20251110_BBKP_Laporan Informasi dan Fakta Material_31984108_lamp1.pdf

                                                                               PRESS RELEASE



   KB Bank dan MSIG Life Luncurkan                       KB Bank and MSIG Life Launch
    Smart Wealth Assurance, Solusi                     Smart Wealth Assurance, a Relevant
  Perlindungan Finansial yang Relevan                   Financial Protection Solution for
        bagi Keluarga Indonesia                               Indonesian Families

Jakarta, 10 November 2025 – PT Bank KB Jakarta, 10 November 2025 – PT Bank KB
Indonesia Tbk (KB Bank) melalui segmen bisnis Indonesia Tbk (KB Bank), through its retail
ritel terus memperkuat fokus strategisnya dalam business segment, continues to strengthen its
menghadirkan solusi keuangan yang menyeluruh strategic focus on delivering comprehensive and
dan bernilai tambah bagi nasabah. Salah satu pilar value-added financial solutions for customers. One
penting     dalam   strategi   tersebut   adalah of the key pillars of this strategy is the development
pengembangan layanan bancassurance yang of bancassurance services, which enable
memungkinkan nasabah memperoleh akses customers to gain easy access to financial
mudah terhadap perlindungan finansial yang protection tailored to their needs at every stage of
relevan dengan kebutuhan setiap tahap kehidupan. life.

Sejalan dengan komitmen tersebut, KB Bank In line with this commitment, KB Bank, in
bersama PT MSIG Life Insurance Indonesia Tbk collaboration with PT MSIG Life Insurance
(MSIG Life) resmi meluncurkan Smart Wealth Indonesia Tbk (MSIG Life), officially launched
Assurance, produk asuransi jiwa dwiguna yang Smart Wealth Assurance, an endowment life
dirancang untuk membantu keluarga Indonesia insurance product designed to help Indonesian
merencanakan masa depan finansial secara stabil, families plan their financial future in a stable,
terstruktur, dan berkelanjutan.                  structured, and sustainable way.

Smart Wealth Assurance memberikan manfaat Smart Wealth Assurance provides guaranteed
pasti hingga 175% dari Dana Pasti, yang dapat benefits of up to 175% of the Guaranteed Fund,
dicairkan secara bertahap selama masa which can be disbursed gradually throughout the
pertanggungan, baik saat Tertanggung masih coverage period — either to the insured while still
hidup maupun kepada ahli waris jika Tertanggung alive or to the beneficiaries in the event of the
meninggal dunia pada akhir masa pertanggungan. insured’s death at the end of the policy term. The
Produk ini juga dilengkapi manfaat meninggal dunia product also includes an additional death benefit of
tambahan hingga 110% dari total Premi Pokok, up to 110% of the total Basic Premium, and a
serta tambahan 110% lainnya jika risiko meninggal further 110% additional benefit if death occurs as a
dunia terjadi akibat kecelakaan.                   result of an accident.

Untuk memberikan ketenangan tambahan, Smart To provide additional peace of mind, Smart Wealth
Wealth Assurance dilengkapi fitur Pembebasan Assurance is equipped with a Premium Waiver
Premi, di mana premi akan tetap dilanjutkan oleh feature, under which MSIG Life will continue paying
MSIG Life apabila Tertanggung meninggal dunia the remaining premiums if the insured passes away
sebelum masa pembayaran selesai. Dengan before the payment period is completed. This
demikian, keluarga tetap memperoleh manfaat ensures that the family still receives full benefits
penuh tanpa beban finansial tambahan.            without any additional financial burden.

Dengan pilihan masa bayar dan masa perlindungan With flexible payment terms and coverage periods,
yang fleksibel, Smart Wealth Assurance menjadi Smart Wealth Assurance serves as an adaptive
solusi proteksi yang adaptif untuk mendampingi protection solution designed to accompany
keluarga Indonesia di berbagai tahap kehidupan. Indonesian families through every stage of life.

Direktur Bisnis Ritel KB Bank, Robby Mondong, KB Bank’s Retail Business Director, Robby
menyampaikan, “Sebagai bank dengan fokus Mondong, stated, “As a bank focused on
pengembangan bisnis ritel, KB Bank berkomitmen developing its retail business, KB Bank is
menghadirkan solusi yang menjawab kebutuhan committed to delivering solutions that address the
nyata nasabah. Kerja sama jangka panjang dengan real needs of customers. Our long-term partnership
MSIG Life telah memberikan nilai tambah bagi para with MSIG Life has created added value for our