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Page 1 OCR 0.933
wwwkbibani.co.id
Jakarta, 30 Juli 2026
No. iwseo /PDI/VII/2026
Kepada:
1. Otoritas Jasa Keuangan/Financial Services Authority (“OJK”)
Gedung Sumitro Djojohadikusumo, Kementrian Keuangan RI
Jalan Lapangan Banteng Timur No. 1-4
Jakarta 10710
2. PT Bursa Efek Indonesia/ Indonesian Stock Exchange (“IDX)
Indonesia Stock Exchange 1st Tower LL Floor
Jl. Jend. Sudirman Kav.52-53 Jakarta Selatan
Perihal /Regarding
Laporan Transaksi Afiliasi PT. Bank KB Indonesia, Tbk/ |
Affiliate Transaction Report of PT Bank KB Indonesia, Tbk
Sehubungan dengan pemenuhan ketentuan akan
Peraturan Otoritas Jasa Keuangan (POJK)
No.42/POJK.04/2020 tentang Transaksi Afiliasi
dan Transaksi Benturan Kepentingan, dengan ini
kami sampaikan informasi terkait transaksi afiliasi
antara PT. Bank KB Indonesia, Tbk (“Perseroan”)
dengan PT. Sunindo Kookmin Best Finance
("SKBF”), dengan uraian sebagai berikut:
I. Informasi Singkat Mengenai Perseroan
A. Perseroan (PT. Bank KB Indonesia,
Tbk).
1. Umum.
Perseroan pada awalnya didirikan
sebagai bank dengan badan hukum
Koperasi pada tanggal 10 Juli 1970
dengan nama Bank Umum Koperasi
Indonesia (disingkat Bukopin),
didirikan dengan Akta Pendirian tanggal
21 April 1970 yang telah disahkan
sebagai badan hukum berdasarkan
Surat Keputusan Direktur Jenderal
Koperasi No.013/Dirjen/Kop/70
tanggal 10 Juli 1970 dan didaftarkan
dalam Daftar Umum Direktorat Jenderal
Koperasi No.8251 tanggal 10 Juli 1970.
Pada tanggal 8 Februari 2021, Bank
Indonesia dan OJK menyetujui
perubahan logo dan nama baru
Perseroan menjadi PT. Bank KB
Bukopin, Tbk. Atas dasar persetujuan
ini, Perseroan melakukan publikasi
perubahan logo dan nama baru
Perseroan pada Surat Kabar Harian
Nasional pada tanggal 23 Februari 2021.
Perubahan logo dan nama baru
Perseroan merupakan salah satu
Langkah transformasi yang dijalankan
oleh Perseroan.
Klasifikasi Dokumen: Confidential
In connection with the compliance with the
Financial Services Authority Regulation (POJK)
No.42/POJK.04/2020 concerning Affiliate
Transactions and Conflicts of Interest Transactions,
we hereby convey information regarding the
affiliate transaction between PT. Bank KB Indonesia,
Tbk (“the Company”) and PT. Sunindo Kookmin
Best Finance ("SKBF”), with the following details:
IL Brief Information About the Company
A. Company (PT. Bank KB Indonesia, Tbk.).
1. General.
The Company was initially established as
a Bank with the legal entity as
Cooperatives on July 10th, 1970 under
the name Bank Umum Koperasi
Indonesia (abbreviated as Bukopin), was
established with the Deed of
Establishment dated April 21st, 1970
which was legalized as a legal entity
based on the Decree of the Director
General of Cooperatives
No.013/Dirdjen/Kop/70 dated July 10th,
1970 and registered in the General
Register of the Directorate General of
Cooperatives No.8251 dated July 10th,
1970.
On February 8th, 2021, Bank Indonesia
and OJK approve to change the
Company's new logo and name to
PT. Bank KB Bukopin, Tbk. On the basis of
this approval, the Company published the
changing for the logo and new name of
the Company in the National Daily
Newspaper on February 23rd, 2021. The
changing for the logo and new name of
the Company is one of the transformation
stage carried out by the Company.
