20250528_BBKP_Laporan Informasi dan Fakta Material_31890203_lamp1.pdf

                                                                          PRESS RELEASE


   7.​ Persetujuan Perubahan Anggaran Dasar         7.​ Approval of Amendments to            the
       Perseroan.                                       Company's Articles of Association.

Selaras dengan agenda transformasi strategis In line with its strategic transformation agenda
sebagai bagian dari institusi keuangan global as part of a leading global financial institution,
terkemuka, KB Bank memaparkan sejumlah KB Bank presented several key achievements
capaian penting sepanjang tahun 2024 yang throughout 2024 that reflect significant
mencerminkan kemajuan signifikan dalam progress in strengthening its fundamental
memperkuat kualitas fundamental.              quality.

Salah satu pencapaian utama pada tahun buku One of the key achievements in the 2024 fiscal
2024 adalah pertumbuhan kredit lancar (normal year was a 19.24% year-on-year growth in
loan) sebesar 19,24% secara tahunan performing loans, driven by solid performance
(year-on-year), didorong oleh kinerja yang solid in the wholesale and retail segments, which
dari segmen wholesale dan ritel yang grew by 28.89% and 17.43%, respectively. The
masing-masing tumbuh 28,89% dan 17,43%. improvement in asset quality also contributed
Perbaikan kualitas aset juga berkontribusi pada to stronger financial performance. Throughout
peningkatan kinerja keuangan. Sepanjang the year, KB Bank recorded a 49.20%
tahun tersebut, KB Bank membukukan year-on-year increase in net interest income
pertumbuhan pendapatan bunga bersih (NII) (NII), reaching IDR 909 billion.
sebesar 49,20% secara tahunan, mencapai
Rp909 miliar.

Berbagai inisiatif perbaikan yang dijalankan Various improvement initiatives have begun to
mulai menunjukkan hasil positif sebagai bagian show positive results as part of the Company’s
dari strategi Perseroan untuk mencetak laba strategy to achieve a net profit turnaround
bersih (turnaround) mulai tahun 2025. Pada starting in 2025. In the first quarter of 2025, KB
Triwulan I/2025, KB Bank pada tingkat entitas Bank on parent entity basis (bank only)
induk (bank only) mencatat pertumbuhan kredit recorded a 14.87% year-on-year growth in
lancar sebesar 14,87% secara tahunan. performing loans. The retail segment was the
Segmen ritel menjadi pendorong utama dengan primary driver with a significant increase of
kenaikan signifikan sebesar 22,68%, diikuti 22.68%, followed by the wholesale segment
segmen wholesale yang tumbuh 12,14%, serta with 12.14% growth, and the MSME segment
segmen UMKM yang meningkat 3,29%.              with a 3.29% increase.

Pertumbuhan kredit yang berkualitas ini turut This quality loan growth also contributed to an
mendorong pendapatan bunga bersih pada 11.19% increase in net interest income in the
Triwulan I/2025 tumbuh 11,19% dibandingkan first quarter of 2025 compared to the same
periode yang sama tahun sebelumnya. Seiring period last year. In line with this, the Company
dengan itu, Perseroan berhasil membukukan successfully recorded a net profit of IDR 342
laba bersih sebesar Rp342 miliar pada Triwulan billion in the first quarter of 2025.
I/2025.

Babak   Baru   Transformasi           Menuju A New Chapter in Transformation
Pertumbuhan Berkelanjutan                    Towards Sustainable Growth

RUPS      menyetujui      perubahan  susunan The AGMS approved changes to the
pengurus Perseroan, dengan mengakhiri masa Company’s management structure, officially
jabatan Woo Yeul Lee dari jabatan Direktur ending the terms of Woo Yeul Lee as President
Utama dan Helmi Fahrudin dari jabatan Director and Helmi Fahrudin as Director,
Direktur, efektif sejak penutupan RUPS. RUPS effective as of the close of the meeting. The

                                                                         PRESS RELEASE


juga menyetujui pengakhiran masa jabatan AGMS also approved the conclusion of the
Tippy Joesoef dan Nanang Supriyatno terms of Tippy Joesoef and Nanang Supriyatno
masing-masing     dari   jabatan    Komisaris from their respective positions as Independent
Independen dan Komisaris. RUPS kemudian Commissioner and Commissioner. The AGMS
menetapkan Kunardy Darma Lie sebagai subsequently appointed Kunardy Darma Lie as
Direktur Utama Perseroan yang baru.           the new President Director of the Company.

“Atas nama Perseroan, kami menyampaikan “On behalf of the Company, we extend our
apresiasi setinggi-tingginya kepada Bapak Woo deepest appreciation to Mr. Woo Yeul Lee, Mr.
Yeul Lee, Bapak Helmi Fahrudin, dan Bapak Helmi Fahrudin, Mr. Tippy Joesoef, and Mr.
Tippy Joesoef, serta Bapak Nanang Supriyatno Nanang Supriyatno for their outstanding
atas kontribusi dan dedikasi luar biasa selama contributions and dedication throughout their
masa pengabdian mereka dalam mendukung tenure in supporting KB Bank’s transformation
perjalanan transformasi KB Bank,” ujar Jerry journey,” said Jerry Marmen, President
Marmen, Komisaris Utama KB Bank.               Commissioner of KB Bank.

