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Asset transaction Needs review BBKP

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Page 1 OCR 0.837
P, Iheg2n maKase moesasn  Gocial

Jakarta, 2 Juni 2025
Nomor: 15025 /PDIN/2025

Kepada Yth. / To Honourable:

kata Settan —Indonesla 12770
ran02aa

OTORITAS JASA KEUANGAN | FINANCIAL SERVICES AUTHORITY (“OJK”)

Kepala Eksekutif Pengawas Pasar Modal /
Executive of Capital Market Supervision
Gedung Sumitro Djojohadikusumo

Jl. Lapangan Banteng Timur No. 2 -4
Jakarta 10710

Perihal: Laporan Transaksi Afiliasi dan
Transaksi Material PT Bank KB Bukopin
Tbk

Dalam rangka memenuhi ketentuan
Peraturan Otoritas Jasa Keuangan
No.42/POJK.04/2020 tentang Transaksi

Afiliasi dan Transaksi Benturan Kepentingan
serta Peraturan Otoritas Jasa Keuangan No.
17IPOJK.04/2020 tentang Transaksi Material
dan Perubahan Kegiatan Usaha, dengan ini
kami sampaikan informasi terkait transaksi
afiliasi dan transaksi material antara PT Bank
KB Bukopin Tbk (“Perseroan”) dengan
Kookmin Bank Cabang Hong Kong
((KBHK"), sebagai berikut:

I. Pendahuluan

Transaksi — Pelunasan — Pinjaman
Subordinasi yang dilaksanakan oleh
Perseroran dengan KBHK merupakan
transaksi pelunasan atau pembayaran
pinjaman dipercepat dengan nilai
sebesar Rp 3.000.000.000.000 (Tiga
Triliyun Rupiah), dimana dana pinjaman
yang awalnya secara khusus digunakan
Perseroan sebagai instrumen modal
pelengkap (Ter 2) untuk meningkatkan
dan memperkuat modal Perseroan.

Subject: Affiliated Transaction and Material
Transaction Report of PT Bank KB
Bukopin Tbk

In order to compiy with the provisions of
Financial Services Authority Regulation
No.42/POJK.04/2020 concerning Affiliated
Transactions and Conflict of Interest
Transactions and Financial Services
Authority Regulation No. 17/POJK.04/2020
concerning Material Transactions and
Changes in Business Activities, we hereby
convey information related to affliated
transactions and material transactions
between PT Bank KB Bukopin Tbk (the
"Company') and Kookmin Bank Hong Kong
Branch (“KBHK"), as follows.

1. Introduction

The Subordinated Loan Repayment
Transaction carried out by the Company
with KBHK is a repayment transaction or
accelerated loan payment with a value of
Rp 3.000.000.000.000 (Three Trilion
Rupiah), where the loan proceeds were
originaly specificaly used by the
Company as a complementary capital
instrument (Tier 2) to increase and
strengthen the Company capital.
Page 2 OCR 0.822
»Kb KB Bank

FT Ban KO Batopin,
K8 Bank Hoa Ge Ji.

P. kedai Tsngoe monsasn F Ge22 MO0e25 Beatata
“munsbbariccoia

Perseroan merujuk kepada Peraturan

Otoritas” Jasa — Keuangan — No.
42IPOJK.04/2020 tentang Transaksi
Afiliasi” dan” Transaksi — Benturan

Kepentingan pasal 1 ayat 3 dan pasal 6
ayat 1 huruf d, serta Peraturan Otoritas
Jasa Keuangan No. 17/POJK.04/2020
tentang — Transaksi Material dan
Perubahan Kegiatan Usaha pasal 1 ayat
1 dan pasal 3 ayat 1. Perseroan
menyimpulkan — bahwa — Transaksi
Pelunasan Pinjaman Subordinasi yang
dilaksanakan oleh Perseroran dengan
KBHK merupakan transaksi yang bersifat
Material dan Afiliasi sehingga wajib
dilaporkan paling lambat 2 (dua) hari
kerja setelah tanggal transaksi. Sifat
transaksi akan secara rinci dijelaskan
pada Bab II

Uraian Transaksi Afiliasi dan
Transaksi Material
1. Tanggal Transaksi
Transaksi — Pelunasan — Pinjaman
Subordinasi sebesar Rp

3.000.000.000.000 antara Perseroan
dan KBHK direalisasikan pada
tanggal 26 Juni 2025 dengan
melakukan pembayaran.

2. Obyek Transaksi
Obyek transaksi adalah Pelunasan
Pinjaman Subordinasi pada tanggal
26 Juni 2025.

3. Nilai Transaksi

Nilai — transaksi — sebesar” Rp
3.000.000.000.000 (Tiga Triliyun
Rupiah).

Haryn0 Ka 8-51 Jaksa Selatan —Indonesio 12770

The Company refers to Financial Services
Authority Regulation No.
42IPOJK.04/2020 concerning Affliated
Transactions and Conflict of Interest
Transactions article 1 paragraph 3 and
article 6 paragraph 1 letter d, as well as
Financial Services Authority” Regulation
No. 17IPOJK.04/2020 — concerning
Material Transactions and Changes in
Business Activities article 1 paragraph 1
and article 3 paragraph 1. The
Subordinated ”— Loan Repayment
Transaction carried out by the Company
with KBHK is a Material and Affliated
transaction so that it must be reported no
later than 2 (wo) business days after the
transaction date. The nature of the
transaction will be explained in detail in
Chapter II

Description of Affiliated Transactions
and Material Transaction

1. Date of Transaction
The IDR 3.000.000.000.000
Subordinated '” Loan — Repayment
Transaction between the Company
and KBHK was realized on 26 June
2025 by making payment.

2. Object of the Transaction
The object of the transaction is the
Subordinated Loan Repayment on 26
June 2025.

3. Transaction Amount

The transaction amount is Rp
3.000.000.000.000 (Three Trillion
Rupiah).

Tai
Page 3 OCR 0.892
»Kb KB Bank

PT.Bank KO Bukopin, Tk
KB Bor Head Ot JL
P teen one, Han
Wemkobanco

4. Pihak-pihak Yang Melakukan
Transaksi
a. PT. Bank KB Bukopin, Tbk
(Perseroan)
» Riwayat Singkat
PT Bank KB Bukopin Tbk

(“Perseroan') didirikan di Republik
Indonesia pada tanggal 10 Juli 1970
dengan nama Bank Umum Koperasi
Indonesia (disingkat Bukopin) yang
disahkan sebagai badan hukum
berdasarkan Surat “Keputusan
Direktorat Jenderal Koperasi No.
13/Dirjen/Kop/70 dan didaftarkan
dalam Daftar Umum Direktorat
Jenderal Koperasi No. 8251 pada
tanggal yang sama. Perseroan
mulai melakukan usaha komersial
sebagai Bank umum koperasi di
Indonesia sejak tanggal 16 Maret
1971 dengan izin Menteri Keuangan
dalam Surat Keputusan No. Kep-
078IDDKIIN/3/1971 tanggal 16 Maret
1974

Sejak awal pendiriannya, Perseroan
memfokuskan diri pada segmen
UMKM (Usaha Mikro Kecil dan
Menengah), saat ini telah tumbuh
dan berkembang menjadi bank yang
masuk ke kelompok bank
menengah di Indonesia dari segi

aset. Seiring dengan terbukanya
kesempatan dan peningkatan
kemampuan melayani kebutuhan
masyarakat yang lebih luas,

Perseroan telah mengembangkan
usahanya ke segmen Ritel dan
Konsumer sejak terbitnya izin
Menteri Keuangan tanggal 16 Maret
1971. Bisnis Ritel Perseroan
berkembang seiring dengan bisnis
Komersial sebagai penyeimbang,
dengan berbagai produk dan
layanan jasa yang ditawarkan
sebagaimana Anggaran Dasar

4. Parties Conducting Transactions

PT. Bank KB Bukopin, Tbk (the
Company)

Brief History

PT Bank KB Bukopin Tbk (the
“Company') was established in the
Republic of Indonesia on July 10,
1970 under the name Bank Umum
Koperasi Indonesia (abbreviated as
Bukopin) which was authorized as a
legal entity based on the Decree of
the  Directorate ” General of
Cooperatives No. 13/Dirjen/Kop/70
and registered in the General
Register of the Directorate General
of Cooperatives No. 8251 on the
same date. The Company started to
conduct commercial business as a
cooperative commercial bank in
Indonesia since March 16, 1971 with
the permission of the Minister of
Finance in Decree No. Kep-
078IDDKIW3/1971 dated March 16,
1971

Since its establishment, the
Company has focused on the
MSME (Micro, Small and Medium
Enterprises) segment, which has
now grown and developed into a
medium-sized bank in Indonesia in
terms of assets. Along with the
opening of opportunites and
increasing the ability to serve the
needs of a wider community, the

Company has  expanded its
business into the Retail and
Consumer segments since the

issuance of the Minister of Finance
license dated March 16, 1971. The
Companys Retail business has
grown along with the Commercial
business as a counterweight, with
various products and services
offered as the latest Articles of
Association. The Bank's Articles of

3

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Page 4 OCR 0.900
»K5 KB Bank

ce. MT Haryono Kav 50-51 Jakarta Selatan —Indonela 12770

oingsasn F2 ha Thaoo2s Png
“wuwstbankcoi

terakhir. Anggaran Dasar Perseroan

mengalami — beberapa — kali
perubahan seiring waktu dan
perubahan terakhir dinyatakan

dengan Akta Pernyataan Keputusan
Rapat tertanggal 28 Mei 2025 No.
112 sesuai dengan Covernote/Surat
Keterangan Notaris Aulia Taufani,
S.H. No. 01///2025 tertanggal 2
Juni 2025 dan sesuai dengan
susunan terakhir anggota Direksi
dalam Akta Pernyataan Keputusan
Rapat tertanggal 28 Mei 2025 No.
111, sebagaimana telah diterima
dan dicatat di dalam database
Sistem Administrasi Badan Hukum
Kementerian Hukum dan Hak Asasi
Manusia RI Perihal: Penerimaan
Pemberitahuan Perubahan Data
Perseroan PT Bank Bukopin Tbk.

Di tahun 2018, Perseroan memulai
sinergi dengan Kookmin Bank Co.
Ltd. melalui aksi korporasi berupa
Penawaran Umum Terbatas (PUT)
IV yang menjadikan Kookmin Bank
Co. Ltd. memiliki 22” saham
Perseroan. Kookmin Bank Co. Ltd.
merupakan salah satu Bank di
Korea Selatan yang tumbuh sebagai
lembaga keuangan terkemuka yang
menyediakan berbagai produk dan
layanan — keuangan — kepada
masyarakat dan bisnis. Kookmin
Bank Co. Ltd. merupakan bagian
dari grup konglomerasi keuangan
terbesar di Korea Selatan, KB
Financial Group (KBFG). Grup ini
didirikan pada tahun 2008 untuk
melayani klien dengan lebih baik,
memungkinkan pertumbuhan, dan
memberikan nilai dalam lingkungan
keuangan yang berubah dengan
cepat. KB Financial Group memiliki
12 anak perusahaan yakni: KB
Kookmin Bank, KB Securities, KB
Insurance, KB Kookmin Card, KB
Life Insurance, KB Asset
Management, KB Capital, KB Real
Estate Trust, KB Savings Bank, KB

Association have been amended
several times over time and the
latest amendment is stated in the
Deed of Meeting Resolution dated
May, 28 2025 No. 112 based on
Covernote of Notary Aulia Taufani,
S.H. No. O1/V/2025 dated 2 June
2025 and in accordance with the
latest composition of the Board of
Directors in the Deed of Meeting
Resolution dated May, 28 2025 No.
111, as received and recorded in the
database of the Legal Entity
Administration System of the
Ministry of Law and Human Rights
of the Republic of Indonesia
Regarding: Receipt of Notification of
Changes in Company Data of PT
Bank Bukopin Tbk.

In 2018, the Company started a
synergy with Kookmin Bank Co. Ltd,
through a corporate action in the
form of Limited Public Offering
(LPO) IV which made Kookmin Bank
Co. Ltd. owns 2299 of the
Company's shares. Kookmin Bank
Co. Ltd. is one of the banks in South
Korea that has grown as a leading
financial institution that provides
various financial products and
Services to the public and
businesses. Kookmin Bank Co. Ltd
Isa part of South Korea's largest
financial conglomerate group, KB
Financial Group (KBFG). The Group
was established in 2008 to better
serve clients, enable growth, and
deliver value in a rapidly changing
financial environment. KB Financial
Group has 12 subsidiaries namely:
KB Kookmin Bank, KB Securities,
KB Insurance, KB Kookmin Card,
KB Life Insurance, KB Asset
Management, KB Capital, KB Real
Estate Trust, KB Savings Bank, KB
Investment, KB Data Systems and
KB Credit Information. — With
comprehensive — products — and
services, KBFG's network has

at

4
Page 5 OCR 0.863
»Kb KB Bank

PT Bank KB Butpin, To

KB Bap Feaa Ofice JL NT Haryono Kw. 50-51 jakarta Selatan -Indoesin 12170

P.(e6121 582266, inn9857 F (02121 TIO0625, POLA
kebon cola

Investment, KB Data Systems dan
KB Credit Information. Dengan

layanan — yang
komprehensif, jaringan KBFG telah
tersebar di berbagai negara di
Jepang,

produk — dan

antaranya: — Tiongkok,
Hongkong, Kamboja, — Thailand,
Vietnam, ”— Myanmar, — Singapura,

Laos, India, Indonesia, New York,

London, dan New Zealand.

Pada tahun 2021, Perseroan resmi
sahaan menjadi
PT Bank KB Bukopin Tbk seiring
dengan hadirnya Kookmin Bank Co.
Ltd. sebagai Pemegang Saham

merubah nama

Pengendali Perseroan.

Kegiatan Usaha Perseroan

Perseroan melakukan usaha di
bidang Perbankan sesuai dengan
Anggaran Dasar dan ketentuan
perundang-undangan yang berlaku.

Perseroan melakukan kegiatan
usaha berupa penghimpunan dana
dan penyaluran kredit serta jasa

perbankan lainnya.

Pengawasan Perseroan

Perseroan berizin dan diawasi oleh

Otoritas Jasa Keuangan.

» Alamat, Nomor Telepon dan e-

Mail Perseroan

Alamat

Gedung KB Bank

Jl. M.T. Haryono Kav. 50-51
Jakarta Selatan 12770

Nomor Telepon
16221-7988266, 7989837

e-Mail
corsec@kbbank.co.id
investor.relations@kbbank.co.id

spread across various countries
including: China, Japan, Hong Kong,
Cambodia, Thailand, — Vietnam,
Myanmar, Singapore, Laos, India,
Indonesia, New York, London and
New Zealand

In 2021, the Company has officially
changed its name to PT Bank KB
Bukopin Tbk in line with the
presence of Kookmin Bank Co. Ltd.
as the Controlling Shareholder of
the Company.

Business Activity of the Company
The Company conducts business in
the Banking sector in accordance
with the Articles of Association and
prevailing laws and regulations.

The Company conducts business
activities in the form of raising funds
and lending as well as other banking
services

Supervision of the Company

The Company is licensed and
supervised by the Financial Services
Authority.

Address, Telephone Number and
e-Mail of the Company

Address

KB Bank Building

Jl. M.T. Haryono Kav. 50-51

South Jakarta 12770

Phone Number
16221-7988266, 7989837

e-Mail
corsec@kbbank.co.id
investor.relations@kbbank.co.id

KI
Page 6 OCR 0.832
»Kb KB Bank

Soko op Tt
Ke mona Pn Ke Manan
Wwemdeanicold

» Kontak Sekretaris Perusahaan
Nama Sekretaris Perusahaan
Ariz Dian Perkasa

Kontak Alamat

Jl. M.T. Haryono Kav. 50-51
Jakarta Selatan 12770

Telepon: #6221 7988266, 7989837
Email: corsec@kbbank.co.id

e Struktur — Permodalan — dan
Kepemilikan Saham Perseroan

Berdasarkan Surat Keterangan
Komposisi Pemegang Saham PT.
Bank KB Bukopin, Tbk Nomor.
DENI/25-19344 dikeluarkan oleh
Biro Administrasi Efek (BAE) PT.
DATINDO ENTRYCOM tanggal 4
Juni 2025, struktur permodalan dan
komposisi kepemilikan — saham
Perseroan adalah sebagai berikut:

Oftco, JT. Haryono Kov.50-51 Jtarta Selatan - Indonesa 12770

Contact of the Company's
Secretary

Name

Ariz Dian Perkasa

Contact Address
Jl. M.T. Haryono Kav. 50-51
South Jakarta 12770

Phone: 46221 7988266, 7989837
Email: corsec@kbbank.co.id

Capital Structure and Share
Ownership of the Company

Based on the certificate of
composition of the shareholders of
PT. Bank KB Bukopin, Tbk Number:
DENI/25-19344 issued by the
Securities Administration Bureau
(BAE) PT. DATINDO ENTRYCOM
dated June, 4 2025 the capital
structure and composition of the
'Company's share ownership are as
follows:

Informasi / Information

Jumlah Saham Kelas A dan B/ |
Number of Class Shares A & B

Modal Dasar / Authorized capital

207.887.540.178

Modal disetor dan ditempatkan
penuh / Issued and fully deposited
capital

(1) Kookmin Bank Co. Ltd. 66,384
(2) STIC Eugene Star Holdings Inc 125.655.736.951 | 16,9806
(3) Pemegang Saham Lainnya 31.900.000.000 | 16,149
(dibawah 596) 30.331.802.919

Total Modal Ditempatkan dan

Disetor Penuh/ 187.887.539.870 10076
Total Issued and Paid-up Capital

Saham dalam Portepel/ Shares in

Porter 20.000.000.308

ak
Page 7 OCR 0.821
»K5 KB Bank

PT.Bank Ka Bukopin, Tk.

NB ank Han Oi LI, Hanyong Ka

P. (662121 988256, ingngsn f Ia2 1 780625. R02
Wwnlobonk.co1d

Susunan Dewan Komisaris dan
Direksi

Berdasarkan — Rapat Umum
Pemegang Saham Tahunan yang
dilaksanakan pada tanggal, 28 Mei
2025, susunan Dewan Komisaris
dan Direksi Perseroan sampai
dengan tanggal diterbitkannya surat
ini adalah sebagai berikut:

v 90-61 Intra etton - Indonesia 12770

Board of Commissioners and
Board of Directors

Based on the Annual General
Meeting of Shareholders which was
held on May 28, 2025, the
compositin of the Board of
Commissioners and Directors of the
Company as of the date of the
issuance of this letter is as follows:

Dewan Komisaris / Board of Commissioners

Komisaris Utama /

President Commissioner
Wakil Komisaris Utama /
Vice President Commissioner
Komisaris Independen /
Independent Commissioner
Komisaris Independen /
Independent Commissioner

Dewan Direksi / Board of Directors
Direktur Utama /

President Director

Wakil Direktur Utama /

Deputy President Director

Direktur / Director

Direktur / Director

Direktur / Director

Direktur / Director

: Jerry Marmen
: Seng Hyup Shin
Stephen Liestyo

Hae Wang Lee

: Kunardy Darma, Lie"

: Robby Mondong
: Dodi Widjajanto
: Henry Sawali
1 Jung Ho Han
: Jang Hyuk Im

.LEIOKU sejak detapkan oleh Perseroan setelah memenuhi semua persyaratan yang diatur dalam POIK No. 277POJK 0312016

.daatau Peraturan Perundang:Undangan lainnya yang beriaku, 1 Eect

reatiremen stpulated in POJK No. 271POJK. 02/2018 andr other appicable Laws and regulatong,

Kookmin Bank Cabang Hong
Kong (“KBHK")

Riwayat Singkat
KBHK merupakan Kantor Cabang
Luar Negeri dari Kookmin Bank Co.
Ltd. (KBHO"), dimana KBHA
merupakan salah satu Bank
terbesar di Korea Selatan sekaligus
sebagai Pemegang Saham

Kookmin Bank
Branch (“KBHK”)

Hong Kong

« Brief History
KBHK is an overseas branch office
of Kookmin Bank Co. (“KBHO”),
which is one of the largest banks in
South Korea as well as the
controlling shareholder of the
Company. KBHK commenced

#

7

ve since Is esabishmont by the Company after fuiing ai
Page 8 OCR 0.854
»Kb KB Bank

PT.Bank Ka Bukopin, Tk.
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121 9080625, BN

Pengendali dari Perseroan. KBHK
mulai beroperasi sebagai Bank di
Hong Kong sejak Juli 1995.

Hingga saat ini, KBHK menawarkan
beragam produk — dan jasa
Perbankan — seperti ”— Deposit,
Pinjaman, Remitansi, Penerbitan
UC, Investasi dan lainnya

Kantor KBHK berlokasi di 1101 and
1108, 11/F., Central Plaza, 18
Harbour Road, Wanchai, Hong
Kong.

Susunan Direksi/Manajemen

CEO : Lee, Hwan Ju
Direktur Eksekutif : Lee, Seong Jae
Klur Eksekutif : Park, Byoung Gon

Direktur : Seo, Tae Jong
Direktur Moon, Sue Bok
Direktur Kim, Sung Jin

Direktur Yoo, Yong Keun
Direktur Lee, Jung Sook

5. Sifat Transaksi Material

Mengacu kepada Laporan Keuangan
Tahunan Perseroan pada 2024,
Ekuitas Perseroan adalah sebesar Rp
7.563.879juta, sehingga Transaksi
Pelunasan Pinjaman Subordinasi ke
dalam kategori Transaksi Material
(melebihi ambang batas 2096).

. Sifat Hubungan Afiliasi

KBHK merupakan Kantor Cabang
Luar Negeri dari KBHA, dimana
KBHA merupakan Pemegang Saham
Pengendali Perseroan yang memiliki
porsi kepemilikan sebesar 66,884

101. 50-51 Jaara Selatan Indonesia 12710

operations as a Bank in Hong
Kong in July 1995.

To date, KBHK offers a variety of
Banking products and services
such as Deposit,  Loans,
Remittances, UC Issuance,
Investments and others.

KBHK Office is located in 1101
and 1106, 11/F., Central Plaza, 18
Harbour Road, Wanchai, Hong
Kong.

Board of Director/Management

CEO Lee, Hwan Ju
Exectuive Director : Lee, Seong Jae
Exectuive Director : Park, Byoung Gon

Director Seo, Tae Jeong
Director : Moon, Sue Bok:
Director Kim, Sung Jin

Director Yoo, Yong Keun
Director Lee, Jung Sook

5. Nature of Material Transaction

Referring to the Company's Annual
Financial Report in 2024, the
Companys Eguity is Rp 7.563.879
million, so that the Subordinated Loan
Repayment Transaction falls into the
category of Material Transaction
(exceeding the 2096 threshold).

. Nature of Affiliation Relationship

KBHK is an overseas branch office of
KBHO, where KBHA is the Controlling
Shareholder of the Company which
has an ownership portion of 66,889
Page 9 OCR 0.836
»Kb KB Bank

KG Bari Heag Ofice. 1 MT. Hanyone Ka, 50-52 Jar Selatan -Indonela 12710

FP (x6121 Tonaneg,raasasn F Ios T00625, Tata
mkoankcoid

Merujuk” kepada” POJK No,
42IPOJK.04/2020 tentang Transaksi
Afiliasi dan Transaksi Benturan
Kepentingan, Pasal 1, bahwa
hubungan antara 2 (dua) Perusahaan
yang dikendalikan, baik langsung
maupun tidak langsung, oleh pihak
yang sama, masuk dalam kategori
Afiliasi

Sehingga, Transaksi — Pelunasan
Pinjaman — Subordinasi — yang
dilaksanakan oleh Perseroran dengan
KBHK masuk dalam — kategori
Transaksi Afliasi

. Penjelasan, Pertimbangan dan
Alasan dilakukannya Transaksi
Afiliasi dan Transaksi Material,
serta Pengaruh/Dampak Transaksi
Tersebut Pada Kondisi Keuangan
Perseroan

Dilatar belakangi dalam rangka
mendukung rencana — Perseroan
dalam — pengembangan — bisnis

Perseroan, Perseroan menimbang,
diperlukannya tambahan Modal Inti
Utama (Additional Tier 1) segera
untuk meningkatkan dan memperkuat
Modal

KBHA sebagai Pemegang Saham
Pengendali Perseroan berkomitmen
untuk terus mendukung langkah
strategis Perseroan, salah satunya
lewat Pinjaman Subordinasi Tanpa
Jangka Waktu yang diberikan kepada

Perseroan. — Dimana, — Pinjaman
Subordinasi Tanpa Jangka Waktu
yang akan didaftarkan sebagai
tambahan Modal Inti — Utama

memberikan fleksibilitas dari sisi
bunga yang tidak dapat dipastikan
dan tidak bersifat akumulatif.
Pinjaman Subordinasi Tanpa Jangka
Waktu yang diberikan langsung dari
KBHA kepada Perseroan akan
menggantikan Pinjaman Subordinasi

Refering ” to POJK No.
42IPOJK.04/2020 concerning
Affliated Transactions and Conflict of
Interest Transactions, Article 1, that
the relationship between 2 (two)
Companies that are controlled, either
directly or indirectly, by the same
party, is included in the Affliated
category.

Thus, the  Subordinated — Loan
Repayment Transaction carried out by
the Company with KBHK is included
in the Affiliated Transaction category.

. Explanation, Considerations and

Reasons for Affiliated Transactions
and Material Transactions,
Effectllmpact of Such Transactions
on the Company's Financial
Condition

In order to support the Company's
plan in developing the Company's
business, the Company considers that
Additional Tier 1 Capital is reguired
immediately to increase and
strengthen the Capital.

KBHA as the Controlling Shareholder
of the Company is committed to
continue to support the Company's
strategic steps, one of which is
through the Subordinated Perpetual
Loan provided to the Company.
Whereas, the Subordinated Perpetual
Loan which will be registered as an
additional Tier 1 Capital provides
flexibility in terms of interest that can't
be ascertaned and is not
acoumulative. The  Subordinated
Perpetual Loan provided directly from
KBHA to the Company will replace
the Subordinated Loan received by
the Company from KBHK.

@
Page 10 OCR 0.848
»Kb

»

ti

KB Bank

PT Bank KB Bukopin, To

KB Bank Hasd Oi, LM. Hanong Ka 0-51 Jalur Selatan - Indonesia 12770

P. (eat 080266, ragon57 Foo m0625, Tata
Wenkobari cola

yang diterima oleh Perseroan dari
KBHK.

Berdasarkan simulasi Perseroan,
Transaksi Pinjaman  Subordinasi
Tanpa Jangka Waktu ini diharapkan
dapat meningkatkan KPMM
Perseroan menjadi sekitar 18,374.

Jumlah Dana Pelunasan Pinjaman,
Ketentuan dan Syarat Pelunasan
Pinjaman, Jangka Waktu, Jaminan
dan Hal yang Dilarang untuk
Dilakukan oleh Debitur

Transaksi Pelunasan Pinjaman
Subordinasi yang dilaksanakan oleh
Perseroran dengan KBHK pada 26
Juni” 2025 sebesar — Rp
3.000.000.000.000 telah memiliki izin
dari OJK, lewat Surat OJK No. S-
112/PB.31/2025 tertanggal 23 Juni
2025.

Secara spesifik, Ketentuan dan
Syarat Pelunasan serta Hal yang

Dilarang untuk dilakukan atas
Pinjaman Subordinasi telah
disesuaikan dengan POJK No.

1M/POJK.03/2016 tentang Kewajiban
Penyediaan Modal Minimum Bank
Umum — dan SEOJK No.
20/SEOJK.03/2016 tentang Fitur
Konversi Menjadi Saham Biasa atau
Write Down Terhadap Instrumen
Modal Inti Tambahan dan Modal
Pelengkap.

Alamat, No. Telepon dan e-Mail
untuk — Memperoleh Informasi
Mengenai Transaksi Material dan
Transaksi Afiliasi

Alamat

Gedung KB Bank

Jl. M.T. Haryono Kav. 50-51
Jakarta Selatan 12770

Based on the Company's simulation,
the Subordinated Perpetual Loan
Transaction is expected to increase
the Companys CAR to around
18,3796.

Loan Repayment Amount, Loan
Repayment Terms and Conditions,
Loan Tenor, Collateral and
Negative Covenants

The Subordinated Loan Repayment
Transaction carried out by the
Company with KBHK on June 26,
2025 in  amount of Rp
3.000.000.000.000 has obtained the
approval from OJK, through OJK
Letter No. S-112/PB.31/2025 dated
June 23, 2025

Specifically, the Loan Repayment
Terms and Conditions as well as
Negative Covenants for Subordinated
Perpetual has been adjusted to POJK
No. 11/POJK.03/2016 regarding the
Minimum Capital Adeguacy of
Commercial Banks and SEOJK No.
20/SEOJK.03/2016 regarding
Features of Conversion into Ordinary
Shares or Write Down of Additional
Tier 1 Capital and Supplementary
Capital Instruments.

. Address, Telephone No. and e-Mail

for Obtaining Information on
Material Transactions and Affiliated
Transactions

Address

KB Bank Building

Jl. M.T. Haryono Kav. 50-51
South Jakarta 12770

"
Page 11 OCR 0.794
»K5 KB Bank

PT Bank KB ukopin, To,
KG Bank cad Office J MT. Haryono Kor. 50-51 Jakarta Selatan Indonesia 12970
(Sal Tognzen 1909857 (162121 1580045, MANA

Nomor Telepon Phone Number

#6221-7988266, 7989837 16221-7988266, 7989837

e-Mail @-Mail

corsec@kbbank.co.id corsec@kbbank.co.id

investor.relations@kbbank.co.id investor.relations@kbbank.co.id
10. Pernyataan Dewan Komisaris dan 10.Statement of the Board

Direksi Commissioners and Directors

Terlampir. Attached,

PT. Bank KB Bukopin, Tbk k

Kak

Robby Mondong Janghyuk Im
Wakil Direktur Utama/ Vice President Director Direktur/ Director

Tembusan Yin:

Kepala Eksekutif Pengawas Perbankan / Chief Execulve of the Banking Supervision of OJK

2. Direktur Penilai Perusahaan BEI / Director of the Company Appraisal of Indonesia Stock Exchange

3. Kepala Departemen Pengawasan Bank Swasta I OJK | Department Head of Private Bank Supervsion 1 of OJK
4. Dewan Komisaris PT. Bank KB Bukopin, Tbk. / Board af Commissioners of PT. Bank KB Bukopin, Tok.

File

File Open PDF
Source IDX
Size3.19 MB
Published1 Jul 2025
Pages11
Characters25,114
Text sourceOCR
OCR confidence0.845

Names mentioned 48 people and organisations named in the text · linked when the evidence is strong

linked org Bank KB Bukopin Tbk p.1 ×39
linked org Kookmin Bank p.1 ×19
linked person Jerry Marmen p.7
linked person Stephen Liestyo p.7
linked person Hae Wang Lee p.7
linked person Robby Mondong p.7 ×2
linked person Dodi Widjajanto p.7
linked person Henry Sawali p.7
linked person Jang Hyuk p.7
linked person Janghyuk Im p.11
possible org OTORITAS JASA KEUANGAN p.1 ×5
possible org Ariz Dian Perkasa p.6 ×2
possible person Seng Hyup Shin p.7
possible person Kunardy Darma, Lie p.7
possible person Jung Ho Han p.7
unresolved org FINANCIAL SERVICES AUTHORITY p.1 ×6
unresolved org Bank Cabang Hong Kong p.1 ×2
unresolved org Bank Hong Kong Branch p.1
unresolved org Bank FT Ban KO Batopin p.2
unresolved org Bank Hoa Ge Ji. P. p.2
unresolved org Bank KO Bukopin p.3
unresolved org Bank Umum Koperasi Indonesia p.3 ×2
unresolved org Direktorat Jenderal Koperasi p.3
unresolved org Koperasi p.3 ×2
unresolved org Menteri Keuangan p.3 ×2
unresolved org Minister of Finance p.3 ×2
unresolved org Kementerian Hukum dan Hak Asasi Manusia RI p.4
unresolved org Bank Bukopin Tbk. p.4 ×4
unresolved org Kookmin Bank Co. Ltd. · Pemegang Saham p.4 ×12
unresolved person Notary Aulia Taufani p.4 ×2
unresolved org Ministry of Law and Human Rights p.4
unresolved org PT Bank KB Butpin p.5
unresolved org Bank Soko p.6
unresolved org PT. DATINDO ENTRYCOM p.6 ×2
unresolved org Bank Ka Bukopin p.7 ×2
unresolved org Bank Branch p.7
unresolved person Lee · Direktur Eksekutif p.8 ×2
unresolved person Seo · Direktur p.8
unresolved person Park · Director p.8
unresolved person Moon · Director p.8
unresolved org Bank KG Bari Heag Ofice. p.9
unresolved — KBHA · Pemegang Saham p.9
unresolved org Bank Hasd Oi p.10
unresolved org PT Bank KB p.11
unresolved org Indonesia Stock Exchange p.11
unresolved org Departemen Pengawasan Bank Swasta I p.11
unresolved org Bank Supervsion p.11

Extraction attempts how the parser did, and what it refused

Nothing structured was extracted from this document — the attempts below say why.

Rule parser Needs review confidence 0.273 668 ms 13 Sep 2026 15:07
Raw output
{'appraiser_exempt': None,
 'appraiser_name': '',
 'assets': [{'area_sqm': None,
             'category': 'OTHER',
             'description': '2. Object of the Transaction'}],
 'currency': None,
 'fact_type': '',
 'issuer_name': '',
 'kind': 'CONFLICT',
 'kjpp_name': '',
 'letter_number': '',
 'object_text': '2. Object of the Transaction',
 'object_truncated': False,
 'parties': [],
 'pct_of_equity': None,
 'reference_period': '',
 'requires_rups': None,
 'rups_date': None,
 'ticker': '',
 'transaction_date': None,
 'valuation_date': None,
 'value': None}
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