Skip to content
Back to announcement

COIN - LK Konsolidasi - 30 Juni 2025.pdf

Financial statement Text extracted COIN

Source file signed link, expires in 15 minutes

This browser can't display the PDF inline. Open it in a new tab.

Extracted text 64

Page 1
PT INDOKRIPTO KOIN SEMESTA TBK‬           ‭PT INDOKRIPTO KOIN SEMESTA TBK‬
DAN ENTITAS ANAK‬                                        ‭AND SUBSIDIARIES‬

Laporan Keuangan Konsolidasian Interim‬    ‭Interim Consolidated Financial Statements‬
Pada Tanggal 30 Juni 2025 dan‬                                 ‭As of June 30, 2025 and‬
Periode Enam Bulan yang Berakhir‬                                    ‭For the Six Months‬
Pada Tanggal 30 Juni 2025‬                                ‭Period Ended June 30, 2025‬
Page 2

          
Page 3

          
Page 4
PT INDOKRIPTO KOIN SEMESTA TBK                                            PT INDOKRIPTO KOIN SEMESTA TBK
DAN ENTITAS ANAK                                                                              AND SUBSIDIARIES
LAPORAN POSISI KEUANGAN                                                                INTERIM CONSOLIDATED
KONSOLIDASIAN INTERIM                                                   STATEMENT OF FINANCIAL POSITION
Pada Tanggal 30 Juni 2025 dan 31 Desember 2024                       As of June 30, 2025 and December 31, 2024
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)                            (In Full Rupiah, Unless Otherwise Stated)




Catatan terlampir merupakan bagian yang tidak terpisahkan dari         The accompanying notes form an integral part of these
laporan keuangan konsolidasian secara keseluruhan                              consolidated financial statements as a whole
                                                                 1
Page 5
PT INDOKRIPTO KOIN SEMESTA TBK                                            PT INDOKRIPTO KOIN SEMESTA TBK
DAN ENTITAS ANAK                                                                              AND SUBSIDIARIES
LAPORAN POSISI KEUANGAN                                                                INTERIM CONSOLIDATED
KONSOLIDASIAN INTERIM (Lanjutan)                                                                 STATEMENT OF
Pada Tanggal 30 Juni 2025 dan 31 Desember 2024                                FINANCIAL POSITION (Continued)
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)                        As of June 30, 2025 and December 31, 2024
                                                                         (In Full Rupiah, Unless Otherwise Stated)




Catatan terlampir merupakan bagian yang tidak terpisahkan dari         The accompanying notes form an integral part of these
laporan keuangan konsolidasian secara keseluruhan                              consolidated financial statements as a whole
                                                                 2
Page 6
PT INDOKRIPTO KOIN SEMESTA TBK                                             PT INDOKRIPTO KOIN SEMESTA TBK
DAN ENTITAS ANAK                                                                               AND SUBSIDIARIES
LAPORAN LABA RUGI DAN                                                                   INTERIM CONSOLIDATED
PENGHASILAN KOMPREHENSIF LAIN                                                STATEMENTS OF PROFIT OR LOSS
KONSOLIDASIAN INTERIM                                                    AND OTHER COMPREHENSIVE INCOME
Untuk Periode-periode Enam Bulan yang Berakhir                                    For the Six Months Periods Ended
Pada Tanggal 30 Juni 2025 dan 2024                                                          June 30, 2025 and 2024
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)                             (In Full Rupiah, Unless Otherwise Stated)




                                                          Approved by:




                         Fadzri Sentosa                                                 Ferry Yos
                        President Director                                               Director




Catatan terlampir merupakan bagian yang tidak terpisahkan dari           The accompanying notes form an integral part of these
laporan keuangan konsolidasian secara keseluruhan                                consolidated financial statements as a whole
                                                                 3
Page 7
PT INDOKRIPTO KOIN SEMESTA TBK                                                     PT INDOKRIPTO KOIN SEMESTA TBK
DAN ENTITAS ANAK                                                                                       AND SUBSIDIARIES
LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN                              CONSOLIDATED STATEMENTS OF CHANGE IN EQUITY
Untuk Periode-periode Enam Bulan yang Berakhir                                            For the Six Months Periods Ended
Pada Tanggal 30 Juni 2025 dan 2024                                                                  June 30, 2025 and 2024
dan Untuk Tahun yang Berakhir 31 Desember 2024                                 and For the Year Ended December 31, 2024
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)                                     (In Full Rupiah, Unless Otherwise Stated)




Catatan terlampir merupakan bagian yang tidak terpisahkan dari                   The accompanying notes form an integral part of these
laporan keuangan konsolidasian secara keseluruhan                                        consolidated financial statements as a whole
Approval for Printing                                            4                                                                Paraf:
Page 8
PT INDOKRIPTO KOIN SEMESTA TBK                                                   PT INDOKRIPTO KOIN SEMESTA TBK
DAN ENTITAS ANAK                                                                                     AND SUBSIDIARIES
LAPORAN ARUS KAS                                                                              INTERIM CONSOLIDATED
KONSOLIDASIAN INTERIM                                                                   STATEMENTS OF CASH FLOWS
Untuk Periode-periode Enam Bulan yang Berakhir                                          For the Six Months Periods Ended
Pada Tanggal 30 Juni 2025 dan 2024                                                                June 30, 2025 and 2024
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)                                   (In Full Rupiah, Unless Otherwise Stated)




Approval for Printing
 Laporan Keuangan PT Indokripto Koin Semesta Tbk, yang terdiri dari laporan posisi keuangan konsolidasian
   interim pada tanggal 31 Agustus 2023 dan 31 Desember 2023, 2022, 2021, serta laporan la ba rugi dan
 penghasilan komprehensif lain konsolidasian interim, laporan perubahan ekuitas konsolidasian interim, dan
   laporan arus kas konsolidasian interim untuk periode-periode delapan bulan yang berakhir pada tanggal
  31 Agustus 2024 dan 2023 serta untuk tahun-tahun yang berakhir pada tanggal 31 Desember 2023, 2022,
dan 2021, serta catatan atas laporan keuangan konsolidasian interimnya, telah kami reviu dan disetujui untuk
                                           diterbaikan dan dicetak.

                                                          Disetujui oleh,



                                                   (                        )




Catatan terlampir merupakan bagian yang tidak terpisahkan dari              The accompanying notes form an integral part of these
laporan keuangan konsolidasian secara keseluruhan                                   consolidated financial statements as a whole
                                                                 5
Page 9
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                               ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                   ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                          ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                   ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                  ‭f‭o
                                                                                                                     ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                              ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                        ‭(In Full Rupiah, Unless Otherwise Stated)‬


‭1.‬   ‭Umum‬                                                                   ‭1.‬   ‭General‬

a.‬    ‭Pendirian dan Informasi Umum‬                                           ‭a.‬   ‭Establishment and General Information‬
         ‭PT‬             ‭Indokripto‬    ‭Koin‬     ‭Semesta‬   ‭Tbk‬                  ‭PT‬ ‭Indokripto‬ ‭Koin‬ ‭Semesta‬ ‭Tbk‬ ‭(“the‬
          ‭("Perusahaan")‬ ‭didirikan‬ ‭berdasarkan‬ ‭Akta‬                              ‭Company")‬‭was‬‭established‬‭based‬‭on‬‭Notarial‬
           ‭Notaris‬ ‭No.‬ ‭85‬ ‭tanggal‬ ‭28‬ ‭Desember‬ ‭2021‬                          ‭Deed‬‭No.‬‭85‬‭dated‬‭December‬‭28,‬‭2021,‬‭which‬
            ‭yang‬ ‭dibuat‬ ‭di‬ ‭hadapan‬ ‭Recky‬ ‭Francky‬                               ‭was‬ ‭made‬ ‭in‬ ‭the‬ ‭presence‬ ‭of‬‭Recky‬‭Francky‬
             ‭Limpele,‬ ‭S.H.,‬ ‭Notaris‬ ‭di‬ ‭Jakarta.‬ ‭Akta‬                            ‭Limpele,‬ ‭S.H.,‬ ‭a‬ ‭Notary‬ ‭in‬‭Jakarta.‬‭The‬‭deed‬
              ‭pendirian‬         ‭Perusahaan‬     ‭tersebut‬  ‭telah‬                       ‭of‬ ‭establishment‬ ‭of‬ ‭the‬ ‭Company‬ ‭has‬ ‭been‬
               ‭memperoleh‬ ‭pengesahan‬ ‭dari‬ ‭Menteri‬ ‭Hukum‬                             ‭approved‬ ‭by‬ ‭the‬ ‭Minister‬ ‭of‬ ‭Law‬ ‭and‬‭Human‬
                ‭dan‬ ‭Hak‬ ‭Asasi‬ ‭Manusia‬ ‭Republik‬ ‭Indonesia‬                           ‭Rights‬ ‭of‬ ‭the‬ ‭Republic‬ ‭of‬ ‭Indonesia‬ ‭in‬
                 ‭sesuai‬        ‭Surat‬       ‭Keputusan‬        ‭No.‬                         ‭accordance‬         ‭with‬        ‭Decree‬       ‭No.‬
                  ‭AHU-0009831.AH.01.01‬ ‭Tahun‬ ‭2022‬‭tanggal‬‭8‬                              ‭AHU-0009831.AH.01.01‬ ‭Year‬ ‭2022‬ ‭dated‬
        ‭Februari 2022.‬                                                                          ‭February 8, 2022.‬

        ‭Anggaran‬ ‭dasar‬ ‭Perusahaan‬ ‭telah‬ ‭mengalami‬                            ‭The‬ ‭Company’s‬ ‭Articles‬ ‭of‬ ‭Association‬ ‭have‬
         ‭beberapa‬ ‭kali‬ ‭perubahan,‬ ‭perubahan‬ ‭terakhir‬                          ‭been‬ ‭amended‬ ‭several‬ ‭times,‬ ‭latest‬ ‭of‬‭which‬
          ‭berdasarkan‬‭Akta‬‭No.‬‭91‬‭tanggal‬‭11‬‭September‬                           ‭was‬ ‭through‬ ‭Deed‬ ‭No.‬ ‭91‬ ‭dated‬ ‭September‬
           ‭2024‬ ‭yang‬ ‭dibuat‬ ‭dihadapan‬ ‭Jimmy‬ ‭Tanal,‬                            ‭11,‬ ‭2024‬ ‭which‬ ‭was‬ ‭made‬ ‭in‬ ‭presence‬ ‭of‬
            ‭S.H.,‬‭M.Kn.,‬‭Notaris‬‭di‬‭Jakarta.‬‭Akta‬‭perubahan‬                        ‭Jimmy‬ ‭Tanal,‬ ‭S.H.,‬ ‭M.Kn.,‬ ‭Notary‬ ‭in‬ ‭Jakarta.‬
             ‭tersebut‬ ‭telah‬ ‭disahkan‬ ‭oleh‬ ‭Menteri‬ ‭Hukum‬                         ‭The‬ ‭amendment‬ ‭deed‬‭has‬‭been‬‭approved‬‭by‬
              ‭dan‬ ‭Hak‬ ‭Asasi‬ ‭Manusia‬ ‭Republik‬ ‭Indonesia‬                           ‭the‬ ‭Minister‬ ‭of‬ ‭Law‬‭and‬‭Human‬‭Rights‬‭of‬‭the‬
               ‭sesuai‬ ‭dengan‬ ‭Surat‬ ‭Keputusannya‬ ‭No.‬                                 ‭Republic‬ ‭of‬ ‭Indonesia‬ ‭in‬ ‭accordance‬ ‭with‬‭his‬
                ‭AHU-0058085.AH.01.02.‬ ‭Tahun‬ ‭2024‬ ‭tanggal‬                               ‭Decree‬ ‭No.‬ ‭AHU-0058085.AH.01.02.‬ ‭Year‬
       ‭12 September 2024.‬                                                                     ‭2024 dated September 12, 2024.‬

        ‭Sesuai‬‭dengan‬‭Pasal‬‭3‬‭Anggaran‬‭Dasar,‬‭ruang‬                            ‭In‬‭accordance‬‭with‬‭Article‬‭3‬‭of‬‭the‬‭Company’s‬
         ‭lingkup‬ ‭kegiatan‬ ‭usaha‬ ‭Perusahaan‬ ‭adalah‬                             ‭Articles‬ ‭of‬ ‭Association‬ ‭the‬ ‭objectives‬ ‭and‬
          ‭bergerak‬ ‭dalam‬ ‭bidang‬ ‭perusahaan‬ ‭holding‬                             ‭scope‬‭of‬‭its‬‭activities‬‭are‬‭to‬‭engage‬‭in‬‭holding‬
           ‭termasuk‬ ‭penasihat‬ ‭dan‬ ‭perunding‬ ‭dalam‬                               ‭companies,‬ ‭such‬ ‭as‬ ‭counselors‬ ‭and‬
            ‭merancang‬ ‭merger‬ ‭dan‬ ‭akuisisi‬ ‭Perusahaan,‬                            ‭negotiators‬ ‭in‬ ‭designing‬ ‭mergers‬ ‭and‬
             ‭serta‬ ‭konsultasi‬ ‭manajemen‬ ‭seperti‬ ‭bantuan‬                           ‭acquisition‬‭of‬‭the‬‭Company,‬‭and‬‭management‬
              ‭nasihat,‬ ‭bimbingan‬ ‭dan‬ ‭operasional‬ ‭usaha.‬                            ‭consulting,‬ ‭such‬ ‭as‬ ‭advisory‬ ‭assistance,‬
               ‭Perusahaan‬ ‭memulai‬ ‭kegiatan‬‭komersial‬‭sejak‬                            ‭guidance‬ ‭and‬ ‭business‬ ‭operations.‬ ‭The‬
       ‭tahun 2023.‬                                                                           ‭Company‬‭started‬‭its‬‭commercial‬‭operations‬‭in‬
                                                                                                ‭2023.‬

        ‭Perusahaan‬ ‭berdomisili‬ ‭dan‬ ‭berkantor‬ ‭di‬ ‭CFX‬                        ‭The‬‭Company‬‭is‬‭domiciled‬‭and‬‭located‬‭at‬‭CFX‬
         ‭Tower,‬ ‭Jl.‬ ‭Gatot‬ ‭Subroto‬ ‭Kav.‬ ‭35-36,‬ ‭Jakarta‬                     ‭Tower,‬ ‭Jl.‬ ‭Gatot‬ ‭Subroto‬ ‭Kav.‬ ‭35-36,‬ ‭South‬
       ‭Selatan, DKI Jakarta.‬                                                           ‭Jakarta, DKI Jakarta.‬

        ‭Pengendali‬ ‭Perusahaan‬ ‭adalah‬ ‭Andrew‬                                    ‭The‬ ‭controllers‬ ‭of‬ ‭the‬ ‭Company‬ ‭are‬ ‭Andrew‬
         ‭Hidayat,‬ ‭Jeth‬ ‭Soetoyo,‬ ‭Ir.‬ ‭H.‬ ‭Budi‬ ‭Mardiono,‬                     ‭Hidayat,‬ ‭Jeth‬ ‭Soetoyo,‬ ‭Ir.‬ ‭H.‬ ‭Budi‬ ‭Mardiono,‬
       ‭dan Ang Nio.‬                                                                    ‭and Ang Nio.‬

        ‭Perusahaan‬ ‭dan‬ ‭entitas‬ ‭anak‬ ‭(secara‬                                  ‭The‬‭Company‬‭and‬‭its‬‭subsidiaries‬‭(collectively‬
       ‭bersama-sama disebut sebagai “Grup”).‬                                          ‭referred to as “the Group”).‬




                                                                          ‭6‬
Page 10
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                         ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                             ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                    ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                             ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                            ‭f‭o
                                                                                                               ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                        ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                  ‭(In Full Rupiah, Unless Otherwise Stated)‬

b.‬   ‭Dewan Komisaris, Direksi dan Karyawan‬                             ‭b.‬   ‭Board‬ ‭of‬ ‭Commissioners,‬ ‭Directors‬ ‭and‬
                                                                                  ‭Employee‬
       ‭Dewan‬ ‭Komisaris‬ ‭dan‬ ‭Direksi‬ ‭Perusahaan‬                            ‭The‬ ‭Company’s‬‭Board‬‭of‬‭Commissioners‬‭and‬
        ‭pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬ ‭2025‬ ‭dan‬ ‭31‬ ‭Desember‬                   ‭Directors‬ ‭as‬ ‭of‬‭June‬‭30,‬‭2025‬‭and‬‭December‬
      ‭2024 adalah sebagai berikut:‬                                                 ‭31, 2024 consist of the following:‬




       ‭Manajemen‬ ‭kunci‬‭adalah‬‭Dewan‬‭Komisaris‬‭dan‬                          ‭Key‬ ‭management‬ ‭are‬ ‭the‬ ‭Boards‬ ‭of‬
      ‭Direksi Perusahaan.‬                                                         ‭Commissioners‬ ‭and‬ ‭Directors‬ ‭of‬ ‭the‬
                                                                                     ‭Company.‬

       ‭Pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬ ‭2025‬ ‭dan‬‭31‬‭Desember‬                    ‭As‬ ‭of‬ ‭30‬ ‭June,‬ ‭2025‬‭and‬‭December‬‭31,‬‭2024,‬
        ‭2025,‬ ‭susunan‬ ‭Komite‬ ‭Audit‬ ‭Perusahaan‬                            ‭the‬ ‭members‬ ‭of‬ ‭the‬ ‭Company’s‬ ‭Audit‬
      ‭adalah sebagai berikut:‬                                                     ‭Committee are as follows:‬




       ‭Jumlah‬ ‭karyawan‬ ‭Perusahaan‬ ‭(tidak‬ ‭diaudit)‬                      ‭The‬ ‭Company’s‬ ‭number‬ ‭of‬ ‭employees‬
        ‭untuk‬‭periode‬‭yang‬‭berakhir‬‭pada‬‭30‬‭Juni‬‭2025‬                    ‭(unaudited)‬ ‭for‬ ‭the‬ ‭periods‬ ‭ended‬ ‭30‬ ‭June,‬
         ‭dan‬ ‭31‬ ‭Desember‬ ‭2024,‬ ‭masing-masing‬                             ‭2025‬ ‭and‬ ‭December‬ ‭31,‬ ‭2024‬ ‭amounted‬ ‭to‬
      ‭sebesar 105 dan 54.‬                                                         ‭105 and 54, respectively.‬




                                                                    ‭7‬
Page 11
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                           ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                               ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                      ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                               ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                              ‭f‭o
                                                                                                                 ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                          ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                    ‭(In Full Rupiah, Unless Otherwise Stated)‬

‭c.‬   ‭Struktur Grup‬                                                      ‭c.‬   ‭The Group Structure‬




       ‭Akuisisi Entitas Anak‬                                                     ‭Acquisition of Subsidiaries‬

       ‭ICC‬                                                                             ‭ICC‬
         ‭Berdasarkan‬ ‭Akta‬‭No.‬‭45‬‭tanggal‬‭9‬‭Mei‬‭2023‬                      ‭Based‬‭on‬‭the‬‭Notarial‬‭Deed‬‭No.‬‭45‬‭dated‬‭May‬
          ‭dari‬ ‭Notaris‬ ‭Jimmy‬ ‭Tanal,‬ ‭S.H.,‬ ‭M.Kn.,‬ ‭yang‬                 ‭9,‬ ‭2023,‬ ‭of‬ ‭Jimmy‬ ‭Tanal,‬ ‭S.H.,‬ ‭M.Kn.,‬ ‭which‬
           ‭disahkan‬ ‭dalam‬ ‭AHU-0027535.AH.‬ ‭Tahun‬                              ‭was‬‭approved‬‭in‬‭letter‬‭AHU-0027535.AH.‬‭Year‬
            ‭2023‬ ‭tanggal‬ ‭19‬ ‭Mei‬ ‭2023,‬ ‭Perusahaan‬                          ‭2023‬ ‭dated‬ ‭May‬ ‭19,‬ ‭2023,‬ ‭the‬ ‭Company‬
             ‭memperoleh‬ ‭kepemilikan‬ ‭saham‬ ‭sebesar‬                              ‭acquired‬        ‭shares‬       ‭ownership‬          ‭of‬
              ‭Rp175.000.000.000‬ ‭yang‬ ‭mencerminkan‬                                 ‭Rp175,000,000,000‬         ‭representing‬          ‭an‬
        ‭kepemilikan 70,00%.‬                                                             ‭ownership of 70.00%.‬




       ‭Berdasarkan‬ ‭Akta‬ ‭No.‬ ‭415‬ ‭tanggal‬ ‭29‬ ‭Juli‬                      ‭Based‬ ‭on‬ ‭the‬ ‭Notarial‬ ‭Deed‬ ‭No.‬ ‭415‬ ‭dated‬
        ‭2024‬ ‭dari‬ ‭Notaris‬ ‭Jimmy‬ ‭Tanal,‬ ‭S.H.,‬ ‭M.Kn.,‬                   ‭July‬ ‭29,‬ ‭2024,‬ ‭of‬ ‭Jimmy‬ ‭Tanal,‬ ‭S.H.,‬ ‭M.Kn.,‬
         ‭yang‬ ‭disahkan‬ ‭dalam‬‭AHU-AH.01.090235722‬                              ‭which‬       ‭was‬        ‭approved‬      ‭in‬     ‭letter‬
          ‭tanggal‬ ‭5‬ ‭Agustus‬ ‭2024,‬ ‭Perusahaan‬                                ‭AHU-AH.01.090235722‬‭dated‬‭August‬‭5,‬‭2024,‬
           ‭memperoleh‬ ‭kepemilikan‬ ‭saham‬ ‭dari‬ ‭PT‬                              ‭the Company acquired shares ownership from‬


                                                                      ‭8‬
Page 12
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                   ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                       ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                              ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                       ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                      ‭f‭o
                                                                                                         ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                  ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                            ‭(In Full Rupiah, Unless Otherwise Stated)‬

       ‭Cemerlang‬ ‭Tunas‬ ‭Kapital‬ ‭dan‬ ‭PT‬ ‭Maksima‬                  ‭PT‬‭Cemerlang‬‭Tunas‬‭Kapital‬‭and‬‭PT‬‭Maksima‬
        ‭Semesta‬ ‭Megah‬ ‭sebesar‬ ‭Rp70.824.000.000‬                      ‭Semesta‬ ‭Megah‬ ‭which‬ ‭amounted‬ ‭to‬
         ‭dan‬ ‭Rp62.499.000.000.‬ ‭Jumlah‬ ‭kepemilikan‬                    ‭Rp70,824,000,000‬ ‭and‬ ‭Rp62,499,000,000.‬
          ‭saham‬‭Perusahaan‬‭adalah‬ ‭249.998.000.000,‬                      ‭Total‬ ‭shares‬ ‭ownership‬ ‭by‬ ‭the‬ ‭Company‬ ‭is‬
           ‭mencerminkan‬ ‭kepemilikan‬ ‭99,99%.‬ ‭Bagian‬                     ‭Rp249,998,000,000,‬          ‭representing‬    ‭an‬
            ‭kepentingan‬    ‭nonpengendali‬       ‭adalah‬                     ‭ownership‬ ‭of‬ ‭99.99%.‬ ‭Shares‬ ‭ownership‬ ‭of‬
             ‭Rp2.000.000‬ ‭mencerminkan‬ ‭kepemilikan‬                          ‭non-controlling‬ ‭interest‬ ‭is‬ ‭Rp2,000,000‬
      ‭0,01%.‬                                                                    ‭representing an ownership of 0.01%.‬

       ‭Aktivitas‬ ‭usaha‬ ‭ICC‬ ‭adalah‬‭pengelola‬‭tempat‬               ‭ICC’s‬ ‭business‬ ‭activity‬ ‭is‬ ‭crypto‬ ‭asset‬
        ‭penyimpanan‬ ‭aset‬ ‭kripto,‬ ‭berdasarkan‬ ‭Surat‬                ‭repository,‬ ‭based‬ ‭on‬ ‭Bappebti‬ ‭Circular‬ ‭Letter‬
         ‭Edaran‬               ‭Bappebti‬              ‭No.‬                ‭No.‬ ‭47/BAPPEBTI/SE/03/2024‬ ‭dated‬ ‭March‬
          ‭47/BAPPEBTI/SE/03/2024‬ ‭tanggal‬ ‭20‬ ‭Maret‬                     ‭20, 2024.‬
      ‭2024.‬

      ‭CFX‬                                                                       ‭CFX‬
        ‭Berdasarkan‬ ‭Akta‬ ‭No.‬ ‭418‬ ‭tanggal‬ ‭29‬ ‭Juli‬             ‭Based‬ ‭on‬ ‭the‬ ‭Notarial‬ ‭Deed‬ ‭No.‬ ‭418‬ ‭dated‬
         ‭2024‬ ‭yang‬ ‭dibuat‬ ‭di‬ ‭hadapan‬ ‭Jimmy‬ ‭Tanal,‬             ‭July‬‭29,‬‭2024,‬‭which‬‭was‬‭made‬‭in‬‭presence‬‭of‬
          ‭S.H.,‬ ‭M.Kn.,‬ ‭yang‬ ‭disahkan‬ ‭dalam‬ ‭Surat‬ ‭No.‬           ‭Jimmy‬ ‭Tanal,‬ ‭S.H.,‬ ‭M.Kn.,‬ ‭which‬ ‭was‬
           ‭AHU-0164677.AH.01.11.‬ ‭Tahun‬ ‭2024‬ ‭tanggal‬                   ‭approved‬              ‭in‬     ‭Letter‬        ‭No.‬
            ‭8‬ ‭Agustus‬ ‭2024,‬ ‭Perusahaan‬ ‭memperoleh‬                    ‭AHU-0164677.AH.01.11.‬ ‭Year‬ ‭2024‬ ‭dated‬
             ‭kepemilikan‬            ‭saham‬          ‭sebesar‬                ‭August‬‭8,‬‭2024,‬‭the‬‭Company‬‭acquired‬‭shares‬
              ‭Rp999.694.000.000‬ ‭yang‬ ‭mencerminkan‬                          ‭ownership‬‭of‬‭Rp999,694,000,000‬‭representing‬
       ‭kepemilikan 99,97%.‬                                                       ‭an ownership of 99.97%.‬




       ‭Aktivitas‬ ‭usaha‬ ‭CFX‬ ‭adalah‬ ‭bursa‬ ‭berjangka‬              ‭CFX’s‬‭business‬‭activity‬‭is‬‭a‬‭crypto‬‭asset‬‭future‬
        ‭aset‬ ‭kripto,‬ ‭berdasarkan‬ ‭Surat‬ ‭Edaran‬                     ‭exchange,‬ ‭based‬ ‭on‬ ‭Bappebti‬ ‭Circular‬ ‭Letter‬
         ‭Bappebti‬ ‭No.‬ ‭47/BAPPEBTI/SE/03/2024‬                           ‭No.‬ ‭47/BAPPEBTI/SE/03/2024‬ ‭dated‬ ‭March‬
      ‭tanggal 20 Maret 2024.‬                                                ‭20, 2024.‬




                                                                     ‭9‬
Page 13
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                     ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                         ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                         ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                        ‭f‭o
                                                                                                                           ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                    ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                              ‭(In Full Rupiah, Unless Otherwise Stated)‬

       ‭KPI‬                                                                                         ‭KPI‬
         ‭Berdasarkan‬‭Akta‬‭No.‬‭265‬‭tanggal‬‭28‬‭Agustus‬                                 ‭Based‬ ‭on‬ ‭the‬ ‭Notarial‬ ‭Deed‬ ‭No.‬ ‭265‬ ‭dated‬
          ‭2024‬ ‭dari‬ ‭Notaris‬ ‭Jimmy‬ ‭Tanal,‬ ‭S.H.,‬ ‭M.Kn.,‬                           ‭August‬‭28,‬‭2024,‬‭of‬‭Jimmy‬‭Tanal,‬‭S.H.,‬‭M.Kn.,‬
           ‭yang‬                ‭disahkan‬                 ‭dalam‬                            ‭which‬            ‭was‬ ‭approved‬     ‭in‬    ‭letter‬
            ‭No.AHU-0055877.AH.01.02.‬           ‭tanggal‬       ‭4‬                            ‭No.AHU-0055877.AH.01.02‬ ‭dated‬ ‭September‬
             ‭September‬ ‭2024,‬ ‭CFX‬ ‭dan‬ ‭ICC‬ ‭memperoleh‬                                  ‭4,‬ ‭2024,‬ ‭CFX‬ ‭and‬ ‭ICC‬ ‭acquire‬ ‭shares‬
              ‭kepemilikan‬ ‭saham‬ ‭masing-masing‬ ‭sebesar‬                                     ‭ownership‬ ‭of‬ ‭Rp895,767,000,000‬ ‭and‬
               ‭Rp895.767.000.000‬ ‭dan‬ ‭Rp224.003.000.000‬                                       ‭Rp224,003,000,000‬        ‭representing‬       ‭an‬
                ‭yang‬     ‭mencerminkan‬           ‭kepemilikan‬                                   ‭ownership‬ ‭of‬ ‭79.97%‬ ‭and‬ ‭19.99%,‬
        ‭masing-masing sebesar 79,97% dan 19,99%.‬                                                    ‭respectively.‬
       ‭DOL‬                                                                                     ‭DOL‬
         ‭Berdasarkan‬ ‭Hukum‬ ‭Seychelles‬ ‭pada‬ ‭13‬                                      ‭Based‬ ‭on‬ ‭the‬ ‭Laws‬ ‭of‬ ‭Seychelles‬ ‭on‬ ‭August‬
          ‭Agustus‬ ‭2024‬ ‭dengan‬ ‭nomor‬ ‭registrasi‬                                      ‭13,‬‭2024‬‭with‬‭registration‬‭number‬‭243040.‬‭The‬
           ‭243040.‬ ‭Struktur‬ ‭permodalan‬ ‭DOL‬‭terdiri‬‭dari‬                              ‭capital‬ ‭structure‬ ‭of‬ ‭DOL‬ ‭consists‬ ‭of‬ ‭1‬ ‭(one)‬
            ‭1‬ ‭(satu)‬ ‭saham‬ ‭dengan‬ ‭nilai‬ ‭nominal‬ ‭per‬                               ‭share‬ ‭with‬ ‭a‬ ‭nominal‬ ‭value‬‭per‬‭share‬‭of‬‭USD‬
             ‭lembar‬ ‭USD‬ ‭1.‬ ‭Seluruh‬ ‭saham‬ ‭DOL‬ ‭dimiliki‬                               ‭1. All shares of DOL are owned by KPI.‬
        ‭oleh KPI.‬




‭2.‬   ‭Informasi Kebijakan Akuntansi Material‬                                       ‭2.‬    ‭Material Accounting Policies Information‬
       ‭a.‬ ‭Kepatuhan‬ ‭terhadap‬ ‭Standar‬ ‭Akuntansi‬                                       ‭a.‬   ‭Compliance‬ ‭with‬ ‭the‬ ‭Financial‬
             ‭Keuangan (SAK)‬                                                                                           ‭Accounting Standards‬
              ‭Laporan‬ ‭keuangan‬ ‭konsolidasian‬ ‭telah‬                                             ‭The‬ ‭consolidated‬ ‭financial‬ ‭statements‬
               ‭disusun‬ ‭dan‬ ‭disajikan‬ ‭sesuai‬ ‭dengan‬                                            ‭were‬ ‭prepared‬ ‭and‬ ‭presented‬ ‭in‬
                ‭Standar‬ ‭Akuntansi‬ ‭Keuangan‬ ‭di‬ ‭Indonesia‬                                        ‭accordance‬ ‭with‬ ‭Indonesian‬ ‭Financial‬
                 ‭yang‬                 ‭meliputi‬  ‭Pernyataan‬ ‭Standar‬                                ‭Accounting‬ ‭Standards‬ ‭which‬ ‭include‬ ‭the‬
                  ‭Akuntansi‬                 ‭Keuangan‬    ‭(PSAK)‬   ‭dan‬                               ‭Statement‬ ‭of‬ ‭Financial‬ ‭Accounting‬
                   ‭Interpretasi‬ ‭Standar‬ ‭Akuntansi‬ ‭Keuangan‬                                          ‭Standards‬ ‭(PSAK)‬ ‭and‬ ‭Interpretation‬ ‭of‬
                    ‭(ISAK)‬ ‭yang‬ ‭diterbitkan‬ ‭oleh‬ ‭Dewan‬                                             ‭Financial‬ ‭Accounting‬ ‭Standards‬ ‭(ISAK)‬
                     ‭Standar‬ ‭Akuntansi‬ ‭Keuangan‬ ‭–‬ ‭Ikatan‬                                            ‭issued‬ ‭by‬ ‭the‬ ‭Financial‬ ‭Accounting‬
                      ‭Akuntan‬ ‭Indonesia‬ ‭(DSAK‬ ‭–‬ ‭IAI)‬ ‭serta‬                                         ‭Standard‬ ‭Board‬ ‭–‬ ‭Indonesian‬ ‭Institute‬‭of‬
                       ‭peraturan‬ ‭regulator‬ ‭Pasar‬ ‭Modal‬ ‭yaitu‬                                          ‭Accountant‬ ‭(DSAK‬‭–‬‭IAI)‬‭and‬‭regulations‬
                        ‭Peraturan‬ ‭No.‬ ‭VIII.G.7‬ ‭tentang‬ ‭Penyajian‬                                       ‭in‬ ‭the‬ ‭Capital‬ ‭Market‬ ‭is‬ ‭Regulation‬ ‭No.‬
                         ‭dan‬ ‭Pengungkapan‬ ‭Laporan‬ ‭Keuangan‬                                                ‭VIII.G.7‬ ‭regarding‬ ‭presentation‬ ‭and‬
                          ‭Emiten‬‭atau‬‭Perusahaan‬‭Publik,‬‭keputusan‬                                           ‭disclosure‬ ‭of‬ ‭financial‬ ‭statements‬ ‭of‬ ‭the‬
                           ‭Ketua‬ ‭Bapepam-LK‬ ‭No.‬ ‭KEP-347/BL/2012‬                                             ‭issuer‬ ‭or‬ ‭public‬ ‭company,‬ ‭decree‬ ‭of‬
                            ‭tentang‬ ‭penyajian‬ ‭dan‬ ‭pengungkapan‬                                               ‭Chairman‬          ‭of‬      ‭Bapepam-LK‬      ‭No.‬
                             ‭laporan‬ ‭keuangan‬‭emiten‬‭atau‬‭perusahaan‬                                           ‭KEP-347/BL/2012‬ ‭regarding‬ ‭presentation‬
                              ‭publik.‬                                                                                ‭and‬ ‭disclosure‬ ‭of‬ ‭financial‬ ‭statements‬ ‭of‬
                                                                                                                         ‭the issuer or public company.‬




                                                                               ‭10‬
Page 14
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                               ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                   ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                          ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                   ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                  ‭f‭o
                                                                                                                     ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                              ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                        ‭(In Full Rupiah, Unless Otherwise Stated)‬

      ‭b.‬ ‭Dasar‬ ‭Pengukuran‬ ‭dan‬ ‭Penyusunan‬                                       ‭b.‬   ‭Measurement‬ ‭and‬ ‭Preparation‬ ‭of‬ ‭The‬
                         ‭Laporan Keuangan Konsolidasian‬                                                      ‭Consolidated Financial Statements‬
            ‭Laporan‬ ‭keuangan‬ ‭konsolidasian‬ ‭disusun‬                                       ‭The‬‭consolidated‬‭financial‬‭statements‬‭a‬‭re‬
             ‭dan‬                 ‭disajikan‬     ‭berdasarkan‬     ‭asumsi‬                     ‭prepared‬ ‭and‬ ‭presented‬ ‭based‬ ‭on‬‭going‬
              ‭kelangsungan‬ ‭usaha‬ ‭serta‬ ‭atas‬ ‭dasar‬                                        ‭concern‬ ‭assumption‬ ‭and‬ ‭accrual‬ ‭basis,‬
               ‭akrual,‬ ‭kecuali‬ ‭laporan‬ ‭arus‬ ‭kas‬                                           ‭except‬ ‭for‬ ‭these‬ ‭statements‬ ‭of‬
                ‭konsolidasian.‬ ‭Dasar‬ ‭pengukuran‬ ‭dalam‬                                        ‭consolidated‬ ‭cash‬ ‭flows.‬ ‭Basis‬ ‭of‬
                 ‭penyusunan‬                   ‭laporan‬         ‭keuangan‬                          ‭measurement‬ ‭in‬ ‭preparation‬ ‭of‬ ‭these‬
                  ‭konsolidasian‬ ‭ini‬ ‭adalah‬ ‭konsep‬ ‭biaya‬                                      ‭consolidated‬ ‭financial‬ ‭statements‬ ‭is‬ ‭the‬
                   ‭perolehan,‬ ‭kecuali‬ ‭beberapa‬ ‭akun‬ ‭tertentu‬                                  ‭historical‬ ‭costs‬ ‭concept,‬ ‭except‬ ‭for‬
                    ‭yang‬           ‭didasarkan‬       ‭pengukuran‬     ‭lain‬                          ‭certain‬ ‭accounts‬ ‭which‬ ‭have‬ ‭been‬
                     ‭sebagaimana‬ ‭dijelaskan‬ ‭dalam‬ ‭kebijakan‬                                       ‭prepared‬ ‭on‬ ‭the‬ ‭basis‬ ‭of‬ ‭other‬
                      ‭akuntansi‬ ‭masing-masing‬ ‭akun‬ ‭tersebut.‬                                       ‭measurements‬ ‭as‬ ‭described‬ ‭in‬ ‭their‬
                       ‭Biaya‬‭perolehan‬‭umumnya‬‭didasarkan‬‭pada‬                                        ‭respective‬ ‭policies.‬ ‭Historical‬ ‭cost‬ ‭is‬
                        ‭nilai‬ ‭wajar‬ ‭imbalan‬ ‭yang‬ ‭diserahkan‬ ‭dalam‬                                ‭generally‬ ‭based‬ ‭on‬ ‭the‬ ‭fair‬ ‭value‬ ‭of‬ ‭the‬
                          ‭pemerolehan aset.‬                                                                 ‭consideration‬ ‭given‬ ‭in‬ ‭exchange‬ ‭for‬
                                                                                                                ‭assets.‬

           ‭Laporan‬ ‭arus‬ ‭kas‬ ‭konsolidasian‬ ‭disajikan‬                                   ‭The‬ ‭consolidated‬ ‭financial‬ ‭statements‬ ‭of‬
            ‭dengan‬       ‭metode‬    ‭langsung‬    ‭dengan‬                                    ‭cash‬ ‭flows‬ ‭are‬ ‭prepared‬ ‭using‬‭the‬‭direct‬
             ‭mengelompokkan‬ ‭arus‬ ‭kas‬ ‭dalam‬ ‭aktivitas‬                                    ‭method‬ ‭by‬ ‭classifying‬ ‭cash‬ ‭flows‬ ‭into‬
              ‭operasi, investasi dan pendanaan.‬                                                  ‭operating,‬ ‭investing‬ ‭and‬ ‭financing‬
                                                                                                    ‭activities.‬

           ‭Mata‬‭uang‬‭penyajian‬‭yang‬‭digunakan‬‭dalam‬                                      ‭The‬ ‭presentation‬ ‭currency‬ ‭used‬ ‭in‬ ‭the‬
            ‭penyusunan‬          ‭laporan‬      ‭keuangan‬                                      ‭preparation‬ ‭of‬ ‭the‬ ‭consolidated‬ ‭financial‬
             ‭konsolidasian‬ ‭ini‬ ‭adalah‬ ‭Rupiah‬ ‭yang‬                                       ‭statements‬‭is‬‭Indonesian‬‭Rupiah‬‭which‬‭is‬
              ‭merupakan mata uang fungsional Grup.‬                                               ‭the functional currency of the Group.‬

     ‭c.‬ ‭Pernyataan‬ ‭dan‬ ‭Interpretasi‬ ‭Standar‬                                    ‭c.‬   ‭New‬‭and‬‭Revised‬‭Statements‬‭and‬
           ‭Akuntansi‬ ‭Baru‬‭dan‬‭Revisi‬‭yang‬‭Berlaku‬                                        ‭Interpretation‬     ‭of‬  ‭Financial‬
            ‭Efektif pada Tahun Berjalan‬                                                         ‭Accounting‬‭Standards‬‭Effective‬‭in‬
                                                                                                   ‭the Current Year‬

           ‭DSAK-IAI‬        ‭mengesahkan‬       ‭perubahan‬                                    ‭DSAK-IAI‬ ‭ratified‬‭changes‬‭to‬‭the‬‭number‬
            ‭penomoran‬ ‭PSAK‬ ‭dan‬ ‭ISAK‬ ‭yang‬ ‭berlaku‬                                     ‭of‬‭PSAK‬‭and‬‭ISAK‬‭which‬‭will‬‭be‬‭effective‬
             ‭efektif‬ ‭pada‬ ‭1‬ ‭Januari‬ ‭2024,‬ ‭dimana‬                                      ‭on‬ ‭January‬ ‭1,‬ ‭2024.‬ ‭This‬ ‭change‬ ‭does‬
              ‭perubahan‬ ‭ini‬ ‭tidak‬ ‭mempengaruhi‬                                             ‭not‬ ‭affect‬ ‭the‬ ‭substance‬ ‭of‬ ‭the‬
               ‭substansi‬       ‭pengaturan‬         ‭dalam‬                                       ‭requirement in each PSAK and ISAK.‬
                ‭masing-masing PSAK dan ISAK tersebut.‬

           ‭Amandemen‬ ‭atas‬ ‭standar‬ ‭yang‬ ‭berlaku‬                                          ‭Amendments to standards effective‬
            ‭efektif‬ ‭untuk‬‭periode‬‭yang‬‭dimulai‬‭pada‬‭atau‬                                  ‭for periods beginning on or after‬
             ‭setelah tanggal 1 Januari 2024, yaitu:‬                                               ‭January 1, 2024, are:‬
              ‭●‬ ‭Amandemen‬ ‭PSAK‬ ‭201:‬ ‭Penyajian‬                                              ‭●‬ ‭Amendments‬‭PSAK‬‭201:‬‭Presentation‬‭of‬
                      ‭Laporan‬ ‭Keuangan‬ ‭tentang‬ ‭Liabilitas‬                                            ‭Financial‬     ‭Statements‬    ‭related‬ ‭to‬
                        ‭Jangka Panjang Dengan Kovenan;‬                                                      ‭Non-Current Liabilities with Covenants;‬
               ‭●‬ ‭Amandemen‬ ‭PSAK‬ ‭116:‬ ‭Liabilitas‬ ‭Sewa‬                                      ‭●‬ ‭Amendments‬ ‭PSAK‬ ‭116:‬ ‭Lease‬ ‭Liability‬
                         ‭dalam Jual dan Sewa – Balik;‬                                                        ‭in a Sale and Leaseback;‬
                ‭●‬ ‭Amandemen‬ ‭PSAK‬ ‭207:‬ ‭Laporan‬ ‭Arus‬                                  ‭ ‬ ‭Amendments‬ ‭PSAK‬ ‭207:‬ ‭Statement‬ ‭of‬
                                                                                                ●
                          ‭Kas;‬                                                                          ‭Cash Flows;‬
                 ‭●‬ ‭Amandemen‬ ‭PSAK‬ ‭107:‬ ‭Instrumen‬                                      ‭●‬ ‭Amendments‬ ‭PSAK‬ ‭107:‬ ‭Financial‬
                       ‭Keuangan:‬ ‭Pengungkapan‬ ‭tentang‬                                              ‭Instrument:‬ ‭Disclosure‬‭regarding‬‭Supplier‬
                           ‭Pengaturan Pembiayaan Pemasok‬                                                 ‭Finance Agreement;‬




                                                                                  ‭11‬
Page 15
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                  ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                      ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                             ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                      ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                     ‭f‭o
                                                                                                        ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                 ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                           ‭(In Full Rupiah, Unless Otherwise Stated)‬

          ‭●‬ ‭Amandemen‬ ‭PSAK‬ ‭401:‬ ‭Penyajian‬                              ‭●‬ ‭Amendments‬ ‭PSAK‬ ‭401:‬ ‭Presentation‬ ‭of‬
                 ‭Laporan Keuangan Syariah; dan‬                                        ‭Shariah Financial Statement; and‬
           ‭●‬ ‭Amandemen‬ ‭PSAK‬ ‭409:‬ ‭Akuntansi‬                              ‭●‬ ‭Amendments‬ ‭PSAK‬ ‭409:‬ ‭Zakah,‬ ‭Infaq‬
                ‭Zakat,‬ ‭Infak,‬ ‭dan‬ ‭Sedekah‬ ‭tentang‬                            ‭and‬ ‭Sadaqah‬ ‭related‬ ‭to‬ ‭accounting‬ ‭of‬
                  ‭akuntansi zakat, infak dan sedekah.‬                                  ‭zakah, infaq and sadaqah.‬
          ‭Implementasi‬‭standar-standar‬‭tersebut‬‭tidak‬                        ‭The‬ ‭implementation‬ ‭of‬ ‭the‬ ‭above‬ ‭standards‬
           ‭memiliki‬ ‭dampak‬ ‭yang‬ ‭material‬ ‭terhadap‬                        ‭had‬ ‭no‬ ‭material‬ ‭effect‬ ‭on‬ ‭the‬ ‭amounts‬
            ‭jumlah‬ ‭yang‬ ‭dilaporkan‬ ‭di‬ ‭periode‬ ‭berjalan‬                  ‭reported‬ ‭for‬ ‭the‬ ‭current‬ ‭period‬ ‭or‬ ‭prior‬
             ‭atau tahun sebelumnya.‬                                                ‭financial year.‬
     ‭d.‬ ‭Prinsip-prinsip Konsolidasi‬                                      ‭d.‬ ‭Principles of Consolidation‬

