20260729_BBSI_Pemanggilan RUPS_32115830_lamp3.pdf

                di dalam dan di luar Pengadilan tentang segala hal dan dalam segala kejadian,
                mengikat Perseroan dengan pihak lain dan pihak lain dengan Perseroan, serta
                menjalankan segala tindakan, baik yang mengenai kepengurusan maupun
                kepemilikan sesuai dengan maksud dan tujuan Perseroan
          -     Pasal 16 ayat (15) tentang Rapat Direksi, bahwa partisipasi anggota Direksi dalam
                Rapat Direksi melalui telepon konferensi, video konferensi atau sistem komunikasi
                yang sejenis yang penggunaannya dapat membuat semua anggota Direksi yang hadir
                dalam rapat saling melihat, mendengar dan berbicara satu sama lain
          -     Pasal 17 ayat (1) dan ayat (9) tentang Dewan Komisaris, mengenai komposisi jumlah
                anggota Dewan Komisaris dan perubahan pemberitahuan tentang pengunduran diri
                secara tertulis kepada Perseroan paling lambat 90 (sembilan puluh) hari kalender
                sebelum tanggal pengunduran dirinya

Ketentuan Umum:
  1. Rapat diselenggarakan dengan mengacu pada POJK No.15/POJK.04/2020 tentang Rencana
     dan Penyelenggaraan Rapat Umum Pemegang Saham Perusahaan Terbuka (“POJK
     15/2020”) dan Anggaran Dasar Perseroan.
  2. Perseroan tidak mengirimkan surat undangan tersendiri kepada pemegang saham, sehingga
     Panggilan ini yang dilakukan melalui situs web Perseroan (https://krom.id/), situs web PT
     Bursa Efek Indonesia (www.idx.co.id), dan situs web PT Kustodian Sentral Efek Indonesia
     (“KSEI”): (www.ksei.co.id), sudah merupakan undangan resmi bagi pemegang saham
     Perseroan sesuai dengan Pasal 10 Ayat 13.a.i Anggaran Dasar Perseroan.
  3. Pemegang saham yang berhak hadir atau diwakili dalam Rapat adalah para pemegang saham
     yang namanya tercatat dalam Daftar Pemegang Saham pada tanggal 28 Juli 2026 pada
     penutupan jam perdagangan Bursa Efek Indonesia.
  4. Penyelenggaraan Rapat Perseroan secara elektronik akan menggunakan aplikasi eASY.KSEI
     yang disediakan oleh PT Kustodian Sentral Efek Indonesia (“KSEI”) dengan memperhatikan
     Peraturan Otoritas Jasa Keuangan No. 16/POJK.04/2020 tentang Pelaksanaan Rapat Umum
     Pemegang Saham Perusahaan Terbuka Secara Elektronik dan Anggaran Dasar Perseroan.
  5. Perseroan menghimbau kepada para pemegang saham untuk memberikan kuasa secara
     elektronik melalui fasilitas Electronic General Meeting System KSEI (eASY.KSEI) yang akan
     disediakan oleh KSEI sebagai mekanisme pemberian kuasa secara elektronik (“e-Proxy”)
     dalam proses penyelenggaraan Rapat. Fasilitas e-Proxy ini tersedia bagi pemegang saham
     yang berhak untuk hadir dalam Rapat sejak tanggal pemanggilan Rapat sampai dengan 1
     (satu) hari sebelum tanggal Rapat.
  6. Keikutsertaan pemegang saham dalam Rapat, dapat dilakukan dengan mekanisme sebagai
     berikut:

