20250528_YULE_Public Expose_31890046_lamp3.pdf

          -   Online Trading

III.   Sesi Tanya Jawab
       Setelah paparan materi Public Expose acara dilanjutkan dengan tanya-jawab, adapun pertanyaan dan
       tanggapan/jawaban manajemen adalah sebagai berikut:

       1. Bapak Dhika – Wartawan IDN Financials
           1) Pada tahun 2024 YULE berhasil meningkatkan pendapatan yang sangat signifikan menjadi Rp70,65
              miliar dibandingkan periode yang sama tahun 2023 sebesar Rp49,92 miliar. Bahkan capaian
              pendapatan tahun 2024 di atas target sebesar 155,2% dari target awal yang ditetapkan sebesar
              Rp45,41 miliar. Apa penyebab lonjakan pendapatan tersebut?

              Tanggapan/Jawaban:

               1) Kenaikan yang signifikan di tahun 2024 disebabkan oleh adanya kinerja yang baik hampir di
                   seluruh aspek usaha, diantaranya :

                    •   Kenaikan nilai wajar dari Portfolio Efek Perseroan ( yang belum direalisasi maupun yang
                        direalisasikan ) naik sebesar 43.4 %, dari Rp. 43.5 Bio di tahun 2023 menjadi Rp. 62.4 Bio
                        di tahun 2024 ).
                    •   Di bidang Perantara Pedagang Efek terdapat kenaikan pendapatan sebesar 42.7 % dari
                        Rp. 989 Juta di tahun 2023 menjadi Rp. 1.41 Bio di tahun 2024. Kenaikan pendapatanan
                        ini juga ditandai oleh adanya kenaikan jumlah nasabah, baik nasabah retail maupun
                        nasabah insitusi.
                    •   Perseroan juga mencatatkan kenaikan sebesar 25.1% melalui Penerimaan Bunga dan
                        Dividen.

          2) Jika dilihat dari Gross Margin: 63.7% ( salah nilainya ), EBITDA Margin: 63.7% ( salah nilainya ) dan
              Net Margin: 60,10%, manajemen telah mengelola perusahaan dengan sangat efisien. Strategi seperti
              apa yang diterapkan perusahaan hingga mencapai tingkat efisiensi yang sangat bagus sepanjang
              tahun 2024.

              Tanggapan/Jawaban:

              Di tahun 2024, Perseroan mencatatkan kenaikan Pendapatan yang signifikan sebesar 41.5%.
              Disamping itu, kenaikan Beban usaha hanya sebesar 3.4 % sehingga didapatkan bottom line yang
              jauh lebih besar.

          3) Tahun ini Yulie membayar Dividen sebesar Rp. 12.6 Miliar. Sebelumnya, kapankah Yulie terakhir
              melakukan pembayaran Dividen ?

              Tanggapan/Jawaban:

              Pembayaran Dividen Perseroan terakhir adalah di tahun 2007 atas laba bersih Perseroan di tahun
              2006. Sudah lama tidak bayar Dividen. Sejak manajemen baru Perseroan menjabat di tahun 2018,
              kami melakukan konsolidasi dan sewaktu selesai konsolidasi di tahun 2019, terjadi Pandemi Covid
              19 di kuartal pertama tahun 2020 yang mengakibatkan dimana semua perusahaan termasuk Yulie
              melakukan aksi wait and see dgn cara mengalokasikan laba bersih perseroan ke cadangan umum.
              Baru di tahun 2025 ini Perseroan membagikan dividen dimana dampak dr Covid-19 sudah
              dibelakang kita dan pemenuhan cadangan sudah terealisasi sepenuhnya.

2. Bapak Hendra – Wartawan Media Cosmopolitan Post
    1) Berapa besar target Perseroan di tahun 2025 dan bagaimana pencapian di kuartal pertama 2025 ini
       ?

       Tanggapan/Jawaban:

       Mengingat kinerja yang baik Perseroan di tahun 2024, dan tantangan ekonomi yang cukup besar
       yang dihadapi secara global di semua negara-negara termasuk negara Indonesia, maka Perseroan
       mentargetkan pencapaian di akhir tahun sama seperti kinerja di tahun 2024 atau lebih baik.


    2) Berapa Capex Perseroan di tahun 2025 ini ?