Kunardy merupakan bankir berpengalaman Kunardy is a seasoned banker with over two
lebih dari dua dekade di industri perbankan, decades of experience in the banking industry,
dengan rekam jejak kepemimpinan yang solid bringing a strong leadership track record in
di bidang perbankan korporasi dan investasi. corporate and investment banking. Before
Sebelum bergabung dengan KB Bank, ia joining KB Bank, he served as Director of
menjabat sebagai Direktur Corporate Banking Corporate Banking at Bank DBS Indonesia and
di Bank DBS Indonesia, serta memiliki held various leadership roles at major global
pengalaman      memimpin      berbagai  posisi banking institutions, including Citibank and
strategis di berbagai entitas perbankan global Deutsche Bank, with a number of achievements
termasuk Citibank dan Deutsche Bank, dengan recognized at the international level.
sejumlah pencapaian yang diakui secara
internasional.

Kunardy meraih gelar Master of Business Kunardy holds a Master of Business
Administration (MBA) dari University of Administration (MBA) from the University of
Rochester dan gelar Bachelor of Science (High Rochester and a Bachelor of Science (High
Honor) di bidang Ilmu Komputer dari University Honor) in Computer Science from the University
of Texas. Beliau juga tercatat sebagai anggota of Texas. He is also a member of the Chartered
Chartered Financial Analyst (CFA) Institute serta Financial Analyst (CFA) Institute and an
anggota kehormatan Phi Beta Kappa Honor honorary member of the Phi Beta Kappa Honor
Society, salah satu perkumpulan akademik Society, one of the oldest and most prestigious
tertua dan paling bergengsi di Amerika Serikat. academic honor societies in the United States.

Di bawah kepemimpinan yang baru, Perseroan Under the new leadership, the Company is
berkomitmen untuk memperkuat fundamental committed to strengthening its business
bisnis sekaligus mempersiapkan pertumbuhan fundamentals while preparing for sustainable
yang berkelanjutan melalui strategi yang growth through a structured, customer-focused
terstruktur dan berfokus pada nasabah. Dalam strategy. In the short term, the Company
jangka pendek, Perseroan memprioritaskan prioritizes enhancing business resilience,
penguatan ketahanan bisnis, peningkatan improving operational efficiency, asset quality,
efisiensi operasional, perbaikan kualitas aset, and optimizing customer service as concrete
serta optimalisasi layanan nasabah sebagai steps toward sustainable profitability.
langkah nyata menuju profitabilitas yang
berkelanjutan.

                                                                                                 PRESS RELEASE


Berikut perubahan susunan Dewan Komisaris The following are the changes to the
dan Direksi KB Bank:                      composition of KB Bank’s Board of
                                          Commissioners and Board of Directors:

     Sebelum/Previous                                    Jabatan/Title                                 Setelah/After
                                       Dewan Komisaris/Board of Commissioners
       Jerry Marmen                       Komisaris Utama/President Commissioner                       Jerry Marmen
      Seng Hyup Shin               Wakil Komisaris Utama/Deputy President Commissioner                Seng Hyup Shin
      Stephen Liestyo                Komisaris Independen/Independent Commissioner                    Stephen Liestyo
       Hae Wang Lee                  Komisaris Independen/Independent Commissioner                     Hae Wang Lee
       Tippy Joesoef                 Komisaris Independen/Independent Commissioner
     Nanang Supriyatno                             Komisaris/Commissioner
                                                 Direksi/Board of Directors
       Woo Yeul Lee                           Direktur Utama/President Director                     Kunardy Darma Lie*
      Robby Mondong                      Wakil Direktur Utama/Vice President Director                Robby Mondong
      Dodi Widjajanto                                  Direktur/Director                             Dodi Widjajanto
        Henry Sawali                                   Direktur/Director                               Henry Sawali
        Jung Ho han                                    Direktur/Director                               Jung Ho Han
        Janghyuk Im                                    Direktur/Director                               Janghyuk Im
       Helmi Fahrudin                                  Direktur/Director

*) ​ Terhitung efektif sejak ditetapkan oleh Perseroan setelah   *) ​ Effective as of the date determined by the Company
     memenuhi semua persyaratan yang diatur dalam POJK                upon fulfillment of all requirements stipulated in OJK
     Nomor 27/POJK.03/2016 tentang Penilaian Kemampuan                Regulation No. 27/POJK.03/2016 concerning the Fit and
     dan Kepatutan Bagi Pihak Utama Lembaga Jasa                      Proper Assessment for Key Personnel of Financial
     Keuangan, POJK Nomor 37/POJK.03/2017 tentang                     Service      Institutions,  OJK      Regulation     No.
     Pemanfaatan Tenaga Kerja Asing dan Program Alih                  37/POJK.03/2017 regarding the Utilization of Foreign
     Pengetahuan di Sektor Perbankan dan/atau peraturan               Workers and Knowledge Transfer Programs in the
     perundang-undangan lainnya yang berlaku.                         Banking Sector, and/or other applicable laws and
                                                                      regulations.


                                                             ***

PT Bank KB Bukopin Tbk
KB Bank was established on July 10, 1970. Following approval from the Financial Services Authority (OJK), the Bank officially
changed its name from PT Bank Bukopin Tbk to PT Bank KB Bukopin Tbk on February 23, 2021, marking its integration into KB
Financial Group (KBFG)—South Korea’s largest financial institution—through KB Kookmin Bank. As of December 2024, KBFG
holds approximately US$950 billion in assets (including AUM), reinforcing its strong financial capacity to support KB Bank’s
development. KB Kookmin Bank, serving 70% of South Korea’s population, is recognized as the country’s top banking institution,
with the highest credit rating among South Korean banks and a track record of profitability, stability, and solid financial
performance. As of December 2024, KB Bank’s shareholding structure consists of KB Kookmin Bank (66.88%), STIC Eugene Star
Holdings Inc. (16.98%), and the public (16.14%).

Corporate Relations Department
Media Communication
KB Bank Head Office, Jl. MT. Haryono Kav. 50-51 Jakarta Selatan - Indonesia 12770
Phone: +62 21 7988266
Email: medcomm@kbbank.co.id