     I.       Hadir dalam Rapat
              Para pemegang saham yang akan menghadiri Rapat, sebelum memasuki ruangan
              Rapat diminta untuk:
              a. Menginformasikan nomor Single Investor Identification (SID) yang berasal dari KSEI.
              b. Menyerahkan kepada petugas pendaftaran fotokopi Kartu Tanda Penduduk (“KTP”).
              c. Bagi Pemegang Saham Badan Hukum atau Kuasa Pemegang Saham Badan Hukum
                 agar menyerahkan: (i) Surat Kuasa yang telah ditentukan Perseroan, (ii) fotokopi
                 Anggaran Dasar perusahaan yang terakhir, (iii) fotokopi akta pengangkatan susunan
                 pengurus perusahaan yang terakhir, serta (iii) surat kuasa khusus (apabila diperlukan

                oleh Anggaran Dasar Badan Hukum dimaksud).
             d. Bagi pemegang saham yang sahamnya telah masuk dalam Penitipan Kolektif KSEI
                atau kuasa mereka yang sah yang akan menghadiri Rapat, diwajibkan untuk
                menyerahkan asli Konfirmasi Tertulis Untuk Rapat (“KTUR”) dan fotokopi KTP atau
                bukti jati diri lainnya.

       II. Pemberian Kuasa
           a. Pemberian Kuasa secara Elektronik
               Perseroan menghimbau kepada para pemegang saham dalam Penitipan Kolektif
               KSEI untuk memberikan kuasa secara elektronik (“e-Proxy”) kepada PT Sinartama
               Gunita selaku pihak Independen, yaitu perwakilan yang ditunjuk oleh Perseroan yang
               merupakan Biro Administrasi Efek Perseroan guna mewakili pemegang saham untuk
               hadir dan memberikan suara dalam Rapat melalui fasilitas eASY.KSEI yang terdapat
               pada situs web Kepemilikan Sekuritas/ AKSes.KSEI (https://akses.ksei.co.id),
               dengan memilih tipe kuasa “INDEPENDENT REPRESENTATIVE” dan memasukkan
               pilihan suara untuk masing-masing mata acara Rapat; Pemegang saham dapat juga
               memberikan kuasa secara elektronik/ e-Proxy kepada Penerima Kuasa yang ditunjuk
               oleh Pemegang Saham, sepanjang Penerima Kuasa tersebut telah terdaftar dalam
               fasilitas eASY.KSEI. Pemberian kuasa secara elektronik/ e-Proxy wajib tunduk pada
               prosedur, syarat, dan ketentuan yang ditetapkan oleh KSEI dan Perseroan.
           b. Pemberian Kuasa secara non-Elektronik
                - Selain pemberian kuasa secara elektronik/ e-Proxy tersebut di atas, pemegang
                    saham dapat memberikan kuasa di luar mekanisme eASY.KSEI, dengan format
                    Surat Kuasa yang telah disediakan dan dapat diunduh melalui situs web Perseroan
                    (https://krom.id/).
                - Asli Surat Kuasa beserta copy kartu identitas (KTP/Paspor) wajib disampaikan
                    secara langsung kepada Biro Administrasi Efek Perseroan yakni PT Sinartama
                    Gunita, sebelum dimulainya Rapat.
   7. Pemegang saham atau kuasanya baik yang akan hadir dalam Rapat atau Pemegang Saham
      yang akan menggunakan hak suaranya dalam aplikasi eASY.KSEI, dapat menginformasikan
      kehadirannya, penerima kuasa serta suaranya melalui aplikasi eASY.KSEI pada tautan
      https://akses.ksei.co.id/.
   8. Materi Bahan Rapat sesuai ketentuan Pasal 17 dan 18 POJK 15/2020 tersedia dan dapat
      diakses serta diunduh melalui situs web Perseroan (https://krom.id/) sejak tanggal
      dilakukannya pemanggilan Rapat sampai dengan penyelenggaraan Rapat.
   9. Pemerintah atau otoritas berwenang dapat sewaktu-waktu mengeluarkan kebijakan larangan
      pelaksanaan Rapat atau larangan kepada pemegang saham Perseroan untuk hadir secara
      langsung dalam Rapat sebelum atau pada hari pelaksanaan yang telah ditetapkan, hal ini
      sepenuhnya di luar tanggung jawab dan kewenangan Perseroan.