Halaman 1 dari 6
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b KB Bank PT Bank KD Intdonesia Tbk KB Bank Ncad Office, Jl. MT. Haryono Kav. 50-51 Jakarta Selatan - Indonesia 12770 P.(462)21 1988266, 1989837 wunwkbbank.co.id . Struktur Selanjutnya, pada tanggal 12 Agustus 2025, Perseroan menerima salinan Keputusan Anggota Dewan Komisioner Otoritas Jasa Keuangan Nomor KEP- 54/D.03/2025 tentang Penetapan Penggunaan Izin Usaha atas nama PT. Bank KB Bukopin, Tbk, menjadi Izin Usaha atas nama PT. Bank KB Indonesia, Tbk. Sehubungan dengan keputusan tersebut, bahwa terhitung efektif sejak tanggal 11 Agustus 2025, nama Perseroan sebelumnya dari PT. Bank KB Bukopin, Tbk berubah menjadi PT Bank KB Indonesia, Tbk. Perseroan juga memiliki dua anak perusahaan, yaitu PT. Bank KB Bukopin Syariah dengan kepemilikan saham sebesar 95.924 dan PT. KB Bukopin Finance dengan kepemilikan saham sebesar 99.249b, dengan hasil usaha yang dikonsolidasikan ke dalam Laporan Keuangan PT. Bank KB Indonesia, Tbk. Permodalan dan Kepemilikan Saham. Berdasarakan Surat Keterangan Komposisi Pemegang Saham PT. Bank KB Indonesia, Tbk. yang dikeluarkan oleh Biro Administrasi Efek (BAE) PT DATINDO ENTRYCOM No. DE/VI/26- 1973 tanggal 4 Juni 2026, struktur permodalan dan komposisi kepemilikan saham Perseroan adalah sebagai berikut: . Capital Subseguently, on August 12, 2025, the Company received a copy of the Decision of the Members of the Board of Commissioners of the Financial Services Authority Number KEP-54/D.03/2025 regarding the Determination of the Use of Business License in the name of PT Bank KB Bukopin Tbk to the Business License in the name of PT Bank KB Indonesia, Tbk. In connection with this decision, effective from August 11, 2025, the Company's previous name from PT. Bank KB Bukopin, Tbk changed to PT. Bank KB Indonesia, Tbk. The company also has two subsidiaries, namely PT. Bank KB Bukopin Syariah with a shareholding of 95.926 and PT. KB Bukopin Finance with shareholding of 99.2446, with the business results consolidated into the Financial Statements of PT. Bank KB Indonesia, Tbk. Structure — and Share Ownership. Based on the Shareholder Composition Certificate of PT. Bank KB Indonesia, Tbk. issued by the Securitiss Administration Bureau (BAE) PT DATINDO ENTRYCOM No. DE/VI/26-1973 dated June 4, 2026, the capital structure and share ownership composition of the Company are as follows: Modal Dasar/ Authorized Capital 207.887.540.178 Modal Ditempatkan dan Disetor Penuh/ Paid-up and Fully Subscribed Capital 1. Kookmin Bank Co., Ltd 2. STIC Eugene Star Holdings Inc 3. Pemegang Saham Lainnya dengan pemilikan dibawah 5Y9/ Other Shareholders with less than 54 ownership 125.655.736.951 | 66,88 31.900.000.000 | 16,98 30.331.802.919 | 16,14 Penuh/ Jumlah Modal Ditempatkan dan Disetor Amount of Issued and Fully Paid Capital 187.887.539.870 | 100,00 3. Tabel.1.Struktur Permodalan dan Kepemilikan Saham PT. Bank KB Indonesia, Tbk./ Capital Structure and Share Ownership of PT. Bank KB Indonesia, Tbk. Susunan Dewan Komisaris dan Direksi. Susunan anggota Direksi dan Dewan Komisaris Perseroan pada tanggal Keterbukaan Informasi ini adalah Klasifikasi Dokumen: Confidential 3. Board of Commissioners and Directors Composition. The composition of the members of the Company's Board of Directors and Board of Commissioners on the date of this Halaman 2 dari 6
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JL MT, Haryono Kav. 50-51 Jakarta Selatan - Indonesia 12770 P. (062121 7988206, 1989837 wwwkbbank.co.id sebagaimana diuraikan dalam Akta Notaris Nomor 12 Tanggal 03 Juli 2026, yang dibuat di hadapan Dini Lastari Siburian S.H., Notaris di Kota Jakarta Selatan dan telah mendapat laporan penerimaan pemberitahuan dari Menkumham masing masing berdasarkan Surat No. AHU-AH.01.09- 0376638 tanggal 17 Juli 2026. Susunan anggota adalah sebagai berikut: Dewan Komisaris/Board of Commissioners Komisaris Utama/President Commissioner Wakil Komisaris Utama/ Vice President Commissioner Komisaris Independen/Independent Commissioner Komisaris Independen/Independent Commissioner Direksi/ Board of Directors Direktur Utama/President Director Direktur/Director Direktur/Director Direktur/Director Direktur/Director Direktur/Director Direktur/Director Direktur/Director Direktur/Director “Terhitung efektif sejak ditetapkan oleh Perseroan setelah memenuhi semua persyaratan yang diatur dalam POJK No.27/POJK.03/2016 tentang Penilaian Kemampuan dan Kepatutan Bagi Pihak Utama Lembaga Jasa Keuangan, Dan POJK No.37/POJK.03/2017 tentang Pemanfaatan Tenaga Kerja Asing dan Program Alih Pengetahuan di Sektor Perbankan dan/atau peraturan perundang-undangan lainnya yang berlaku. 