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                              PT BANK BTPN SYARIAH TBK
                          PENGUMUMAN JADWAL DAN TATA CARA
                      PEMBAGIAN DIVIDEN INTERIM TAHUN BUKU 2025

Berdasarkan Keputusan Sirkuler Direksi sebagai pengganti Keputusan yang diambil dalam Rapat Direksi
PT Bank BTPN Syariah Tbk (“Perseroan”) No. 011/CIR/DIR/XI/2025 tanggal 10 November 2025 serta
persetujuan Dewan Komisaris Perseroan sebagaimana dimaksud dalam Keputusan Sirkuler Dewan
Komisaris Perseroan sebagai pengganti Keputusan yang diambil dalam Rapat Dewan Komisaris Perseroan
No. 011/CIR/DEKOM/XI/2025 tanggal 17 November 2025, dengan ini diinformasikan kepada para
pemegang saham Perseroan bahwa Perseroan akan melaksanakan pembagian dividen sementara
(interim) sebesar Rp39,5 (tiga puluh sembilan koma lima Rupiah) per saham untuk tahun buku 2025
berdasarkan Laporan Keuangan Interim Perseroan yang berakhir pada tanggal 30 September 2025.

Adapun jadwal dan tata cara pembagian dividen interim Perseroan untuk tahun buku 2025 adalah sebagai
berikut :

A. JADWAL PEMBAGIAN DIVIDEN INTERIM

     No.                          KEGIATAN                                      TANGGAL
      1    Pengumuman Jadwal dan Tata Cara Pembagian Interim di         Rabu, 19 November 2025
           Bursa Efek Indonesia dan Situs Web Perseroan
      2    Akhir Periode Perdagangan Saham dengan Hak Dividen
           (Cum Dividend)
               a. Pasar Reguler dan Pasar Negosiasi                     Kamis, 27 November 2025
               b. Pasar Tunai                                           Senin, 1 Desember 2025
      3    Awal Periode Perdagangan Saham Tanpa Hak Dividen
           (Ex Dividend)
               a. Pasar Reguler dan Pasar Negosiasi                     Jum’at, 28 November 2025
               b. Pasar Tunai                                           Selasa, 2 Desember 2025
      4    Tanggal Daftar Pemegang Saham yang berhak atas Dividen       Senin, 1 Desember 2025
           (Recording Date)
      5    Tanggal Pembayaran Dividen Interim Tahun Buku 2025           Kamis, 18 Desember 2025



B. TATA CARA PEMBAGIAN DIVIDEN INTERIM
   1. Dividen interim akan dibagikan kepada Pemegang Saham yang namanya tercatat dalam Daftar
      Pemegang Saham Perseroan dan/atau Pemilik Saham Perseroan pada Sub Rekening Efek di
      PT Kustodian Sentral Efek Indonesia (“KSEI”) pada penutupan perdagangan tanggal 1 Desember
      2025 (recording date).

   2. Bagi pemegang saham yang sahamnya disimpan dalam penitipan kolektif KSEI, pembagian
      dividen interim akan didistribusikan oleh KSEI pada tanggal 18 Desember 2025 melalui
      Perusahaan Efek dan/atau Bank Kustodian dimana pemegang saham membuka rekening efek.
      Konfirmasi hasil pendistribusian dividen interim akan disampaikan oleh KSEI kepada Perusahaan
      Efek dan/atau Bank Kustodian di mana pemegang saham membuka rekening efek. Selanjutnya
      pemegang saham akan menerima informasi mengenai pembagian dividen interim dari Perusahaan
      Efek dan/atau Bank Kustodian di mana pemegang saham membuka rekening efek.
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   Sedangkan bagi pemegang saham yang sahamnya tidak disimpan dalam penitipkan kolektif KSEI
   (Pemegang saham warkat/script), pembagian dividen interim akan ditransfer langsung ke
   rekening bank milik pemegang saham/warkat yang bersangkutan.

3. Dividen Interim tersebut akan dikenakan pajak sesuai ketentuan dan peraturan perundangan
   perpajakan yang berlaku, dengan penjelasan sebagai berikut:

   a. Dividen Interim akan dikecualikan dari objek pajak jika diterima oleh Pemegang Saham Wajib
      Pajak Badan Dalam Negeri (“WP Badan DN”) dan Perseroan tidak melakukan pemotongan
      Pajak Penghasilan (“PPh”) atas Dividen Interim yang dibayarkan kepada WP Badan DN
      tersebut;

   b. Dividen Interim yang diterima oleh Pemegang Saham Wajib Pajak Orang Pribadi Dalam Negeri
      (“WPOP DN”) akan dikecualikan dari objek pajak sepanjang Dividen Interim tersebut
      diinvestasikan di wilayah Negara Kesatuan Republik Indonesia sebagaimana diatur dalam
      Peraturan Pemerintah No. 9 Tahun 2021 (PP9), Peraturan Menteri Keuangan No. 18 Tahun
      2021 (PMK18) dan aturan perpajakan pelaksanaannya;

