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TGRA - Checklist OJK 2024.pdf

Financial statement Text extracted TGRA

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                           *DPEDUDQ8PXP3HUXVDKDDQ                                                                                                   

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             .KXVXV,QGXVWUL0HGLD                                                                                                  ¥    

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             .KXVXV,QGXVWUL-DODQ7RO                                                                                              ¥    

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                ,QIRUPDVLSHQWLQJODLQQ\DDQWDUDODLQ                                                                                  ¥    

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                      NHPEDOLSLQMDPDQDWDXXDQJPXND                                                                                          
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        G       .DU\DZDQGLUHNVLNRPLVDULVGDQNRPLWHDXGLW                                                                               

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          E          'DVDUSHQJXNXUDQGDQSHQ\XVXQDQODSRUDQNHXDQJDQ                                                                              

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                        NHXDQJDQGHULYDWLIGDQ                                                                                  
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                      'DVDUSHQLODLDQGDQSHQ\DMLDQ                                                                                
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           3HUVHGLDDQ                                                                                                                    

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                 <DQJKDUXVGLMHODVNDQDQWDUDODLQ                                                                                        ¥
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                 VDUDQDGDQSUDVDUDQD                                                                                               
                                                                                                                                       
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                    <DQJKDUXVGLMHODVNDQDQWDUDODLQ                                                                           
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             F  .KXVXV,QGXVWUL3HWHUQDNDQ                                                                                             
                                                                                                                                  
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                    <DQJKDUXVGLMHODVNDQ DQWDUDODLQ                                                                          
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                          D  0HWRGHSHQLODLDQ                                                                                  
                                                                                                                                  
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              E    SHQJXNXUDQVHWHODKSHQJDNXDQDZDO$VHW7HWDS                                                                              +DODPDQ
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              F    SHQJHORPSRNDQ$VHW7HWDS                                                                                                  +DODPDQ
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              G    PHWRGHSHQ\XVXWDQ\DQJGLJXQDNDQ                                                                                          +DODPDQ
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              J    SHQJKHQWLDQSHQJDNXDQ                                                                                           ¥
              K    QLODLUHVLGXGDQ                                                                                                      
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          D  .ULWHULDGDULEHQWXNNHUMDVDPD                                                                                         ¥
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           D  SHQJDNXDQDZDO$VHW7DNEHUZXMXG                                                                                            
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          <DQJKDUXVGLMHODVNDQDQWDUDODLQ                                                                                    
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          <DQJKDUXVGLMHODVNDQDQWDUDODLQGDVDUSHQ\DMLDQOLDELOLWDVVHJHUD                                                  
          6LPSDQDQ1DVDEDK                                                                                                      
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          D  3HQMHODVDQDWDVVLPSDQDQGDQ                                                                                     
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          6LPSDQDQGDULEDQNODLQ                                                                                               
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                  <DQJKDUXVGLMHODVNDQDQWDUDODLQ                                                                                
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                      EHUVDQJNXWDQ                                                                                                 
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                      3HQMHODVDQ\DQJKDUXVGLWDPEDKNDQDQWDUDODLQ                                                               
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                           SHQGDSDWDQ                                                                                             
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                    %HEDQ.ODLP                                                                                                       ¥
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                 <DQJKDUXVGLMHODVNDQDQWDUDODLQ                                                                                
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              <DQJKDUXVGLMHODVNDQDQWDUDODLQ                                                                                  
                                                                                                                                             
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                  PRQHWHUGDQ                                                                                                                   
                                                                                                                                  
                                                                                                                                                  
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           +LEDK3HPHULQWDK                                                                                                            

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              E  NHWHQWXDQPHQJHQDLVDOLQJKDSXV                                                                                    ¥    
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                  ROHK3HUXVDKDDQ                                                                                                          
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                3HPED\DUDQ%HUEDVLV 6DKDP                                                                                                           

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                        E  'DVDUSHQHQWXDQQLODLZDMDU$VHWGDQ/LDELOLWDVGDQ                                                                     ¥
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                %LD\D3LQMDPDQ                                                                                                                       
                                                                                                                                                 
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                6HJPHQ2SHUDVL                                                                                                                       
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                /DED 5XJL SHUVDKDP                                                                                                                
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                 .KXVXV,QGXVWUL3HUEDQNDQ                                                                                                   

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                         <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                           
                                                                                                                                        