         ‭Laporan‬ ‭keuangan‬‭konsolidasian‬‭mencakup‬                           ‭The‬‭consolidated‬‭financial‬‭statements‬‭include‬
          ‭laporan‬ ‭keuangan‬ ‭Perusahaan‬ ‭dan‬ ‭entitas‬                       ‭financial‬ ‭statements‬ ‭of‬ ‭the‬ ‭Company‬ ‭and‬
           ‭anak seperti disebutkan pada Catatan 1.c.‬                             ‭subsidiaries as stated in Note 1.c.‬
         ‭Entitas‬ ‭anak‬ ‭adalah‬ ‭entitas‬ ‭yang‬                              ‭A‬ ‭subsidiary‬ ‭is‬ ‭an‬ ‭entity‬ ‭controlled‬ ‭by‬ ‭the‬
          ‭dikendalikan‬ ‭oleh‬ ‭Grup,‬ ‭yakni‬ ‭Grup‬                            ‭Group,‬ ‭i.e.,‬ ‭the‬ ‭Group‬ ‭is‬ ‭exposed,‬ ‭or‬ ‭has‬
           ‭terekspos,‬ ‭atau‬ ‭memiliki‬ ‭hak,‬ ‭atas‬ ‭imbal‬                    ‭rights,‬‭to‬‭variable‬‭returns‬‭from‬‭its‬‭involvement‬
            ‭hasil‬ ‭variabel‬ ‭dari‬ ‭keterlibatannya‬ ‭dengan‬                    ‭with‬ ‭the‬ ‭entity‬ ‭and‬ ‭has‬ ‭the‬ ‭ability‬ ‭to‬ ‭affect‬
             ‭entitas‬ ‭dan‬ ‭memiliki‬ ‭kemampuan‬ ‭untuk‬                          ‭those‬ ‭returns‬ ‭through‬ ‭its‬ ‭current‬ ‭ability‬ ‭to‬
              ‭mempengaruhi‬ ‭imbal‬ ‭hasil‬ ‭tersebut‬ ‭melalui‬                     ‭direct‬ ‭the‬ ‭entity’s‬ ‭relevant‬ ‭activities‬ ‭(power‬
               ‭kemampuan‬ ‭kini‬ ‭untuk‬ ‭mengarahkan‬                                ‭over the investee).‬
                ‭aktivitas‬ ‭relevan‬ ‭dari‬ ‭entitas‬ ‭(kekuasaan‬
                 ‭atas‬‭investee‬‭).‬
         ‭Laporan‬ ‭keuangan‬ ‭konsolidasian‬ ‭Grup‬                             ‭The‬            ‭Group’s‬      ‭consolidated‬      ‭financial‬
          ‭mencakup‬ ‭hasil‬ ‭usaha,‬ ‭arus‬ ‭kas,‬ ‭aset‬ ‭dan‬                  ‭statements‬ ‭incorporate‬ ‭the‬ ‭results,‬ ‭cash‬
           ‭liabilitas‬ ‭dari‬ ‭Grup‬ ‭dan‬‭seluruh‬‭entitas‬‭anak‬                ‭flows,‬ ‭assets‬‭and‬‭liabilities‬‭of‬‭the‬‭Group‬‭and‬
            ‭yang‬ ‭secara‬ ‭langsung‬ ‭dan‬ ‭tidak‬ ‭langsung‬                     ‭all‬ ‭of‬ ‭its‬ ‭directly‬ ‭and‬ ‭indirectly‬ ‭controlled‬
             ‭dikendalikan‬ ‭oleh‬‭Perusahaan.‬‭Entitas‬‭anak‬                       ‭subsidiaries.‬ ‭Subsidiaries‬ ‭are‬ ‭consolidated‬
              ‭dikonsolidasikan‬ ‭sejak‬ ‭tanggal‬ ‭efektif‬                          ‭from‬‭the‬‭effective‬‭date‬‭of‬‭acquisition,‬‭which‬‭is‬
               ‭akuisisi,‬ ‭yaitu‬ ‭tanggal‬ ‭ketika‬ ‭Grup‬ ‭secara‬                  ‭the‬ ‭date‬ ‭on‬ ‭which‬ ‭the‬ ‭Group‬ ‭effectively‬
                ‭efektif‬‭memperoleh‬‭pengendalian‬‭atas‬‭bisnis‬                       ‭obtains‬‭control‬‭of‬‭the‬‭acquired‬‭business,‬‭until‬
                 ‭yang‬      ‭diakuisisi,‬     ‭sampai‬     ‭tanggal‬                    ‭that control ceases.‬
                  ‭pengendalian berakhir.‬
         ‭Entitas‬ ‭induk‬ ‭menyusun‬ ‭laporan‬ ‭keuangan‬                       ‭A‬ ‭parent‬ ‭prepares‬ ‭consolidated‬ ‭financial‬
          ‭konsolidasian‬             ‭dengan‬      ‭menggunakan‬                 ‭statements‬‭using‬‭uniform‬‭accounting‬‭policies‬
           ‭kebijakan‬ ‭akuntansi‬ ‭yang‬ ‭sama‬ ‭untuk‬                           ‭for‬ ‭like‬ ‭transactions‬ ‭and‬ ‭other‬ ‭events‬ ‭in‬
            ‭transaksi‬ ‭dan‬ ‭peristiwa‬ ‭lain‬ ‭dalam‬ ‭keadaan‬                  ‭similar‬ ‭circumstances.‬ ‭All‬ ‭intragroup‬
             ‭yang‬ ‭serupa.‬ ‭Seluruh‬ ‭transaksi,‬ ‭saldo,‬                        ‭transactions,‬ ‭balances,‬ ‭income,‬ ‭expenses‬
              ‭penghasilan,‬ ‭beban,‬ ‭dan‬ ‭arus‬ ‭kas‬ ‭dalam‬                      ‭and‬ ‭cash‬ ‭flows‬ ‭are‬ ‭eliminated‬ ‭in‬ ‭full‬ ‭on‬
               ‭intra‬ ‭Grup‬ ‭terkait‬ ‭dengan‬ ‭transaksi‬ ‭antar‬                   ‭consolidation‬ ‭to‬ ‭reflect‬ ‭the‬ ‭financial‬ ‭position‬
                ‭entitas‬‭dalam‬‭Grup‬‭dieliminasi‬‭secara‬‭penuh‬                      ‭as a single business entity.‬
                 ‭untuk‬ ‭mencerminkan‬ ‭posisi‬ ‭keuangan‬
                  ‭sebagai satu kesatuan usaha.‬
         ‭Grup‬ ‭mengatribusikan‬ ‭laba‬ ‭rugi‬ ‭dan‬ ‭setiap‬                   ‭The‬ ‭Group‬ ‭attributed‬ ‭the‬ ‭profit‬ ‭or‬ ‭loss‬ ‭and‬
          ‭komponen‬ ‭dari‬ ‭penghasilan‬ ‭komprehensif‬                          ‭each‬ ‭component‬ ‭of‬ ‭other‬ ‭comprehensive‬
           ‭lain‬ ‭kepada‬ ‭pemilik‬ ‭entitas‬ ‭induk‬ ‭dan‬                       ‭income‬ ‭to‬ ‭the‬ ‭owners‬ ‭of‬ ‭the‬ ‭parent‬ ‭and‬
            ‭kepentingan‬ ‭nonpengendali‬ ‭meskipun‬ ‭hal‬                          ‭non-controlling‬ ‭interest‬ ‭even‬ ‭though‬ ‭this‬
             ‭tersebut‬         ‭mengakibatkan‬        ‭kepentingan‬                 ‭results‬‭in‬‭the‬‭non-controlling‬‭interests‬‭having‬
              ‭nonpengendali‬ ‭memiliki‬ ‭saldo‬ ‭defisit.‬ ‭Grup‬                    ‭a‬ ‭deficit‬ ‭balance.‬ ‭The‬ ‭Group‬ ‭presents‬
               ‭menyajikan‬ ‭kepentingan‬ ‭nonpengendali‬ ‭di‬                         ‭non-controlling‬ ‭interest‬ ‭in‬ ‭equity‬ ‭in‬ ‭the‬
                ‭ekuitas‬ ‭dalam‬ ‭laporan‬ ‭posisi‬ ‭keuangan‬                         ‭consolidated‬ ‭statement‬ ‭of‬ ‭financial‬ ‭position,‬
                 ‭konsolidasian,‬ ‭terpisah‬ ‭dari‬ ‭ekuitas‬ ‭pemilik‬                  ‭separately‬ ‭from‬ ‭the‬ ‭equity‬ ‭owners‬ ‭of‬ ‭the‬
                  ‭entitas induk.‬                                                        ‭parent.‬


                                                                      ‭12‬
Page 16
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                       ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                           ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                  ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                           ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                          ‭f‭o
                                                                                                                             ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                      ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                ‭(In Full Rupiah, Unless Otherwise Stated)‬

         ‭Perubahan‬ ‭dalam‬ ‭bagian‬ ‭kepemilikan‬                                                   ‭Changes‬‭in‬‭the‬‭parent’s‬‭ownership‬‭interest‬‭in‬
          ‭entitas‬ ‭induk‬ ‭pada‬ ‭entitas‬ ‭anak‬ ‭yang‬ ‭tidak‬                                     ‭a‬ ‭subsidiary‬ ‭that‬ ‭do‬ ‭not‬ ‭result‬ ‭in‬ ‭loss‬ ‭of‬
           ‭mengakibatkan‬ ‭hilangnya‬ ‭pengendalian‬                                                   ‭control‬ ‭are‬ ‭equity‬ ‭transactions‬ ‭(i.e.,‬
            ‭adalah‬ ‭transaksi‬ ‭ekuitas‬ ‭(yaitu‬ ‭transaksi‬                                          ‭transactions‬ ‭with‬ ‭owners‬‭in‬‭their‬‭capacity‬‭as‬
             ‭dengan‬‭pemilik‬‭dalam‬‭kapasitasnya‬‭sebagai‬                                              ‭owners).‬ ‭When‬ ‭the‬ ‭proportion‬ ‭of‬‭equity‬‭held‬
              ‭pemilik).‬‭Ketika‬‭proporsi‬‭ekuitas‬‭yang‬‭dimiliki‬                                       ‭by‬‭non-controlling‬‭interest‬‭change,‬‭the‬‭Group‬
               ‭oleh‬ ‭kepentingan‬ ‭nonpengendali‬ ‭berubah,‬                                              ‭adjusted‬ ‭the‬ ‭carrying‬ ‭amounts‬ ‭of‬ ‭the‬
                ‭Grup‬ ‭menyesuaikan‬ ‭jumlah‬ ‭tercatat‬                                                    ‭controlling‬ ‭interest‬ ‭and‬ ‭non-controlling‬
                 ‭kepentingan‬ ‭pengendali‬ ‭dan‬ ‭kepentingan‬                                               ‭interest‬‭to‬‭reflect‬‭the‬‭changes‬‭in‬‭their‬‭relative‬
                  ‭non-pengendali‬               ‭untuk‬   ‭mencerminkan‬                                      ‭interest‬ ‭in‬ ‭the‬ ‭subsidiaries.‬ ‭Any‬ ‭difference‬
                   ‭perubahan‬ ‭kepemilikan‬ ‭relatifnya‬ ‭dalam‬                                               ‭between‬ ‭the‬ ‭amount‬ ‭by‬ ‭which‬ ‭the‬
                    ‭entitas‬ ‭anak.‬ ‭Selisih‬ ‭antara‬ ‭jumlah‬‭di‬‭mana‬                                      ‭non-controlling‬‭interests‬‭are‬‭adjusted‬‭and‬‭the‬
                     ‭kepentingan‬‭nonpengendali‬‭disesuaikan‬‭dan‬                                               ‭fair‬ ‭value‬ ‭of‬ ‭the‬ ‭consideration‬ ‭received‬ ‭or‬
                      ‭nilai‬ ‭wajar‬ ‭dari‬ ‭jumlah‬ ‭yang‬ ‭diterima‬ ‭atau‬                                     ‭paid‬ ‭is‬ ‭recognized‬ ‭directly‬ ‭in‬ ‭equity‬ ‭and‬
                       ‭dibayarkan‬ ‭diakui‬ ‭langsung‬ ‭dalam‬ ‭ekuitas‬                                           ‭attributed to the owners of the parent.‬
                        ‭dan‬ ‭diatribusikan‬ ‭pada‬ ‭pemilik‬ ‭dari‬ ‭entitas‬
                         ‭induk.‬

         ‭Jika‬ ‭Grup‬ ‭kehilangan‬ ‭pengendalian,‬ ‭maka‬                                            ‭If the Group loses control, the Group:‬
          ‭Grup:‬
           ‭a)‬ ‭Menghentikan‬                                      ‭pengakuan‬       ‭aset‬          ‭a)‬   ‭Derecognizes‬ ‭the‬ ‭assets‬ ‭(including‬
                      ‭(termasuk‬ ‭goodwill‬‭)‬ ‭dan‬ ‭liabilitas‬                                            ‭goodwill)‬ ‭and‬ ‭liabilities‬‭of‬‭the‬‭subsidiary‬
                       ‭entitas‬ ‭anak‬ ‭pada‬ ‭jumlah‬ ‭tercatatnya‬                                          ‭at‬ ‭their‬ ‭carrying‬ ‭amounts‬ ‭at‬ ‭the‬ ‭date‬
                                       ‭ketika pengendalian hilang;‬                                                 ‭when control is lost;‬
            ‭b)‬ ‭Menghentikan‬ ‭pengakuan‬ ‭jumlah‬                                                  ‭b)‬      ‭Derecognizes‬ ‭the‬ ‭carrying‬ ‭amount‬ ‭of‬
                        ‭tercatat‬                           ‭setiap‬      ‭kepentingan‬                         ‭any‬ ‭non-controlling‬ ‭interests‬ ‭in‬ ‭the‬
                         ‭nonpengendali‬ ‭pada‬ ‭entitas‬ ‭anak‬                                                  ‭former‬ ‭subsidiary‬ ‭at‬ ‭the‬ ‭date‬ ‭when‬
                          ‭terdahulu‬ ‭ketika‬ ‭pengendalian‬ ‭hilang‬                                             ‭control‬‭is‬‭lost‬‭(including‬‭any‬‭components‬
                           ‭(termasuk‬                          ‭setiap‬      ‭komponen‬                            ‭of‬ ‭other‬ ‭comprehensive‬ ‭income‬
                            ‭penghasilan‬ ‭komprehensif‬ ‭lain‬ ‭yang‬                                                ‭attributable to them);‬
                             ‭diatribusikan‬                      ‭pada‬    ‭kepentingan‬
                                        ‭non-pengendali);‬
             ‭c)‬ ‭Mengakui‬‭nilai‬‭wajar‬‭pembayaran‬‭yang‬                                          ‭c)‬   ‭Recognizes‬ ‭the‬ ‭fair‬ ‭value‬ ‭of‬ ‭the‬
                                         ‭diterima (jika ada) dari‬                                           ‭consideration‬ ‭received,‬ ‭if‬ ‭any,‬ ‭from‬ ‭the‬
                              ‭transaksi,‬ ‭peristiwa,‬ ‭atau‬ ‭keadaan‬                                       ‭transaction,‬ ‭event‬‭or‬‭circumstances‬‭that‬
                               ‭yang‬                    ‭mengakibatkan‬        ‭hilangnya‬                     ‭resulted in the loss of control;‬
                                          ‭pengendalian;‬
              ‭d)‬ ‭Mengakui‬ ‭sisa‬ ‭investasi‬ ‭pada‬ ‭entitas‬                                     ‭d)‬   ‭Recognizes‬ ‭any‬ ‭investment‬ ‭retained‬ ‭in‬
                                ‭anak‬ ‭terdahulu‬ ‭pada‬ ‭nilai‬ ‭wajarnya‬                                  ‭the‬‭former‬‭subsidiary‬‭at‬‭fair‬‭value‬‭at‬‭the‬
                                           ‭pada tanggal hilangnya pengendalian;‬                                  ‭date when control is lost;‬
               ‭e)‬ ‭Mereklasifikasi‬ ‭ke‬ ‭laba‬ ‭rugi,‬ ‭atau‬                                      ‭e)‬     ‭Reclassify‬ ‭to‬ ‭profit‬ ‭or‬ ‭loss,‬ ‭or‬ ‭transfer‬
                                 ‭mengalihkan‬‭secara‬‭langsung‬‭ke‬‭saldo‬                                     ‭directly‬ ‭to‬ ‭retained‬ ‭earnings‬ ‭if‬ ‭required‬
                                  ‭laba‬ ‭jika‬ ‭disyaratkan‬ ‭oleh‬ ‭SAK‬ ‭lain,‬                               ‭by‬ ‭other‬ ‭SAKs,‬ ‭the‬ ‭amount‬ ‭recognized‬
                                   ‭jumlah‬ ‭yang‬ ‭diakui‬ ‭dalam‬‭penghasilan‬                                  ‭in‬ ‭other‬ ‭comprehensive‬ ‭income‬ ‭in‬
                                    ‭komprehensif‬‭lain‬‭dalam‬‭kaitan‬‭dengan‬                                     ‭relation to the subsidiary; and‬
                                            ‭entitas anak; dan‬
                ‭f)‬ ‭Mengakui‬ ‭perbedaan‬ ‭apapun‬ ‭yang‬                                           ‭f)‬   ‭Recognizes‬‭any‬‭resulting‬‭difference‬‭as‬‭a‬
                                     ‭dihasilkan‬ ‭sebagai‬ ‭keuntungan‬ ‭atau‬                               ‭gain‬ ‭or‬ ‭loss‬ ‭in‬ ‭profit‬ ‭or‬‭loss‬‭attributable‬
                                      ‭kerugian‬ ‭dalam‬ ‭laba‬ ‭rugi‬ ‭yang‬                                  ‭to the parent.‬
                                             ‭diatribusikan kepada entitas induk.‬




                                                                                           ‭13‬
Page 17
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                          ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                              ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                     ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                              ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                             ‭f‭o
                                                                                                                ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                         ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                   ‭(In Full Rupiah, Unless Otherwise Stated)‬

      ‭e.‬ ‭Transaksi‬ ‭dan‬ ‭Saldo‬ ‭dalam‬ ‭Mata‬ ‭Uang‬                          ‭e.‬ ‭Foreign‬ ‭Currency‬ ‭Transactions‬ ‭and‬
            ‭Asing‬                                                                       ‭Balances‬

            ‭Dalam‬ ‭menyiapkan‬ ‭laporan‬ ‭keuangan‬                                  ‭In‬ ‭preparing‬ ‭consolidated‬ ‭financial‬
             ‭konsolidasian,‬ ‭Grup‬ ‭mencatat‬ ‭dengan‬                                ‭statements,‬ ‭the‬ ‭Group‬ ‭records‬ ‭by‬ ‭using‬
              ‭menggunakan‬ ‭mata‬ ‭uang‬ ‭dari‬ ‭lingkungan‬                            ‭the‬ ‭currency‬ ‭of‬ ‭the‬ ‭primary‬ ‭economic‬
               ‭ekonomi‬ ‭utama‬ ‭di‬ ‭mana‬ ‭Grup‬ ‭beroperasi‬                          ‭environment‬ ‭in‬ ‭which‬‭the‬‭Group‬‭operates‬
                ‭(“mata‬ ‭uang‬ ‭fungsional”).‬ ‭Mata‬ ‭uang‬                              ‭(“the‬ ‭functional‬ ‭currency”).‬ ‭The‬‭functional‬
                 ‭fungsional Grup adalah Rupiah.‬                                           ‭currency of the Group is Rupiah.‬

            ‭Transaksi-transaksi‬ ‭selama‬ ‭tahun‬ ‭berjalan‬                          ‭Transactions‬ ‭during‬ ‭the‬ ‭years‬ ‭in‬ ‭foreign‬
             ‭dalam‬ ‭mata‬ ‭uang‬ ‭asing‬ ‭dicatat‬ ‭dalam‬                            ‭currencies‬ ‭are‬ ‭recorded‬ ‭in‬ ‭Rupiah‬ ‭with‬
              ‭Rupiah‬ ‭dengan‬ ‭kurs‬ ‭pada‬ ‭tanggal‬                                  ‭the‬ ‭foreign‬ ‭currency‬ ‭at‬ ‭the‬ ‭date‬ ‭of‬
               ‭transaksi.‬ ‭Pada‬ ‭akhir‬ ‭periode‬ ‭pelaporan,‬                         ‭transactions.‬ ‭At‬ ‭the‬ ‭end‬ ‭of‬ ‭reporting‬
                ‭pos‬ ‭moneter‬ ‭dalam‬ ‭mata‬ ‭uang‬ ‭asing‬                              ‭period,‬ ‭foreign‬ ‭currency‬ ‭monetary‬ ‭items‬
                 ‭dijabarkan‬ ‭ke‬‭dalam‬‭Rupiah‬‭menggunakan‬                              ‭are‬‭translated‬‭to‬‭Rupiah‬‭using‬‭the‬‭closing‬
                  ‭kurs‬ ‭penutup‬ ‭yaitu‬ ‭kurs‬ ‭tengah‬ ‭Bank‬                            ‭rate,‬‭i.e.‬‭middle‬‭rate‬‭of‬‭Bank‬‭of‬‭Indonesia‬
                   ‭Indonesia‬ ‭untuk‬‭tahun-tahun‬‭yang‬‭berakhir‬                           ‭at‬‭for‬‭the‬‭years‬‭ended‬‭June‬‭30,‬‭2025‬‭and‬
                    ‭pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬ ‭2025‬ ‭dan‬ ‭31‬                             ‭December 31, 2024 are as follows:‬
                     ‭Desember 2024 adalah sebagai berikut:‬




            ‭Selisih‬ ‭kurs‬ ‭yang‬‭timbul‬‭dari‬‭penyelesaian‬                        ‭Gain‬ ‭or‬ ‭loss‬ ‭from‬ ‭foreign‬ ‭exchange‬
             ‭pos‬ ‭moneter‬ ‭dan‬ ‭dari‬ ‭penjabaran‬ ‭pos‬                            ‭differences‬ ‭arising‬ ‭from‬ ‭foreign‬ ‭currency‬
              ‭moneter‬ ‭dalam‬ ‭mata‬ ‭uang‬ ‭asing‬ ‭diakui‬                           ‭transactions‬ ‭are‬ ‭recognized‬ ‭in‬ ‭profit‬ ‭or‬
               ‭dalam laba rugi.‬                                                         ‭loss.‬

     ‭f.‬   ‭Transaksi‬‭dan‬‭Saldo‬‭Dengan‬‭Pihak‬                                 ‭f.‬ ‭Related‬ ‭Parties‬           ‭Transaction‬           ‭and‬
             ‭Berelasi‬                                                                  ‭Balance‬

            ‭Pihak‬ ‭berelasi‬ ‭adalah‬ ‭orang‬ ‭atau‬ ‭entitas‬                       ‭A‬ ‭related‬ ‭party‬ ‭is‬ ‭a‬ ‭person‬ ‭or‬ ‭an‬ ‭entity‬
             ‭yang terkait dengan entitas pelapor:‬                                     ‭that is related to the reporting entity:‬
              ‭a)‬ ‭Orang‬ ‭atau‬ ‭anggota‬ ‭keluarga‬ ‭terdekat‬                        ‭a)‬ ‭A‬ ‭person‬ ‭or‬ ‭a‬ ‭close‬ ‭member‬ ‭of‬ ‭that‬
                      ‭mempunyai‬ ‭relasi‬ ‭dengan‬ ‭entitas‬                                  ‭person’s‬‭family‬‭is‬‭related‬‭to‬‭a‬‭reporting‬
                       ‭pelapor jika orang tersebut:‬                                           ‭entity if that person:‬
                     ‭i.‬ ‭Memiliki‬          ‭pengendalian‬       ‭atau‬                        ‭i.‬ ‭Has control or joint control of‬
                            ‭pengendalian‬ ‭bersama‬ ‭atas‬ ‭entitas‬                                  ‭the reporting entity;‬
                              ‭pelapor;‬
                   ‭ii.‬ ‭Memiliki‬ ‭pengaruh‬ ‭signifikan‬ ‭atas‬                         ‭ii.‬ ‭Has significant influence over‬
                           ‭entitas pelapor; atau‬                                                    ‭the reporting entity; or‬
                  ‭iii.‬ ‭Merupakan‬ ‭personil‬ ‭manajemen‬                                 ‭iii.‬ ‭Is‬ ‭a‬ ‭member‬ ‭of‬ ‭the‬ ‭key‬
                             ‭kunci‬ ‭entitas‬ ‭pelapor‬ ‭atau‬ ‭entitas‬                           ‭management‬ ‭personnel‬ ‭of‬ ‭the‬
                               ‭induk entitas pelapor.‬                                              ‭reporting‬ ‭entity‬ ‭or‬ ‭of‬ ‭a‬ ‭parent‬ ‭of‬
                                                                                                       ‭the reporting entity.‬

            ‭b)‬ ‭Suatu‬ ‭entitas‬ ‭berelasi‬ ‭dengan‬ ‭entitas‬                       ‭b)‬ ‭An‬ ‭entity‬ ‭is‬ ‭related‬ ‭to‬ ‭the‬ ‭reporting‬
                  ‭pelapor‬ ‭jika‬ ‭memenuhi‬ ‭salah‬ ‭satu‬ ‭hal‬                           ‭entity‬‭if‬‭any‬‭of‬‭the‬‭following‬‭conditions‬
                   ‭berikut:‬                                                                 ‭applies:‬



                                                                            ‭14‬
Page 18
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                                              ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                                                  ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                                         ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                                                  ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                                                 ‭f‭o
                                                                                                                                                    ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                                             ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                                       ‭(In Full Rupiah, Unless Otherwise Stated)‬

             ‭i.‬          ‭Entitas‬ ‭dan‬ ‭entitas‬ ‭pelapor‬ ‭adalah‬                                                        ‭i.‬ ‭The‬ ‭entity‬ ‭and‬ ‭the‬‭reporting‬‭entity‬
                            ‭anggota‬ ‭dari‬ ‭kelompok‬ ‭usaha‬ ‭yang‬                                                               ‭are‬ ‭members‬ ‭of‬ ‭the‬ ‭same‬ ‭group‬
                             ‭sama‬ ‭(artinya‬ ‭entitas‬ ‭induk,‬ ‭entitas‬                                                           ‭(which‬ ‭means‬ ‭that‬ ‭each‬ ‭parent,‬
                              ‭anak,‬ ‭dan‬ ‭sesama‬ ‭entitas‬ ‭anak‬                                                                  ‭subsidiary‬ ‭and‬ ‭fellow‬‭subsidiary‬‭is‬
                               ‭saling‬ ‭berelasi‬ ‭dengan‬ ‭entitas‬                                                                   ‭related to the others);‬
                                                         ‭lainnya);‬
             ‭ii.‬ ‭Satu‬ ‭entitas‬ ‭adalah‬ ‭entitas‬‭asosiasi‬                                                               ‭ii.‬ ‭One‬ ‭entity‬ ‭is‬ ‭an‬ ‭associate‬‭or‬‭joint‬
                                ‭atau‬ ‭ventura‬ ‭bersama‬ ‭dari‬ ‭entitas‬                                                           ‭venture‬ ‭of‬ ‭the‬ ‭other‬ ‭entity‬ ‭(or‬ ‭an‬
                                 ‭lain‬ ‭(atau‬ ‭entitas‬ ‭asosiasi‬ ‭atau‬                                                            ‭associate‬ ‭or‬ ‭joint‬ ‭venture‬ ‭of‬ ‭a‬
                                  ‭ventura‬ ‭bersama‬ ‭yang‬ ‭merupakan‬                                                                ‭member‬ ‭of‬ ‭a‬ ‭group‬ ‭of‬ ‭which‬ ‭the‬
                                   ‭anggota‬ ‭suatu‬ ‭kelompok‬ ‭usaha,‬                                                                 ‭other entity is a member);‬
                                    ‭dimana‬ ‭entitas‬ ‭lain‬ ‭tersebut‬ ‭adalah‬
                                                          ‭anggotanya);‬
              ‭iii.‬ ‭Kedua‬ ‭entitas‬ ‭tersebut‬ ‭adalah‬                                                                     ‭iii.‬ ‭Both entities are joint ventures of‬
                                     ‭ventura‬ ‭bersama‬ ‭dari‬ ‭pihak‬ ‭ketiga‬                                                       ‭the same third party;‬
                                                           ‭yang sama;‬
               ‭iv.‬ ‭Satu‬ ‭entitas‬ ‭adalah‬ ‭ventura‬                                                                       ‭iv.‬ ‭One‬ ‭entity‬ ‭is‬ ‭a‬ ‭joint‬ ‭venture‬ ‭of‬ ‭a‬
                                      ‭bersama‬ ‭dari‬ ‭entitas‬ ‭ketiga‬ ‭dan‬                                                       ‭third entity and the other entity is‬
                                       ‭entitas‬ ‭yang‬ ‭lain‬ ‭adalah‬ ‭entitas‬                                                      ‭an associate of the third entity;‬
                                                            ‭asosiasi dari entitas ketiga;‬
                ‭v.‬ ‭Entitas‬ ‭tersebut‬ ‭adalah‬ ‭suatu‬                                                                     ‭v.‬ ‭The‬ ‭entity‬ ‭is‬ ‭a‬ ‭post-employment‬
                                        ‭program‬ ‭imbalan‬ ‭pascakerja‬ ‭untuk‬                                                     ‭benefit‬ ‭plan‬ ‭for‬ ‭the‬ ‭benefit‬ ‭of‬
                                         ‭imbalan‬‭kerja‬‭dari‬‭salah‬‭satu‬‭entitas‬                                                 ‭employees‬ ‭of‬ ‭either‬ ‭the‬ ‭reporting‬
                                          ‭pelapor‬ ‭atau‬ ‭entitas‬ ‭yang‬ ‭terkait‬                                                     ‭entity, or an entity related to‬
                                           ‭dengan‬ ‭entitas‬ ‭pelapor.‬ ‭Jika‬‭entitas‬                                               ‭the‬‭reporting‬‭entity.‬‭If‬‭the‬‭reporting‬
                                            ‭pelapor‬ ‭adalah‬ ‭entitas‬ ‭yang‬                                                         ‭entity‬ ‭is‬ ‭itself‬ ‭such‬ ‭a‬ ‭such‬‭a‬‭plan,‬
                                             ‭menyelenggarakan‬                                  ‭program‬                               ‭the‬‭sponsoring‬‭employers‬‭are‬‭also‬
                                              ‭tersebut,‬‭maka‬‭entitas‬‭sponsor‬‭juga‬                                                    ‭related to the reporting entity;‬
                                                             ‭berelasi dengan entitas pelapor;‬
                 ‭vi.‬ ‭Entitas‬ ‭yang‬ ‭dikendalikan‬ ‭atau‬                                                                  ‭vi.‬ ‭The‬ ‭entity‬ ‭is‬ ‭controlled‬ ‭or‬ ‭jointly‬
                                               ‭dikendalikan‬ ‭bersama‬ ‭oleh‬ ‭orang‬                                                  ‭controlled‬‭by‬‭a‬‭person‬‭identified‬‭in‬
                                                              ‭yang diidentifikasi dalam huruf (a);‬                                        ‭(a);‬
                  ‭vii.‬ ‭Orang‬ ‭yang‬ ‭diidentifikasi‬ ‭dalam‬                                                                ‭vii.‬ ‭A‬ ‭person‬ ‭identified‬ ‭in‬ ‭(a)‬ ‭(i)‬ ‭has‬
                                                ‭huruf‬ ‭(a)‬ ‭(i)‬ ‭memiliki‬ ‭pengaruh‬                                                ‭significant‬‭influence‬‭over‬‭the‬‭entity‬
                                                 ‭signifikan‬                   ‭atas‬ ‭entitas‬ ‭atau‬                                   ‭or‬ ‭is‬ ‭a‬ ‭member‬ ‭of‬ ‭the‬ ‭key‬
                                                  ‭merupakan‬ ‭personil‬ ‭manajemen‬                                                       ‭management‬ ‭personnel‬ ‭of‬ ‭the‬
                                                   ‭kunci‬‭entitas‬‭(atau‬‭entitas‬‭induk‬‭dari‬                                             ‭entity (or a parent of the entity); or‬
                                                               ‭entitas); atau‬
                   ‭viii.‬‭Entitas,‬‭atau‬‭anggota‬‭dari‬‭kelompok‬                                                            ‭viii.‬‭The‬ ‭entity,‬ ‭or‬ ‭any‬ ‭member‬ ‭of‬ ‭a‬
                                                    ‭dimana‬ ‭entitas‬ ‭merupakan‬ ‭bagian‬                                            ‭group‬‭which‬‭it‬‭is‬‭a‬‭part‬‭of,‬‭provides‬
                                                     ‭dari‬                  ‭kelompok‬        ‭tersebut,‬                              ‭key‬      ‭management‬          ‭personnel‬
                                                      ‭menyediakan‬                   ‭jasa‬      ‭personil‬                             ‭services‬ ‭to‬ ‭the‬ ‭reporting‬ ‭entity‬ ‭or‬
                                                       ‭manajemen‬ ‭kunci‬ ‭pada‬ ‭entitas‬                                               ‭to the parent of the reporting entity.‬
                                                        ‭pelapor‬ ‭atau‬ ‭kepada‬ ‭entitas‬ ‭induk‬
                                                                ‭dari entitas pelapor.‬

          ‭Seluruh‬ ‭transaksi‬ ‭dan‬ ‭saldo‬ ‭yang‬                                                                       ‭All‬ ‭significant‬ ‭transactions‬ ‭and‬ ‭balances‬
           ‭signifikan‬  ‭dengan‬   ‭pihak‬  ‭berelasi‬                                                                     ‭with‬ ‭related‬ ‭parties‬ ‭are‬ ‭disclosed‬ ‭in‬ ‭the‬
            ‭diungkapkan dalam Catatan yang relevan.‬                                                                        ‭relevant Notes.‬

      ‭g.‬ ‭Kas dan Setara Kas‬                                                                                       ‭g.‬ ‭Cash and Cash Equivalent‬
              ‭Kas dan setara kas termasuk kas, kas‬                                                                        ‭Cash‬ ‭and‬ ‭cash‬ ‭equivalents‬ ‭are‬ ‭cash‬ ‭on‬
           ‭di‬ ‭bank‬ ‭(rekening‬ ‭giro),‬ ‭dan‬ ‭deposito‬                                                                 ‭hand,‬ ‭cash‬ ‭in‬ ‭banks‬ ‭(current‬ ‭account)‬
            ‭berjangka‬ ‭yang‬ ‭jatuh‬‭tempo‬‭dalam‬‭jangka‬                                                                  ‭and‬ ‭time‬ ‭deposits‬ ‭with‬‭maturity‬‭period‬‭of‬
             ‭waktu‬ ‭tiga‬ ‭bulan‬ ‭atau‬ ‭kurang‬ ‭pada‬ ‭saat‬                                                              ‭three‬ ‭months‬ ‭or‬ ‭less‬ ‭at‬ ‭the‬ ‭time‬ ‭of‬
               ‭penempatan yang tidak digunakan‬                                                                                ‭placement‬ ‭that‬‭are‬‭not‬‭used‬‭as‬‭collateral‬


                                                                                                               ‭15‬
Page 19
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                        ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                            ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                   ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                            ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                           ‭f‭o
                                                                                                              ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                       ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                 ‭(In Full Rupiah, Unless Otherwise Stated)‬

          ‭sebagai‬ ‭jaminan‬ ‭atau‬ ‭tidak‬ ‭dibatasi‬                              ‭or are not restricted.‬
           ‭penggunaannya.‬

     ‭h.‬ ‭Biaya Dibayar di Muka‬                                               ‭h.‬ ‭Prepaid Expenses‬
          ‭Biaya‬ ‭dibayar‬ ‭dimuka‬ ‭diamortisasi‬ ‭sesuai‬                          ‭Prepaid‬‭expenses‬‭are‬‭amortized‬‭over‬‭the‬
           ‭masa‬ ‭manfaat‬ ‭masing-masing‬ ‭beban‬                                    ‭period‬ ‭benefited‬ ‭using‬ ‭straight-line‬
            ‭dengan menggunakan metode garis lurus.‬                                    ‭method.‬
     ‭i.‬ ‭Aset Tetap‬                                                          ‭i.‬ ‭Fixed Assets‬
          ‭Aset‬ ‭tetap‬ ‭pada‬ ‭awalnya‬ ‭diakui‬ ‭sebesar‬                          ‭Fixed‬ ‭assets‬ ‭are‬ ‭initially‬ ‭recognized‬ ‭at‬
           ‭biaya‬ ‭perolehan‬ ‭yang‬ ‭meliputi‬ ‭harga‬                               ‭cost,‬ ‭which‬ ‭comprises‬ ‭its‬ ‭purchase‬‭price‬
            ‭perolehannya‬‭dan‬‭setiap‬‭biaya‬‭yang‬‭dapat‬                             ‭and‬ ‭any‬ ‭cost‬ ‭directly‬ ‭attributable‬ ‭in‬
             ‭diatribusikan‬ ‭langsung‬ ‭untuk‬ ‭membawa‬                                ‭bringing‬ ‭the‬ ‭assets‬ ‭to‬ ‭the‬ ‭location‬ ‭and‬
              ‭aset‬ ‭ke‬‭kondisi‬‭dan‬‭lokasi‬‭yang‬‭diperlukan‬                         ‭condition‬‭necessary‬‭for‬‭it‬‭to‬‭be‬‭capable‬‭of‬
               ‭agar‬ ‭aset‬ ‭siap‬ ‭digunakan‬ ‭sesuai‬ ‭intensi‬                         ‭operating‬ ‭in‬ ‭the‬ ‭manner‬ ‭intended‬ ‭by‬
                ‭manajemen.‬                                                                ‭management.‬
          ‭Setelah‬ ‭pengakuan‬ ‭awal,‬ ‭aset‬ ‭tetap‬                               ‭After‬ ‭initial‬ ‭recognition,‬ ‭fixed‬ ‭assets‬ ‭are‬
           ‭dinyatakan‬ ‭sebesar‬ ‭biaya‬ ‭perolehan‬                                 ‭carried‬ ‭at‬ ‭its‬ ‭cost‬ ‭less‬ ‭any‬ ‭accumulated‬
            ‭dikurangi akumulasi penyusutan.‬                                          ‭depreciation.‬
          ‭Penyusutan‬ ‭aset‬ ‭tetap‬ ‭dimulai‬ ‭pada‬ ‭saat‬                        ‭Depreciation‬ ‭of‬ ‭fixed‬ ‭assets‬ ‭starts‬ ‭when‬
           ‭aset‬ ‭tersebut‬ ‭siap‬ ‭untuk‬‭digunakan‬‭sesuai‬                        ‭its‬ ‭available‬ ‭for‬ ‭use‬‭and‬‭its‬‭computed‬‭by‬
            ‭maksud‬ ‭penggunaannya‬ ‭dan‬ ‭dihitung‬                                  ‭using‬ ‭straight‬ ‭line‬ ‭method‬ ‭based‬ ‭on‬ ‭the‬
             ‭dengan‬ ‭menggunakan‬ ‭metode‬ ‭garis‬ ‭lurus‬                            ‭estimated useful life of assets as follows:‬
              ‭berdasarkan‬ ‭estimasi‬ ‭masa‬ ‭manfaat‬
               ‭ekonomis aset sebagai berikut:‬




          ‭Aset‬ ‭dalam‬ ‭pembangunan‬ ‭dinyatakan‬                                  ‭Construction‬ ‭in‬ ‭progress‬‭is‬‭stated‬‭at‬‭cost‬
           ‭sebesar‬ ‭biaya‬ ‭perolehan‬ ‭dan‬ ‭disajikan‬                            ‭and‬ ‭is‬ ‭accounted‬ ‭as‬ ‭part‬‭of‬‭fixed‬‭assets.‬
            ‭sebagai‬ ‭bagian‬ ‭dari‬ ‭aset‬ ‭tetap.‬‭Akumulasi‬                       ‭The‬‭accumulated‬‭costs‬‭are‬‭reclassified‬‭to‬
             ‭biaya‬‭perolehan‬‭aset‬‭dalam‬‭pembangunan‬                               ‭the‬ ‭appropriate‬ ‭fixed‬ ‭assets‬ ‭account‬
              ‭akan‬ ‭dipindahkan‬ ‭ke‬ ‭masing-masing‬ ‭aset‬                           ‭when‬ ‭the‬ ‭construction‬ ‭is‬ ‭completed‬ ‭and‬
               ‭tetap‬ ‭yang‬ ‭bersangkutan‬ ‭pada‬ ‭saat‬ ‭aset‬                         ‭the‬ ‭constructed‬ ‭asset‬ ‭is‬ ‭ready‬ ‭for‬ ‭its‬
                ‭tersebut‬ ‭selesai‬ ‭dikerjakan‬ ‭dan‬ ‭siap‬                             ‭intended use.‬
                 ‭digunakan.‬
          ‭Biaya‬ ‭pemeliharaan‬ ‭dan‬ ‭perbaikan‬                                   ‭The‬ ‭cost‬ ‭of‬ ‭repairs‬ ‭and‬ ‭maintenance‬ ‭is‬
           ‭dibebankan‬ ‭pada‬ ‭operasi‬ ‭periode‬‭berjalan‬                          ‭charged‬ ‭to‬ ‭operation‬ ‭as‬ ‭incurred‬ ‭while‬
            ‭pada‬        ‭saat‬     ‭terjadinya,‬       ‭sedangkan‬                   ‭significant‬ ‭renovations‬ ‭and‬ ‭additions‬ ‭are‬
             ‭pemugaran‬               ‭dan‬          ‭penambahan‬                      ‭capitalized.‬‭The‬‭carrying‬‭value‬‭of‬‭the‬‭part‬
              ‭dikapitalisasi.‬ ‭Nilai‬ ‭tercatat‬ ‭dari‬ ‭komponen‬                     ‭replaced was written-off.‬
               ‭yang diganti dihapusbukukan.‬
          ‭Nilai‬ ‭tercatat‬ ‭dari‬ ‭suatu‬ ‭aset‬ ‭tetap‬                           ‭The‬ ‭carrying‬ ‭amount‬ ‭of‬ ‭fixed‬ ‭assets‬ ‭is‬
           ‭dihentikan‬ ‭pengakuannya‬ ‭pada‬ ‭saat‬                                  ‭derecognized‬ ‭upon‬ ‭disposal‬ ‭or‬ ‭when‬ ‭no‬
            ‭pelepasan‬ ‭atau‬ ‭ketika‬ ‭tidak‬ ‭terdapat‬ ‭lagi‬                      ‭future‬ ‭economic‬ ‭benefits‬ ‭are‬ ‭expected‬
             ‭manfaat‬ ‭ekonomi‬ ‭masa‬ ‭depan‬ ‭yang‬                                  ‭from‬ ‭its‬‭use‬‭or‬‭disposal.‬‭Any‬‭gain‬‭or‬‭loss‬
              ‭diharapkan‬ ‭dari‬ ‭penggunaan‬ ‭atau‬                                    ‭arising‬ ‭on‬ ‭derecognition‬ ‭of‬ ‭the‬ ‭asset‬
               ‭pelepasannya.‬ ‭Keuntungan‬ ‭atau‬ ‭kerugian‬                             ‭(calculated‬‭as‬‭the‬‭difference‬‭between‬‭the‬
                ‭yang‬ ‭timbul‬ ‭dari‬ ‭penghentian‬ ‭pengakuan‬                           ‭net‬ ‭disposal‬ ‭proceeds,‬ ‭if‬ ‭any,‬ ‭and‬ ‭the‬
                 ‭tersebut‬ ‭(yang‬ ‭ditentukan‬ ‭sebesar‬ ‭selisih‬                        ‭carrying‬ ‭amount‬ ‭of‬ ‭the‬ ‭asset)‬ ‭is‬‭credited‬
                  ‭antara‬ ‭jumlah‬ ‭hasil‬ ‭pelepasan‬ ‭neto,‬ ‭jika‬                       ‭or‬‭charged‬‭to‬‭profit‬‭or‬‭loss‬‭in‬‭the‬‭asset‬‭is‬

                                                                         ‭16‬
Page 20
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                                  ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                                      ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                             ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                                      ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                                     ‭f‭o
                                                                                                                                        ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                                 ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                           ‭(In Full Rupiah, Unless Otherwise Stated)‬

          ‭ada,‬ ‭dan‬ ‭jumlah‬ ‭tercatatnya)‬ ‭dimasukkan‬                                                    ‭derecognized.‬
           ‭dalam‬ ‭laba‬ ‭rugi‬ ‭pada‬ ‭saat‬ ‭penghentian‬
            ‭pengakuan tersebut dilakukan.‬

          ‭Pada‬ ‭akhir‬ ‭periode‬ ‭pelaporan,‬ ‭Grup‬                                                         ‭At‬ ‭the‬ ‭end‬ ‭of‬ ‭each‬ ‭financial‬ ‭period,‬ ‭the‬
           ‭melakukan‬ ‭penelaahan‬ ‭berkala‬‭atas‬‭masa‬                                                       ‭Group‬‭reviews‬‭useful‬‭life,‬‭residual‬‭values,‬
            ‭manfaat,‬ ‭nilai‬ ‭residu,‬ ‭metode‬ ‭penyusutan,‬                                                  ‭methods‬ ‭of‬ ‭depreciation,‬ ‭and‬ ‭the‬
             ‭dan‬ ‭sisa‬ ‭umur‬ ‭pemakaian‬ ‭berdasarkan‬                                                        ‭remaining‬ ‭useful‬ ‭life‬ ‭based‬ ‭on‬ ‭technical‬
              ‭kondisi teknis.‬                                                                                    ‭conditions.‬

     ‭j.‬ ‭Sewa‬                                                                                      ‭j.‬    ‭Lease‬
          ‭Pada‬‭tanggal‬‭insepsi‬‭kontrak,‬‭Grup‬‭menilai‬                                                    ‭At‬‭inception‬‭of‬‭a‬‭contract,‬‭the‬‭Group‬‭shall‬
           ‭apakah‬           ‭kontrak‬    ‭merupakan,‬      ‭atau‬                                             ‭assess‬ ‭whether‬ ‭the‬ ‭contract‬ ‭is,‬ ‭or‬
            ‭mengandung‬ ‭sewa.‬ ‭Suatu‬ ‭kontrak‬                                                               ‭contains,‬ ‭a‬ ‭lease.‬ ‭A‬ ‭contract‬ ‭is,‬ ‭or‬
             ‭merupakan‬ ‭atau‬ ‭mengandung‬ ‭sewa‬ ‭jika‬                                                        ‭contains,‬ ‭a‬ ‭lease‬ ‭if‬ ‭the‬ ‭contract‬ ‭conveys‬
              ‭kontrak‬ ‭tersebut‬ ‭memberikan‬ ‭hak‬ ‭untuk‬                                                      ‭the‬‭right‬‭to‬‭control‬‭the‬‭use‬‭of‬‭an‬‭identified‬
               ‭mengendalikan‬          ‭penggunaan‬          ‭aset‬                                                ‭asset‬‭for‬‭a‬‭period‬‭of‬‭time‬‭in‬‭exchange‬‭for‬
                ‭identifikasian‬ ‭selama‬ ‭suatu‬ ‭jangka‬ ‭waktu‬                                                   ‭consideration.‬
                 ‭untuk dipertukarkan dengan imbalan.‬

          ‭Untuk‬‭menilai‬‭apakah‬‭kontrak‬‭memberikan‬                                                        ‭To‬‭assess‬‭whether‬‭a‬‭contract‬‭conveys‬‭the‬
           ‭hak‬ ‭untuk‬ ‭mengendalikan‬ ‭penggunaan‬                                                           ‭right‬ ‭to‬ ‭control‬ ‭the‬ ‭use‬ ‭of‬ ‭an‬ ‭identified‬
            ‭aset‬ ‭identifikasian‬ ‭selama‬ ‭suatu‬ ‭jangka‬                                                    ‭asset‬‭for‬‭a‬‭period‬‭of‬‭time,‬‭the‬‭Group‬‭shall‬
             ‭waktu,‬ ‭Grup‬ ‭menilai‬ ‭apakah‬ ‭selama‬                                                          ‭assess‬ ‭whether,‬ ‭throughout‬ ‭the‬‭period‬‭of‬
              ‭periode‬ ‭penggunaan,‬ ‭Grup‬ ‭memiliki‬ ‭dua‬                                                      ‭use,‬ ‭the‬ ‭the‬ ‭Group‬ ‭has‬ ‭both‬ ‭of‬ ‭the‬
               ‭hal berikut:‬                                                                                       ‭following:‬
                ‭a.‬ ‭hak‬ ‭untuk‬ ‭mendapatkan‬ ‭secara‬                                                            ‭a.‬ ‭the‬ ‭right‬ ‭to‬ ‭obtain‬‭substantially‬‭all‬‭of‬
                       ‭substansial‬ ‭seluruh‬ ‭manfaat‬ ‭ekonomik‬                                                        ‭the‬ ‭economic‬ ‭benefits‬ ‭from‬ ‭use‬ ‭of‬
                        ‭dari‬ ‭penggunaan‬ ‭aset‬ ‭identifikasian;‬                                                        ‭the identified asset; and‬
                         ‭dan‬
                 ‭b.‬ ‭hak‬ ‭untuk‬ ‭mengarahkan‬ ‭penggunaan‬                                                 ‭b.‬ ‭the‬ ‭right‬ ‭to‬ ‭direct‬ ‭the‬ ‭use‬ ‭of‬ ‭the‬
                          ‭aset identifikasian, yaitu hanya jika:‬                                                   ‭identified asset, only if either:‬
                             ‭i.‬ ‭Grup‬                       ‭memiliki‬   ‭hak‬    ‭untuk‬                            ‭i.‬ ‭the‬‭Group‬‭has‬‭the‬‭right‬‭to‬‭direct‬
                                    ‭mengarahkan‬ ‭bagaimana‬ ‭dan‬                                                           ‭how‬ ‭and‬ ‭for‬ ‭what‬ ‭purpose‬ ‭the‬
                                     ‭untuk‬ ‭tujuan‬ ‭apa‬ ‭aset‬ ‭digunakan‬                                                 ‭asset‬ ‭is‬ ‭used‬ ‭throughout‬ ‭the‬
                                        ‭selama periode penggunaan; atau‬                                                         ‭period of use; or‬
                           ‭ii.‬ ‭keputusan‬ ‭yang‬ ‭relevan‬ ‭tentang‬                                               ‭ii.‬ ‭the‬ ‭relevant‬ ‭decisions‬ ‭about‬
                                      ‭bagaimana‬ ‭dan‬ ‭untuk‬ ‭tujuan‬ ‭apa‬                                                  ‭how‬ ‭and‬ ‭for‬ ‭what‬ ‭purpose‬ ‭the‬
                                       ‭aset‬ ‭digunakan‬ ‭telah‬ ‭ditentukan‬                                                   ‭asset‬‭is‬‭used‬‭are‬‭predetermined‬
                                         ‭sebelumnya dan:‬                                                                         ‭and:‬
                                  ‭●‬ ‭Grup‬                          ‭memiliki‬       ‭hak‬                                        ‭●‬ ‭the‬ ‭Group‬ ‭has‬ ‭the‬ ‭right‬ ‭to‬
                                             ‭mengoperasikan‬ ‭aset‬ ‭(atau‬                                                              ‭operate‬ ‭the‬ ‭asset‬ ‭(or‬ ‭to‬
                                              ‭mengarahkan‬ ‭pihak‬ ‭lain‬ ‭untuk‬                                                         ‭direct‬ ‭others‬ ‭to‬ ‭operate‬ ‭the‬
                                               ‭mengoperasikan‬ ‭aset‬ ‭dengan‬                                                                    ‭asset in a manner that‬
                                                ‭cara‬ ‭yang‬ ‭telah‬ ‭ditentukan)‬                                                                 ‭it determines) throughout‬
                                                 ‭selama‬ ‭periode‬ ‭penggunaan,‬                                                                    ‭the period of use,‬
                                                  ‭tanpa‬ ‭pemasok‬ ‭memiliki‬ ‭hak‬                                                        ‭without‬ ‭the‬ ‭supplier‬ ‭having‬
                                                   ‭untuk‬ ‭mengubah‬ ‭instruksi‬                                                            ‭the‬ ‭right‬ ‭to‬ ‭change‬ ‭those‬
                                                         ‭operasi tersebut; atau‬                                                                     ‭operating instructions; or‬
                                   ‭●‬ ‭Grup‬ ‭mendesain‬ ‭aset‬ ‭(atau‬                                                             ‭●‬ ‭the‬ ‭Group‬ ‭designed‬ ‭the‬
                                                    ‭aspek‬ ‭tertentu‬ ‭dari‬ ‭aset)‬                                                         ‭asset‬‭(or‬‭specific‬‭aspects‬‭of‬
                                                     ‭dengan‬ ‭cara‬ ‭menetapkan‬                                                              ‭the‬ ‭asset)‬ ‭in‬ ‭a‬ ‭way‬ ‭that‬
                                                      ‭sebelumnya‬ ‭bagaimana‬ ‭dan‬                                                            ‭predetermines‬ ‭how‬ ‭and‬ ‭for‬
                                                       ‭untuk‬ ‭tujuan‬ ‭apa‬ ‭aset‬ ‭akan‬                                                      ‭what‬ ‭purpose‬ ‭the‬ ‭asset‬‭will‬
                                                        ‭digunakan‬ ‭selama‬ ‭periode‬                                                            ‭be‬ ‭used‬ ‭throughout‬ ‭the‬
                                                          ‭penggunaan.‬                                                                                ‭period of use.‬


