20251103_BHIT_Laporan Informasi dan Fakta Material_31981379_lamp1.pdf

   BUSINESS UPDATE
BCAP was officially included in the FTSE Global Equity Index, Micro Cap category, as part of the September
2025 review, effective since 22 September 2025. This achievement reinforces BCAP’s strong fundamentals
and enhances its visibility among global investors.
The Company’s banking subsidiary, PT Bank MNC Internasional Tbk (MNC Bank or IDX: BABP), continues to
bolster its financial services by establishing a strategic partnership with PT Asuransi Jiwa Central Asia Raya
(CAR Life Insurance) for bancassurance product. MNC Bank also introduced loan facilities for civil servants
(ASN) targeting pre-retirement and retired Taspen members.
MNC Bank recorded 12.0% yoy growth in interest income, reaching Rp1.2 trillion in 9M-2025, and posted a net
income of Rp60.4 billion, up 22.1% yoy. Total assets rose to Rp20.5 trillion as of September 2025. MNC Bank’s
Capital Adequacy Ratio (CAR) remained strong at 24.5% in the third quarter of 2025, well above regulatory
requirements, reflecting a solid capital base. Loan quality was also effectively managed, with gross NPL
improving to 4.0% and net NPL at 2.8%.
PT MNC Finance earned the Excellent Performance Multifinance Company (Asset Category Rp1–5 trillion)
award at the 21st Infobank Multifinance Appreciation 2025, while PT MNC Guna Usaha Indonesia
(MNC Leasing) was recognized as The Best Multifinance Company for Five Consecutive Years (2020–2024)
in the Rp500 billion–1 trillion asset category.
Meanwhile, PT MNC Teknologi Nusantara (MTN), through its MotionPay app and FLASH payment gateway,
expanded B2B collaborations with Jatelindo and Jalin to strengthen digital payment integration across
multiple sectors, including PLN bill payments and JakLingko public transportation.
MotionPay launched an Account Linkage feature with KirimUang.com, enabling faster, safer, and more
cost-efficient remittances from Singapore to Indonesia. The partnership also introduced cross-border QRIS
(QRCB) transactions, allowing Indonesians in Singapore to make seamless payments using MotionPay QRIS.
Previously, MotionPay also launched QRCB in Japan through collaboration with the Japan’s QR Code Payment
Network (JPQR). As of September 2025, MTN’s total transaction volume touched 714.9 million, showing
significant growth compared to the same period last year.
PT MNC Sekuritas, through its flagship online trading platform
MotionTrade, continues to drive digital investment innovation
with the launch of the MotionTrade Dual Version Interface,
consisting of a Lite Version with a modern, simplified layout for
easy navigation and a Pro Version featuring advanced analytical
tools for experienced investors. Both versions are
interchangeable with a single click, maintaining portfolio data
and history. As of September 2025, MNC Sekuritas served over
234,000 clients, offering 173 mutual fund products in
collaboration with 38 investment managers.




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In the insurance segment, PT MNC Asuransi Indonesia (MNC Insurance) partnered with PT Binasentra Purna
Insurance Broker to provide intermediary services for various general insurance products, including property,
motor vehicles, marine cargo, heavy equipment, and liability coverage. Meanwhile, PT MNC Life Assurance
(MNC Life) once again earned the title of Excellent Performance Life Insurance Company at the 26th Infobank
Insurance Appreciation 2025, recognizing its strong performance. As of September 2025, MNC Life’s Gross Written
Premium increased 81% yoy compared to the same period in 2024, reflecting robust and sustainable business
growth.
Beyond its solid financial performance, MNC Life also supported the Festival Serempak 2025 in Bengkulu, initiated
by the Ministry of Culture of the Republic of Indonesia, by providing insurance protection for event visitors,
reaffirming MNC Life’s commitment to ensuring safety and peace of mind in every aspect of community life.
Through collaboration across the MNC Group ecosystem and an ongoing commitment to innovation, BCAP
strengthens its position as an integrated financial services group that is dynamic, growth-driven, and
future-ready.


For further information, please contact:                                PT MNC Kapital Indonesia Tbk
   Gladys Levina                                                        MNC Bank Tower 21/F, MNC Center
   gladys.levina@mncgroup.com                                           Jl. Kebon Sirih Kav 21-27, Menteng
   ir.bcap@mncgroup.com                                                 Central Jakarta, 10340, Indonesia
                                                                        Phone : +6221 2970 9700
                                                                        www.mncfinancialservices.com

DISCLAIMER

By accepting this Press Release, you agree to be bound by the restrictions set out below. Any failure to comply with these
restrictions may constitute a violation of applicable securities laws.
The information and opinions contained in this Press Release have not been independently verified, and no representation or
warranty, expressed or implied, is made as to, and no reliance should be placed on the fairness, accuracy, completeness or
correctness of, the information or opinions contained herein. It is not the intention to provide, and you may not rely on this Press
Release as providing, a complete or comprehensive analysis of the condition (financial or other), earnings, business affairs, business
prospects, properties or results of operations of The Company or its subsidiaries. The information and opinions contained in this
Press Release are provided as at the date of this presentation and are subject to change without notice. Neither The Company
(including any of its affiliates, advisors and representatives) nor the underwriters (including any of their respective affiliates,
advisors or representatives) shall have any responsibility or liability whatsoever (in negligence or otherwise) for the accuracy or
completeness of, or any errors or omissions in, any information or opinions contained herein nor for any loss howsoever arising
from any use of this Press Release.
In addition, the information contained in this Press Release contains projections and forward-looking statements that reflect The
Company’s current views with respect to future events and financial performance. These views are based on a number of
estimates and current assumptions which are subject to business, economic and competitive uncertainties and contingencies as
well as various risks and these may change over time and in many cases are outside the control of The Company and its directors.
No assurance can be given that future events will occur, that projections will be achieved, or that The Company’s assumptions are
correct. Actual results may differ materially from those forecasts and projected.

This Press Release is not and does not constitute or form part of any offer, invitation or recommendation to purchase or subscribe
for any securities and no part of it shall form the basis of or be relied upon in connection with any contract, commitment or
investment decision in relation thereto.




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