Skip to content
Back to announcement

20230731_FMFN_Laporan Informasi dan Fakta Material_31356196_lamp3.pdf

Financial statement Text extracted FMFN

Source file signed link, expires in 15 minutes

This browser can't display the PDF inline. Open it in a new tab.

Extracted text 5

Page 1 OCR 0.912
kreditplus"

: PT, KB FINANSIA MULTI FINANCE

Jakarta, 1 Agustus 2023

No : 74/Srt-KBFMF/CORSEC/VIII/2023

Lampiran 1-

Perihal : Penyampaian Penjelasan Perubahan Aset & Liabilitas
Lebih dari 20Yo atas Laporan Keuangan Tengah Tahunan 2023
PT KB Finansia Multi Finance per 30 Juni 2022
Submission of Explanation on Changes in Assets &
Liabilities More than 2046 for the Mid Year Financial
Report 2023
PT KB Finansia Multi Finance as of 30 June 2022

Kepada Yth. To.

Direksi PT Bursa Efek Indonesia

Up. Direktorat Penilaian Perusahaan
Gedung Bursa Efek Indonesia, Lantai 6

Jl. Jend. Sudirman Kav. 52-53

Sudirman Central Business District Jakarta

Dengan hormat,

Merujuk pada Ketentuan IV.I.1.5 Peraturan
Bursa Efek Indonesia No. I-E: Apabila terdapat
perubahan lebih dari 2096 (dua puluh
perseratus) pada pos Jumlah Aset dan/atau
Jumlah Liabilitas pada Laporan Keuangan
Interim atau Laporan Keuangan Auditan
tahunan periode tahun buku berjalan
dibandingkan Laporan Keuangan Auditan
tahunan terakhir, maka bersamaan dengan
penyampaian laporan keuangan Perusahaan
Tercatat wajib memberikan penjelasan tentang
penyebab — perubahan — berikut — pendapat
manajemen — tentang dampak perubahan
tersebut terhadap kinerja keuangan
Perusahaan Tercatat pada tahun berjalan.
Bersamaan dengan penyampaian laporan
keuangan tengah tahunan PT KB Finansia
Multi Finance (“Perusahaan”) yang ditelaah
secara terbatas dan berakhir pada tanggal 30
Juni 2023, kami sampaikan informasi
perubahan yang terjadi pada Jumlah Aset dan
Liabilitas sebagai berikut:

PT. ko Finantia Multi Finance

Board of Directors PT Bursa Efek Indonesia
Attn. Directorate of Company Valuation

Bursa Efek Indonesia Building, 6 Floor

Jl. Jend. Sudirman Kav. 52-53

Sudirman Central Business District Jakarta

Dear Sirs,

Referring to Provision of IV.1.1.5 Indonesia
Stock Exchange Regulation No. I-E: If there is
a change of more than 2044 (twenty percent) in
the Total Assets and/or Total Liabilities post in
the Interim Financial Statements or annual
Audited Financial Statements for the current

financial year period compared to the last

annual Audited Financial Statements, then
simultaneously with the submission of the
Listed Company's financial statements must
provide an explanation of the causes of the
change along with management's opinion
regarding the impact of the change on the
Listed Company's financial performance in the
current year. Along with the submission of
Limited Review Mid Year Financial Report of
PT KB Finansia Multi Finance (“Company”)
that ended on June 30, 2023, we convey
information on changes that have occurred in
Total of Assets and Liabilities as follows:

sce0tot28 Telp 46221 293

Page 2 OCR 0.901
kreditplus"

"5 PT, KB FINANSIA MULTI FINANCE

Per 30 Juni 2023 Persentase
Aa ara San (Diaudit secara bian La Perubahan /
Remarks Terbatas/ Limited 2022 Percentage Change
. (Auditan/Audited) 8 8
Review)

Jumlah Aset / Total Rp9.359.912.973.296 | Rp7.759.578.243.621 20,60Yo
Asset

Jumlah Liabilitas/ Rp8.163.981.197.669 | Rp6.666.741.633.259 22,16Yo

Total Liabilities

Jumlah Aset per 30 Juni 2023 meningkat
sebesar 20,60Yo dibandingkan dengan jumlah
aset per 31 Desember 2022. Kenaikan Jumlah
Aset tersebut sebagian besar berasal dari
kenaikan Kas dan Setara Kas per 30 Juni 2023
sebesar Rp970.803.108.154 yang disebabkan
dari penerbitan Surat Berharga Bersifat Utang
sebesar Rp1.000.000.000.000 yang mana
sebagian besar dananya ditempatkan dalam
bentuk deposito, dimana dana dalam deposito
tersebut dalam waktu dekat akan digunakan
untuk: i) pembayaran pokok dan bunga obligasi
yang akan jatuh tempo dan ii) kegiatan usaha
Perusahaan di bidang pembiayaan konsumen.

