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PUBLIC EXPOSE

PT Quantum Clovera Investama Tbk
Jakarta, 16 June 2025
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                                                                                                                                                                    DISCLAIMER

The information contained in this document is prepared by PT Quantum Clovera Investama Tbk (the “Company”). No representation or warranty, express or implied, is made as to, and no reliance
should be placed on, the fairness, accuracy, completeness or correctness of the information, or opinions contained herein. None of the Company, its shareholders, its subsidiaries or their respective
directors and / or commissioners, advisors or representatives shall have any responsibility or liability whatsoever (for negligence or otherwise) for any loss howsoever arising from any use of this
presentation or its contents or otherwise arising in connection with this presentation. This document includes data and forecasts that we have obtained from industry publications, surveys and reports
of governmental agencies. Publications and surveys and forecasts generally state that the information contained therein has been obtained from sources believed to be reliable, but there can be no
assurance as to the accuracy or completeness of included information. In addition, this document includes data in respect of other Indonesian companies that has been extracted from public
disclosures made by such companies. Due to potential variances in data collection and reporting methodology, the data of other companies may not be comparable to the data of the Company. While
the Company has taken reasonable actions to ensure that the information included herein is extracted accurately and used in its proper context, none of the Company or its advisors have
independently verified any of the data from third party sources or ascertained the underlying economic assumptions they relied upon. This presentation does not contain all material information
concerning the Company and / or its subsidiaries and the information set forth in these materials is subject to change without notice. The accuracy of information in this document is not guaranteed;
and it may be incomplete or condensed. The Company is not under any obligation to update or keep current the information contained herein. Certain statements in this document may constitute
“forward-looking statements”, including statements regarding the Company’s expectations and projections for future operating performance and business prospects. Such forward-looking statements
are based on numerous assumptions regarding the Company’s present and future business strategies and the environment in which the Company will operate in the future. Such forward-looking
statements speak only as of the date on which they are made. Accordingly, the Company expressly disclaim any obligation to update or revise any forward-looking statement contained herein to reflect
any change in the Company’s expectations with regard to new information, future events or other circumstances. The Company does not make any representation, warranty or prediction that the
results anticipated by such forward-looking statements will be achieved, and such forward-looking statements represent, in each case, only one of many possible scenarios and should not be viewed
as the most likely or standard scenario. Accordingly, readers should not place undue reliance on any forward-looking statements. This document is for information and convenient reference and does
not constitute or form part of, and should not be construed as, any offer for sale or subscription of or solicitation or invitation of any offer to buy or subscribe for any securities of the Company or public
offering under the applicable Indonesian Capital Markets Law. The securities of the Company have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the
“Securities Act”), and may not be offered, sold or delivered within the United States absent from registration under or an applicable exemption from the registration requirements of the United States
securities laws. This presentation and the information contained herein are being furnished to you solely for your information and may not be reproduced or redistributed to any other person, in whole
or in part. In particular, neither the information contained in this presentation nor any copy hereof may be, directly or indirectly, taken or transmitted into or distributed in any other jurisdiction which
prohibits the same except in compliance with applicable securities laws. Any failure to comply with this restriction may constitute a violation of the applicable securities laws. No money, securities or
other consideration is being solicited, and, if sent in response to this presentation or the information contained herein, will not be accepted. By reviewing these presentation materials, you are deemed
to have represented and agreed that you and any customers you represent are outside of the United States and not acting for the account or benefit of a U.S. person (as defined under Regulation S
under the Securities Act). By reviewing these presentation materials, you acknowledge that you will be solely responsible for your own assessment of the market and the market position of the
Company and that you will conduct your own analysis and be solely responsible for forming your own view of the potential future performance of the business of the Company.




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COMPANY OVERVIEW
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KREN: An Overview
We are Indonesia’s leader in digital economy investing



                      PT Quantum Clovera Investama Tbk
                                                                        We focus on creating value and building
                      (“KREN”) is Indonesia’s publicly-listed digital
                                                                        an ecosystem towards a digital future
                      business integrator focused on digital &
                                                                        through the adoption and power of
                      technology, mainly invests in diversified and
                                                                        technology.
                      promising New Economy sector assets.




                      Technology                                        Our investments in innovative and
                                                                        disruptive technology plays critical role in
                      is our main pillar                                our value creation strategy.




                                                                                                                       4
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KREN Digital & Tech Universe



                                             SaaS &
                                           IT Services


             Digital Cloud
                                                                     Clean
             Advertising
                                                                     Energy




                                      MERCHANT

       Digital Product                                                 Content &
            Sales                                                     Entertainment   Big Data




                         Digital Product                  Digital
                          Aggregator                     Wholesale




                                                                                                 8
                                                                                                 5
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A Comprehensive Digital Ecosystem
PLUG-AND-PLAY TECH PLATFORM & ECOSYSTEM
Value Step-Up Business Model in Action


                                                       TRADITIONAL STORES

         Principles                                                                 Logistic
                                                                                   Drop Point
                                                                Digital Cloud
                                                             Advertising Screens


                                         Buy digital
                        Invoicing        products
                                         Top up
                                         e-money
      Supply Chain
        Platform