   c.   Pelaksanaan kewajiban Pajak Penghasilan atas dividen yang diterima oleh pemegang saham
        Wajib Pajak Dalam Negeri (“WPDN”) tersebut adalah menjadi kewajiban pemegang saham
        WPDN yang bersangkutan dan dilaksanakan oleh masing-masing pemegang saham WPDN;

   d. Bagi Pemegang Saham yang merupakan Wajib Pajak Luar Negeri yang pemotongan pajaknya
      akan menggunakan tarif berdasarkan Persetujuan Penghindaran Pajak Berganda (“P3B”),
      wajib memenuhi persyaratan Peraturan Direktur Jenderal Pajak No. PER-25/PJ/2018 tentang
      Tata Cara Penerapan P3B, serta menyampaikan dokumen bukti rekam atau tanda terima
      DGT/Surat Keterangan Domisili (“SKD”) yang telah diunggah ke laman Direktorat Jenderal
      Pajak kepada KSEI atau Biro Administrasi Efek sesuai dengan ketentuan dan peraturan KSEI
      terkait batas waktu penyampaian DGT/SKD. Tanpa adanya dokumen dimaksud, Dividen
      Interim yang dibayarkan akan dikenakan PPh Pasal 26 sebesar 20%;

   e. Pemotongan PPh dilaksanakan sesuai dengan peraturan perpajakan yang berlaku pada
      Recording Date. Jika terdapat peraturan perpajakan yang baru terbit setelah dilaksanakan
      pemotongan PPh tetapi berlaku surut ke Record Date dan dapat saja menyebabkan kelebihan
      pemotongan PPh, maka penyelesaian pengembalian pajak dilakukan melalui mekanisme
      pengembalian pajak yang seharusnya tidak terutang sesuai dengan ketentuan perpajakan
      yang berlaku yang dilakukan oleh masing-masing pemegang saham yang terdampak
      peraturan tersebut.

4. Pemegang Saham Perseroan dapat memperoleh konfirmasi pembayaran Dividen Interim melalui
   Perusahaan Efek dan/atau Bank Kustodian dimana Pemegang Saham Perseroan membuka
   rekening efek, selanjutnya Pemegang Saham Perseroan wajib bertanggung jawab melakukan
   pelaporan penerimaan Dividen Interim termaksud dalam pelaporan pajak pada tahun pajak yang
   bersangkutan sesuai peraturan perundangan perpajakan yang berlaku.
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5. Dalam hal terdapat masalah perpajakan di kemudian hari atau klaim atas Dividen Interim yang
   telah dibayarkan kepada dan diterima oleh Pemegang Saham yang sahamnya disimpan dalam
   penitipan kolektor KSEI, diminta untuk menyelesaikan dengan Perusahaan Efek dan/atau Bank
   Kustodian dimana Pemegang Saham membuka rekening efek dengan berpedoman pada
   ketentuan perpanjakan yang berlaku.



                                   Jakarta, 19 November 2025
                                  PT Bank BTPN Syariah Tbk
                                             Direksi
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                                PT BANK BTPN SYARIAH TBK
                     ANNOUNCEMENT OF SCHEDULE AND PROCEDURE FOR
               DISTRIBUTION OF INTERIM DIVIDENDS FOR FINANCIAL YEAR 2025

In accordance with the Circular Resolution of the Board of Directors as a substitute for the Resolution
taken in the Meeting of the Board of Directors of PT Bank BTPN Syariah Tbk (the “Company”)
No. 011/CIR/DIR/XI/2025 dated November 10, 2025 and the approval of the Board of Commissioners of
the Company as evident in the Circular Resolution of the Board of Commissioners of the Company as a
substitute for the Resolution taken in the Meeting of the Board of Commissioners of the Company
No. 011/CIR/DEKOM/XI/2025 dated November 17, 2025, it is hereby notified to all shareholders of the
Company that the Company will distribute an interim dividend of Rp39.5 (thirty nine point five Rupiah)
per share for the financial year 2025 based on the Interim Financial Report of the Company for period
ended September 30, 2025.

The schedule and procedure for the distribution of interim dividends of the Company for the financial year
2025 are as follows:

I.      Schedule of Interim Dividend Distribution


          No                         Activities                                      Date
          1     Announcement of Schedule and Distribution Procedure Wednesday, November 19, 2025
                of Interim Dividend on the Indonesia Stock Exchange
                and the Company’s Website
          2     End of Trading Period Shares with Interim Dividend
                Rights (Cum Dividend)
                    a. Regular Market and Negotiation              Thursday, November 27, 2025
                    b. Cash Market                                 Monday, December 1, 2025
          3     Trading Period without Interim Dividend Rights
                (Ex Dividend)
                   a. Regular Market and Negotiation                    Friday, November 28, 2025
                   b. Cash Market                                       Tuesday, December 2, 2025
          4     List of Shareholders entitled to Interim Dividend Monday, December 1, 2025
                (Recording Date)
          5     Payment of Interim Dividend for the Financial year Thursday, December 18, 2025
                2025


II.   Procedure of Interim Dividend Payment

      1. Interim Dividend will be distributed to Shareholders whose names are recorded in the Register
         of Shareholders of the Company and/or Shareholders of the Company in Sub Securities Accounts
         in PT Kustodian Sentral Efek Indonesia (“KSEI”) at the closing of trading on December 1, 2025
         (recording date).



