        549,643     retained earnings
          penggunaannya
      Jumlah ekuitas yang                                        Total equity
      diatribusikan kepada                              attributable to equity
                                5,345,029     5,353,641
      pemilik entitas induk                                  owners of parent
                                                                         entity
   Kepentingan                                           Non-controlling interests
                                 857,803        847,172
   non-pengendali
   Jumlah ekuitas               6,202,832     6,200,813                  Total equity
Jumlah liabilitas, dana                                     Total liabilities, temporary
syirkah temporer dan           24,829,122    24,306,227      syirkah funds and equity
ekuitas
Page 8
[4312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan penghasilan                       Statement of profit or loss and other
komprehensif lain                                                   comprehensive income
                                    30 June 2023         30 June 2022
Pendapatan dan beban                                                                 Operating income and
operasional                                                                                         expenses
  Pendapatan bunga                          912,777              804,277                   Interest income
  Beban bunga                            ( 455,486 )          ( 336,768 )               Interest expenses
  Pendapatan asuransi                                                                 Insurance income
     Pendapatan dari premi                                                    Revenue from insurance
                                            149,466              177,331
     asuransi                                                                                premiums
     Penurunan (kenaikan)                                                       Decrease (increase) in
     pendapatan premi                                                        premium income ceded to
                                         ( 176,934 )          ( 168,875 )
     disesikan kepada                                                                     reinsurancer
     reasuradur
  Beban asuransi                                                                    Insurance expenses
     Beban komisi asuransi                                                      Insurance commission
                                            ( 8,612 )            ( 9,825 )
                                                                                            expenses
   Pendapatan dari                                                                    Financing income
   pembiayaan
     Pendapatan dari sewa                                                     Revenue from finance
                                             12,740                 6,293
     pembiayaan                                                                                  lease
   Pendapatan sekuritas                                                              Securities income
     Pendapatan kegiatan                                                              Revenue from
     penjamin emisi dan                     106,049              125,038 underwriting activities and
     penjualan efek                                                                       selling fees
     Pendapatan kegiatan jasa                                             Revenue from investment
                                               3,581               4,563
     manajer investasi                                                        management services
     Keuntungan (kerugian)                                               Gains (losses) on changes
     perubahan nilai wajar efek              37,495               69,419 in fair value of marketable
                                                                                            securities
    Pendapatan operasional                                                    Other operating income
    lainnya
        Pendapatan operasional                                               Other operating income
                                            198,557              199,603
        lainnya
    Beban operasional lainnya                                                 Other operating expenses
        Beban umum dan                                                                    General and
                                         ( 629,009 )          ( 644,513 )
        administrasi                                                          administrative expenses
        Beban operasional                                                            Other operating
                                          ( 77,917 )          ( 160,050 )
        lainnya                                                                              expenses
Jumlah laba operasional                      72,707               66,493        Total profit from operation
Jumlah laba (rugi) sebelum                                                     Total profit (loss) before tax
                                             72,707               66,493
pajak penghasilan
Pendapatan (beban) pajak                    ( 9,882 )            ( 3,733 )        Tax benefit (expenses)
Jumlah laba (rugi) dari operasi                                                 Total profit (loss) from
                                             62,825               62,760
yang dilanjutkan                                                                 continuing operations
Jumlah laba (rugi)                           62,825               62,760              Total profit (loss)
Pendapatan komprehensif                                                  Other comprehensive income,
lainnya, setelah pajak                                                                          after tax
    Pendapatan komprehensif                                                   Other comprehensive
    lainnya yang tidak akan                                                  income that will not be
    direklasifikasi ke laba rugi,                                            reclassified to profit or
    setelah pajak                                                                      loss, after tax
        Pendapatan komprehensif                                             Other comprehensive
Page 9
       lainnya atas pengukuran                                                         income for
       kembali kewajiban                       ( 936 )              4,721 remeasurement of defined
       manfaat pasti, setelah                                                benefit obligation, after tax
       pajak
       Jumlah pendapatan                                                                    Total other
       komprehensif lainnya                                                   comprehensive income
       yang tidak akan                         ( 936 )              4,721               that will not be
       direklasifikasi ke laba                                                 reclassified to profit or
       rugi, setelah pajak                                                               loss, after tax
   Pendapatan komprehensif                                                          Other comprehensive
   lainnya yang akan                                                                  income that may be
   direklasifikasi ke laba rugi,                                                   reclassified to profit or
   setelah pajak                                                                             loss, after tax
       Keuntungan (kerugian)                                                  Unrealised gains (losses)
       yang belum direalisasi                                                   on changes in fair value
       atas perubahan nilai wajar                                                         through other
                                            ( 66,236 )          ( 21,767 )
       aset keuangan melalui                                                     comprehensive income
       penghasilan komprehensif                                               financial assets, after tax
       lain, setelah pajak
       Jumlah pendapatan                                                                   Total other
       komprehensif lainnya                                                  comprehensive income
       yang akan direklasifikasi            ( 66,236 )          ( 21,767 ) that may be reclassified
       ke laba rugi, setelah                                               to profit or loss, after tax
       pajak
   Jumlah pendapatan                                                          Total other comprehensive
   komprehensif lainnya,                    ( 67,172 )          ( 17,046 )              income, after tax
   setelah pajak
Jumlah laba rugi komprehensif                ( 4,347 )            45,714       Total comprehensive income
Laba (rugi) yang dapat                                                           Profit (loss) attributable to
diatribusikan
   Laba (rugi) yang dapat                                                        Profit (loss) attributable to
                                               53,975             54,220
   diatribusikan ke entitas induk                                                               parent entity
   Laba (rugi) yang dapat                                                        Profit (loss) attributable to
   diatribusikan ke kepentingan                 8,850               8,540         non-controlling interests
   non-pengendali
Laba rugi komprehensif yang                                                           Comprehensive income
dapat diatribusikan                                                                             attributable to
   Laba rugi komprehensif yang                                                      Comprehensive income
   dapat diatribusikan ke entitas           ( 13,349 )            42,761        attributable to parent entity
   induk
   Laba rugi komprehensif yang                                                Comprehensive income
   dapat diatribusikan ke                       9,002             2,953 attributable to non-controlling
   kepentingan non-pengendali                                                                 interests
Laba (rugi) per saham                                                         Earnings (loss) per share
   Laba per saham dasar                                                    Basic earnings per share
   diatribusikan kepada                                                         attributable to equity
   pemilik entitas induk                                                 owners of the parent entity
       Laba (rugi) per saham                                             Basic earnings (loss) per
       dasar dari operasi yang      1.26645820298393 1.286695562753697       share from continuing
       dilanjutkan                                                                       operations
   Laba (rugi) per saham                                                 Diluted earnings (loss) per
   dilusian                                                                                      share
       Laba (rugi) per saham                                            Diluted earnings (loss) per
       dilusian dari operasi yang   1.26645820298393 1.286695562753697       share from continuing
       dilanjutkan                                                                       operations
Page 10
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