      Warehousing


      WAREHOUSE
      WAREHOUSE         Logistics



                                                                                                Electric Motorcycle


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BUSINESS OVERVIEW
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Operational Metrics: Technology & Digital

                          FY23                                          FY24



       393 ribu                   16 ribu            421 ribu                   22 ribu
                                  Populasi Motor
       Titik Distribusi                              Titik Distribusi           Populasi Motor
                                  Listrik Volta
                                                                                Listrik Volta




       27,6 ribu                 209 juta                                      295 juta
       Layar Iklan               SaaS Notification
                                                     28,2 ribu
                                                     Layar Iklan               SaaS Notification
                                 Traffic
                                                                               Traffic




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Important Milestone: Technology and Digital
 •   MCASH Group, Showcases its Latest Electric Motorcycle Prototype 'Volta Cyrus' at the Indonesia International Motor Show (IIMS)
     2024.
 • Telkomsel Collaborates with Tencent Cloud and MCASH to Explore Palm Scanning and Verification Technology for Customer
   Experience Enhancement.
 • Advancing EV Transition in Indonesia with Strategic Collaboration: Volta to Launch 900,000 E-Motorcycles Equipped with Petronas'
   ProCharge+ Technology.
 • MCASH Together with Tencent Cloud Introduce AI Technology Solutions in Indonesia.




                                                                                                                                      9
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Important Milestone
Fintech




                MatchMove, Salmon, a leading fintech innovator advancing financial inclusion across
                Southeast Asia, has launched its Salmon Access Card in partnership with Asia United
                Bank (AUB) and MatchMove.




                                                                                                      10
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Important Milestone
Fintech




M-DAQ Global to Showcase Innovative Cross-border   M-DAQ Global Partners AsiaVerify on CheckGPT™, an   M-DAQ Global Secures CMS Licence to Deepen Cross-
FX and Payment Solutions at Singapore FinTech      AI-driven Compliance Solution                       border Foreign Exchange Expertise
Festival 2024




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FINANCIAL OVERVIEW
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CHALLENGES AND
OPPORTUNITIES
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                          Tantangan
Technology & Digital Segment:        & Kesempatan
                              Challenges vs Opportunities

                                                  Challenges                           Opportunities

                                                                   • The latest Goldman Sachs report projects Indonesia to
      • Global economic instability may slow national                becomethe world's 4th largest economy by 2050.
        economic recovery                                          • The new government launched various aggressive pro-
                                                                     growth programs to achieve an economic growth target of
      • Weakening purchasing power affects the growth of             8.0%.
        the national retail and SME sectors                        • The consolidation process in the TMT industry is approaching
                                                                     an inflection point, it is expected that a new healthier and
                                                                     more balanced competitive equilibrium will be realized. The
      • Technological advances, especially in the field of           industry's revenue growth potential is expected to reach 6-
        artificial intelligence (AI), will disrupt various value     7% per year.
        chains in business processes, and make the                 • Business demand for automation and efficiency solutions
        competitive climate faster and more dynamic.                 through the use of digital technology is increasing.
                                                                   • Indonesia is ranked as the 3rd most motorcycle-populated
                                                                     country in the world, with around 85% of households owning
      • Various “New Economy” businesses still need
                                                                     a motorcycle.
        government supportTranslated with DeepL.com                • President Prabowo targets Zero Emission by 2050, 10 years
        (free version)                                               ahead of the previous administration
    Source: *Biro Pusat Statistik, ** Worldbank




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STRATEGY TO IMPROVE
COMPANY PERFORMANCE
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Core Strategy: Digital Indonesia




                                           Building digital infrastructure
                                             & distribution networks



                                                CORE
                                             STRATEGIES




                       Growing users                                          Enriching the
                      exponentially with                                     infrastructures
                         partnership                                         with use cases



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Business Prospects & Growth Strategy 2025: Technology & Digital


                                                • Create new synergies to leverage existing
                                                  connections with the Group
                                                • Rebalancing business portfolio, with special
                                                  focus to businesses with strong core, big
  Operational Metrics           2024A   2025F     multiplier impact and high impact to profit
  Digital Distribution Points   420K    433K    • Increasing cost saving initiatives

  Digital Advertising Screens    28K    32K     • Collaborate with leading technology principals to
                                                  aggressively expand the IT solutions business,
  EV Bike (Volta) Population     22K    33K       with a special focus on AI;
                                                • Expand the Company's portfolio of products
                                                  and services to reach new clients and customers




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Growth Drivers: Technology & Digital



                                                            SaaS & IT
                                                            Services


                               Digital Cloud                                         Clean
                               Advertising
                                                                                    Energy




                        Digital Product                                                 Content &
                         Distribution                                                 Entertainment




                                          Digital Product                Digital
                                            Aggregator                  Wholesale




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Immediate Harvesting And Investing Opportunities


  IPO of                                    Asset
  Investee                                  Monetization
  Companies                                 (Divestment)




   Acquiring                                 Forming
   More Stake                                Indonesia
   in Key Existing                           Based JVs
   Investments

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Q&A



PT Quantum Clovera Investama Tbk
Tower B, 9th Floor
18 Parc Place SCBD
Jl. Jend. Sudirman Kav. 52- 53
Jakarta 12190 Indonesia




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