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20260122_LPGI_Tanggapan atas Permintaan Penjelasan Bursa_32021735_lamp1.pdf
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LGI
a company of Hanwha
berikutnya. Dalam periode tiga tahun ke Over the next three years, the Company
depan, Perseroan menargetkan targets selective and high-quality revenue
pertumbuhan pendapatan yang selektif growth, stable profitability through
dan berkualitas, prolfltabilitas yang strengthened core engines, and enhanced
stabil melalui penguatan engine utama, shareholder value through efficiency and
serta peningkatan nilai pemegang risk monitoring. Gradual consolidation of
saham melalui efisiensi dan monitoring the P&C portfolio will structurally reduce
risiko. Upaya konsoliidasi portofolio the loss ratio and position P&C as a future
P&C akan diselesaikan secara value engine once the consolidation
bertahap untuk menurunkan loss ratio process is fully completed. At the same
secara struktural dan menempatkan time, strategic engines such as Health and
P&C sebagai future value engine the Korea Desk will be strengthened
setelah proses konsolidasi sepenuhnya through market share expansion, prudent
tuntas. P.ada saat yang sama, engine growth, risk-analyticsbased product
strategis seperti Health dan Korea design, and improved efficiency in claims
Desk akan diperkuat melalui perluasan services and underwriting.
pangs.a pasar, pertumbuhan yan!g
prudent, penyesuaian desain produk
berbasis analitik risiko, peningkatan
serta
efisiensi layanan klaim dan
underwriting. Digital transformation and Artificial
Transformasi digital dlan penerapan Intelligence (Al} adoption will escalate over
Artificial Intelligence (selanjutnya the medium-term horizon. The Company
disebut Al} memasuki tahap eskalasi will leverage Al in claims processing,
dalam horizon jang�;a menengah. develop digital dashboards for risk
Perseroan akan mernanfaatkan Al monitoring, and establish data
dalam layanan klaim, miengembangkan management and Al governance in
digital dashboard unltuk monitoring
risiko, serta membang1un tata kelola accordance with OJK guidelines.
data dan Al governancE� sesuai arahan Enhancing automation of internal
OJK. Peningkatan otomasi pada processes is also a priority to improve
proses internal juga menjadi prioritas operational efficiency.
untuk meningkatkan efisiensi In line with this, the Company will promote
operasional. Sejalan dengan itu, the development of future value engines
Perseroan akan mendorong focused on digital initiatives and new
pengembangan future value engines business opportunities as long-term value
yang berfokus pada oligital dan new pillars. Innovation will be directed at the
initiatives sebagai pilar nilai jangka development of insurance ecosystems,
panjang. lnovasi akan diarahkan pada micro-insurance, embedded coverage, as
pengembangan ekosistem insurance, well as market analytics and intelligence
micro-insurance, embedded coverage, capabilities as competitive differentiators.
serta kapabilitas analitik dan
intelligence pasar seba1gai diferensiasi
kompetitif.
PT Lippo General Insurance Tbk I www.lgi.co.id
I
HO: Lippo Kuningan Building 27th fl. unit A & F, JI. H.FI. Rasuna Said Kav. 8-12 -Jakarta Selatan 12940 Indonesia T: +62 21 525 6161
Operational HO: Karawaci Office Park block I No. 30-35, Lippo Village - Tangerang 15139 Indonesia I T: +62 21 5579 0683
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