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                             GDQWLGDNPHQJDODPLSHQXUXQDQQLODL XQLPSDLUHG                                                          
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             3LXWDQJ8VDKD                                                                                                                 
               <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                            
                                                                                                                                      
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               K  MXPODKGLDPRUWLVDVLGHQJDQPHQJJXQDNDQPHWRGHVXNXEXQJDHIHNWLIGDQ                                                  ¥
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                       ODLQ\DQJGLDWXUGDODPSHUMDQMLDQGDQ                                                                        
                     MDPLQDQ\DQJGLEHULNDQ ELODDGD                                                                                  ¥

             .KXVXV,QGXVWUL$VXUDQVL                                                                                                      

                                                                                                                                               
               D  3LXWDQJ3UHPL                                                                                                     
                   7DPEDKDQSHQJXQJNDSDQPHQJHQDLDQWDUDODLQ                                                                             ¥

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               E  3LXWDQJ.RDVXUDQVL                                                                                                   ¥    

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                    -XPODKEHUGDVDUNDQNRDVXUDGXU                                                                                      
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              F  3LXWDQJ5HDVXUDQVL                                                                                                   ¥    

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               G  3LXWDQJ+DVLO,QYHVWDVL                                                                                              ¥    

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             .KXVXV,QGXVWUL3HPELD\DDQ                                                                                               ¥    

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                         D  NXUDQJGDULVDWXWDKXQ                                                                                
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              G    3LXWDQJ6HZD2SHUDVL                                                                                                   
                                                                                                                                    
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                         D  NXUDQJGDULVDWXWDKXQ                                                                                
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              PDXSXQWLGDNODQFDU                                                                                                  

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                      GLDNXLVHEDJDLODEDDWDXUXJLSHULRGHEHUMDODQ                                                               

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                      WHUVHEXW                                                                                                    
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                      SHQXUXQDQQLODL\DQJGLDNXLGDODPODEDUXJLGDQ                                                             
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           .KXVXV'HSRVLWR                                                                                                              

              7DPEDKDQSHQJXQJNDSDQPHQJHQDLDQWDUDODLQ                                                                          
                                                                                                                                    
              D  QDPD EDQN GLSLVDKNDQDQWDUDSLKDNNHWLJDGDQSLKDNEHUHODVL                                                  
              E  NLVDUDQVXNXEXQJDNRQWUDNWXDOVHODPDSHULRGHSHODSRUDQ                                                              ¥

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              7DPEDKDQSHQJXQJNDSDQPHQJHQDLDQWDUDODLQ                                                                          
                                                                                                                                    
              D  ULQFLDQ6XNXNEHUGDVDUNDQQDPDSHQHUELWGDQDNDGV\DULDK                                                        
              E  WXMXDQPRGHOXVDKD\DQJGLJXQDNDQ                                                                                    ¥

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           .KXVXV2EOLJDVL5HNDSLWDOLVDVL3HPHULQWDK                                                                                    

              7DPEDKDQSHQJXQJNDSDQPHQJHQDLDQWDUDODLQ                                                                          
                                                                                                                                    
              D  5LQFLDQMXPODKQRPLQDOGDQQLODLSDVDUHIHNEHUGDVDUNDQMHQLV                                                   
              E  7DQJJDOMDWXKWHPSRGDQIUHNXHQVLSHPED\DUDQEXQJD                                                                   ¥

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           .KXVXV8QLW3HQ\HUWDDQ5HNVDGDQD                                                                                             
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              D  5LQFLDQXQLWSHQ\HUWDDQUHNVDGDQDGDQ1LODL$VHW%HUVLKGDQ                                                                

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           .KXVXV:HVHO7DJLK                                                                                                       ¥    

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           .KXVXV,QGXVWUL$VXUDQVL                                                                                                 ¥    
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           3LQMDPDQ3ROLV                                                                                                                
                                                                                                                                     
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              D  6DOGRSLQMDPDQSROLVPHQXUXWMHQLVPDWDXDQJ                                                                          ¥

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           .KXVXV,QGXVWUL3HUEDQNDQ                                                                                                     

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                     ZDNWXVHUWDNROHNWLELOLWDV                                                                                    
                                                                                                                                     
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           3HUVHGLDDQ                                                                                                                    

              D    <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                     

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                        GLWXUXQNDQ                                                                                                 
                                                                                                                                     
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              E    .KXVXV,QGXVWUL3HUKRWHODQ                                                                                            
                                                                                                                                   