Catatan Tambahan:
Perseroan berhak untuk melakukan pembatasan jumlah Pemegang Saham yang dapat menghadiri
Rapat secara fisik. Bagi Pemegang Saham atau kuasanya yang akan hadir secara fisik dalam Rapat
wajib mengikuti protokol pada tempat Rapat yang telah ditetapkan oleh Perseroan, antara lain sebagai
berikut:
    1. Pemegang Saham yang sudah datang ke lokasi namun tidak dapat memasuki ruang Rapat
        dikarenakan keterbatasan kapasitas ruangan tetap dapat melaksanakan haknya dengan cara

   hadir secara elektronik dalam Rapat atau memberikan kuasa (untuk menghadiri dan
   memberikan hak suaranya pada setiap mata acara Rapat) kepada pihak independen yang
   ditunjuk oleh Perseroan (Perwakilan BAE) dengan mengisi dan menandatangani format surat
   kuasa tertulis yang disediakan oleh Perseroan di tempat Rapat.
2. Pemegang Saham Perseroan atau kuasanya diminta dengan hormat agar berada di tempat
   Rapat pada pukul [09.45] WIB, agar Rapat dapat dimulai tepat waktu. Pendaftaran akan
   ditutup pada pukul [10.00] WIB. Pemegang Saham atau kuasa Pemegang Saham yang hadir
   setelah pendaftaran ditutup akan dianggap tidak hadir, oleh karenanya tidak dapat
   mengajukan usul dan/atau pertanyaan serta tidak dapat mengeluarkan suara dalam Rapat.
3. Apabila terdapat perubahan dan/atau penambahan informasi terkait tata cara pelaksanaan
   Rapat, akan diumumkan pada situs web Perseroan.
4. Apabila terdapat situasi darurat sehingga Perseroan terpaksa tidak dapat menyelenggarakan
   Rapat secara fisik, maka Perseroan akan mengadakan Rapat secara elektronik tanpa
   kehadiran Pemegang Saham dengan menyampaikan pemberitahuan terlebih dahulu kepada
   Pemegang Saham Perseroan.




                                 Jakarta, 29 Juli 2026
                             PT Krom Bank Indonesia Tbk
                                       Direksi

                                        INVITATION OF
                         Extraordinary General Meeting of Shareholders
                               PT KROM BANK INDONESIA TBK
                                       (“the Company”)


Directors of the Company hereby invites the Company's shareholders to attend the Extraordinary
General Meeting of Shareholders ("Meeting") which will be held physically and electronically (e-GMS)
through eASY.KSEI on :

 Day, Date            : Thursday, August 20, 2026
 Time                 : 10.00 -12.00 WIB
 Venue                : Jakarta Design Center (JDC) Orchid 3
                        Gatot Subroto Street No.53, RT.10/RW.6, Petamburan, Kec. Tanah
                        Abang Jakarta Pusat
 Mechanism            : The Meeting will be conducted physically and electronically through
                        the KSEI Electronic General Meeting System (“eASY.KSEI”)

The agenda of the Extraordinary General Meeting of Shareholders is as follows:
   1. Approval of Changes to the Composition of the Company's Management;
   2. Approval of Changes to the Remuneration of the Company's Management;
   3. Approval of Amendments to the Company's Articles of Association


The explanation of the agenda items are as follows:

   1. During the discussion of the first agenda item, the Company will propose the appointment of
      Mr. Waldy Gutama and Ms. Paulina Johanna Rietkamp as Commissioners of the Company,
      which shall become effective upon obtaining the Financial Services Authority (Otoritas Jasa
      Keuangan/OJK) approval following the fit and proper test.