                                                                                               ‭17‬
Page 21
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                         ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                             ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                    ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                             ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                            ‭f‭o
                                                                                                               ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                        ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                  ‭(In Full Rupiah, Unless Otherwise Stated)‬

                      ‭Aset Hak Guna‬                                                               ‭Right-of-Use Assets‬
         ‭Pada‬ ‭tanggal‬ ‭permulaan,‬ ‭Grup‬ ‭mengukur‬                              ‭At‬ ‭the‬ ‭commencement‬ ‭date,‬ ‭the‬ ‭Group‬
          ‭aset‬ ‭hak‬‭guna‬‭pada‬‭biaya‬‭perolehan,‬‭yang‬                            ‭shall‬ ‭measure‬ ‭the‬ ‭right-of-use‬ ‭asset‬ ‭at‬
           ‭meliputi‬ ‭jumlah‬ ‭pengukuran‬ ‭awal‬ ‭liabilitas‬                         ‭cost,‬ ‭which‬ ‭includes‬ ‭the‬ ‭amount‬ ‭of‬ ‭the‬
            ‭sewa,‬ ‭pembayaran‬ ‭sewa‬ ‭yang‬ ‭dilakukan‬                               ‭initial‬ ‭measurement‬ ‭of‬ ‭the‬ ‭lease‬ ‭liability,‬
             ‭pada‬ ‭atau‬ ‭sebelum‬ ‭tanggal‬ ‭permulaan‬                                ‭any‬ ‭lease‬ ‭payments‬ ‭made‬ ‭at‬ ‭or‬ ‭before‬
              ‭dikurangi‬ ‭dengan‬ ‭insentif‬ ‭yang‬ ‭diterima,‬                           ‭the‬ ‭commencement‬ ‭date,‬ ‭less‬ ‭any‬ ‭lease‬
               ‭biaya‬‭langsung‬‭awal‬‭yang‬‭dikeluarkan‬‭oleh‬                             ‭incentives‬‭received,‬‭any‬‭initial‬‭direct‬‭costs‬
                ‭Grup,‬ ‭dan‬ ‭estimasi‬ ‭biaya‬ ‭yang‬ ‭akan‬                               ‭incurred‬‭by‬‭the‬‭Group,‬‭and‬‭an‬‭estimate‬‭of‬
                 ‭dikeluarkan‬ ‭oleh‬ ‭Grup‬ ‭dalam‬‭membongkar‬                              ‭costs‬ ‭to‬ ‭be‬ ‭incurred‬ ‭by‬ ‭the‬ ‭Group‬ ‭in‬
                  ‭dan‬ ‭memindahkan‬ ‭aset‬ ‭pendasar‬ ‭atau‬                                 ‭dismantling‬ ‭and‬ ‭removing‬ ‭the‬ ‭underlying‬
                   ‭untuk‬‭merestorasi‬‭aset‬‭pendasar‬‭ke‬‭kondisi‬                            ‭asset,‬ ‭restoring‬ ‭the‬ ‭site‬ ‭on‬ ‭which‬ ‭it‬ ‭is‬
                    ‭yang‬ ‭disyaratkan‬ ‭dan‬ ‭ketentuan‬ ‭sewa,‬                               ‭located‬ ‭or‬ ‭restoring‬ ‭the‬ ‭underlying‬ ‭asset‬
                     ‭kecuali‬ ‭biaya-biaya‬ ‭tersebut‬ ‭dikeluarkan‬                             ‭to‬‭the‬‭condition‬‭required‬‭by‬‭the‬‭terms‬‭and‬
                       ‭untuk menghasilkan persediaan.‬                                            ‭conditions‬ ‭of‬ ‭the‬ ‭lease,‬ ‭unless‬ ‭those‬
                                                                                                     ‭costs are incurred to produce inventories.‬

         ‭Setelah‬              ‭tanggal‬ ‭permulaan,‬     ‭Grup‬                     ‭After‬‭the‬‭commencement‬‭date,‬‭the‬‭Group‬
          ‭mengukur‬ ‭aset‬ ‭hak‬ ‭guna‬ ‭dengan‬                                      ‭shall‬ ‭measure‬ ‭the‬ ‭right-of-use‬ ‭asset‬
           ‭menerapkan‬ ‭model‬ ‭biaya,‬ ‭yaitu‬ ‭biaya‬                                ‭applying‬ ‭a‬ ‭cost‬‭model,‬‭which‬‭is‬‭cost‬‭less‬
            ‭perolehan‬ ‭dikurangi‬ ‭akumulasi‬‭penyusutan‬                              ‭accumulated‬               ‭depreciation‬        ‭and‬
             ‭dan‬ ‭akumulasi‬ ‭kerugian‬ ‭penurunan‬ ‭nilai,‬                            ‭accumulated‬ ‭impairment‬ ‭losses,‬ ‭and‬
              ‭serta‬ ‭disesuaikan‬ ‭dengan‬ ‭pengukuran‬                                  ‭adjusted‬ ‭for‬ ‭remeasurement‬ ‭of‬ ‭lease‬
               ‭kembali‬ ‭liabilitas‬ ‭sewa.‬ ‭Aset‬ ‭hak‬ ‭guna‬                           ‭liabilities.‬ ‭Right-of-use‬ ‭asset‬ ‭depreciated‬
                ‭disusutkan‬ ‭dengan‬ ‭menggunakan‬ ‭metode‬                                 ‭using straight-line method.‬
                 ‭garis lurus.‬

         ‭Jika‬ ‭sewa‬ ‭mengalihkan‬ ‭kepemilikan‬ ‭aset‬                             ‭If‬ ‭the‬ ‭lease‬ ‭transfers‬ ‭ownership‬ ‭of‬ ‭the‬
          ‭pendasar‬ ‭pada‬ ‭akhir‬ ‭masa‬ ‭sewa‬ ‭atau‬ ‭jika‬                        ‭underlying‬‭asset‬‭to‬‭the‬‭lessee‬‭by‬‭the‬‭end‬
           ‭biaya‬ ‭perolehan‬ ‭aset‬ ‭hak‬ ‭guna‬                                      ‭of‬ ‭the‬ ‭lease‬ ‭term‬ ‭or‬ ‭if‬ ‭the‬ ‭cost‬ ‭of‬ ‭the‬
            ‭merefleksikan‬                   ‭penyewa‬             ‭akan‬               ‭right-of-use‬ ‭asset‬ ‭reflects‬ ‭that‬‭the‬‭lessee‬
             ‭mengeksekusi‬ ‭opsi‬ ‭beli,‬ ‭maka‬ ‭penyewa‬                               ‭will‬ ‭exercise‬ ‭a‬ ‭purchase‬ ‭option,‬ ‭the‬
              ‭menyusutkan‬ ‭aset‬ ‭hak‬ ‭guna‬ ‭dari‬ ‭tanggal‬                           ‭lessee‬ ‭shall‬ ‭depreciate‬ ‭the‬ ‭right-of-use‬
               ‭permulaan‬‭hingga‬‭akhir‬‭umur‬‭manfaat‬‭aset‬                              ‭asset‬ ‭from‬ ‭the‬ ‭commencement‬ ‭date‬ ‭to‬
                ‭pendasar,‬ ‭yang‬ ‭mengacu‬ ‭pada‬ ‭ketentuan‬                              ‭the‬‭end‬‭of‬‭the‬‭useful‬‭life‬‭of‬‭the‬‭underlying‬
                 ‭masa‬ ‭manfaat‬ ‭aset‬ ‭tetap.‬‭Jika‬‭tidak,‬‭maka‬                         ‭asset,‬ ‭which‬ ‭refers‬ ‭to‬ ‭the‬ ‭terms‬ ‭of‬ ‭the‬
                  ‭aset‬ ‭hak‬ ‭guna‬ ‭disusutkan‬ ‭dari‬ ‭tanggal‬                            ‭useful‬ ‭life‬ ‭of‬ ‭the‬ ‭fixed‬ ‭asset.‬ ‭Otherwise,‬
                   ‭permulaan‬ ‭hingga‬ ‭tanggal‬ ‭yang‬ ‭lebih‬‭awal‬                          ‭the‬ ‭lessee‬ ‭shall‬ ‭depreciate‬ ‭the‬
                    ‭antara‬ ‭akhir‬ ‭umur‬ ‭manfaat‬ ‭aset‬ ‭hak‬ ‭guna‬                        ‭right-of-use‬           ‭asset‬           ‭from‬       ‭the‬
                     ‭atau akhir masa sewa.‬                                                      ‭commencement‬ ‭date‬ ‭to‬ ‭the‬‭earlier‬‭of‬‭the‬
                                                                                                   ‭end‬ ‭of‬ ‭the‬ ‭useful‬ ‭life‬ ‭of‬ ‭the‬ ‭right-of-use‬
                                                                                                    ‭asset or the end of the lease term.‬

                  ‭Liabilitas Sewa‬                                                            ‭Lease Liabilities‬
         ‭Pada‬ ‭tanggal‬ ‭permulaan,‬ ‭Grup‬ ‭mengukur‬                              ‭At‬ ‭the‬ ‭commencement‬ ‭date,‬ ‭the‬ ‭Group‬
          ‭liabilitas‬ ‭sewa‬ ‭pada‬ ‭nilai‬ ‭kini‬ ‭pembayaran‬                       ‭shall‬ ‭measure‬ ‭the‬ ‭lease‬ ‭liability‬ ‭at‬ ‭the‬
           ‭sewa‬ ‭yang‬ ‭belum‬ ‭dibayar‬ ‭pada‬ ‭tanggal‬                             ‭present‬ ‭value‬ ‭of‬‭the‬‭lease‬‭payments‬‭that‬
            ‭tersebut.‬ ‭Pembayaran‬ ‭sewa‬ ‭didiskontokan‬                              ‭are‬ ‭not‬ ‭paid‬ ‭at‬ ‭that‬ ‭date.‬ ‭The‬ ‭lease‬
             ‭dengan‬ ‭menggunakan‬ ‭suku‬ ‭bunga‬ ‭implisit‬                             ‭payments‬ ‭shall‬ ‭be‬ ‭discounted‬ ‭using‬ ‭the‬
              ‭dalam‬ ‭sewa,‬ ‭jika‬ ‭suku‬ ‭bunga‬ ‭tersebut‬                             ‭interest‬ ‭rate‬ ‭implicit‬ ‭in‬ ‭the‬ ‭lease,‬ ‭if‬ ‭that‬
               ‭dapat‬‭ditentukan.‬‭Jika‬‭suku‬‭bunga‬‭tersebut‬                            ‭rate‬‭can‬‭be‬‭readily‬‭determined.‬‭If‬‭that‬‭rate‬
                ‭tidak‬ ‭dapat‬ ‭ditentukan,‬ ‭maka‬ ‭Grup‬                                  ‭cannot‬ ‭be‬ ‭readily‬ ‭determined,‬ ‭the‬ ‭Group‬
                 ‭menggunakan‬ ‭suku‬ ‭bunga‬ ‭pinjaman‬                                      ‭shall‬ ‭use‬ ‭the‬ ‭Group’s‬ ‭incremental‬
                   ‭inkremental Grup.‬                                                          ‭borrowing rate.‬




                                                                             ‭18‬
Page 22
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                        ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                            ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                   ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                            ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                           ‭f‭o
                                                                                                              ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                       ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                 ‭(In Full Rupiah, Unless Otherwise Stated)‬

            ‭Setelah‬            ‭tanggal‬  ‭permulaan,‬  ‭Grup‬                     ‭After‬‭the‬‭commencement‬‭date,‬‭the‬‭Group‬
             ‭mengukur liabilitas sewa dengan:‬                                       ‭shall measure the lease liability by:‬
         ‭a.‬ ‭meningkatkan‬ ‭jumlah‬ ‭tercatat‬ ‭untuk‬                               ‭a.‬ ‭increasing‬ ‭the‬ ‭carrying‬ ‭amount‬ ‭to‬
                 ‭merefleksikan‬ ‭bunga‬ ‭atas‬ ‭liabilitas‬                                 ‭reflect interest on the lease liability;‬
                      ‭sewa;‬
          ‭b.‬ ‭mengurangi‬ ‭jumlah‬ ‭tercatat‬ ‭untuk‬                              ‭b.‬ ‭reducing‬ ‭the‬ ‭carrying‬ ‭amount‬ ‭to‬
                  ‭merefleksikan‬‭sewa‬‭yang‬‭telah‬‭dibayar;‬                              ‭reflect‬ ‭the‬ ‭lease‬ ‭payments‬ ‭made;‬
                       ‭dan‬                                                                   ‭and‬
           ‭c.‬ ‭mengukur‬‭kembali‬‭jumlah‬‭tercatat‬‭untuk‬                          ‭c.‬ ‭remeasuring‬ ‭the‬ ‭carrying‬ ‭amount‬ ‭to‬
                   ‭merefleksikan‬ ‭penilaian‬ ‭kembali‬ ‭atau‬                              ‭reflect‬ ‭any‬ ‭reassessment‬ ‭or‬ ‭lease‬
                    ‭modifikasi‬        ‭sewa‬    ‭atau‬ ‭untuk‬                              ‭modifications,‬ ‭or‬ ‭to‬ ‭reflect‬ ‭revised‬
                     ‭merefleksikan‬ ‭pembayaran‬ ‭sewa‬ ‭tetap‬                                ‭in-substance fixed lease payments.‬
                        ‭secara substansi revisian.‬

         ‭Liabilitas‬ ‭sewa‬ ‭diukur‬ ‭kembali‬ ‭ketika‬ ‭ada‬                       ‭It‬ ‭is‬ ‭remeasured‬ ‭when‬ ‭there‬‭is‬‭a‬‭change‬
          ‭perubahan‬ ‭pembayaran‬‭sewa‬‭masa‬‭depan‬                                 ‭in‬ ‭future‬ ‭lease‬ ‭payments‬ ‭arising‬ ‭from‬ ‭a‬
           ‭yang‬ ‭timbul‬ ‭dari‬ ‭perubahan‬ ‭indeks‬ ‭atau‬                          ‭change‬ ‭in‬ ‭an‬ ‭index‬ ‭or‬ ‭rate,‬ ‭if‬ ‭there‬ ‭is‬ ‭a‬
            ‭suku‬ ‭bunga,‬ ‭jika‬ ‭ada‬ ‭perubahan‬ ‭estimasi‬                         ‭change‬ ‭in‬ ‭the‬ ‭Group‬ ‭estimate‬ ‭of‬ ‭the‬
             ‭Grup‬ ‭atas‬ ‭jumlah‬ ‭yang‬ ‭diperkirakan‬ ‭akan‬                         ‭amount‬ ‭expected‬ ‭to‬ ‭be‬ ‭payable‬ ‭under‬ ‭a‬
              ‭dibayar‬ ‭dalam‬ ‭jaminan‬ ‭nilai‬ ‭residual,‬ ‭atau‬                      ‭residual‬ ‭value‬ ‭guarantee,‬ ‭or‬ ‭if‬‭the‬‭Group‬
               ‭jika‬ ‭Grup‬ ‭mengubah‬ ‭penilaiannya‬ ‭apakah‬                            ‭changes‬ ‭its‬ ‭assessment‬‭of‬‭whether‬‭it‬‭will‬
                ‭akan‬      ‭mengeksekusi‬         ‭opsi‬      ‭beli,‬                      ‭exercise‬ ‭a‬ ‭purchase,‬ ‭extension‬ ‭or‬
                 ‭perpanjangan atau penghentian.‬                                            ‭termination option.‬

         ‭Ketika‬ ‭liabilitas‬ ‭sewa‬ ‭diukur‬ ‭kembali‬                             ‭When‬ ‭the‬ ‭lease‬ ‭liability‬ ‭is‬‭remeasured‬‭in‬
          ‭dengan‬ ‭cara‬ ‭ini,‬ ‭penyesuaian‬ ‭terkait‬                              ‭this‬ ‭way,‬ ‭a‬ ‭corresponding‬ ‭adjustment‬ ‭is‬
           ‭dilakukan‬‭terhadap‬‭jumlah‬‭tercatat‬‭aset‬‭hak‬                          ‭made‬ ‭to‬ ‭the‬ ‭carrying‬ ‭amount‬ ‭of‬ ‭the‬
            ‭guna,‬ ‭atau‬ ‭dicatat‬ ‭dalam‬ ‭laba‬ ‭rugi‬ ‭jika‬                       ‭right-of-use‬‭assets,‬‭or‬‭is‬‭recorded‬‭in‬‭profit‬
             ‭jumlah‬ ‭tercatat‬ ‭aset‬ ‭hak‬ ‭guna‬ ‭telah‬                             ‭or‬ ‭loss‬ ‭if‬ ‭the‬ ‭carrying‬ ‭amount‬ ‭of‬ ‭the‬
              ‭berkurang menjadi nol.‬                                                    ‭right-of-use‬ ‭asset‬ ‭has‬ ‭been‬ ‭reduced‬ ‭to‬
                                                                                           ‭zero.‬

         ‭Sewa‬ ‭Jangka‬ ‭Pendek‬ ‭dan‬ ‭Sewa‬ ‭Aset‬                                ‭Short-Term‬ ‭Leases‬ ‭and‬ ‭Leases‬ ‭of‬
                ‭Bernilai Rendah‬                                                           ‭Low-Value Assets‬
          ‭Grup‬ ‭telah‬ ‭memilih‬ ‭untuk‬ ‭tidak‬ ‭mengakui‬                         ‭The‬ ‭Group‬ ‭has‬ ‭elected‬ ‭not‬ ‭to‬ ‭recognize‬
           ‭aset‬ ‭hak‬ ‭guna‬ ‭dan‬ ‭liabilitas‬ ‭sewa‬ ‭untuk‬                       ‭right-of-use‬‭assets‬‭and‬‭lease‬‭liabilities‬‭for‬
            ‭sewa‬‭aset‬‭bernilai‬‭rendah‬‭dan‬‭sewa‬‭jangka‬                           ‭leases‬‭of‬‭low-value‬‭assets‬‭and‬‭short-term‬
             ‭pendek.‬‭Grup‬‭mengakui‬‭pembayaran‬‭sewa‬                                 ‭leases.‬ ‭The‬ ‭Group‬ ‭recognizes‬ ‭the‬ ‭lease‬
              ‭terkait‬ ‭dengan‬ ‭sewa‬ ‭ini‬ ‭sebagai‬ ‭beban‬                           ‭payments‬‭associated‬‭with‬‭these‬‭leases‬‭as‬
               ‭dengan‬ ‭dasar‬ ‭garis‬ ‭lurus‬ ‭selama‬ ‭masa‬                            ‭an‬ ‭expense‬ ‭on‬ ‭a‬ ‭straight-line‬ ‭basis‬ ‭over‬
                 ‭sewa.‬                                                                     ‭the lease term.‬

     ‭k.‬ ‭Aset‬ ‭Digital‬ ‭Milik‬ ‭Konsumen‬ ‭yang‬                            ‭k.‬ ‭Consumers‬ ‭Digital‬ ‭Assets‬ ‭Placed‬ ‭in‬
           ‭Ditempatkan‬ ‭pada‬ ‭Wallet‬ ‭Pengelola‬                                  ‭Repository Wallet‬
               ‭Tempat Penyimpanan‬
            ‭Aset‬‭digital‬‭merupakan‬‭aset‬‭yang‬‭disimpan‬                         ‭Digital‬ ‭assets‬ ‭are‬ ‭assets‬ ‭stored‬ ‭or‬
             ‭atau‬ ‭direpresentasikan‬ ‭secara‬ ‭digital‬ ‭pada‬                     ‭represented‬ ‭digitally‬ ‭in‬ ‭the‬ ‭wallet‬ ‭of‬ ‭the‬
              ‭wallet‬‭pengelola‬‭tempat‬‭penyimpanan‬‭milik‬                          ‭Exchange Member’s consumer.‬
                ‭konsumen Anggota Bursa.‬

     ‭l.‬ ‭Aset Takberwujud‬                                                    ‭l.‬ ‭Intangible Asset‬
          ‭Aset‬ ‭takberwujud‬ ‭diukur‬ ‭sebesar‬ ‭nilai‬                              ‭Intangible‬ ‭assets‬ ‭measured‬ ‭on‬ ‭initial‬
           ‭perolehan‬ ‭pada‬ ‭pengakuan‬ ‭awal.‬ ‭Setelah‬                             ‭recognition‬ ‭at‬ ‭cost.‬ ‭After‬ ‭initial‬
            ‭pengakuan‬ ‭awal,‬ ‭aset‬ ‭takberwujud‬ ‭dicatat‬                           ‭recognition,‬ ‭intangible‬ ‭assets‬ ‭carried‬ ‭at‬
             ‭pada‬ ‭biaya‬ ‭perolehan‬ ‭dikurangi‬ ‭akumulasi‬                           ‭cost less any accumulated amortization.‬
              ‭amortisasi.‬


                                                                         ‭19‬
Page 23
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                      ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                          ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                 ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                          ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                         ‭f‭o
                                                                                                            ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                     ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                               ‭(In Full Rupiah, Unless Otherwise Stated)‬

         ‭Amortisasi‬ ‭aset‬ ‭takberwujud‬ ‭dimulai‬ ‭pada‬                        ‭Amortization‬ ‭of‬ ‭intangible‬ ‭assets‬ ‭starts‬
          ‭saat‬ ‭aset‬ ‭tersebut‬ ‭siap‬ ‭untuk‬ ‭digunakan‬                       ‭when‬ ‭its‬ ‭available‬ ‭for‬ ‭use‬ ‭and‬ ‭its‬
           ‭sesuai‬ ‭maksud‬ ‭penggunaannya‬ ‭dan‬                                   ‭computed‬ ‭by‬ ‭using‬ ‭straight‬ ‭line‬ ‭method‬
            ‭dihitung‬ ‭dengan‬ ‭menggunakan‬ ‭metode‬                                ‭based on the estimated useful life with‬
             ‭garis‬ ‭lurus‬ ‭berdasarkan‬ ‭estimasi‬ ‭masa‬                           ‭20 years.‬
              ‭manfaat ekonomis aset selama 20 tahun.‬

     ‭m.‬ ‭Aset Digital‬                                                      ‭m.‬ ‭Digital Asset‬
          ‭Aset‬ ‭digital‬ ‭diukur‬ ‭sebesar‬ ‭nilai‬ ‭perolehan‬                  ‭Digital‬ ‭asset‬ ‭measured‬ ‭on‬ ‭initial‬
           ‭pada‬‭pengakuan‬‭awal.‬‭Aset‬‭digital‬‭memiliki‬                        ‭recognition‬ ‭at‬ ‭cost.‬ ‭Digital‬ ‭asset‬ ‭have‬‭an‬
            ‭masa manfaat yang tidak terbatas.‬                                      ‭indefinite useful life.‬

     ‭n.‬ ‭Imbalan Kerja‬                                                     ‭n.‬ ‭Employee Benefits‬
               ‭Imbalan kerja jangka pendek‬                                             ‭Short-term employee benefits‬
          ‭Imbalan‬ ‭kerja‬ ‭jangka‬ ‭pendek‬ ‭diakui‬ ‭ketika‬                     ‭Short-term‬ ‭employee‬ ‭benefits‬ ‭are‬
           ‭pekerja‬ ‭telah‬ ‭memberikan‬ ‭jasanya‬ ‭dalam‬                          ‭recognized‬ ‭when‬ ‭an‬ ‭employee‬ ‭has‬
            ‭suatu‬ ‭periode‬ ‭akuntansi,‬ ‭sebesar‬ ‭jumlah‬                         ‭rendered‬ ‭service‬ ‭during‬ ‭the‬ ‭accounting‬
             ‭tidak‬ ‭terdiskonto‬ ‭dari‬ ‭imbalan‬ ‭kerja‬ ‭jangka‬                   ‭period,‬ ‭at‬ ‭the‬ ‭undiscounted‬ ‭amount‬ ‭of‬
              ‭pendek‬ ‭yang‬ ‭diharapkan‬ ‭akan‬ ‭dibayar‬                             ‭short-term‬‭employee‬‭benefits‬‭expected‬‭to‬
                ‭sebagai imbalan atas jasa tersebut.‬                                     ‭be paid in exchange for that service.‬

         ‭Imbalan‬ ‭kerja‬ ‭jangka‬ ‭pendek‬ ‭mencakup‬                            ‭Short‬ ‭term‬ ‭employee‬ ‭benefits‬ ‭include‬
          ‭antara lain upah, gaji, bonus dan insentif.‬                             ‭such‬ ‭as‬ ‭wages,‬ ‭salaries,‬ ‭bonus‬ ‭and‬
                                                                                     ‭incentive.‬

             ‭Imbalan pascakerja‬                                                       ‭Post-employment benefits‬
         ‭Imbalan‬ ‭pascakerja‬ ‭seperti‬ ‭pensiun,‬ ‭uang‬                        ‭Post-employment‬ ‭benefits‬ ‭such‬ ‭as‬
          ‭pisah‬ ‭dan‬ ‭uang‬ ‭penghargaan‬ ‭masa‬ ‭kerja‬                         ‭retirement,‬ ‭severance‬ ‭and‬ ‭service‬
           ‭dihitung‬ ‭berdasarkan‬ ‭Undang-Undang‬ ‭No.‬                            ‭payments‬ ‭are‬ ‭calculated‬ ‭based‬ ‭on‬
            ‭6‬ ‭Tahun‬ ‭2023‬ ‭tentang‬ ‭Cipta‬ ‭Kerja,‬                             ‭Omnibus‬ ‭Law‬ ‭No.‬ ‭6‬ ‭Year‬ ‭2023,‬ ‭the‬
              ‭Peraturan Pemerintah No. 35 Tahun 2021.‬                                ‭Government‬ ‭Regulation‬ ‭No.‬ ‭35‬ ‭Year‬
                                                                                         ‭2021.‬

         ‭Grup‬ ‭mengakui‬ ‭jumlah‬ ‭liabilitas‬ ‭imbalan‬                         ‭The‬ ‭Group‬ ‭recognizes‬ ‭the‬‭amount‬‭of‬‭the‬
          ‭pasti‬ ‭neto‬ ‭sebesar‬ ‭nilai‬ ‭kini‬ ‭kewajiban‬                       ‭net‬ ‭defined‬ ‭benefit‬ ‭liability‬ ‭at‬‭the‬‭present‬
           ‭imbalan‬‭pasti‬‭pada‬‭akhir‬‭periode‬‭pelaporan‬                         ‭value‬ ‭of‬ ‭the‬ ‭defined‬ ‭benefit‬ ‭obligation‬ ‭at‬
            ‭dikurangi‬ ‭nilai‬ ‭wajar‬ ‭aset‬ ‭program‬ ‭yang‬                       ‭the‬ ‭end‬ ‭of‬ ‭the‬ ‭reporting‬ ‭period‬ ‭less‬ ‭the‬
             ‭dihitung‬ ‭oleh‬ ‭aktuaris‬ ‭independen‬ ‭dengan‬                        ‭fair‬ ‭value‬ ‭of‬ ‭plan‬ ‭assets‬ ‭which‬ ‭are‬
              ‭menggunakan‬ ‭metode‬ ‭Projected‬ ‭Unit‬                                 ‭calculated‬‭by‬‭independent‬‭actuaries‬‭using‬
               ‭Credit‬‭.‬‭Nilai‬‭kini‬‭kewajiban‬‭imbalan‬‭imbalan‬                     ‭the‬‭Projected‬‭Unit‬‭Credit‬‭method.‬‭Present‬
                ‭pasti‬ ‭ditentukan‬ ‭dengan‬ ‭mendiskontokan‬                            ‭value‬ ‭benefit‬ ‭obligation‬ ‭determined‬ ‭by‬
                 ‭imbalan tersebut.‬                                                       ‭discounting the benefit.‬

         ‭Grup‬ ‭mencatat‬ ‭tidak‬ ‭hanya‬ ‭kewajiban‬                             ‭The‬ ‭Group‬ ‭accounts‬‭not‬‭only‬‭for‬‭its‬‭legal‬
          ‭hukum‬ ‭berdasarkan‬ ‭persyaratan‬ ‭formal‬                              ‭obligation‬ ‭under‬ ‭the‬ ‭formal‬ ‭terms‬ ‭of‬ ‭a‬
           ‭program‬ ‭imbalan‬ ‭pasti,‬ ‭tetapi‬ ‭juga‬                              ‭defined‬ ‭benefit‬ ‭plan,‬ ‭but‬ ‭also‬ ‭for‬ ‭any‬
            ‭kewajiban‬ ‭konstruktif‬ ‭yang‬ ‭timbul‬ ‭dari‬                          ‭constructive‬ ‭obligation‬ ‭that‬ ‭arises‬ ‭from‬
             ‭praktik informal entitas.‬                                               ‭the entity’s informal practices.‬

         ‭Biaya‬ ‭jasa‬ ‭kini,‬ ‭biaya‬ ‭jasa‬ ‭lalu‬ ‭dan‬                        ‭Current‬ ‭service‬ ‭cost,‬ ‭past‬ ‭service‬ ‭cost‬
          ‭keuntungan‬            ‭atau‬    ‭kerugian‬        ‭atas‬                ‭and‬ ‭gain‬ ‭or‬ ‭loss‬ ‭on‬ ‭settlement,‬ ‭and‬ ‭net‬
           ‭penyelesaian,‬ ‭serta‬ ‭bunga‬ ‭neto‬ ‭atas‬                             ‭interest‬ ‭on‬‭the‬‭net‬‭defined‬‭benefit‬‭liability‬
            ‭liabilitas‬ ‭(aset)‬ ‭imbalan‬ ‭pasti‬ ‭neto‬ ‭diakui‬                   ‭(asset) are recognized in profit or loss.‬
             ‭dalam laba rugi.‬




                                                                       ‭20‬
Page 24
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                                       ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                                           ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                                  ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                                           ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                                          ‭f‭o
                                                                                                                                             ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                                      ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                                ‭(In Full Rupiah, Unless Otherwise Stated)‬

            ‭Pengukuran‬ ‭kembali‬ ‭atas‬ ‭liabilitas‬ ‭(aset)‬                                                     ‭The‬ ‭remeasurement‬ ‭of‬ ‭the‬ ‭net‬ ‭defined‬
             ‭imbalan‬ ‭pasti‬ ‭neto‬ ‭yang‬ ‭terdiri‬ ‭dari‬                                                        ‭benefit‬‭liability‬‭(asset)‬‭comprises‬‭actuarial‬
              ‭keuntungan‬ ‭dan‬ ‭kerugian‬ ‭aktuarial‬ ‭dan‬                                                         ‭gains‬‭and‬‭losses‬‭and‬‭any‬‭change‬‭in‬‭effect‬
               ‭setiap‬ ‭perubahan‬ ‭dampak‬ ‭batas‬ ‭atas‬ ‭aset‬                                                     ‭of‬ ‭the‬ ‭asset‬ ‭ceiling‬ ‭are‬ ‭recognized‬ ‭in‬
                ‭diakui‬ ‭sebagai‬ ‭penghasilan‬ ‭komprehensif‬                                                         ‭other comprehensive income.‬
                 ‭lain.‬

     ‭o.‬ ‭Pengakuan Pendapatan dan Beban‬                                                                     ‭o.‬ ‭Revenue and Expense Recognition‬
          ‭Grup‬ ‭menerapkan‬ ‭PSAK‬ ‭115:‬ ‭Pendapatan‬                                                              ‭The‬ ‭Group‬ ‭implements‬ ‭PSAK‬ ‭115:‬
           ‭dari‬ ‭Kontrak‬ ‭dengan‬ ‭Pelanggan,‬ ‭yang‬                                                               ‭Revenue‬ ‭from‬‭Contracts‬‭with‬‭Customers,‬
            ‭mensyaratkan‬ ‭pengakuan‬ ‭pendapatan‬                                                                     ‭which‬ ‭requires‬ ‭revenue‬ ‭recognition‬ ‭to‬
             ‭untuk‬ ‭memenuhi‬ ‭5‬ ‭(lima)‬ ‭langkah‬ ‭analisis‬                                                        ‭fulfill‬ ‭5‬ ‭(five)‬ ‭steps‬ ‭of‬ ‭assessment‬ ‭as‬
              ‭sebagai berikut:‬                                                                                          ‭follows:‬
               ‭i.‬ ‭Identifikasi kontrak dengan pelanggan;‬                                                         ‭i.‬ ‭Identify contract(s) with a customer;‬
                ‭ii.‬ ‭Identifikasi‬ ‭kewajiban‬ ‭pelaksanaan‬                                                      ‭ii.‬ ‭Identify‬ ‭the‬ ‭performance‬ ‭obligations‬
                         ‭dalam‬ ‭kontrak.‬ ‭Kewajiban‬‭pelaksanaan‬                                                             ‭in‬ ‭the‬ ‭contract.‬ ‭Performance‬
                          ‭merupakan‬ ‭janji-janji‬ ‭dalam‬ ‭kontrak‬                                                             ‭obligations‬‭are‬‭promises‬‭in‬‭a‬‭contract‬
                           ‭untuk‬ ‭menyerahkan‬ ‭barang‬ ‭atau‬ ‭jasa‬                                                            ‭to‬ ‭transfer‬ ‭to‬ ‭a‬ ‭customer‬ ‭goods‬ ‭or‬
                            ‭yang‬ ‭memiliki‬ ‭karakteristik‬ ‭berbeda‬ ‭ke‬                                                        ‭services that are distinct;‬
                                                       ‭pelanggan;‬
                 ‭iii.‬ ‭Menetapkan‬ ‭harga‬ ‭transaksi,‬ ‭setelah‬                                                 ‭iii.‬ ‭Determine‬ ‭the‬ ‭transaction‬ ‭price,‬ ‭net‬
                             ‭dikurangi‬‭diskon,‬‭insentif‬‭penjualan‬‭dan‬                                                 ‭of‬ ‭discounts,‬ ‭sales‬ ‭incentives‬ ‭and‬
                              ‭pajak‬ ‭pertambahan‬ ‭nilai,‬ ‭yang‬ ‭berhak‬                                                 ‭value‬ ‭added‬ ‭tax,‬ ‭which‬ ‭an‬ ‭entity‬
                               ‭diperoleh‬ ‭suatu‬ ‭entitas‬ ‭sebagai‬                                                        ‭expects‬‭to‬‭be‬‭entitled‬‭in‬‭exchange‬‭for‬
                                ‭kompensasi‬‭atas‬‭diserahkannya‬‭barang‬                                                      ‭transferring‬ ‭the‬ ‭promised‬ ‭goods‬ ‭or‬
                                                        ‭atau jasa yang dijanjikan di kontrak;‬                                                     ‭services to a customer;‬
                  ‭iv.‬ ‭Alokasi‬ ‭harga‬ ‭transaksi‬ ‭ke‬ ‭setiap‬                                                  ‭iv.‬ ‭Allocate‬‭the‬‭transaction‬‭price‬‭to‬‭each‬
                                 ‭kewajiban‬                            ‭pelaksanaan‬      ‭dengan‬                             ‭performance‬ ‭obligation‬ ‭on‬ ‭the‬ ‭basis‬
                                  ‭menggunakan‬ ‭dasar‬ ‭harga‬ ‭jual‬ ‭berdiri‬                                                 ‭of‬ ‭the‬ ‭relative‬ ‭stand-alone‬ ‭selling‬
                                   ‭sendiri‬ ‭relatif‬ ‭dari‬ ‭setiap‬ ‭barang‬ ‭atau‬                                            ‭prices‬ ‭of‬ ‭each‬ ‭distinct‬ ‭goods‬ ‭or‬
                                    ‭jasa‬‭berbeda‬‭yang‬‭dijanjikan‬‭di‬‭kontrak.‬                                                ‭services‬ ‭promised‬ ‭in‬ ‭the‬ ‭contract.‬
                                     ‭Ketika‬ ‭tidak‬ ‭dapat‬ ‭diamati‬ ‭secara‬                                                    ‭Where‬ ‭these‬ ‭are‬ ‭not‬ ‭directly‬
                                      ‭langsung,‬ ‭harga‬ ‭jual‬ ‭berdiri‬ ‭sendiri‬                                                 ‭observable,‬ ‭the‬ ‭relative‬ ‭stand-alone‬
                                       ‭relatif‬ ‭diperkirakan‬ ‭berdasarkan‬ ‭biaya‬                                                 ‭selling‬ ‭price‬ ‭are‬‭estimated‬‭based‬‭on‬
                                                         ‭yang diharapkan ditambah marjin; dan‬                                                      ‭expected cost plus margin; and‬
                   ‭v.‬ ‭Pengakuan‬                                        ‭pendapatan‬      ‭ketika‬                 ‭v.‬ ‭Recognize‬                                     ‭revenue‬      ‭when‬
                                        ‭kewajiban‬ ‭pelaksanaan‬ ‭telah‬ ‭dipenuhi‬                                                   ‭performance‬‭obligation‬‭is‬‭satisfied‬‭by‬
                                         ‭dengan‬ ‭menyerahkan‬‭barang‬‭atau‬‭jasa‬                                                     ‭transferring‬ ‭a‬ ‭promised‬ ‭goods‬ ‭or‬
                                          ‭yang‬ ‭dijanjikan‬ ‭ke‬ ‭pelanggan‬ ‭(ketika‬                                                 ‭services‬ ‭to‬ ‭a‬ ‭customer‬ ‭(which‬ ‭is‬
                                           ‭pelanggan‬ ‭telah‬ ‭memiliki‬ ‭kendali‬ ‭atas‬                                                ‭when‬‭the‬‭customer‬‭obtains‬‭control‬‭of‬
                                            ‭barang‬‭atau‬‭jasa‬‭tersebut).‬‭Pendapatan‬                                                   ‭that‬ ‭goods‬ ‭or‬ ‭services).‬ ‭Revenue‬ ‭is‬
                                             ‭diakui‬‭ketika‬‭Grup‬‭memenuhi‬‭kewajiban‬                                                    ‭recognized‬ ‭when‬‭the‬‭Group‬‭satisfies‬
                                              ‭pelaksanaan‬ ‭dengan‬ ‭mengalihkan‬                                                           ‭a‬ ‭performance‬ ‭obligation‬ ‭by‬
                                               ‭barang‬ ‭atau‬ ‭jasa‬ ‭yang‬ ‭dijanjikan‬                                                     ‭transferring‬ ‭a‬ ‭promised‬ ‭good‬ ‭or‬
                                                ‭kepada‬ ‭pelanggan,‬ ‭yaitu‬ ‭ketika‬                                                         ‭service‬ ‭to‬ ‭the‬ ‭customer,‬ ‭obtains‬
                                                 ‭pelanggan‬ ‭memperoleh‬ ‭pengendalian‬                                                        ‭control‬ ‭of‬ ‭the‬ ‭good‬ ‭or‬ ‭service.‬ ‭A‬
                                                  ‭barang‬ ‭atau‬ ‭jasa‬ ‭tersebut.‬ ‭Kewajiban‬                                                 ‭performance‬ ‭obligation‬ ‭may‬ ‭be‬
                                                   ‭pelaksanaan‬ ‭dapat‬ ‭dipenuhi‬ ‭pada‬                                                            ‭satisfied at point in time. The amount‬
                                                    ‭waktu‬ ‭tertentu.‬ ‭Jumlah‬ ‭pendapatan‬                                                     ‭of‬‭revenue‬‭recognized‬‭is‬‭the‬‭amount‬
                                                     ‭yang‬ ‭diakui‬ ‭adalah‬ ‭jumlah‬ ‭yang‬                                                      ‭allocated‬        ‭to‬     ‭the‬  ‭satisfied‬
                                                      ‭dialokasikan‬         ‭untuk‬    ‭kewajiban‬                                                    ‭performance obligation.‬
                                                          ‭pelaksanaan yang dipenuhi.‬




                                                                                                        ‭21‬
Page 25
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                             ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                 ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                        ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                 ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                ‭f‭o
                                                                                                                   ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                            ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                      ‭(In Full Rupiah, Unless Otherwise Stated)‬

         ‭Pendapatan‬ ‭jasa‬ ‭transaksi‬ ‭spot‬ ‭dan‬                                     ‭Revenue‬ ‭from‬ ‭spot‬ ‭and‬ ‭perpetual‬
          ‭perpetual‬‭,‬  ‭pendapatan‬  ‭jasa‬   ‭atas‬                                    ‭transaction‬ ‭fees,‬ ‭revenue‬ ‭from‬ ‭custody‬
            ‭penjaminan penyimpanan aset kripto‬                                             ‭fees‬
           ‭Pendapatan‬ ‭diakui‬ ‭pada‬ ‭saat‬ ‭jasa‬                                       ‭Revenues‬ ‭are‬ ‭recognized‬ ‭when‬ ‭the‬
             ‭diberikan.‬                                                                     ‭service is rendered.‬

          ‭Beban‬                                                                          ‭Expenses‬
         ‭Beban‬ ‭diakui‬ ‭pada‬ ‭saat‬ ‭terjadinya‬ ‭(basis‬                             ‭Expenses‬ ‭are‬ ‭recognized‬ ‭when‬ ‭they‬ ‭are‬
           ‭akrual).‬                                                                       ‭incurred (accrual basis).‬

     ‭p.‬ ‭Perpajakan‬                                                                ‭p.‬ ‭Taxation‬

             ‭Pajak Final‬                                                                    ‭Final Tax‬
         ‭Sesuai‬ ‭peraturan‬ ‭perpajakan‬ ‭di‬ ‭Indonesia,‬                              ‭In‬ ‭accordance‬ ‭with‬ ‭tax‬ ‭regulation‬ ‭in‬
          ‭pajak‬ ‭final‬ ‭dikenakan‬ ‭atas‬ ‭nilai‬ ‭bruto‬                               ‭Indonesia,‬ ‭final‬ ‭tax‬ ‭is‬‭applied‬‭to‬‭the‬‭gross‬
           ‭transaksi,‬ ‭dan‬ ‭tetap‬ ‭dikenakan‬ ‭walaupun‬                                ‭value‬ ‭of‬ ‭transactions,‬ ‭even‬ ‭when‬ ‭the‬
            ‭atas‬ ‭transaksi‬ ‭tersebut‬ ‭pelaku‬ ‭transaksi‬                               ‭parties‬‭carrying‬‭the‬‭transaction‬‭recognizing‬
              ‭mengalami kerugian.‬                                                            ‭losses.‬

         ‭Sesuai‬ ‭dengan‬ ‭Peraturan‬ ‭Pemerintah‬ ‭No.‬                                 ‭Based‬ ‭on‬ ‭the‬‭Government‬‭Regulation‬‭No.‬
          ‭55‬ ‭tahun‬ ‭2022,‬ ‭pajak‬ ‭penghasilan‬ ‭final‬                               ‭55‬‭year‬‭2022,‬‭final‬‭income‬‭tax‬‭is‬‭calculated‬
           ‭dihitung‬ ‭sesuai‬ ‭dengan‬ ‭peredaran‬ ‭bruto‬                                 ‭in accordance with certain gross turnover.‬
            ‭tertentu.‬

                  ‭Pajak Penghasilan‬                                                              ‭Income Tax‬
         ‭Beban‬‭pajak‬‭adalah‬‭jumlah‬‭pajak‬‭kini‬‭yang‬                                ‭Tax‬ ‭expense‬ ‭is‬ ‭the‬ ‭aggregate‬ ‭amount‬
          ‭diperhitungkan‬ ‭dalam‬ ‭menentukan‬ ‭laba‬                                     ‭included‬ ‭in‬ ‭the‬ ‭determination‬ ‭of‬ ‭profit‬ ‭or‬
           ‭rugi‬ ‭pada‬ ‭suatu‬ ‭periode.‬ ‭Pajak‬ ‭kini‬ ‭diakui‬                         ‭loss‬ ‭for‬ ‭the‬ ‭period.‬ ‭Current‬ ‭tax‬ ‭is‬
            ‭dalam‬ ‭laba‬ ‭rugi,‬‭kecuali‬‭pajak‬‭penghasilan‬                              ‭recognized‬ ‭in‬ ‭profit‬ ‭or‬ ‭loss,‬ ‭except‬ ‭for‬
             ‭yang‬ ‭timbul‬ ‭dari‬ ‭transaksi‬ ‭atau‬ ‭peristiwa‬                            ‭income‬ ‭tax‬ ‭arising‬ ‭from‬ ‭transactions‬ ‭or‬
              ‭yang‬        ‭diakui‬    ‭dalam‬     ‭penghasilan‬                              ‭events‬ ‭that‬ ‭are‬ ‭recognized‬ ‭in‬ ‭other‬
               ‭komprehensif‬ ‭lain‬ ‭atau‬ ‭secara‬ ‭langsung‬‭di‬                             ‭comprehensive‬‭income‬‭or‬‭directly‬‭in‬‭equity.‬
                ‭ekuitas.‬ ‭Dalam‬ ‭hal‬ ‭ini,‬ ‭pajak‬ ‭tersebut‬                               ‭In‬ ‭this‬‭case,‬‭the‬‭tax‬‭is‬‭recognized‬‭in‬‭other‬
                 ‭masing-masing‬ ‭diakui‬ ‭dalam‬ ‭penghasilan‬                                   ‭comprehensive‬          ‭income‬     ‭or‬    ‭equity,‬
                   ‭komprehensif lain atau ekuitas.‬                                                ‭respectively.‬

         ‭Jumlah‬ ‭pajak‬ ‭kini‬ ‭untuk‬ ‭periode‬ ‭berjalan‬                             ‭Current‬ ‭tax‬ ‭for‬ ‭current‬ ‭period‬ ‭and‬ ‭prior‬
          ‭dan‬‭tahun‬‭sebelumnya‬‭yang‬‭belum‬‭dibayar‬                                   ‭years‬ ‭shall‬ ‭to‬ ‭the‬ ‭extent‬ ‭unpaid,‬ ‭be‬
           ‭diakui‬ ‭sebagai‬ ‭liabilitas.‬ ‭Jika‬ ‭jumlah‬ ‭pajak‬                         ‭recognized‬ ‭as‬ ‭a‬ ‭liability.‬ ‭If‬ ‭the‬ ‭amount‬
            ‭yang‬ ‭telah‬ ‭dibayar‬ ‭untuk‬ ‭periode‬ ‭berjalan‬                            ‭already‬ ‭paid‬ ‭in‬ ‭respect‬ ‭of‬ ‭the‬ ‭current‬
             ‭dan‬ ‭tahun-tahun‬ ‭sebelumnya‬ ‭melebihi‬                                      ‭period‬ ‭and‬ ‭prior‬ ‭exceeds‬ ‭the‬ ‭amount‬‭due‬
              ‭jumlah‬ ‭pajak‬ ‭yang‬ ‭terutang‬ ‭untuk‬ ‭tahun‬                               ‭for‬‭the‬‭period‬‭those‬‭years,‬‭the‬‭excess‬‭shall‬
               ‭tersebut,‬ ‭maka‬ ‭kelebihannya‬ ‭diakui‬                                       ‭be‬ ‭recognized‬ ‭as‬ ‭an‬ ‭asset.‬ ‭Current‬ ‭tax‬
                ‭sebagai‬ ‭aset.‬ ‭Liabilitas‬ ‭(aset)‬ ‭pajak‬ ‭kini‬                           ‭liabilities‬‭(assets)‬‭for‬‭the‬‭current‬‭period‬‭and‬
                 ‭untuk‬ ‭periode‬ ‭berjalan‬ ‭dan‬ ‭tahun‬                                       ‭prior‬ ‭years‬ ‭shall‬ ‭be‬ ‭measured‬ ‭at‬ ‭the‬
                  ‭sebelumnya‬ ‭diukur‬ ‭sebesar‬ ‭jumlah‬ ‭yang‬                                  ‭amount‬ ‭expected‬ ‭to‬‭be‬‭paid‬‭to‬‭(recovered‬
                   ‭diperkirakan‬         ‭akan‬ ‭dibayar‬ ‭kepada‬                                 ‭from)‬‭the‬‭taxation‬‭authorities,‬‭using‬‭the‬‭tax‬
                    ‭(direstitusi‬ ‭dari)‬ ‭otoritas‬ ‭perpajakan,‬ ‭yang‬                           ‭rates‬ ‭(and‬ ‭tax‬ ‭laws)‬ ‭that‬ ‭have‬ ‭been‬
                     ‭dihitung‬ ‭menggunakan‬ ‭tarif‬ ‭pajak‬ ‭(dan‬                                  ‭enacted‬ ‭or‬ ‭substantively‬ ‭enacted‬ ‭by‬ ‭the‬
                      ‭undang-undang‬ ‭pajak)‬ ‭yang‬ ‭telah‬ ‭berlaku‬                                ‭end of the reporting period.‬
                       ‭atau‬ ‭secara‬ ‭substantif‬ ‭telah‬ ‭berlaku‬ ‭pada‬
                        ‭akhir periode pelaporan.‬