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                    GLXQJNDSNDQDQWDUDODLQ                                                                                      
                                                                                                                                   
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                        3HUOHQJNDSDQGDQ                                                                                            ¥

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              F    .KXVXV,QGXVWUL5HDO(VWDW                                                                                       ¥    

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              G    7DQDKXQWXN3HQJHPEDQJDQ                                                                                         ¥    

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                     3URSRUVLWDQDK\DQJGLMDGLNDQMDPLQDQXWDQJ                                                                     

              H    .KXVXV,QGXVWUL0HGLD                                                                                            ¥    

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                  I    .KXVXV,QGXVWUL5XPDK6DNLW                                                                                         ¥    
              
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                  J  .KXVXV,QGXVWUL3HWHUQDNDQ                                                                                            ¥    

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                             E +HZDQ7HUQDNGDODP3HUWXPEXKDQ                                                                                

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                            <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                          
                                                                                                                                          
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              D  QDPDHQWLWDVDVRVLDVL                                                                                             
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                  DWDXWLGDNODQJVXQJ                                                                                               
                                                                                                                                      
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                  SHULRGH\DQJEHUEHGD                                                                                              
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          VHEDJDLEHULNXW                                                                                                        
          D  6DOGRDZDO                                                                                                         
          E  3HQ\LVLKDQSHULRGHEHUMDODQ                                                                                             ¥
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       .KXVXV,QGXVWUL-DODQ7RO                                                                                                       
                                                                                                                                   
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          D  'DVDUSHQJXNXUDQKDNEDJLKDVLOWRO                                                                                     ¥

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       .KXVXV,QGXVWUL3HUNHEXQDQ                                                                                                      
                                                                                                                                   
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          <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                     
          D  8QWXNWDQDPDQWHODKPHQJKDVLONDQ                                                                                    
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           .KXVXV,QGXVWUL3HWHUQDNDQ                                                                                                        
                                                                                                                                         
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              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                       
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                  WHUQDNWHODKPHQJKDVLONDQ                                                                                            
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                  WDKXQWHUDNKLU                                                                                                       
              F  1LODLDPRUWLVDVL GHSOHVL DWDVKHZDQWHUQDNWHODKPHQJKDVLONDQ                                                      
              G  1LODLKHZDQWHUQDNWLDSNHORPSRNEHUGDVDUNDQORNDVLDUHDSHWHUQDNDQ                                                  
              H  .RQGLVLKHZDQWHUQDN                                                                                                 
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           3URSHUWL,QYHVWDVL                                                                                                                

              D  <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                     
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                             SHULRGHWHUVHEXWGDQ                                                                                  
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                       KDPEDWDQNHODQMXWDQSHQ\HOHVDLDQ                                                                          
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           $VHW7HWDS                                                                                                                    
              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                            
                                                                                                                                              
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                      SHPHJDQJVDKDP                                                                                                         
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                        PDVLKGLJXQDNDQ                                                                                                ¥    
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                  NRPSUHKHQVLI                                                                                                   
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                  UHNODVLILNDVL                                                                                       
                                                                                                                        
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                  NXDOLILNDVLDQPDNDKDUXVGLXQJNDSNDQ                                                               
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                  WHUEDWDV                                                                                            
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                    MXPODKWHUFDWDWQ\DGDQ                                                                          
                                                                                                                        
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                      UHYDOXDVL                                                                                       
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           .KXVXV,QGXVWUL*DVGDQ0LQ\DN%XPLGDQ3HUWDPEDQJDQXPXP                                                                  

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                  <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                             
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              F  %DJLDQGDUL%LD\D(NVSORUDVL7DQJJXKDQSHQJXSDVDQWDQDKWDPEDQJ                                                      

                  <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                            
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                        E  0HWRGHSHUKLWXQJDQ5DVLR5DWD5DWD7DQDK3HQXWXS                                                    
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                        D  $ODVDQWHUMDGLQ\DSHQXQGDDQ                                                                              ¥
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                G  %LD\D3HQJHPEDQJDQ7DQJJXKDQ                                                                                            
                                                                                                                                     
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                        GHQJDQPHQXQMXNNDQ                                                                                         
                          D  /RNDVLHNVSORUDVLGDQSHQJHPEDQJDQ                                                                   
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                          F  3HQDPEDKDQSHQJXUDQJDQ                                                                               
                          G  $PRUWLVDVLGDQ                                                                                       
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                        PDVLKEHUMDODQ                                                                                                  ¥

