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               ‭PEMANGGILAN‬                                                                           ‭INVITATION‬
   ‭RAPAT UMUM PEMEGANG SAHAM TAHUNAN‬                                          ‭ANNUAL GENERAL MEETING OF SHAREHOLDERS‬
                     ‭PT BANK JAGO Tbk.‬                                                    ‭PT BANK JAGO Tbk.‬


‭Direksi‬ ‭PT‬ ‭Bank‬ ‭Jago‬ ‭Tbk.‬ ‭("Perseroan")‬ ‭dengan‬ ‭ini‬ ‭The‬ ‭Board‬ ‭of‬ ‭Directors‬ ‭of‬ ‭PT‬ ‭Bank‬ ‭Jago‬ ‭Tbk‬ ‭(the‬ ‭“Company”)‬
 ‭mengundang‬ ‭Pemegang‬ ‭Saham‬ ‭Perseroan‬ ‭untuk‬ ‭menghadiri‬ ‭hereby‬‭invites‬‭shareholders‬‭to‬‭attend‬‭the‬‭Annual‬‭General‬‭Meeting‬
  ‭Rapat‬ ‭Umum‬ ‭Pemegang‬ ‭Saham‬‭Tahunan‬‭("Rapat")‬‭Perseroan‬ ‭of‬‭Shareholders‬‭of‬‭the‬‭Company‬‭(the‬‭”Meeting”)‬‭which‬‭will‬‭be‬‭held‬
   ‭yang akan diselenggarakan pada:‬                                ‭on:‬


 ‭Hari/Tanggal‬ ‭: Rabu, 14 Mei 2025‬                                         ‭Day/Date‬ ‭: Wednesday, 14th May 2025‬

 ‭Tempat‬         ‭: Kantor Pusat Bank Jago, Menara SMBC‬                     ‭Venue‬   ‭:‬‭Bank‬‭Jago‬‭Head‬‭Office,‬‭Menara‬‭SMBC‬‭43rd‬‭floor,‬
                    ‭Lt. 43, CBD Mega Kuningan Kav. 5.5 - 5.6,‬                             ‭CBD‬ ‭Mega‬ ‭Kuningan‬ ‭Kav.‬ ‭5.5‬ ‭-‬ ‭5.6,‬ ‭Jakarta‬
                     ‭Jakarta Selatan‬                                                       ‭Selatan‬

 ‭Waktu‬          ‭: Waktu Rapat‬                                             ‭Time‬    ‭: Meeting Time‬
                   ‭10.00 Waktu Indonesia Barat‬                                         ‭10:00 Western Indonesia Time‬

                  ‭Penutupan Registrasi‬                                                ‭Registration Closed‬
                   ‭09.30 Waktu Indonesia Barat‬                                         ‭09.30 Western Indonesia Time‬




                                                                        ‭1‬
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‭Mata Acara Rapat:‬                                                                            ‭Agenda:‬

‭Mata Acara 1‬                                                                                 ‭1st Agenda‬

‭Persetujuan‬ ‭atas‬ ‭Laporan‬ ‭Tahunan‬ ‭dan‬ ‭pengesahan‬ ‭Laporan‬                          ‭Approval‬ ‭of‬ ‭the‬ ‭Annual‬ ‭Report‬ ‭and‬ ‭ratification‬ ‭of‬ ‭the‬ ‭Company's‬
 ‭Keuangan‬ ‭Perseroan,‬ ‭termasuk‬ ‭Laporan‬ ‭Rencana‬ ‭Aksi‬                                  ‭Financial‬ ‭Statement‬ ‭including‬ ‭Sustainable‬ ‭Financial‬ ‭Action‬ ‭Plan‬
  ‭Keuangan‬ ‭Berkelanjutan‬ ‭(“RAKB”),‬‭Laporan‬‭Tugas‬‭Pengawasan‬                             ‭Report‬ ‭(“RAKB”),‬ ‭the‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭and‬ ‭Sharia‬
   ‭Dewan‬ ‭Komisaris‬ ‭dan‬ ‭Dewan‬ ‭Pengawas‬ ‭Syariah‬ ‭(“DPS”)‬                               ‭Supervisory‬ ‭Board‬ ‭("DPS")‬ ‭Report‬ ‭on‬ ‭it‬ ‭Supervisory‬ ‭Duties‬ ‭for‬‭the‬
    ‭Perseroan‬ ‭untuk‬ ‭tahun‬ ‭buku‬ ‭yang‬ ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭31‬                     ‭financial‬ ‭year‬ ‭ended‬ ‭December‬ ‭31,‬ ‭2024,‬‭and‬‭the‬‭grant‬‭of‬‭release‬
     ‭Desember‬ ‭2024‬ ‭serta‬ ‭pemberian‬ ‭pelunasan‬ ‭dan‬ ‭pembebasan‬                           ‭and‬‭discharge‬‭of‬‭liability‬‭(volledig‬‭acquit‬‭et‬‭decharge)‬‭to‬‭the‬‭Board‬
      ‭tanggung‬ ‭jawab‬ ‭sepenuhnya‬ ‭(‬‭volledig‬ ‭acquit‬ ‭et‬ ‭decharge‬‭)‬                      ‭of‬‭Directors‬‭and‬‭the‬‭Board‬‭of‬‭Commissioners‬‭for‬‭the‬‭management‬
       ‭kepada‬ ‭anggota‬ ‭Direksi‬ ‭dan‬ ‭Dewan‬ ‭Komisaris‬ ‭Perseroan‬ ‭atas‬                      ‭actions‬ ‭and‬ ‭supervisory‬ ‭actions‬ ‭during‬ ‭the‬ ‭financial‬ ‭year‬ ‭ended‬
        ‭tindakan‬ ‭pengurusan‬ ‭dan‬ ‭pengawasan‬ ‭yang‬ ‭dilakukan‬ ‭dalam‬                          ‭December 31, 2024.‬
         ‭dan‬ ‭selama‬ ‭tahun‬ ‭buku‬ ‭yang‬ ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭31‬
          ‭Desember 2024.‬

‭Penjelasan‬                                                                                   ‭Explanation‬
 ‭Berdasarkan‬‭(i)‬‭ketentuan‬‭Pasal‬‭11‬‭ayat‬‭(4)‬‭huruf‬‭a‬‭&‬‭huruf‬‭b‬‭dan‬‭ayat‬‭(5),‬    ‭Based‬ ‭on‬ ‭(i)‬ ‭the‬ ‭provisions‬ ‭of‬ ‭Article‬ ‭11‬ ‭paragraph‬ ‭(4)‬‭letter‬‭a‬‭&‬‭letter‬‭b‬‭and‬
  ‭serta‬ ‭Pasal‬ ‭23‬‭Anggaran‬‭Dasar‬‭Perseroan,‬‭(ii)‬‭merujuk‬‭pada‬‭Pasal‬‭69‬‭ayat‬        ‭paragraph‬‭(5),‬‭as‬‭well‬‭as‬‭Article‬‭23‬‭of‬‭the‬‭Company's‬‭Articles‬‭of‬‭Association;‬‭(ii)‬
   ‭(1)‬ ‭Undang-undang‬ ‭Nomor‬ ‭40‬ ‭Tahun‬ ‭2007‬ ‭tentang‬ ‭Perseroan‬ ‭Terbatas‬             ‭Referring‬ ‭to‬ ‭Article‬ ‭69‬ ‭paragraph‬ ‭(1)‬ ‭of‬ ‭Law‬ ‭Number‬ ‭40‬ ‭of‬ ‭2007‬ ‭concerning‬
    ‭(UUPT),‬ ‭Laporan‬ ‭Tahunan‬ ‭Perseroan‬ ‭serta‬ ‭Laporan‬ ‭Tugas‬ ‭Pengawasan‬               ‭Limited‬ ‭Liability‬ ‭Companies‬ ‭Law‬ ‭(Law‬ ‭of‬ ‭LLC),‬ ‭the‬ ‭Company's‬ ‭Annual‬ ‭Report‬
     ‭Dewan‬ ‭Komisaris‬ ‭diajukan‬ ‭ke‬ ‭Rapat‬ ‭untuk‬ ‭memperoleh‬ ‭Persetujuan‬‭dan‬            ‭and‬ ‭Report‬ ‭on‬ ‭the‬ ‭Supervisory‬ ‭Duties‬ ‭of‬ ‭the‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭are‬
      ‭Pengesahan.‬                                                                                  ‭submitted to the Meeting to obtain Approval and Ratification.‬

‭Selanjutnya, Perseroan akan mengusulkan kepada rapat untuk :‬                                 ‭Further, the Company will propose to the Meeting to:‬

    ‭a.‬ ‭Memberikan‬ ‭persetujuan‬ ‭dan‬ ‭pengesahan‬ ‭Laporan‬ ‭Tahunan‬                          ‭a.‬ ‭To‬‭approve‬‭and‬‭ratify‬‭the‬‭Company's‬‭Annual‬‭Report‬‭for‬‭the‬‭fiscal‬‭year‬
          ‭Perseroan‬ ‭untuk‬ ‭tahun‬ ‭buku‬ ‭yang‬ ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭31‬                      ‭ending‬ ‭December‬ ‭31,‬ ‭2024,‬ ‭which‬ ‭includes‬ ‭the‬ ‭Company's‬ ‭Activity‬
           ‭Desember‬ ‭2024,‬ ‭termasuk‬ ‭di‬ ‭dalamnya‬ ‭Laporan‬ ‭Kegiatan‬                              ‭Report,‬ ‭the‬ ‭Supervisory‬ ‭Duties‬ ‭Report‬‭of‬‭the‬‭Board‬‭of‬‭Commissioners‬
            ‭Perseroan,‬ ‭Laporan‬ ‭Tugas‬ ‭Pengawasan‬ ‭Dewan‬ ‭Komisaris‬ ‭dan‬                           ‭and‬ ