20250630_BBKP_Laporan Informasi dan Fakta Material_31909405_lamp1.pdf

                                                                                                 PRESS RELEASE


fundamental       yang     terus     dijalankan      secara consistent efforts to strengthen fundamentals.
konsisten.

Hingga akhir Mei 2025, portofolio kredit KB Bank As of the end of May 2025, KB Bank’s loan
tumbuh sekitar 4–5% (year-on-year), terutama portfolio grew by approximately 4–5% year-on-
didorong oleh segmen ritel dan wholesale, year, primarily driven by the retail and wholesale
termasuk pertumbuhan bisnis Korean Link. segments, including the expansion of the Korean
Sementara itu, Dana Pihak Ketiga (DPK) terjaga Link business. Meanwhile, Third-Party Funds
stabil, dengan pertumbuhan CASA mencapai (DPK) remained stable, with CASA growth
sekitar 17–18% dan rasio CASA yang reaching around 17–18% and the CASA ratio
menembus lebih dari 30%, mencerminkan surpassing 30%, reflecting a more efficient and
struktur pendanaan yang semakin efisien dan solid funding structure.
solid.

KB Bank menetapkan tahun 2025 sebagai KB Bank has designated 2025 as a turnaround
momentum turnaround dengan target utama momentum, with the primary goal of posting a net
untuk membukukan laba bersih pada akhir tahun. profit by year-end. The Company sees promising
Perseroan melihat ruang pertumbuhan yang growth opportunities from both operational
menjanjikan, baik dari sisi operasional maupun performance and non-operational contributions,
kontribusi non-operasional, termasuk efisiensi including improvements in cost of funds
biaya dana (cost of fund). Diferensiasi KB Bank efficiency. KB Bank’s differentiation is further
semakin     diperkuat      oleh    pertumbuhan reinforced by the sustained growth of the Korean
berkelanjutan pada segmen Korean Link, yang Link segment—a unique strength in the
menjadi kekuatan unik Perseroan di pasar Indonesian market—and the migration to the
Indonesia, serta migrasi ke sistem Next Next Generation Banking System (NGBS), which
Generation Banking System (NGBS) yang enhances operational efficiency and service
mendorong efisiensi operasional dan kualitas quality.
layanan.

Dengan struktur permodalan yang semakin solid, With a stronger capital structure, KB Bank is
KB Bank semakin percaya diri dalam increasingly confident in executing its planned
menjalankan strategi pertumbuhan yang telah growth strategy. This capital enhancement not
dirancang.   Penguatan     ini   tidak  hanya only reinforces the Company’s long-term
memperkuat     ketahanan     jangka    panjang resilience but also creates greater room to deliver
Perseroan, tetapi juga membuka ruang untuk added value to all stakeholders, including
memberikan nilai tambah yang lebih besar bagi customers, through reliable, innovative, and
seluruh pemangku kepentingan, termasuk relevant services that address their evolving
nasabah, melalui layanan yang andal, inovatif, needs amid a dynamic market landscape.
dan relevan dengan kebutuhan mereka di tengah
dinamika pasar yang terus berkembang.

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About KB Bank
KB Bank was established on July 10, 1970. Following approval from the Financial Services Authority (OJK), the Bank officially
changed its name from PT Bank Bukopin Tbk to PT Bank KB Bukopin Tbk on February 23, 2021, marking its integration into KB
Financial Group (KBFG)—South Korea’s largest financial institution—through KB Kookmin Bank. As of December 2024, KBFG
holds approximately US$950 billion in assets (including AUM), reinforcing its strong financial capacity to support KB Bank’s
development. KB Kookmin Bank, serving 70% of South Korea’s population, is recognized as the country’s top banking institution,
with the highest credit rating among South Korean banks and a track record of profitability, stability, and solid financial
performance. As of December 2024, KB Bank’s shareholding structure consists of KB Kookmin Bank (66.88%), STIC Eugene
Star Holdings Inc. (16.98%), and the public (16.14%).

Corporate Relations Department
Media Communication
KB Bank Head Office, Jl. MT. Haryono Kav. 50-51 Jakarta Selatan - Indonesia 12770
Phone: +62 21 7988266
Email: medcomm@kbbank.co.id