20250625_MFIN_Tanggapan atas Permintaan Penjelasan Bursa_31908487_lamp2.pdf

                              Request for Clarification
                            PT Mandala Multifinance Tbk
1. In response to the Company’s request for further explanation dated June 5, 2025, item
   number 2 indicates that the Company has not yet received approval for the merger from PT
   Pos Indonesia and other relevant creditors. The discussions and approval requests are
   ongoing, with an anticipated approval date around 20 June 2025. The Company is requested
   to provide an update on the current status of the approval from PT Pos Indonesia and other
   relevant creditors regarding the Company's merger plan with PT Adira Dinamika Multi Finance
   Tbk (ADMF).

   Response:
   At the time this explanation was provided, MFIN had obtained written approval from PT Pos
   Indonesia on 4 June 2025. Additionally, MFIN has also received all written approvals from
   creditors and other related partners regarding the merger plan between ADMF and MFIN.

2. In connection with the presentation of the Sukuk Holders’ General Meeting (SHGM) results
   for Sukuk Mudharabah I Phase II Year 2022 and Sukuk Mudharabah I Phase III Year 2023
   on 23 June 2025, for the SHGM held on 19 June 2025, in the context of seeking approval
   from Sukuk holders for the Company's merger plan with ADMF, the Company has received
   approval from the Sukuk holders for the merger plan with ADMF and the transfer of obligations
   to ADMF.

   However, in the SHGM agenda for the Mandala Multifinance Continuous Sukuk Mudharabah
   I Phase II Year 2022, there was no specific discussion regarding the treatment of the Sukuk,
   which will mature on 6 July 2025.
   a. Has the Company, based on the SHGM results and decision, determined whether the
      Sukuk will mature on the original due date, or is there an alternative arrangement?

      Response:
      Based on the results of the SHGM and the Company's decision, it has been determined
      that the Mandala Multifinance Sustainable Sukuk Mudharabah I Phase II Year 2022 will
      mature on its scheduled date of 6 July 2025.

   b. To provide further explanation from the Company regarding other schemes if payment
      is not made on the due date.

      Response:
      There is no alternative scheme, considering that the Mandala Multifinance Sustainable
      Sukuk Mudharabah I Phase II Year 2022 will mature on its scheduled date of 6 July 2025.

3. Information, material facts or other important events that are material and can affect
   business continuity and can affect the Company's share price.
   Response:
   As of the date of this response, MFIN does not have any information, material facts, or other
   significant events that are material and could affect business continuity or influence the stock
   price of MFIN.


                                                                                                      1