         ‭Seluruh‬ ‭perbedaan‬ ‭temporer‬ ‭kena‬ ‭pajak‬                                  ‭A‬ ‭deferred‬ ‭tax‬ ‭liability‬‭shall‬‭be‬‭recognized‬
          ‭diakui‬ ‭sebagai‬ ‭liabilitas‬ ‭pajak‬ ‭tangguhan,‬                             ‭for‬ ‭all‬ ‭taxable‬ ‭temporary‬ ‭differences,‬
           ‭kecuali perbedaan temporer kena pajak‬                                          ‭except to the extent that the deferred tax‬


                                                                               ‭22‬
Page 26
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                       ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                           ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                  ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                           ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                          ‭f‭o
                                                                                                             ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                      ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                ‭(In Full Rupiah, Unless Otherwise Stated)‬


         ‭yang‬ ‭berasal‬ ‭dari‬ ‭pengukuran‬ ‭awal‬ ‭aset‬                         ‭liability‬‭arises‬‭from‬‭the‬‭initial‬‭recognition‬‭of‬
          ‭atau liabilitas dari transaksi yang:‬                                     ‭an‬ ‭asset‬ ‭or‬ ‭liability‬ ‭in‬ ‭a‬ ‭transaction‬‭which‬
                                                                                      ‭is:‬
         ‭a.‬ ‭Bukan kombinasi bisnis;‬                                                ‭a.‬ ‭Not a business combination;‬
          ‭b.‬ ‭Pada‬           ‭saat‬    ‭transaksi‬   ‭tidak‬                         ‭b.‬ ‭At‬ ‭the‬ ‭time‬ ‭of‬ ‭the‬ ‭transaction,‬ ‭affects‬
                 ‭mempengaruhi‬ ‭laba‬ ‭akuntansi‬ ‭atau‬                                      ‭neither‬ ‭accounting‬ ‭profit‬ ‭nor‬ ‭taxable‬
                    ‭laba kena pajak (rugi pajak); dan‬                                          ‭profit (tax loss); and‬
           ‭c.‬ ‭Pada‬ ‭saat‬‭transaksi‬‭tidak‬‭menimbulkan‬                             ‭c.‬ ‭At‬‭the‬‭time‬‭of‬‭transaction‬‭does‬‭not‬‭give‬
                  ‭perbedaan‬ ‭temporer‬ ‭kena‬ ‭pajak‬ ‭dan‬                                   ‭rise‬ ‭to‬ ‭equal‬ ‭taxable‬ ‭and‬ ‭deductible‬
                   ‭perbedaan‬‭temporer‬‭dapat‬‭dikurangkan‬                                      ‭temporary difference.‬
                     ‭dalam jumlah yang sama.‬

          ‭Aset‬ ‭pajak‬‭tangguhan‬‭diakui‬‭untuk‬‭seluruh‬                         ‭Deferred‬ ‭tax‬ ‭asset‬‭shall‬‭be‬‭recognized‬‭for‬
           ‭perbedaan‬ ‭temporer‬ ‭dapat‬ ‭dikurangkan‬                              ‭all‬ ‭deductible‬ ‭temporary‬‭differences‬‭to‬‭the‬
            ‭sepanjang‬ ‭kemungkinan‬ ‭besar‬ ‭laba‬ ‭kena‬                           ‭extent‬‭that‬‭it‬‭is‬‭probable‬‭that‬‭taxable‬‭profit‬
             ‭pajak‬ ‭akan‬ ‭tersedia‬ ‭sehingga‬ ‭perbedaan‬                          ‭will‬ ‭be‬ ‭available‬ ‭against‬ ‭which‬ ‭the‬
              ‭temporer‬ ‭dapat‬ ‭dimanfaatkan‬ ‭untuk‬                                 ‭deductible‬ ‭temporary‬ ‭difference‬ ‭can‬ ‭be‬
                 ‭mengurangi laba dimaksud, kecuali jika‬                                 ‭utilized, unless the deferred tax asset‬
               ‭aset‬ ‭pajak‬ ‭tangguhan‬ ‭timbul‬ ‭dari‬                                ‭arises‬ ‭from‬ ‭the‬ ‭initial‬ ‭recognition‬ ‭of‬ ‭an‬
                ‭pengakuan‬‭awal‬‭aset‬‭atau‬‭pengakuan‬‭awal‬                             ‭asset or liability in a transaction:‬
                  ‭liabilitas dalam transaksi yang:‬
         ‭a.‬ ‭Bukan kombinasi bisnis;‬                                             ‭a.‬ ‭Not a business combination;‬
                   ‭b.‬ ‭Pada‬           ‭saat‬    ‭transaksi‬   ‭tidak‬             ‭b.‬ ‭At‬ ‭the‬ ‭time‬ ‭of‬ ‭the‬ ‭transaction,‬ ‭affects‬
                          ‭mempengaruhi‬ ‭laba‬ ‭akuntansi‬ ‭atau‬                          ‭neither‬ ‭accounting‬ ‭profit‬ ‭nor‬ ‭taxable‬
                             ‭laba kena pajak (rugi pajak); dan‬                              ‭profit (tax loss); and‬
                    ‭c.‬ ‭Pada‬ ‭saat‬‭transaksi‬‭tidak‬‭menimbulkan‬                 ‭c.‬ ‭At‬‭the‬‭time‬‭of‬‭transaction‬‭does‬‭not‬‭give‬
                           ‭perbedaan‬ ‭temporer‬ ‭kena‬ ‭pajak‬ ‭dan‬                       ‭rise‬ ‭to‬ ‭equal‬ ‭taxable‬ ‭and‬ ‭deductible‬
                            ‭perbedaan‬‭temporer‬‭dapat‬‭dikurangkan‬                          ‭temporary difference.‬
                              ‭dalam jumlah yang sama.‬

         ‭Aset‬ ‭pajak‬ ‭tangguhan‬ ‭diukur‬ ‭dengan‬                               ‭Deferred‬ ‭tax‬ ‭assets‬ ‭are‬ ‭measured‬ ‭at‬ ‭the‬
          ‭menggunakan‬ ‭tarif‬ ‭pajak‬ ‭yang‬ ‭diharapkan‬                          ‭tax‬ ‭rates‬ ‭that‬ ‭are‬ ‭expected‬ ‭to‬ ‭apply‬ ‭year‬
           ‭berlaku‬‭ketika‬‭aset‬‭dipulihkan,‬‭berdasarkan‬                          ‭when‬ ‭the‬ ‭asset‬ ‭is‬ ‭realized,‬ ‭based‬ ‭on‬ ‭tax‬
            ‭tarif‬‭pajak‬‭(dan‬‭peraturan‬‭pajak)‬‭yang‬‭telah‬                       ‭rates‬ ‭(and‬ ‭tax‬ ‭laws)‬ ‭that‬ ‭have‬ ‭been‬
             ‭berlaku‬‭atau‬‭secara‬‭substantif‬‭telah‬‭berlaku‬                        ‭enacted‬ ‭or‬ ‭substantively‬ ‭enacted‬ ‭by‬ ‭the‬
              ‭pada‬ ‭akhir‬‭periode‬‭pelaporan.‬‭Pengukuran‬                            ‭end‬ ‭of‬ ‭the‬ ‭reporting‬ ‭period.‬ ‭The‬
               ‭aset‬ ‭pajak‬ ‭tangguhan‬ ‭mencerminkan‬                                  ‭measurement‬ ‭of‬ ‭deferred‬ ‭tax‬ ‭assets‬ ‭shall‬
                ‭konsekuensi‬ ‭pajak‬ ‭yang‬ ‭sesuai‬ ‭dengan‬                             ‭reflect‬ ‭the‬ ‭tax‬ ‭consequences‬ ‭that‬ ‭would‬
                 ‭cara‬ ‭Grup‬ ‭memperkirakan,‬ ‭pada‬ ‭akhir‬                              ‭follow‬‭from‬‭the‬‭manner‬‭in‬‭which‬‭the‬‭Group‬
                  ‭periode‬ ‭pelaporan,‬ ‭untuk‬ ‭memulihkan‬                                ‭expects,‬‭at‬‭the‬‭end‬‭of‬‭the‬‭reporting‬‭period,‬
                   ‭jumlah tercatat asetnya.‬                                                 ‭to‬ ‭recover‬ ‭the‬ ‭carrying‬ ‭amount‬ ‭of‬ ‭its‬
                                                                                               ‭assets.‬

         ‭Jumlah‬ ‭tercatat‬ ‭aset‬ ‭pajak‬ ‭tangguhan‬                             ‭The‬ ‭carrying‬ ‭amount‬ ‭of‬ ‭a‬ ‭deferred‬ ‭tax‬
          ‭ditelaah‬ ‭ulang‬ ‭pada‬ ‭akhir‬ ‭periode‬                                ‭asset‬ ‭reviewed‬ ‭at‬ ‭the‬ ‭end‬ ‭of‬ ‭each‬
           ‭pelaporan.‬ ‭Grup‬ ‭mengurangi‬ ‭jumlah‬                                  ‭reporting‬ ‭period.‬ ‭The‬ ‭Group‬ ‭shall‬ ‭reduce‬
            ‭tercatat‬ ‭aset‬ ‭pajak‬ ‭tangguhan‬ ‭jika‬                               ‭the‬‭carrying‬‭amount‬‭of‬‭a‬‭deferred‬‭tax‬‭asset‬
             ‭kemungkinan‬ ‭besar‬ ‭laba‬ ‭kena‬ ‭pajak‬ ‭tidak‬                        ‭to‬ ‭the‬ ‭extent‬ ‭that‬ ‭it‬ ‭is‬ ‭no‬ ‭longer‬ ‭probable‬
              ‭lagi‬ ‭tersedia‬ ‭dalam‬ ‭jumlah‬ ‭yang‬ ‭memadai‬                        ‭that‬ ‭sufficient‬ ‭taxable‬ ‭profit‬ ‭will‬ ‭be‬
               ‭untuk‬ ‭mengkompensasikan‬ ‭sebagian‬ ‭atau‬                              ‭available‬ ‭to‬ ‭allow‬ ‭the‬ ‭benefit‬ ‭of‬‭part‬‭or‬‭all‬
                ‭seluruh‬ ‭aset‬ ‭pajak‬ ‭tangguhan‬ ‭tersebut.‬                           ‭of‬ ‭that‬ ‭deferred‬ ‭tax‬ ‭asset‬ ‭to‬ ‭be‬ ‭utilized.‬
                 ‭Setiap‬ ‭pengurangan‬ ‭tersebut‬ ‭dilakukan‬                              ‭Any‬ ‭such‬ ‭reduction‬ ‭shall‬ ‭be‬ ‭reversed‬ ‭to‬
                  ‭pembalikan‬ ‭atas‬ ‭aset‬ ‭pajak‬ ‭tangguhan‬                             ‭the‬ ‭extent‬ ‭that‬ ‭it‬ ‭becomes‬ ‭probable‬ ‭that‬
                   ‭hingga‬‭kemungkinan‬‭besar‬‭laba‬‭kena‬‭pajak‬                            ‭sufficient taxable profit will be available.‬
                    ‭yang tersedia jumlahnya memadai.‬


                                                                           ‭23‬
Page 27
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                             ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                 ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                        ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                 ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                ‭f‭o
                                                                                                                   ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                            ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                      ‭(In Full Rupiah, Unless Otherwise Stated)‬


             ‭Saling‬ ‭hapus‬ ‭atas‬ ‭aset‬ ‭pajak‬ ‭kini‬ ‭dan‬                           ‭The‬ ‭offset‬ ‭current‬ ‭tax‬ ‭assets‬ ‭and‬ ‭current‬
              ‭liabilitas‬‭pajak‬‭kini‬‭disajikan‬‭jika,‬‭dan‬‭hanya‬                       ‭tax liabilities if, and only if, the Group:‬
               ‭jika, Grup:‬
           ‭a.‬ ‭Memiliki‬ ‭hak‬ ‭yang‬ ‭berkekuatan‬ ‭hukum‬                              ‭a.‬ ‭Has‬‭legally‬‭enforceable‬‭right‬‭to‬‭set-off‬
                    ‭untuk‬ ‭menghapus‬ ‭dalam‬ ‭jumlah‬ ‭yang‬                                  ‭the recognized amounts; and‬
                       ‭diakui; dan‬
            ‭b.‬ ‭Bermaksud‬           ‭untuk‬     ‭menyelesaikan‬                         ‭b.‬ ‭Intends‬‭either‬‭to‬‭settle‬‭on‬‭a‬‭net‬‭basis,‬
                     ‭dengan‬‭dasar‬‭neto‬‭atau‬‭merealisasikan‬                                 ‭or‬ ‭to‬ ‭realize‬ ‭the‬ ‭assets‬ ‭and‬ ‭settle‬
                      ‭aset‬ ‭dan‬ ‭menyelesaikan‬ ‭liabilitas‬                                   ‭liabilities simultaneously.‬
                        ‭secara bersamaan.‬

     ‭q.‬ ‭Instrumen Keuangan‬                                                       ‭q.‬ ‭Financial Instrument‬
                        ‭Pengakuan dan Pengukuran Awal‬                                                 ‭Initial Recognition and Measurement‬
          ‭Grup‬ ‭mengakui‬ ‭aset‬ ‭keuangan‬ ‭atau‬                                       ‭The‬ ‭Group‬ ‭recognizes‬‭a‬‭financial‬‭asset‬‭or‬
           ‭liabilitas‬ ‭keuangan‬ ‭dalam‬ ‭laporan‬ ‭posisi‬                               ‭a‬ ‭financial‬ ‭liability‬ ‭in‬ ‭the‬ ‭statement‬ ‭of‬
            ‭keuangan,‬ ‭jika‬ ‭dan‬ ‭hanya‬ ‭jika,‬ ‭Grup‬                                  ‭financial‬‭position‬‭when,‬‭and‬‭only‬‭when,‬‭the‬
             ‭menjadi‬ ‭salah‬ ‭satu‬ ‭pihak‬ ‭dalam‬ ‭ketentuan‬                             ‭Group‬ ‭becomes‬ ‭a‬ ‭party‬‭to‬‭the‬‭contractual‬
              ‭pada‬‭kontrak‬‭instrumen‬‭tersebut.‬‭Pada‬‭saat‬                                ‭provisions‬ ‭of‬ ‭the‬ ‭instrument.‬ ‭At‬ ‭initial‬
               ‭pengakuan‬ ‭awal‬ ‭aset‬ ‭keuangan‬ ‭atau‬                                      ‭recognition,‬ ‭the‬ ‭Group‬ ‭measures‬ ‭all‬
                ‭liabilitas‬ ‭keuangan,‬ ‭Grup‬ ‭mengukur‬ ‭pada‬                                ‭financial‬ ‭assets‬ ‭and‬ ‭financial‬ ‭liabilities‬ ‭at‬
                 ‭nilai‬ ‭wajarnya.‬ ‭Dalam‬ ‭hal‬ ‭aset‬ ‭keuangan‬                              ‭its‬ ‭fair‬ ‭value.‬ ‭In‬ ‭the‬ ‭case‬ ‭of‬ ‭a‬ ‭financial‬
                  ‭atau‬ ‭liabilitas‬ ‭keuangan‬ ‭tidak‬ ‭diukur‬ ‭pada‬                           ‭asset‬ ‭or‬ ‭financial‬ ‭liability‬ ‭not‬ ‭at‬ ‭fair‬ ‭value‬
                   ‭nilai‬ ‭wajar‬ ‭melalui‬ ‭laba‬ ‭rugi,‬ ‭nilai‬ ‭wajar‬                         ‭through‬ ‭profit‬ ‭or‬ ‭loss,‬ ‭fair‬ ‭value‬ ‭plus‬ ‭or‬
                    ‭tersebut‬ ‭ditambah‬ ‭atau‬ ‭dikurang‬ ‭dengan‬                                 ‭minus‬ ‭with‬ ‭the‬ ‭transaction‬ ‭costs‬ ‭that‬ ‭are‬
                     ‭biaya‬ ‭transaksi‬ ‭yang‬ ‭dapat‬ ‭diatribusikan‬                               ‭directly‬ ‭attributable‬ ‭to‬ ‭the‬ ‭acquisition‬ ‭or‬
                      ‭secara‬ ‭langsung‬ ‭dengan‬ ‭perolehan‬ ‭atau‬                                  ‭issue‬ ‭of‬ ‭the‬ ‭financial‬ ‭asset‬ ‭or‬ ‭financial‬
                       ‭penerbitan‬ ‭aset‬ ‭keuangan‬ ‭atau‬ ‭liabilitas‬                                ‭liability.‬
                         ‭keuangan tersebut.‬

           ‭Biaya‬       ‭transaksi‬    ‭yang‬   ‭dikeluarkan‬                             ‭Transaction‬‭costs‬‭incurred‬‭on‬‭acquisition‬‭of‬
            ‭sehubungan‬ ‭dengan‬ ‭perolehan‬ ‭aset‬                                        ‭a‬ ‭financial‬ ‭asset‬ ‭and‬ ‭issue‬ ‭of‬ ‭a‬ ‭financial‬
             ‭keuangan‬ ‭dan‬ ‭penerbitan‬ ‭liabilitas‬                                      ‭liability‬‭classified‬‭at‬‭fair‬‭value‬‭through‬‭profit‬
              ‭keuangan‬ ‭yang‬ ‭diklasifikasikan‬ ‭pada‬ ‭nilai‬                             ‭or loss are expensed immediately.‬
               ‭wajar melalui laba rugi dibebankan segera.‬

           ‭Komponen‬ ‭liabilitas‬ ‭pada‬ ‭instrumen‬                                      ‭The‬ ‭liability‬ ‭component‬ ‭of‬ ‭compound‬
            ‭keuangan‬ ‭majemuk‬ ‭diakui‬ ‭pada‬ ‭awalnya‬                                  ‭financial‬ ‭instrument‬ ‭is‬ ‭recognized‬ ‭initially‬
             ‭sebesar‬ ‭nilai‬ ‭wajar‬ ‭liabilitas‬ ‭yang‬ ‭serupa‬                          ‭at‬ ‭the‬ ‭fair‬ ‭value‬ ‭of‬ ‭a‬ ‭similar‬ ‭liability‬ ‭that‬
              ‭yang‬ ‭tidak‬ ‭memiliki‬ ‭opsi‬ ‭konversi‬ ‭ekuitas.‬                          ‭does‬‭not‬‭have‬‭an‬‭equity‬‭conversion‬‭option.‬
               ‭Komponen‬ ‭ekuitas‬ ‭diakui‬ ‭pada‬ ‭awalnya‬                                  ‭The‬ ‭equity‬ ‭component‬ ‭is‬ ‭recognized‬
                ‭sebesar‬‭selisih‬‭antara‬‭nilai‬‭wajar‬‭instrumen‬                             ‭initially‬ ‭as‬ ‭the‬ ‭difference‬ ‭between‬ ‭the‬ ‭fair‬
                 ‭keuangan‬ ‭majemuk‬ ‭secara‬ ‭keseluruhan‬                                     ‭value‬‭of‬‭the‬‭compound‬‭financial‬‭instrument‬
                     ‭dan nilai wajar komponen liabilitas.‬                                       ‭as‬‭a‬‭whole‬‭and‬‭the‬‭fair‬‭value‬‭of‬‭the‬‭liability‬
                  ‭Biaya‬ ‭transaksi‬ ‭yang‬ ‭dapat‬ ‭diatribusikan‬                                  ‭component.‬
                   ‭secara‬ ‭langsung‬ ‭dialokasikan‬ ‭pada‬                                       ‭Any‬ ‭directly‬ ‭attributable‬ ‭transaction‬ ‭costs‬
                    ‭komponen‬ ‭liabilitas‬ ‭dan‬ ‭ekuitas‬ ‭sesuai‬                                ‭are‬ ‭allocated‬ ‭to‬ ‭the‬ ‭liability‬ ‭and‬ ‭equity‬
                      ‭dengan proporsi nilai tercatat awalnya.‬                                      ‭components‬ ‭in‬ ‭proportion‬ ‭to‬ ‭their‬ ‭initial‬
                                                                                                       ‭carrying amounts.‬

           ‭Pengukuran Selanjutnya Aset Keuangan‬                                          ‭Subsequent‬ ‭Measurement‬ ‭of‬ ‭Financial‬
                                                                                             ‭Assets‬
           ‭Pada‬‭saat‬‭pengakuan‬‭awal,‬‭aset‬‭keuangan‬                                   ‭At‬ ‭initial‬ ‭recognition,‬ ‭financial‬ ‭assets‬ ‭are‬
            ‭diukur‬ ‭pada‬ ‭biaya‬ ‭perolehan‬ ‭yang‬                                        ‭measured at amortized costs.‬
             ‭diamortisasi.‬



                                                                              ‭24‬
Page 28
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                    ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                        ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                               ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                        ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                       ‭f‭o
                                                                                                                          ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                   ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                             ‭(In Full Rupiah, Unless Otherwise Stated)‬


         ‭Aset‬ ‭keuangan‬ ‭diklasifikasikan‬ ‭menjadi‬                                          ‭Financial‬ ‭assets‬ ‭are‬ ‭classified‬ ‭into‬ ‭these‬
          ‭kategori‬ ‭tersebut‬ ‭di‬ ‭atas‬ ‭dengan‬                                              ‭categories‬‭on‬‭the‬‭basis‬‭of‬‭both:‬‭the‬‭Group's‬
           ‭menggunakan‬ ‭dua‬ ‭dasar,‬ ‭yaitu:‬ ‭model‬                                           ‭business‬ ‭model‬ ‭for‬ ‭managing‬ ‭the‬ ‭financial‬
            ‭bisnis‬ ‭Grup‬ ‭dalam‬ ‭mengelola‬ ‭aset‬                                              ‭assets‬ ‭and‬ ‭the‬ ‭contractual‬ ‭cash‬ ‭flow‬
             ‭keuangan‬ ‭dan‬ ‭karakteristik‬ ‭arus‬ ‭kas‬                                           ‭characteristics of the financial asset.‬
              ‭kontraktual dari aset keuangan.‬
           ‭Aset‬ ‭keuangan‬ ‭dapat‬ ‭diukur‬ ‭dengan‬‭biaya‬                                    ‭A‬ ‭financial‬ ‭asset‬‭is‬‭measured‬‭at‬‭amortized‬
            ‭perolehan‬                    ‭diamortisasi‬      ‭hanya‬         ‭jika‬             ‭cost‬ ‭only‬ ‭if‬ ‭it‬ ‭meets‬ ‭both‬ ‭of‬ ‭the‬ ‭following‬
             ‭memenuhi kedua kondisi berikut:‬                                                     ‭conditions:‬
              ‭i.‬ ‭Aset‬ ‭keuangan‬ ‭dikelola‬ ‭dalam‬ ‭model‬                                     ‭i.‬ ‭The‬ ‭financial‬ ‭assets‬ ‭is‬ ‭held‬ ‭within‬ ‭a‬
                    ‭bisnis‬ ‭yang‬ ‭bertujuan‬ ‭untuk‬ ‭memiliki‬                                        ‭business‬ ‭model‬ ‭whose‬‭objective‬‭is‬‭to‬
                     ‭aset‬             ‭keuangan‬          ‭untuk‬        ‭tujuan‬                        ‭hold‬ ‭the‬ ‭asset‬ ‭to‬ ‭collect‬ ‭contractual‬
                      ‭mendapatkan‬ ‭arus‬ ‭kas‬ ‭kontraktual‬                                              ‭cash flows (held to collect); and‬
                           ‭(‬‭held to collect‬‭); dan‬
         ‭ii.‬ ‭Kriteria‬ ‭kontraktual‬ ‭dari‬ ‭aset‬ ‭keuangan‬                                 ‭ii.‬   ‭Its‬ ‭contractual‬ ‭terms‬ ‭of‬ ‭the‬ ‭financial‬
                       ‭yang‬             ‭pada‬      ‭tanggal‬        ‭tertentu‬                         ‭assets‬ ‭give‬ ‭rise‬ ‭on‬‭specified‬‭dates‬‭to‬
                            ‭menghasilkan arus kas yang‬                                                    ‭cash flows that are solely payments‬
                        ‭merupakan‬ ‭pembayaran‬ ‭pokok‬ ‭dan‬                                             ‭of‬‭principal‬‭and‬‭interest‬‭(SPPI)‬‭on‬‭the‬
                         ‭bunga‬ ‭semata‬ ‭solely‬ ‭payments‬ ‭of‬                                           ‭principal amount outstanding.‬
                          ‭principal‬‭and‬‭interest‬‭(‭S  ‬ PPI‬‭)‬‭dari‬‭jumlah‬
                             ‭pokok terutang.‬
         ‭Aset‬‭keuangan‬‭ini‬‭diukur‬‭pada‬‭jumlah‬‭yang‬                                       ‭The‬ ‭financial‬ ‭asset‬ ‭is‬ ‭measured‬ ‭at‬ ‭the‬
          ‭diakui‬ ‭pada‬ ‭awal‬ ‭pengakuan‬ ‭dikurangi‬                                          ‭amount‬ ‭recognized‬ ‭at‬ ‭initial‬ ‭recognition‬
           ‭dengan‬ ‭pembayaran‬ ‭pokok,‬ ‭kemudian‬                                                  ‭minus principal repayments, plus or minus‬
            ‭dikurangi‬ ‭atau‬ ‭ditambah‬ ‭dengan‬ ‭jumlah‬                                        ‭the‬ ‭cumulative‬ ‭amortization‬ ‭of‬ ‭any‬
             ‭amortisasi‬‭kumulatif‬‭atas‬‭perbedaan‬‭jumlah‬                                       ‭difference‬ ‭between‬ ‭that‬ ‭initial‬ ‭amount‬ ‭and‬
              ‭pengakuan‬ ‭awal‬ ‭dengan‬ ‭jumlah‬‭pada‬‭saat‬                                       ‭the‬ ‭maturity‬ ‭amount,‬ ‭and‬ ‭any‬ ‭loss‬
               ‭jatuh tempo, dan penurunan nilainya.‬                                                  ‭allowance.‬
         ‭Pendapatan‬ ‭keuangan‬ ‭dihitung‬ ‭dengan‬                                             ‭Interest‬ ‭income‬ ‭is‬ ‭calculated‬ ‭using‬ ‭the‬
          ‭metode‬ ‭menggunakan‬ ‭suku‬ ‭bunga‬ ‭efektif‬                                         ‭effective‬‭interest‬‭method‬‭and‬‭is‬‭recognized‬
           ‭dan‬ ‭diakui‬ ‭di‬ ‭laba‬ ‭rugi.‬ ‭Perubahan‬ ‭pada‬                                   ‭in‬ ‭profit‬ ‭or‬ ‭loss.‬ ‭Changes‬ ‭in‬ ‭fair‬ ‭value‬ ‭are‬
            ‭nilai‬ ‭wajar‬ ‭diakui‬ ‭di‬ ‭laba‬ ‭rugi‬ ‭ketika‬ ‭aset‬                             ‭recognized‬ ‭in‬ ‭profit‬ ‭or‬‭loss‬‭when‬‭the‬‭asset‬
             ‭dihentikan atau direklasifikasi.‬                                                      ‭is derecognized or reclassified.‬
         ‭Pengukuran‬              ‭Selanjutnya‬      ‭Liabilitas‬                               ‭Subsequent‬ ‭Measurement‬ ‭of‬ ‭Financial‬
             ‭Keuangan‬                                                                             ‭Liabilities‬
          ‭Grup‬ ‭mengklasifikasikan‬ ‭seluruh‬ ‭liabilitas‬                                      ‭The‬ ‭Group‬ ‭shall‬ ‭classify‬ ‭all‬ ‭financial‬
           ‭keuangan‬ ‭sehingga‬ ‭setelah‬ ‭pengakuan‬                                             ‭liabilities‬ ‭as‬ ‭subsequently‬ ‭measured‬ ‭at‬
            ‭awal‬ ‭liabilitas‬ ‭keuangan‬ ‭diukur‬ ‭pada‬‭biaya‬                                    ‭amortised cost.‬
              ‭perolehan diamortisasi.‬
           ‭Penurunan Nilai Aset Keuangan‬                                                         ‭Impairment of Financial Assets‬
         ‭Grup‬        ‭mengakui‬    ‭kerugian‬   ‭kredit‬                                       ‭The‬‭Group‬‭recognizes‬‭expected‬‭credit‬‭loss‬
          ‭ekspektasian‬ ‭untuk‬ ‭aset‬ ‭keuangan‬ ‭yang‬                                         ‭for‬ ‭its‬ ‭financial‬ ‭assets‬ ‭measured‬ ‭at‬
            ‭diukur pada biaya perolehan diamortisasi.‬                                             ‭amortized cost.‬
         ‭Pada‬ ‭setiap‬ ‭tanggal‬ ‭pelaporan,‬ ‭Grup‬                                          ‭At‬ ‭the‬ ‭end‬ ‭of‬ ‭each‬ ‭reporting‬ ‭date,‬ ‭the‬
          ‭mengukur‬ ‭penyisihan‬ ‭kerugian‬ ‭instrumen‬                                         ‭Group‬‭calculates‬‭any‬‭impairment‬‭provision‬
           ‭keuangan‬ ‭sejumlah‬ ‭kerugian‬ ‭kredit‬                                              ‭in‬ ‭financial‬ ‭instruments‬ ‭based‬ ‭on‬ ‭its‬
            ‭ekspektasian‬‭sepanjang‬‭umurnya‬‭jika‬‭risiko‬                                       ‭lifetime‬ ‭expected‬ ‭credit‬ ‭loss‬ ‭if‬ ‭the‬ ‭credit‬
             ‭kredit‬ ‭atas‬ ‭instrumen‬ ‭keuangan‬ ‭tersebut‬                                      ‭risk‬ ‭of‬ ‭the‬ ‭financial‬ ‭instruments‬ ‭has‬
              ‭telah‬ ‭meningkat‬ ‭secara‬ ‭signifikan‬ ‭sejak‬                                      ‭increased‬ ‭significantly‬ ‭since‬ ‭its‬ ‭initial‬
               ‭pengakuan‬‭awal‬‭baik‬‭dinilai‬‭secara‬‭individu‬                                     ‭recognition,‬    ‭either‬    ‭individually‬      ‭or‬
                ‭atau kolektif.‬                                                                       ‭collectively.‬

                                                                                        ‭25‬
Page 29
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                               ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                   ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                          ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                   ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                  ‭f‭o
                                                                                                                     ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                              ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                        ‭(In Full Rupiah, Unless Otherwise Stated)‬

         ‭Namun,‬ ‭jika‬ ‭risiko‬ ‭kredit‬ ‭instrumen‬                                     ‭However,‬ ‭if‬ ‭credit‬ ‭risk‬ ‭has‬ ‭not‬ ‭increased‬
          ‭keuangan‬ ‭tersebut‬ ‭tidak‬‭meningkat‬‭secara‬                                  ‭significantly‬ ‭since‬ ‭initial‬ ‭recognition,‬ ‭the‬
           ‭signifikan‬ ‭sejak‬ ‭pengakuan‬ ‭awal,‬ ‭maka‬                                   ‭Group‬ ‭recognizes‬ ‭a‬ ‭number‬ ‭of‬ ‭expected‬
            ‭Grup‬ ‭mengakui‬ ‭sejumlah‬ ‭kerugian‬ ‭kredit‬                                  ‭losses 12 months.‬
             ‭ekspektasian 12 bulan.‬
         ‭Grup‬        ‭menerapkan‬     ‭metode‬       ‭yang‬                              ‭The‬‭Group‬‭applied‬‭a‬‭simplified‬‭approach‬‭to‬
          ‭disederhanakan‬ ‭untuk‬ ‭mengukur‬ ‭kerugian‬                                    ‭measure‬ ‭such‬ ‭expected‬ ‭credit‬ ‭loss‬ ‭for‬
           ‭kredit‬ ‭ekspektasian‬ ‭tersebut‬ ‭terhadap‬                                     ‭trade‬ ‭receivables‬ ‭and‬ ‭contract‬ ‭assets‬
            ‭piutang‬ ‭usaha‬ ‭dan‬ ‭aset‬ ‭kontrak‬ ‭tanpa‬                                  ‭without significant financing component.‬
             ‭komponen pendanaan yang signifikan.‬
         ‭Grup‬ ‭menganggap‬ ‭aset‬ ‭keuangan‬ ‭gagal‬                                     ‭The‬ ‭Group‬ ‭considers‬ ‭a‬ ‭financial‬ ‭asset‬ ‭to‬
          ‭bayar‬ ‭ketika‬ ‭pihak‬ ‭ketiga‬ ‭tidak‬ ‭mampu‬                                 ‭be‬ ‭in‬ ‭default‬ ‭when‬ ‭the‬ ‭counterparty‬ ‭is‬
           ‭membayar‬ ‭kewajiban‬ ‭kreditnya‬ ‭kepada‬                                       ‭unlikely‬ ‭to‬ ‭pay‬ ‭its‬ ‭credit‬ ‭obligations‬‭to‬‭the‬
            ‭Grup‬ ‭secara‬ ‭penuh.‬ ‭Periode‬ ‭maksimum‬                                     ‭Group‬ ‭in‬ ‭full.‬ ‭The‬ ‭maximum‬ ‭period‬
             ‭yang‬               ‭dipertimbangkan‬       ‭ketika‬                             ‭considered‬ ‭when‬ ‭estimating‬ ‭expected‬
              ‭memperkirakan‬               ‭kerugian‬     ‭kredit‬                             ‭credit‬ ‭loss‬ ‭is‬ ‭the‬ ‭maximum‬ ‭contractual‬
               ‭ekspektasian‬ ‭adalah‬ ‭periode‬ ‭maksimum‬                                      ‭period‬‭over‬‭which‬‭the‬‭Group‬‭is‬‭exposed‬‭to‬
                ‭kontrak‬ ‭dimana‬ ‭Grup‬ ‭terekspos‬ ‭terhadap‬                                  ‭credit risk.‬
                 ‭risiko kredit.‬
         ‭Aset‬ ‭keuangan‬ ‭dapat‬ ‭dianggap‬ ‭tidak‬                                      ‭Financial‬‭assets‬‭may‬‭be‬‭considered‬‭to‬‭not‬
          ‭mengalami‬‭peningkatan‬‭risiko‬‭kredit‬‭secara‬                                  ‭have‬ ‭significant‬ ‭increase‬ ‭in‬ ‭credit‬ ‭risk‬
           ‭signifikan‬ ‭sejak‬ ‭pengakuan‬ ‭awal‬ ‭jika‬ ‭aset‬                             ‭since‬ ‭initial‬ ‭recognition‬ ‭if‬ ‭the‬ ‭financial‬
            ‭keuangan‬ ‭memiliki‬ ‭risiko‬ ‭kredit‬ ‭yang‬                                    ‭assets‬ ‭have‬ ‭a‬ ‭low‬ ‭credit‬ ‭risk‬ ‭at‬ ‭the‬
             ‭rendah‬ ‭pada‬ ‭tanggal‬ ‭pelaporan.‬ ‭Risiko‬                                   ‭reporting‬ ‭date.‬ ‭Credit‬ ‭risk‬ ‭on‬ ‭financial‬
              ‭kredit‬ ‭pada‬ ‭instrumen‬ ‭keuangan‬ ‭dianggap‬                                 ‭instrument‬ ‭may‬ ‭be‬ ‭considered‬ ‭be‬ ‭low‬ ‭if‬
               ‭rendah‬ ‭ketika‬ ‭aset‬ ‭keuangan‬ ‭tersebut‬                                    ‭there‬ ‭is‬ ‭a‬ ‭low‬‭risk‬‭of‬‭default,‬‭the‬‭borrower‬
                ‭memiliki‬ ‭risiko‬ ‭gagal‬ ‭bayar‬ ‭yang‬ ‭rendah,‬                              ‭has‬ ‭a‬ ‭strong‬ ‭capacity‬ ‭to‬ ‭meet‬ ‭its‬
                 ‭peminjam‬ ‭memiliki‬ ‭kapasitas‬ ‭yang‬ ‭kuat‬                                   ‭contractual‬ ‭cash‬ ‭flow‬ ‭obligations‬ ‭in‬ ‭the‬
                  ‭untuk‬ ‭memenuhi‬ ‭kewajiban‬ ‭arus‬ ‭kas‬                                       ‭near‬ ‭term‬ ‭and‬ ‭adverse‬ ‭changes‬ ‭in‬
                   ‭kontraktualnya‬ ‭dalam‬ ‭jangka‬ ‭waktu‬ ‭dekat‬                                 ‭economic‬ ‭and‬ ‭business‬ ‭conditions‬ ‭in‬ ‭the‬
                    ‭dan‬ ‭memburuknya‬ ‭kondisi‬ ‭ekonomi‬ ‭dan‬                                     ‭longer‬ ‭term‬ ‭may,‬ ‭but‬ ‭will‬ ‭not‬ ‭necessarily,‬
                     ‭bisnis‬ ‭dalam‬ ‭jangka‬ ‭waktu‬ ‭panjang‬                                       ‭reduce‬‭the‬‭ability‬‭of‬‭the‬‭borrower‬‭to‬‭fulfil‬‭its‬
                      ‭mungkin,‬ ‭namun‬ ‭tidak‬ ‭selalu,‬‭menurunkan‬                                  ‭contractual‬ ‭cash‬ ‭flow‬ ‭obligations.‬ ‭To‬
                       ‭kemampuan‬ ‭peminjam‬ ‭untuk‬ ‭memenuhi‬                                         ‭determine‬ ‭whether‬ ‭a‬‭financial‬‭asset‬‭has‬‭a‬
                        ‭kewajiban‬ ‭arus‬ ‭kas‬ ‭kontraktualnya.‬ ‭Untuk‬                                ‭low‬‭credit‬‭risk,‬‭the‬‭Group‬‭may‬‭use‬‭internal‬
                         ‭menentukan‬ ‭apakah‬ ‭aset‬ ‭keuangan‬                                           ‭credit‬ ‭risk‬ ‭rating‬ ‭or‬ ‭external‬ ‭assessment.‬
                                  ‭memiliki risiko kredit rendah,‬                                          ‭For‬ ‭example,‬ ‭a‬ ‭financial‬ ‭asset‬ ‭with‬
                          ‭Grup‬ ‭dapat‬ ‭menggunakan‬ ‭peringkat‬ ‭risiko‬                                  ‭“investment‬ ‭grade”‬ ‭according‬ ‭to‬ ‭external‬
                           ‭kredit‬ ‭internal‬ ‭atau‬ ‭penilaian‬ ‭eksternal.‬                                ‭assessment‬ ‭has‬ ‭a‬ ‭low‬ ‭credit‬ ‭risk‬ ‭rating,‬
                            ‭Misalnya,‬‭aset‬‭keuangan‬‭dengan‬‭peringkat‬                                     ‭thus‬ ‭it‬‭does‬‭not‬‭experience‬‭an‬‭increase‬‭in‬
                             ‭“investment‬ ‭grade”‬ ‭berdasarkan‬ ‭penilaian‬                                   ‭significant‬ ‭credit‬ ‭risk‬ ‭since‬ ‭initial‬
                              ‭eksternal‬ ‭merupakan‬ ‭instrumen‬ ‭yang‬                                         ‭recognition.‬
                               ‭memiliki‬ ‭risiko‬ ‭kredit‬ ‭yang‬ ‭rendah,‬
                                ‭sehingga‬ ‭tidak‬ ‭mengalami‬ ‭peningkatan‬
                                 ‭risiko‬ ‭kredit‬ ‭secara‬ ‭signifikan‬ ‭sejak‬
                                   ‭pengakuan awal.‬
         ‭Penghentian‬ ‭Pengakuan‬ ‭Aset‬ ‭dan‬                                            ‭Derecognition‬ ‭of‬ ‭Financial‬ ‭Assets‬ ‭and‬
              ‭Liabilitas Keuangan‬                                                             ‭Liabilities‬
               ‭Aset Keuangan‬                                                                   ‭Financial Assets‬
          ‭Grup‬ ‭menghentikan‬ ‭pengakuan‬ ‭aset‬                                          ‭The‬‭Group‬‭derecognizes‬‭a‬‭financial‬‭asset,‬
           ‭keuangan,‬ ‭jika‬ ‭dan‬ ‭hanya‬ ‭jika,‬ ‭hak‬                                    ‭if‬ ‭and‬ ‭only‬ ‭if,‬ ‭the‬ ‭contractual‬ ‭rights‬ ‭to‬‭the‬
            ‭kontraktual‬‭atas‬‭arus‬‭kas‬‭yang‬‭berasal‬‭dari‬                               ‭cash‬‭flows‬‭from‬‭the‬‭financial‬‭asset‬‭expired‬
             ‭aset‬ ‭keuangan‬ ‭berakhir‬ ‭atau‬ ‭Grup‬                                        ‭or‬ ‭the‬ ‭Group‬ ‭transfers‬ ‭the‬ ‭contractual‬


                                                                                   ‭26‬
Page 30
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                        ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                            ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                   ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                            ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                           ‭f‭o
                                                                                                              ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                       ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                 ‭(In Full Rupiah, Unless Otherwise Stated)‬

         ‭mengalihkan‬ ‭hak‬ ‭kontraktual‬ ‭untuk‬                                  ‭rights‬ ‭to‬ ‭receive‬ ‭the‬ ‭cash‬ ‭flows‬ ‭of‬ ‭the‬
          ‭menerima‬ ‭kas‬ ‭yang‬ ‭berasal‬ ‭dari‬ ‭aset‬                            ‭financial‬ ‭asset‬ ‭or‬ ‭retains‬ ‭the‬ ‭contractual‬
           ‭keuangan‬ ‭atau‬ ‭tetap‬ ‭memiliki‬ ‭hak‬                                 ‭rights‬ ‭to‬ ‭receive‬ ‭the‬ ‭cash‬ ‭flows‬ ‭but‬
            ‭kontraktual‬‭untuk‬‭menerima‬‭kas‬‭tetapi‬‭juga‬                          ‭assumes‬ ‭a‬ ‭contractual‬ ‭obligation‬ ‭to‬ ‭pay‬
             ‭menanggung‬ ‭kewajiban‬ ‭kontraktual‬ ‭untuk‬                             ‭the‬‭cash‬‭flows‬‭to‬‭one‬‭or‬‭more‬‭recipients‬‭in‬
              ‭membayar‬‭arus‬‭kas‬‭yang‬‭diterima‬‭tersebut‬                            ‭an‬ ‭arrangement.‬ ‭If‬ ‭the‬ ‭Group‬ ‭transfers‬
               ‭kepada‬ ‭satu‬ ‭atau‬ ‭lebih‬ ‭pihak‬ ‭penerima‬                          ‭substantially‬ ‭all‬ ‭the‬ ‭risks‬ ‭and‬ ‭benefits‬ ‭of‬
                ‭melalui‬ ‭suatu‬ ‭kesepakatan.‬ ‭Jika‬ ‭Grup‬                             ‭ownership‬‭of‬‭the‬‭financial‬‭asset,‬‭the‬‭Group‬
                 ‭secara‬ ‭substansial‬ ‭mengalihkan‬ ‭seluruh‬                             ‭derecognizes‬ ‭the‬ ‭financial‬ ‭asset‬ ‭and‬
                  ‭risiko‬ ‭dan‬ ‭manfaat‬ ‭atas‬ ‭kepemilikan‬ ‭aset‬                       ‭recognizes‬‭separately‬‭as‬‭asset‬‭or‬‭liabilities‬
                   ‭keuangan,‬ ‭maka‬ ‭Grup‬ ‭menghentikan‬                                   ‭any‬ ‭rights‬ ‭and‬ ‭obligation‬ ‭created‬ ‭or‬
                    ‭pengakuan‬ ‭aset‬ ‭keuangan‬ ‭dan‬ ‭mengakui‬                             ‭retained in the transfer.‬
                     ‭secara‬ ‭terpisah‬‭sebagai‬‭aset‬‭atau‬‭liabilitas‬
                      ‭untuk‬‭setiap‬‭hak‬‭dan‬‭kewajiban‬‭yang‬‭timbul‬
                       ‭atau‬ ‭yang‬ ‭masih‬‭dimiliki‬‭dalam‬‭pengalihan‬
                        ‭tersebut.‬

         ‭Jika‬ ‭Grup‬ ‭secara‬ ‭substansial‬ ‭tidak‬                               ‭If‬ ‭the‬ ‭Group‬ ‭neither‬ ‭transfers‬ ‭nor‬ ‭retains‬
          ‭mengalihkan‬ ‭dan‬ ‭tidak‬ ‭memiliki‬ ‭seluruh‬                           ‭substantially‬ ‭all‬ ‭the‬ ‭risks‬ ‭and‬ ‭benefits‬ ‭of‬
           ‭risiko‬ ‭dan‬ ‭manfaat‬ ‭atas‬ ‭kepemilikan‬ ‭aset‬                       ‭ownership‬ ‭of‬ ‭the‬ ‭financial‬ ‭asset‬ ‭and‬ ‭has‬
            ‭keuangan‬ ‭tersebut‬ ‭dan‬ ‭masih‬ ‭memiliki‬                             ‭retained‬ ‭control,‬ ‭the‬ ‭Group‬ ‭continues‬ ‭to‬
             ‭pengendalian,‬ ‭maka‬ ‭Grup‬ ‭mengakui‬ ‭aset‬                            ‭recognize‬ ‭the‬ ‭financial‬ ‭asset‬‭to‬‭the‬‭extent‬
              ‭keuangan‬              ‭sebesar‬          ‭keterlibatan‬                  ‭of‬ ‭its‬ ‭continuing‬ ‭involvement‬ ‭in‬ ‭the‬
               ‭berkelanjutan‬ ‭dengan‬ ‭aset‬ ‭keuangan‬                                 ‭financial‬ ‭asset.‬ ‭If‬ ‭the‬ ‭Group‬ ‭retains‬
                ‭tersebut.‬ ‭Jika‬ ‭Grup‬ ‭secara‬ ‭substansial‬                           ‭substantially‬ ‭all‬ ‭the‬ ‭risks‬ ‭and‬ ‭benefits‬ ‭of‬
                 ‭masih‬ ‭memiliki‬ ‭seluruh‬ ‭risiko‬ ‭dan‬ ‭manfaat‬                      ‭ownership‬‭of‬‭the‬‭financial‬‭asset,‬‭the‬‭Group‬
                  ‭atas‬ ‭kepemilikan‬ ‭aset‬ ‭keuangan,‬ ‭Grup‬                             ‭continues to recognize the financial asset.‬
                   ‭tetap mengakui aset keuangan tersebut.‬

              ‭Liabilitas Keuangan‬                                                     ‭Financial Liabilities‬
         ‭Grup‬ ‭menghentikan‬ ‭pengakuan‬ ‭liabilitas‬                             ‭The‬ ‭Group‬ ‭removes‬ ‭a‬ ‭financial‬ ‭liability‬
          ‭keuangan,‬ ‭jika‬ ‭dan‬ ‭hanya‬ ‭jika,‬ ‭liabilitas‬                      ‭from‬ ‭its‬ ‭statement‬ ‭of‬ ‭financial‬ ‭position‬ ‭if,‬
           ‭keuangan‬ ‭tersebut‬ ‭berakhir,‬ ‭yaitu‬ ‭ketika‬                         ‭and‬‭only‬‭if,‬‭it‬‭is‬‭extinguished,‬‭i.e.‬‭when‬‭the‬
            ‭kewajiban‬ ‭yang‬ ‭ditetapkan‬ ‭dalam‬ ‭kontrak‬                          ‭obligation‬ ‭specified‬ ‭in‬ ‭the‬ ‭contract‬ ‭is‬
             ‭dilepaskan‬      ‭atau‬  ‭dibatalkan‬     ‭atau‬                           ‭discharged or cancelled or expired.‬
               ‭kadaluwarsa.‬

           ‭Reklasifikasi‬                                                            ‭Reclassification‬
         ‭Grup‬ ‭dapat‬ ‭mereklasifikasi‬ ‭seluruh‬ ‭aset‬                          ‭The‬ ‭Group‬ ‭can‬ ‭reclassify‬ ‭all‬ ‭its‬ ‭financial‬
          ‭keuangan‬ ‭jika‬ ‭dan‬ ‭hanya‬ ‭jika,‬ ‭terjadi‬                          ‭assets‬ ‭if‬ ‭and‬ ‭only‬ ‭if,‬ ‭a‬ ‭change‬ ‭in‬ ‭the‬
            ‭perubahan model bisnis.‬                                                  ‭business model.‬