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        E    /LDELOLWDV                                                                                                                   

             8WDQJ8VDKD                                                                                                                  
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                        QLODLWHUFDWDWSDGDDZDOGDQDNKLUSHULRGH                                                                
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             %HEDQDNUXDO                                                                                                                    
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             .KXVXV,QGXVWUL3HUEDQNDQ                                                                                                     
                                                                                                                                      
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               <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                        ¥

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               \DLWX                                                                                                               
               D  ELD\DNRQWUDN\DQJWHUMDGL                                                                                            ¥
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                        7LQJNDWVXNXEXQJDUDWDUDWDSHUWDKXQ                                                                     
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                          GLMDPLQNDQGDQ                                                                                             
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                       <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                           
                          5LQFLDQEHUGDVDUNDQSURJUDPDVXUDQVL                                                                     
                          5LQFLDQEHUGDVDUNDQMHQLVSHUWDQJJXQJDQ                                                                       ¥

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                E     8WDQJ.ODLP                                                                                                            
                       <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                            
                                                                                                                                       
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              F    (VWLPDVL.ODLP5HWHQVL6HQGLUL                                                                                      
                    <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                         
                                                                                                                                 
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              G    3UHPL\DQJEHOXPPHUXSDNDQ3HQGDSDWDQ                                                                               
                                                                                                                                 
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                      -XPODKPHQXUXWSURJUDPDVXUDQVL                                                                        
                      -XPODKPHQXUXWMHQLVSHUWDQJJXQJDQ                                                                          ¥
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              H    8WDQJ.RDVXUDQVL UHZULWH                                                                                           
                    <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                         
                                                                                                                                 
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                      -XPODKPHQXUXWMHQLVPDWDXDQJGDQ                                                                     
                      -XPODKPHQXUXWXPXUXWDQJ                                                                              
                                                                                                                                 
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              J    8WDQJ.RPLVL                                                                                                        
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                     <DQJKDUXVGLXQJNDSNDQ                                                                                        
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           8WDQJ3DMDN                                                                                                                   
               <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                           
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           .KXVXV.RQWUDN.RQVWUXNVL                                                                                             
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           %DJLDQ/DQFDUDWDV/LDELOLWDV-DQJND3DQMDQJ                                                                                    
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           /LDELOLWDV.HXDQJDQ/DLQQ\D                                                                                                   

               D    <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                            
                                                                                                                                     
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                        SLKDNNHWLJDGDQSLKDNEHUHODVL                                                                                    
                      <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                 
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                              GDQNRQGLVLGHIDXOW                                                                                
                                                                                                                                                   
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                        \DQJWHUNDLW                                                                                              
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                        VHODPDSHULRGHWHUVHEXWGDQ                                                                                    ¥
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           .KXVXV,QGXVWUL*DVGDQ0LQ\DN%XPL                                                                                          
                                                                                                                                    
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              GDODP6DWX7DKXQ                                                                                                          ¥
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           .KXVXV,QGXVWUL3HUWDPEDQJDQ8PXP                                                                                    
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             /LDELOLWDV-DQJND3DQMDQJ                                                                                                    

           8WDQJ3LKDN%HUHODVL1RQ8VDKD                                                                                               
              <DQJ+DUXVGLXQJNDSNDQ DQWDUDODLQ                                                                                          
                                                                                                                                              
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           8WDQJ%DQNGDQ/HPEDJD.HXDQJDQ-DQJND3DQMDQJ                                                                               
              <DQJ+DUXVGLXQJNDSNDQ DQWDUDODLQ                                                                                           
                                                                                                                                              
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           8WDQJ6HZD3HPELD\DDQ                                                                                                        

              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                 
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                    SDGDWDQJJDOODSRUDQSRVLVLNHXDQJDQ                                                                          
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           .KXVXV,QGXVWUL3HUEDQNDQ                                                                                                     
                                                                                                                                     
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                    <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                             
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              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                   
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                      6DOGRDZDO                                                                                                  
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           /LDELOLWDV,PEDODQ.HUMD-DQJND3DQMDQJ                                                                                        
              D  LPEDODQ3DVWL                                                                                                                
                                                                                                                                                