      2. For a shareholder whose shares are placed in the collective custody of KSEI, the interim
         dividends will be distributed by KSEI on December 18, 2025 through the Securities Company
         and/or the Custodian Bank with which the shareholder has opened a securities account. A
         confirmation of the proceeds from the interim dividend payment will be provided by KSEI to the
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     Securities Company and/or the Custodian Bank with which the shareholder has opened a
     securities account. Subsequently, the shareholder will obtain information on the interim
     dividends distribution from the Securities Company and/or the Custodian Bank with which the
     shareholder has opened a securities account.

     However, for a shareholder whose shares are not placed in the collective custody of KSEI (Script
     Shareholders), the interim dividends will be directly transferred to the bank account of the
     relevant shareholder.

 3. Interim Dividend will be taxed in accordance with the prevailing tax laws and regulations, with
    the following provisions:

          a. Interim Dividend will be excluded from the tax object should it is received by
             Shareholders of the Resident Corporate Taxpayer (“WP Badan DN”) and the Company
             will not deduct Income Tax (“PPh”) on Interim Dividend paid to WP Badan DN;

          b. Interim Dividend received by Shareholders of Resident Individual Taxpayers (“WPOP
             DN”) will be excluded from the tax object to the extent that Interim Dividend is invested
             in the territory of the Republic of Indonesia in accordance with the provisions of
             Government Regulation No. 9 of 2021 (PP9), Regulation of the Minister of Finance
             number 18 of 2021 (PMK18) and the implementing tax regulations;

          c. The Income Tax obligation arising in connection with the dividends received by the
             shareholder with Resident Taxpayer (“WPDN”) status constitutes the responsibility of
             the relevant WPDN shareholder and must be fulfilled by the WPDN shareholder on their
             own;

          d. Shareholders of Foreign Taxpayers whose withholding tax will use the tariff based on
             Double Taxation Avoidance Agreement (“P3B”) must comply with the requirements of
             Tax Director Regulation No. PER- 25/PJ/2018 concerning Procedures for the Application
             of P3B, and submit track record document or receipt of DGT/Certificate of Domicile
             (‘SKD’) which have been uploaded to website of Directorate General of Tax to KSEI or
             Securities Administration Bureau in accordance with the provision and regulation of KSEI
             concerning the deadline of DGT/SKD submission. Without the aforementioned
             documents, the payment of Interim Dividend will be subject to Article 26 PPh of 20%;

          e. The PPh withholding will be made in accordance with the tax laws and regulations
             prevailing as of the Recording Date. If a new tax law or regulation is later issued after
             the PPh withholding is made and the new tax law or regulation is retroactively applied
             to the Recording Date, resulting in over withholding, then the refund of the over withheld
             tax will be claimed by the relevant shareholders affected by the new tax law or regulation
             through the tax refund mechanism under the prevailing tax laws or regulations.

4. Shareholders of the Company may obtain confirmation of Interim Dividend payments through
   Securities Companies and or Custodian Banks where Shareholders of the Company open their
   securities accounts, therefore Shareholders of the Company must be responsible for reporting the
   Interim Dividend receipts referred to in tax reporting for the relevant tax year in accordance with
   the prevailing tax laws and regulations.
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5. In the event of any taxation issues raise in the future or any claims of Interim Dividend which has
   been paid to and received by Shareholders whose shares are deposited in KSEI's collective
   custody, they are requested to settle the issues or claims to Securities Companies and/or
   Custodian Banks where Shareholders open their securities accounts in accordance with the
   prevailing tax laws and regulations.



                                   Jakarta, November 19, 2025
                                  PT Bank BTPN Syariah Tbk
                                      Board of Directors

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Names mentioned 9 people and organisations named in the text · linked when the evidence is strong

linked org BANK BTPN SYARIAH TBK p.3 ×17
possible org Bursa Efek Indonesia p.3
unresolved org PT Kustodian Sentral Efek Indonesia p.3 ×3
unresolved org Negeri p.4
unresolved org Menteri Keuangan p.4
unresolved org Direktorat Jenderal Pajak p.4
unresolved org Indonesia Stock Exchange p.6
unresolved org Minister of Finance p.7
unresolved org Directorate General of Tax p.7

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