   2. During the discussion of the second agenda item, the Company will propose changes to the
      remuneration of the Board of Directors and the Board of Commissioners for the 2026 Financial
      Year

   3. During the discussion of the third agenda item, the Company will propose amendments to the
      Company’s Articles of Association, including the following :

           -   Article 3 of the Company's Articles of Association regarding the Purposes and
               Objectives as well as the Business Activities of the Company, in the context of
               adjustment with the Regulation of the Central Bureau of Statistics Number 7 of 2025

               concerning the Indonesia Standard Industrial Classification (KBLI)
           -   Article 14 paragraph (10) of the Company's Articles of Association regarding the Board
               of Directors, stating that a member of the Board of Directors who resigns must notify
               the Company in writing at the latest 90 (ninety) calendar days prior to the date of their
               resignation
           -   Article 15 paragraph (1) and the addition of paragraph (8) of the Company's Articles of
               Association regarding the Duties and Authorities of the Board of Directors, concerning
               the limitations and rights of the Board of Directors to represent the Company inside and
               outside a Court of Law on all matters and in all events, binding the Company with other
               parties and other parties with the Company, as well as executing all actions, both
               regarding management and ownership in accordance with the purposes and objectives
               of the Company
           -   Article 16 paragraph (15) regarding the Meeting of the Board of Directors, stating that
               the participation of members of the Board of Directors in the Meeting of the Board of
               Directors through teleconference, videoconference, or similar communication systems
               whose use enables all members of the Board of Directors present in the meeting to
               see, hear, and speak to one another
           -   Article 17 paragraph (1) and paragraph (9) regarding the Board of Commissioners,
               concerning the composition of the number of members of the Board of Commissioners
               and the change in notification regarding resignation in writing to the Company at the
               latest 90 (ninety) calendar days prior to the date of their resignation

Notes:
   1. The Meeting will be held in accordance with POJK No.15/POJK.04/2020 concerning the
       Planning and Organizing of Public Company Shareholders General Meetings (“POJK
       15/2020”) and the Company’s Article of Association.
   2. The Company does not send separate invitation letters to its shareholders hence this
       invitation is conducted through the Company’s website (https://krom.id/), the website of PT
       Bursa Efek Indonesia (www.idx.co.id), and the website of PT Kustodian Sentral Efek
       Indonesia (“KSEI”): (www.ksei.co.id), shall be deemed as an official invitation for the
       Company’s shareholders based on Article 10 verse 13.a.i of the Company’s article of
       association.
   3. Shareholders that are entitled to attend or be represented in the Meeting are shareholders
       that are registered in the Register of Shareholders on July 28, 2026 at the closing of trading
       hours of the Indonesian Stock Exchange.
   4. The implementation of the Company's Meeting electronically will use the eASY.KSEI
       application provided by PT Kustodian Sentral Efek Indonesia ("KSEI") by taking into account
       the Financial Services Authority Regulation No. 16/POJK.04/2020 concerning the
       Implementation of General Meetings of Shareholders of Public Companies Electronically and
       the Company's Articles of Association.
   5. The Company urges shareholders to electronically provide a power of attorney through the
       KSEI Electronic General Meeting System (eASY.KSEI) facility, which will be provided by
       KSEI as a mechanism for granting a power of attorney electronically (“e-Proxy”) in the process
       of organizing the Meeting. This e-Proxy facility is available for shareholders who are entitled
       to attend the Meeting from the date of the Meeting’ invitation until 1 (one) day before the date
       of the Meeting.
   6. The Shareholders’ participation in the Meeting can be done with the following mechanism:

   I. Attend in the Meeting
      Shareholders who will attend the Meeting, before entering the Meeting room, is required
      to:
        a. Inform the Single Investor Identification (SID) number from KSEI.
        b. Submit to the registrar a photocopy of the identity card (“KTP”).
        c. For Legal Entity Shareholders or proxies of Legal Entity Shareholders, need to submit:
           (i) Power of Attorney that had been determined by the Company, (ii) photocopy of the
           latest Articles of Association of the company, (iii) photocopy of the deed of appointment
           of the latest company management, and (iii) letter of special power of attorney (if
           required by the Articles of Association of the said Legal Entity).
        d. Shareholders whose shares are in the KSEI Collective Custody or their authorized
           proxies who will attend the Meeting, are required to submit their original Written
           Confirmation for Meeting (“KTUR”) and photocopy of their KTP or other proof of
           identity.

