20250502_BHIT_Laporan Informasi dan Fakta Material_31881238_lamp1.pdf

    BUSINESS UPDATE
MNC Kapital has officially entered into a strategic partnership with MODENA Group to develop a comprehensive suite
of integrated digital financial services. This collaboration encompasses co-branding credit and debit cards, settlement
current accounts, integration of digital wallet MotionPay into MODENA Pay for automated payments and IoT solutions
within the MODENA Seamless super-app, insurance solutions for MODENA products and customers, and investment
management services for the MODENA ecosystem. Other potential collaborations will be explored by leveraging the
extensive and integrated MNC Group ecosystem to create sustainable and mutually beneficial business synergies.

                        In the first quarter of 2025, MNC Bank Internasional (IDX: BABP) unveiled an enhanced version of
                        its MotionBank app, an innovative digital banking solution aimed at delivering a more seamless,
                        convenient, and rewarding transaction experience. MotionBank is equipped with a range of
                        innovative products and features accessible anytime and anywhere, including:
                            Tabungan Motion Cuan with interest rates up to 7% p.a.
                            Ready to invest with RDN (Customer Fund Account) opening
                            Home and Car Refinancing solutions
                            Apply for credit cards that suit your lifestyle needs
                            Pay bills for everyday essentials
                            Shop online at a wide range of renowned merchants


MNC Bank’s total assets grew by 13.49% yoy, from Rp18.29 trillion to Rp20.76 trillion as of the end of March 2025. Loan
disbursement also recorded an increase of 11.51% yoy, rising from Rp10.23 trillion to Rp11.40 trillion in Q1-2025. Driven by
this credit expansion, interest revenues surged by 17.40% yoy from Rp335.78 billion to Rp394.21 billion in Q1-2025. As a
result, MNC Bank delivered a significant net income growth of 34.04% yoy, reaching Rp19.90 billion in Q1-2025.
MNC Bank’s Capital Adequacy Ratio (CAR) stood strong at 24.22% in the first quarter of 2025, reflecting solid
fundamentals and remaining well above the minimum regulatory threshold. Loan quality was also effectively managed,
with gross NPL maintained at 4.34% and net NPL at 2.94%.
As a provider of comprehensive digital payment and remittance solutions, MNC Teknologi Nusantara or MTN actively
accelerates the expansion of its B2B partnerships to serve a broader range of business ecosystems. MTN saw a sharp
rise in transaction volume, reaching 193.4 million in Q1-2025, compared with 2.37 million transactions in Q1-2024.
MNC Sekuritas, through its flagship online trading app MotionTrade, offers seamless capital market transactions,
covering stocks, mutual funds, bonds, structured warrants, and ETFs. Supported by extensive features, MotionTrade
provides access to 170 mutual fund products from 36 leading Investment Managers in Indonesia, offering investors a
wide array of options for portfolio diversification. The total transaction value via MotionTrade in Q1-2025 recorded an
18% yoy growth.
In Q1-2025, MNC Sekuritas garnered nine prestigious awards, including the Indonesia Stock Exchange Investment Gallery
Award 2025 as the Most Active Investment Gallery Partner Exchange Member, three awards from the 14th Infobank-
Isentia Digital Brand Appreciation 2025, and five awards at the Indonesia Human Capital Brilliance Awards 2024.

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To support the growth of Indonesia’s capital market, MNC Sekuritas hosted the Investor Gathering 2025 with the
theme "Steering Through New Frontiers". The event drew more than 350 investors and featured 3 Investment
Managers, 3 issuers, and a multibagger investing coach.
BCAP’s insurance business remains steadfast in its commitment to strengthening B2B synergies and advancing
customer-oriented product innovation. Backed by a diverse portfolio, spanning credit life insurance, employee benefits,
bancassurance, and a various general insurance offerings including property, cargo, and liability coverage, MNC Life and
MNC Insurance are fully equipped to provide end-to-end protection solutions for individuals and businesses across
Indonesia.
In the first quarter of this year, MNC Life delivered outstanding performance, with Gross Written Premium (GWP)
surging by 168% yoy compared to Q1-2024. This impressive growth was further fueled by the onboarding of key
strategic partners such as PT Bank Pembangunan Daerah Bali and Broker Binasentra Purna. MNC Life also earned the
prestigious title of "Best Life Insurance" at the 14th Infobank-Isentia Digital Brand Appreciation 2025.
In February 2025, MNC Insurance was honored by Access by KAI for its contribution in enhancing the digital services of
PT Kereta Api Indonesia (Persero) through integrated insurance solutions. MNC Insurance continues to extend its
market presence through strategic alliances with leading e-commerce and logistics platforms.



For further information, please contact:                        PT MNC Kapital Indonesia Tbk
   Gladys Levina                                                MNC Bank Tower 21/F, MNC Center
   gladys.levina@mncgroup.com                                   Jl. Kebon Sirih Kav 21-27, Menteng
   ir.bcap@mncgroup.com                                         Central Jakarta 10340, Indonesia
                                                                Phone : +6221 2970 9700
                                                                www.mncfinancialservices.com



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DISCLAIMER
By accepting this Press Release, you agree to be bound by the restrictions set out below. Any failure to comply with
these restrictions may constitute a violation of applicable securities laws.
The information and opinions contained in this Press Release have not been independently verified, and no
representation or warranty, expressed or implied, is made as to, and no reliance should be placed on the fairness,
accuracy, completeness or correctness of, the information or opinions contained herein. It is not the intention to
provide, and you may not rely on this Press Release as providing, a complete or comprehensive analysis of the
condition (financial or other), earnings, business affairs, business prospects, properties or results of operations of The
Company or its subsidiaries. The information and opinions contained in this Press Release are provided as at the date of
this presentation and are subject to change without notice. Neither The Company (including any of its affiliates,
advisors and representatives) nor the underwriters (including any of their respective affiliates, advisors or
representatives) shall have any responsibility or liability whatsoever (in negligence or otherwise) for the accuracy or
completeness of, or any errors or omissions in, any information or opinions contained herein nor for any loss
howsoever arising from any use of this Press Release.
In addition, the information contained in this Press Release contains projections and forward-looking statements that
reflect The Company’s current views with respect to future events and financial performance. These views are based
on a number of estimates and current assumptions which are subject to business, economic and competitive
uncertainties and contingencies as well as various risks and these may change over time and in many cases are
outside the control of The Company and its directors. No assurance can be given that future events will occur, that
projections will be achieved, or that The Company’s assumptions are correct. Actual results may differ materially from
those forecasts and projected.
This Press Release is not and does not constitute or form part of any offer, invitation or recommendation to purchase
or subscribe for any securities and no part of it shall form the basis of or be relied upon in connection with any
contract, commitment or investment decision in relation thereto.




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