30 June 2023


Laporan perubahan ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Statement of changes in equity
                                                                                                                                                                                                                                                                                                                      Cadangan perubahan nilai                                                                                                                                                                                                                                                                                                                     Saldo laba yang telah         Saldo laba yang telah
                                                                                                                                                                                                                                                                                                                                                       Cadangan keuntungan                                                                        Cadangan pengukuran                                Selisih Transaksi Perubahan                                    Selisih transaksi ekuitas                                                                                                                                                                    Ekuitas yang dapat
                                                                                                                                                                                                                             Penjabaran laporan                                      Cadangan selisih kurs             wajar aset keuangan nilai                                      Cadangan pembayaran           Cadangan lindung nilai                                                                                             Kepentingan ekuitas                                          Transaksi dengan pihak            Komponen transaksi                ditentukan                    ditentukan                   Saldo laba yang belum                                                               Kepentingan
                                                                          Saham biasa         Saham preferen         Tambahan modal disetor       Saham treasuri        Uang muka setoran modal          Opsi saham                                       Cadangan revaluasi                                                                         (kerugian) investasi pada                                                                   kembali program imbalan      Cadangan lainnya              Ekuitas Entitas                                               dengan pihak                                                                                                                                                                      diatribusikan kepada entitas    Proforma ekuitas                                   Ekuitas
                                                                                                                                                                                                                                 keuangan                                                penjabaran                    wajar melalui pendapatan                                          berbasis saham                   arus kas                                                                                                          lainnya                                                 non-pengendali lainnya              ekuitas lainnya          penggunaannya-cadangan        penggunaannya-cadangan           ditentukan penggunaannya                                                              non-pengendali
                                                                                                                                                                                                                                                                                                                                                         instrumen ekuitas                                                                                 pasti                                             Anak/Asosiasi                                               non-pengendali                                                                                                                                                                                 induk
                                                                                                                                                                                                                                                                                                                         komprehensif lainnya                                                                                                                                                                                                                                                                                                                        umum dan wajib                     khusus
                                                                                                                                                                                                                                                                                                                       Reserve for changes in fair
                                                                                                                                                                                                                                                                                                                                                      Reserve of gains (losses)                                                                                                                                                                                     Difference in value of equity                                                                  Appropriated retained
                                                                                                                                                                                                                                                                                       Reserve of exchange             value of fair value through                                    Reserve of share-based                                     Reserve of remeasurements                            Difference Due to Changes of                                                                  Other transactions with         Other components of equity                                   Appropriated retained            Unappropriated retained   Equity attributable to parent
                                                                          Common stocks       Preferred stocks       Additional paid-in capital   Treasury stocks        Advances in capital stock       Stock options       Translation adjustment       Revaluation reserves                                                                       from investments in equity                                    Reserve of cash flow hedges                                 Other reserves                                          Other equity interests             transactions with                                                                      earnings-general and legal                                                                                                  Proforma equity       Non-controlling interests   Equity
                                                                                                                                                                                                                                                                                     differences on translation       other comprehensive income                                            payments                                               of defined benefit plans                          Equity in Subsidiary/Associates                                                                non-controlling interests              transactions                                        earnings-specific reserves               earnings                        entity
                                                                                                                                                                                                                                                                                                                                                            instruments                                                                                                                                                                                               non-controlling interests                                                                           reserves
                                                                                                                                                                                                                                                                                                                             financial assets
Posisi ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Equity position
  Saldo awal periode sebelum penyajian kembali                                    4,261,885                                         1,312,867                       0                                                    0                                                                                                           ( 104,047 )                                                                                                                    16,338                                                                                                          ( 548,374 )                                                   ( 138,171 )                          3,500                                                      549,643                    5,353,641                                              847,172         6,200,813                          Balance before restatement at beginning of period
  Posisi ekuitas, awal periode                                                    4,261,885                                         1,312,867                       0                                                    0                                                                                                           ( 104,047 )                                                                                                                    16,338                                                                                                          ( 548,374 )                                                   ( 138,171 )                          3,500                                                      549,643                    5,353,641                                              847,172         6,200,813                                  Equity position, beginning of the period
  Laba (rugi)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      53,975                       53,975                                                8,850            62,825                                                                   Profit (loss)
  Pendapatan komprehensif lainnya                                                                                                                                                                                                                                                                                                      ( 66,703 )                                                                                                                   ( 621 )                                                                                                                                                                                                                                                                                                  ( 67,324 )                                                 152         ( 67,172 )                                              Other comprehensive income
  Penjabaran laporan keuangan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        0                                                                      0                                                      Translation adjustment
  Pembentukan cadangan umum                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          0                                                                      0                                              Allocation for general reserves
  Pembentukan cadangan khusus                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        0                                                                      0                                              Allocation for specific reserves
  Distribusi dividen kas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           (0)                                                                    (0)                                              Distributions of cash dividends
  Distribusi dividen saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         (0)                                                                    (0)                                             Distributions of stock dividends
  Penerbitan saham biasa                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             0                                                                      0                                                 Issuance of common stocks
  Penerbitan saham preferen                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          0                                                                      0                                                Issuance of preferred stocks
  Biaya emisi efek                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 (0)                                                                    (0)                                                         Stock issuance costs
  Penerbitan instrumen yang dapat dikonversi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         0                                                                      0                                         Issuance of convertible instruments
  Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri                                                                                                      0                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                0                                                                      0           Increase (decrease) in equity through treasury stock transactions
  Kenaikan (penurunan) ekuitas melalui transaksi pembayaran berbasis                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Increase (decrease) in equity through share-based payment transactions
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       0                                                                    0
  saham
  Pelaksanaan instrumen yang dapat dikonversi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         0                                                                    0                                       Exercise of convertible instruments
  Pelaksanaan waran                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   0                                                                    0                                                       Exercise of warrants
  Kenaikan (penurunan) ekuitas melalui transaksi dengan pemilik ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               0                                                                    0   Increase (decrease) in equity through transactions with owner's equity
  Setoran modal dari kepentingan non-pengendali                                                                                                                                                      0                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                0                                                                    0                         Stock subscription from non-controlling interests
  Perubahan kepentingan non-pengendali atas akuisisi entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     0                                                                    0    Changes in non-controlling interests due to acquisition of subsidiaries
  Perubahan kepentingan non-pengendali atas pendirian entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    0                                                                    0 Changes in non-controlling interests due to establishment of subsidiaries
  Perubahan kepentingan non-pengendali atas pelepasan entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  (0)                                                                  (0)      Changes in non-controlling interests due to disposal of subsidiaries
  Perubahan kepentingan non-pengendali atas pelepasan operasi yang                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             Changes in non-controlling interests due to disposal of a discontinued
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    (0)                                                                  (0)
  dihentikan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   operation
  Perubahan kepentingan non-pengendali atas pelepasan sebagian                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Changes in non-controlling interests due to partial disposal of interests in
  kepemilikan pada entitas anak yang tidak mengakibatkan hilangnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  (0)                                                                  (0)                                        subsidiaries without loss of control
  pengendalian
  Perubahan kepentingan non-pengendali atas transaksi lainnya dengan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   Changes in non-controlling interests due to other transactions with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       0                                                                    0
  kepentingan non-pengendali                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      non-controlling interests
  Eliminasi defisit dalam rangka kuasi reorganisasi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                (0)                                                                    (0)               Elimination of deficit in connection with quasi-reorganisation
  Pelaksanaan opsi saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             0                                                                      0                                                     Stock options exercised
  Saldo penyesuaian dampak penerapan retrospektif atas PSAK                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          0                                                                      0                        Retrospective adjustment of PSAK implementation
  Transaksi ekuitas lainnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            4,737                                                                                                                     4,737                                                1,629             6,366                                                    Other equity transactions
  Posisi ekuitas, akhir periode                                                   4,261,885                      0                  1,312,867                       0                                0                   0                            0                          0                                0                  ( 170,750 )                                  0                            0                             0                      15,717                       0                                0                             0                   ( 548,374 )                                 0                 ( 133,434 )                          3,500                                0                     603,618                    5,345,029                         0                    857,803         6,202,832                                          Equity position, end of the period
Page 11
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