4. Kegiatan Usaha. Perseroan melakukan usaha di bidang perbankan sesuai dengan Anggaran Dasar dan ketentuan perundang- undangan yang berlaku. Perseroan melakukan kegiatan usaha berupa penghimpunan dana dan penyaluran kredit serta peningkatan penyedia jasa perbankan melalui pengembangan produk dan layanan. Perseroan terus memperkuat pelayanan dan infrastruktur untuk mengoptimalkan — layanan kepada nasabah. Seluruh kantor perseroan telah terhubung dalam satu jaringan real time online. Klasifikasi Dokumen: Confidential Information Disclosure is as described in Notary Deed Number 12 dated July 3, 2026, which was made before Dini Lastari Siburian S.H., Notary in the City of South Jakarta and has received a report of receipt of notification from the Minister of Law and Human Rights respectively based on Letter No. AHU- AH.01.09- 0376638 dated July 17, 2026. The composition of the members is as follows: Jerry Marmen Tae Doo Kwon") Stephen Liestyo Hae Wang Lee Kunardy Darma, Lie Henry Sawali Jung Ho Han Janghyuk Im Widodo Suryadi Yungki Prabowo Ju Hwan Yi") Harryanto Pramono") Muhammad Rahmat Laksamana") “ This will take effect upon the Company's declaration of fulfillment of all reguirements stipulated in POJK No. 27/POJK.03/2016 concerning the Assessment of Competence and Propriety for Key Parties of Financial Services Institutions, and POJK No. 37/POJK-03/2017 concerning the Utilization of Foreign Workers and Knowledge Transfer Programs in the Banking Sector, and/or other applicable laws and regulations. 4. Business Activities, The Company operates in the banking sector in accordance with its Articles of Association and prevailing laws and regulations. The Company's business activities include fund mobilization and credit disbursement, as well as enhancing the provision of banking services through product and service development. The Company continuously strengthens its services and infrastructure to optimize customer service. All of the Company's offices are connected in a real-time online network. Halaman 3 dari 6
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KB Bank PI Dani KD Indonesia Tbk KO Bant Head Office, J. MT. Maryono Kav. 50-51 Jakarta Selatan - Indonesia 12770 P. (162121 7088266, 1989837 wwwkbbari.coid B. PT. Sunindo Kookmin Best Finance (SKBF) 1. Umum. Pendirian PT. Sunindo Kookmin Best Finance berdasarkan Akta No. 47 tanggal 16 Januari 1992 dan telah mendapatkan pengesahan nomor 02- 3822.HTO1.01Th92 tanggal 9 Mei 1992. Anggaran Dasar Perseroan mengalami perubahan terakhir berdasarkan Akta No. 203 tanggal 19 Desember 2025 dan telah mendapatkan persetujuan dari KEMENKUMHAM melalui keputusan Menteri Hukum dan Hak Asasi Manusia nomor AHU-AH.01.09-0024646 tertanggal 2 Februari 2026 B. PT. Sunindo Kookmin Best Finance (SKBF) 1. General. PT. Sunindo Kookmin Best Finance based on Deed No. 47 dated January 16, 1992 and has received approval number 02- 3822.HTO1.01Th92 dated May 9, 1992. The Company's Articles of Association were last amended based on Deed No. 203 dated December 19, 2025 and has received approval from the Ministry of Law and Human Rights through the decree of the Minister of Law and Human Rights number AHU-AH.01.09-0024646 dated February 2, 2026 2. Capital Structure and Share 2. Struktur Permodalan dan Ownership. Kepemilikan Saham. The shareholding of PT. Sunindo Kepemilikan saham PT. Sunindo Kookmin Best Finance is as follows: Kookmin Best Finance adalah: 1 KB Capital Co. Ltd 216,325,000,000 216,325 85Y9 2 PT. Sunindo Primasura 38,175,000,000 38,175 15Y9 Total 254,500,000,000 254,500 100Yo 'Tabel.2.Struktur Permodalan dan Kepemilikan Saham PT. Sunindo Kookmin Best Finance/ Capital