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     LAPORAN HASIL PUBLIC EXPOSE                            PUBLIC EXPOSE RESULT REPORT
    PT ASURANSI BINA DANA ARTA, TBK                        PT ASURANSI BINA DANA ARTA, TBK
           (OONA INSURANCE)                                       (OONA INSURANCE)



Dengan hormat,                                        Dear Sir/Madam,

Sehubungan dengan ketentuan Bursa Efek                In compliance with the regulations of the Indonesia
Indonesia (BEI) dan dalam rangka pemenuhan            Stock Exchange (IDX) and as part of our obligation
kewajiban sebagai Perusahaan Tercatat, bersama        as a listed company, we hereby submit the report of
ini kami sampaikan laporan pelaksanaan Paparan        the Public Expose held by PT Asuransi Bina Dana
Publik (Public Expose) tahunan yang telah             Arta Tbk (“Company”), with the following details:
dilaksanakan oleh PT Asuransi Bina Dana Arta
Tbk (“Perseroan”), dengan rincian sebagai
berikut:

I. WAKTU DAN TEMPAT PELAKSANAAN:                      I. DATE AND VENUE:

  Hari, Tanggal : Rabu, 15 Juli 2026                    Day, Date         : Wednesday, 15 July 2026
  WaktU         : 11.30 – 12.00 WIB                     Time              : 11.30 – 12.00 AM
  Tempat        : Plaza Asia Lt. 27                     Venue             : Plaza Asia 27th Floor
                  Jl. Jend. Sudirman Kav. 59                                Jl. Jend. Sudirman Kav. 59
                  Jakarta Selatan 12190                                     South Jakarta 12190

II. PIHAK YANG HADIR:                                 II. ATTENDEES:

  1. Dari manajemen PT Asuransi Bina Dana               1. From the management of PT Asuransi Bina
     Arta Tbk:                                             Dana Arta Tbk:

       Bpk. Vincent C. Soegianto, Direktur                 Mr. Vincent C. Soegianto, President
        Utama                                                Director
       Bpk. Julien P. Combaret, Direktur                   Mr. Julien P. Combaret, Director
       Ibu Liani Chandra, Direktur                         Ms. Liani Chandra, Director
       Bpk. Iwan Kurniawan, Direktur                       Mr. Iwan Kurniawan, Director
       Bpk. Danang Budi Raharjo, Direktur*                 Mr. Danang Budi Raharjo, Director*

          * Menunggu proses Penilaian Kemampuan dan          * Waiting for the OJK Fit and Proper Assessment
            Kepatutan OJK                                       process

  2. Dari Publik:                                       2. From Public:

         Hasan – Media Kompasindo                          Hasan – Media Kompasindo
         Media Gramediapost                                Media Gramediapost
         Media Indonesia Todays                            Media Indonesia Todays
         Media Millenium Post                              Media Millenium Post
         Media Century Post                                Media Century Post
         Sodilcin – Media Nusantara Bicara                 Sodilcin – Media Nusantara Bicara
         Irpan – Media BRU Suara Republik                  Irpan – Media BRU Suara Republik
         Andy TJ – Media Sianrindo                         Andy TJ – Media Sianrindo


                                                                                                         1
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          Firly – Media Reportase Jakarta                      Firly – Media Reportase Jakarta
          Yamin – Cakrawala Media                              Yalkin – Media Cakrawala Media
          Ewin – Media Indonesia Raya                          Ewin – Media Indonesia Raya
          Hendra – Media Cosmopolitan Post                     Hendra – Media Cosmopolitan Post
          Arry R. – Media 62 Post                              Arry R. – Media 62 Post
          Ando Hoinho – Media Ando News                        Ando Hoinho – Media Ando News
          Dessy – Media Detik 65                               Dessy – Media Detik 65
          Edo H. – Media Jurnal 09                             Edo H. – Media Jurnal 09
          Supriyanto – Metropolitan Post                       Supriyanto – Metropolitan Post
          Rudy – Media Suara Pembaharuan                       Rudy – Media Suara Pembaharuan
          Irawan – Media Patriot                               Irawan – Media Patriot
          Dini – Media Journal Broadcast                       Dini – Media Journal Broadcast
          Dina – Media Detik Berita                            Dina – Media Detik Berita

III. PEMAPARAN MATERI                                     III. MATERIAL PRESENTATION

  Presentasi disampaikan oleh Bapak Vincent C.              The presentation was delivered by Mr. Vincent
  Soegianto selaku Direktur Utama dan Ibu Liani             C. Soegianto as the President Director and Ms.
  Chandra selaku Direktur.                                  Liani Chandra as Director.