30 June 2022


Laporan perubahan ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Statement of changes in equity
                                                                                                                                                                                                                                                                                                                          Cadangan perubahan nilai                                                                                                                                                                                                                                                                                                                     Saldo laba yang telah         Saldo laba yang telah
                                                                                                                                                                                                                                                                                                                                                           Cadangan keuntungan                                                                        Cadangan pengukuran                                Selisih Transaksi Perubahan                                    Selisih transaksi ekuitas                                                                                                                                                                   Ekuitas yang dapat
                                                                                                                                                                                                                                 Penjabaran laporan                                      Cadangan selisih kurs             wajar aset keuangan nilai                                      Cadangan pembayaran           Cadangan lindung nilai                                                                                             Kepentingan ekuitas                                          Transaksi dengan pihak            Komponen transaksi                ditentukan                    ditentukan                   Saldo laba yang belum                                                               Kepentingan
                                                                          Saham biasa         Saham preferen         Tambahan modal disetor           Saham treasuri        Uang muka setoran modal          Opsi saham                                       Cadangan revaluasi                                                                         (kerugian) investasi pada                                                                   kembali program imbalan      Cadangan lainnya              Ekuitas Entitas                                               dengan pihak                                                                                                                                                                         diatribusikan kepada         Proforma ekuitas                                       Ekuitas
                                                                                                                                                                                                                                     keuangan                                                penjabaran                    wajar melalui pendapatan                                          berbasis saham                   arus kas                                                                                                          lainnya                                                 non-pengendali lainnya              ekuitas lainnya          penggunaannya-cadangan        penggunaannya-cadangan           ditentukan penggunaannya                                                              non-pengendali
                                                                                                                                                                                                                                                                                                                                                             instrumen ekuitas                                                                                 pasti                                             Anak/Asosiasi                                               non-pengendali                                                                                                                                                                            entitas induk
                                                                                                                                                                                                                                                                                                                             komprehensif lainnya                                                                                                                                                                                                                                                                                                                        umum dan wajib                     khusus
                                                                                                                                                                                                                                                                                                                           Reserve for changes in fair
                                                                                                                                                                                                                                                                                                                                                          Reserve of gains (losses)                                                                                                                                                                                     Difference in value of equity                                                                  Appropriated retained
                                                                                                                                                                                                                                                                                           Reserve of exchange             value of fair value through                                    Reserve of share-based                                     Reserve of remeasurements                            Difference Due to Changes of                                                                  Other transactions with         Other components of equity                                   Appropriated retained            Unappropriated retained   Equity attributable to parent
                                                                          Common stocks       Preferred stocks       Additional paid-in capital       Treasury stocks        Advances in capital stock       Stock options       Translation adjustment       Revaluation reserves                                                                       from investments in equity                                    Reserve of cash flow hedges                                 Other reserves                                          Other equity interests             transactions with                                                                      earnings-general and legal                                                                                                  Proforma equity       Non-controlling interests       Equity
                                                                                                                                                                                                                                                                                         differences on translation       other comprehensive income                                            payments                                               of defined benefit plans                          Equity in Subsidiary/Associates                                                                non-controlling interests              transactions                                        earnings-specific reserves               earnings                        entity
                                                                                                                                                                                                                                                                                                                                                                instruments                                                                                                                                                                                               non-controlling interests                                                                           reserves
                                                                                                                                                                                                                                                                                                                                 financial assets
Posisi ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        Equity position
  Saldo awal periode sebelum penyajian kembali                                    4,261,885                                         1,312,867                 ( 126,033 )                                                    0                                                                                                           ( 118,633 )                                                                                                                    14,760                                                                                                          ( 548,374 )                                                    ( 59,963 )                          3,500                                                      413,269                    5,153,278                                              854,533             6,007,811                          Balance before restatement at beginning of period
  Posisi ekuitas, awal periode                                                    4,261,885                                         1,312,867                 ( 126,033 )                                                    0                                                                                                           ( 118,633 )                                                                                                                    14,760                                                                                                          ( 548,374 )                                                    ( 59,963 )                          3,500                                                      413,269                    5,153,278                                              854,533             6,007,811                                  Equity position, beginning of the period
  Laba (rugi)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          54,220                       54,220                                                 8,540               62,760                                                                   Profit (loss)
  Pendapatan komprehensif lainnya                                                                                                                                                                                                                                                                                                          ( 15,010 )                                                                                                                    3,551                                                                                                                                                                                                                                                                                                   ( 11,459 )                                             ( 5,587 )           ( 17,046 )                                              Other comprehensive income
  Penjabaran laporan keuangan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            0                                                                          0                                                      Translation adjustment
  Pembentukan cadangan umum                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              0                                                                          0                                              Allocation for general reserves
  Pembentukan cadangan khusus                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            0                                                                          0                                              Allocation for specific reserves
  Distribusi dividen kas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               (0)                                                                        (0)                                              Distributions of cash dividends
  Distribusi dividen saham                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             (0)                                                                        (0)                                             Distributions of stock dividends
  Penerbitan saham biasa                                                                  0                                                       0                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      0                                                                          0                                                 Issuance of common stocks
  Penerbitan saham preferen                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              0                                                                          0                                                Issuance of preferred stocks
  Biaya emisi efek                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     (0)                                                                        (0)                                                         Stock issuance costs
  Penerbitan instrumen yang dapat dikonversi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             0                                                                          0                                         Issuance of convertible instruments
  Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           0                                                                          0           Increase (decrease) in equity through treasury stock transactions
  Kenaikan (penurunan) ekuitas melalui transaksi pembayaran berbasis                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Increase (decrease) in equity through share-based payment transactions
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           0                                                                        0
  saham
  Pelaksanaan instrumen yang dapat dikonversi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             0                                                                        0                                       Exercise of convertible instruments
  Pelaksanaan waran                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       0                                                                        0                                                       Exercise of warrants
  Kenaikan (penurunan) ekuitas melalui transaksi dengan pemilik ekuitas                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   0                                                                        0   Increase (decrease) in equity through transactions with owner's equity
  Setoran modal dari kepentingan non-pengendali                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           0                                                        0               0                         Stock subscription from non-controlling interests
  Perubahan kepentingan non-pengendali atas akuisisi entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         0                                                                        0    Changes in non-controlling interests due to acquisition of subsidiaries
  Perubahan kepentingan non-pengendali atas pendirian entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        0                                                                        0 Changes in non-controlling interests due to establishment of subsidiaries
  Perubahan kepentingan non-pengendali atas pelepasan entitas anak                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      (0)                                                                      (0)      Changes in non-controlling interests due to disposal of subsidiaries
  Perubahan kepentingan non-pengendali atas pelepasan operasi yang                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Changes in non-controlling interests due to disposal of a discontinued
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        (0)                                                                      (0)
  dihentikan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           operation
  Perubahan kepentingan non-pengendali atas pelepasan sebagian                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Changes in non-controlling interests due to partial disposal of interests in
  kepemilikan pada entitas anak yang tidak mengakibatkan hilangnya                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      (0)                                                                      (0)                                        subsidiaries without loss of control
  pengendalian
  Perubahan kepentingan non-pengendali atas transaksi lainnya dengan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           Changes in non-controlling interests due to other transactions with
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           0                                                                        0
  kepentingan non-pengendali                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              non-controlling interests
  Eliminasi defisit dalam rangka kuasi reorganisasi                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    (0)                                                                        (0)               Elimination of deficit in connection with quasi-reorganisation
  Pelaksanaan opsi saham                                                                                                                          0                                                                          0                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           0                                                                          0                                                     Stock options exercised
  Saldo penyesuaian dampak penerapan retrospektif atas PSAK                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              0                                                                          0                        Retrospective adjustment of PSAK implementation
  Transaksi ekuitas lainnya                                                                                                                 0                     16,748                                                                                                                                                                                                                                                                                                                                                                                                                         0                                                       ( 8,977 )                                                                                                                   7,771                                               ( 365 )                7,406                                                    Other equity transactions
  Posisi ekuitas, akhir periode                                                   4,261,885                      0                  1,312,867                 ( 109,285 )                                0                   0                            0                          0                                0                  ( 133,643 )                                  0                            0                             0                      18,311                       0                                0                             0                   ( 548,374 )                                 0                  ( 68,940 )                          3,500                                0                     467,489                    5,203,810                         0                    857,121             6,060,931                                          Equity position, end of the period
Page 12
[4510000] Statement of cash flows, direct method - Financial and Sharia
Industry

Laporan arus kas                                                       Statement of cash flows
                                   30 June 2023        30 June 2022
Arus kas dari aktivitas operasi                                              Cash flows from operating
                                                                                                   activities
   Arus kas sebelum                                                       Cash flows before changes
   perubahan dalam aset dan                                                  in operating assets and
   liabilitas operasi                                                                          liabilities
       Penerimaan bunga, hasil                                                 Interest, investment
       investasi, provisi, dan             660,581             575,284            income, fees and
       komisi                                                                commissions received
       Pembayaran bunga dan                                               Payments Of Interest And
       bonus, provisi dan komisi        ( 325,393 )         ( 229,877 )            Bonus Fees And
                                                                                       Commissions
       Penerimaan premi                                                    Receipts from insurance
                                           214,701             230,102
       asuransi                                                                            premiums
       Penerimaan dari                                                     Receipts from (payments
       (pembayaran kepada)               ( 83,998 )            136,541                 to) customers
       nasabah
       Pendapatan dari transaksi                                                   Income from other
                                           157,517             257,314
       operasional lainnya                                                    operating transactions
       Pembayaran gaji dan                                                 Payments for salaries and
                                        ( 262,765 )         ( 225,279 )
       tunjangan                                                                           allowances
       Pembayaran pajak                                                      Payments for corporate
                                         ( 14,649 )             ( 7,318 )
       penghasilan badan                                                                   income tax
       Pembayaran beban                                                           Payments for other
                                        ( 599,097 )         ( 366,319 )
       operasional lainnya                                                        operating expenses
   Penurunan (kenaikan) aset                                                    Decrease (increase) in
   operasi                                                                             operating assets
       Penurunan (kenaikan)                                                   Decrease (increase) in
                                         ( 44,214 )             ( 1,020 )
       efek yang diperdagangkan                                                marketable securities
       Penurunan (kenaikan)                                                   Decrease (increase) in
                                        ( 389,707 )       ( 1,198,305 )
       pinjaman yang diberikan                                                                   loans
       Penurunan (kenaikan)                                                   Decrease (increase) in
                                              2,073                 ( 37 )
       tagihan derivatif                                                       derivative receivables
       Penurunan (kenaikan)                                                   Decrease (increase) in
                                        ( 512,270 )             122,019
       aset lainnya                                                                       other assets
   Kenaikan (penurunan)                                                          Increase (decrease) in
   liabilitas operasi                                                                operating liabilities
       Kenaikan (penurunan)                                                   Increase (decrease) in
       liabilitas segera                    65,267                27,408              obligations due
                                                                                          immediately
      Kenaikan (penurunan) giro                                               Increase (decrease) in
      dan tabungan simpanan             ( 819,047 )             743,426         current accounts and
      nasabah                                                                      customers savings
      Kenaikan (penurunan)                                                    Increase (decrease) in
      simpanan dari bank lain            ( 93,186 )           ( 69,316 )           other banks saving
                                                                                              deposits
      Kenaikan (penurunan)                                                    Increase (decrease) in
                                             ( 644 )                  275
      liabilitas derivatif                                                        derivative payables
      Kenaikan (penurunan)                                                    Increase (decrease) in
                                            12,807                 2,545
      liabilitas lainnya                                                               other liabilities
   Jumlah arus kas bersih                                                           Total net cash flows
   yang diperoleh dari                                                         received from (used in)
                                      ( 2,032,024 )             ( 2,557 )
   (digunakan untuk) aktivitas                                                       operating activities
   operasi
Page 13
Arus kas dari aktivitas                                                 Cash flows from investing
investasi                                                                                   activities
   Penerimaan dividen dari                                               Dividends received from
                                         2,874               0
   aktivitas investasi                                                         investing activities
   Penerimaan dari penjualan                                             Proceeds from disposal
   (perolehan) aset tetap          ( 916,561 )       ( 13,790 )     (acquisition) of property and
                                                                                       equipment
   Penerimaan dari penjualan                                             Proceeds from disposal
   (perolehan) aset takberwujud      ( 13,906 )      ( 18,352 )        (acquisition) of intangible
   selain goodwill                                                    assets other than goodwill
   Pencairan (penempatan) aset                                        Withdrawal (placement) of
   keuangan nilai wajar melalui                                        financial assets fair value
                                      419,704          99,423
   pendapatan komprehensif                                        through other comprehensive
   lainnya                                                                                 income
   Jumlah arus kas bersih                                                  Total net cash flows
   yang diperoleh dari                                                  received from (used in)
                                   ( 507,889 )         67,281
   (digunakan untuk) aktivitas                                               investing activities
   investasi
Arus kas dari aktivitas                                               Cash flows from financing
pendanaan                                                                              activities
   Penerimaan pinjaman yang                                          Proceeds from borrowings
                                    1,981,130       1,214,780
   diterima
   Pembayaran pinjaman yang                                           Payments for borrowings
                                  ( 1,175,324 )   ( 1,230,161 )
   diterima
   Pembayaran bunga pinjaman                                     Payments of interests from
                                   ( 136,026 )     ( 111,202 )
                                                                                 borrowings
   Penerimaan dari penerbitan                                         Proceeds from bonds
                                      740,802
   obligasi                                                                        issuance
   Pembayaran utang obligasi       ( 300,000 )                  Payments of bonds payable
   Penerimaan setoran modal                                           Proceeds from capital
                                             0               0
                                                                               contributions
   Penerimaan (pengeluaran)                                    Other cash inflows (outflows)
   kas lainnya dari aktivitas                0               0      from financing activities
   pendanaan
   Jumlah arus kas bersih                                                Total net cash flows
   yang diperoleh dari                                                received from (used in)
                                    1,110,582      ( 126,583 )
   (digunakan untuk) aktivitas                                            financing activities
   pendanaan
Jumlah kenaikan (penurunan)                                      Total net increase (decrease)
                                  ( 1,429,331 )      ( 61,859 )
bersih kas dan setara kas                                        in cash and cash equivalents
Kas dan setara kas arus kas,                                    Cash and cash equivalents cash
                                    3,819,454       2,827,492
awal periode                                                       flows, beginning of the period
Efek perubahan nilai kurs pada                                  Effect of exchange rate changes
                                      ( 7,629 )       ( 4,157 )
kas dan setara kas                                                 on cash and cash equivalents
Kas dan setara kas arus kas,                                        Cash and cash equivalents
                                    2,382,494       2,761,476
akhir periode                                                    cash flows, end of the period
Page 14
[4610000] Explanation for Significant Accounting Policy - Financial and Sharia Industry