Structure and Share Ownership of PT. Sunindo Kookmin Best Finance 3. Susunan Dewan Komisaris dan Direksi. Dewan Komisaris/Board of Commissioners Komisaris Utama/President Commissioner Komisaris/ Commissioner Komisaris / Commissioner Komisaris Independen/ Independent Commissioner Direksi/ Board of Directors Direktur Utama/President Director Direktur/Director Direktur/Director 4. Kegiatan Usaha. PT. Sunindo Kookmin Best Finance berdasarkan No Induk Berusaha 022010970211 tanggal 1 Juli 2020 melakukan kegiatan usaha sebagai berikut: e 64910. Sewa guna usaha dengan hak opsi, s 64922. Pembiayaan konsumen e 64999. Aktivitas jasa keuangan lainnya ytdl, bukan asuransi dan dana pensiuan » 64992. Pembiayaan anjak piutang (factoring) Klasifikasi Dokumen: Confidential 3. Board of Commissioners and Directors Composition. Moon Gyujong Kim Jin Young Je Ui Jung Harry Siswanto Youngmin Bang Myungeon Lim Dikdik Sidik Pamungkas 4. Business Activities. PT. Sunindo Kookmin Best Finance based on Business Registration Number 022010970211 dated July 1, 2020, carries out the following business activities: e 64910. Leasing with option rights: e 64922. Consumer Credit e 64999. Other financial services activities, other than insurance and pension funds e 64992. Factoring financing Halaman 4 dari 6
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& KB Bank PT Bank KB Indor P. (162321 7989266, wewkbba bk 29837 id (MT, Haryono Kav. 50-51 Jakarta Selatan - Indonasia 12770 II. Uraian Mengenai Transaksi Afiliasi A. Objek Transaksi Afiliasi. Objek transaksi afiliasi adalah perpanjangan fasilitas kredit modal kerja sebesar Rp 200 miliar. B. Nilai Transaksi Afiliasi, Nilai transaksi afiliasi ini sebesar Rp. 200.000.000.000 (dua ratus milyar rupiah). C. Tanggal Transaksi. Persetujuan Perpanjangan Fasilitas Kredit antara PT. Bank KB Indonesia, Tbk. dan PT. Sunindo Kookmin Best Finance adalah 30 Juli 2026. D. Nama Pihak-pihak yang Melakukan Transaksi Afiliasi dengan Perseroan. Pihak-pihak yang terlibat dalam transaksi afiliasi adalah PT. Bank KB Indonesia, Tbk. dan PT. Sunindo Kookmin Best Finance E. Sifat Hubungan Afiliasi. H. Description of Affiliated Transactions. A. Affiliate Transaction Object. The affiliated transaction involves the extension of a working capital credit facility amounting to IDR 200 billion. B. Affiliate Transaction Value. The value of this affiliate transaction is Rp.200,000,000,000, - (two hundred billion Rupiah) C. Transaction Date, 'Approval of Credit Facility Extension carried out between PT. Bank KB Indonesia, Tbk. and PT. Sunindo Kookmin Best Finance is on July 30, 2026. D. Names of Parties Conducting Affiliate Transactions with the Company. The parties involved in the affiliated transaction are PT. Bank KB Indonesia, Tbk. and PT. Sunindo Kookmin Best Finance E. Nature of the Affiliation. | KB Financial Group Inc. KB Kookmin Bank Co, Ltd. | KB Capital (10096 dimiliki oleh KB Financial Group) PT. Bank KB Indonesia, Tbk. (66.3894 dimiliki KB Kookmin Bank Co. Ltd) PT. Sunindo Kookmin Best Finance (854 dimiliki oleh KB Capital) Diagram.1.Struktur Kepemilikan dan Hubungan Afiliasi/ Ownership Structure and Affiliate Relationships Berdasarkan Peraturan Otoritas Jasa Keuangan No.42/POJK.04/2020 tentang Transaksi Afiliasi dan Transaksi Benturan Kepentingan Pasal 1 Ayat 1 Poin d menyatakan bahwa “Hubungan afiliasi adalah hubungan antara Perusahaan dan pihak, baik langsung maupun tidak langsung, mengendalikan atau dikendalikan oleh perusahaan tersebut", maka hubungan antara PT. Bank KB Indonesia, Tbk. dan PT. Sunindo Kookmin Best Financeyang secara tidak langsung Klasifikasi Dokumen: Confidential Related to Article 1, Paragraph 1, Point d of the Financial Services Authority Regulation No. 42/POJK.04/2020 concerning Affiliated Transactions and Conflict of Interest Transactions, 1 which stipulates that an Affiliate relationship is a@ relationship between a Company and a party, whether directly or indirectly, controlling or being controlled by the Company', PT. Bank KB Indonesia, Tbk. and PT Sunindo Kookmin Best Finance are deemed to have an affiliate relationship as they are indirectly controlled Halaman 5 dari 6