  Adapun    materi    Public   Expose            yang       The Public Expose materials presented included
  disampaikan adalah sebagai berikut:                       the following:

  1. Sekilas tentang Perseroan                               1. Company Overview
  2. Visi, Misi dan Nilai-nilai Perseroan                    2. Company Vision, Mission, and Values
  3. Susunan Direksi dan Komisaris                           3. Composition of the Board of Directors and
                                                                Commissioners
  4.   Kinerja Perseroan                                     4. Company Performance
  5.   Penghargaan Tahun 2025                                5. Awards Received in 2025
  6.   Laporan Laba Rugi                                     6. Income Statement
  7.   Kendala-kendala yang Dihadapi                         7. Challenges Encountered
  8.   Upaya Pemecahan Masalah                               8. Problem-Solving Efforts
  9.   Strategi Utama di Tahun 2026                          9. Key Strategies for 2026

IV. SESI TANYA JAWAB:                                     IV. Q&A SESSION:

  1. Pertanyaan dari Ibu Linda - Arah dan                   1. Question from Mrs. Linda – In light of the
     strategi Perusahaan kedepannya apakah                     growing digitalization trend in the insurance
     akan berubah mengingat trend yang                         industry, does the Company plan to adjust
     berkembang saat ini ke arah digital. serta                its future business direction and strategy.
     jelaskan dukungan Reasuransi yang                         In addition, could you explain the
     dimiliki oleh Oona?                                       reinsurance support that Oona has in place
                                                               to support its risk management and
                                                               business growth?

       Tanggapan Perseroan:                                     Company’s Response:

       Perseroan secara konsisten berkomitmen                   The Company remains committed to
       untuk memperkuat fundamental bisnis                      strengthening its business fundamentals
       sekaligus         beradaptasi           dengan           while adapting to developments in the
       perkembangan          industri,       termasuk           insurance      industry,    including      the
       meningkatnya       digitalisasi    di    sektor          accelerating trend toward digitalization.
       asuransi. Strategi Perseroan ke depan                    Going forward, the Company's strategy will
       tetap    berfokus       pada      peningkatan            continue    to     focus   on     operational
       keunggulan       operasional       (operational          excellence, strengthening its capital
       excellence),        penguatan           struktur         structure,       improving       profitability,
       permodalan, peningkatan profitabilitas,                  implementing prudent risk management,
       penerapan      manajemen        risiko     yang          and      upholding       Good      Corporate
       prudent,     serta    implementasi        Good           Governance (GCG). In line with this


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   Corporate Governance (GCG). Sejalan           strategy, the Company will continue to
   dengan strategi tersebut, Perseroan akan      develop digital-based innovations and
   terus   mengembangkan       inovasi  dan      services to enhance the customer
   layanan     berbasis      digital   guna      experience and meet the evolving needs of
   meningkatkan pengalaman nasabah serta         the market.
   menjawab kebutuhan pasar yang terus
   berkembang.

   Di sisi pengelolaan risiko, Perseroan         From a risk management perspective, the
   didukung oleh program reasuransi yang         Company is supported by a robust
   memadai dan bekerja sama dengan               reinsurance program and works with
   perusahaan-perusahaan reasuransi yang         reputable reinsurance partners that have
   memiliki kapasitas keuangan dan peringkat     strong financial capacity and credit ratings.
   kredit yang baik. Dukungan tersebut           This support enables the Company to
   memungkinkan Perseroan untuk menjaga          maintain adequate underwriting capacity,
   kapasitas      underwriting,    mengelola     effectively manage risk exposure, and
   eksposur risiko secara optimal, serta         provide sustainable protection to its
   memberikan         perlindungan      yang     policyholders in accordance with prudent
   berkelanjutan kepada para nasabah sesuai      business practices.
   dengan prinsip kehati-hatian.

2. Pertanyaan dari Bapak Hasan, Media          2. Question from Mr. Hasan, Media
   Kompasindo - Mohon dijelaskan terkait          Kompasindo – Could you please explain
   dengan kenaikan laba yang dicapai              the factors behind the increase in the
   Perusahaan pada kuartal I 2026 dan             Company's profit in the first quarter of
   apakah ada rencana perubahan susunan           2026? Additionally, are there any plans to
   Direksi kedepannya?                            change the composition of the Board of
                                                  Directors in the future?

   Tanggapan Perseroan:                           Company’s Response:

   Pada Kuartal I 2026, Perseroan berhasil        In the first quarter of 2026, the Company
   membukukan laba bersih sebesar Rp29,6          recorded a net profit of IDR 29.6 billion,
   miliar,    meningkat     sekitar   21,4%       representing an increase of approximately
   dibandingkan periode yang sama tahun           21.4% compared to the same period in
   sebelumnya.       Peningkatan    tersebut      the previous year. This growth was driven
   didukung oleh pertumbuhan pendapatan           by higher insurance service revenue,
   jasa asuransi, peningkatan efisiensi           improved operational efficiency, more
   operasional, pengelolaan biaya yang lebih      effective     cost    management,     and
   optimal, serta penerapan manajemen risiko      disciplined risk management, enabling the
   yang disiplin sehingga Perseroan tetap         Company to maintain strong financial
   mampu mencatatkan kinerja yang positif di      performance despite the challenges faced
   tengah tantangan industri.                     by the industry.