Kebijakan akuntansi signifikan                                                               Significant accounting policies
                                                                    30 June 2023
Dasar penyusunan laporan keuangan   Catatan 1b                                            Basis of preparation of consolidated financial
konsolidasian                                                                                                               statements




Prinsip-prinsip konsolidasi         Catatan 1b                                                              Principles of consolidation




Kas dan setara kas                  Catatan 3h, Catatan 5                                                   Cash and cash equivalents




Aset tetap                          Catatan 3w, Catatan 14                                                                 Fixed assets




Penurunan nilai aset nonkeuangan    Catatan 3g                                                      Impairment of non-financial assets




Pengakuan pendapatan dan beban      Catatan 3hh                                                      Revenue and expense recognition




Penjabaran mata uang asing          Catatan 42                                                             Foreign currency translation
Page 15
Transaksi dengan pihak berelasi   Catatan 3e, Catatan 40                 Transactions with related parties




Pajak penghasilan                 Catatan 3kk, Catatan 4, Catatan 38                        Income taxes




Pinjaman                          Catatan 3m, Catatan 10                                      Borrowings




Imbalan kerja karyawan            Catatan 1jj, Catatan 28                              Employee benefits




Laba per saham                    Catatan 3oo, Catatan 39                             Earnings per share




Pelaporan segmen                  Catatan 3f, Catatan 43                               Segment reporting




Instrumen keuangan derivatif      Catatan 3g.5, Catatan 3l, Catatan 46    Derivative financial instruments
Page 16
Penerapan standar akutansi baru               Catatan 2a                The implementation of new statements of
                                                                                          accounting standards




Kombinasi bisnis                              Catatan 2a                                  Business combination




Penentuan nilai wajar                         Catatan 3c                              Determination of fair value




Giro pada Bank Indonesia dan bank lain        Catatan 3i               Current accounts with Bank Indonesia and
                                                                                                    other banks




Penempatan pada Bank Indonesia dan bank lain Catatan 3j                Placements with Bank Indonesia and other
                                                                                                         banks




Efek-efek                                     Catatan 3k, Catatan 8                                   Securities




Goodwill                                      Catatan 3z, Catatan 16                                   Goodwill
Page 17
Aset takberwujud                                 Catatan 3z, Catatan 15                              Intangible assets




Piutang dan utang asuransi                       Catatan 3u                        Insurance receivables and payables




Piutang pembiayaan konsumen                      Catatan 3o                            Consumer financing receivables




Efek-efek yang dibeli dengan janji dibeli kembali Catatan 3nn             Securities purchased under resell agreements




Modal saham                                      Catatan 30                                              Share capital




Instrumen keuangan                               Catatan 3g, Catatan 46                          Financial instruments




Utang pembiayaan konsumen                        Catatan 9                               Consumer financing liabilities
Page 18
[4611000] Notes to the financial statements - Property, Plant, and Equipement - Financial and Sharia Industry - Current Year