       Tanggapan/Jawaban:

       Tidak seperti investasi yang besar di PT. Tanjung Lesung Resot tahun-tahun sebelumnya,
       Perseroan tidak mentargetkan Capex yang besar di tahun 2025. Perkiraan Capex yang akan di
       keluarkan tahun ini meliputi Pengembangan Software dan sistem untuk online Trading YouTrade
       segera setelah lisensi APERD di peroleh dari OJK karena Perseroan ingin agar nasabah dapat
       melakukan trading Reksadana juga melalui apps YouTrade.


    3) Bagaimana status pendaftaran APERD saat ini ?

       Tanggapan/Jawaban:

       Perseroan telah mengajukan permohonan untuk lisensi APERD sejak akhir Januari 2025 yang lalu
       namun baru mendapatkan respon dari OJK per kemarin, tanggal 22 Mei 2025 dimana masih banyak
       persyaratan-persyaratan yang harus kami penuhi sebelum lisensi diberikan oleh OJK.

3. Ibu Zetta – Wartawan IDN Financials

    1) Apakah ada perubahan strategi investasi yang signifikan di tahun 2025 ?

       Tanggapan/Jawaban:

       Seperti telah dijabarkan pada pertenyaan sebelumnya, sepanjang tahun 2025 ini Perseroan tidak
       akan melakukan investasi atau CAPEX yang signifikan terkecuali capex untuk pengembangan IT
       Developer di bagian YouTrade ( Apps ) dan pengembangan sistem yang mendukung produk
       APERD.

    2) Apa saja rencana strategis perusahaan ke depan dalam meningkatkan profitabilitas?

       Tanggapan/Jawaban:

       Dengan kinerja yang baik ditahun 2024, Perseroan tentunya akan meneruskan strategi business
       yang tidak jauh berbeda ke depannya, namun kami akan melakukan improvement dari strategi-
       strategi misalnya dalam Perantara Pedagang Efek, kami berupaya untuk memperluas penjualan
       Produk kami dengan mendapatkan lisensi APERD untuk bisa menjadi Perantara Pedagang
       Reksadana.

              Perseroan juga akan berfokus pada penambahan nasabah-nasabah institusi, terutama di divisi Fixed
              Income dimana mereka mentargetkan untuk akuisisi nasabah-nasabah institusi baru terutama
              nasabah-nasabah di bidang asuransi.

IV.   Penutupan
      Setelah sesi tanya jawab, acara Public Expose di tutup pada pukul 12.10 WIB




                                          Jakarta, 28.05.2025
                                YULIE SEKURITAS INDONESIA Tbk, PT
                                                Direksi

                                             SUMMARY
                                      PUBLIC EXPOSE RESULTS
                              YULIE SEKURITAS INDONESIA Tbk, PT (YULE)


We hereby submit a report on the implementation of the Public Expose which was held on :

Day/Date                 : Friday, May 23, 2025
Time                      : 11.29 WIB
Management                : Agustinus Sumandar – Brokerage & Underwriting Director
Total Participants        : 5 (Five) people
Schedule of the Events    : I. Opening
                            II. Public Expose Presentation
                           III. Question and Answer Session
                           IV. Closing

  I.      Opening
          Mr. Agustinus Sumandar as Brokerage & Underwriting Director opened the event for Public Expose

  II.     Public Expose Presentation
          Mr. Agustinus Sumandar as Brokerage and Underwriting Director made a Public Expose presentation
          which included the following matters:

          Mr. Agustinus Sumandar as Brokerage and Underwriting Director made a Public Expose presentation
          which included the following:

          1. Vision and Mission of the Company
          2. Shareholders and Ownership Structure as of April 30, 2025
          3. Company Management

             Board of Directors
             - President Director                     : Mrs. Vera Marlinata Widjaya
             - Brokerage & Underwriting Director      : Mr. Agustinus Sumandar
             - Operational Director                   : Mr. Husin Chandra
            Board of Commissioners
             - President Commissioner                 : Mr. Ignatius Budiman
             - Commissioner (Independent)             : Mrs. Lusy Miranda

          4. Business Activities of the Company
              - Business Activities of the Company
          5. Financial Performance of the Company
          6. Timeline of Key Events (Year 2024 - 2025)

       7. Company's Business Strategy
          - Broker-Dealer Representative (WPPE)
          - Underwriter Representative (WPEE)
          - Human Resources
          - Financial Literacy & Inclusion
          - Online Trading

III.   Question and answer session
       After the presentation of the Public Expose material, the event continued with questions and answers,
       the questions and management responses/answers were as follows:

       1. Mr. Dhika - IDN Financials journalist
         1) In 2024 YULE managed to increase its revenue very significantly to Rp70.65 billion compared to the
            same period in 2023 of Rp49.92 billion. In fact, the revenue achievement in 2024 was above the target
            by 155.2% from the initial target set at Rp45.41 billion. What caused the surge in revenue?