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                   I    LPEDODQ\DQJGLED\DUNDQ                                                                                                 
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                  VHOXUXKQ\DDWDXVHEDJLDQGLGDQDL                                                                                     ¥
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                  GLDWULEXVLNDQSDGDVHWLDS                                                                                       
                   D  KDVLO\DQJGLKDUDSNDQGDULDVHWSURJUDP                                                                    
                   E  NHXQWXQJDQGDQNHUXJLDQDNWXDULDO                                                                          
                   F  SHUXEDKDQ NXUV PDWD XDQJ DVLQJSDGDSURJUDP\DQJGLXNXUGHQJDQPDWD                                     
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                   H  LXUDQROHKSHVHUWDSURJUDP                                                                                 
                   I    LPEDODQ\DQJGLED\DUNDQ                                                                                  
                   J  NRPELQDVLELVQLVGDQ                                                                                       
                   K  SHQ\HOHVDLDQ                                                                                               
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                  PHQJXQJNDSNDQ                                                                                                   
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                       SRVLVLNHXDQJDQ                                                                                            
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                  GLPDQDKDOWHUVHEXWWHUPDVXN                                                                                        
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                        VHSXOXKSHUVHUDWXV                                                                                       
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                  VHJHUDGDODPVDOGRODEDPHOLSXWL                                                       ¥                           
                                                                                                                              
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                   VHOXUXKDVHWODLQ                                                                                                    
                                                                                                                              
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                   XWDPDGDULDVHWSURJUDP                                                                                              
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                   GLPXODLVHWHODKSHULRGHSHODSRUDQ                                                                            ¥
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                                 EXWLU  VHUWDEXWLULL                                                                               
              E  ,XUDQ3DVWL                                                                                                             
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                    <DQJKDUXVGLXQJNDSNDQSDOLQJNXUDQJMHQLVGDQMXPODKLPEDODQNHUMDMDQJND                                                 ¥
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           8WDQJ2EOLJDVL                                                                                                                      

              <DQJKDUXVGLXQJNDSNDQ DQWDUDODLQ                                                                                        

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              F    MXPODKEDJLDQ\DQJDNDQMDWXKWHPSRGDODPZDNWX GXDEHODV EXODQ                                                      ¥
              G    QDPD:DOL$PDQDWGDQNHWHUNDLWDQXVDKDGHQJDQ3HUXVDKDDQ                                                                  ¥
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              I    SHPEDWDVDQ\DQJGLSHUV\DUDWNDQGDODP .RQWUDN3HUZDOLDPDQDWDQ                                                             ¥
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                         F  QLODLQRPLQDO                                                                                          
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                               DWDXEDJLKDVLO                                                                                      
                                                                                                                                      
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                         L    SHUV\DUDWDQSHQWLQJODLQ                                                                             
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                     EXUVDWHPSDW6XNXNGLFDWDWNDQ                                                                                
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                     QDPD:DOL$PDQDWGDQNHWHUNDLWDQXVDKDGHQJDQ3HUXVDKDDQ                                                     
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           8WDQJ6XERUGLQDVL                                                                                                              
                                                                                                                                      
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              H    SHPEDWDVDQ\DQJGLSHUV\DUDWNDQGDODP .RQWUDN3HUZDOLDPDQDWDQGDQ                                                    ¥
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           2EOLJDVL.RQYHUVL                                                                                                              

              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                    
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                      GDULVXGXWSDQGDQJSHPHJDQJREOLJDVLNRQYHUVL                                                                  
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        F    (NXLWDV                                                                                                                        

              (NXLWDV\DQJGDSDWGLDWULEXVLNDQNHSDGDSHPLOLNHQWLWDVLQGXN                                                                  

             0RGDO6DKDP                                                                                                                    
               <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                            
                                                                                                                                                
                D     %DJLVHWLDSMHQLVVDKDPDQWDUDODLQ                                                                          
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                           SHQMXDODQVDKDPWHUPDVXNMXPODKGDQSHUV\DUDWDQ                                                                   
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                          ZDUDQVHUWDNRQYHUVLREOLJDVLGDQ                                                                            
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             7DPEDKDQ0RGDO'LVHWRU $GGLWLRQDO3DLGLQ&DSLWDO                                                                                
                                                                                                                                                   
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               G  8UDLDQPHQJHQDL VLIDWGDQ DVDO VHOLVLKNXUVDWDVPRGDOGLVHWRU                                                    
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                       7DQJJDOHIHNWLIWUDQVDNVL                                                                                      
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        G     /DED5XJL.RPSUHKHQVLI                                                                                                       