Kenaikan Jumlah Aset tersebut juga
disebabkan karena adanya kenaikan pada
jumlah Piutang Pembiayaan dan Tagihan Anjak
Piutang per 30 Juni 2023 sebesar
Rp7.513.000.979.870 dibandingkan dengan per
31 Desember 2022 sebesar
Rp7.170.783.363.107 terdapat peningkatan
sebesar Rp  342.214.823.763 atau sebesar
A,TTYo.

Jumlah Liabilitas per 30 Juni 2023 meningkat
sebesar 22,46y6 dibanding dengan jumlah
liabilitas per 31 Desember 2022. Kenaikan
Jumlah Liabilitas tersebut sebagian besar

PT. KB Finansia Multi Finance

Total Assets as of June 30, 2023 increased by
20.60Yo compared to total assets as of
December 31, 2022. The increase in Total
Assets mostly came from the increase of Cash
and Cash Eguivalents as of June 30, 2023
which amounting to Rp970,803,108,154 as a
result of issuance of Debt Securities amounting
Rp1,000,000,000,000 which most of the funds
are placed in the form of time deposit, whereby
the funds in the said deposit in the near future
will be used for: i) payment of principal and
interest on maturing bonds, and ii) the
Company's business activities in the field of
consumer financing.

The increase in Total Asset also caused by the
increase of Total Financing Receivables as well
as Factoring Receivables as of June 30, 2023,
which amounting to Rp7,513,000,979,870
compared to Rp7,170,783,363,107 as of
December 31, 2022. There is an increase of
Rp342,214.823,763 or 4,77”. This increase is
in line with the increase in financing
distribution compared to the previous period.

Total Liabilities as of June 30, 2023 increased
by 22.46Yo compared to total liabilities as of
December 31, 2022. The increase in total
liabilities was largely derived from Total Loans

158 Fl
1 v
Jakarta 12190

OFFICE8,SCBOLot28 — Telp
dirman Kav 52-53 Fax

Page 3 OCR 0.923
kreditplus

» PT, KB FINANSIA MULTI FINANCE

berasal dari Surat Berharga Bersifat Utang
yang Diterbitkan dan Jumlah Pinjaman Yang
Diterima per 30 Juni 2023 masing-masing
sebesar Rp1.990.684.429.821 dan
Rp5.861.560.546.802 dibanding dengan per 31
Desember 2022 yakni masing-masing sebesar
Rp993.627.928.646 dan Rp5.272.818.454.858,
dimana terdapat kenaikan masing-masing
sebesar Rp997.056.501.175 dan
Rp588.742.091.944 atau sebesar 100,35”5 dan
11,17”o. Adapun Pinjaman Yang Diterima dan
Surat Berharga Bersifat Utang yang Diterbitkan
tersebut digunakan untuk pemenuhan target
penyaluran pembiayaan baru yang meningkat
dibanding dengan periode sebelumnya.

Sebagai
Perusahaan

gambaran,
memiliki

pada tahun 2023

target — penyaluran
pembiayaan baru yang meningkat dari periode
sebelumnya pada tahun 2022, secara lebih jelas
disajikan dalam tabel dibawah ini berupa
perbandingan realisasi Rencana Bisnis Tahunan
(“RBT”) tahun 2022 disandingkan dengan
RBT tahun 2023, sebagai berikut:

Received and Debt Securities Issued as of June
30, 2023, each amounting to
Rp1,990,684,429,821 and
Rp5,861,560,546,802 compared to December
31, 2022, which was Rp993,627,928,646 and
Rp5,272,818,454,858 where there is an
increase of Rp997,056,501,175 and
Rp588,742,091,944 or 100.35Y6 and 11.17Y6.
The Loan Received and Debt Securities Issued
were used to fulfill the target of new financing
distribution which increased compared to the
previous period.

