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        MNC Bank Partners with JCB and Kawasaki Motor Indonesia
             to Launch Credit Cards for the Modern Lifestyle



JAKARTA, September 28, 2026 – PT Bank MNC Internasional Tbk (IDX: BABP) or MNC Bank, a
subsidiary of PT MNC Kapital Indonesia Tbk (IDX: BCAP) and part of the MNC Group—has officially
entered into a strategic partnership with PT JCB International Indonesia and PT Kawasaki Motor
Indonesia. Through this collaboration, the three parties are launching three new credit card products
designed to meet the diverse modern lifestyle needs of customers ranging from convenient daily
transactions to exclusive benefits for Kawasaki enthusiasts. The event, held on Monday, September
28, 2026, at the MNC Conference Hall in Jakarta, was attended by the President Director of PT MNC
Kapital Indonesia Tbk, Mr. Yudi Hamka.

The three credit card products are the MNC JCB Ultimate, MNC JCB Precious, and MNC Kawasaki
JCB Precious Card. These innovative products combine the strengths of MNC Bank’s banking
network, JCB’s global payment network, and the Kawasaki Motor Indonesia ecosystem. They have
been launched to provide a transaction experience that goes beyond conventional credit cards,
offering a range of key features and benefits, including:

1. MNC JCB Ultimate
   • Annual fee waiver for the first 3 (three) years.
   • Cashback of up to IDR 200,000 per transaction (terms and conditions apply).
   • 0% installment program for online (e-commerce) transactions at selected merchants.
   • Enjoy exclusive services for dining, shopping, travel, and wellness merchants in Jakarta, Bali,
     and Japan.
   • Special Services: JCB Plaza call center, JCB Airport Lounge, JCB Premiere Valet Parking,
     JCB Platinum Restaurant Service by Syotai Biyori, JCB Advanced Medical Tourism in Japan,
     access to a personal photographer when traveling to Japan via Sweet Escape, and special
     benefits when shopping overseas.

2. MNC JCB Precious
   • Annual fee waiver for the first 3 (three) years.
   • MNC Pay installment facility with low interest rates.
   • 0% installment program for online (e-commerce) transactions at selected merchants.
   • Enjoy exclusive services at dining, entertainment, and hotel merchants.
   • Special Services: 5% discount on "Special Trips with JAPAN PRIVATE TOUR," JCB Plaza
     Call Center, JCB Airport Lounge, and special offers.

3. MNC Kawasaki JCB Precious Card
   • Annual fee waiver for the first 3 (three) years.
   • Free towing service worth IDR 500,000 per year for Kawasaki motorcycles.
   • 10% discount on genuine spare parts purchases (excluding service fees) at participating
     authorized Kawasaki Motor Indonesia dealers.
   • Discounts of up to 25% at various authentic Japanese restaurants in Indonesia, shopping
     programs at Yashinoki Yokocho Plaza Senayan, and various attractive offers in Indonesia
     and abroad.
   • 0% installment program for online (e-commerce) transactions at selected merchants.




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Lukito Adisubrata – Director of MNC Bank, stated, “MNC Bank continues to innovate by offering
banking products that are relevant to our customers' needs. Our collaboration with JCB a leading
international payment brand from Japan and Kawasaki Motor Indonesia reinforces our commitment
to delivering greater value to customers through a robust and trusted partnership ecosystem.”

On the same occasion, Yo Sato – President Director of PT JCB International Indonesia, remarked,
“JCB is committed to continuously expanding our strategic partner ecosystem in Indonesia to provide
a seamless transaction experience for JCB cardholders worldwide. Our partnership with MNC Bank
and Kawasaki Motor Indonesia represents a tangible step toward delivering a premium transaction
experience inspired by Japanese service standards, which prioritize hospitality, precision, and
exclusivity.”

Hitoshi Inoue – Director of PT Kawasaki Motor Indonesia added, “The MNC Kawasaki JCB Precious
Card represents a token of deep appreciation for the Kawasaki user community in Indonesia. Through
this card, Kawasaki motorcycle owners enjoy not only payment convenience but also tangible benefits
such as free towing services and discounts on genuine spare parts adding greater value to every
journey with Kawasaki.”

The partnership between MNC Bank, JCB, and Kawasaki sends a positive signal to investors
regarding the overall business strength of MNC Group. The trust shown by global companies reflects
confidence in MNC Group’s capabilities and its integrated business ecosystem. This collaboration
further reinforces MNC Group’s commitment to developing strategic partnerships on an international
scale, underpinned by governance, infrastructure, and digital initiatives that are continuously
strengthened to support sustainable business growth.

Applications for these three credit card products can be submitted directly at MNC Bank branches or
via the MotionBank app, MNC Bank’s digital banking service. MNC Bank, JCB, and Kawasaki Motor
Indonesia remain committed to delivering innovative products that meet the modern and dynamic
lifestyle needs of consumers in Indonesia.




About MNC Bank

PT Bank MNC Internasional Tbk (IDX: BABP), or MNC Bank, is a subsidiary of MNC Kapital providing
complete and integrated banking services.

MNC Bank offers digital and conventional banking products and services, including savings products,
loan facilities, debit and credit cards, treasury, trade finance, and RDN, focusing on consumer,
wholesale, and Micro, Small, and Medium Enterprise (MSME) segments. MNC Bank also provides
digital banking services through the MotionBank application and continues to innovate to achieve its
vision of becoming the bank of the future based on the latest technology.




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For more information regarding MNC Bank, contact the MNC Bank Call Center at 1500188 or
MotionBank Customer Service via WhatsApp chat at 08888888888. You can also visit
www.mncbank.co.id and www.motionbank.id, and follow MNC Bank’s official social media accounts:
@officialmncbank and @motionbankid on Instagram, MNC Bank on Facebook, and also @MNCBank
on X.
Enjoy MNC Bank’s digital banking services by downloading the MotionBank app on the Play Store
and App Store via the link bit.ly/MotionBankMNC.
#MNCGroup #MNCBank #MotionBank #PerbankanDigital



Contact:
Edward Kennetze
Corporate Secretary
PT Bank MNC Internasional Tbk
Phone: +6221 – 2980 5555
Email: edward.lubis@mncbank.co.id




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