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                              SHODSRUDQ                                                                                            
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                          F  -XPODKUHWHQVL                                                                                       
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             .KXVXV,QGXVWUL\DQJ7DULIQ\D'LDWXUROHK5HJXODWRU                                                                          
                                                                                                                                     
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             .KXVXV,QGXVWULSHPELD\DDQ                                                                                                   
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             .KXVXV,QGXVWUL5XPDK6DNLW                                                                                                  
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             .KXVXV,QGXVWUL7HOHNRPXQLNDVL                                                                          
                                                                                                                                                

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             .KXVXV,QGXVWUL$VXUDQVL                                                                                                     

               3HQGDSDWDQ3UHPL                                                                                                           ¥
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             .KXVXV,QGXVWUL-DODQ7RO                                                                                                    
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             .KXVXV,QGXVWUL3HUEDQNDQ                                                                                                ¥    
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              D  2EOLJDVL3HPHULQWDK                                                                                                    ¥
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           %HEDQ3RNRN3HQMXDODQ                                                                                                          
                                                                                                                                               
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                      %LD\DEDKDQEDNX                                                                                                       
                                                                                                                                     
                      %LD\DWHQDJDNHUMDGDQ                                                                                                 
                                                                                                                                     
                      %LD\DRYHUKHDG                                                                                                          
                                                                                                                                     
                                                                                                                                                 
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           .KXVXV,QGXVWUL5XPDK6DNLW                                                                                                    
                                                                                                                                           
              %HEDQ'HSDUWHPHQWDOLVDVL%HEDQ2SHUDVLRQDO                                                                                  ¥
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           .KXVXV,QGXVWUL$VXUDQVL                                                                                                      
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                  WHPSRNODLPQLODLWXQDLGDQNODLPNHPDWLDQ                                                                   
              F  .RPLVL1HWR                                                                                                          ¥
                                                                                                                                   
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           .KXVXV,QGXVWUL3HUKRWHODQ                                                                                                  
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              D  %HEDQSHQMXDODQ                                                                                                              
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              E  %HEDQGLVWULEXVLGDQ                                                                                                         
                                                                                                                                                 
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           .KXVXV,QGXVWUL3HUEDQNDQ                                                                                              ¥    

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           .KXVXV,QGXVWUL3HPELD\DDQ                                                                                             ¥    

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                  XQWXNSHULRGHVDMLDQ                                                                              
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           7UDQVDNVL3LKDN%HUHODVL                                                                                                    

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                        RUDQJDWDXDQJJRWDNHOXDUJDWHUGHNDWGDQDWDX                                                                     
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                        WHUPDVXNNRPLWPHQGDQ                                                                 ¥                           
                                                                                                                       
                                                                                                                                         
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                        GLODNXNDQSHPEHQWXNDQ                                                                                          ¥
                                                                                                                       
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                        WHUFDNXSUXJLSHQXUXQDQQLODL\DQJGLEDOLN                                                               
                                                                                                                                   
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              D    3HUXEDKDQ(VWLPDVL$NXQWDQVL                                                                                  
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                         GLXQJNDSNDQ                                                                                             
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                     WDQJJDODNXLVLVL                                                                                            
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                               NHXQWXQJDQDWDXNHUXJLDQWHUVHEXW                                                                    
                     ,QIRUPDVLVHEDJDLEHULNXW                                                                                   
                                                                                                                                      
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                               SDGDSHULRGHSHODSRUDQGDQ                                                                                ¥
                                                                                                                                      
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                               VHMDNDZDOSHULRGHSHODSRUDQ                                                                         
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                  PDWHULDO                                                                                                          
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                         KDQ\DEHUVLIDWSHQ\LVLKDQPDNDGLXQJNDSNDQ                                                                
                                                                                                                                      
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                              DZDOQ\DEHOXPVHOHVDLGDQ                                                                             
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                              VHODPDSHULRGHSHODSRUDQ                                                                               
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                              SHULRGHSHODSRUDQVHEHOXPQ\DGDQ                                                                                     
                                                                                                                            
                                                                                                                                                     
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                  WUDQVDNVLNRPELQDVLELVQLVGDQ                                                                                                   
                                                                                                                            
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                       EDJLDQGDULKDUJD\DQJPHUXSDNDQ.DVGDQ6HWDUD.DV                                                                      
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                         3HQJHQGDOLDQGLSHUROHKGDQ                                                                                               
                                                                                                                                                    