As an illustration, in 2023 the Company has
new target of financing disbursement which
increased from the previous period in 2022, it
clearly shows in the form of a comparison of
the realization of the Annual Business Plan
("Business Plan") in 2022 compared to the
Business Plan in 2023, as follows:

Keterangan/ RBT/ Business Plan Realisasi RBT/
Remarks 2023 Realization of Business Plan
(Target Desember 2023) 2022
(per/ as of December 2022)
Penyaluran pembiayaan baru/ Rp9.000.000.000.000 Rp3.464.773.606.013
New financing distribution
Berdasarkan informasi di atas, terdapat Based on the information above, there is an

kenaikan target penyaluran pembiayaan baru
pada RBT 2023 dibandingkan dengan Realisasi
RBT 2022 yakni sebesar Rp8.464.773.606.013
atau 6,324.

PT. KB Finansia Multi Finance

increase in the new financing distribution target
in the 2023 Business Plan compared to the
2022 Business Plan  Realization of
Rp8.464,773,606,013 or 6.32Y2.

162.21 2933 3646
5648

Telp
Tar 102212983

Page 4 OCR 0.939
kreditplus"

"5 PT, KB FINANSIA MULTI FINANCE

Adapun per Juni 2023, realisasi pemenuhan
pembiayaan baru dengan target yang sudah
dituangkan dalam RBT 2023 Perusahaan
adalah sebagai berikut:

As of June 2023, the realization of the
fulfillment of new financing with the targets set
forth in the Company's 2023 Business Plan is
as follows:

Keterangan/ RBT/ Business Plan Realisasi RBT/ Pencapaian
Remarks Realization of Business Target/
Plan Achieved
(Target Juni/ June 2023) | (per 30 Juni/ June 2023) Target

Penyaluran Rp4.273.580.000.000 Rp4.401.616.270.397 103Yo
pembiayaan baru/
New financing
distribution

Dari poin-poin di atas, dapat disimpulkan
bahwa peningkatan Pinjaman Yang Diterima
dan penerbitan Surat Berharga Bersifat Utang
berdampak pada kenaikan Jumlah Liabilitas
yang dilakukan seiring dengan usaha
pemenuhan jumlah penyaluran pembiayaan
baru yang meningkat di tahun 2023.

Meskipun terjadi perubahan pada total aset dan
liabilitas di atas 2046 sebagaimana yang telah
diuraikan di atas, manajemen Perusahaan
berpendapat bahwa hal ini tidak memberikan
dampak negatif terhadap kinerja Perusahaan.
Bahkan sebaliknya dengan penjelasan diatas
maka dapat disimpulkan bahwa Perusahaan
bertumbuh cukup baik pada pertengahan tahun
2023 ini sesuai karakter bisnis Perusahaan
sebagai perusahaan pembiayaan.

PT. KB Finansia Multi Finance

From above mentioned points, it can be
concluded that the increase in Loan Received
and Debt Securities Issued has an impact on the
increase in Total Liabilities which is made in
line with efforts to fulfill the inereasing number
of new financing disbursements in 2023.

Even though there was a change in total assets
and liabilities above 20Y6 as described above,
the Company's management believes that this
did not have a negative impact on the
Company's performance.

Moreover, with the explanation above, it can
be concluded that the Company is growing
guite well in the first half of 2023 according to
the Company's business character as a finance
company

Page 5 OCR 0.812
kreditplus"

"5 PT. KB FINANSIA MULTI FINANCE

Demikian penjelasan ini kami sampaikan dan Thus, we convey this explanation and thank
atas perhatian Bapak/ ibu, kami mengucapkan you for your attention.
terima kasih.

Hormat kami,
Sincerely,
PT KB Finansia Multi Finance

(DA Ik
Kisup Wi
Direktur Keuangan

PT. KB Finansia Multi Finance

or OFFICE 8, SCBD Lot 28 Telp 46221
1 Suditman Kav 52-53 Far 46221
190

File

File Open PDF
Source IDX
Size1.34 MB
Published1 Aug 2023
Pages5
Characters10,274
Text sourceOCR
OCR confidence0.897

Names mentioned 0 people and organisations named in the text · linked when the evidence is strong

The name pass has not read this document yet.

Extraction attempts how the parser did, and what it refused

Nothing structured was extracted from this document — the attempts below say why.

No extraction attempted yet.

↑↓ select ↵ open ⇧↵ see every result