         ‭Ketika‬‭Grup‬‭mereklasifikasi‬‭aset‬‭keuangan,‬                           ‭If‬‭the‬‭Group‬‭reclassifies‬‭a‬‭financial‬‭asset,‬‭it‬
          ‭maka‬           ‭Perusahaan‬         ‭menerapkan‬                         ‭is‬ ‭required‬ ‭to‬ ‭apply‬ ‭the‬ ‭reclassification‬
           ‭reklasifikasi‬ ‭secara‬ ‭prospektif‬ ‭dari‬ ‭tanggal‬                     ‭prospectively‬‭from‬‭the‬‭reclassification‬‭date.‬
            ‭reklasifikasi.‬ ‭Grup‬ ‭tidak‬ ‭menyajikan‬                               ‭Previously‬ ‭recognized‬ ‭gains,‬ ‭losses‬
             ‭kembali‬ ‭keuntungan,‬ ‭kerugian‬ ‭(termasuk‬                             ‭(including‬ ‭impairment‬ ‭gains‬ ‭or‬ ‭losses)‬ ‭or‬
              ‭keuntungan‬‭atau‬‭kerugian‬‭penurunan‬‭nilai),‬                           ‭interest are not restated.‬
               ‭atau bunga yang diakui sebelumnya.‬

         ‭Ketika‬ ‭Grup‬‭mereklasifikasi‬‭aset‬‭keuangan‬                           ‭When‬ ‭the‬ ‭Group‬ ‭reclassifies‬ ‭its‬ ‭financial‬
          ‭keluar‬ ‭dari‬ ‭kategori‬ ‭pengukuran‬ ‭biaya‬                            ‭asset‬ ‭out‬ ‭of‬ ‭the‬ ‭amortized‬ ‭cost‬ ‭into‬
           ‭perolehan‬ ‭diamortisasi‬ ‭menjadi‬ ‭kategori‬                            ‭FVTPL,‬ ‭then‬ ‭its‬ ‭fair‬ ‭value‬ ‭is‬ ‭measured‬ ‭at‬
            ‭FVTPL,‬ ‭nilai‬ ‭wajarnya‬‭diukur‬‭pada‬‭tanggal‬                         ‭the‬ ‭reclassification‬ ‭date.‬ ‭Any‬ ‭gains‬ ‭or‬
             ‭reklasifikasi.‬ ‭Keuntungan‬ ‭atau‬ ‭kerugian‬                            ‭losses‬ ‭resulted‬ ‭from‬ ‭the‬ ‭difference‬
              ‭yang‬ ‭timbul‬ ‭dari‬ ‭selisih‬ ‭antara‬ ‭biaya‬                          ‭between‬ ‭previous‬ ‭amortized‬ ‭cost‬ ‭and‬ ‭its‬


                                                                            ‭27‬
Page 31
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                              ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                                  ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                         ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                                  ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                                 ‭f‭o
                                                                                                                                    ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                             ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                       ‭(In Full Rupiah, Unless Otherwise Stated)‬

         ‭perolehan‬ ‭diamortisasi‬ ‭sebelumnya‬ ‭dan‬                                                    ‭fair‬ ‭value‬ ‭is‬ ‭recognized‬ ‭in‬ ‭profit‬ ‭or‬ ‭loss.‬
          ‭nilai‬‭wajar‬‭aset‬‭keuangan‬‭diakui‬‭dalam‬‭laba‬                                              ‭Otherwise,‬ ‭if‬ ‭the‬ ‭Group‬ ‭reclassifies‬ ‭its‬
           ‭rugi.‬ ‭Pada‬ ‭saat‬ ‭Grup‬ ‭melakukan‬                                                         ‭financial‬ ‭asset‬ ‭from‬‭FVTPL‬‭into‬‭amortized‬
            ‭reklasifikasi‬ ‭sebaliknya,‬ ‭yaitu‬ ‭dari‬ ‭aset‬                                              ‭cost,‬ ‭then‬ ‭its‬ ‭fair‬ ‭value‬ ‭at‬ ‭the‬ ‭date‬ ‭of‬
             ‭keuangan‬‭kategori‬‭FVTPL‬‭menjadi‬‭kategori‬                                                   ‭reclassification‬ ‭becomes‬ ‭a‬ ‭new‬ ‭gross‬
              ‭pengukuran‬ ‭biaya‬ ‭perolehan‬ ‭diamortisasi,‬                                                 ‭carrying amount.‬
               ‭maka‬ ‭nilai‬ ‭wajar‬ ‭pada‬ ‭tanggal‬‭reklasifikasi‬
                ‭menjadi jumlah tercatat bruto yang baru.‬

         ‭Pada‬ ‭saat‬ ‭Grup‬ ‭mereklasifikasi‬ ‭aset‬                                                    ‭When‬ ‭the‬ ‭Group‬ ‭reclassifies‬ ‭its‬ ‭financial‬
          ‭keuangan‬ ‭keluar‬ ‭dari‬ ‭kategori‬ ‭pengukuran‬                                               ‭asset‬ ‭out‬ ‭of‬ ‭the‬ ‭amortized‬ ‭cost‬ ‭into‬
           ‭biaya‬ ‭perolehan‬ ‭diamortisasi‬ ‭menjadi‬                                                     ‭FVTOCI,‬ ‭its‬ ‭fair‬ ‭value‬ ‭is‬ ‭measured‬ ‭at‬ ‭the‬
            ‭kategori‬ ‭FVTOCI,‬ ‭nilai‬ ‭wajarnya‬ ‭diukur‬                                                 ‭reclassification‬ ‭date.‬ ‭Any‬ ‭gains‬ ‭or‬ ‭losses‬
             ‭pada‬ ‭tanggal‬ ‭reklasifikasi.‬ ‭Keuntungan‬                                                   ‭resulted‬ ‭from‬ ‭the‬ ‭difference‬ ‭between‬
              ‭atau‬ ‭kerugian‬ ‭yang‬ ‭timbul‬ ‭dari‬ ‭selisih‬                                               ‭previous‬ ‭amortized‬ ‭cost‬ ‭and‬ ‭fair‬ ‭value‬ ‭is‬
               ‭antara‬ ‭biaya‬ ‭perolehan‬ ‭diamortisasi‬                                                      ‭recognized‬ ‭in‬ ‭other‬ ‭comprehensive‬
                ‭sebelumnya‬ ‭dan‬‭nilai‬‭wajar‬‭aset‬‭keuangan‬                                                 ‭income.‬ ‭Effective‬ ‭interest‬ ‭rate‬ ‭and‬
                 ‭diakui‬ ‭dalam‬ ‭penghasilan‬ ‭komprehensif‬                                                    ‭expected‬ ‭credit‬‭loss‬‭measurement‬‭are‬‭not‬
                  ‭lain.‬ ‭Suku‬ ‭bunga‬ ‭efektif‬ ‭dan‬ ‭pengukuran‬                                              ‭adjusted‬ ‭as‬‭a‬‭result‬‭of‬‭the‬‭reclassification.‬
                   ‭kerugian‬ ‭kredit‬ ‭ekspektasian‬ ‭tidak‬                                                       ‭Otherwise,‬ ‭when‬‭the‬‭Group‬‭reclassifies‬‭its‬
                    ‭disesuaikan‬                              ‭sebagai‬     ‭akibat‬    ‭dari‬                      ‭financial‬ ‭asset‬ ‭out‬ ‭of‬ ‭the‬ ‭FVTOCI‬ ‭into‬
                     ‭reklasifikasi.‬ ‭Sebaliknya,‬ ‭ketika‬ ‭Grup‬                                                   ‭amortized‬ ‭cost,‬ ‭the‬ ‭financial‬ ‭asset‬ ‭is‬
                      ‭mereklasifikasi‬‭aset‬‭keuangan,‬‭yaitu‬‭keluar‬                                                ‭reclassified‬ ‭by‬ ‭its‬ ‭fair‬ ‭value‬ ‭at‬ ‭the‬
                       ‭dari‬ ‭kategori‬ ‭FVTOCI‬ ‭menjadi‬ ‭kategori‬                                                  ‭reclassification‬ ‭date.‬ ‭However,‬ ‭any‬
                        ‭pengukuran‬ ‭biaya‬ ‭perolehan‬ ‭diamortisasi,‬                                                 ‭cumulative‬ ‭gains‬ ‭or‬ ‭losses‬ ‭previously‬
                         ‭aset‬ ‭keuangan‬ ‭direklasifikasi‬ ‭pada‬ ‭nilai‬                                               ‭recognized‬‭in‬‭other‬‭comprehensive‬‭income‬
                          ‭wajarnya‬ ‭pada‬ ‭tanggal‬ ‭reklasifikasi.‬ ‭Akan‬                                              ‭are‬‭omitted‬‭from‬‭equity‬‭and‬‭adjusted‬‭to‬‭the‬
                           ‭tetapi‬ ‭keuntungan‬ ‭atau‬ ‭kerugian‬ ‭kumulatif‬                                              ‭financial‬ ‭asset’s‬ ‭fair‬ ‭value‬ ‭at‬ ‭the‬ ‭date‬ ‭of‬
                            ‭yang‬                     ‭sebelumnya‬      ‭diakui‬     ‭dalam‬                                ‭reclassification.‬ ‭Consequently,‬ ‭at‬ ‭the‬
                             ‭penghasilan‬‭komprehensif‬‭lain‬‭dihapus‬‭dari‬                                                 ‭reclassification‬ ‭date,‬ ‭the‬ ‭financial‬ ‭asset‬ ‭is‬
                              ‭ekuitas‬ ‭dan‬ ‭disesuaikan‬ ‭terhadap‬ ‭nilai‬                                                 ‭measured‬ ‭the‬ ‭same‬ ‭way‬ ‭as‬ ‭if‬ ‭it‬ ‭were‬
                               ‭wajar‬ ‭aset‬ ‭keuangan‬ ‭pada‬ ‭tanggal‬                                                       ‭amortized‬ ‭cost.‬ ‭This‬ ‭adjustment‬ ‭affects‬
                                ‭reklasifikasi.‬ ‭Akibatnya,‬ ‭pada‬ ‭tanggal‬                                                   ‭other‬ ‭comprehensive‬‭income‬‭but‬‭not‬‭profit‬
                                 ‭reklasifikasi‬ ‭aset‬ ‭keuangan‬ ‭diukur‬ ‭seperti‬                                             ‭or‬ ‭loss,‬ ‭and‬ ‭hence‬ ‭it‬ ‭is‬ ‭not‬ ‭a‬
                                  ‭halnya‬ ‭jika‬ ‭aset‬ ‭keuangan‬ ‭tersebut‬ ‭selalu‬                                            ‭reclassification‬        ‭adjustment.‬     ‭Effective‬
                                          ‭diukur pada biaya perolehan diamortisasi.‬                                               ‭interest‬ ‭rate‬ ‭and‬ ‭expected‬ ‭credit‬ ‭loss‬ ‭are‬
                                   ‭Penyesuaian‬                   ‭ini‬    ‭mempengaruhi‬                                           ‭no‬ ‭longer‬ ‭adjusted‬ ‭as‬ ‭a‬ ‭result‬ ‭of‬ ‭the‬
                                    ‭penghasilan‬ ‭komprehensif‬ ‭lain‬ ‭tetapi‬ ‭tidak‬                                              ‭reclassification.‬
                                     ‭mempengaruhi‬ ‭laba‬ ‭rugi,‬ ‭dan‬ ‭karenanya‬
                                      ‭bukan‬              ‭merupakan‬         ‭penyesuaian‬
                                       ‭reklasifikasi.‬ ‭Suku‬ ‭bunga‬ ‭efektif‬ ‭dan‬
                                        ‭pengukuran‬ ‭kerugian‬ ‭kredit‬ ‭ekspektasian‬
                                         ‭tidak‬ ‭disesuaikan‬ ‭sebagai‬ ‭akibat‬ ‭dari‬
                                           ‭reklasifikasi.‬

         ‭Pada‬ ‭saat‬ ‭Grup‬ ‭mereklasifikasi‬ ‭aset‬                                                    ‭When‬ ‭the‬ ‭Group‬ ‭reclassifies‬ ‭its‬ ‭financial‬
          ‭keuangan‬ ‭keluar‬ ‭dari‬ ‭kategori‬‭pengukuran‬                                                ‭asset‬ ‭out‬ ‭of‬ ‭the‬ ‭FVTPL‬ ‭into‬ ‭FVTOCI,‬ ‭the‬
           ‭FVTPL‬ ‭menjadi‬ ‭kategori‬ ‭pengukuran‬                                                        ‭financial‬‭asset‬‭is‬‭measured‬‭at‬‭its‬‭fair‬‭value.‬
            ‭FVTOCI,‬ ‭aset‬‭keuangan‬‭tetap‬‭diukur‬‭pada‬                                                  ‭Similarly,‬ ‭when‬ ‭the‬ ‭Group‬ ‭reclassifies‬ ‭its‬
             ‭nilai‬ ‭wajarnya.‬ ‭Sama‬ ‭halnya,‬ ‭ketika‬ ‭Grup‬                                             ‭financial‬ ‭asset‬ ‭out‬ ‭of‬ ‭the‬ ‭FVTOCI‬ ‭into‬
              ‭mereklasifikasi‬ ‭aset‬ ‭keuangan‬ ‭keluar‬ ‭dari‬                                              ‭FVTPL,‬ ‭the‬ ‭financial‬‭asset‬‭is‬‭measured‬‭at‬
               ‭kategori‬ ‭FVTOCI‬ ‭menjadi‬ ‭kategori‬                                                         ‭its‬ ‭fair‬ ‭value.‬ ‭Any‬ ‭gains‬ ‭or‬ ‭losses‬
                ‭pengukuran‬ ‭FVTPL,‬ ‭aset‬ ‭keuangan‬ ‭tetap‬                                                  ‭previously‬         ‭recognized‬        ‭in‬    ‭other‬
                 ‭diukur‬ ‭pada‬ ‭nilai‬ ‭wajarnya.‬ ‭Keuntungan‬                                                 ‭comprehensive‬‭income‬‭are‬‭reclassified‬‭out‬
                  ‭atau‬ ‭kerugian‬ ‭kumulatif‬ ‭yang‬ ‭sebelumnya‬                                                ‭of‬ ‭the‬ ‭equity‬ ‭to‬ ‭profit‬ ‭or‬ ‭loss‬ ‭as‬ ‭a‬
                   ‭diakui‬ ‭di‬ ‭penghasilan‬ ‭komprehensif‬ ‭lain‬                                                ‭reclassification‬ ‭adjustment‬ ‭at‬ ‭the‬ ‭date‬ ‭of‬


                                                                                                  ‭28‬
Page 32
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                        ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                            ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                   ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                            ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                           ‭f‭o
                                                                                                                              ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                       ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                 ‭(In Full Rupiah, Unless Otherwise Stated)‬

         ‭direklasifikasi‬ ‭dari‬ ‭ekuitas‬ ‭ke‬ ‭laba‬ ‭rugi‬                                      ‭reclassification.‬
          ‭sebagai‬ ‭penyesuaian‬ ‭reklasifikasi‬ ‭pada‬
           ‭tanggal reklasifikasi.‬

                                     ‭Metode Suku Bunga Efektif‬                                                           ‭The Effective Interest Method‬
         ‭Metode‬ ‭suku‬ ‭bunga‬ ‭efektif‬ ‭adalah‬‭metode‬                                         ‭The‬ ‭effective‬ ‭interest‬ ‭method‬ ‭is‬‭a‬‭method‬
          ‭yang‬ ‭digunakan‬ ‭untuk‬ ‭menghitung‬ ‭biaya‬                                            ‭of‬ ‭calculating‬ ‭the‬ ‭amortized‬ ‭cost‬ ‭of‬ ‭a‬
           ‭perolehan‬ ‭diamortisasi‬ ‭dari‬ ‭aset‬ ‭atau‬                                            ‭financial‬ ‭asset‬ ‭or‬ ‭a‬ ‭financial‬ ‭liability‬ ‭(or‬
            ‭liabilitas‬ ‭keuangan‬ ‭(atau‬ ‭kelompok‬ ‭aset‬                                          ‭group‬ ‭of‬ ‭financial‬ ‭assets‬ ‭or‬ ‭financial‬
             ‭atau‬‭liabilitas‬‭keuangan)‬‭dan‬‭metode‬‭untuk‬                                          ‭liabilities)‬ ‭and‬ ‭allocating‬ ‭of‬ ‭the‬ ‭interest‬
              ‭mengalokasikan‬ ‭pendapatan‬ ‭bunga‬ ‭atau‬                                               ‭income‬ ‭or‬ ‭interest‬ ‭expense‬ ‭over‬ ‭the‬
               ‭beban‬‭bunga‬‭selama‬‭periode‬‭yang‬‭relevan.‬                                            ‭relevant‬ ‭period.‬ ‭The‬ ‭effective‬ ‭interest‬‭rate‬
                ‭Suku‬ ‭bunga‬ ‭efektif‬ ‭adalah‬ ‭suku‬ ‭bunga‬                                           ‭is‬ ‭the‬ ‭rate‬ ‭that‬ ‭exactly‬‭discount‬‭estimated‬
                 ‭yang‬ ‭secara‬ ‭tepat‬ ‭mendiskontokan‬                                                   ‭future‬ ‭cash‬ ‭payments‬ ‭or‬ ‭receipts‬ ‭through‬
                  ‭estimasi‬‭pembayaran‬‭atau‬‭penerimaan‬‭kas‬                                              ‭the‬‭expected‬‭life‬‭of‬‭the‬‭financial‬‭instrument‬
                   ‭masa‬ ‭depan‬ ‭selama‬ ‭perkiraan‬ ‭umur‬ ‭dari‬                                          ‭or,‬ ‭when‬ ‭appropriate,‬ ‭a‬ ‭shorter‬ ‭period‬ ‭to‬
                    ‭instrumen‬ ‭keuangan,‬ ‭atau‬ ‭jika‬ ‭lebih‬ ‭tepat,‬                                     ‭the‬ ‭net‬ ‭carrying‬ ‭amount‬ ‭of‬ ‭the‬ ‭financial‬
                     ‭digunakan‬‭periode‬‭yang‬‭lebih‬‭singkat‬‭untuk‬                                          ‭asset‬‭or‬‭financial‬‭liability.‬‭When‬‭calculating‬
                      ‭memperoleh‬ ‭jumlah‬ ‭tercatat‬ ‭neto‬‭dari‬‭aset‬                                        ‭the‬ ‭effective‬ ‭interest‬ ‭rate,‬ ‭the‬ ‭Group‬
                       ‭keuangan‬ ‭atau‬ ‭liabilitas‬ ‭keuangan.‬ ‭Pada‬                                          ‭estimates‬ ‭cash‬ ‭flows‬ ‭considering‬ ‭all‬
                        ‭saat‬ ‭menghitung‬ ‭suku‬ ‭bunga‬ ‭efektif,‬ ‭Grup‬                                       ‭contractual‬ ‭terms‬ ‭of‬ ‭the‬ ‭financial‬
                         ‭mengestimasi‬                   ‭arus‬    ‭kas‬     ‭dengan‬                              ‭instrument,‬ ‭for‬ ‭example,‬ ‭prepayment,‬ ‭call‬
                          ‭mempertimbangkan‬ ‭seluruh‬ ‭persyaratan‬                                                 ‭and‬ ‭similar‬ ‭option,‬ ‭but‬ ‭shall‬ ‭not‬ ‭consider‬
                           ‭kontraktual‬ ‭dalam‬ ‭instrumen‬ ‭keuangan‬                                               ‭future‬ ‭credit‬ ‭losses.‬ ‭The‬ ‭calculation‬
                            ‭tersebut,‬ ‭seperti‬ ‭pelunasan‬ ‭dipercepat,‬                                            ‭includes‬ ‭all‬ ‭fees‬ ‭and‬ ‭points‬ ‭paid‬ ‭or‬
                             ‭opsi‬ ‭beli‬ ‭dan‬ ‭opsi‬ ‭serupa‬ ‭lain,‬ ‭tetapi‬ ‭tidak‬                               ‭received‬ ‭between‬ ‭parties‬ ‭to‬ ‭the‬ ‭contract‬
                              ‭mempertimbangkan‬ ‭kerugian‬ ‭kredit‬ ‭masa‬                                              ‭that‬ ‭are‬ ‭an‬ ‭integral‬ ‭part‬ ‭of‬ ‭the‬ ‭effective‬
                               ‭depan.‬ ‭Perhitungan‬ ‭ini‬ ‭mencakup‬ ‭seluruh‬                                          ‭interest‬ ‭rate,‬ ‭transaction‬ ‭costs,‬ ‭and‬ ‭all‬
                                ‭komisi‬ ‭dan‬ ‭bentuk‬ ‭lain‬ ‭yang‬ ‭dibayarkan‬                                          ‭other premiums or discounts.‬
                                 ‭atau‬ ‭diterima‬ ‭oleh‬ ‭pihak-pihak‬ ‭dalam‬
                                  ‭kontrak‬ ‭yang‬ ‭merupakan‬ ‭bagian‬ ‭tak‬
                                   ‭terpisahkan‬ ‭dari‬ ‭suku‬ ‭bunga‬ ‭efektif,‬ ‭biaya‬
                                    ‭transaksi,‬ ‭dan‬ ‭seluruh‬ ‭premium‬ ‭atau‬
                                      ‭diskonto lain.‬
              ‭Pengukuran Nilai Wajar‬                                                                  ‭Fair Value Measurement‬
         ‭Nilai‬ ‭wajar‬ ‭adalah‬ ‭harga‬ ‭yang‬ ‭akan‬                                             ‭Fair‬ ‭value‬ ‭is‬ ‭the‬ ‭price‬ ‭that‬ ‭would‬ ‭be‬
          ‭diterima‬‭dari‬‭menjual‬‭suatu‬‭aset‬‭atau‬‭harga‬                                        ‭received‬‭to‬‭sell‬‭an‬‭asset‬‭or‬‭paid‬‭to‬‭transfer‬
           ‭yang‬ ‭akan‬ ‭dibayar‬ ‭untuk‬ ‭mengalihkan‬                                              ‭a‬‭liability‬‭in‬‭an‬‭orderly‬‭transaction‬‭between‬
            ‭suatu‬ ‭liabilitas‬ ‭dalam‬ ‭transaksi‬ ‭teratur‬                                         ‭market‬ ‭participants‬ ‭at‬ ‭the‬ ‭measurement‬
             ‭antara‬ ‭pelaku‬ ‭pasar‬ ‭pada‬ ‭tanggal‬                                                  ‭date.‬
               ‭pengukuran.‬
         ‭Nilai‬ ‭wajar‬ ‭aset‬ ‭dan‬ ‭liabilitas‬ ‭keuangan‬                                       ‭The‬ ‭fair‬ ‭value‬ ‭of‬ ‭financial‬ ‭assets‬ ‭and‬
          ‭diestimasi‬‭untuk‬‭keperluan‬‭pengakuan‬‭dan‬                                             ‭financial‬ ‭liabilities‬ ‭must‬ ‭be‬ ‭estimated‬ ‭for‬
           ‭pengukuran‬     ‭atau‬     ‭untuk‬ ‭keperluan‬                                            ‭recognition‬ ‭and‬ ‭measurement‬ ‭or‬ ‭for‬
            ‭pengungkapan.‬                                                                            ‭disclosure purposes.‬
         ‭Nilai‬ ‭wajar‬ ‭diukur‬ ‭berdasarkan‬ ‭input‬ ‭yang‬                                      ‭Fair‬ ‭values‬ ‭are‬ ‭measured‬ ‭based‬ ‭on‬
          ‭tidak‬ ‭dapat‬ ‭diobservasi‬ ‭untuk‬ ‭aset‬ ‭atau‬                                        ‭unobservable‬ ‭inputs‬ ‭for‬ ‭the‬ ‭assets‬ ‭or‬
           ‭liabilitas (Tingkat 3).‬                                                                  ‭liabilities (Level 3).‬
         ‭Dalam‬ ‭mengukur‬ ‭nilai‬ ‭wajar‬ ‭aset‬ ‭atau‬                                           ‭When‬‭measuring‬‭the‬‭fair‬‭value‬‭of‬‭an‬‭asset‬
          ‭liabilitas,‬        ‭Grup‬      ‭sebisa‬    ‭mungkin‬                                     ‭or‬ ‭a‬ ‭liability,‬ ‭the‬ ‭Group‬ ‭uses‬ ‭market‬
           ‭menggunakan‬ ‭data‬ ‭pasar‬ ‭yang‬ ‭dapat‬                                                ‭observable‬ ‭data‬ ‭to‬ ‭the‬ ‭extent‬ ‭possible.‬ ‭If‬
            ‭diobservasi.‬ ‭Apabila‬ ‭nilai‬ ‭wajar‬ ‭aset‬ ‭atau‬                                     ‭the‬‭fair‬‭value‬‭of‬‭an‬‭asset‬‭or‬‭a‬‭liability‬‭is‬‭not‬
             ‭liabilitas‬ ‭tidak‬ ‭dapat‬ ‭diobservasi‬ ‭secara‬                                        ‭directly‬ ‭observable,‬ ‭the‬ ‭Group‬ ‭uses‬
              ‭langsung, Grup menggunakan teknik‬                                                        ‭valuation techniques that appropriate in‬


                                                                                            ‭29‬
Page 33
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                  ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                      ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                             ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                      ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                     ‭f‭o
                                                                                                                        ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                 ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                           ‭(In Full Rupiah, Unless Otherwise Stated)‬

           ‭penilaian‬ ‭yang‬‭sesuai‬‭dengan‬‭keadaannya‬                                      ‭the‬ ‭circumstances‬ ‭and‬ ‭maximizes‬‭the‬‭use‬
            ‭dan‬ ‭memaksimalkan‬ ‭penggunaan‬ ‭input‬                                          ‭of‬ ‭relevant‬ ‭observable‬ ‭inputs‬ ‭and‬
             ‭yang‬ ‭dapat‬ ‭diobservasi‬ ‭yang‬ ‭relevan‬ ‭dan‬                                 ‭minimizes the use of unobservable inputs.‬
              ‭meminimalkan‬ ‭penggunaan‬ ‭input‬ ‭yang‬
               ‭tidak dapat diobservasi.‬

     ‭r.‬ ‭Kombinasi Bisnis‬                                                             ‭r.‬ ‭Business Combination‬
          ‭Kombinasi‬ ‭bisnis‬ ‭adalah‬ ‭suatu‬ ‭transaksi‬                                    ‭Business‬ ‭combination‬ ‭is‬ ‭a‬ ‭transaction‬ ‭or‬
           ‭atau‬ ‭peristiwa‬ ‭lain‬ ‭dimana‬ ‭pihak‬                                           ‭other‬ ‭event‬ ‭in‬ ‭which‬ ‭an‬ ‭acquirer‬ ‭obtains‬
            ‭pengakuisisi‬ ‭memperoleh‬ ‭pengendalian‬                                           ‭control‬ ‭of‬ ‭one‬ ‭or‬ ‭more‬ ‭businesses.‬
             ‭atas‬ ‭satu‬ ‭atau‬ ‭lebih‬ ‭bisnis.‬ ‭Kombinasi‬                                   ‭Business‬ ‭combination‬ ‭is‬ ‭accounted‬‭for‬‭by‬
              ‭bisnis‬ ‭dicatat‬ ‭dengan‬ ‭menggunakan‬                                            ‭applying‬ ‭the‬ ‭acquisition‬ ‭method.‬ ‭The‬
               ‭metode‬ ‭akuisisi.‬ ‭Imbalan‬ ‭yang‬ ‭dialihkan‬                                    ‭consideration‬ ‭transferred‬ ‭in‬ ‭a‬ ‭business‬
                ‭dalam‬ ‭suatu‬ ‭kombinasi‬ ‭bisnis‬ ‭diukur‬ ‭pada‬                                 ‭combination‬ ‭is‬ ‭measured‬ ‭at‬ ‭fair‬ ‭value,‬
                 ‭nilai‬ ‭wajar,‬ ‭yang‬ ‭dihitung‬ ‭sebagai‬ ‭hasil‬                                 ‭which‬ ‭is‬ ‭calculated‬ ‭as‬ ‭the‬ ‭sum‬ ‭of‬ ‭the‬
                  ‭penjumlahan‬ ‭dari‬ ‭nilai‬ ‭wajar‬ ‭tanggal‬                                       ‭acquisition-date‬ ‭fair‬ ‭values‬ ‭of‬ ‭the‬ ‭assets‬
                   ‭akuisisi‬ ‭atas‬ ‭seluruh‬ ‭aset‬ ‭yang‬ ‭dialihkan‬                                ‭transferred‬ ‭by‬ ‭the‬ ‭Group,‬ ‭liabilities‬
                    ‭oleh‬ ‭Grup,‬ ‭liabilitas‬ ‭yang‬ ‭diakui‬ ‭oleh‬‭Grup‬                             ‭incurred‬‭by‬‭the‬‭Group‬‭to‬‭former‬‭owners‬‭of‬
                     ‭kepada‬ ‭pemilik‬ ‭sebelumnya‬ ‭dari‬ ‭pihak‬                                       ‭the‬ ‭acquiree,‬ ‭and‬ ‭the‬ ‭equity‬ ‭interests‬
                      ‭yang‬ ‭diakuisisi‬ ‭dan‬ ‭kepentingan‬ ‭ekuitas‬                                    ‭issued‬ ‭by‬ ‭the‬ ‭Group‬ ‭in‬ ‭exchange‬ ‭for‬
                       ‭yang‬ ‭diterbitkan‬ ‭oleh‬ ‭Grup‬ ‭dalam‬                                           ‭control‬ ‭of‬‭the‬‭acquiree.‬‭Acquisition-related‬
                        ‭pertukaran‬ ‭pengendalian‬ ‭dari‬ ‭pihak‬ ‭yang‬                                    ‭costs‬ ‭are‬ ‭recognized‬ ‭as‬ ‭expenses‬ ‭in‬ ‭the‬
                         ‭diakuisisi.‬‭Biaya-biaya‬‭terkait‬‭akuisisi‬‭diakui‬                                ‭periods‬‭in‬‭which‬‭the‬‭costs‬‭are‬‭incurred‬‭and‬
                          ‭sebagai‬ ‭beban‬ ‭pada‬ ‭periode‬ ‭saat‬ ‭biaya‬                                    ‭the services are received.‬
                           ‭tersebut terjadi dan jasa diterima.‬

           ‭Pada‬ ‭tanggal‬ ‭akuisisi,‬ ‭aset‬ ‭teridentifikasi‬                               ‭At‬ ‭the‬ ‭acquisition‬ ‭date,‬ ‭the‬ ‭identifiable‬
            ‭yang‬ ‭diperoleh‬ ‭dan‬ ‭liabilitas‬ ‭yang‬ ‭diambil‬                              ‭assets‬‭acquired‬‭and‬‭the‬‭liabilities‬‭assumed‬
             ‭alih‬ ‭diakui‬ ‭pada‬ ‭nilai‬ ‭wajar‬ ‭kecuali‬ ‭untuk‬                            ‭are‬‭recognized‬‭at‬‭their‬‭fair‬‭value‬‭except‬‭for‬
              ‭aset‬ ‭dan‬ ‭liabilitas‬ ‭tertentu‬ ‭yang‬ ‭diukur‬                                ‭certain‬ ‭assets‬ ‭and‬ ‭liabilities‬ ‭that‬ ‭are‬
               ‭sesuai dengan standar yang relevan.‬                                               ‭measured‬ ‭in‬ ‭accordance‬‭with‬‭the‬‭relevant‬
                                                                                                    ‭standards.‬

           ‭Komponen‬ ‭kepentingan‬ ‭non-pengendali‬                                           ‭Components‬ ‭of‬ ‭non-controlling‬ ‭interests‬
            ‭pada‬‭pihak‬‭diakuisisi‬‭diukur‬‭baik‬‭pada‬‭nilai‬                                ‭are‬ ‭measured‬‭either‬‭at‬‭fair‬‭value‬‭or‬‭at‬‭the‬
             ‭wajar‬ ‭ataupun‬ ‭pada‬ ‭bagian‬ ‭proporsional‬                                    ‭present‬           ‭ownership‬         ‭instruments’‬
              ‭instrument‬ ‭kepemilikan‬ ‭yang‬ ‭ada‬ ‭dalam‬                                     ‭proportionate‬ ‭share‬ ‭in‬ ‭the‬ ‭recognized‬
               ‭jumlah‬ ‭yang‬ ‭diakui‬ ‭atas‬ ‭aset‬ ‭neto‬                                       ‭amounts‬ ‭of‬ ‭the‬ ‭acquiree’s‬ ‭identifiable‬ ‭net‬
                ‭teridentifikasi dari pihak diakuisisi.‬                                            ‭assets.‬

           ‭Pada‬‭tanggal‬‭akuisisi,‬‭goodwill‬‭diukur‬‭pada‬                                  ‭At‬ ‭acquisition‬ ‭date,‬ ‭goodwill‬ ‭is‬ ‭measured‬
            ‭harga‬ ‭perolehan‬ ‭yang‬ ‭merupakan‬ ‭selisih‬                                    ‭at‬ ‭its‬ ‭cost‬ ‭being‬ ‭the‬ ‭excess‬ ‭of‬ ‭(a)‬ ‭the‬
             ‭lebih‬‭antara‬‭(a)‬‭nilai‬‭gabungan‬‭dari‬‭imbalan‬                                ‭aggregate‬ ‭of‬‭the‬‭consideration‬‭transferred‬
              ‭yang‬ ‭dialihkan‬ ‭dan‬ ‭jumlah‬ ‭setiap‬                                          ‭and‬ ‭the‬ ‭amount‬ ‭of‬ ‭any‬ ‭non-controlling‬
               ‭kepentingan‬ ‭nonpengendali,‬ ‭atas‬ ‭(b)‬                                         ‭interest,‬ ‭over‬ ‭(b)‬ ‭the‬ ‭net‬ ‭of‬ ‭identifiable‬
                ‭jumlah‬ ‭neto‬ ‭teridentifikasi‬ ‭dari‬ ‭aset‬ ‭yang‬                              ‭assets‬ ‭acquired‬ ‭and‬ ‭liabilities‬‭assumed.‬‭If‬
                 ‭diperoleh‬ ‭dan‬ ‭liabilitas‬ ‭yang‬ ‭diambil‬ ‭alih.‬                             ‭this‬ ‭consideration‬ ‭is‬ ‭lower‬ ‭than‬ ‭the‬ ‭fair‬
                  ‭Jika‬ ‭imbalan‬ ‭tersebut‬ ‭kurang‬ ‭dari‬ ‭nilai‬                                 ‭value‬ ‭of‬ ‭the‬ ‭net‬ ‭assets‬ ‭of‬ ‭the‬ ‭subsidiary‬
                   ‭wajar‬ ‭aset‬ ‭neto‬ ‭entitas‬ ‭anak‬ ‭yang‬                                       ‭acquired,‬ ‭the‬ ‭difference‬ ‭is‬ ‭recognized‬ ‭in‬
                    ‭diakuisisi,‬ ‭selisih‬ ‭tersebut‬ ‭diakui‬ ‭dalam‬                                 ‭profit‬ ‭or‬ ‭loss‬‭as‬‭gain‬‭on‬‭bargain‬‭purchase‬
                     ‭laporan‬ ‭laba‬ ‭rugi‬ ‭sebagai‬‭keuntungan‬‭dari‬                                 ‭after‬‭the‬‭management‬‭reassesses‬‭whether‬
                      ‭akuisisi‬ ‭entitas‬ ‭anak‬ ‭setelah‬ ‭sebelumnya‬                                  ‭it‬ ‭has‬ ‭correctly‬ ‭identified‬ ‭all‬ ‭of‬ ‭the‬ ‭assets‬
                       ‭manajemen‬ ‭menilai‬ ‭kembali‬ ‭apakah‬ ‭telah‬                                    ‭acquired‬ ‭and‬ ‭all‬ ‭of‬ ‭the‬‭liabilities‬‭assumed‬
                        ‭mengidentifikasi‬‭dengan‬‭tepat‬‭seluruh‬‭aset‬                                    ‭and‬ ‭recognize‬ ‭any‬ ‭additional‬ ‭assets‬ ‭or‬
                         ‭yang‬ ‭diperoleh‬ ‭dan‬ ‭liabilitas‬ ‭yang‬ ‭diambil‬                              ‭liabilities that are identified in that review.‬
                          ‭alih‬ ‭serta‬ ‭mengakui‬ ‭setiap‬ ‭aset‬ ‭atau‬


                                                                                  ‭30‬
Page 34
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                    ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                        ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                               ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                        ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                       ‭f‭o
                                                                                                                          ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                   ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                             ‭(In Full Rupiah, Unless Otherwise Stated)‬

           ‭liabilitas‬‭tambahan‬‭yang‬‭dapat‬‭diidentifikasi‬
            ‭dalam penelaahan tersebut.‬

           ‭Setelah‬ ‭pengakuan‬ ‭awal,‬ ‭goodwill‬ ‭diukur‬                                     ‭After‬ ‭initial‬ ‭recognition,‬ ‭goodwill‬ ‭is‬
            ‭pada‬ ‭jumlah‬ ‭tercatat‬ ‭dikurangi‬ ‭akumulasi‬                                    ‭measured‬ ‭at‬ ‭cost‬ ‭less‬ ‭any‬ ‭accumulated‬
             ‭kerugian‬ ‭penurunan‬ ‭nilai.‬‭Terlepas‬‭apakah‬                                     ‭impairment‬‭losses.‬‭Irrespective‬‭of‬‭whether‬
              ‭terdapat‬ ‭indikasi‬ ‭penurunan‬ ‭nilai,‬ ‭goodwill‬                                 ‭there‬ ‭is‬ ‭any‬ ‭indication‬ ‭of‬ ‭impairment,‬
               ‭diuji‬ ‭penurunan‬ ‭nilainya‬ ‭secara‬ ‭tahunan.‬                                    ‭goodwill‬ ‭is‬ ‭tested‬‭for‬‭impairment‬‭annually.‬
                ‭Untuk‬ ‭tujuan‬ ‭pengujian‬ ‭penurunan‬ ‭nilai,‬                                     ‭For‬ ‭the‬ ‭purpose‬ ‭of‬ ‭impairment‬ ‭testing,‬
                 ‭goodwill‬ ‭yang‬ ‭diperoleh‬ ‭dari‬ ‭suatu‬                                          ‭goodwill‬ ‭acquired‬ ‭in‬ ‭a‬ ‭business‬
                  ‭kombinasi‬ ‭bisnis,‬ ‭sejak‬ ‭tanggal‬ ‭akuisisi‬                                    ‭combination,‬ ‭from‬ ‭the‬‭acquisition‬‭date,‬‭be‬
                   ‭dialokasikan‬ ‭kepada‬ ‭setiap‬ ‭Unit‬ ‭Penghasil‬                                   ‭allocated‬ ‭to‬ ‭each‬ ‭of‬ ‭the‬ ‭Group’s‬ ‭Cash‬
                    ‭Kas‬ ‭dari‬ ‭Grup‬ ‭yang‬ ‭diperkirakan‬ ‭akan‬                                      ‭Generating‬ ‭Units‬ ‭that‬ ‭is‬ ‭expected‬ ‭to‬
                     ‭memberikan‬‭manfaat‬‭dari‬‭sinergi‬‭kombinasi‬                                       ‭benefit‬ ‭from‬ ‭the‬ ‭synergies‬ ‭of‬ ‭the‬
                      ‭bisnis‬ ‭tersebut,‬ ‭terlepas‬ ‭dari‬ ‭apakah‬ ‭aset‬                                ‭combination,‬ ‭irrespective‬ ‭of‬‭whether‬‭other‬
                       ‭atau‬‭liabilitas‬‭lain‬‭dari‬‭pihak‬‭yang‬‭diakuisisi‬                               ‭assets‬ ‭or‬ ‭liabilities‬ ‭of‬ ‭the‬ ‭acquiree‬ ‭are‬
                        ‭ditempatkan‬ ‭dalam‬ ‭Unit‬ ‭Penghasil‬ ‭Kas‬                                        ‭assigned to those Cash Generating Units.‬
                         ‭tersebut.‬

       ‭s.‬ ‭Laba Per Saham‬                                                                   ‭s.‬ ‭Earnings Per Share‬
            ‭Laba‬ ‭per‬ ‭saham‬ ‭dasar‬ ‭dihitung‬ ‭dengan‬                                         ‭Basic‬ ‭earnings‬ ‭per‬ ‭share‬ ‭is‬ ‭computed‬ ‭by‬
             ‭membagi‬ ‭laba‬ ‭yang‬ ‭dapat‬ ‭diatribusikan‬                                          ‭dividing‬ ‭the‬ ‭profit‬ ‭attributable‬ ‭to‬ ‭ordinary‬
              ‭kepada‬ ‭pemegang‬ ‭saham‬ ‭biasa‬ ‭entitas‬                                            ‭equity‬ ‭holders‬ ‭of‬ ‭the‬ ‭parent‬ ‭entity‬ ‭by‬ ‭the‬
               ‭induk‬ ‭dengan‬ ‭jumlah‬ ‭rata-rata‬ ‭tertimbang‬                                       ‭weighted‬‭average‬‭number‬‭of‬‭ordinary‬‭shares‬
                ‭saham‬ ‭biasa‬ ‭yang‬ ‭beredar‬ ‭dalam‬ ‭suatu‬                                         ‭outstanding during the period.‬
                 ‭periode.‬


‭3.‬     ‭Sumber‬ ‭Ketidakpastian‬ ‭Estimasi‬                             ‭dan‬         ‭3.‬    ‭Source‬ ‭of‬‭Estimation‬‭Uncertainty‬‭and‬‭Critical‬
        ‭Pertimbangan Akuntansi yang Kritis‬                                                     ‭Accounting Judgement‬

         ‭Penyusunan‬ ‭laporan‬ ‭keuangan‬ ‭konsolidasian‬                                     ‭The‬ ‭preparation‬ ‭of‬ ‭the‬ ‭consolidated‬ ‭financial‬
          ‭sesuai‬ ‭dengan‬ ‭standar‬ ‭akuntansi‬ ‭keuangan‬ ‭di‬                               ‭statements‬ ‭in‬ ‭accordance‬ ‭with‬ ‭the‬ ‭Indonesian‬
           ‭Indonesia‬ ‭mengharuskan‬ ‭manajemen‬ ‭untuk‬                                        ‭financial‬ ‭accounting‬ ‭standards‬ ‭requires‬ ‭the‬
            ‭membuat‬ ‭asumsi‬ ‭dan‬ ‭estimasi‬ ‭yang‬ ‭dapat‬                                    ‭management‬ ‭to‬ ‭make‬ ‭assumptions‬ ‭and‬
             ‭mempengaruhi‬‭jumlah‬‭tercatat‬‭aset‬‭dan‬‭liabilitas‬                               ‭estimates‬ ‭that‬ ‭could‬ ‭affect‬ ‭the‬‭carrying‬‭amounts‬
        ‭tertentu pada akhir periode pelaporan.‬                                                    ‭of‬ ‭certain‬ ‭assets‬ ‭and‬ ‭liabilities‬ ‭at‬ ‭the‬ ‭end‬‭of‬‭the‬
                                                                                                     ‭reporting period.‬

          ‭Pertimbangan‬ ‭Kritis‬ ‭dalam‬ ‭Penerapan‬                                          ‭Critical‬ ‭Judgments‬ ‭in‬ ‭Applying‬ ‭Accounting‬
        ‭Kebijakan Akuntansi‬                                                                       ‭Policies‬
           ‭Pertimbangan‬‭berikut‬‭ini‬‭dibuat‬‭oleh‬‭manajemen‬                                ‭The‬ ‭following‬ ‭judgments‬ ‭are‬ ‭made‬ ‭by‬
            ‭dalam‬ ‭rangka‬ ‭penerapan‬ ‭kebijakan‬ ‭akuntansi‬                                 ‭management‬ ‭in‬ ‭the‬ ‭process‬ ‭of‬ ‭applying‬ ‭the‬
             ‭Grup‬ ‭yang‬ ‭memiliki‬ ‭pengaruh‬ ‭paling‬ ‭signifikan‬                            ‭Group’s‬ ‭accounting‬ ‭policies‬ ‭that‬ ‭have‬ ‭the‬ ‭most‬
              ‭atas‬ ‭jumlah‬ ‭yang‬ ‭diakui‬ ‭dalam‬ ‭laporan‬                                    ‭significant‬ ‭effects‬ ‭on‬ ‭the‬ ‭amounts‬ ‭recognized‬ ‭in‬
         ‭keuangan konsolidasian:‬                                                                   ‭the consolidated financial statements:‬

        ‭Klasifikasi Aset Digital‬                                                               ‭Classification of Digital Financial Assets‬
          ‭Perusahaan‬ ‭menetapkan‬ ‭klasifikasi‬ ‭aset‬                                          ‭The Group determines the classification‬
           ‭digital‬‭apabila‬‭aset‬‭tersebut‬‭memenuhi‬‭definisi‬                              ‭of‬ ‭a‬ ‭digital‬ ‭asset‬ ‭if‬ ‭the‬ ‭asset‬ ‭meets‬ ‭the‬
            ‭yang‬     ‭ditetapkan‬ ‭PSAK‬ ‭238,‬ ‭“Aset‬                                       ‭definition‬ ‭set‬ ‭forth‬ ‭in‬ ‭PSAK‬ ‭238,‬ ‭“Intangible‬
         ‭takberwujud”‬                                                                            ‭assets”.‬

         ‭Dengan‬ ‭demikian,‬ ‭aset‬ ‭digital‬ ‭diakui‬ ‭sesuai‬                               ‭Accordingly,‬ ‭the‬ ‭digital‬ ‭assets‬ ‭are‬ ‭accounted‬
          ‭dengan‬ ‭kebijakan‬ ‭akuntansi‬ ‭Perusahaan‬                                         ‭for‬ ‭in‬ ‭accordance‬ ‭with‬ ‭the‬ ‭Company’s‬
        ‭seperti diungkapkan pada Catatan 2m.‬                                                   ‭accounting policies disclosed in Note 2m.‬


                                                                                 ‭31‬
Page 35
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                              ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                  ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                         ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                  ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                 ‭f‭o
                                                                                                                    ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                             ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                       ‭(In Full Rupiah, Unless Otherwise Stated)‬

        ‭Pencatatan‬ ‭Aset‬ ‭Keuangan‬ ‭Digital‬ ‭Milik‬                                 ‭Consumer-Owned‬ ‭Digital‬ ‭Financial‬ ‭Assets‬
      ‭Konsumen‬                                                                                   ‭Records‬
         ‭Aset‬ ‭keuangan‬ ‭digital‬ ‭milik‬‭konsumen‬‭adalah‬                            ‭Consumer-owned‬ ‭digital‬ ‭financial‬ ‭assets‬ ‭are‬
          ‭representasi‬ ‭digital‬ ‭dari‬ ‭nilai‬ ‭yang‬ ‭dapat‬                           ‭digital‬ ‭representations‬ ‭of‬ ‭value‬ ‭that‬ ‭can‬ ‭be‬
           ‭disimpan‬ ‭dan‬ ‭ditransfer‬ ‭menggunakan‬                                      ‭stored‬ ‭and‬ ‭transferred‬ ‭using‬ ‭technology‬ ‭that‬
            ‭teknologi‬ ‭yang‬ ‭memungkinkan‬ ‭penggunaan‬                                   ‭enables‬‭the‬‭use‬‭of‬‭distributed‬‭ledgers‬‭such‬‭as‬
             ‭buku‬ ‭besar‬ ‭terdistribusi‬ ‭seperti‬ ‭blockchain‬                            ‭blockchain‬ ‭to‬ ‭verify‬ ‭its‬ ‭transactions‬ ‭and‬
              ‭untuk‬ ‭memverifikasi‬ ‭transaksinya‬ ‭dan‬                                     ‭ensure‬ ‭the‬ ‭security‬ ‭and‬ ‭validity‬ ‭of‬ ‭the‬‭stored‬
               ‭memastikan‬‭keamanan‬‭dan‬‭validitas‬‭informasi‬                                ‭information,‬ ‭and‬ ‭can‬ ‭be‬ ‭digital‬ ‭coins,‬ ‭tokens‬
                ‭yang‬‭tersimpan,‬‭dan‬‭dapat‬‭berupa‬‭koin‬‭digital,‬                           ‭or‬‭other‬‭representations‬‭of‬‭assets‬‭that‬‭include‬
                 ‭token,‬ ‭atau‬ ‭representasi‬ ‭aset‬ ‭lainnya‬ ‭yang‬                           ‭backed‬      ‭crypto-assets‬     ‭and‬        ‭unbacked‬
                  ‭mencakup‬ ‭aset‬ ‭kripto‬ ‭terdukung‬ ‭(‭b          ‬ acked‬                     ‭crypto-assets.‬
                   ‭crypto-asset‬‭)‬ ‭dan‬ ‭aset‬ ‭kripto‬ ‭tidak‬ ‭terdukung‬
       ‭(‭u          ‬ nbacked crypto-asset‬‭).‬