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           6HJPHQ2SHUDVL                                                                                                                     
                                                                                                                                                    
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              D  SHQJXQJNDSDQSDGDOHYHOVHJPHQ                                                                                                  
                    LQIRUPDVLXPXP\DQJWHUGLULGDUL                                                                                           
                        D  IDNWRUIDNWRU\DQJGLJXQDNDQROHKPDQDMHPHQXQWXNPHQJLGHQWLILNDVL                                                     
                            VHJPHQGLODSRUNDQGDQ                                                                    ¥                                +DODPDQ
                                                                                                                                                    
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                    LQIRUPDVLPHQJHQDLODEDDWDXUXJLVHJPHQWHUPDVXNSHQGDSDWDQGDQEHEDQ                                                      
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                      SHQJXNXUDQQ\D                                                                                                               
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                            L QHJDUDGRPLVLOL3HUXVDKDDQGDQ                                                       
                                                                                                                       
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                            L QHJDUDGRPLVLOL3HUXVDKDDQGDQ                                                       
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           2SHUDVL\DQJ'LKHQWLNDQ                                                                                                      
                                                                                                                                         
              D  <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                   ¥
                       XUDLDQWHQWDQJDODVDQRSHUDVLGLKHQWLNDQ                                                                      
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                        \DQJGLKHQWLNDQGDQ                                                                                            
                                                                                                                                         
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           ,QVWUXPHQ'HULYDWLIVHODLQ'HULYDWLI0HOHNDW                                                                            
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                    VSHNXODVL                                                                                                        
              E    3HUXVDKDDQ\DQJPHPLOLNLDWDXPHQHUELWNDQLQVWUXPHQGHULYDWLIZDMLE                                                    ¥
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                         YDOXWDEXQJDNRPRGLWDVDWDXODLQODLQ                                                                     
                       SLKDNODZDQWUDQVDNVL FRXQWHUSDUWLHV                                                                       
                       WDQJJDOMDWXKWHPSR                                                                                         
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                         XQWXNPHQFDSDLWXMXDQWHUVHEXW                                                                                   
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           1LODL:DMDU,QVWUXPHQ.HXDQJDQ                                                                                                  

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                  NHXDQJDQGDQ                                                                                                            
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                  DVHWNHXDQJDQGDQOLDELOLWDVNHXDQJDQ                                                                                   
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              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                           
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              E  MXPODKXWDQJGLYLGHQXQWXN                                                                                               
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                     SHULRGHSHODSRUDQGDQ                                                                                               
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              G  MXPODKGLYLGHQSUHIHUHQNXPXODWLI\DQJWLGDNGLDNXL                                                                     ¥
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              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                           
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                    VHFDUDWHUSLVDK                                                                                                       ¥
                                                                                                                                             
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           3HULNDWDQGDQ.RQWLQMHQVL                                                                                                       

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                 <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                     
                                                                                                                                           
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                       GLXQJNDSNDQ                                                                                                       ¥
                        D  SLKDNSLKDN\DQJWHUNDLW                                                                                     
                                                                                                                                           
                        E  MXPODK\DQJGLSHUNDUDNDQ                                                                                     
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                        G  GDPSDNNHXDQJDQ                                                                                              
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                            EDQGLQJ                                                                                                 
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                        D  NDUDNWHULVWLNDVHWDWDXOLDELOLWDVNRQWLQMHQVL                                                          
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                            NHOXDUVXPEHUGD\DGDQ                                                                                       
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           .KXVXV,QGXVWUL3HUNHEXQDQ                                                                                                     
                                                                                                                                           
              3HUNHEXQDQ,QWL5DN\DWGDQ3ODVPD                                                                                           
              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                         
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              E  3LKDNSLKDN\DQJWHUNDLWGDODPNHUMDVDPD                                                                               ¥
              F  /RNDVLDVHWGDQMDQJNDZDNWXSHQJHORODDQ                                                                               
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              H  .HWHQWXDQWHQWDQJSHUEDKDQSHUMDQMLDQNHUMDVDPDGDQ                                                                    ¥
              I  ,VLSHUXEDKDQSHUMDQMLDQMLNDDGD                                                                                     ¥