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PT Bank KB In KB Bank Head Pp tega 1 796 wwnwkbbank.co.id III. Pertimbangan dan Alasan diatur oleh KB Financial Group Inc. dan merupakan jaringan global dari perwakilan grup keuangan Korea KB. Dilakukan Transaksi. Latar belakang Perpanjangan fasilitas kredit modal kerja adalah Surat dari PT. Sunindo Kookmin Best Finance tanggal 09 Juni 2026 dan beberpa hal menjadi pertimbangan sebagai berikut: A. Industri perusahaan pembiayaan masih relatif sehat dan memiliki ruang untuk terus bertumbuh, dengan proyeksi pertumbuhan — piutang pembiayaan multifinance sebesar 6-8Y9 sepanjang 2026. B. Kondisi usaha dalam 2 tahun terakhir menunjukkan peningkatan, — dimana terdapat pertumbuhan pendapatan dari 115399 (FY2024) menjadi 13.13Y6 (FY2025) dan 10.71Yo (1H2026) serta pertumbuhan pembiayaan sebesar 16.649 (FY2024), 13.55Yx (FY2025) dan 2.270 (1H2026). C. NIM menunjukkan tren pertumbuhan yang positif dari 4.13Yo (FY2024) ke 4.665 (FY2025), dan mencapai 6.339 pada 1H2026. Selain itu, tidak pernah terdapat history DPD baik di KB Bank maupun di bank lain. Direktur Utama/President Director Klasifikasi Dokumen: Confidential by KB Financial Group Inc., which is a global network of Korean financial group representative. III. Considerations and Rationale for the Transaction. The background to the extension of the working capital credit facility is a letter from PT. Sunindo Kookmin Best Finance dated June 9, 2026 and several things to be considered as follows: A. The multifinance industry remains relatively healthy and has room for continuous growth, with multi-finance receivables projected to grow by 6-84 throughout 2026. B. Business conditions has shown an upward trend over the past two years, driven by revenue growth of 11.53 (FY2024), 13.134 (FY2025), and 10.714 (1H2026), alongside financing growth of 16.644 (FY2024), 13.559 (FY2025), and 2.274 (1H2026). C. NIM has shown a positive growth trend, rising from 41396 (FY2024) to 4.664 (FY2025) and reaching 6.334 in 1H2026. Furthermore, there is no history of DPD with either KB Bank or any other banks. Halaman 6 dari 6
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»Kb KB Bank K P. " 4 Jakarta, 24 Juli 2026 No. 328/BOCOIVII/2026 Kepada Yth. / To Honorable Direksi/Board of Directors PT Bank KB Indonesia Tbk, Di Jakarta. Perihal: Penyampaian Persetujuan Dewan Komisaris atas Pengajuan Perpanjangan Fasilitas Kredit sebesar IDR 200 Miliar an PT. Sunindo Kookmin Best Finance Menindaklanjuti Surat Direksi No. 15996/PDI/VII/2026 tanggal 22 Juli 2026 perihal Permohonan Persetujuan Dewan Komisaris atas Pengajuan Perpanjangan Fasilitas Kredit sebesar IDR 200 Miliar an PT. Sunindo Kookmin Best Finance, bersama ini kami sampaikan bahwa Dewan Komisaris telah memberikan persetujuan secara sirkuler atas pengajuan tersebut, sebagaimana telah tercantum dalam Lembar Persetujuan Dewan Komisaris Nomor. 327/BOCOIVII/2026 tanggal 24 Juli 2026. Mohon agar keputusan ini dapat ditindaklanjuti sesuai dengan ketentuan dan prosedur yang berlaku di lingkungan perusahaan, termasuk koordinasi lebih lanjut dengan unit-unit terkait dalam proses pencairan dan pemantauan fasilitas kredit dimaksud. Demikian kami sampaikan, atas perhatian dan kerja samanya kami ucapkan terima kasih. PT.Bank KB Indonesia ora. Dewan Komisaris/ Board of Commissioner Jerry Marmen Komisaris Utama/ Subject :Submission of the Board of Commissioners' Approval for the Extension of the IDR 200 Billion Credit Facility Granted to PT Sunindo Kookmin Best Finance With reference to the Board of Directors' Letter No. 15996/PDI/VII/2026 dated 22 July 2026 regarding the Reguest for the Board of Commissioners' Approval for the Extension of the IDR 200 Billion Credit Facility to PT Sunindo Kookmin Best Finance, we hereby inform you that the Board of Commissioners has granted its approval through a Circular resolution, as stipulated in the Board of Commissioners' Approval Sheet No. 327/BOCOIVII/2026 dated 24 July 2026. Kindly proceed with the necessary follow-up actions in accordance with the prevailing internal policies and procedures, including further coordination with the relevant units for the disbursement and monitoring of the said credit facility. Thank you for your attention and cooperation. Stephen Liestyo Komisaris Independen/ Independent Commissioner
