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                                                                                 Press Release
KREDIT RATING INDONESIA                                                                 February 6, 2026


                          PT Sinergi Inti Andalan Prima Tbk
Company Rating                              irA/Stable        “Debt Securities with irA rating has a high level
                                                              of certainty to honor its financial obligations,
Rated Issues                                                  but it can be affected by adverse changes in
Obligasi I Sinergi Inti Andalan                               business and economic conditions, relative to
                                                              Debt Securities with a higher rating."
Prima Tbk 2026                              irA
Sukuk Ijarah I Sinergi Inti Andalan                           (sy) means required rating        according   to
Prima Tbk 2026                              irA(sy)           Islamic/Sharia principles.

Rating Period
January 15, 2026 – November 1, 2026

Rating History
October 2025                                irA/Stable


Kredit Rating Indonesia affirms “irA” rating to Obligasi I Sinergi Inti Andalan Prima Tbk
2026 and “irA(sy)” to Sukuk Ijarah I Sinergi Inti Andalan Prima Tbk 2026

Kredit Rating Indonesia (“KRI” or “we”) affirms a Company Rating of “irA” with “Stable” Outlook for
PT Sinergi Inti Andalan Prima Tbk (“INET” or “the Company”). At the same time, KRI has assigned “irA”
rating to INET’s Obligasi I Sinergi Inti Andalan Prima Tbk 2026 amounting to IDR 500 billion and “irA(sy)”
to INET’s Sukuk Ijarah I Sinergi Inti Andalan Prima Tbk 2026 amounting to IDR 500 billion which will be
used for working capital. The ratings reflect INET’s improving performance and strong financial profile.
However, the ratings are constrained by the Company’s small market share.

We are of the view that in terms of funding activities, the Company adheres to prudent financing principle,
prioritizing internal funding from operational cash flow before seeking external sources such as bank loans
and debt issuance. Therefore, the Company’s Debt to Equity Ratio was only at 0.01x in 2024 and
increased slightly to 0.03x in 7M2025 as the Company received bank loan of IDR 9 billion. INET has
acquired a new company, PT Garuda Prima Internetindo, that will develop Fiber to the Home (FTTH)
service with Wi-Fi 7 technology in Bali – Lombok area. The capital expenditure of the FTTH project is
IDR 2.8 trillion given the expected homepass of around 2,000,000 and the capital expenditure per
homepass of IDR 1,405,000. Therefore, the Company plans to issue bond around IDR 1 trillion and right
issue of around IDR 3.1 trillion that will be used to fund the FTTH project, other projects, and working
capital. After the issuance, the Company’s Adjusted Debt to Equity Ratio is projected increasing to 0.29x
by the end of this year, still considered as healthy picture.

INET is a company that provides Business to Business (B2B) services to the Company’s partners, most
of whom are Internet Service Provider companies. Since its establishment in 2016, the Company has
grown quite rapidly by having 13 POPs (points of presence) spread across 8 major cities in Indonesia and
1 POP in Singapore. INET has fully completed the development of fiber optic network of 430 kilometers
in December 2024. Therefore, INET’s revenue has significantly increased from IDR 30.4 billion in 2024
to IDR 53.1 billion in 7M2025. The Company’s decision to own its fiber optic network instead of renting
helped in achieving higher profit margin as shown by Earnings Before Interest, Taxes, Depreciation, and
Amortization (EBITDA) margin of 44.25% and Earnings Before Interest and Taxes (EBIT) margin of
26.69% in 7M2025 (versus EBITDA margin of 9.27% and EBIT margin of 3.61% in 2024). Despite the
improving performance, INET’s revenue of IDR 53.1 billion in 7M2025 and its fiber optic network of
430 kilometers are still behind to its peers. However, the Company projected revenue of IDR 1.29 trillion
in 2026 as from FTTH project which targets premium markets around 3 million subscribers and it will
contribute around IDR 912 billion in 2026.

The Company’s shareholder ownership composition as of July 31, 2025, was PT Abadi Kreasi Unggul
Nusantara (63.75%), Muhammad Arif (0.01%), and Public (36.24%).




PT Sinergi Inti Andalan Prima Tbk                                                                    Page 1
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                                                                                                        Press Release
KREDIT RATING INDONESIA                                                                                        February 6, 2026

INET Financial Result Highlights (Consolidated)
                                                                     Jul 2025         Dec 2024          Dec 2023          Dec 2022
              As of/For the years ended
                                                                    (Audited)         (Audited)         (Audited)         (Audited)
 Total Adjusted Assets (IDR, billion)                                    338.4            229.3             223.4              72.4
 Total Adjusted Debt (IDR, billion)                                       10.5               1.4               2.0              0.6
 Total Adjusted Equity (IDR, billion)                                    308.6            215.3             214.0              64.7
 Total Sales (IDR, billion)                                               53.1             30.4              28.9              20.0
 Net Income (IDR, billion)                                                11.3               1.3               0.9              1.4
 EBITDA Margin (%)                                                        44.3               9.3               7.7             13.3
 EBIT Margin (%)                                                          26.7               3.6               4.5              9.4
 EBITDA/Adjusted Debt (x)                                                   3.8              2.0               1.1              4.6
 Adjusted Debt/Adjusted Equity (x)                                          0.0              0.0               0.0              0.0
 FFO/Adjusted Debt (%)                                                    5.76               1.58            -14.71             6.83
 EBITDA/IFCCI (x)                                                        202.4               25.6              17.2             22.1
 USD Exchange Rate (IDR/USD)                                            16,387             16,162            15,416           15,731

Analysts          :   Cut Nabila Saraziva (cut.nabila@kreditratingindonesia.com)
                      Rizky Fajri Nursahadi (rizky.nursahadi@kreditratingindonesia.com)




DISCLAIMER
PT Kredit Rating Indonesia (KRI) does not represent or warrant or guarantee the accuracy, completeness, timeliness or
availability of the contents of this report or publication. KRI does not perform an audit and does not undertake due diligence or
independent verification of any information used as the basis of and presented in this report or publication. Although the
information upon which KRI rating report are based, and any other contents provide in this rating report is obtained by KRI from
sources which KRI believers to be reliable.
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products or used solely, nor can it be held responsible for the result of its use or lack of its use in any investment or other kind of
financial decision making on which this report or publication is based. The issuance of a solicited or unsolicited rating report does
not supply financial, legal, tax or investment consultancy. The rating report is not an opinion as to the value of securities, therefore
KRI is not responsible for any credit, loan or investment decision, damages or other losses resulting from the reliance upon or
use of this report.
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damages, costs, expenses, legal fees, or losses including but not limited to lost profits and opportunity costs in connection with
any use of the contents of this rating report or publication.
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expressed and not statements of fact or recommendations to purchase, hold or sell any securities or to make any investment
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PT Sinergi Inti Andalan Prima Tbk                                                                                             Page 2

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Names mentioned 8 people and organisations named in the text · linked when the evidence is strong

linked org Sinergi Inti Andalan Prima Tbk p.1 ×15
linked person Muhammad Arif p.1
unresolved org Prima Tbk p.1 ×2
unresolved org Obligasi I Sinergi Inti Andalan Prima Tbk p.1
unresolved org Sukuk Ijarah I Sinergi Inti Andalan Prima Tbk p.1 ×2
unresolved org INET’s Obligasi I Sinergi Inti Andalan Prima Tbk p.1
unresolved org PT Garuda Prima Internetindo p.1

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