   II. Appointing Proxies
        a. Providing Power of Attorney Electronically
           The Company urges the shareholders in the Collective Custody of KSEI to provide
           a power of attorney electronically ("e-proxy") to PT Sinartama Gunita as an
           independent party, the representative appointed by the Company, which is the
           Securities Administration Bureau of the Company, to represent the shareholders of
           the Company to attend and vote in the Meeting through the eASY.KSEI facility as
           contained     on     the   website     of   Securities     Ownership/AKSes.KSEI
           (https://akses.ksei.co.id), by selecting the type of proxy “INDEPENDENT
           REPRESENTATIVE” and entering the votes for each agenda of the Meeting;
           Shareholders may also electronically give the power of attorney/e-Proxy to its
           appointed proxy, as long as the proxy has been registered in the eASY.KSEI facility.
           Electronic authorization/e-proxy must comply with procedures, terms, and
           conditions determined by KSEI and the Company.
        b. Non-Electronic The Power of Attorney
           -    Other than the electronic power of attorney/e-Proxy as mentioned above,
                shareholders can provide a power of attorney outside the eASY.KSEI
                mechanism, with the format of the power of attorney that is provided and can
                be downloaded through the Company’s website (https://krom.id/).
           -    The original Power of Attorney along with a copy of the identity card
                (KTP/Passport) must be submitted directly to the Company's Securities
                Administration Bureau, PT Sinartama Gunita, before the Meeting starts.

7. The Shareholders or their proxies who will attend the Meeting or Shareholders who will use
   their voting rights in the eASY.KSEI application can inform their presence, proxies, and votes
   through the eASY.KSEI application on the link https://akses.ksei.co.id/.
8. Based on Articles 17 and 18 of POJK 15/2020, materials pertaining to the EGMS are available
   and accessible and can be downloaded through the Company’s website (https://krom.id/)
   starting from the invitation of the Meeting until the date of the Meeting.
9. The government or the competent authority may at any time issue a policy prohibiting the
   implementation of the Meeting or prohibiting the Company's shareholders to be present
   physically at the Meeting before or on the designated day of implementation, which is entirely

       shall not be the responsibility and authority of the Company.

Additional Notes:
The Company has the right to limit the number of Shareholders who can physically attend the Meeting.
Shareholders or their proxies who will be physically present at the Meeting must follow the protocol at
the Meeting venue that has been determined by the Company, including the following:
    1. Shareholders who have come to the location but are unable to enter the Meeting room due to
       limited room capacity can still exercise their rights by attending the Meeting electronically or
       granting power of attorney (to attend and vote on each agenda item of the Meeting) to an
       independent party appointed by the Company (BAE Representative) by filling in and signing
       the written power of attorney format provided by the Company at the Meeting venue.
    2. The Company's Shareholders or their proxies are kindly requested to be at the Meeting venue
       at [09.45] WIB, so that the Meeting can start on time. Registration will close at [10.00] WIB.
       Shareholders or proxies who are present after registration closes will be deemed absent,
       therefore they cannot submit proposals and/or questions and cannot vote at the Meeting.
    3. If there are changes and/or additional information related to the procedures for implementing
       the Meeting, it will be announced on the Company's website.
    4. If there is an emergency situation that makes the Company unable to hold a physical Meeting,
       the Company will hold a Meeting electronically without the presence of Shareholders by
       providing prior notification to the Company's Shareholders.




                                       Jakarta, July 29, 2026
                                    PT Krom Bank Indonesia Tbk
                                             Directors