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K Pp. LEMBAR PERSETUJUAN SIRKULER DEWAN KOMISARIS / BOARD OF COMMISSIONERS CIRCULER APPROVAL SHEET Nomor: 327/BOCOIVII/2026 tanggal 24 Juli 2026 Perihal/Regarding : Persetujuan Dewan Komisaris atas Pengajuan Perpanjangan Fasilitas Kredit sebesar IDR 200 Miliar an PT. Sunindo Kookmin Best Finance/ Board of Commissioners' Approval for the Extension of the IDR 200 Billion Credit Facility Granted to PT Sunindo Kookmin Best Finance KEPUTUSAN / DECISION : | J1 DISETUJUI / APPROVED LX J DISETUJUI DENGAN CATATAN SEBAGAIMANA TERSEBUT DIBAWAH INI / APPROVED WITH THE NOTES AS SUCH AS BELOW L JDITOLAK / REJECTED Ll Menindaklanjuti Surat Direksi Nomor 15996/PDI/VII/2026 tanggal 22 Juli 2026 perihal Permohonan Persetujuan Dewan Komisaris atas Pengajuan Perpanjangan Fasilitas Kredit sebesar Rp200.000.000.000,- kepada PT Sunindo Kookmin Best Finance, serta setelah memperhatikan Proposal Kredit, Credit Analysis Memorandum (CAM), dan Keputusan Komite Kredit Kelas A — Korean Link, Dewan Komisaris menyampaikan persetujuan atas usulan Perpanjangan Fasilitas Kredit Modal Kerja (Working Capital Revolving) kepada PT Sunindo Kookmin Best Finance dengan ketentuan sebagai berikut: Type of Facility : Uncommitted Type of Product : Cash Loan Purpose : Working Capital for Multifinance Company (Revolving) Loan Limit : IDR200,000,000,000 Setting : Regular Tenor : 12 months, until 1 August 2027 Interest : Compounded IndONIA 3M # 1.56 (subject to Finance Department approval and reviewed every 3 months) e Provision : 0.00125”h p.a. of the loan limit (eguivalent to IDR2,500,000), subject to Finance Department approval e Administration : 0.00125x6 p.a. of the loan limit (eguivalent to IDR2,500,000), subject to Finance Department approval 0... Hal-hal yang menjadi catatan Dewan Komisaris dalam memberikan persetujuan ini adalah sebagai berikut: 4. Direksi agar memastikan bahwa perpanjangan fasilitas kredit kepada PT Sunindo Kookmin Best Finance tetap didasarkan pada analisis kredit yang independen dan objektif, dengan memperhatikan kemampuan pembayaran, kualitas aset, prospek usaha, dan profil risiko debitur. 2. Mengingat debitur merupakan Pihak Terkait, Direksi agar memastikan transaksi dilaksanakan berdasarkan arm's length principle, sehingga tidak terdapat perlakuan khusus dibandingkan debitur lain dengan profil risiko yang sebanding. 3. Direksi agar memastikan bahwa seluruh covenant, persyaratan pencairan, Letter of Comfort, serta ketentuan Komite Kredit dipenuhi secara konsisten selama jangka waktu fasilitas. 4. Direksi agar melakukan monitoring berkala atas perkembangan kualitas pembiayaan, posisi NPF, gearing ratio, kepatuhan terhadap covenant, serta memastikan posisi BMPK tetap berada dalam batas yang diperkenankan. 5. Apabila terdapat perubahan material terhadap kondisi keuangan debitur, kualitas aset, atau profil risiko yang berpotensi memengaruhi kualitas kredit maupun meningkatkan eksposur Bank, Direksi agar segera melaporkan kepada Dewan Komisaris beserta langkah mitigasi yang akan dilakukan. 8 Ia
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»Kb KB B ank JI MT, Haryono 5, 7020837 3 Following the Board of Directors' Letter No. 15996/PDI/VII/2026 dated 22 July 2026 regarding the Reguest forthe Board of Commissioners' Approval for the Extension of the IDR 200,000, 000,000 Credit Facility to PT Sunindo Kookmin Best Finance, and having reviewed the Credit Proposal, Credit Analysis Memorandum (CAM), and the Class A Credit Committee Resolution - Korean Link, the Board of Commissioners hereby approves the proposed extension of the Working Capital Revolving Credit Facility to PT Sunindo Kookmin Best Finance under the following terms and conditions: 0... The Board of Commissioners grants its approval subject to the following observations and directions: Ia Type of Facility : Uncommitted Type of Product : Cash Loan Purpose : Working Capital for a Multifinance Company (Revolving) Loan Limit : IDR 200,000,000,000 Setting : Regular Tenor : 12 (twelve) months, until 1 August 2027 Interest Rate : Compounded 3-Month IndONIA 4 1.596, subject to review every three (3) months with the approval of the Finance Department Provision Fee : 0.001254 per annum of the loan limit (eguivalent to IDR 2,500,000), subject to the approval of the Finance Department Administration Fee : 0.0012544 per annum of the loan limit (eguivalent to IDR 2,500,000), subject to the approval of the Finance Department The Board of Directors shall ensure that the extension of the credit facility to PT Sunindo Kookmin Best Finance is supported by an independent and ohjective credit assessment, taking into account the borrower's repayment capacity, asset guality, business prospecis, and overall risk profile. As the borrower is a Related Party, the Board of Directors shall ensure that the transaction is conducted in accordance with the arm's length principle, so that no preferential treatment is granted compared to other borrowers with a comparable risk profile. The Board of Directors shall ensure that all covenants, conditions precedent for drawdown, the Letter of Comfort, and all reguirements stipulated by the Credit Committee are duly complied with throughout the tenure of the facility. The Board of Directors shall conduct periodic monitoring of the financing guality, including the Non- Performing Financing (NPF) ratio, gearing ratio, compliance with the agreed covenanis, and ensure that the Bank's Legal Lending Limit (BMPK) remains within the applicable regulatory threshold. Should there be any material changes in the borrower' financial condition, asset guality, or risk profile that may adversely affect the credit guality or increase the Bank's exposure, the Board of Directors shall promptly report such developmenis to the Board of Commissioners, together with the proposed mitigation measures. 213k
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»Kb KB Bank Tok MAT. Haryono Kav, 50-51 1 PT BANK KB INDONESIA TbklLA DEWAN KOMISARIS / BOARD OF COMMISSIONERS PP Komisaris Utama / President Commissioner & WANG LEE KomiSaris Independen / Komisaris Independen / Independent Commissioner Independent Commissioner 3/3
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»Kb KB Bank MT, Haryone Kav. 50-51 Jakarta 5 SURAT PERNYATAAN Yang bertandatangan dibawah ini, kami atas nama Dewan Komisaris dari : Nama Perusahaan/ Company Name Alamat/ Address Sehubungan dengan rencana Perseroan untuk menyampaikan laporan atas Transaksi Afiliasi sebagaimana dimaksud dalam Peraturan Otoritas — Jasa Keuangan (POJK) No.42/POJK.04/2020 tanggal 2 Juli 2020 tentang Transaksi Afiliasi — dan — Transaksi — Benturan Kepentingan, khususnya BAB II Transaksi Afiliasi, Bagian Ketiga- Keterbukaan Informasi (Pasal 10 huruf i), maka dengan ini kami bertindak selaku dan atas nama Dewan Komisaris Perseroan: Menyatakan dengan sesungguhnya bahwa terdapat Transaksi Afiliasi terkait Perpanjangan Fasilitas Kredit sebesar IDR 200 Miliar a.n PT. Sunindo Kookmin Best Finance. Adapun transaksi tersebut : 1. Tidak mengandung Benturan Kepentingan dan 2. Semua informasi material telah diungkapkan dan informasi tersebut tidak menyesatkan. STATEMENT LETTER We, the undersigned, on behalf of the Board of Commissioners of : PT. Bank KB Indonesia, Tbk. (“Perseroan”) Gedung Kantor Pusat KB Bank Jl. M.T Haryono Kav, 50-51 Jakarta, 12770 Regarding the Company's plan to submit a report on Affiliated Transactions as referred to in the Financial Services Authority Regulation (POJK) No.42/POJK.04/2020 dated July 2, 2020 concerning Affiliated Transactions and Conflict of Interest — Transactions, specifically Chapter Il Affiliated Transactions, Third Section-Disclosure of Information (Article 10 letter i), we hereby act as and on behalf of the Board of Commissioners of the Company, Hereby declares that there is an Affiliated Party Transaction in relation to the extension of a credit facility amounting to IDR 200 billion granted to PT Sunindo Kookmin Best Finance. The details of the transaction are as follows: 1. No Conflict of Interest and 2. All material information has been disclosed and the information is not misleading.