   Terkait susunan Direksi, Perseroan telah       With respect to the composition of the
   mengumumkan        adanya      perubahan       Board of Directors, the Company has
   komposisi Direksi sebagai bagian dari          announced changes as part of its
   proses tata kelola perusahaan. Bapak           corporate governance process. Mr.
   Danang Budi Raharjo telah ditunjuk             Danang Budi Raharjo has been appointed
   menjadi Direktur yang saat ini sedang          as a Director, subject to the completion of
   dalam proses penilaian kemapuan dan            the Fit and Proper Test conducted by the
   kepatutan OJK. Selanjutnya sebagaimana         Indonesian Financial Services Authority
   keterbukaan    informasi    yang    telah      (OJK). Furthermore,         as   previously
   disampaikan oleh Perseroan bahwa Bapak         disclosed by the Company through its
   Julien P. Combaret telah mengajukan            public disclosure, Mr. Julien P. Combaret
   pengunduran diri dari jabatannya sebagai       has submitted his resignation from his
   Direktur Perseroan. Perubahan tersebut         position as Director of the Company.
   diharapkan      semakin       memperkuat       These changes are expected to further
   kepemimpinan        Perseroan      dalam       strengthen the Company's leadership in
   menjalankan     strategi    bisnis   dan       executing its business strategy and

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      mendukung         pertumbuhan          yang            supporting sustainable growth.
      berkelanjutan.

  3. Pertanyaan dari Bapak Yamin, Cakrawala              3. Question from Mr. Yamin, Cakrawala
     Media - Mohon dijelaskan apakah ada                    Media – Could you please explain
     pengaruh dari fluktuasi harga saham yang               whether fluctuations in the stock market
     terjadi di market terhadap kinerja                     price have any impact on the Company's
     Perusahaan?                                            performance?

      Tanggapan Perseroan:                                   Company’s Response:

      Pada prinsipnya, fluktuasi harga saham di              In principle, fluctuations in the Company's
      pasar tidak secara langsung memengaruhi                share price do not have a direct impact on
      kinerja operasional maupun kondisi                     its operational or financial performance.
      keuangan Perseroan. Harga saham                        Share price movements are influenced by
      dipengaruhi oleh berbagai faktor, termasuk             various factors, including overall market
      kondisi pasar, sentimen investor, serta                conditions, investor sentiment, and
      perkembangan ekonomi secara umum.                      broader economic developments.

      Perseroan     tetap      berfokus      pada            The Company remains focused on
      peningkatan kinerja fundamental melalui                strengthening its business fundamentals
      pertumbuhan bisnis yang sehat, penguatan               through sustainable business growth, a
      permodalan,      peningkatan       efisiensi           strong      capital   position,  improved
      operasional, penerapan manajemen risiko                operational efficiency, prudent risk
      yang prudent, serta tata kelola perusahaan             management,         and    the  consistent
      yang baik. Perseroan meyakini bahwa                    implementation of Good Corporate
      kinerja fundamental yang kuat dan                      Governance. The Company believes that
      berkelanjutan akan memberikan nilai                    maintaining strong and sustainable
      tambah bagi seluruh pemegang saham                     fundamentals will create long-term value
      dalam jangka panjang.                                  for all shareholders.

Demikian laporan pelaksanaan Public Expose ini       This Public Expose report is submitted to fulfill the
kami sampaikan untuk memenuhi ketentuan BEI.         reporting obligation to IDX. We appreciate your
Atas perhatian dan kerja sama yang diberikan,        kind attention and continued support.
kami ucapkan terima kasih.



                                    Jakarta, 17 Juli/ July 2026
                              PT ASURANSI BINA DANA ARTA, TBK




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Dokumen Public Expose




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Names mentioned 20 people and organisations named in the text · linked when the evidence is strong

linked org OONA INSURANCE p.1 ×2
linked org Asuransi Bina Dana Arta Tbk p.1 ×8
linked person Vincent C. Soegianto p.1 ×4
linked person Liani Chandra · Director p.1 ×4
linked person Iwan Kurniawan p.1 ×3
linked org Media Nusantara p.1 ×2
possible person Vincent Soegianto · Direktur Utama p.2
possible person Liani p.2
possible person Chandra · Direktur p.2
possible person Hasan p.3 ×2
unresolved org PT Asuransi Bina Dana Publik p.1
unresolved org Arta Tbk p.1
unresolved org PT Asuransi Bina Dana p.1
unresolved org Asuransi Bina Arta Tbk p.1 ×2
unresolved org Dana Arta Tbk p.1
unresolved person Julien P. Combaret p.1 ×3
unresolved person Danang Budi Raharjo p.1 ×3
unresolved person Linda p.2 ×2
unresolved org Financial Services Authority p.3
unresolved person Yamin p.4 ×2

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