              Response/Answer:

              1) The significant increase in 2024 was due to good performance in almost all aspects of the business,
                   including:
                   - The increase in fair value of the Company's Securities Portfolio (unrealized and realized)
                     increased by 43.4%, from Rp. 43.5 Bio in 2023 to Rp. 62.4 Bio in 2024.)
                   - In the area of Brokerage, there was a 42.7% increase in revenue from Rp. 989 Million in 2023
                     to Rp. 1.41 Bio in 2024. This increase in revenue is also characterized by an increase in the
                     number of customers, both retail customers and institutional customers.
                   - The Company also recorded an increase of 25.1% through Interest and Dividend Receipts.

              2) If seen from Gross Margin: 63.7% (incorrect value), EBITDA Margin: 63.7% (wrong value) and Net
                 Margin: 60.10%, the management has managed the company very efficiently. What kind of strategy
                 did the company implement to achieve a very good level of efficiency throughout 2024.

                 Response/Answer:

                 In 2024, the Company recorded a significant increase in revenue of 41.5%. In addition, the increase
                 in operating expenses was only 3.4%, resulting in a much larger bottom line.

            3)   This year Yulie paid a Dividend of Rp. 12.6 Billion. Previously, when did Yulie last make a Dividend
                 payment?

                 Response/Answer:

                 The Company's last dividend payment was in 2007 on the Company's net profit in 2006. It has been
                 a long time since we paid dividend. Since the new management of the Company took office in 2018,
                 we consolidated and when the consolidation was completed in 2019, the Covid 19 Pandemic
                 occurred in the first quarter of 2020 which resulted in all companies including Yulie taking a wait
                 and see action by allocating the company's net profit to general reserves. It was only in 2025 that
                 the Company distributed dividends where the impact of Covid-19 was behind us and the fulfillment
                 of reserves had been fully realized.

2. Mr. Hendra - journalist of Cosmopolitan Post Media
   1) How big is the Company's target in 2025 and how has it been achieved in the first quarter of 2025?

       Response/Answer:

       Given the Company's good performance in 2024, and the considerable economic challenges faced
       globally in all countries including Indonesia, the Company targets to achieve the same performance
       as in 2024 or better by the end of the year.

   2) How much is the Company's Capex in 2025?

       Response/Answer:

       Unlike the large investment in PT Tanjung Lesung Resot in previous years, the Company is not
       targeting a large Capex in 2025. The estimated Capex that will be spent this year includes Software
       and system development for online Trading YouTrade as soon as the APERD license is obtained from
       OJK because the Company wants customers to be able to trade Mutual Funds also through YouTrade
       apps.

   3) What is the current registration status of APERD?

       Response/Answer:
       The Company has applied for an APERD license since the end of January 2025 but only received a
       response from OJK as of yesterday, 22 May 2025 where there are still many requirements that we
       must meet before the license is granted by OJK.

3. Mrs. Zetta - journalist of IDN Financials
   1) Is there a significant change in investment strategy in 2025?

       Response/Answer:

       As explained in the previous question, throughout 2025 the Company will not make significant
       investments or CAPEX except for CAPEX for the development of IT developers in the YouTrade (Apps)
       section and the development of systems that support APERD products.

   2) What are the company's future strategic plans to increase profitability?

       Response/Answer:

       With a good performance in 2024, the Company will certainly continue the business strategy that is not
       much different in the future, but we will make improvements on strategies such as in Brokerage, we are
       trying to expand our product sales by obtaining an APERD license to become a Mutual Fund Broker. The
       Company will also focus on adding institutional clients, especially in the Fixed Income division where
       they are targeting to acquire new institutional clients, especially insurance clients.

IV.   Closing
      After the question and answer session, the Public Expose event closed at 12.10 WIB.




                                           Jakarta, 28.05.2025
                                YULIE SEKURITAS INDONESIA Tbk, PT
                                           Board of Directors