Page 12 OCR 0.840
» KB Bank PT Bank KB da To pie Kav, 50-51 Jnbarta Selatan - Ind Demikian Surat Pernyataan ini dibuat Therefore, this Declaration is made to untuk memenuhi ketentuan Peraturan fulfill the provisions of the Regulation. tersebut. Jakarta, 30 Juli 2026 Dinyatakan oleh: Dewan Komisaris PT. Bank KB Indonesia, Tbk Tx E4E4AOX 101971469 Jerry Marmen Komisaris Utama / President Commissioner 2 Stephen Liestyo ae g Lee Komisaris Independen/ Komisaris Independen/ Independent Commissioner Independent Commissioner
Names mentioned 56 people and organisations named in the text · linked when the evidence is strong
unresolved
org
Financial Services Authority
p.1 ×5
unresolved
org
Indonesia Stock Exchange
p.1
unresolved
org
PT. Sunindo Kookmin Best Finance
p.1 ×28
unresolved
org
Bank Umum Koperasi Indonesia
p.1 ×2
unresolved
org
Koperasi
p.1 ×2
unresolved
org
Direktorat Jenderal Koperasi
p.1
unresolved
org
Bank Indonesia
p.1 ×2
unresolved
org
Directorate General of Cooperatives
p.1
unresolved
org
Bank KD Intdonesia Tbk
p.2 ×2
unresolved
org
PT. Bank KB Bukopin Syariah
p.2 ×2
unresolved
org
PT. KB Bukopin Finance
p.2 ×2
unresolved
org
PT DATINDO ENTRYCOM No. DE
p.2 ×2
unresolved
person
Dini Lastari Siburian S.H.
· Notaris
p.3 ×2
unresolved
org
Minister of Law and Human Rights
p.3 ×2
unresolved
org
KB Bank PI Dani KD Indonesia Tbk
p.4
unresolved
org
Bank PI Dani KD Indonesia Tbk
p.4
unresolved
org
Menteri Hukum dan Hak Asasi Manusia
p.4
unresolved
org
Ministry of Law and Human Rights
p.4
unresolved
org
PT. Sunindo Kepemilikan
p.4
unresolved
org
KB Capital Co. Ltd
p.4
unresolved
org
PT. Sunindo Primasura
p.4
unresolved
org
PT Bank KB Indor P.
p.5
unresolved
org
PT. Sunindo Kookmin Best Finance E.
p.5
unresolved
org
PT. Sunindo Kookmin Best Finance E. Nature
p.5
unresolved
org
KB Financial Group Inc.
p.5 ×3
unresolved
org
KB Kookmin Bank Co. Ltd
p.5
unresolved
org
PT. Sunindo Kookmin Best Financeyang
p.5
unresolved
org
PT Bank KB In KB Bank Head Pp
p.6
unresolved
org
PT. Sunindo Kookmin Best Finance Menindaklanjuti Surat Direksi
p.7
unresolved
org
PT Sunindo Kookmin Best Finance With
p.7
unresolved
person
PERSETUJUAN SIRKULER
· KOMISARIS
p.8
unresolved
org
Bank Tok MAT. Haryono
p.10
unresolved
org
PT BANK KB INDONESIA TbklLA
p.10
unresolved
org
Bank MT
p.11
unresolved
org
PT. Sunindo Kookmin Best Finance. Adapun
p.11
unresolved
org
PT Bank KB
p.12
Extraction attempts how the parser did, and what it refused
Nothing structured was extracted from this document — the attempts below say why.
Rule parser
Needs review
confidence 0.091
29 ms
13 Sep 2026 14:01
Raw output
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'ticker': '',
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