30 June 2023

Aset tetap                                                                                                                                                                                            Property, plant, and equipment
                                                                                                                     Penjabaran
                                                                                                                                       Entitas anak                            Penurunan
                                     Aset tetap,       Penambahan         Pengurangan        Reklasifikasi aset        laporan                            Revaluasi aset                          Aset tetap,
                                                                                                                                        baru aset                             (pemulihan)
                                    awal periode        aset tetap         aset tetap              tetap            keuangan aset                             tetap                              akhir periode
                                                                                                                                           tetap                             nilai aset tetap
                                                                                                                         tetap
                                    Property, plant,
                                                                                                                      Translation           New                                Impairment       Property, plant,
                                         and             Addition in       Disposals in      Reclassifications of                                         Revaluation of
                                                                                                                     adjustment in     subsidiaries in                        (recovery) of          and
                                      equipment,       property, plant,   property, plant,   property, plant, and                                         property, plant,
                                                                                                                    property, plant,   property, plant,                      property, plant,     equipment,
                                       beginning       and equipment      and equipment          equipment                                                and equipment
                                                                                                                    and equipment      and equipment                         and equipment        end period
                                        period
Nilai        Tanah, dimiliki                                                                                                                                                                                       Land, directly Carrying amount,
                                           32,387            272,400                                                                                                                                  304,787
perolehan,   langsung                                                                                                                                                                                                      owned             gross
kotor        Bangunan dan                                                                                                                                                                                           Building and
             fasilitasnya,                                                                                                                                                                                             leasehold
                                         144,977             636,848            ( 2,169 )                      0                                                                                      779,656
             dimiliki langsung                                                                                                                                                                                     improvement,
                                                                                                                                                                                                                  directly owned
             Mesin dan                                                                                                                                                                                           Machinery and
             peralatan, dimiliki                                                                                                                                                                            0         equipment,
             langsung                                                                                                                                                                                             directly owned
             Alat berat, dimiliki                                                                                                                                                                             Heavy equipment,
                                                                                                                                                                                                            0
             langsung                                                                                                                                                                                             directly owned
             Alat                                                                                                                                                                                                Transportation
             pengangkutan,                                                                                                                                                                                  0         equipment,
             dimiliki langsung                                                                                                                                                                                    directly owned
             Perabot dan                                                                                                                                                                                           Furniture and
             peralatan kantor,           303,847                5,117             ( 777 )                   423                                                                                       308,610 office equipment,
             dimiliki langsung                                                                                                                                                                                    directly owned
             Kendaraan                                                                                                                                                                                            Motor vehicle,
             bermotor, dimiliki            91,682               4,300           ( 3,218 )                     95                                                                                       92,859     directly owned
             langsung
             Pesawat, dimiliki                                                                                                                                                                                      Aircraft, directly
                                                                                                                                                                                                              0
             langsung                                                                                                                                                                                                         owned
             Kapal, dimiliki                                                                                                                                                                                       Vessels, directly
                                                                                                                                                                                                              0
             langsung                                                                                                                                                                                                         owned
             Lainnya, dimiliki                                                                                                                                                                                      Others, directly
                                                                                                                                                                                                              0
             langsung                                                                                                                                                                                                         owned
             Dimiliki langsung           572,893             918,665            ( 6,164 )                   518                   0                  0                  0               (0)        1,485,912       Directly owned
Page 19
             Bangunan, aset                                                                            0   Building, right of
             hak guna                                                                                             use assets
             Mesin, aset hak                                                                            Machinery, right of
                                                                                                      0
             guna                                                                                                 use assets
             Alat berat, aset                                                                           Heavy equipment,
                                                                                                      0
             hak guna                                                                                   right of use assets
             Alat                                                                                            Transportation
             pengangkutan,                                                                            0 equipment, right of
             aset hak guna                                                                                        use assets
             Kendaraan                                                                                        Motor vehicle,
             bermotor, aset hak                                                                       0         rights of use
             guna                                                                                                      assets
             Perabot dan                                                                                       Furniture and
             peralatan kantor,                                                                            office equipment,
                                                                                                      0
             aset hak guna                                                                                      rights of use
                                                                                                                       assets
             Pesawat, aset hak                                                                              Aircraft, right of
                                                                                                      0
             guna                                                                                                 use assets
             Kapal, aset hak                                                                               Vessels, right of
                                                                                                      0
             guna                                                                                                 use assets
             Lainnya, aset hak                                                                               Others, right of
                                                                                                      0
             guna                                                                                                 use assets
             Aset hak guna                                                                                      Right of use
                                                                                                      0
                                                                                                                      assets
             Bangunan, dalam                                                                                Building, assets
                                                                                                      0
             penyelesaian                                                                               under construction
             Mesin dan alat                                                                                  Machinery and
             berat, dalam                                                                                heavy equipment,
                                                                                                      0
             penyelesaian                                                                                       assets under
                                                                                                                 construction
             Lainnya, dalam                                                                                  Others, assets
                                     516       185                ( 631 )                            70
             penyelesaian                                                                               under construction
             Aset dalam                                                                                       Assets under
                                     516       185        (0)     ( 631 )   0   0   0   (0)          70
             penyelesaian                                                                                      construction
             Aset tetap                                                                                    Property, plant,
                                  573,409   918,850   ( 6,164 )   ( 113 )   0   0   0   (0)   1,485,982
                                                                                                           and equipment
Akumulasi    Tanah, dimiliki                                                                                   Land, directly Carrying amount,
                                                                                                      0
depresiasi   langsung                                                                                                  owned      accumulated
             Bangunan dan                                                                                       Building and       depreciation
             fasilitasnya,                                                                                         leasehold
                                  107,932     3,367   ( 2,160 )        0                        109,139
             dimiliki langsung                                                                                 improvement,
                                                                                                              directly owned
Page 20
Mesin dan                                                                              Machinery and
peralatan, dimiliki                                                                0        equipment,
langsung                                                                                directly owned
Alat berat, dimiliki                                                                Heavy equipment,
                                                                                  0
langsung                                                                                directly owned
Alat                                                                                   Transportation
pengangkutan,                                                                     0         equipment,
dimiliki langsung                                                                       directly owned
Perabot dan                                                                              Furniture and
peralatan kantor,      232,301    9,403     ( 776 )   0                     240,928 office equipment,
dimiliki langsung                                                                       directly owned
Kendaraan                                                                               Motor vehicle,
bermotor, dimiliki      55,879    5,754   ( 2,070 )   0                      59,563     directly owned
langsung
Pesawat, dimiliki                                                                       Aircraft, directly
                                                                                   0
langsung                                                                                          owned
Kapal, dimiliki                                                                        Vessels, directly
                                                                                  0
langsung                                                                                          owned
Lainnya, dimiliki                                                                       Others, directly
                                                                                  0
langsung                                                                                          owned
Dimiliki langsung      396,112   18,524   ( 5,006 )   0   0   0   0   (0)   409,630    Directly owned
Bangunan, aset                                                                         Building, right of
                                                                                  0
hak guna                                                                                      use assets
Mesin, aset hak                                                                     Machinery, right of
                                                                                  0
guna                                                                                          use assets
Alat berat, aset                                                                    Heavy equipment,
                                                                                  0
hak guna                                                                            right of use assets
Alat                                                                                     Transportation
pengangkutan,                                                                     0 equipment, right of
aset hak guna                                                                                 use assets
Kendaraan                                                                                 Motor vehicle,
bermotor, aset hak                                                                0         rights of use
guna                                                                                               assets
Perabot dan                                                                                Furniture and
peralatan kantor,                                                                     office equipment,
                                                                                  0
aset hak guna                                                                               rights of use
                                                                                                   assets
Pesawat, aset hak                                                                       Aircraft, right of
                                                                                  0
guna                                                                                          use assets
Kapal, aset hak                                                                        Vessels, right of
                                                                                  0
guna                                                                                          use assets
Lainnya, aset hak                                                                        Others, right of
Page 21
               guna                                                                           0         use assets
               Aset hak guna                                                                         Right of use
                                                                                              0
                                                                                                            assets
               Bangunan, dalam                                                                     Building, assets
                                                                                              0
               penyelesaian                                                                     under construction
               Mesin dan alat                                                                       Machinery and
               berat, dalam                                                                      heavy equipment,
                                                                                              0
               penyelesaian                                                                           assets under
                                                                                                       construction
               Lainnya, dalam                                                                       Others, assets
                                                                                              0
               penyelesaian                                                                     under construction
               Aset dalam                                                                           Assets under
                                                                                              0
               penyelesaian                                                                          construction
               Aset tetap                                                                         Property, plant,
                                 396,112   18,524   ( 5,006 )   0   0   0   0   (0)     409,630
                                                                                                  and equipment
Nilai perolehan Aset tetap                                                                        Property, plant, Carrying amount
                                 177,297                                              1,076,352
                                                                                                  and equipment
Page 22
[4611000] Notes to the financial statements - Property, Plant, and Equipement - Financial and Sharia Industry - Prior Year

