20260802_BHIT_Laporan Informasi dan Fakta Material_32116927_lamp1.pdf

» BUSINESS UPDATES

Banking Segment

e PT Bank MNC Internasional Tbk (MNC Bank atau IDX: BABP) continued to deliver
positive performance, posting a total interest revenue of Rp774.95 billion in Ht-
2026. Total assets reached Rp2168 trillion, an 7.04 increase from the December 31,
2025 position. The Capital Adeguacy Ratio (CAR) stood at a strong 20.89” at the
end of June 2026, well above the regulatory minimum reguirement. Additionally,
MNC Bank secured five prestigious awards at the 15th Infobank - Isentia Digital
Brand Appreciation 2026.

« PT MNC Teknologi Nusantara (MTN), through the MotionPay application,
continues to strengthen its position in the token and digital bill payment
ecosystem. From April to June 2026, a strategic collaboration with PLN Mobile
yielded impressive results, with MotionPay successfully establishing itself as the
top-of-mind payment method for electricity transactions. MotionPay recorded
over 5 million transactions, growing more than 2.5-fold compared to O1-2026. In
tandem, Gross Transaction Value (GTV) surged nearly 4x gog, surpassing Rp250
billion in O2-2026. This rapid growth reflects MotionPay' solidifying position as the
public's preferred payment method for electricity transactions.

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« PT MNC Finance and PT MNC Guna Usaha Indonesia (MNC Leasing) posted total assets of Rp2.45 trillion in
HI-2026. Financing guality remained sound, with a non-performing financing (NPF) ratio of 2.37”. Alongside this

growth, the overall financing business generated total revenue of Rp208.59 billion.

At the 22nd Infobank Multifinance Awards 2026, MNC Finance was awarded The Best Performance Multifinance
Company in 5 Consecutive Years (2021-2025), while MNC Leasing earned the Platinum Champion: The Most
Consistent Excellent Performance Multifinance Company in 10 Consecutive Years (2017-2026)

Capital Market Segment

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s In O2-2026, PT MNC Sekuritas, through its flagship online trading platform
MotionTrade, launched a "Tools" menu on the MotionTrade Lite version, featuring
three key functions, which is Screener, Stock Alert, and Comparison, to facilitate
users in conducting stock analysis more easily and conveniently within single
Platform. MNC Sekuritas also broadened its investment service network by opening
anew branch in Dago, Bandung, bringing its total points of sales to 172 as of the end
of June 2026. During O2-2026, MNC Sekuritas received notable recognition by
winning three awards at the I5th Infobank-sentia Digital Brand Appreciation 2026,
including the Platinum Trophy - The Best Securities Company in Digital Brand, 10
Years in aRow (2017-2026).

« PT MNC Asset Management (MNCAM) recorded 42.54, yoy growth in Assets
Under Management (AUM) in HI-2026. The increase was driven by the contribution
of its flagship mutual fund products, including the Money Market Fund - MNC Dana
Lancar and MNC Dana Syariah Barokah. MNCAM also entered into a strategic
partnership with Ayovest as a Mutual Fund Selling Agent (APERD) to further expand
the distribution reach of its mutual fund products.

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Insurance Segment

During the first half of 2026, MNC Insurance Business Group recorded solid growth, driven by strategic partnership
expansions, brand value enhancement, and innovations. This performance was reflected in the premium growth of
PT MNC Asuransi Indonesia (MNC Insurance) by II yoy and PT MNC Life Assurance (MNC Life), which surged
by 29.24, yoy.

MNC Insurance continues to expand its network through a partnership with PT Mitra Harmoni Insurance Broker, as
well as optimizing its agency and digital distribution channels. Concurrentiy, MNC Life strengthened its credit life
insurance segment with Bank BPD DIY and Bank Papua, while broadening its healthcare ecosystem alongside
Ocean Dental. MNC Insurance Business Group actively bolstered its brand awareness by supporting large-scale
events, such as the InsurTech Asia 2026 conference, alongside prominent community events and national sports
competitions.

MNC Insurance Business Group earned several prestigious accolades, including the ISth Infobank-sentia Digital
Brand Appreciation 2026: The Best General Insurance 2026 (MNC Insurance) and The Best Life Insurance 2026
(MNC Life). MNC Life was also awarded The Most Reputable Life Insurance CEO in Digital Brand 2026, Best Unit Link
Awards 2026, Top Digital Corporate Brand Award 2026, and the Indonesia Top Digital PR Award 2026.

PT MNC Kapital Indonesia Tbk

MNC Bank Tower MNC Center

Jl. Kebon Sirih Kav 21-27, Menteng

For further information, please contact:

GladysLevina | gladys.levina@mncgroup.com | irbcapamnegroup.com

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The information and opinions contained in this Press Release have not been independentiy verified, and no representation or
warranty, expressed or implied, is made as to, and no reliance should be placed on the fairness, accuracy, completeness or
correctness of, the information or opinions contained herein. Itis not the intention to provide, and you may not rely on this Press
Release as providing, a complete or comprehensive analysis of the condition (financial or other), earnings, business affairs,
business prospects, properties or results of operations of The Company or its subsidiaries. The information and opinions
contained in this Press Release are provided as at the date of this presentation and are subject to change without notice. Neither
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accuracy or completeness of, or any errors or omissions in, any information or opinions contained herein nor for any loss
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