       ‭Aset‬ ‭keuangan‬ ‭digital‬ ‭milik‬‭konsumen‬‭dicatat‬                            ‭Consumer‬ ‭digital‬ ‭financial‬ ‭assets‬ ‭are‬
        ‭sebagai‬ ‭bagian‬ ‭dari‬ ‭transaksi‬ ‭off-balance‬                               ‭recorded‬ ‭as‬ ‭part‬ ‭of‬ ‭off-balance‬ ‭sheet‬
      ‭sheet.‬                                                                             ‭transactions.‬

       ‭Aset‬ ‭Kripto‬ ‭adalah‬ ‭representasi‬ ‭digital‬ ‭dari‬                          ‭Crypto‬ ‭Assets‬ ‭are‬ ‭digital‬ ‭representations‬ ‭of‬
        ‭nilai‬ ‭yang‬ ‭dapat‬ ‭disimpan‬ ‭dan‬ ‭ditransfer‬                              ‭value‬‭that‬‭can‬‭be‬‭stored‬‭and‬‭transferred‬‭using‬
         ‭menggunakan‬ ‭teknologi‬ ‭yang‬ ‭memungkinkan‬                                   ‭technology‬‭that‬‭enables‬‭the‬‭use‬‭of‬‭distributed‬
          ‭penggunaan‬ ‭buku‬ ‭besar‬ ‭terdistribusi‬ ‭seperti‬                             ‭ledgers‬ ‭such‬ ‭as‬ ‭blockchain‬ ‭to‬ ‭verify‬ ‭its‬
           ‭blockchain‬ ‭untuk‬ ‭memverifikasi‬ ‭transaksinya‬                               ‭transactions‬ ‭and‬ ‭ensure‬ ‭the‬ ‭security‬ ‭and‬
            ‭dan‬ ‭memastikan‬ ‭keamanan‬ ‭dan‬ ‭validitas‬                                   ‭validity‬ ‭of‬ ‭the‬ ‭stored‬ ‭information,‬ ‭are‬ ‭not‬
             ‭informasi‬ ‭yang‬ ‭tersimpan,‬ ‭tidak‬ ‭dijamin‬ ‭oleh‬                          ‭guaranteed‬ ‭by‬ ‭a‬ ‭central‬ ‭authority‬ ‭such‬ ‭as‬ ‭a‬
              ‭otoritas‬ ‭pusat‬ ‭seperti‬ ‭bank‬ ‭sentral‬ ‭tetapi‬                            ‭central‬‭bank‬‭but‬‭are‬‭issued‬‭by‬‭private‬‭parties,‬
               ‭diterbitkan‬ ‭oleh‬ ‭pihak‬ ‭swasta,‬ ‭dapat‬                                    ‭can‬ ‭be‬ ‭transacted,‬ ‭stored,‬ ‭and‬ ‭moved‬ ‭or‬
                ‭ditransaksikan,‬ ‭disimpan,‬ ‭dan‬ ‭dipindahkan‬                                 ‭transferred‬ ‭electronically,‬ ‭and‬ ‭can‬ ‭be‬ ‭digital‬
                 ‭atau‬ ‭dialihkan‬ ‭secara‬ ‭elektronik,‬ ‭dan‬ ‭dapat‬                           ‭coins,‬ ‭tokens,‬ ‭or‬ ‭other‬ ‭representations‬ ‭of‬
                  ‭berupa‬ ‭koin‬ ‭digital,‬ ‭token,‬ ‭atau‬ ‭representasi‬                         ‭assets‬ ‭that‬ ‭include‬‭backed‬‭crypto-assets‬‭and‬
                   ‭aset‬ ‭lainnya‬ ‭yang‬ ‭mencakup‬ ‭aset‬ ‭kripto‬                                ‭unbacked crypto-assets.‬
                    ‭terdukung‬ ‭(‭b‬ acked‬ ‭crypto-asset‬‭)‬ ‭dan‬ ‭aset‬
                     ‭kripto‬   ‭tidak‬     ‭terdukung‬         ‭(‭u
                                                                   ‬ nbacked‬
      ‭crypto-asset‬‭).‬

       ‭Dengan‬‭demikian,‬‭aset‬‭digital‬‭milik‬‭konsumen‬                               ‭Accordingly,‬ ‭the‬ ‭consumer-owned‬ ‭digital‬
        ‭diakui‬ ‭sesuai‬ ‭dengan‬ ‭kebijakan‬ ‭akuntansi‬                                ‭assets‬ ‭are‬ ‭accounted‬ ‭for‬ ‭in‬ ‭accordance‬ ‭with‬
         ‭Perusahaan‬ ‭seperti‬ ‭diungkapkan‬ ‭pada‬                                       ‭the‬ ‭Company’s‬ ‭accounting‬ ‭policies‬ ‭disclosed‬
      ‭Catatan 2k.‬                                                                         ‭in Note 2k.‬

        ‭Sumber‬ ‭Ketidakpastian‬ ‭Estimasi‬ ‭dan‬                                       ‭Source‬ ‭of‬ ‭Estimation‬ ‭Uncertainty‬ ‭and‬
      ‭Asumsi Akuntansi yang Penting‬                                                          ‭Critical Accounting Assumption‬
         ‭Pada‬ ‭tanggal‬ ‭pelaporan,‬ ‭manajemen‬ ‭telah‬                                ‭At‬ ‭the‬ ‭reporting‬ ‭date,‬ ‭the‬ ‭management‬ ‭has‬
          ‭membuat‬ ‭asumsi‬ ‭dan‬ ‭estimasi‬ ‭penting‬ ‭yang‬                             ‭made‬ ‭significant‬ ‭assumptions‬ ‭and‬ ‭estimates‬
           ‭memiliki‬ ‭dampak‬ ‭paling‬‭signifikan‬‭pada‬‭jumlah‬                           ‭which‬ ‭have‬ ‭the‬‭most‬‭significant‬‭impact‬‭to‬‭the‬
            ‭tercatat‬ ‭yang‬ ‭diakui‬ ‭dalam‬ ‭laporan‬ ‭keuangan‬                          ‭carrying‬ ‭amount‬ ‭recognized‬ ‭in‬ ‭The‬
       ‭konsolidasian, yaitu sebagai berikut:‬                                                ‭consolidated‬ ‭financial‬ ‭statements‬ ‭are‬ ‭as‬
                                                                                                ‭follows:‬

       ‭Estimasi‬ ‭Masa‬ ‭Manfaat‬ ‭Aset‬ ‭Tetap‬ ‭dan‬ ‭Aset‬                           ‭Estimating‬ ‭Useful‬ ‭Lives‬ ‭of‬ ‭Fixed‬ ‭Assets‬ ‭and‬
      ‭Takberwujud‬                                                                           ‭Intangible Assets‬
        ‭Masa‬ ‭manfaat‬ ‭setiap‬ ‭aset‬ ‭tetap‬ ‭dan‬ ‭Aset‬                             ‭The‬ ‭useful‬ ‭life‬ ‭of‬ ‭each‬ ‭item‬ ‭of‬ ‭the‬ ‭Group’s‬
         ‭Takberwujud‬ ‭Grup‬ ‭ditentukan‬ ‭berdasarkan‬                                   ‭fixed‬ ‭assets‬ ‭and‬ ‭intangible‬ ‭assets‬ ‭are‬
          ‭kegunaan‬ ‭yang‬ ‭diharapkan‬ ‭dari‬ ‭aset‬ ‭tersebut.‬                          ‭estimated‬‭based‬‭on‬‭the‬‭period‬‭over‬‭which‬‭the‬
           ‭Estimasi‬ ‭ini‬ ‭ditentukan‬ ‭berdasarkan‬ ‭evaluasi‬                            ‭asset‬ ‭is‬ ‭expected‬ ‭to‬ ‭be‬ ‭available‬ ‭for‬ ‭use.‬


                                                                                  ‭32‬
Page 36
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                        ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                            ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                   ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                            ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                           ‭f‭o
                                                                                                              ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                       ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                 ‭(In Full Rupiah, Unless Otherwise Stated)‬

       ‭teknis‬ ‭internal‬ ‭dan‬ ‭pengalaman‬ ‭atas‬ ‭aset‬                       ‭Such‬‭estimation‬‭is‬‭based‬‭on‬‭internal‬‭technical‬
        ‭sejenis.‬ ‭Masa‬ ‭manfaat‬ ‭setiap‬ ‭aset‬ ‭direviu‬                      ‭evaluation‬‭and‬‭experience‬‭with‬‭similar‬‭assets.‬
         ‭secara‬ ‭periodik‬ ‭dan‬ ‭disesuaikan‬ ‭apabila‬                          ‭The‬ ‭estimated‬ ‭useful‬ ‭life‬ ‭of‬ ‭each‬ ‭asset‬ ‭is‬
          ‭prakiraan‬       ‭berbeda‬     ‭dengan‬    ‭estimasi‬                     ‭reviewed‬ ‭periodically‬ ‭and‬ ‭updated‬ ‭if‬
           ‭sebelumnya‬ ‭karena‬ ‭keusangan‬ ‭teknis‬ ‭dan‬                           ‭expectations‬ ‭differ‬ ‭from‬ ‭previous‬ ‭estimates‬
            ‭komersial,‬ ‭hukum‬ ‭atau‬ ‭keterbatasan‬ ‭lainnya‬                       ‭due‬ ‭to‬ ‭physical,‬ ‭technical‬ ‭or‬ ‭commercial‬
      ‭atas pemakaian aset.‬                                                            ‭obsolescence‬ ‭and‬ ‭legal‬ ‭or‬‭other‬‭limits‬‭on‬‭the‬
                                                                                         ‭use of the asset.‬

       ‭Namun‬ ‭terdapat‬ ‭kemungkinan‬ ‭bahwa‬ ‭hasil‬                          ‭It‬ ‭is‬ ‭possible,‬ ‭however,‬ ‭that‬ ‭future‬ ‭results‬ ‭of‬
        ‭operasi‬ ‭dimasa‬ ‭mendatang‬ ‭dapat‬ ‭dipengaruhi‬                      ‭operations‬ ‭could‬ ‭be‬ ‭materially‬ ‭affected‬ ‭by‬
         ‭secara‬ ‭signifikan‬ ‭oleh‬ ‭perubahan‬ ‭atas‬ ‭jumlah‬                  ‭changes‬‭in‬‭the‬‭amounts‬‭and‬‭timing‬‭of‬‭recorded‬
          ‭serta‬ ‭periode‬ ‭pencatatan‬ ‭biaya‬ ‭yang‬                             ‭expenses‬ ‭brought‬ ‭about‬ ‭by‬ ‭changes‬ ‭in‬ ‭the‬
           ‭diakibatkan‬ ‭karena‬ ‭perubahan‬ ‭faktor‬ ‭yang‬                        ‭factors mentioned above.‬
      ‭disebutkan di atas.‬

       ‭Perubahan‬ ‭masa‬ ‭manfaat‬ ‭aset‬ ‭tetap‬ ‭dan‬ ‭aset‬                  ‭A‬ ‭change‬ ‭in‬ ‭the‬ ‭estimated‬ ‭useful‬ ‭life‬ ‭of‬ ‭any‬
        ‭takberwujud‬‭dapat‬‭mempengaruhi‬‭jumlah‬‭biaya‬                         ‭item‬ ‭of‬ ‭fixed‬ ‭assets‬ ‭and‬ ‭intangible‬ ‭assets‬
         ‭penyusutan‬ ‭yang‬‭diakui‬‭dan‬‭penurunan‬‭jumlah‬                       ‭would‬‭affect‬‭the‬‭recorded‬‭depreciation‬‭expense‬
      ‭tercatat aset tersebut.‬                                                     ‭and‬‭decrease‬‭in‬‭the‬‭carrying‬‭amounts‬‭of‬‭these‬
                                                                                     ‭assets.‬

        ‭Jumlah‬ ‭tercatat‬ ‭aset‬ ‭tetap‬ ‭dan‬ ‭aset‬                          ‭The‬ ‭carrying‬ ‭amounts‬ ‭of‬ ‭fixed‬ ‭assets‬ ‭and‬
      ‭takberwujud diungkapkan dalam Catatan‬                                     ‭intangible assets are disclosed in‬
       ‭10 dan 11.‬                                                                ‭Notes 10 and 11.‬

      ‭Perpajakan‬                                                                           ‭Taxation‬
        ‭Pertimbangan‬ ‭signifikan‬ ‭dilakukan‬ ‭dalam‬                          ‭Significant‬ ‭judgment‬ ‭is‬‭involved‬‭in‬‭determining‬
         ‭menentukan‬‭penyisihan‬‭atas‬‭pajak‬‭penghasilan‬                       ‭the‬ ‭provision‬ ‭for‬ ‭income‬ ‭taxes.‬ ‭There‬ ‭are‬
          ‭badan.‬ ‭Terdapat‬ ‭transaksi‬ ‭dan‬ ‭perhitungan‬                      ‭certain‬ ‭transactions‬ ‭and‬ ‭computations‬ ‭for‬
           ‭pajak‬‭tertentu‬‭yang‬‭penentuan‬‭akhirnya‬‭adalah‬                     ‭which‬ ‭the‬ ‭ultimate‬ ‭tax‬ ‭determination‬ ‭is‬
            ‭tidak‬ ‭pasti‬‭dalam‬‭kegiatan‬‭usaha‬‭normal.‬‭Grup‬                   ‭uncertain‬ ‭during‬ ‭the‬ ‭ordinary‬ ‭course‬ ‭of‬
             ‭mengakui‬ ‭liabilitas‬ ‭atas‬ ‭pajak‬ ‭penghasilan‬                     ‭business.‬ ‭The‬ ‭Group‬ ‭recognizes‬ ‭liabilities‬ ‭for‬
              ‭badan‬ ‭berdasarkan‬ ‭estimasi‬ ‭apakah‬ ‭akan‬                         ‭expected‬ ‭tax‬ ‭issues‬ ‭based‬ ‭on‬ ‭estimates‬ ‭of‬
               ‭terdapat‬ ‭tambahan‬ ‭pajak‬ ‭penghasilan‬ ‭badan.‬                     ‭whether‬‭additional‬‭taxes‬‭will‬‭be‬‭due.‬‭Where‬‭the‬
                ‭Ketika‬ ‭hasil‬ ‭pajak‬ ‭yang‬ ‭dikeluarkan‬ ‭berbeda‬                  ‭final‬ ‭tax‬ ‭outcome‬ ‭of‬ ‭these‬ ‭matters‬ ‭is‬ ‭different‬
                 ‭dengan‬‭jumlah‬‭yang‬‭awalnya‬‭diakui,‬‭perbedaan‬                      ‭from‬‭the‬‭amounts‬‭that‬‭were‬‭initially‬‭recognized,‬
                  ‭tersebut‬ ‭akan‬ ‭berdampak‬ ‭pada‬ ‭pajak‬                             ‭such‬‭differences‬‭will‬‭impact‬‭the‬‭income‬‭tax‬‭and‬
                   ‭penghasilan‬ ‭dan‬ ‭penyisihan‬ ‭pajak‬ ‭tangguhan‬                     ‭deferred‬ ‭tax‬ ‭provisions‬ ‭in‬ ‭the‬ ‭period‬ ‭in‬ ‭which‬
                    ‭pada‬ ‭periode‬ ‭dimana‬ ‭penentuan‬ ‭tersebut‬                          ‭such determination is made.‬
       ‭dilakukan.‬

       ‭Jumlah‬ ‭tercatat‬ ‭utang‬ ‭pajak‬ ‭penghasilan,‬ ‭aset‬                 ‭The‬‭Group’s‬‭carrying‬‭amount‬‭of‬‭taxes‬‭payable,‬
        ‭pajak‬‭tangguhan‬‭dan‬‭liabilitas‬‭pajak‬‭tangguhan‬                     ‭deferred‬ ‭tax‬ ‭assets‬ ‭and‬ ‭deferred‬ ‭tax‬ ‭liabilities‬
         ‭Grup‬ ‭diungkapkan‬ ‭di‬ ‭dalam‬ ‭Catatan‬ ‭19.d‬‭atas‬                  ‭are‬ ‭disclosed‬ ‭in‬ ‭Note‬ ‭19.d‬ ‭to‬ ‭the‬ ‭financial‬
      ‭laporan keuangan.‬                                                           ‭statements.‬

       ‭Aset‬ ‭pajak‬ ‭tangguhan‬ ‭diakui‬ ‭atas‬ ‭seluruh‬                      ‭Deferred‬ ‭tax‬ ‭assets‬ ‭are‬ ‭recognized‬ ‭for‬ ‭all‬
        ‭perbedaan‬ ‭temporer‬ ‭yang‬ ‭dapat‬ ‭dikurangkan.‬                      ‭deductible‬ ‭temporary‬ ‭differences.‬ ‭The‬
         ‭Penentuan‬ ‭jumlah‬ ‭aset‬ ‭pajak‬ ‭tangguhan‬ ‭yang‬                    ‭determination‬ ‭of‬ ‭the‬ ‭amount‬ ‭of‬ ‭deferred‬ ‭tax‬
          ‭dapat‬‭diakui‬‭berdasarkan‬‭perbedaan‬‭waktu‬‭dan‬                       ‭assets‬ ‭that‬‭can‬‭be‬‭recognized‬‭based‬‭upon‬‭the‬
           ‭laba‬ ‭fiskal‬ ‭di‬ ‭masa‬ ‭mendatang‬ ‭bersama‬‭sama‬                   ‭likely‬ ‭timing‬ ‭and‬ ‭level‬ ‭of‬ ‭future‬ ‭taxable‬ ‭profits‬
            ‭dengan‬ ‭strategi‬ ‭perencanaan‬ ‭pajak‬ ‭masa‬                          ‭together‬ ‭with‬ ‭future‬ ‭tax‬ ‭planning‬ ‭strategies‬
             ‭depan‬ ‭membutuhkan‬ ‭pertimbangan‬ ‭signifikan‬                         ‭required significant management judgment.‬
      ‭dari manajemen.‬



                                                                          ‭33‬
Page 37
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                  ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                      ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                             ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                      ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                     ‭f‭o
                                                                                                                        ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                 ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                           ‭(In Full Rupiah, Unless Otherwise Stated)‬

       ‭Liabilitas Imbalan Pascakerja‬                                                             ‭Posts-Employment Benefit Liabilities‬
         ‭Nilai‬ ‭kini‬ ‭kewajiban‬ ‭imbalan‬ ‭pasti‬ ‭tergantung‬                          ‭The‬ ‭present‬ ‭value‬ ‭of‬ ‭post-employment‬
          ‭pada‬ ‭beberapa‬ ‭faktor‬ ‭yang‬ ‭ditentukan‬ ‭dengan‬                            ‭benefits‬ ‭liability‬ ‭depends‬ ‭on‬ ‭several‬ ‭factors‬
           ‭dasar‬ ‭aktuarial‬ ‭berdasarkan‬ ‭beberapa‬ ‭asumsi.‬                             ‭that‬ ‭are‬ ‭determined‬ ‭on‬ ‭an‬ ‭actuarial‬ ‭basis‬
            ‭Asumsi‬ ‭yang‬ ‭digunakan‬ ‭untuk‬ ‭menentukan‬                                   ‭based‬ ‭on‬ ‭several‬ ‭assumptions.‬ ‭Assumptions‬
             ‭biaya‬ ‭(penghasilan)‬ ‭tersebut‬‭mencakup‬‭tingkat‬                              ‭used‬ ‭to‬ ‭determine‬ ‭the‬ ‭cost‬ ‭(income)‬ ‭include‬
              ‭diskonto.‬ ‭Perubahan‬ ‭asumsi‬ ‭ini‬ ‭akan‬                                      ‭the‬ ‭discount‬ ‭rate.‬ ‭Changes‬ ‭in‬ ‭these‬
               ‭mempengaruhi‬ ‭jumlah‬ ‭tercatat‬ ‭imbalan‬                                       ‭assumptions‬‭will‬‭affect‬‭the‬‭carrying‬‭amount‬‭of‬
        ‭pascakerja.‬                                                                               ‭post-employment benefits.‬

        ‭Grup‬‭menentukan‬‭tingkat‬‭diskonto‬‭yang‬‭sesuai‬                                 ‭The‬ ‭Group‬ ‭determines‬ ‭the‬ ‭appropriate‬
         ‭pada‬ ‭akhir‬ ‭periode‬ ‭pelaporan,‬ ‭yakni‬ ‭tingkat‬                             ‭discount‬‭rate‬‭at‬‭the‬‭end‬‭of‬‭the‬‭reporting‬‭period‬
          ‭suku‬‭bunga‬‭yang‬‭digunakan‬‭untuk‬‭menentukan‬                                   ‭by‬ ‭the‬ ‭interest‬ ‭rate‬ ‭used‬ ‭to‬ ‭determine‬ ‭the‬
           ‭nilai‬ ‭kini‬ ‭arus‬ ‭kas‬ ‭keluar‬ ‭masa‬ ‭depan‬                                 ‭present‬ ‭value‬ ‭of‬ ‭future‬ ‭cash‬ ‭outflows‬
            ‭estimasian‬           ‭yang‬     ‭diharapkan‬       ‭untuk‬                        ‭expected‬ ‭to‬ ‭settle‬ ‭an‬ ‭estimated‬ ‭liability.‬ ‭In‬
             ‭menyelesaikan‬ ‭liabilitas.‬ ‭Dalam‬ ‭menentukan‬                                  ‭determining‬ ‭the‬ ‭appropriate‬ ‭level‬ ‭of‬ ‭interest‬
              ‭tingkat‬ ‭suku‬ ‭bunga‬ ‭yang‬ ‭sesuai,‬ ‭Grup‬                                    ‭rates,‬‭the‬‭Group‬‭considers‬‭the‬‭interest‬‭rate‬‭of‬
               ‭mempertimbangkan‬‭tingkat‬‭suku‬‭bunga‬‭obligasi‬                                  ‭government‬ ‭bonds‬ ‭denominated‬ ‭in‬ ‭Rupiah‬
                ‭pemerintah‬ ‭yang‬ ‭didenominasikan‬‭dalam‬‭mata‬                                  ‭that‬ ‭have‬ ‭a‬ ‭similar‬ ‭period‬ ‭to‬ ‭the‬
                 ‭uang‬ ‭Rupiah‬ ‭dan‬ ‭memiliki‬ ‭jangka‬ ‭waktu‬ ‭yang‬                            ‭corresponding liability.‬
                  ‭serupa‬ ‭dengan‬ ‭jangka‬ ‭waktu‬ ‭liabilitas‬ ‭yang‬
       ‭terkait.‬

        ‭Asumsi‬ ‭kunci‬ ‭lainnya‬ ‭sebagian‬ ‭ditentukan‬                                  ‭Another‬ ‭key‬ ‭assumption‬ ‭is‬ ‭partly‬ ‭determined‬
         ‭berdasarkan‬ ‭kondisi‬ ‭pasar‬ ‭saat‬ ‭ini,‬ ‭selama‬                              ‭by‬‭current‬‭market‬‭conditions‬‭during‬‭the‬‭period‬
          ‭periode‬ ‭dimana‬ ‭liabilitas‬ ‭imbalan‬ ‭pascakerja‬                              ‭in‬ ‭which‬‭the‬‭post-employment‬‭benefits‬‭liability‬
           ‭terselesaikan.‬‭Perubahan‬‭asumsi‬‭imbalan‬‭kerja‬                                 ‭is‬‭resolved.‬‭Changes‬‭in‬‭the‬‭employee‬‭benefits‬
            ‭ini‬ ‭akan‬ ‭berdampak‬ ‭pada‬ ‭pengakuan‬                                         ‭assumption‬‭will‬‭impact‬‭recognition‬‭of‬‭actuarial‬
             ‭keuntungan‬ ‭atau‬ ‭kerugian‬ ‭aktuarial‬‭pada‬‭akhir‬                             ‭gains‬ ‭or‬ ‭losses‬ ‭at‬ ‭the‬ ‭end‬ ‭of‬ ‭the‬ ‭reporting‬
       ‭periode pelaporan.‬                                                                       ‭period.‬


‭4.‬   ‭Kas dan Setara Kas‬                                                        ‭4.‬   ‭Cash and Cash Equivalent‬




        ‭Seluruh‬ ‭saldo‬ ‭bank‬ ‭dan‬ ‭deposito‬ ‭berjangka‬                             ‭All‬‭cash‬‭in‬‭banks‬‭and‬‭time‬‭deposits‬‭are‬‭placed‬
       ‭ditempatkan pada pihak ketiga.‬                                                    ‭with third parties.‬


                                                                            ‭34‬
Page 38
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                  ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                      ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                             ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                      ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                     ‭f‭o
                                                                                                        ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                 ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                           ‭(In Full Rupiah, Unless Otherwise Stated)‬


        ‭Tingkat‬ ‭bunga‬ ‭tahunan‬ ‭deposito‬ ‭berjangka‬                 ‭The‬ ‭annual‬ ‭interest‬ ‭rate‬ ‭of‬ ‭interest‬ ‭time‬
         ‭adalah‬ ‭sebesar‬ ‭7,25%‬ ‭untuk‬ ‭tahun‬ ‭2024‬                  ‭deposit‬‭is‬‭7.25%‬‭in‬‭2024,‬‭with‬‭maturity‬‭period‬
       ‭dengan jangka waktu 1 bulan.‬                                        ‭of 1 month.‬

‭5.‬   ‭Piutang Usaha‬                                              ‭5.‬   ‭Trade Receivable‬




       ‭Berikut adalah analisis umur piutang:‬                             ‭The‬ ‭aging‬ ‭analysis‬ ‭of‬ ‭receivables‬ ‭was‬ ‭as‬
                                                                            ‭follows:‬




                                                             ‭35‬
Page 39
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                           ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                               ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                      ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                               ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                              ‭f‭o
                                                                                                                 ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                          ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                    ‭(In Full Rupiah, Unless Otherwise Stated)‬

        ‭Berdasarkan‬ ‭penelaahan‬ ‭atas‬‭kerugian‬‭kredit‬                        ‭Based‬ ‭on‬‭assessment‬‭of‬‭expected‬‭credit‬‭loss‬
         ‭ekspektasian‬‭piutang‬‭usaha‬‭pada‬‭akhir‬‭tahun,‬                        ‭of‬ ‭trade‬ ‭receivable‬ ‭at‬ ‭the‬ ‭end‬ ‭of‬ ‭year,‬
          ‭manajemen‬ ‭berpendapat‬ ‭bahwa‬ ‭jumlah‬                                 ‭management‬‭believes‬‭that‬‭all‬‭receivables‬‭can‬
           ‭tersebut‬ ‭di‬ ‭atas‬ ‭dapat‬ ‭tertagih‬ ‭seluruhnya,‬                    ‭be‬ ‭collected,‬ ‭therefore‬ ‭there‬ ‭is‬ ‭no‬ ‭allowance‬
            ‭sehingga‬ ‭tidak‬ ‭dibentuk‬‭cadangan‬‭penurunan‬                         ‭for impairment of receivable provided.‬
       ‭nilai piutang.‬

        ‭Tidak‬ ‭terdapat‬ ‭piutang‬ ‭usaha‬ ‭Grup‬ ‭yang‬                         ‭There is no Group's trade receivables used‬
       ‭digunakan sebagai jaminan atas pinjaman.‬                                   ‭as collateral for the loan.‬


‭6.‬   ‭Piutang Lain-Lain‬                                                  ‭6.‬   ‭Other Receivables‬




        ‭Berdasarkan‬ ‭penelaahan‬ ‭atas‬‭kerugian‬‭kredit‬                        ‭Based‬ ‭on‬‭assessment‬‭of‬‭expected‬‭credit‬‭loss‬
         ‭ekspektasian‬ ‭piutang‬ ‭lain-lain‬ ‭pada‬ ‭akhir‬                        ‭of‬ ‭other‬ ‭receivables‬ ‭at‬ ‭the‬ ‭end‬ ‭of‬ ‭year,‬
          ‭tahun,‬‭manajemen‬‭berpendapat‬‭bahwa‬‭jumlah‬                            ‭management‬‭believes‬‭that‬‭all‬‭receivables‬‭can‬
           ‭tersebut‬ ‭di‬ ‭atas‬ ‭dapat‬ ‭tertagih‬ ‭seluruhnya,‬                    ‭be‬ ‭collected,‬ ‭therefore‬ ‭there‬ ‭is‬ ‭no‬ ‭allowance‬
            ‭sehingga‬ ‭tidak‬ ‭dibentuk‬‭cadangan‬‭penurunan‬                         ‭for impairment of receivable provided.‬
       ‭nilai piutang.‬


‭7.‬   ‭Uang Muka dan Biaya Dibayar di Muka‬                                ‭7.‬   ‭Advance and Prepaid Expenses‬




                                                                     ‭36‬
Page 40
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                            ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                       ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                               ‭f‭o
                                                                                                                  ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                           ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                     ‭(In Full Rupiah, Unless Otherwise Stated)‬

‭8.‬    ‭Aset‬ ‭Digital‬ ‭Milik‬ ‭Konsumen‬ ‭yang‬                           ‭8.‬   ‭Consumers Digital Assets Placed‬
         ‭Ditempatkan‬ ‭pada‬ ‭Wallet‬ ‭Pengelola‬‭Tempat‬                           ‭in Repository Wallet‬
       ‭Penyimpanan‬

        ‭Pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬ ‭2025‬ ‭dan‬ ‭31‬‭Desember‬                    ‭As‬ ‭of‬ ‭June‬‭30,‬‭2025‬‭and‬‭December‬‭31,‬‭2024,‬
         ‭2024,‬ ‭saldo‬ ‭aset‬ ‭digital‬ ‭milik‬ ‭konsumen‬ ‭yang‬                  ‭consumers‬ ‭digital‬ ‭assets‬ ‭placed‬ ‭in‬ ‭repository‬
          ‭ditempatkan‬ ‭pada‬ ‭wallet‬ ‭pengelola‬ ‭tempat‬                          ‭wallet‬ ‭amounted‬ ‭to‬ ‭Rp216,687,397,508‬ ‭and‬
           ‭penyimpanan‬         ‭masing-masing‬         ‭sebesar‬                     ‭Rp83,976,715,093, respectively.‬
       ‭Rp216.687.397.508 dan Rp83.976.715.093.‬

        ‭Aset‬ ‭digital‬ ‭milik‬ ‭konsumen‬ ‭dicatat‬ ‭sebagai‬                     ‭Consumers'‬‭digital‬‭assets‬‭are‬‭recorded‬‭as‬‭part‬
         ‭bagian‬ ‭dari‬ ‭transaksi‬ ‭off-balance‬ ‭sheet‬                           ‭of off-balance sheet transactions (Note 3).‬
       ‭(Catatan 3)‬


‭9.‬   ‭Aset Tetap‬                                                          ‭9.‬   ‭Fixed Assets‬




                                                                      ‭37‬
Page 41
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                            ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                       ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                               ‭f‭o
                                                                                                                  ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                           ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                     ‭(In Full Rupiah, Unless Otherwise Stated)‬

       ‭Beban‬ ‭penyusutan‬ ‭untuk‬ ‭tahun-tahun‬ ‭yang‬                            ‭Depreciation‬ ‭expenses‬ ‭for‬ ‭the‬ ‭years‬ ‭ended‬
        ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬ ‭2025‬ ‭dan‬ ‭31‬                    ‭June‬ ‭30,‬ ‭2025‬ ‭and‬ ‭December‬ ‭31‬ ‭were‬
         ‭Desember‬ ‭2024‬‭dibebankan‬‭dan‬‭dialokasikan‬                             ‭charged and allocated as follows:‬
      ‭sebagai berikut:‬




       ‭Manajemen‬ ‭tidak‬ ‭melihat‬ ‭adanya‬ ‭peristiwa‬                           ‭Management‬‭does‬‭not‬‭foresee‬‭any‬‭events‬‭that‬
        ‭yang‬ ‭akan‬ ‭menghambat‬ ‭penyelesaian‬ ‭aset‬                             ‭may‬ ‭occur‬ ‭that‬ ‭would‬ ‭prevent‬ ‭completion‬ ‭of‬
      ‭dalam pembangunan tersebut.‬                                                   ‭such constructions in progress.‬

       ‭Sampai‬‭dengan‬‭tanggal‬‭pelaporan,‬‭Grup‬‭tidak‬                           ‭As‬ ‭of‬ ‭the‬ ‭reporting‬ ‭date,‬ ‭the‬ ‭Group‬‭does‬‭not‬
        ‭memiliki‬ ‭aset‬ ‭tetap‬ ‭yang‬ ‭dipakai‬ ‭sementara,‬                      ‭have‬ ‭any‬ ‭fixed‬ ‭assets‬ ‭that‬ ‭are‬ ‭temporarily‬
         ‭aset‬ ‭tetap‬ ‭yang‬ ‭telah‬ ‭disusutkan‬ ‭penuh‬ ‭dan‬                     ‭used,‬ ‭fixed‬ ‭assets‬ ‭that‬ ‭are‬ ‭fully‬ ‭depreciated‬
          ‭masih‬ ‭digunakan,‬ ‭serta‬ ‭aset‬ ‭tetap‬ ‭yang‬                           ‭and‬ ‭still‬ ‭in‬ ‭use,‬ ‭and‬ ‭fixed‬ ‭assets‬ ‭that‬ ‭are‬
           ‭dihentikan‬ ‭dari‬ ‭penggunaan‬ ‭aktif‬ ‭dan‬ ‭tidak‬                       ‭discontinued‬ ‭from‬ ‭active‬ ‭use‬ ‭and‬ ‭not‬
      ‭diklasifikasikan sebagai dimiliki untuk dijual.‬                                  ‭classified as held for sale.‬

       ‭Berdasarkan‬             ‭hasil‬ ‭penelaahan,‬ ‭Grup‬                       ‭Based‬ ‭on‬ ‭review,‬ ‭the‬‭Group‬‭believes‬‭there‬‭is‬
        ‭berkeyakinan‬ ‭tidak‬ ‭ada‬ ‭situasi‬ ‭atau‬ ‭keadaan‬                      ‭no‬ ‭situation‬ ‭or‬ ‭circumstances‬ ‭that‬ ‭indicate‬
         ‭yang‬ ‭mengindikasikan‬ ‭terjadinya‬ ‭penurunan‬                            ‭impairment‬ ‭of‬ ‭fixed‬ ‭assets‬ ‭as‬ ‭of‬ ‭June‬ ‭30,‬
          ‭nilai‬ ‭atas‬ ‭aset‬ ‭tetap,‬ ‭pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬                  ‭2025 and December 31, 2024.‬
      ‭2025 dan 31 Desember 2024.‬

       ‭Berdasarkan‬              ‭hasil‬ ‭penelaahan,‬ ‭Grup‬                      ‭Based‬ ‭on‬ ‭the‬‭review,‬‭the‬‭Group‬‭believes‬‭that‬
        ‭berkeyakinan‬ ‭bahwa‬ ‭sampai‬ ‭dengan‬ ‭tanggal‬                           ‭as‬ ‭at‬ ‭the‬ ‭reporting‬ ‭date,‬ ‭there‬ ‭are‬ ‭no‬
         ‭pelaporan,‬         ‭tidak‬    ‭ada‬    ‭situasi‬   ‭yang‬                  ‭circumstances‬ ‭indicating‬ ‭the‬ ‭need‬ ‭for‬
          ‭mengindikasikan‬ ‭kebutuhan‬ ‭asuransi‬ ‭untuk‬                             ‭insurance‬ ‭fixed‬ ‭assets‬ ‭as‬ ‭at‬ ‭June‬ ‭30,‬ ‭2025‬
           ‭aset‬ ‭tetap‬ ‭pada‬ ‭tanggal‬ ‭30‬‭Juni‬‭2025‬‭dan‬‭31‬                    ‭and December 31, 2024.‬
      ‭Desember 2024.‬


‭10.‬ ‭Aset Takberwujud‬                                                       ‭10.‬ ‭Intangible Asset‬




                                                                        ‭38‬
Page 42
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                            ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                       ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                               ‭f‭o
                                                                                                                  ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                           ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                     ‭(In Full Rupiah, Unless Otherwise Stated)‬




         ‭Kode‬ ‭sumber‬ ‭adalah‬ ‭alat‬ ‭untuk‬ ‭mengatur‬                         ‭Source‬ ‭code‬ ‭is‬ ‭tools‬ ‭to‬ ‭process‬ ‭and‬ ‭rules‬
          ‭proses‬ ‭dan‬ ‭aturan‬‭mendasar‬‭yang‬‭digunakan‬                         ‭used‬ ‭to‬ ‭match‬ ‭orders‬ ‭placed‬ ‭by‬ ‭exchange‬
           ‭untuk‬        ‭mencocokkan‬    ‭pesanan‬     ‭yang‬                       ‭users‬ ‭in‬ ‭real-time,‬ ‭determine‬ ‭prices‬ ‭and‬
            ‭ditempatkan‬ ‭oleh‬ ‭pengguna‬ ‭bursa‬ ‭secara‬                           ‭execute transactions.‬
             ‭real-time,‬‭menentukan‬‭harga‬‭dan‬‭pelaksanaan‬
        ‭transaksi.‬

         ‭Penambahan‬ ‭aset‬ ‭takberwujud‬ ‭pada‬ ‭28‬                              ‭Additional‬ ‭intangible‬ ‭asset‬ ‭as‬ ‭of‬ ‭August‬ ‭28,‬
          ‭Agustus‬ ‭2024‬ ‭sebesar‬ ‭Rp1.119.770.000.000‬                           ‭2024‬‭amounted‬‭to‬‭Rp1,119,770,000,000‬‭(Note‬
        ‭(Catatan 1.c).‬                                                              ‭1.c).‬

         ‭Sampai‬ ‭dengan‬ ‭tanggal‬ ‭pelaporan,‬ ‭Grup‬                            ‭Until‬ ‭the‬ ‭reporting‬ ‭date,‬ ‭the‬ ‭Group‬ ‭is‬ ‭still‬
          ‭masih‬ ‭dalam‬ ‭proses‬ ‭pencarian‬ ‭pihak‬ ‭vendor‬                      ‭looking‬ ‭for‬ ‭the‬ ‭vendor‬ ‭who‬ ‭can‬ ‭provide‬ ‭the‬
           ‭yang‬ ‭dapat‬ ‭memberikan‬ ‭asuransi‬ ‭Kode‬                              ‭insurance of Source Code.‬
        ‭Sumber.‬

         ‭Beban‬ ‭amortisasi‬ ‭untuk‬ ‭tahun-tahun‬ ‭yang‬                          ‭Amortization‬ ‭expenses‬ ‭for‬ ‭the‬ ‭years‬ ‭ended‬
          ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬ ‭2025‬ ‭dan‬ ‭31‬                  ‭June‬ ‭30,‬ ‭2025‬ ‭and‬ ‭December‬‭31,‬‭2024‬‭were‬
           ‭Desember‬ ‭2024‬‭dibebankan‬‭dan‬‭dialokasikan‬                           ‭charged and allocated as follows:‬
        ‭sebagai berikut:‬




         ‭Berdasarkan‬       ‭hasil‬    ‭penelaahan,‬       ‭Grup‬                  ‭Based‬ ‭on‬ ‭review,‬ ‭the‬ ‭Group‬ ‭believes‬ ‭there‬ ‭is‬
          ‭berkeyakinan‬ ‭tidak‬ ‭ada‬ ‭situasi‬ ‭atau‬ ‭keadaan‬                    ‭no‬ ‭situation‬ ‭or‬ ‭circumstances‬ ‭that‬ ‭indicate‬
           ‭yang‬ ‭mengindikasikan‬ ‭terjadinya‬ ‭penurunan‬                          ‭impairment of intangible assets.‬
        ‭nilai atas aset takberwujud.‬


‭11.‬   ‭Aset Digital‬                                                         ‭11.‬ ‭Digital Asset‬

         ‭Aset‬ ‭digital‬ ‭adalah‬ ‭aset‬ ‭yang‬ ‭diperoleh‬                        ‭Digital‬ ‭assets‬ ‭are‬ ‭assets‬ ‭acquired‬ ‭in‬
          ‭sehubungan‬ ‭dengan‬ ‭transaksi‬ ‭perdagangan‬                            ‭connection‬ ‭with‬ ‭digital‬ ‭asset‬ ‭trading‬
           ‭aset‬‭digital‬‭seperti‬‭aset‬‭kripto.‬‭Pada‬‭tanggal‬‭30‬                 ‭transactions‬‭such‬‭as‬‭crypto‬‭assets.‬‭As‬‭of‬‭June‬
            ‭Juni‬ ‭2025‬ ‭dan‬ ‭31‬ ‭Desember‬ ‭2024,‬‭saldo‬‭aset‬                   ‭30,‬ ‭2025‬ ‭and‬ ‭December‬ ‭31,‬ ‭2024,‬ ‭digital‬
             ‭digital‬        ‭masing-masing‬              ‭sebesar‬                    ‭assets‬ ‭amounted‬ ‭to‬ ‭Rp18,731,938,556‬ ‭and‬
        ‭Rp18.731.938.556 dan Rp779.193.450.‬                                            ‭Rp779,193,450, respectively.‬




                                                                        ‭39‬
Page 43
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                          ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                              ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                     ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                              ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                             ‭f‭o
                                                                                                                ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                         ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                   ‭(In Full Rupiah, Unless Otherwise Stated)‬

       ‭Berdasarkan‬       ‭hasil‬    ‭penelaahan,‬       ‭Grup‬                  ‭Based‬ ‭on‬ ‭review,‬ ‭the‬ ‭Group‬ ‭believes‬ ‭there‬ ‭is‬
        ‭berkeyakinan‬ ‭tidak‬ ‭ada‬ ‭situasi‬ ‭atau‬ ‭keadaan‬                    ‭no‬ ‭situation‬ ‭or‬ ‭circumstances‬ ‭that‬ ‭indicate‬
         ‭yang‬ ‭mengindikasikan‬ ‭terjadinya‬ ‭penurunan‬                          ‭impairment of digital asset.‬
      ‭nilai atas aset digital.‬

‭12.‬ ‭Aset Hak Guna dan Liabilitas Sewa‬                                    ‭12.‬ ‭Right-of-Use Asset and Lease Liabilities‬

       ‭Grup‬‭memiliki‬‭kontrak‬‭sewa‬‭untuk‬‭ruang‬‭kantor‬                      ‭The‬ ‭Group‬ ‭has‬ ‭lease‬ ‭contracts‬ ‭for‬ ‭office‬
        ‭yang‬‭digunakan‬‭dalam‬‭operasinya.‬‭Sewa‬‭ruang‬                         ‭spaces‬‭used‬‭in‬‭its‬‭operations.‬‭Leases‬‭of‬‭office‬
         ‭kantor‬ ‭memiliki‬ ‭jangka‬ ‭waktu‬ ‭sewa‬ ‭3‬ ‭tahun.‬                   ‭spaces‬ ‭have‬ ‭lease‬ ‭terms‬ ‭of‬ ‭3‬ ‭years.‬ ‭The‬
          ‭Kewajiban‬ ‭Grup‬ ‭atas‬ ‭sewa‬ ‭yang‬ ‭dijamin‬                          ‭Group’s‬ ‭obligations‬ ‭under‬ ‭its‬ ‭leases‬ ‭are‬
      ‭dengan hak‬‭lessor‬‭atas aset yang disewakan.‬                                 ‭secured‬ ‭by‬ ‭the‬ ‭lessor’s‬ ‭title‬ ‭to‬ ‭the‬ ‭leased‬
                                                                                       ‭assets.‬

       ‭Informasi‬ ‭terkait‬ ‭dengan‬ ‭perjanjian‬ ‭liabilitas‬                   ‭Information‬ ‭related‬ ‭to‬ ‭lease‬              ‭liabilities‬
      ‭sewa diungkapkan pada Catatan 28.‬                                          ‭agreement disclosed in Note 28.‬

       ‭Di‬ ‭bawah‬ ‭ini‬ ‭adalah‬ ‭jumlah‬ ‭tercatat‬ ‭aset‬ ‭hak‬               ‭The‬‭following‬‭is‬‭the‬‭carrying‬‭amount‬‭of‬‭right‬‭of‬
        ‭guna‬ ‭yang‬ ‭diakui‬ ‭dan‬ ‭pergerakannya‬ ‭selama‬                      ‭use‬ ‭assets‬ ‭recognized‬ ‭and‬ ‭the‬ ‭movements‬
      ‭periode tersebut:‬                                                           ‭during the period:‬




       ‭Di‬‭bawah‬‭ini‬‭adalah‬‭nilai‬‭tercatat‬‭liabilitas‬‭sewa‬               ‭Set‬ ‭out‬ ‭below‬ ‭are‬ ‭the‬ ‭carrying‬ ‭amounts‬ ‭of‬
      ‭dan pergerakannya selama periode tersebut:‬                                ‭lease‬ ‭liabilities‬ ‭and‬ ‭the‬ ‭movements‬ ‭during‬ ‭the‬
                                                                                   ‭period:‬




       ‭Pembayaran‬ ‭sewa‬ ‭minimum‬ ‭masa‬ ‭datang‬                              ‭The future minimum lease payments based‬
        ‭berdasarkan‬ ‭perjanjian‬ ‭sewa‬ ‭adalah‬ ‭sebagai‬                       ‭on lease agreement are as follows:‬
      ‭berikut:‬




                                                                      ‭40‬
Page 44
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                       ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                           ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                  ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                           ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                          ‭f‭o
                                                                                                             ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                      ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                ‭(In Full Rupiah, Unless Otherwise Stated)‬




       ‭Berikut‬ ‭ini‬ ‭adalah‬ ‭jumlah‬ ‭yang‬ ‭diakui‬ ‭dalam‬               ‭The‬ ‭following‬ ‭are‬ ‭the‬ ‭amounts‬ ‭recognized‬ ‭in‬
        ‭laba‬ ‭rugi‬ ‭untuk‬ ‭tahun‬ ‭yang‬ ‭berakhir‬ ‭pada‬                  ‭profit‬ ‭or‬ ‭loss‬ ‭for‬ ‭the‬ ‭years‬ ‭ended‬ ‭June‬ ‭30,‬
      ‭tanggal 30 Juni 2025 dan 31 Desember 2024:‬                               ‭2025 and December 31, 2024:‬




‭13.‬ ‭Utang Lain-lain‬                                                   ‭13.‬ ‭Other Payables‬




       ‭Pada‬‭tanggal‬‭30‬‭Juni‬‭2025‬‭dan‬‭31‬‭Desember‬                      ‭As‬‭of‬‭30‬‭June,‬‭2025‬‭and‬‭December‬‭31,‬‭2024,‬
        ‭2024,‬ ‭utang‬ ‭lain-lain‬ ‭didenominasikan‬ ‭dalam‬                   ‭the‬ ‭Group's‬ ‭other‬ ‭payables‬ ‭are‬ ‭denominated‬
      ‭mata uang Rupiah.‬                                                        ‭in Rupiah.‬

       ‭Tidak‬ ‭terdapat‬ ‭jaminan‬ ‭yang‬ ‭diberikan‬ ‭atas‬                  ‭There‬ ‭are‬ ‭no‬ ‭collaterals‬ ‭given‬ ‭for‬ ‭other‬
      ‭utang lain-lain.‬                                                        ‭payables.‬




                                                                   ‭41‬
Page 45
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                             ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                 ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                        ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                 ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                ‭f‭o
                                                                                                                   ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                            ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                      ‭(In Full Rupiah, Unless Otherwise Stated)‬

       ‭Jangka‬ ‭waktu‬ ‭kredit‬‭yang‬‭timbul‬‭dari‬‭pemberi‬                        ‭The‬ ‭credit‬ ‭term‬ ‭arising‬‭from‬‭domestic‬‭service‬
        ‭jasa‬ ‭dalam‬ ‭negeri,‬ ‭adalah‬ ‭30‬ ‭hingga‬ ‭60‬ ‭hari‬                   ‭provider,‬ ‭is‬ ‭from‬ ‭30‬ ‭to‬ ‭60‬ ‭days‬ ‭and‬
      ‭dan tanpa bunga.‬                                                               ‭non-interest bearing.‬


‭14.‬ ‭Beban Akrual‬                                                            ‭14.‬ ‭Accrued Expenses‬




       ‭Beban‬ ‭akrual‬ ‭terdiri‬ ‭dari‬ ‭liabilitas‬ ‭yang‬ ‭masih‬                 ‭Accrued‬‭expenses‬‭consist‬‭of‬‭accrued‬‭liabilities‬
        ‭harus‬ ‭dibayar‬ ‭milik‬ ‭Grup‬ ‭kepada‬ ‭pihak‬ ‭ketiga‬                    ‭of‬ ‭the‬ ‭Group‬ ‭to‬ ‭third‬ ‭parties,‬ ‭which‬ ‭have‬ ‭not‬
      ‭yang belum ditagihkan.‬                                                         ‭yet billed.‬


‭15.‬ ‭Utang Bank Jangka Pendek‬                                                ‭15.‬ ‭Short-term Bank Loan‬




      ‭a.‬ ‭PT‬ ‭Bank‬ ‭Negara‬ ‭Indonesia‬ ‭(Persero)‬                              ‭a.‬ ‭PT Bank Negara Indonesia (Persero) Tbk‬
                      ‭Tbk‬
           ‭Berdasarkan‬‭Cash‬‭Collateral‬‭Credit‬‭(CCC)‬                                ‭Based‬‭on‬‭Cash‬‭Collateral‬‭Credit‬‭(CCC)‬‭No.‬
            ‭No.‬ ‭018/JPM/PK-CCC/2024‬ ‭tanggal‬ ‭31‬                                    ‭018/JPM/PK-CCC/2024‬ ‭dated‬ ‭August‬ ‭31,‬
             ‭Agustus‬ ‭2024,‬ ‭Perusahaan‬ ‭memperoleh‬                                   ‭2024,‬ ‭the‬ ‭Company‬ ‭obtained‬ ‭a‬ ‭maximum‬
              ‭fasilitas‬ ‭kredit‬ ‭berupa‬ ‭CCC‬ ‭maksimum‬                                ‭CCC‬ ‭credit‬ ‭facility‬ ‭of‬ ‭Rp219,750,000,000.‬
               ‭sebesar‬ ‭Rp219.750.000.000.‬ ‭Fasilitas‬ ‭ini‬                              ‭This‬‭facility‬‭bears‬‭interest‬‭of‬‭3%‬‭per‬‭annum‬
                ‭dikenakan‬ ‭bunga‬ ‭sebesar‬ ‭3%‬ ‭per‬ ‭tahun‬                              ‭above‬ ‭the‬ ‭interest‬ ‭rate‬ ‭on‬‭pledged‬‭savings‬
                 ‭diatas‬ ‭tarif‬ ‭bunga‬ ‭simpanan‬ ‭yang‬                                     ‭and due on August 30, 2025. This facility is‬
                  ‭dijaminkan‬ ‭dan‬ ‭jatuh‬ ‭tempo‬ ‭pada‬ ‭30‬                               ‭secured‬ ‭by‬ ‭shareholders‬ ‭savings‬ ‭account‬
                   ‭Agustus‬ ‭2025.‬ ‭Fasilitas‬‭ini‬‭dijamin‬‭dengan‬                           ‭amounting to Rp219,750,000,000.‬
                    ‭rekening‬ ‭tabungan‬ ‭pemegang‬ ‭saham‬
                     ‭sebesar Rp219.750.000.000.‬

          ‭Atas‬ ‭fasilitas‬ ‭tersebut,‬ ‭Grup‬ ‭wajib‬                                  ‭For‬ ‭this‬ ‭facility,‬ ‭the‬ ‭Group‬ ‭must‬ ‭meet‬ ‭the‬
           ‭memenuhi persyaratan sebagai berikut:‬                                        ‭following requirement:‬
            ‭1.‬ ‭Menyediakan‬ ‭dan‬ ‭mencadangkan‬                                        ‭1.‬ ‭Providing‬ ‭and‬ ‭reserving‬ ‭funds‬ ‭for‬
                  ‭dana‬ ‭pembayaran‬ ‭bunga‬ ‭minimal‬                                          ‭interest‬ ‭payments‬ ‭of‬ ‭at‬ ‭least‬ ‭two‬
                   ‭sebesar‬ ‭dua‬ ‭kali‬ ‭pembayaran‬ ‭bunga;‬                                   ‭interest payments; And‬


                                                                         ‭42‬
Page 46
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                      ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                          ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                 ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                          ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                         ‭f‭o
                                                                                                            ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                     ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                               ‭(In Full Rupiah, Unless Otherwise Stated)‬

                 ‭dan‬
          ‭2.‬ ‭Mendapatkan‬ ‭persetujuan‬ ‭dari‬ ‭Bank‬                          ‭2.‬ ‭Obtain‬ ‭approval‬ ‭from‬ ‭the‬ ‭Bank‬ ‭before‬
                ‭sebelum‬     ‭melakukan‬  ‭perubahan‬                                  ‭making‬ ‭changes‬ ‭to‬ ‭the‬ ‭articles‬ ‭of‬
                  ‭anggaran dasar.‬                                                      ‭association.‬

          ‭Pada‬ ‭tanggal‬ ‭17‬ ‭September‬ ‭2024,‬                               ‭On‬ ‭September‬ ‭17,‬ ‭2024,‬ ‭the‬ ‭Company‬
           ‭Perusahaan‬              ‭mendapatkan‬          ‭Surat‬                  ‭received an Interest Determination Letter‬
            ‭Penetapan‬                   ‭Bunga‬             ‭No.‬                ‭No.‬ ‭CMB1/11/2.1/2245/R‬ ‭from‬ ‭PT‬ ‭Bank‬
             ‭CMB1/11/2.1/2245/R‬‭dari‬‭PT‬‭Bank‬‭Negara‬                             ‭Negara Indonesia (Persero) Tbk regarding‬
              ‭Indonesia‬ ‭(Persero)‬ ‭Tbk‬ ‭mengenai‬                              ‭an‬ ‭interest‬ ‭rate‬ ‭reduction‬ ‭of‬ ‭0.55%‬ ‭for‬ ‭the‬
               ‭penurunan‬ ‭tingkat‬ ‭suku‬ ‭bunga‬ ‭sebesar‬                          ‭Cash Collateral Credit (CCC) credit facility.‬
                ‭0,55%‬‭untuk‬‭fasilitas‬‭kredit‬‭Cash‬‭Collateral‬
                 ‭Credit‬‭(CCC).‬

     ‭b.‬ ‭PT Bank Mandiri (Persero) Tbk‬                                       ‭b.‬ ‭PT Bank Mandiri (Persero) Tbk‬
          ‭Berdasarkan‬ ‭Perjanjian‬ ‭Kredit‬ ‭Agunan‬                              ‭Based‬‭on‬‭Marketable‬‭Securities‬‭Credit‬‭No.‬
           ‭Surat‬                     ‭Berharga‬               ‭No.‬                ‭WCO.JTH/1012/KSB/2023‬ ‭dated‬ ‭July‬ ‭24,‬
            ‭WCO.JTH/1012/KSB/2023‬ ‭tanggal‬ ‭24‬ ‭Juli‬                             ‭2023,‬ ‭ICC‬ ‭obtained‬ ‭a‬ ‭maximum‬ ‭KASB‬
             ‭2023,‬ ‭ICC‬ ‭memperoleh‬ ‭fasilitas‬ ‭kredit‬                           ‭credit‬ ‭facility‬ ‭of‬ ‭Rp84,000,000,000.‬ ‭This‬
              ‭berupa‬ ‭KASB‬ ‭maksimum‬ ‭sebesar‬                                      ‭facility‬ ‭bears‬ ‭interest‬ ‭of‬ ‭0.5%‬ ‭per‬ ‭annum‬
               ‭Rp84.000.000.000.‬ ‭Fasilitas‬ ‭ini‬ ‭dikenakan‬                         ‭above‬ ‭the‬ ‭interest‬ ‭rate‬ ‭on‬ ‭pledged‬ ‭time‬
                ‭bunga‬ ‭sebesar‬ ‭0,5%‬‭per‬‭tahun‬‭diatas‬‭tarif‬                       ‭deposit‬ ‭and‬ ‭due‬ ‭on‬ ‭July‬ ‭23,‬ ‭2024.‬ ‭This‬
                 ‭bunga‬ ‭deposito‬‭yang‬‭dijaminkan‬‭dan‬‭jatuh‬                          ‭facility‬ ‭is‬ ‭secured‬ ‭by‬ ‭time‬ ‭deposit‬ ‭No.‬
                  ‭tempo‬ ‭pada‬ ‭23‬ ‭Juli‬ ‭2024.‬ ‭Fasilitas‬ ‭ini‬                      ‭121-02-0579741-2‬            ‭amounting‬        ‭to‬
                   ‭dijamin‬ ‭dengan‬ ‭deposito‬ ‭berjangka‬ ‭No.‬                           ‭Rp84,000,000,000 (Note 4).‬
                    ‭121-02-0579741-2‬                    ‭sebesar‬
                     ‭Rp84.000.000.000 (Catatan 4).‬

          ‭Berdasarkan‬ ‭Perjanjian‬ ‭Kredit‬ ‭Agunan‬                              ‭Based‬‭on‬‭Marketable‬‭Securities‬‭Credit‬‭No.‬
           ‭Surat‬                     ‭Berharga‬               ‭No.‬                ‭WCO.JTH/1065/KSB/2023‬ ‭dated‬ ‭July‬ ‭24,‬
            ‭WCO.JTH/1065/KSB/2023,‬ ‭tanggal‬‭26‬‭Juli‬                              ‭2023,‬ ‭ICC‬ ‭obtained‬ ‭a‬ ‭maximum‬ ‭KASB‬
             ‭2023,‬ ‭ICC‬ ‭memperoleh‬ ‭fasilitas‬ ‭kredit‬                           ‭credit‬ ‭facility‬ ‭of‬ ‭Rp166,000,000,000.‬ ‭This‬
              ‭berupa‬ ‭KASB‬ ‭maksimum‬ ‭sebesar‬                                      ‭facility‬ ‭bears‬ ‭interest‬ ‭of‬ ‭0.5%‬ ‭per‬ ‭annum‬
               ‭Rp166.000.000.000.‬‭Fasilitas‬‭ini‬‭dikenakan‬                           ‭above‬ ‭the‬ ‭interest‬ ‭rate‬ ‭on‬ ‭pledged‬ ‭time‬
                ‭bunga‬ ‭sebesar‬ ‭0,5%‬‭per‬‭tahun‬‭diatas‬‭tarif‬                       ‭deposit‬ ‭and‬ ‭due‬ ‭on‬ ‭July‬ ‭27,‬ ‭2024.‬ ‭This‬
                 ‭bunga‬ ‭deposito‬‭yang‬‭dijaminkan‬‭dan‬‭jatuh‬                          ‭facility‬ ‭is‬ ‭secured‬ ‭by‬ ‭time‬ ‭deposit‬ ‭No.‬
                  ‭tempo‬ ‭pada‬ ‭27‬ ‭Juli‬ ‭2024.‬ ‭Fasilitas‬ ‭ini‬                      ‭121-02-0580531-4‬            ‭amounting‬        ‭to‬
                   ‭dijamin‬ ‭dengan‬ ‭deposito‬ ‭berjangka‬ ‭No.‬                           ‭Rp166,000,000,000 (Note 4).‬
                    ‭121-02-0580531-4‬                    ‭sebesar‬
                     ‭Rp166.000.000.000 (Catatan 4).‬

          ‭Pinjaman‬ ‭ini‬ ‭telah‬ ‭dilunasi‬ ‭seluruhnya‬                          ‭This‬ ‭loan‬ ‭has‬ ‭been‬ ‭fully‬ ‭paid‬ ‭on‬ ‭23‬ ‭July‬
           ‭pada‬ ‭tanggal‬ ‭23‬ ‭Juli‬ ‭dan‬ ‭26‬ ‭Juli‬ ‭2024‬                     ‭and‬ ‭26‬ ‭July‬ ‭2024‬ ‭in‬ ‭accordance‬ ‭with‬ ‭the‬
            ‭sesuai‬ ‭dengan‬ ‭Surat‬ ‭Keterangan‬ ‭Lunas‬                            ‭Certificate‬ ‭of‬ ‭Settlement‬ ‭of‬ ‭Kredit‬‭Agunan‬
             ‭Fasilitas‬ ‭Kredit‬ ‭Agunan‬ ‭Surat‬ ‭Berharga‬                          ‭Surat‬ ‭Berharga‬ ‭(“KASB”),‬ ‭with‬ ‭KASB‬
              ‭(“KASB”),‬      ‭dengan‬      ‭masing-masing‬                            ‭agreements‬ ‭No.‬ ‭CM2.JTH/0578/2024‬ ‭and‬
               ‭perjanjian‬‭KASB‬ ‭No.‬‭CM2.JTH/0578/2024‬                               ‭No. CM2.JTH/0590/2024, respectively.‬
                ‭dan No. CM2.JTH/0590/2024.‬




                                                                         ‭43‬
Page 47
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                            ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                       ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                               ‭f‭o
                                                                                                  ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                           ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                     ‭(In Full Rupiah, Unless Otherwise Stated)‬

‭16.‬ ‭Perpajakan‬                                             ‭16.‬ ‭Taxation‬

        ‭a.‬ ‭Pajak Dibayar di Muka‬                                  ‭a.‬ ‭Prepaid Tax‬




      ‭b.‬ ‭Utang Pajak‬                                            ‭b.‬ ‭Tax Payable‬




      ‭c.‬ ‭Pajak Final‬                                            ‭c.‬ ‭Final Tax‬




                                                        ‭44‬
Page 48
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                     ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                         ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                         ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                        ‭f‭o
                                                                                                           ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                    ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                              ‭(In Full Rupiah, Unless Otherwise Stated)‬

‭17.‬ ‭Modal Saham‬                                                      ‭17.‬ ‭Shares Capital‬




       ‭Berdasarkan‬ ‭Akta‬ ‭No.‬ ‭413‬ ‭tanggal‬ ‭29‬ ‭Juli‬                 ‭Based‬‭on‬‭Deed‬‭of‬‭Resolution‬‭of‬‭Shareholders‬
        ‭2024‬ ‭yang‬ ‭dibuat‬ ‭dihadapan‬ ‭Jimmy‬ ‭Tanal,‬                            ‭Outside the General Meeting of Shareholders‬
         ‭S.H.,‬ ‭M.Kn.,‬ ‭Notaris‬ ‭di‬ ‭Jakarta,‬ ‭para‬                     ‭No.‬‭413‬‭dated‬‭July‬‭29,‬‭2024‬‭which‬‭was‬‭made‬
          ‭pemegang‬ ‭saham‬ ‭mengambil‬ ‭keputusan‬ ‭di‬                       ‭in‬ ‭the‬ ‭presence‬ ‭of‬ ‭Jimmy‬ ‭Tanal,‬ ‭S.H.,‬‭M.Kn,‬
           ‭luar‬ ‭Rapat‬ ‭Umum‬ ‭Pemegang‬ ‭Saham‬ ‭untuk‬                      ‭Notary‬‭in‬‭Jakarta,‬‭the‬‭shareholders‬‭adopted‬‭a‬
            ‭menyetujui‬ ‭peningkatan‬ ‭modal‬ ‭sebesar‬                          ‭resolution‬ ‭outside‬ ‭the‬ ‭General‬ ‭Meeting‬ ‭of‬
             ‭Rp1.200.000.000.000‬         ‭menjadi‬  ‭sebesar‬                    ‭Shareholders‬‭to‬‭approve‬‭a‬‭capital‬‭increase‬‭of‬
              ‭Rp1.250.000.000.000,‬‭dan‬‭modal‬‭ditempatkan‬                       ‭Rp1,200,000,000,000‬                              ‭to‬
               ‭dan‬ ‭disetor‬ ‭semula‬ ‭Rp50.000.000.000‬                           ‭Rp1,250,000,000,000,‬ ‭and‬ ‭issued‬ ‭and‬
                ‭menjadi‬‭sebesar‬‭Rp1.250.000.000.000‬‭secara‬                       ‭paid-up‬ ‭capital‬ ‭from‬ ‭Rp50,000,000,000‬ ‭to‬
      ‭tunai.‬                                                                          ‭Rp1,250,000,000,000 in cash.‬


‭18.‬ ‭Liabilitas Imbalan Kerja‬                                         ‭18.‬ ‭Employee Benefit Liabilities‬

       ‭Grup‬ ‭menyediakan‬ ‭liabilitas‬ ‭imbalan‬ ‭kerja‬                    ‭The‬ ‭Group‬ ‭provides‬ ‭short-term‬ ‭employee‬
        ‭jangka‬ ‭pendek,‬ ‭pensiun,‬ ‭dan‬ ‭kesejahteraan‬                    ‭benefits,‬ ‭retirement‬ ‭and‬ ‭other‬ ‭employee‬
         ‭karyawan‬ ‭lainnya‬ ‭untuk‬ ‭seluruh‬ ‭karyawan‬                      ‭benefits to its active employees as follows:‬
      ‭tetap yang masih aktif sebagai berikut:‬


      ‭Liabilitas Imbalan Kerja Jangka Pendek‬                                ‭Short-term Employee Benefits Liabilities‬




                                                                  ‭45‬
Page 49
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                     ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                         ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                         ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                        ‭f‭o
                                                                                                           ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                    ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                              ‭(In Full Rupiah, Unless Otherwise Stated)‬

      ‭Liabilitas Imbalan Kerja Jangka Panjang‬                               ‭Long-term Employee Benefits Liabilities‬




        ‭Grup‬ ‭menunjuk‬ ‭aktuaris‬ ‭independen‬ ‭untuk‬                     ‭The‬ ‭Group‬ ‭appointed‬ ‭independent‬ ‭actuaries‬
         ‭menentukan‬ ‭liabilitas‬ ‭imbalan‬ ‭pascakerja‬                      ‭to‬‭determine‬‭and‬‭recognize‬‭post-employment‬
          ‭sesuai‬ ‭dengan‬ ‭peraturan‬ ‭ketenagakerjaan‬                       ‭liability‬ ‭in‬ ‭accordance‬ ‭with‬ ‭the‬ ‭existing‬
           ‭yang‬ ‭berlaku.‬ ‭Liabilitas‬ ‭imbalan‬ ‭pascakerja‬                 ‭manpower‬ ‭regulations.‬ ‭Post-employment‬
            ‭Grup‬ ‭pada‬ ‭tanggal‬ ‭31‬ ‭Desember‬ ‭2024‬                        ‭benefit‬‭liabilities‬‭of‬‭the‬‭Group‬‭as‬‭of‬‭December‬
             ‭dihitung‬ ‭oleh‬ ‭Kantor‬ ‭Konsultan‬ ‭Aktuaria‬                     ‭31,‬ ‭2024‬ ‭was‬ ‭calculated‬ ‭by‬ ‭Actuarial‬
              ‭Steven‬ ‭&‬ ‭Mourits‬ ‭dengan‬ ‭nomor‬ ‭laporan‬‭No.‬                ‭Consultant‬ ‭Office‬ ‭Steven‬ ‭&‬ ‭Mourits‬ ‭with‬
      ‭0212/MR-PS-PSAK219-CEFX/II/2025,‬                                             ‭opinion‬         ‭No.‬    ‭0212/MR-PS-PSAK219‬
               ‭213/MR-PS-PSAK219-KUKI/II/2025,‬               ‭dan‬                  ‭CEFX/II/2025,‬            ‭0213/MR-PS-PSAK219‬
                ‭0214/MR-PS-PSAK219-INKS/II/2025‬ ‭tanggal‬                            ‭KUKI/II/2025,‬                                ‭and‬
       ‭4 Februari 2025.‬                                                               ‭0214/MR-PS-PSAK219-INKS/II/2025‬ ‭dated‬
                                                                                         ‭February 4, 2025.‬

       ‭Estimasi‬ ‭liabilitas‬ ‭imbalan‬ ‭pascakerja‬ ‭pada‬                  ‭Estimated‬ ‭post-employment‬ ‭benefit‬ ‭liabilities‬
        ‭tanggal‬ ‭30‬‭Juni‬‭2025‬‭dan‬‭31‬‭Desember‬‭2024‬                    ‭as‬ ‭of‬‭June‬‭30,‬‭2025‬‭and‬‭December‬‭31,‬‭2024‬
      ‭adalah sebagai berikut:‬                                                 ‭are as follows:‬




       ‭Mutasi‬‭saldo‬‭estimasi‬‭liabilitas‬‭imbalan‬‭pasca‬                  ‭Changes‬ ‭on‬ ‭estimated‬ ‭liabilities‬ ‭for‬
      ‭kerja adalah sebagai berikut:‬                                          ‭post-employment‬ ‭benefit‬ ‭liabilities‬ ‭are‬ ‭as‬
                                                                                ‭follows:‬




       ‭Rekonsiliasi‬ ‭perubahan‬ ‭nilai‬ ‭kini‬ ‭kewajiban‬                   ‭Reconciliation‬‭of‬‭changes‬‭in‬‭present‬‭value‬‭of‬
      ‭imbalan pasti adalah sebagai berikut:‬                                   ‭defined benefits obligation is as follows:‬




                                                                       ‭46‬
Page 50
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                    ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                           ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                    ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                   ‭f‭o
                                                                                                      ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                               ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                         ‭(In Full Rupiah, Unless Otherwise Stated)‬




       ‭Beban‬ ‭imbalan‬ ‭kerja‬ ‭pada‬ ‭tahun‬ ‭berjalan‬               ‭Employee‬ ‭benefits‬ ‭expense‬ ‭in‬ ‭the‬ ‭current‬
      ‭adalah sebagai berikut:‬                                           ‭year are as follows:‬




       ‭Mutasi‬ ‭saldo‬ ‭penghasilan‬ ‭komprehensif‬                     ‭Changes‬ ‭on‬ ‭other‬ ‭comprehensive‬ ‭income‬
      ‭lainnya adalah sebagai berikut:‬                                   ‭balances are as follows:‬




       ‭Program‬ ‭imbalan‬‭pasti‬‭memberikan‬‭eksposur‬                  ‭Defined‬ ‭benefit‬ ‭plan‬ ‭provides‬ ‭the‬ ‭Group’s‬
        ‭Grup‬ ‭terhadap‬ ‭risiko‬‭tingkat‬‭bunga‬‭dan‬‭risiko‬           ‭exposure to interest rate risk and salary risk.‬
      ‭gaji.‬




                                                                  ‭47‬
Page 51
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                  ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                      ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                             ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                      ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                     ‭f‭o
                                                                                                        ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                 ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                           ‭(In Full Rupiah, Unless Otherwise Stated)‬

      ‭Risiko Tingkat Bunga‬                                                   ‭Interest Rate Risk‬
        ‭Nilai‬ ‭kini‬ ‭kewajiban‬ ‭imbalan‬ ‭pasti‬ ‭dihitung‬            ‭The‬‭present‬‭value‬‭of‬‭defined‬‭benefit‬‭plans‬‭are‬
         ‭menggunakan‬         ‭tingkat‬   ‭diskonto‬ ‭yang‬                ‭calculated‬ ‭using‬ ‭a‬ ‭discount‬ ‭rate‬ ‭that‬ ‭is‬
          ‭ditetapkan‬‭dengan‬‭mengacu‬‭pada‬‭imbal‬‭hasil‬                  ‭determined‬ ‭using‬ ‭the‬‭Government‬‭bond.‬‭The‬
           ‭obligasi‬ ‭Pemerintah.‬ ‭Penurunan‬ ‭suku‬ ‭bunga‬                ‭decrease‬ ‭of‬ ‭interest‬ ‭rate‬ ‭of‬ ‭the‬ ‭bond,‬ ‭will‬
       ‭obligasi akan meningkatkan liabilitas program.‬                         ‭increase the liability of the program.‬

      ‭Risiko Gaji‬                                                            ‭Risk Salaries‬
        ‭Nilai‬‭kini‬‭imbalan‬‭pasti‬‭dihitung‬‭menggunakan‬               ‭The‬ ‭present‬ ‭value‬ ‭defined‬ ‭benefit‬ ‭plan‬ ‭is‬
         ‭asumsi‬ ‭kenaikan‬ ‭gaji‬ ‭dimasa‬ ‭depan,‬ ‭oleh‬                ‭calculated‬ ‭using‬ ‭the‬ ‭increasing‬ ‭future‬ ‭salary‬
          ‭karenanya,‬‭peningkatan‬‭persentase‬‭kenaikan‬                    ‭assumption,‬ ‭therefore,‬ ‭an‬ ‭increase‬ ‭in‬ ‭the‬
           ‭gaji‬ ‭di‬ ‭masa‬ ‭depan‬ ‭akan‬ ‭meningkatkan‬                   ‭percentage‬ ‭of‬ ‭increasing‬ ‭future‬ ‭salary‬ ‭will‬
       ‭liabilitas program.‬                                                    ‭increase the liability of the program.‬

      ‭Analisis Sensitivitas atas Tingkat Bunga‬                              ‭Sensitivity Analysis of Interest Rate‬
        ‭Peningkatan‬ ‭1%‬‭dalam‬‭tingkat‬‭diskonto‬‭yang‬                 ‭Increasing‬ ‭1%‬ ‭of‬ ‭assumed‬ ‭discount‬ ‭rate‬ ‭for‬
         ‭diasumsikan‬ ‭untuk‬ ‭tahun‬‭yang‬‭berakhir‬‭pada‬                ‭the‬ ‭year‬ ‭ended‬ ‭December‬ ‭31,‬ ‭2024‬ ‭will‬
          ‭tanggal‬ ‭31‬ ‭Desember‬ ‭2024‬ ‭akan‬ ‭berakibat‬                ‭impact‬ ‭to‬ ‭the‬ ‭decrease‬ ‭of‬ ‭defined‬ ‭benefits‬
           ‭pada‬ ‭penurunan‬ ‭kewajiban‬ ‭imbalan‬ ‭pasti‬                    ‭plan obligation amounted to Rp52,692,000.‬
       ‭sebesar Rp52.692.000.‬

       ‭Penurunan‬ ‭1%‬ ‭dalam‬ ‭tingkat‬ ‭diskonto‬ ‭yang‬                ‭Decreasing‬ ‭1%‬ ‭of‬ ‭assumed‬ ‭discount‬‭rate‬‭for‬
        ‭diasumsikan‬ ‭untuk‬ ‭tahun‬‭yang‬‭berakhir‬‭pada‬                 ‭the‬ ‭year‬ ‭ended‬ ‭December‬ ‭31,‬ ‭2024‬ ‭will‬
         ‭tanggal‬ ‭31‬ ‭Desember‬ ‭2024‬ ‭akan‬ ‭berakibat‬                 ‭impact‬‭to‬‭the‬‭increase‬‭of‬‭defined‬‭benefits‬‭plan‬
          ‭pada‬ ‭peningkatan‬ ‭kewajiban‬ ‭imbalan‬ ‭pasti‬                  ‭obligation amounted to Rp63,296,000.‬
      ‭sebesar Rp63.296.000.‬

      ‭Analisis Sensitivitas atas Beban Gaji‬                                 ‭Sensitivity Analysis of Salaries‬
        ‭Peningkatan‬ ‭1%‬ ‭dalam‬ ‭beban‬ ‭gaji‬ ‭yang‬                   ‭Increasing‬‭1%‬‭of‬‭assumed‬‭salary‬‭expense‬‭for‬
         ‭diasumsikan‬ ‭untuk‬ ‭tahun‬‭yang‬‭berakhir‬‭pada‬                ‭the‬ ‭year‬ ‭periods‬ ‭ended‬ ‭December‬ ‭31,‬ ‭2024‬
          ‭tanggal‬ ‭31‬ ‭Desember‬ ‭2024,‬ ‭akan‬ ‭berakibat‬               ‭will‬‭impact‬‭to‬‭the‬‭increase‬‭of‬‭defined‬‭benefits‬
           ‭pada‬ ‭kenaikan‬ ‭kewajiban‬ ‭imbalan‬ ‭pasti‬                     ‭plan obligation amounted to Rp68,133,000.‬
       ‭karyawan sebesar Rp68.133.000.‬

       ‭Penurunan‬ ‭1%‬ ‭dalam‬ ‭beban‬ ‭gaji‬ ‭yang‬                      ‭Decreasing‬ ‭1%‬ ‭of‬ ‭assumed‬ ‭salary‬ ‭expense‬
        ‭diasumsikan‬ ‭untuk‬ ‭tahun‬‭yang‬‭berakhir‬‭pada‬                 ‭for‬ ‭the‬ ‭year‬ ‭ended‬ ‭December‬ ‭31,‬ ‭2024‬ ‭will‬
         ‭tanggal‬ ‭31‬ ‭Desember‬ ‭2024‬ ‭akan‬ ‭berakibat‬                 ‭impact‬ ‭to‬ ‭the‬ ‭decrease‬ ‭of‬ ‭defined‬ ‭benefits‬
          ‭pada‬ ‭penurunan‬ ‭kewajiban‬ ‭imbalan‬ ‭pasti‬                    ‭plan obligation amounted to Rp57,374,000.‬
      ‭karyawan sebesar Rp57.374.000.‬

       ‭Nilai‬ ‭kewajiban‬ ‭imbalan‬ ‭pasti,‬ ‭biaya‬‭jasa‬‭kini‬          ‭Present‬ ‭value‬ ‭of‬ ‭defined‬ ‭benefits‬ ‭obligation,‬
        ‭yang‬ ‭terkait‬ ‭dan‬ ‭biaya‬ ‭jasa‬ ‭lalu‬ ‭di‬ ‭atas‬            ‭related‬ ‭current‬ ‭service‬ ‭cost‬ ‭and‬ ‭past‬ ‭service‬
         ‭dihitung‬ ‭oleh‬ ‭aktuaris‬ ‭independen‬ ‭dengan‬                  ‭cost‬ ‭has‬ ‭been‬ ‭calculated‬ ‭by‬ ‭independent‬
          ‭menggunakan‬ ‭asumsi‬ ‭untuk‬ ‭tahun-tahun‬                        ‭actuaries‬ ‭using‬ ‭the‬‭following‬‭assumptions‬‭for‬
           ‭yang‬‭berakhir‬‭pada‬‭tanggal‬‭30‬‭Juni‬‭2025‬‭dan‬                ‭the‬ ‭years‬ ‭ended‬ ‭June‬ ‭30,‬ ‭2025‬ ‭and‬
      ‭31 Desember 2024 adalah sebagai berikut:‬                                ‭December 31, 2024 are as follows:‬




                                                                    ‭48‬
Page 52
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                               ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                   ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                          ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                   ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                  ‭f‭o
                                                                                                                     ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                              ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                        ‭(In Full Rupiah, Unless Otherwise Stated)‬

‭19.‬ ‭Pendapatan‬                                                                 ‭19.‬ ‭Revenues‬




       ‭Akun‬ ‭ini‬ ‭merupakan‬ ‭pendapatan‬ ‭atas‬ ‭jasa‬                              ‭This‬ ‭account‬ ‭represents‬ ‭revenue‬ ‭from‬
        ‭registrasi.‬ ‭CFX,‬ ‭entitas‬ ‭anak,‬ ‭memperoleh‬                              ‭registration‬ ‭fees.‬ ‭CFX,‬ ‭a‬ ‭subsidiary,‬ ‭earns‬
         ‭jasa‬ ‭transaksi‬ ‭sebesar‬ ‭Rp250.000.000‬ ‭dari‬                              ‭registration‬ ‭fees‬ ‭of‬ ‭Rp250,000,000‬ ‭from‬
      ‭setiap Anggota Bursa.‬                                                              ‭Exchange Members.‬

      ‭Jasa Sewa Perangkat Lunak‬                                                            ‭Software Rental Fees‬
        ‭Akun‬ ‭ini‬ ‭merupakan‬ ‭pendapatan‬ ‭atas‬ ‭jasa‬                             ‭This‬ ‭account‬ ‭represents‬ ‭revenue‬ ‭from‬
         ‭sewa‬ ‭perangkat‬‭lunak‬‭sistem‬‭e-reporting‬‭dan‬                             ‭e-reporting‬ ‭and‬ ‭matching‬‭order‬‭system‬‭rental‬
          ‭matching‬ ‭order‬‭.‬ ‭KPI,‬ ‭entitas‬ ‭anak,‬                                  ‭fees.‬ ‭KPI,‬ ‭a‬ ‭subsidiary,‬‭earns‬‭software‬‭rental‬
           ‭memperoleh‬ ‭jasa‬ ‭sewa‬ ‭perangkat‬ ‭lunak‬                                  ‭fees‬ ‭of‬‭10%‬‭and‬‭25%‬‭from‬‭transaction‬‭fee‬‭of‬
            ‭sebesar‬‭10%‬‭dan‬‭25%‬‭dari‬‭nilai‬‭transaksi‬‭jual‬                          ‭buy‬‭or‬‭sell‬‭transactions‬‭value‬‭of‬‭traded‬‭crypto‬
       ‭dan beli aset kripto yang diperdagangkan.‬                                            ‭assets.‬

      ‭Jasa Transaksi Aset Kripto‬                                                           ‭Transaction Fees‬
        ‭Akun‬ ‭ini‬ ‭merupakan‬ ‭pendapatan‬ ‭atas‬ ‭jasa‬                             ‭This‬ ‭account‬ ‭represents‬ ‭revenue‬‭from‬‭crypto‬
         ‭transaksi‬ ‭aset‬ ‭kripto.‬ ‭CFX,‬ ‭entitas‬ ‭anak,‬                           ‭asset‬ ‭transactions.‬ ‭CFX,‬ ‭a‬ ‭subsidiary,‬ ‭earns‬
          ‭memperoleh‬‭jasa‬‭transaksi‬‭sebesar‬‭3‬‭bps‬‭dari‬                            ‭transaction‬ ‭fees‬ ‭of‬ ‭3‬ ‭bps‬ ‭of‬ ‭buy‬ ‭or‬ ‭sell‬
           ‭nilai‬ ‭transaksi‬ ‭jual‬ ‭dan‬ ‭beli‬ ‭aset‬ ‭kripto‬ ‭yang‬                  ‭transaction‬ ‭value‬‭of‬‭traded‬‭crypto‬‭assets‬‭and‬
            ‭diperdagangkan‬ ‭dan‬ ‭sebesar‬ ‭5‬ ‭-‬‭15‬‭bps‬‭dari‬                         ‭5‬ ‭bps‬ ‭of‬ ‭transaction‬ ‭value‬ ‭of‬ ‭traded‬ ‭crypto‬
             ‭nilai‬ ‭transaksi‬ ‭kontrak‬ ‭derivatif‬ ‭kripto‬ ‭yang‬                        ‭derivative contracts.‬
       ‭diperdagangkan.‬

      ‭Jasa Penyimpanan Aset Kripto‬                                                          ‭Custody Fees‬
        ‭Akun‬ ‭ini‬ ‭merupakan‬ ‭pendapatan‬ ‭atas‬ ‭jasa‬                             ‭This‬ ‭account‬ ‭represents‬ ‭revenue‬ ‭from‬
         ‭penyimpanan‬ ‭aset‬ ‭kripto.‬ ‭ICC,‬ ‭entitas‬ ‭anak,‬                         ‭custody‬ ‭fees.‬ ‭ICC,‬ ‭a‬ ‭subsidiary,‬ ‭earns‬
          ‭memperoleh‬ ‭jasa‬ ‭penyimpanan‬ ‭aset‬ ‭kripto‬                               ‭custody‬ ‭fees‬ ‭from‬ ‭transaction‬ ‭fees‬ ‭of‬ ‭40%‬
           ‭dari‬ ‭transaksi‬ ‭sebesar‬ ‭40%‬ ‭dari‬ ‭1‬ ‭bps‬ ‭nilai‬                     ‭from‬‭1‬‭bps‬‭of‬‭buy‬‭or‬‭sell‬‭transactions‬‭value‬‭of‬
            ‭transaksi‬ ‭jual‬ ‭dan‬ ‭beli‬ ‭aset‬ ‭kripto‬ ‭yang‬                          ‭traded‬ ‭crypto‬ ‭assets‬ ‭and‬ ‭crypto‬ ‭asset‬
             ‭diperdagangkan‬ ‭dan‬ ‭jasa‬ ‭pengelolaan‬ ‭aset‬                              ‭management‬‭of‬‭Rp100,000,000‬‭per‬‭month‬‭for‬
              ‭kripto‬ ‭sebesar‬ ‭Rp100.000.000‬ ‭per‬ ‭bulan‬                                 ‭7 months.‬
       ‭selama 7 bulan.‬

      ‭Jasa Tahunan Keanggotaan‬                                                            ‭Annual Membership Fees‬
        ‭Akun‬ ‭ini‬ ‭merupakan‬ ‭pendapatan‬ ‭atas‬ ‭jasa‬                             ‭This‬‭account‬‭represents‬‭revenue‬‭from‬‭annual‬
         ‭tahunan‬ ‭keanggotaan.‬ ‭CFX,‬ ‭entitas‬ ‭anak,‬                               ‭membership‬ ‭fees.‬ ‭CFX,‬ ‭a‬ ‭subsidiary,‬ ‭earns‬
          ‭memperoleh‬ ‭jasa‬ ‭tahunan‬ ‭keanggotaan‬                                     ‭annual‬ ‭membership‬ ‭fees‬ ‭of‬ ‭Rp50,000,000‬
           ‭sebesar‬ ‭Rp50.000.000‬ ‭dari‬ ‭Anggota‬ ‭Bursa‬                               ‭which‬ ‭has‬ ‭obtained‬ ‭an‬ ‭Exchange‬ ‭Member‬
            ‭yang‬    ‭sudah‬  ‭memperoleh‬       ‭Sertifikat‬                               ‭Approval Certificate (SPAB).‬
       ‭Persetujuan Anggota Bursa (SPAB).‬


                                                                            ‭49‬
Page 53
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                           ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                               ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                      ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                               ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                              ‭f‭o
                                                                                                 ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                          ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                    ‭(In Full Rupiah, Unless Otherwise Stated)‬

‭20.‬ ‭Beban Umum dan Administrasi‬                            ‭20.‬ ‭General and Administration Expense‬




‭21.‬ ‭Pendapatan dan Beban Keuangan‬                          ‭21.‬ ‭Finance Income and Expense‬

      ‭a.‬ ‭Pendapatan keuangan‬                                    ‭a.‬ ‭Finance income‬




      ‭b.‬ ‭Beban keuangan‬                                         ‭b.‬ ‭Finance expense‬




‭22.‬ ‭Laba (Rugi) Per Saham‬                                  ‭22.‬ ‭Earnings (Loss) Per Share‬




                                                        ‭50‬
Page 54
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                                     ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                                         ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                                ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                                         ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                                        ‭f‭o
                                                                                                                                           ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                                    ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                              ‭(In Full Rupiah, Unless Otherwise Stated)‬

‭23.‬ ‭Sifat dan Transaksi Pihak Berelasi‬                                                             ‭23.‬ ‭Nature‬ ‭of‬ ‭Relationship‬ ‭and‬ ‭Transactions‬
                                                                                                              ‭with Related Parties‬
       ‭Dalam‬ ‭kegiatan‬ ‭usahanya,‬ ‭Grup‬ ‭melakukan‬                                                       ‭In‬‭its‬‭business‬‭activity,‬‭Group‬‭conducts‬‭certain‬
        ‭transaksi‬‭tertentu‬‭dengan‬‭pihak-pihak‬‭berelasi‬                                                    ‭transactions with related parties, including:‬
      ‭meliputi:‬

      ‭Saldo dan transaksi dengan pihak berelasi‬                                                                ‭Balances‬ ‭and‬ ‭transaction‬ ‭with‬ ‭related‬
                                                                                                                  ‭parties‬
       ‭Gaji‬ ‭dan‬ ‭tunjangan‬ ‭lain‬ ‭yang‬ ‭diberikan‬ ‭untuk‬                                                  ‭Salaries‬ ‭and‬ ‭other‬ ‭compensation‬ ‭benefits‬ ‭of‬
        ‭Dewan‬ ‭Komisaris‬ ‭dan‬ ‭Direksi‬ ‭Perusahaan‬                                                            ‭the‬ ‭Company’s‬ ‭Boards‬ ‭of‬ ‭Commissioners‬‭and‬
         ‭adalah‬ ‭sebesar‬ ‭Rp14.122.697.703‬ ‭dan‬                                                                 ‭Directors‬ ‭amounted‬ ‭to‬ ‭RpRp14,122,697,703‬
          ‭Rp1.476.135.000‬ ‭masing-masing‬‭pada‬‭periode‬                                                            ‭and‬ ‭Rp1,476,135,000‬ ‭for‬ ‭the‬ ‭periods‬ ‭ended‬
           ‭yang‬ ‭berakhir‬ ‭pada‬ ‭30‬ ‭June‬ ‭2025‬ ‭dan‬ ‭31‬                                                      ‭June 20, 2025 and December 31, 2024.‬
      ‭Desember 2024.‬

       ‭Transaksi‬ ‭pihak‬ ‭berelasi‬ ‭dilakukan‬ ‭dengan‬                                                   ‭Transactions‬ ‭with‬ ‭related‬ ‭parties‬ ‭are‬
        ‭ketentuan‬ ‭yang‬ ‭setara‬ ‭dengan‬ ‭yang‬ ‭berlaku‬                                                 ‭conducted‬ ‭on‬ ‭terms‬ ‭equivalent‬ ‭to‬ ‭those‬
      ‭dalam transaksi yang wajar.‬                                                                            ‭prevailing in arm's length transactions.‬

‭24.‬ ‭Perjanjian Penting‬                                                                             ‭24.‬ ‭Significant Agreements‬

     ‭a.‬ ‭Berdasarkan‬ ‭Surat‬ ‭Edaran‬ ‭Bersama‬‭CFX,‬                                                      ‭a.‬ ‭Based‬ ‭on‬ ‭the‬ ‭Joint‬ ‭Circular‬ ‭Letter‬ ‭of‬
            ‭entitas‬ ‭anak,‬ ‭dan‬ ‭PT‬ ‭Kliring‬ ‭Komoditi‬                                                       ‭CFX,‬ ‭a‬ ‭subsidiary,‬ ‭and‬ ‭PT‬ ‭Kliring‬
             ‭Indonesia‬ ‭No.‬ ‭001/SEB/CFX-KKI/IV/2024,‬                                                            ‭Komoditi‬                             ‭Indonesia‬            ‭No.‬
              ‭No.‬ ‭002/SEB/CFX-KKI/VIII/2024‬ ‭dan‬ ‭telah‬                                                         ‭001/SEB/CFX-KKI/IV/2024,‬                                  ‭No.‬
               ‭diperbaharui‬                                       ‭menjadi‬           ‭No.‬                          ‭002/SEB/CFX-KKI/VIII/2024‬ ‭and‬ ‭was‬
                ‭003/SEB/CFX-KKI/X/2024‬ ‭tanggal‬ ‭28‬                                                                 ‭revised‬ ‭to‬ ‭003/SEB/CFX-KKI/X/2024‬ ‭on‬
                 ‭Oktober‬ ‭2024,‬ ‭biaya‬ ‭keanggotaan‬ ‭bursa‬                                                         ‭October‬ ‭28,‬ ‭2024,‬ ‭the‬ ‭exchange‬
                  ‭dan‬ ‭keanggotaan‬ ‭kliring‬ ‭kripto‬ ‭seperti‬                                                        ‭membership‬ ‭and‬ ‭crypto‬ ‭clearing‬
                   ‭biaya‬ ‭pendaftaran‬ ‭keanggotaan‬ ‭sebesar‬                                                           ‭membership‬‭fees‬‭such‬‭as‬‭registration‬‭fee‬
                    ‭Rp350.000.000,‬ ‭biaya‬ ‭tahunan‬ ‭sebesar‬                                                            ‭of‬ ‭Rp350,000,000,‬ ‭annual‬ ‭fee‬ ‭of‬
                     ‭Rp75.000.000‬ ‭yang‬ ‭dibayarkan‬ ‭setiap‬                                                             ‭Rp75,000,000‬ ‭paid‬ ‭annually‬ ‭since‬
                      ‭tahun‬                         ‭sejak‬    ‭mendapatkan‬       ‭Surat‬                                  ‭obtaining‬ ‭Exchange‬ ‭Member‬ ‭Approval‬
                       ‭Persetujuan‬ ‭Anggota‬ ‭Bursa‬ ‭(SPAB)‬ ‭dan‬                                                          ‭Letter‬ ‭(SPAB)‬ ‭and‬ ‭Clearing‬ ‭Member‬
                        ‭Surat‬‭Persetujuan‬‭Anggota‬‭Kliring‬‭(SPAK),‬                                                         ‭Approval‬ ‭Letter‬ ‭(SPAK),‬ ‭transaction‬ ‭fee‬
                         ‭dan‬‭biaya‬‭transaksi‬‭sebesar‬‭4‬‭bps‬‭dari‬‭nilai‬                                                   ‭of‬ ‭4‬ ‭bps‬ ‭of‬ ‭the‬ ‭transaction‬ ‭value‬ ‭with‬
                          ‭transaksi‬                     ‭dengan‬ ‭pembagian‬ ‭dan‬                                              ‭distribution‬ ‭and‬ ‭collection‬ ‭of‬ ‭75%‬ ‭and‬
                           ‭pemungutan‬ ‭masing-masing‬ ‭sebesar‬ ‭75%‬                                                            ‭25%, respectively.‬
                                          ‭dan 25%.‬
      ‭b.‬ ‭Berdasarkan‬ ‭Surat‬ ‭Edaran‬ ‭Bersama‬‭CFX,‬                                                     ‭b.‬ ‭Based‬ ‭on‬ ‭the‬ ‭Joint‬ ‭Circular‬ ‭Letter‬ ‭of‬
                            ‭entitas‬ ‭anak,‬ ‭dan‬ ‭PT‬ ‭Kliring‬ ‭Komoditi‬                                       ‭CFX,‬ ‭a‬ ‭subsidiary,‬ ‭and‬ ‭PT‬ ‭Kliring‬
                             ‭Indonesia‬ ‭No.‬ ‭004/SEB/CFX-KKI/X/2024‬                                              ‭Komoditi‬                       ‭Indonesia‬             ‭No.‬
                              ‭dan‬ ‭telah‬ ‭diperbaharui‬ ‭menjadi‬ ‭No.‬                                            ‭004/SEB/CFX-KKI/X/2024,‬ ‭and‬ ‭was‬
                               ‭005/SEB/CFX-KKI/X/2024‬ ‭tanggal‬ ‭12‬                                                 ‭revised‬ ‭to‬ ‭No.‬‭005/SEB/CFX-KKI/X/2024‬
                                ‭November‬ ‭2024‬ ‭tentang‬ ‭biaya‬ ‭transaksi‬                                         ‭on‬ ‭November‬ ‭12,‬ ‭2024‬ ‭transaction‬ ‭fees‬
                                 ‭perdagangan‬ ‭pasar‬ ‭fisik‬ ‭aset‬ ‭kripto‬ ‭Non‬                                     ‭for‬ ‭trading‬ ‭the‬ ‭physical‬ ‭market‬ ‭of‬ ‭Non‬
                                  ‭IDR‬ ‭Pairs‬ ‭yang‬‭dikenakan‬‭kepada‬‭seluruh‬                                        ‭IDR‬ ‭Pairs‬ ‭crypto‬ ‭assets‬ ‭to‬ ‭all‬ ‭Crypto‬
                                   ‭Anggota‬ ‭Bursa‬ ‭Aset‬ ‭Kripto‬ ‭dan‬ ‭Anggota‬                                       ‭Asset‬ ‭Exchange‬ ‭Members‬ ‭and‬ ‭Crypto‬
                                    ‭Kliring‬ ‭Aset‬ ‭Kripto‬‭sebesar‬‭8‬‭bps‬‭dari‬‭nilai‬                                 ‭Asset‬ ‭Clearing‬‭Members‬‭at‬‭8‬‭bps‬‭of‬‭the‬
                                     ‭transaksi‬           ‭dengan‬ ‭pembagian‬ ‭dan‬                                        ‭transaction‬ ‭value‬ ‭with‬ ‭a‬ ‭distribution‬ ‭and‬
                                      ‭pemungutan‬ ‭masing-masing‬ ‭sebesar‬ ‭75%‬                                            ‭collection‬ ‭of‬ ‭75%‬ ‭and‬‭25%,‬‭respectively.‬
                                       ‭dan‬ ‭25%.‬ ‭CFX‬ ‭dan‬ ‭KKI‬ ‭akan‬ ‭memulai‬                                         ‭CFX‬ ‭and‬ ‭KKI‬ ‭will‬ ‭begin‬ ‭collecting‬
                                        ‭memungut‬ ‭biaya‬ ‭transaksi‬ ‭dari‬ ‭Anggota‬                                         ‭transaction‬ ‭fees‬ ‭from‬ ‭Crypto‬ ‭Asset‬
                                         ‭Bursa‬ ‭dan‬ ‭Kliring‬ ‭Aset‬ ‭Kripto‬ ‭terhitung‬                                     ‭Exchange‬ ‭and‬ ‭Clearing‬ ‭Members‬ ‭as‬ ‭of‬
                                           ‭sejak 1 Desember 2024.‬                                                               ‭December 1, 2024.‬


                                                                                                ‭51‬
Page 55
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                                              ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                                                  ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                                         ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                                                  ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                                                 ‭f‭o
                                                                                                                                                    ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                                             ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                                       ‭(In Full Rupiah, Unless Otherwise Stated)‬

