20261005_MEJA_Laporan Informasi dan Fakta Material_32163130_lamp1.pdf

                Uraian                                           Keterangan
                                         3. Penyelesaian kewajiban ini mengurangi eksposur
                                         Perseroan terhadap risiko gagal bayar atas fasilitas yang telah
                                         dilunasi. Berkurangnya kewajiban pembayaran bunga ke
                                         depan atas saldo pinjaman tersebut juga mendukung efisiensi
                                         biaya pendanaan dan mengurangi tekanan pembayaran utang
                                         terhadap arus kas pada periode berikutnya.
                                         4. Langkah ini menunjukkan komitmen Perseroan dalam
                                         memenuhi kewajiban kepada kreditur dan menerapkan
                                         disiplin keuangan. Pengelolaan kewajiban yang terukur
                                         mendukung fleksibilitas operasional dan pengembangan
                                         usaha, dengan tetap memperhatikan kecukupan modal kerja.
                                         Pelunasan ini juga mendukung rencana perbaikan bisnis
                                         konstruksi dan desain interior Perseroan yang berjalan
                                         dengan baik.
                                         5. Pelunasan ini menjadi salah satu indikator positif dalam
                                         menilai disiplin pengelolaan keuangan dan profil risiko
                                         Perseroan. Penyelesaian kewajiban kredit serta berkurangnya
                                         beban bunga atas fasilitas tersebut diharapkan memperkuat
                                         kepercayaan investor terhadap kemampuan Perseroan
                                         mengelola kewajiban dan mendukung penciptaan nilai dalam
                                         jangka panjang.

Dampak kejadian, informasi, atau fakta   Pelunasan kedua fasilitas BCA tersebut mengurangi risiko
material                                 gagal bayar, kebutuhan pendanaan kembali, dan beban bunga
                                         ke depan, sehingga mendukung efisiensi biaya pendanaan
                                         serta fleksibilitas keuangan Perseroan. Perseroan tetap
                                         memperhatikan kecukupan likuiditas dan modal kerja.
                                         Sejalan dengan perbaikan bisnis konstruksi dan desain
                                         interior yang berjalan dengan baik serta efisiensi tersebut,
                                         manajemen berharap kinerja keuangan Perseroan positif pada
                                         semester II tahun 2026.

Demikian keterbukaan informasi ini kami sampaikan. Perseroan akan menyampaikan informasi lebih
lanjut kepada publik apabila terdapat perkembangan material sesuai dengan ketentuan peraturan
perundang-undangan yang berlaku.
Hormat kami,
PT Harta Djaya Karya Tbk




Habibah Jannah
Corporate Secretary

                     REPORT ON MATERIAL INFORMATION OR FACTS

  Number:            002/HDK/SP/X/2026
  Date:              Jakarta, October 5th 2026
  Subject:           Information Disclosure on the Repayment of the Company’s Loans to PT
                     Bank Central Asia Tbk

To:
Financial Services Authority
Gedung Sumitro Djojohadikusumo
Jl. Lapangan Banteng Timur No. 2-4
Jakarta 10710

Indonesia Stock Exchange
Gedung Bursa Efek Indonesia Tower 1 Lantai 6
Jl. Jenderal Sudirman Kav. 52-53
Jakarta 12190

Dear Sir/Madam,
With reference to Financial Services Authority Regulation Number 45 of 2024 on the Development and
Strengthening of Issuers and Public Companies, Financial Services Authority Regulation Number
31/POJK.04/2015 on Disclosure of Material Information or Facts by Issuers or Public Companies, as
applicable, and Indonesia Stock Exchange Regulation Number I-E on Information Submission
Obligations, PT Harta Djaya Karya Tbk (the “Company”) hereby submits the following report on
material information or facts:

                 Item                                               Details
                                                       th
Date of event                            September 30 2026.
Type of material information or facts    Repayment of the Company’s loans to PT Bank Central Asia
                                         Tbk under the Working Capital Loan (KMK) and Overdraft
                                         (KRK) facilities.
Description of material information or   1. PT Harta Djaya Karya Tbk (the “Company”) hereby
facts                                    announces that on September 30th 2026, it repaid its loans to
                                         PT Bank Central Asia Tbk (“BCA”) under the Working
                                         Capital Loan (KMK) facility with a credit limit of
                                         IDR2,000,000,000 and the Overdraft (KRK) facility with a
                                         credit limit of IDR1,000,000,000. The combined credit limit
                                         of the two facilities is IDR3,000,000,000.
                                         2. The repayment was made as part of the prudent
                                         management of the Company’s capital structure and financial
                                         obligations, by reducing credit obligations under the two
                                         facilities and the associated risks relating to principal and
                                         interest payments and refinancing requirements.
                                         3. Settlement of these obligations reduces the Company’s
                                         exposure to default risk under the repaid facilities. The
                                         reduction in future interest payment obligations on the repaid
                                         loan balances also supports financing cost efficiency and
                                         reduces debt servicing pressure on cash flows in subsequent
                                         periods.

                 Item                                            Details
                                      4. This step demonstrates the Company’s commitment to
                                      meeting its obligations to creditors and maintaining financial
                                      discipline. More measured management of its obligations is
                                      expected to provide flexibility in planning operational and
                                      business development needs, while continuing to consider
                                      working capital adequacy. This repayment also supports the
                                      Company’s business improvement plan in construction and
                                      interior design, which is progressing well.
                                      5. This repayment represents a positive indicator when
                                      assessing the Company’s financial management discipline
                                      and risk profile. Settlement of the credit obligations and the
                                      reduction in interest expenses on these facilities are expected
                                      to strengthen investor confidence in the Company’s ability to
                                      manage its obligations and support long-term value creation.

Impact of the event, information or   The repayment settles the credit obligations under the two
material facts                        BCA facilities and reduces default risk and refinancing
                                      requirements for the repaid loans. Lower future interest
                                      expenses are expected to support financing cost efficiency
                                      and the Company’s financial flexibility. In managing its
                                      financial obligations, the Company continues to consider
                                      liquidity adequacy and working capital needs. In line with
                                      these business improvements and financing cost efficiencies,
                                      management expects positive financial performance in the
                                      second half of 2026.

The Company hereby submits this information disclosure and will disclose further material
developments to the public in accordance with applicable laws and regulations.
Yours faithfully,
PT Harta Djaya Karya Tbk




Habibah Jannah
Corporate Secretary