           0DQDMHPHQ5LVLNR.HXDQJDQ                                                                                                      
                                                                                                                                                
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                  SDGDULVLNRVHEDJDLEHULNXW                                                                                                 
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                    ULVLNROLNXLGLWDVDQWDUDODLQ                                                                                               
                                                                                                              
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                      UXJLGDQHNXLWDVGDQ                                                                                                    
                                                                                                                                               
                    ULVLNRODLQQ\D\DQJGLPLOLNLROHK3HUXVDKDDQ                                                                       ¥
                                                                                                                                                
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                  LQVWUXPHQNHXDQJDQ                                                                                                

           .KXVXV,QGXVWUL3HUEDQNDQ                                                                                                      
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             E  3RVLVL'HYLVD1HWR                                                                                                    ¥    
                                                                                                                                      
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                      ODSRUDQSRVLVLNHXDQJDQ                                                                                       
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           .XDVL5HRUJDQLVDVL                                                                                                             
                                                                                                                                           
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                    UHRUJDQLVDVL                                                                                                          
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                  GLJXQDNDQXQWXNPHQJHOLPLQDVLGHILVLWGDQ                                                                               
                                                                                                                                            
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           3HQJHORODDQ0RGDO                                                                                                               
                                                                                                                                            
              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                         
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                  SHUPRGDODQQ\DWHUPDVXN                                                                                                 ¥
                                                                                                                                            
                     GHVNULSVLWHQWDQJEDJLDQ\DQJGLNHORODVHEDJDLPRGDO                                                               
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                  WHUMDGLNHWLGDNSDWXKDQ                                                                                                  

           7UDQVDNVL1RQNDV                                                                                     ¥                              +DODPDQ
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           3HPED\DUDQ%HUEDVLV6DKDP                                                                                                       
                                                                                                                                            
              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                         
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                     DWDXSXQMDQJNDSDQMDQJ                                                                                               
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                     SDGDWDQJJDOHNVHNXVLDWDXVHODPDSHULRGHSHODSRUDQ                                                                  
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                     \DQJEHUHGDUSDGDDNKLUSHULRGH                                                                                      
                                                                                                                                            
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                     EHULNXW                                                                                                              ¥
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                         :DMDUWHUVHEXWGLXNXUGDQ                                                                                        
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                         RSVLVDKDP                                                                                                       
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           .KXVXV,QGXVWUL$VXUDQVL                                                                                                       
                                                                                                                                            
              D  $QDOLVLVNHND\DDQGDQ3HUKLWXQJDQ%DWDV7LQJNDW6ROYDELOLWDV                                                             
              <DQJKDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                         ¥
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           $VHW/LDELOLWDVGDQ+DVLO8VDKD3URJUDP$VXUDQVL6\DULDK                                                                        
                                                                                                                                            
              +DOKDO\DQJKDUXVGLXQJNDSNDQ                                                                                              
              D  ,MLQ0HQWHUL.HXDQJDQDWDVSHQGLULDQXQLW$VXUDQVL6\DULDK                                                              ¥
              E  -HQLV$NDG$VXUDQVL6\DULDK                                                                                             ¥
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              F    5DVLRNHXDQJDQSHQWLQJ                                                                                               
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           3HULVWLZD6HWHODK3HULRGH3HODSRUDQ                                                                                            
                                                                                                                                               
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           3HUNHPEDQJDQ7HUDNKLU6WDQGDU$NXQWDQVL.HXDQJDQGDQ3HUDWXUDQ\DQJ7HUNDLW                                                  
                                                                                                                                             
              GHQJDQ$NWLYLWDV3HUXVDKDDQ                                                                                                    
                                                                                                      
                                                                                                                                              
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              KDUXVGLXQJNDSNDQDQWDUDODLQ                                                                                                
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                      DODVDQWLGDNPHUHNODVLILNDVLMXPODKWHUVHEXWGDQ                                                                    
                                                                                                                 
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           +LEDK3HPHULQWDK                                                                                                             
                                                                                                                                         
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              EHULNXW                                                                                                                  
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              E  NRQGLVL\DQJEHOXP WHUSHQXKLGDQNRQWLQMHQVLODLQ\DQJPHOHNDWDWDVEDQWXDQ                                          
                  SHPHULQWDK\DQJWHODKGLDNXL                                                                                         ¥

           5HNRQVLOLDVLDQWDUD6$.GHQJDQ6WDQGDU$NXQWDQVLGL1HJDUD/DLQ                                                         ¥    
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Published14 Jun 2025
Pages84
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