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Page 1 OCR 0.897
shaningtyas/2025.12.19 15:42

Nomor 559/DIR/BOI/XII/2025
Lampiran 1.

Kepada Yth. | Attention to.
Direktur PT Bursa Efek Indonesia
Gedung Bursa Efek Indonesia Tower 1 Lantai 6

Jl. Jend. Sudirman Kav.52-53 Jakarta Selatan 12190

u.p. Kepala Divisi Penilaian Perusahaan 2

Perihal Tanggapan atas Permintaan

Penjelasan 18 Desember 2025

Menindaklanjuti surat Bursa Efek Indonesia
No. S-14308/BEI.PP2/12-2025 yang diterima
PT Bank Oke Indonesia, Tbk (“Perseroan”)
pada tanggal 18 Desember 2025 perihal
Permintaan Penjelasan 18 Desember 2025,
maka bersama ini kami sampaikan penjelasan
sebagai berikut:

1. Kepatuhan terhadap Peraturan

Subject

Pada prinsipnya, Perseroan senantiasa

berkomitmen — untuk — mematuhi dan

melaksanakan seluruh ketentuan peraturan

perundang-undangan yang berlaku di,
Indonesia, termasuk namun tidak terbatas

pada peraturan yang ditetapkan oleh Otoritas

Jasa Keuangan (OJK).

Alternatif Pemenuhan Himbauan | z

Sehubungan dengan himbauan dimaksud,
Perseroan telah melakukan kajian. awal
dimana terdapat beberapa alternatif yang
secara umum dapat dilakukanefifituk
memenuhi ketentuan yang tersebut, antarah
lain melalui penambahan modal dengan |
mekanisme Penawaran Umum" Terbatas
(PUT/Right Issue), pencarian investor strategis,
maupun melalui aksi korporasi berupa
penggabungan usaha dan/atau
pengambilalihan (Merger & Acguisition).

Seluruh alternatif tersebut pada prinsipnya

tidak diharapkan menimbulkan dampak
material terhadap kelangsungan usaha
Perseroan.

Rencana Tindak Lanjut, Strategi, dan Timeline 3.

Pada tahap ini, Perseroan belum dapat
menyampaikan rencana tindakan, strategi,

1of2

PT BANK OKE INDONESIA

Kantor Pusat: Jl. Ir, H. Juanda No 12 Jakarta Pusat 10120 Te

OK

Jakarta, 19 December 2025

Response to the Reguest for
Explanation dated 18 December 2025

With reference to the letter of the Indonesia
Stock Exchange No. S-14308/BEI.PP2/12-2025
received by PT Bank Oke Indonesia Tbk (the
“Company”) on December 18", 2025
regarding the Reguest for Explanation dated
18 December 2025, we hereby submit our
explanation as follows :

1. Compliance with Regulations
In principle, the Company is consistently
committed to complying with and
implementing all applicable laws and
regulations in Indonesia, including but not
limited to regulations issued by the Financial
Services Authority (OJK).

Alternative Measures to Compiy with the
Recommendation

With respect to the aforementioned
recommendation, — the Company — has
conducted an initial assessment and

identified several alternatives that may be
pursued to comply with the relevant
provisions, including, among others, capital
strengthening through a Limited Public
Offering (Rights Issue), the search for a
strategic investor, and corporate actions in
the form of a Merger and/or Acguisition.

In principle, the implementation of these
alternatives is not expected to have a@
material adverse impact on the
sustainability of the Company's business
Operations.

Follow-up Plan, Strategy, and Timeline
At this stage, the Company is not yet in a
position to provide detailed action plans,

| wwww.okbank.co.id

462212312633 | Fax. t62 21 231 260

BANK

Indonesia
Page 2 OCR 0.911
ta.ningtyas/2025.12.19 15:42

maupun jadwal pelaksanaan secara rinci,
mengingat hal tersebut akan Sangat
bergantung pada ketentuan, arahan, serta

persetujuan dari OJK. Adapun saat ini, posisi

Perseroan masih berada pada tahap
menerima himbauan.
Berdasarkan praktik — dan pengalaman

sebelumnya, OJK pada umumnya memberikan
jangka waktu pemenuhan kewajiban secara
bertahap, sebagaimana diatur antara lain
dalam POIK No. 12/POJK.03/2020 tentang
Konsolidasi Bank Umum, di mana Bank
diberikan waktu hingga 3 (tiga) tahun untuk
memenuhi modal inti minimum sebesar Rp3
Triliun. Sehubungan dengan hal tersebut,
hingga saat ini Perseroan belum memperoleh
kepastian mengenai besaran modal minimum
yang akan ditetapkan maupun jangka waktu
pemenuhannya.

Demikian yang dapat kami sampaikan, atas
perhatiannya kami ucapkan terima kasih.

Hormat Kami, | Regards, 4.
PT Bank Oke Indonesia Tbk

MN

Indonesia

Efdinal Alamsyah
Direktur | Director

Tembusan: | Copy to:

OK

Strategies, or implementation timelines, as
these will largely depend on the provisions,
Guidance, and approvais from the OJK.
Currently, the Company's position remains
at the stage of receh ving a recommendation.
Based on prevailing practices and prior
experience, OJK generally grants a phased
Compliance period, as stipulated, among
others, in OJK Regulation No.
12/POIK.03/2020 on the Consolidation of
Commercial Banks, under which banks are
provided with a period Of up to three (3)
years to meet the minimum core capital
reguirement of IDR 3 Trillion. In this regard,
as of the date hereof, the Company has not
yet obtained Certainty regarding the
minimum capital reguirement to be
determined nor the timeframe for its
Julfillment.

Thank you for your attention.

Yth. Kepala Eksekutif Pengawas Pasar Modal, Keuangan Derivatif dan Bursa Karbon
Direktorat Penilaian Keuangan Perusahaan Sektor Jasa- Otoritas Jasa Keuangan

20f2

PT BANK OKE INDONESIA | www.okbank.co.id

Kantor Pusat: Jl. Ir. H, Juanda No 12 Jakarta

Pusat 10120 Tel, #62 21 231 26331 Fax

6221 231 260

BANK

Indonesia

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Source IDX
Size0.86 MB
Published19 Dec 2025
Pages2
Characters5,224
Text sourceOCR
OCR confidence0.904

Names mentioned 9 people and organisations named in the text · linked when the evidence is strong

linked org Bank Oke Indonesia Tbk p.1 ×10
linked person Efdinal Alamsyah · Direktur | Director p.2
possible org PT Bursa Efek Indonesia p.1 ×3
possible org Otoritas Jasa Keuangan p.1 ×2
unresolved org PT BANK OKE INDONESIA Kantor Pusat p.1
unresolved person H. Juanda p.1
unresolved org Indonesia Stock Exchange p.1
unresolved org Financial Services Authority p.1
unresolved org BANK Indonesia p.1 ×2

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