31 December 2022

Aset tetap                                                                                                                                                                                           Property, plant, and equipment
                                                                                                                     Penjabaran
                                                                                                                                                                               Penurunan
                                     Aset tetap,       Penambahan         Pengurangan        Reklasifikasi aset        laporan     Entitas anak Revaluasi aset                                   Aset tetap,
                                                                                                                                                                              (pemulihan)
                                    awal periode        aset tetap         aset tetap              tetap            keuangan aset baru aset tetap   tetap                                       akhir periode
                                                                                                                                                                             nilai aset tetap
                                                                                                                         tetap
                                    Property, plant,
                                                                                                                      Translation           New                                Impairment        Property,
                                         and             Addition in       Disposals in      Reclassifications of                                         Revaluation of
                                                                                                                     adjustment in     subsidiaries in                        (recovery) of      plant, and
                                      equipment,       property, plant,   property, plant,   property, plant, and                                         property, plant,
                                                                                                                    property, plant,   property, plant,                      property, plant,   equipment,
                                       beginning       and equipment      and equipment          equipment                                                and equipment
                                                                                                                    and equipment      and equipment                         and equipment      end period
                                        period
Nilai        Tanah, dimiliki                                                                                                                                                                                     Land, directly Carrying amount,
                                           32,387                                                              0                                                                                     32,387
perolehan,   langsung                                                                                                                                                                                                    owned             gross
kotor        Bangunan dan                                                                                                                                                                                         Building and
             fasilitasnya,                                                                                                                                                                                           leasehold
                                         145,560                5,847           ( 6,487 )                     57                                                                                    144,977
             dimiliki langsung                                                                                                                                                                                   improvement,
                                                                                                                                                                                                                directly owned
             Mesin dan                                                                                                                                                                                         Machinery and
             peralatan, dimiliki                                                                                                                                                                          0         equipment,
             langsung                                                                                                                                                                                           directly owned
             Alat berat, dimiliki                                                                                                                                                                           Heavy equipment,
                                                                                                                                                                                                          0
             langsung                                                                                                                                                                                           directly owned
             Alat                                                                                                                                                                                              Transportation
             pengangkutan,                                                                                                                                                                                0         equipment,
             dimiliki langsung                                                                                                                                                                                  directly owned
             Perabot dan                                                                                                                                                                                         Furniture and
             peralatan kantor,           274,634               21,162           ( 2,459 )               10,510                                                                                      303,847 office equipment,
             dimiliki langsung                                                                                                                                                                                  directly owned
             Kendaraan                                                                                                                                                                                          Motor vehicle,
             bermotor, dimiliki            92,020               9,046           ( 9,384 )                      0                                                                                     91,682     directly owned
             langsung
             Pesawat, dimiliki                                                                                                                                                                                     Aircraft, directly
                                                                                                                                                                                                              0
             langsung                                                                                                                                                                                                        owned
             Kapal, dimiliki                                                                                                                                                                                      Vessels, directly
                                                                                                                                                                                                              0
             langsung                                                                                                                                                                                                        owned
             Lainnya, dimiliki                                                                                                                                                                                     Others, directly
                                                                                                                                                                                                              0
             langsung                                                                                                                                                                                                        owned
             Dimiliki langsung           544,601               36,055         ( 18,330 )                10,567                    0                  0                  0               (0)         572,893       Directly owned
Page 23
             Bangunan, aset                                                                             0   Building, right of
             hak guna                                                                                              use assets
             Mesin, aset hak                                                                             Machinery, right of
                                                                                                       0
             guna                                                                                                  use assets
             Alat berat, aset                                                                            Heavy equipment,
                                                                                                       0
             hak guna                                                                                    right of use assets
             Alat                                                                                             Transportation
             pengangkutan,                                                                             0 equipment, right of
             aset hak guna                                                                                         use assets
             Kendaraan                                                                                         Motor vehicle,
             bermotor, aset hak                                                                        0         rights of use
             guna                                                                                                       assets
             Perabot dan                                                                                        Furniture and
             peralatan kantor,                                                                             office equipment,
                                                                                                       0
             aset hak guna                                                                                       rights of use
                                                                                                                        assets
             Pesawat, aset hak                                                                               Aircraft, right of
                                                                                                       0
             guna                                                                                                  use assets
             Kapal, aset hak                                                                                Vessels, right of
                                                                                                       0
             guna                                                                                                  use assets
             Lainnya, aset hak                                                                                Others, right of
                                                                                                       0
             guna                                                                                                  use assets
             Aset hak guna                                                                                       Right of use
                                                                                                       0
                                                                                                                       assets
             Bangunan, dalam                                                                                 Building, assets
                                                                                                       0
             penyelesaian                                                                                under construction
             Mesin dan alat                                                                                   Machinery and
             berat, dalam                                                                                 heavy equipment,
                                                                                                       0
             penyelesaian                                                                                        assets under
                                                                                                                  construction
             Lainnya, dalam                                                                                   Others, assets
                                   10,628     679       ( 224 )   ( 10,567 )                         516
             penyelesaian                                                                                under construction
             Aset dalam                                                                                        Assets under
                                   10,628     679       ( 224 )   ( 10,567 )   0   0   0   (0)       516
             penyelesaian                                                                                       construction
             Aset tetap                                                                                     Property, plant,
                                  555,229   36,734   ( 18,554 )           0    0   0   0   (0)   573,409
                                                                                                            and equipment
Akumulasi    Tanah, dimiliki                                                                                    Land, directly Carrying amount,
                                                                                                       0
depresiasi   langsung                                                                                                   owned      accumulated
             Bangunan dan                                                                                        Building and       depreciation
             fasilitasnya,                                                                                          leasehold
                                  105,938    7,915    ( 5,921 )           0                      107,932
             dimiliki langsung                                                                                  improvement,
                                                                                                               directly owned
Page 24
Mesin dan                                                                                       Machinery and
peralatan, dimiliki                                                                         0        equipment,
langsung                                                                                         directly owned
Alat berat, dimiliki                                                                         Heavy equipment,
                                                                                           0
langsung                                                                                         directly owned
Alat                                                                                            Transportation
pengangkutan,                                                                              0         equipment,
dimiliki langsung                                                                                directly owned
Perabot dan                                                                                       Furniture and
peralatan kantor,      217,033   19,629    ( 2,472 )   ( 1,889 )                     232,301 office equipment,
dimiliki langsung                                                                                directly owned
Kendaraan                                                                                        Motor vehicle,
bermotor, dimiliki      50,286   12,900    ( 7,307 )          0                       55,879     directly owned
langsung
Pesawat, dimiliki                                                                                Aircraft, directly
                                                                                            0
langsung                                                                                                   owned
Kapal, dimiliki                                                                                 Vessels, directly
                                                                                           0
langsung                                                                                                   owned
Lainnya, dimiliki                                                                                Others, directly
                                                                                           0
langsung                                                                                                   owned
Dimiliki langsung      373,257   40,444   ( 15,700 )   ( 1,889 )   0   0   0   (0)   396,112    Directly owned
Bangunan, aset                                                                                  Building, right of
                                                                                           0
hak guna                                                                                               use assets
Mesin, aset hak                                                                              Machinery, right of
                                                                                           0
guna                                                                                                   use assets
Alat berat, aset                                                                             Heavy equipment,
                                                                                           0
hak guna                                                                                     right of use assets
Alat                                                                                              Transportation
pengangkutan,                                                                              0 equipment, right of
aset hak guna                                                                                          use assets
Kendaraan                                                                                          Motor vehicle,
bermotor, aset hak                                                                         0         rights of use
guna                                                                                                        assets
Perabot dan                                                                                         Furniture and
peralatan kantor,                                                                              office equipment,
                                                                                           0
aset hak guna                                                                                        rights of use
                                                                                                            assets
Pesawat, aset hak                                                                                Aircraft, right of
                                                                                           0
guna                                                                                                   use assets
Kapal, aset hak                                                                                 Vessels, right of
                                                                                           0
guna                                                                                                   use assets
Lainnya, aset hak                                                                                 Others, right of
Page 25
               guna                                                                                  0         use assets
               Aset hak guna                                                                                Right of use
                                                                                                     0
                                                                                                                   assets
               Bangunan, dalam                                                                            Building, assets
                                                                                                     0
               penyelesaian                                                                            under construction
               Mesin dan alat                                                                              Machinery and
               berat, dalam                                                                             heavy equipment,
                                                                                                     0
               penyelesaian                                                                                  assets under
                                                                                                              construction
               Lainnya, dalam                                                                              Others, assets
                                                                                                     0
               penyelesaian                                                                            under construction
               Aset dalam                                                                                  Assets under
                                                                                                     0
               penyelesaian                                                                                 construction
               Aset tetap                                                                                Property, plant,
                                 373,257   40,444   ( 15,700 )   ( 1,889 )   0   0   0   (0)   396,112
                                                                                                         and equipment
Nilai perolehan Aset tetap                                                                               Property, plant, Carrying amount
                                 181,972                                                       177,297
                                                                                                         and equipment
Page 26
[4611100] Disclosure of Notes to the financial statements - Property, Plant and Equipment - Financial and Sharia Industry


Pengungkapan                                                                                                                                Disclosure
                                                                    30 June 2023
Pengungkapan catatan atas aset tetap   Catatan 14                                                                Disclosure of notes for property, plant and
                                                                                                                                                 equipment
Page 27
[4621100] Notes to the financial statements - Current Accounts and Wadiah Demand deposits - Financial and Sharia Industry

Giro dan giro wadiah                                                                      Current accounts and wadiah demand deposits

                                                   30 June 2023             31 December 2022

Giro         Pihak berelasi     Rupiah                            145,216                 267,442           Rupiah     Related parties   Current accounts
                                Subtotal Seluruh                                                     Subtotal on all
                                                                  145,216                 267,442
                                Mata Uang                                                               Currencies
             Pihak ketiga       Rupiah                            889,412                 860,237           Rupiah                                           Third
                                Subtotal Seluruh                                                     Subtotal on all                                        parties
                                                                  889,412                 860,237
                                Mata Uang                                                               Currencies
             Subtotal Seluruh   Subtotal Seluruh                                                     Subtotal on all   Subtotal on all
                                                              1,034,628                  1,127,679
             Pihak              Mata Uang                                                               Currencies            Parties
Page 28
[4622100] Notes to the financial statements - Savings Deposits and Wadiah Savings Deposits - Financial and Sharia Industry

Tabungan dan tabungan wadiah                                                              Savings deposits and wadiah savings deposits

                                                    30 June 2023            31 December 2022

Tabungan      Pihak berelasi     Rupiah                            38,115                  42,619           Rupiah     Related parties   Savings deposits
                                 Subtotal Seluruh                                                    Subtotal on all
                                                                   38,115                  42,619
                                 Mata Uang                                                              Currencies
              Pihak ketiga       Rupiah                        2,011,792                 1,938,556          Rupiah                                           Third
                                 Subtotal Seluruh                                                    Subtotal on all                                        parties
                                                               2,011,792                 1,938,556
                                 Mata Uang                                                              Currencies
              Subtotal Seluruh   Subtotal Seluruh                                                    Subtotal on all   Subtotal on all
                                                               2,049,907                 1,981,175
              Pihak              Mata Uang                                                              Currencies            Parties
Page 29
[4623100] Notes to the financial statements - Time deposits and Wakalah deposits - Financial and Sharia Industry

Deposito berjangka dan deposito wakalah                                                                  Time deposits and wakalah deposits

                                                         30 June 2023           31 December 2022

Deposito berjangka Pihak berelasi     Rupiah                        1,205,498                1,359,085          Rupiah     Related parties   Time deposits
                                      Subtotal Seluruh                                                   Subtotal on all
                                                                    1,205,498                1,359,085
                                      Mata Uang                                                             Currencies
                   Pihak ketiga       Rupiah                        7,949,311                8,590,451          Rupiah                                        Third
                                      Subtotal Seluruh                                                   Subtotal on all                                     parties
                                                                    7,949,311                8,590,451
                                      Mata Uang                                                             Currencies
                   Subtotal Seluruh   Subtotal Seluruh                                                   Subtotal on all   Subtotal on all
                                                                    9,154,809                9,949,536
                   Pihak              Mata Uang                                                             Currencies            Parties
Page 30
[4624110] Disclosure of Notes to the financial statements - Third Party Funds - Financial and Sharia Industry


Pengungkapan                                                                                                                             Disclosure
                                                                     30 June 2023
Pengungkapan catatan atas dana pihak ketiga   Catatan 18                                                        Disclosure of notes for third party funds
Page 31
[4634000a] Notes to the financial statements - Bonds Payable - Financial and Sharia Industry

30 June 2023

Catatan untuk utang obligasi                                                                                                                                                         Notes for bonds payable
                                    Nama obligasi            Mata uang          Total obligasi, kotor        Jatuh tempo obligasi                  Bunga             Jenis bunga
                                     Bond name                Currency        Total bonds payable, gross   Due date for bonds payable           Interest rate      Interest rate type
Nama obligasi 1               Obligasi Berkelanjutan                                                                                                                                                  Bond name 1
                              III MNC Kapital          IDR                                    300,000 46762                             0.120                   Fixed
                              Indonesia Tahap I
Nama obligasi 2               Obligasi Berkelanjutan                                                                                                                                                  Bond name 2
                              III MNC Kapital
                                                       IDR                                    450,000 46200                             0.1125                  Fixed
                              Indonesia Tahap II -
                              Seri B
Nama obligasi                                                                                 750,000                                                                                                  Bond name


31 December 2022

Catatan untuk utang obligasi                                                                                                                                                         Notes for bonds payable
                                    Nama obligasi            Mata uang         Total obligasi, kotor         Jatuh tempo obligasi                  Bunga              Jenis bunga
                                     Bond name                Currency       Total bonds payable, gross    Due date for bonds payable           Interest rate       Interest rate type
Nama obligasi 1               Obligasi Berkelanjutan                                                                                                                                                  Bond name 1
                              II MNC Kapital           IDR                                    300,000 2023-07-03                        0.125                   Tetap
                              Indonesia
Nama obligasi                                                                                 300,000                                                                                                  Bond name

Catatan untuk utang obligasi                                                                                                                                                         Notes for bonds payable
                                                                         30 June 2023                                  31 December 2022
Total obligasi, kotor                                                                       750,000                                             300,000                                  Total bonds payable, gross
   Biaya penerbitan obligasi yang belum diamortisasi                                        ( 7,708 )                                            ( 299 )                          Unamortized bond issuance cost
Total utang obligasi, bersih                                                                742,292                                             299,701                                    Total bonds payable, net
   Liabilitas jangka panjang yang jatuh tempo dalam satu                                                                                                                        Current maturities of bonds payable
                                                                                             454,531                                            299,701
   tahun atas utang obligasi
   Liabilitas jangka panjang atas utang obligasi                                             287,761                                                     0                               Long-term bonds payable
Page 32
[4634100] Disclosure of Notes to the financial statements - Bonds Payable - Financial and Sharia Industry


Pengungkapan                                                                                                                      Disclosure
                                                                    30 June 2023
Pengungkapan catatan atas utang obligasi   Catatan 26                                                       Disclosure of notes for bonds payable

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