     ‭c.‬ ‭Berdasarkan‬ ‭Surat‬ ‭Keputusan‬ ‭Bersama‬                                                                  ‭c.‬ ‭Based‬ ‭on‬ ‭the‬ ‭Joint‬ ‭Decree‬ ‭of‬ ‭CFX,‬
                ‭CFX,‬‭entitas‬‭anak,‬‭dan‬‭PT‬‭Kliring‬‭Komoditi‬                                                            ‭subsidiary,‬ ‭and‬ ‭PT‬ ‭Kliring‬ ‭Komoditi‬
                 ‭Indonesia‬ ‭No.‬ ‭001/SKB/CFX-KKI/VIII/2024‬                                                                 ‭Indonesia‬                                                         ‭No.‬
                  ‭tanggal‬ ‭29‬ ‭Agustus‬ ‭2024‬ ‭mengatur‬                                                                    ‭001/SKB/CFX-KKI/VIII/2024‬                                     ‭dated‬
                   ‭penyelenggaraan‬ ‭perdagangan‬ ‭Kontrak‬                                                                     ‭August‬ ‭29,‬ ‭2024‬ ‭regulating‬ ‭the‬
                    ‭Berjangka‬ ‭Perpetual‬ ‭Aset‬ ‭Kripto‬ ‭dimana‬                                                              ‭implementation‬‭of‬‭trading‬‭in‬‭Crypto‬‭Asset‬
                     ‭biaya‬‭transaksi‬‭untuk‬‭Maker‬‭sebesar‬‭0‬‭bps‬                                                             ‭Perpetual‬ ‭Futures‬ ‭Contracts‬ ‭where‬ ‭the‬
                      ‭dan‬ ‭Taker‬ ‭sebesar‬ ‭10‬ ‭bps‬ ‭untuk‬ ‭3‬ ‭bulan‬                                                        ‭transaction‬ ‭fee‬ ‭for‬ ‭Maker‬ ‭is‬ ‭0‬ ‭bps‬ ‭and‬
                       ‭sejak‬ ‭tanggal‬ ‭SKB‬ ‭ini,‬ ‭lalu‬ ‭setelahnya‬                                                            ‭Taker‬ ‭is‬ ‭10‬ ‭bps‬ ‭for‬ ‭3‬ ‭months‬ ‭from‬ ‭the‬
                        ‭untuk‬ ‭Maker‬ ‭dikenakan‬ ‭biaya‬ ‭transaksi‬                                                               ‭date‬ ‭of‬ ‭this‬ ‭SKB,‬ ‭then‬ ‭thereafter‬ ‭for‬
                         ‭sebesar‬ ‭5‬ ‭bps‬ ‭dan‬ ‭Taker‬ ‭sebesar‬ ‭15‬ ‭bps‬                                                        ‭Maker‬ ‭is‬ ‭charged‬ ‭a‬ ‭transaction‬ ‭fee‬ ‭of‬ ‭5‬
                          ‭dengan‬ ‭pembagian‬ ‭dan‬ ‭pemungutan‬                                                                       ‭bps‬ ‭and‬ ‭Taker‬ ‭of‬ ‭15‬ ‭bps‬ ‭with‬ ‭a‬
                           ‭masing-masing‬ ‭sebesar‬ ‭75%‬ ‭dan‬ ‭25%‬                                                                   ‭distribution‬ ‭and‬ ‭collection‬ ‭of‬ ‭75%‬ ‭and‬
                                                            ‭untuk CFX dan KKI.‬                                                                     ‭25% for CFX and KKI, respectively.‬
      ‭d.‬ ‭Berdasarkan‬‭Perjanjian‬‭Kerjasama‬‭Tempat‬                                                                 ‭d.‬ ‭Based‬ ‭on‬ ‭the‬ ‭Custody‬ ‭Cooperation‬
                            ‭Penyimpanan‬ ‭Aset‬ ‭Kripto‬ ‭ICC,‬ ‭entitas‬                                                                ‭Agreement‬ ‭between‬ ‭ICC,‬ ‭a‬ ‭subsidiary,‬
                             ‭anak,‬ ‭dan‬ ‭PT‬ ‭Kliring‬ ‭Komoditi‬ ‭Indonesia‬                                                           ‭and‬ ‭PT‬ ‭Kliring‬ ‭Komoditi‬ ‭Indonesia‬ ‭No.‬
                              ‭No.‬ ‭001/C.Leg/ICC/XI/2023‬ ‭tanggal‬ ‭1‬                                                                   ‭001/C.Leg/ICC/XI/2023‬ ‭dated‬ ‭November‬
                               ‭November‬‭2023‬‭dan‬‭telah‬‭addendum‬‭pada‬                                                                  ‭1,‬ ‭2023‬ ‭and‬ ‭has‬ ‭been‬ ‭addendum‬ ‭on‬
                                ‭2‬‭Januari‬‭2024,‬‭ICC‬‭akan‬‭menerima‬‭biaya‬                                                               ‭January‬ ‭2,‬ ‭2024,‬ ‭ICC‬ ‭will‬ ‭receive‬ ‭a‬
                                 ‭pengelolaan‬ ‭penyimpanan‬ ‭aset‬ ‭kripto‬                                                                   ‭custody‬‭fee‬‭of‬‭Rp100,000,000‬‭per‬‭month,‬
                                  ‭sebesar‬ ‭Rp100.000.000‬ ‭per‬ ‭bulan,‬                                                                      ‭receive‬ ‭a‬ ‭sharing-cost‬ ‭result‬ ‭of‬ ‭40%‬ ‭of‬
                                   ‭menerima‬ ‭hasil‬ ‭sharing-cost‬ ‭sebesar‬‭40%‬                                                              ‭the‬ ‭overall‬ ‭clearing‬ ‭service‬ ‭fee‬ ‭received‬
                                    ‭dari‬‭keseluruhan‬‭biaya‬‭layanan‬‭kliring‬‭yang‬                                                            ‭by‬‭PT‬‭Kliring‬‭Komoditi‬‭Indonesia,‬‭and‬‭if‬‭it‬
                                     ‭diterima‬ ‭oleh‬ ‭PT‬ ‭Kliring‬ ‭Komoditi‬                                                                   ‭has‬ ‭collected‬ ‭transaction‬ ‭fees‬ ‭from‬ ‭KKI‬
                                      ‭Indonesia,‬‭dan‬‭jika‬‭sudah‬‭memungut‬‭biaya‬                                                               ‭members‬ ‭then‬ ‭ICC‬ ‭will‬ ‭not‬ ‭collect‬
                                       ‭transaksi‬‭dari‬‭anggota‬‭KKI‬‭maka‬‭ICC‬‭tidak‬                                                              ‭management fee.‬
                                                             ‭mendapatkan biaya pengelolaan.‬
       ‭e.‬ ‭Perusahaan,‬ ‭menandatangani‬ ‭perjanjian‬                                                                ‭e.‬ ‭The‬ ‭Company‬ ‭entered‬ ‭into‬ ‭an‬ ‭office‬
                                        ‭sewa‬ ‭ruang‬ ‭kantor‬‭dengan‬‭PT‬‭Mitra‬‭Griya‬                                    ‭space‬ ‭lease‬ ‭agreement‬ ‭with‬ ‭PT‬ ‭Mitra‬
                                         ‭Realtindo‬ ‭untuk‬ ‭masa‬ ‭sewa‬ ‭yang‬ ‭dimulai‬                                   ‭Griya‬ ‭Realtindo‬ ‭starting‬ ‭from‬‭August‬‭15,‬
                                          ‭pada‬ ‭15‬ ‭Agustus‬ ‭2024‬‭sampai‬‭dengan‬‭14‬                                     ‭2024‬ ‭until‬ ‭August‬ ‭14,‬‭2025,‬‭for‬‭an‬‭office‬
                                           ‭Agustus‬ ‭2025,‬ ‭atas‬ ‭ruang‬ ‭kantor‬ ‭di‬ ‭CFX‬                                 ‭space‬ ‭at‬ ‭CFX‬ ‭Tower,‬ ‭6th‬ ‭floor,‬ ‭Jl.‬ ‭Jend.‬
                                            ‭Tower,‬ ‭Lantai‬ ‭6,‬ ‭Jl.‬ ‭Jend.‬ ‭Gatot‬ ‭Subroto‬                               ‭Gatot Subroto Kav. 35-36.‬
                                                              ‭Kav. 35-36.‬
        ‭f.‬ ‭CFX,‬ ‭entitas‬ ‭anak,‬ ‭menandatangani‬                                                                 ‭f.‬ ‭CFX,‬ ‭a‬ ‭subsidiary,‬ ‭entered‬‭into‬‭an‬‭office‬
                                             ‭perjanjian‬ ‭sewa‬ ‭ruang‬ ‭kantor‬ ‭dengan‬ ‭PT‬                              ‭space‬ ‭lease‬ ‭agreement‬ ‭with‬ ‭PT‬ ‭Mitra‬
                                              ‭Mitra‬ ‭Griya‬ ‭Realtindo‬ ‭untuk‬ ‭masa‬ ‭sewa‬                               ‭Griya‬ ‭Realtindo‬ ‭starting‬ ‭from‬‭September‬
                                               ‭yang‬ ‭dimulai‬ ‭pada‬ ‭1‬ ‭September‬ ‭2023‬                                  ‭1,‬ ‭2023‬ ‭until‬ ‭August‬ ‭31,‬ ‭2026,‬ ‭for‬ ‭an‬
                                                ‭sampai‬ ‭dengan‬ ‭31‬ ‭Agustus‬ ‭2026,‬ ‭atas‬                                 ‭office‬ ‭space‬ ‭at‬ ‭CFX‬ ‭Tower,‬ ‭8th‬ ‭floor,‬ ‭Jl.‬
                                                 ‭ruang‬ ‭kantor‬ ‭di‬ ‭CFX‬ ‭Tower,‬ ‭Lantai‬ ‭8,‬ ‭Jl.‬                        ‭Jend. Gatot Subroto Kav. 35-36.‬
                                                               ‭Jend. Gatot Subroto Kav. 35-36.‬
         ‭g.‬ ‭ICC,‬ ‭entitas‬ ‭anak,‬ ‭menandatangani‬                                                                ‭g.‬ ‭ICC,‬ ‭a‬ ‭subsidiary,‬ ‭entered‬ ‭into‬ ‭an‬ ‭office‬
                                                  ‭perjanjian‬ ‭sewa‬ ‭ruang‬ ‭kantor‬ ‭dengan‬ ‭PT‬                         ‭space‬ ‭lease‬ ‭agreement‬ ‭with‬ ‭PT‬ ‭Mitra‬
                                                   ‭Mitra‬ ‭Griya‬ ‭Realtindo‬ ‭untuk‬ ‭masa‬ ‭sewa‬                          ‭Griya‬ ‭Realtindo‬ ‭starting‬ ‭from‬‭August‬‭20,‬
                                                    ‭yang‬ ‭dimulai‬ ‭pada‬ ‭20‬ ‭Agustus‬ ‭2023‬                              ‭2023‬ ‭until‬ ‭August‬ ‭19,‬‭2026,‬‭for‬‭an‬‭office‬
                                                     ‭sampai‬ ‭dengan‬ ‭19‬ ‭Agustus‬ ‭2026‬ ‭atas‬                             ‭space‬ ‭at‬ ‭CFX‬ ‭Tower,‬ ‭8th‬ ‭floor,‬ ‭Jl.‬ ‭Jend.‬
                                                                ‭ruang kantor di CFX Tower, Lantai 8,‬                           ‭Gatot Subroto Kav. 35-36.‬
                                                                 ‭Jl. Jend. Gatot Subroto Kav. 35-36.‬
          ‭h.‬ ‭CFX,‬ ‭entitas‬ ‭anak,‬ ‭menandatangani‬                                                               ‭h.‬ ‭CFX,‬ ‭a‬ ‭subsidiary,‬ ‭entered‬ ‭into‬ ‭an‬
                                                      ‭perjanjian‬ ‭dengan‬ ‭PT‬ ‭Kliring‬ ‭Komoditi‬                        ‭agreement‬ ‭with‬ ‭PT‬ ‭Kliring‬ ‭Komoditi‬
                                                       ‭Indonesia‬ ‭pada‬ ‭tanggal‬‭30‬‭Juni‬‭2025‬‭atas‬                     ‭Indonesia‬ ‭on‬ ‭June‬ ‭30,‬ ‭2025,‬ ‭regarding‬
                                                        ‭biaya‬ ‭pelaksanaan‬ ‭penyelenggaraan‬                                ‭the‬ ‭implementation‬ ‭costs‬ ‭of‬ ‭organizing‬
                                                         ‭perdagangan‬ ‭spot‬ ‭dan‬‭derivatif‬‭aset‬‭kripto‬                    ‭spot‬ ‭and‬ ‭crypto‬ ‭asset‬ ‭derivative‬ ‭trading,‬
                                                          ‭sebesar‬ ‭15%‬ ‭dari‬ ‭pendapatan‬ ‭transaksi‬                        ‭consisting‬ ‭of‬ ‭15%‬ ‭of‬ ‭derivative‬
                                                           ‭derivatif‬ ‭serta‬ ‭kontribusi‬ ‭tetap‬ ‭sebesar‬                     ‭transaction‬ ‭revenues‬ ‭and‬ ‭a‬ ‭fixed‬


                                                                                                                ‭52‬
Page 56
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                           ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                               ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                      ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                               ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                              ‭f‭o
                                                                                                                 ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                          ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                    ‭(In Full Rupiah, Unless Otherwise Stated)‬

          ‭Rp1.000.000.000‬ ‭atas‬ ‭biaya‬ ‭penggunaan,‬                                 ‭contribution‬‭of‬‭IDR‬‭1,000,000,000‬‭for‬‭the‬
           ‭pengelolaan‬ ‭dan‬ ‭pemeliharaan‬ ‭server‬                                    ‭usage,‬ ‭management,‬ ‭and‬ ‭maintenance‬
            ‭sistem‬‭perdagangan‬‭spot‬‭dan‬‭derivatif‬‭aset‬                              ‭fees‬ ‭of‬ ‭the‬ ‭spot‬ ‭and‬ ‭crypto‬ ‭asset‬
             ‭kripto.‬                                                                      ‭derivatives trading system server.‬

‭25.‬ ‭Instrumen‬ ‭Keuangan,‬ ‭Manajemen‬ ‭Risiko‬                             ‭25.‬ ‭Financial‬ ‭Instruments,‬ ‭Financial‬‭Risk‬‭and‬
      ‭Keuangan dan Risiko Modal‬                                                     ‭Capital Risk Management‬

      ‭a.‬ ‭Kategori dan Kelas Instrumen Keuangan‬                                  ‭a.‬ ‭Categories‬ ‭and‬ ‭Classes‬ ‭of‬ ‭Financial‬
                                                                                          ‭Instruments‬




      ‭b.‬ ‭Manajemen Risiko Modal‬                                                   ‭b.‬            ‭Capital Risks Management‬
            ‭Grup‬ ‭mengelola‬ ‭risiko‬ ‭modal‬ ‭untuk‬                                      ‭The‬ ‭Group‬ ‭manages‬ ‭capital‬ ‭risk‬ ‭to‬
             ‭memastikan‬ ‭bahwa‬ ‭mereka‬ ‭akan‬ ‭mampu‬                                     ‭ensure‬ ‭that‬ ‭it‬ ‭will‬‭be‬‭able‬‭to‬‭continue‬‭as‬
              ‭untuk‬ ‭melanjutkan‬ ‭kelangsungan‬ ‭hidup,‬                                    ‭going‬ ‭concern,‬ ‭in‬‭addition‬‭to‬‭maximizing‬
               ‭selain‬ ‭memaksimalkan‬ ‭keuntungan‬ ‭para‬                                     ‭the‬ ‭profits‬ ‭of‬ ‭the‬ ‭shareholders‬ ‭through‬
                ‭pemegang‬ ‭saham‬ ‭melalui‬ ‭optimalisasi‬                                      ‭the‬ ‭optimization‬ ‭of‬ ‭the‬ ‭balance‬ ‭of‬ ‭debt‬
                 ‭saldo utang dan ekuitas.‬                                                       ‭and equity.‬

             ‭Direksi Grup secara berkala melakukan‬                                         ‭The‬ ‭Directors‬ ‭periodically‬ ‭review‬ ‭the‬
          ‭reviu‬ ‭struktur‬ ‭permodalan‬ ‭Grup.‬ ‭Sebagai‬                                   ‭Group’s‬ ‭capital‬ ‭structure‬ ‭in‬ ‭relation‬ ‭to‬
           ‭bagian‬      ‭dari‬   ‭reviu‬  ‭ini,‬   ‭Direksi‬                                  ‭risks.‬‭As‬‭part‬‭of‬‭the‬‭review,‬‭the‬‭Directors‬
            ‭mempertimbangkan‬ ‭rasio‬ ‭utang‬ ‭terhadap‬                                       ‭monitor‬ ‭the‬ ‭Group’s‬ ‭net‬ ‭debt-to-equity‬
              ‭ekuitas.‬                                                                         ‭ratio.‬


          ‭Sebagaimana‬ ‭praktik‬ ‭yang‬ ‭berlaku‬ ‭umum,‬                                   ‭As‬ ‭a‬ ‭generally‬ ‭accepted‬ ‭practice,‬ ‭the‬
           ‭Grup‬ ‭mengevaluasi‬ ‭struktur‬ ‭permodalan‬                                      ‭Group‬ ‭evaluates‬ ‭its‬ ‭capital‬ ‭structure‬
            ‭melalui‬ ‭rasio‬ ‭utang‬ ‭terhadap‬ ‭modal‬                                       ‭through‬ ‭debt-to-equity‬ ‭ratio‬ ‭(gearing‬
             ‭(gearing‬ ‭ratio)‬ ‭yang‬ ‭dihitung‬ ‭melalui‬                                    ‭ratio),‬‭which‬‭is‬‭calculated‬‭as‬‭net‬‭liabilities‬
              ‭pembagian‬ ‭antara‬ ‭utang‬ ‭bersih‬ ‭dengan‬                                     ‭divided‬ ‭by‬ ‭total‬ ‭capital‬ ‭at‬‭June‬‭30,‬‭2025‬
               ‭modal‬ ‭pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬ ‭2025‬ ‭dan‬ ‭31‬                             ‭and‬ ‭December‬ ‭31,‬ ‭2024,‬ ‭the‬ ‭ratio‬
                ‭Desember‬ ‭2024,‬ ‭perhitungan‬ ‭rasio‬ ‭adalah‬                                  ‭calculation are as follows:‬
                 ‭sebagai berikut:‬




                                                                        ‭53‬
Page 57
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                       ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                           ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                  ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                           ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                          ‭f‭o
                                                                                                             ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                      ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                ‭(In Full Rupiah, Unless Otherwise Stated)‬




      ‭c.‬ ‭Tujuan‬‭dan‬‭Kebijakan‬‭Manajemen‬‭Risiko‬                            ‭c.‬ ‭Financial‬               ‭Risk‬      ‭Management‬
            ‭Keuangan‬                                                                         ‭Objectives and Policies‬
             ‭Tujuan‬ ‭dan‬ ‭kebijakan‬ ‭manajemen‬ ‭risiko‬                           ‭The‬ ‭Group’s‬ ‭overall‬ ‭financial‬ ‭risk‬
              ‭keuangan‬ ‭Grup‬ ‭adalah‬ ‭untuk‬ ‭memastikan‬                           ‭management‬‭and‬‭policies‬‭seek‬‭to‬‭ensure‬
               ‭bahwa‬ ‭sumber‬ ‭daya‬ ‭keuangan‬ ‭yang‬                                 ‭that‬ ‭adequate‬ ‭financial‬ ‭resources‬ ‭are‬
                ‭memadai‬ ‭tersedia‬ ‭untuk‬ ‭operasi‬ ‭dan‬                              ‭available‬ ‭for‬ ‭operation‬ ‭and‬ ‭development‬
                 ‭pengembangan‬ ‭bisnis,‬ ‭serta‬ ‭untuk‬                                  ‭of‬ ‭its‬ ‭business,‬ ‭while‬ ‭managing‬ ‭the‬
                  ‭mengelola‬ ‭risiko‬ ‭mata‬ ‭uang‬ ‭asing,‬ ‭tingkat‬                     ‭exposure‬ ‭to‬ ‭foreign‬ ‭exchange‬ ‭risk,‬
                   ‭bunga, kredit dan risiko likuiditas.‬                                    ‭interest rate risk, credit and liquidity risks.‬

         ‭i.‬     ‭Manajemen Risiko Tingkat Bunga‬                                   ‭i.‬ ‭Interest Rate Risk Management‬
                   ‭Risiko‬ ‭tingkat‬‭suku‬‭bunga‬‭adalah‬‭risiko‬                         ‭Interest‬ ‭rate‬ ‭risk‬ ‭is‬ ‭the‬ ‭risk‬ ‭that‬ ‭the‬
                    ‭dimana‬ ‭nilai‬ ‭wajar‬ ‭atau‬ ‭arus‬‭kas‬‭masa‬                       ‭fair‬ ‭value‬ ‭or‬ ‭future‬ ‭cash‬ ‭flows‬ ‭of‬ ‭a‬
                     ‭depan‬ ‭dari‬ ‭suatu‬ ‭instrumen‬ ‭keuangan‬                           ‭financial‬ ‭instrument‬ ‭will‬ ‭fluctuate‬
                      ‭berfluktuasi‬ ‭karena‬ ‭perubahan‬ ‭suku‬                              ‭because‬ ‭of‬ ‭changes‬ ‭in‬ ‭market‬
                       ‭bunga‬ ‭pasar.‬ ‭Pengaruh‬ ‭dari‬ ‭risiko‬                             ‭interest‬ ‭rates.‬ ‭The‬ ‭Group’s‬‭exposure‬
                        ‭perubahan‬ ‭suku‬ ‭bunga‬ ‭pasar‬‭terutama‬                            ‭to‬ ‭the‬ ‭risk‬ ‭of‬ ‭changes‬ ‭in‬ ‭market‬
                         ‭berhubungan‬ ‭dengan‬ ‭pinjaman‬ ‭jangka‬                              ‭interest‬ ‭rates‬ ‭relates‬ ‭primarily‬ ‭to‬ ‭the‬
                          ‭pendek‬ ‭yang‬ ‭dikenakan‬ ‭suku‬ ‭bunga‬                              ‭Group’s‬ ‭short-term‬ ‭debt‬ ‭obligations‬
                           ‭tetap.‬ ‭Grup‬ ‭memonitor‬ ‭secara‬ ‭ketat‬                            ‭with‬ ‭fixed‬ ‭interest‬ ‭rate.‬ ‭The‬ ‭Group‬
                            ‭fluktuasi‬ ‭suku‬ ‭bunga‬ ‭pasar‬ ‭dan‬                                ‭closely‬ ‭monitors‬ ‭the‬ ‭market‬ ‭interest‬
                             ‭ekspektasi‬ ‭pasar‬ ‭sehingga‬ ‭dapat‬                                 ‭rate‬       ‭fluctuation‬       ‭and‬    ‭market‬
                              ‭mengambil‬ ‭langkah-langkah‬ ‭yang‬                                    ‭expectation‬ ‭so‬ ‭it‬ ‭can‬ ‭take‬‭necessary‬
                               ‭paling‬ ‭menguntungkan‬ ‭Grup‬ ‭secara‬                                ‭actions‬ ‭most‬ ‭beneficial‬ ‭to‬ ‭the‬ ‭Group‬
                                ‭tepat waktu.‬                                                          ‭in due time.‬

          ‭ii.‬       ‭Manajemen Risiko Kredit‬                                      ‭ii.‬ ‭Credit Risk Management‬
                  ‭Risiko‬ ‭kredit‬ ‭mengacu‬ ‭pada‬ ‭risiko‬                              ‭Credit‬ ‭risk‬ ‭refers‬ ‭to‬ ‭the‬ ‭risk‬ ‭that‬ ‭a‬
                   ‭rekanan‬ ‭gagal‬ ‭dalam‬ ‭memenuhi‬                                     ‭counterparty‬ ‭will‬ ‭default‬ ‭on‬ ‭its‬
                    ‭liabilitas‬  ‭kontraktualnya‬     ‭yang‬                                ‭contractual‬ ‭obligation‬ ‭resulting‬ ‭in‬ ‭a‬
                     ‭mengakibatkan kerugian bagi Grup.‬                                      ‭loss to the Group.‬


                  ‭Risiko‬ ‭kredit‬ ‭Grup‬ ‭terutama‬ ‭melekat‬                           ‭The‬ ‭Group’s‬ ‭credit‬ ‭risk‬ ‭is‬ ‭primarily‬
                   ‭pada‬ ‭rekening‬ ‭bank,‬ ‭piutang‬ ‭usaha,‬                            ‭attributed‬ ‭to‬ ‭its‬ ‭cash‬ ‭in‬ ‭banks,‬ ‭trade‬
                    ‭piutang‬ ‭kepada‬ ‭pihak‬ ‭berelasi‬ ‭dan‬                             ‭receivable,‬‭accounts‬‭receivables‬‭from‬
                     ‭piutang‬ ‭lain-lain.‬ ‭Grup‬ ‭menempatkan‬                             ‭related‬ ‭parties,‬ ‭and‬ ‭other‬ ‭accounts‬
                      ‭saldo‬ ‭bank‬ ‭pada‬ ‭institusi‬ ‭keuangan‬                            ‭receivable.‬‭The‬‭Group‬‭places‬‭its‬‭bank‬
                       ‭yang‬ ‭layak‬ ‭serta‬ ‭terpercaya.‬ ‭Eksposur‬                         ‭balances‬ ‭with‬ ‭credit‬ ‭worthy‬ ‭financial‬
                        ‭Grup‬‭dan‬‭pihak‬‭lawan‬‭dimonitor‬‭secara‬                            ‭institutions.‬ ‭The‬ ‭Group’s‬ ‭exposure‬
                         ‭terus‬ ‭menerus‬ ‭dan‬ ‭nilai‬ ‭agregat‬                               ‭and‬ ‭its‬ ‭parties‬ ‭are‬ ‭continuously‬
                          ‭transaksi‬ ‭terkait‬ ‭tersebar‬ ‭di‬ ‭antara‬                          ‭monitored‬‭and‬‭the‬‭aggregate‬‭value‬‭of‬
                           ‭pihak yang telah disetujui.‬                                           ‭transactions‬ ‭concluded‬ ‭is‬ ‭spread‬
                                                                                                    ‭amongst approved counterparties.‬


                                                                           ‭54‬
Page 58
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                     ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                         ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                         ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                        ‭f‭o
                                                                                                                           ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                    ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                              ‭(In Full Rupiah, Unless Otherwise Stated)‬

      ‭iii.‬                   ‭Manajemen Risiko Likuiditas‬                                       ‭iii.‬ ‭Liquidity Risk Management‬
               ‭Tanggung‬                       ‭jawab‬   ‭utama‬      ‭untuk‬                            ‭Ultimate‬‭responsibility‬‭for‬‭liquidity‬‭risk‬
                ‭manajemen‬ ‭risiko‬ ‭likuiditas‬ ‭terletak‬                                               ‭management‬ ‭rests‬ ‭with‬ ‭the‬ ‭board‬ ‭of‬
                 ‭pada‬ ‭dewan‬ ‭direksi,‬ ‭yang‬ ‭telah‬                                                              ‭directors, which has established an‬
                  ‭membentuk‬‭kerangka‬‭kerja‬‭manajemen‬                                                   ‭appropriate‬‭liquidity‬‭risk‬‭management‬
                   ‭risiko‬ ‭likuiditas‬ ‭yang‬ ‭sesuai‬ ‭untuk‬                                             ‭framework‬‭for‬‭the‬‭management‬‭of‬‭the‬
                    ‭manajemen‬ ‭Grup‬ ‭dan‬ ‭pendanaan‬                                                      ‭Group’s‬‭short,‬‭medium‬‭and‬‭long-term‬
                     ‭jangka‬ ‭pendek,‬ ‭menengah‬ ‭dan‬ ‭jangka‬                                              ‭funding‬ ‭and‬ ‭liquidity‬ ‭management‬
                      ‭panjang‬ ‭dan‬ ‭persyaratan‬ ‭manajemen‬                                                 ‭requirements.‬ ‭The‬ ‭Group‬ ‭manages‬
                       ‭likuiditas.‬ ‭Grup‬ ‭mengelola‬ ‭risiko‬                                                 ‭liquidity‬ ‭risk‬ ‭by‬‭maintaining‬‭adequate‬
                        ‭likuiditas‬‭dengan‬‭memelihara‬‭cadangan‬                                                ‭reserves,‬ ‭banking‬ ‭facilities‬ ‭and‬
                         ‭yang‬ ‭memadai,‬‭fasilitas‬‭perbankan‬‭dan‬                                              ‭reserve‬ ‭borrowing‬ ‭facilities,‬ ‭by‬
                          ‭fasilitas‬ ‭pinjaman‬ ‭cadangan,‬ ‭dengan‬                                               ‭continuously‬ ‭monitoring‬ ‭forecast‬ ‭and‬
                           ‭terus‬‭memantau‬‭arus‬‭kas‬‭prakiraan‬‭dan‬                                              ‭actual‬ ‭cash‬ ‭flows,‬ ‭and‬ ‭by‬ ‭matching‬
                            ‭aktual,‬ ‭dan‬ ‭dengan‬ ‭cara‬ ‭mencocokkan‬                                             ‭the‬ ‭maturity‬ ‭profiles‬ ‭of‬ ‭financial‬
                             ‭profil‬ ‭jatuh‬ ‭tempo‬ ‭aset‬ ‭dan‬ ‭liabilitas‬                                         ‭assets and liabilities.‬
                              ‭keuangan.‬




      ‭d.‬ ‭Nilai Wajar Instrumen Keuangan‬                                                    ‭d.‬ ‭Fair Value of Financial Instruments‬
           ‭Manajemen‬ ‭menganggap‬ ‭bahwa‬ ‭nilai‬                                                 ‭Management‬ ‭considers‬ ‭that‬ ‭the‬ ‭carrying‬
            ‭tercatat‬ ‭aset‬‭dan‬‭liabilitas‬‭keuangan‬‭diakui‬                                     ‭amounts‬ ‭of‬ ‭financial‬‭assets‬‭and‬‭liabilities‬
             ‭dalam‬ ‭laporan‬ ‭keuangan‬ ‭mendekati‬ ‭nilai‬                                         ‭recognized‬‭in‬‭the‬‭financial‬‭statements‬‭are‬
              ‭wajarnya‬ ‭karena‬ ‭memiliki‬ ‭waktu‬ ‭yang‬                                            ‭approximate‬ ‭to‬ ‭their‬ ‭fair‬ ‭values‬ ‭because‬
               ‭singkat.‬                                                                               ‭of short-term maturities.‬


‭26.‬ ‭Informasi Tambahan Arus Kas‬                                                      ‭26.‬ ‭Additional‬ ‭Information‬ ‭Related‬ ‭to‬ ‭Cash‬
                                                                                                ‭Flows‬

       ‭Berikut‬ ‭aktivitas‬ ‭investasi‬ ‭dan‬‭pendanaan‬‭yang‬                               ‭The‬ ‭following‬ ‭are‬ ‭investing‬ ‭and‬ ‭financing‬
      ‭tidak mempengaruhi arus kas:‬                                                           ‭activities which do not affect cash flows:‬




                                                                                  ‭55‬
Page 59
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                       ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                           ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                  ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                           ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                          ‭f‭o
                                                                                                             ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                      ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                ‭(In Full Rupiah, Unless Otherwise Stated)‬


‭27.‬ ‭Standar‬ ‭Akuntansi‬ ‭dan‬‭Amandemen‬‭Standar‬                      ‭27.‬ ‭New‬ ‭Accounting‬ ‭and‬ ‭Amendments‬
       ‭yang‬ ‭Telah‬ ‭Disahkan‬ ‭namun‬ ‭Belum‬ ‭Berlaku‬                        ‭Standars Issued but Not Yet Effective‬
      ‭Efektif‬

        ‭Standar‬ ‭baru‬ ‭dan‬ ‭amandemen‬ ‭yang‬ ‭berlaku‬                      ‭New‬ ‭standards‬ ‭and‬ ‭amendments‬ ‭which‬ ‭are‬
         ‭efektif‬ ‭untuk‬ ‭periode‬ ‭yang‬ ‭dimulai‬ ‭pada‬ ‭atau‬               ‭effective‬ ‭for‬ ‭periods‬ ‭beginning‬ ‭on‬ ‭or‬ ‭after‬
          ‭setelah‬ ‭1‬ ‭Januari‬ ‭2025,‬ ‭dengan‬ ‭penerapan‬ ‭dini‬              ‭January‬‭1,‬‭2025,‬‭with‬‭early‬‭adoption‬‭permitted,‬
    ‭diperkenankan yaitu:‬                                                          ‭are as follows:‬
     ‭●‬ ‭PSAK 117: Kontrak Asuransi.‬                                        ‭●‬ ‭PSAK 117: Insurance Contract.‬
      ‭●‬ ‭Amandemen‬ ‭PSAK‬ ‭117:‬ ‭Kontrak‬ ‭Asuransi‬                       ‭●‬ ‭Amendments‬‭PSAK‬‭117:‬‭Insurance‬‭Contract‬
              ‭tentang Penerapan Awal.‬                                                 ‭regarding Initial Application‬
       ‭●‬ ‭Amandemen‬‭PSAK‬‭221:‬‭Pengaruh‬‭Perubahan‬                         ‭●‬ ‭Amendments‬ ‭PSAK‬ ‭221:‬ ‭Foreign‬‭Exchange‬
                ‭Kurs‬ ‭Valuta‬ ‭Asing‬ ‭tentang‬ ‭kekurangan‬                           ‭Rate regarding lack of exchangeability.‬
               ‭ketertukaran.‬

     ‭Beberapa‬ ‭PSAK‬ ‭juga‬ ‭diamandemen‬ ‭yang‬                            ‭Several‬‭PSAKs‬‭were‬‭also‬‭amended‬‭which‬‭were‬
      ‭merupakan‬ ‭amandemen‬ ‭konsekuensial‬ ‭karena‬                         ‭consequential‬ ‭amendments‬ ‭due‬ ‭to‬ ‭the‬
    ‭berlakunya PSAK 117: Kontrak Asuransi, yaitu:‬                             ‭enactment‬ ‭of‬ ‭PSAK‬ ‭117:‬ ‭Insurance‬ ‭Contracts,‬
                                                                                 ‭as follows:‬
    ‭●‬ ‭PSAK 201: Penyajian Laporan Keuangan;‬                                   ‭●‬ ‭PSAK‬ ‭201:‬ ‭Presentation‬ ‭of‬ ‭Financial‬
                                                                                                          ‭Statements;‬
    ‭●‬ ‭PSAK 207: Laporan Arus Kas;‬                                              ‭●‬ ‭PSAK 207: Statement of Cash Flows;‬
     ‭●‬ ‭PSAK 240: Properti Investasi;‬                                            ‭●‬ ‭PSAK 240: Investment Property;‬
      ‭●‬ ‭PSAK‬ ‭228:‬ ‭Investasi‬ ‭pada‬ ‭Entitas‬ ‭Asosiasi‬                      ‭●‬ ‭PSAK‬‭228:‬‭Investment‬‭in‬‭Associated‬‭Entities‬
                 ‭dan Ventura Bersama;‬                                                                    ‭and Joint Ventures;‬
       ‭●‬ ‭PSAK 216: Aset Tetap;‬                                                    ‭●‬ ‭PSAK 216: Property, Plant, and Equipment;‬
        ‭●‬ ‭PSAK 238: Aset Takberwujud;‬                                              ‭●‬ ‭PSAK 238: Intangible Assets;‬
         ‭●‬ ‭PSAK 103: Kombinasi Bisnis;‬                                              ‭●‬ ‭PSAK 103: Business Combinations;‬
          ‭●‬ ‭PSAK 219: Imbalan Kerja;‬                                                 ‭●‬ ‭PSAK 219: Employee Benefits;‬
           ‭●‬ ‭PSAK 236: Penurunan Nilai Aset;‬                                          ‭●‬ ‭PSAK 236 Impairment of Asset;‬
            ‭●‬ ‭PSAK 232: Instrumen Keuangan: Penyajian;‬                                 ‭●‬ ‭PSAK‬                  ‭232:‬    ‭Financial‬   ‭Instrument:‬
                                                                                                     ‭Presentation;‬
    ‭●‬ ‭PSAK‬ ‭237:‬ ‭Provisi,‬ ‭Liabilitas‬ ‭Kontinjensi‬ ‭dan‬                           ‭●‬ ‭PSAK‬ ‭237:‬ ‭Provisions,‬ ‭Contingent‬ ‭Liabilities‬
            ‭Aset Kontinjensi;‬                                                                       ‭and Contingent Assets;‬
     ‭●‬ ‭PSAK‬ ‭105:‬ ‭Aset‬ ‭Tidak‬ ‭Lancar‬ ‭yang‬ ‭Dikuasai‬                             ‭●‬ ‭PSAK‬‭105:‬‭Non-Current‬‭Assets‬‭Held‬‭for‬‭Sale‬
             ‭untuk Dijual dan Operasi yang Dihentikan;‬                                               ‭and Discontinued Operations;‬
      ‭●‬ ‭PSAK‬          ‭107:‬  ‭Instrumen‬       ‭Keuangan:‬                               ‭●‬ ‭PSAK‬              ‭107:‬   ‭Financial‬   ‭Instruments:‬
              ‭Pengungkapan;‬                                                                           ‭Disclosures;‬
       ‭●‬ ‭PSAK 109: Instrumen Keuangan; dan‬                                                 ‭●‬ ‭PSAK 109: Financial Instruments; and‬
        ‭●‬ ‭PSAK‬ ‭115:‬ ‭Pendapatan‬ ‭dari‬ ‭Kontrak‬ ‭dengan‬                                ‭●‬ ‭PSAK‬ ‭115:‬ ‭Income‬ ‭from‬ ‭Contracts‬ ‭with‬
               ‭Pelanggan.‬                                                                              ‭Customers.‬

      ‭Hingga‬ ‭tanggal‬ ‭laporan‬ ‭keuangan‬ ‭ini‬ ‭diotorisasi,‬            ‭Until‬ ‭the‬ ‭date‬ ‭of‬ ‭the‬ ‭financial‬ ‭statements‬ ‭is‬
       ‭Grup‬ ‭masih‬ ‭melakukan‬ ‭evaluasi‬ ‭atas‬ ‭dampak‬                   ‭authorized,‬ ‭the‬ ‭Group‬ ‭is‬ ‭still‬ ‭evaluating‬ ‭the‬
        ‭potensial‬ ‭dari‬ ‭penerapan‬ ‭standar‬ ‭baru,‬                        ‭potential‬ ‭impact‬ ‭of‬ ‭the‬ ‭adoption‬ ‭of‬ ‭new‬
         ‭amandemen‬ ‭standar‬ ‭dan‬ ‭interpretasi‬ ‭standar‬                    ‭standards,‬ ‭amendments‬ ‭to‬ ‭standards‬ ‭and‬
     ‭tersebut.‬                                                                  ‭interpretations of these standards.‬




                                                                    ‭56‬
Page 60
‭PT INDOKRIPTO KOIN SEMESTA TBK‬                                                                           ‭PT INDOKRIPTO KOIN‬‭SEMESTA TBK‬
 ‭CATATAN ATAS LAPORAN‬                                                                               ‭NOTES TO THE INTERIM CONSOLIDATED‬
  ‭KEUANGAN KONSOLIDASIAN INTERIM‬                                                                                       ‭FINANCIAL STATEMENTS‬
   ‭Pada Tanggal 30 Juni 2025‬                                                                                                ‭As of June 30, 2025 and‬
    ‭dan untuk Periode Enam Bulan yang Berakhir‬                                                                               ‭f‭o
                                                                                                                                  ‬ r the‬‭Six-Month Period‬
     ‭pada tanggal 30 Juni 2025‬                                                                                           ‭then ended June 30, 2025‬
      ‭(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)‬                                                    ‭(In‬‭Full Rupiah, Unless Otherwise Stated)‬

‭28.‬ ‭Informasi Tambahan‬                                                                 ‭28.‬ ‭Supplementary Information‬
         ‭Informasi‬‭keuangan‬‭Perusahaan‬‭(entitas‬‭induk)‬                                      ‭The‬ ‭accompanying‬ ‭financial‬ ‭information‬ ‭of‬
          ‭terlampir,‬ ‭yang‬ ‭terdiri‬ ‭dari‬ ‭laporan‬ ‭posisi‬                                  ‭the‬ ‭Company‬ ‭(parent‬ ‭entity),‬ ‭which‬
           ‭keuangan‬‭pada‬‭30‬‭Juni‬‭2025‬‭dan‬‭31‬‭Desember‬                                      ‭comprises‬‭the‬‭statements‬‭of‬‭financial‬‭position‬
            ‭2024‬ ‭serta‬ ‭laporan‬ ‭laba‬ ‭rugi‬ ‭dan‬ ‭penghasilan‬                               ‭as‬‭of‬‭June‬‭30,‬‭2025‬‭and‬‭December‬‭31,‬‭2024,‬
             ‭komprehensif‬ ‭lain,‬ ‭laporan‬ ‭perubahan‬ ‭ekuitas,‬                                  ‭the‬ ‭statements‬ ‭of‬ ‭profit‬ ‭or‬ ‭loss‬ ‭and‬ ‭other‬
              ‭dan‬ ‭laporan‬ ‭arus‬ ‭kas‬ ‭untuk‬ ‭tahun-tahun‬ ‭yang‬                                ‭comprehensive‬ ‭income,‬ ‭statements‬ ‭of‬
               ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭30‬ ‭Juni‬ ‭2025‬ ‭dan‬ ‭31‬                                ‭changes‬ ‭in‬ ‭equity,‬ ‭and‬ ‭statements‬ ‭of‬ ‭cash‬
                ‭Desember‬ ‭2024‬ ‭dan‬ ‭informasi‬ ‭penjelasan‬                                         ‭flows‬‭for‬‭the‬‭years‬‭ended‬‭June‬‭30,‬‭2025‬‭and‬
                 ‭lainnya‬ ‭(secara‬ ‭kolektif‬ ‭disebut‬ ‭sebagai‬                                       ‭December‬ ‭31,‬ ‭2024,‬ ‭and‬ ‭other‬ ‭explanatory‬
                  ‭“Informasi‬ ‭Keuangan‬ ‭Entitas‬ ‭Induk”)‬ ‭yang‬                                       ‭information‬ ‭(collectively‬ ‭referred‬ ‭to‬ ‭as‬ ‭the‬
                   ‭disajikan‬‭sebagai‬‭informasi‬‭tambahan‬‭terhadap‬                                      ‭“Parent‬ ‭Entity‬ ‭Financial‬ ‭Information”),‬ ‭which‬
                    ‭laporan‬ ‭keuangan‬ ‭konsolidasian,‬ ‭disajikan‬                                        ‭is‬ ‭presented‬ ‭as‬‭a‬‭supplementary‬‭information‬
                     ‭untuk‬ ‭tujuan‬ ‭analisis‬ ‭tambahan‬ ‭dan‬ ‭bukan‬                                     ‭to‬ ‭the‬ ‭consolidated‬ ‭financial‬ ‭statements,‬ ‭is‬
                      ‭merupakan‬ ‭bagian‬ ‭dari‬ ‭laporan‬ ‭keuangan‬                                         ‭presented‬ ‭for‬ ‭the‬ ‭purposes‬ ‭of‬ ‭additional‬
                       ‭konsolidasian‬ ‭yang‬ ‭diharuskan‬ ‭menurut‬                                            ‭analysis‬ ‭and‬ ‭is‬ ‭not‬ ‭a‬ ‭required‬ ‭part‬ ‭of‬ ‭the‬
                        ‭Standar‬ ‭Akuntansi‬ ‭Keuangan‬ ‭di‬ ‭Indonesia.‬                                       ‭consolidated‬ ‭financial‬ ‭statements‬ ‭under‬
                         ‭Informasi‬ ‭Keuangan‬ ‭Entitas‬ ‭Induk‬ ‭merupakan‬                                     ‭Indonesian‬ ‭Financial‬ ‭Accounting‬ ‭Standards.‬
       ‭tanggung jawab manajemen serta dihasilkan‬                                                                     ‭The Parent Entity Financial Information is the‬
                          ‭dari‬ ‭dan‬ ‭berkaitan‬ ‭secara‬ ‭langsung‬ ‭dengan‬                                    ‭responsibility‬ ‭of‬ ‭the‬ ‭management‬ ‭and‬ ‭was‬
                           ‭catatan‬ ‭akuntansi‬ ‭dan‬ ‭catatan‬ ‭lainnya‬ ‭yang‬                                   ‭derived‬ ‭from‬ ‭and‬ ‭relates‬ ‭directly‬ ‭to‬ ‭the‬
                            ‭mendasarinya‬      ‭yang‬    ‭digunakan‬     ‭untuk‬                                    ‭underlying‬ ‭accounting‬ ‭and‬ ‭other‬ ‭records‬
        ‭menyusun laporan keuangan konsolidasian.‬                                                                    ‭used‬ ‭to‬ ‭prepare‬ ‭the‬ ‭consolidated‬ ‭financial‬
                                                                                                                        ‭statements.‬


‭29.‬ ‭Penyelesaian Laporan Keuangan‬                                                      ‭29.‬ ‭Completion of Financial Statement‬

         ‭Manajemen‬ ‭Grup‬ ‭bertanggung‬ ‭jawab‬ ‭atas‬                                           ‭Management‬ ‭of‬ ‭the‬ ‭Group‬‭is‬‭responsible‬‭for‬
          ‭penyusunan‬ ‭laporan‬ ‭keuangan‬ ‭yang‬ ‭telah‬                                          ‭the‬ ‭preparation‬ ‭of‬‭these‬‭financial‬‭statements‬
        ‭diselesaikan pada tanggal 30 Juli 2025.‬                                                    ‭that were completed on July 30, 2025.‬




                                                                                    ‭57‬
Page 61
PT INDOKRIPTO KOIN SEMESTA TBK                       PT INDOKRIPTO KOIN SEMESTA TBK
LAPORAN POSISI KEUANGAN                                               INTERIM SEPARATED
TERSENDIRI INTERIM                                  STATEMENT OF FINANCIAL POSITION
Pada Tanggal 30 Juni 2025 dan 31 Desember 2024   As of June 30, 2025 and December 31, 2024
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)       (In Full Rupiah, Unless Otherwise Stated)
Page 62
PT INDOKRIPTO KOIN SEMESTA TBK                     PT INDOKRIPTO KOIN SEMESTA TBK
LAPORAN LABA RUGI                                                    INTERIM SEPARATED
DAN PENGHASILAN                                        STATEMENT OF PROFIT OR LOSS
TERSENDIRI INTERIM                               AND OTHER COMPREHENSIVE INCOME
Untuk Periode-periode Enam Bulan yang Berakhir            For the Six Months Periods Ended
Pada Tanggal 30 Juni 2025 dan 31 Desember 2024       June 30, 2025 and December 31, 2024
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)     (In Full Rupiah, Unless Otherwise Stated)
Page 63
PT INDOKRIPTO KOIN SEMESTA TBK                    PT INDOKRIPTO KOIN SEMESTA TBK
LAPORAN PERUBAHAN EKUITAS                                           INTERIM SEPARATED
TERSENDIRI INTERIM                                 STATEMENT OF CHANGE IN EQUITY
Untuk Periode-periode Enam Bulan yang Berakhir           For the Six Months Periods Ended
Pada Tanggal 30 Juni 2025 dan 2024                                 June 30, 2025 and 2024
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)    (In Full Rupiah, Unless Otherwise Stated)
Page 64
PT INDOKRIPTO KOIN SEMESTA TBK                    PT INDOKRIPTO KOIN SEMESTA TBK
LAPORAN ARUS KAS                                                    INTERIM SEPARATED
TERSENDIRI INTERIM                                       STATEMENTS OF CASH FLOWS
Untuk Periode-periode Enam Bulan yang Berakhir           For the Six Months Periods Ended
Pada Tanggal 30 Juni 2025 dan 2024                                 June 30, 2025 and 2024
(Dalam Rupiah Penuh, Kecuali Dinyatakan Lain)    (In Full Rupiah, Unless Otherwise Stated)

File

File Open PDF
Source IDX
Size2.41 MB
Published1 Aug 2025
Pages64
Characters329,831
Text sourceEmbedded text layer
OCR confidence—

Names mentioned 11 people and organisations named in the text · linked when the evidence is strong

linked org INDOKRIPTO KOIN SEMESTA TBK p.1 ×220
linked org Fadzri Sentosa p.6
linked org Ferry Yos p.6
linked org Bank Mandiri (Persero) Tbk p.46 ×5
possible org Bank Negara Indonesia (Persero) Tbk p.45 ×2
possible person Gatot‬ ‭Subroto p.55 ×6
unresolved org PT INDOKRIPTO KOIN p.9 ×52
unresolved org INDOKRIPTO KOIN‬‭SEMESTA p.9 ×52
unresolved org SEMESTA TBK p.9 ×52
unresolved org Bapepam-LK p.13 ×4
unresolved org Negara Indonesia (Persero) Tbk p.46

Extraction attempts how the parser did, and what it refused

Nothing structured was extracted from this document — the attempts below say why.

No extraction attempted yet.

Other files in this announcement 7

↑↓ select ↵ open ⇧↵ see every result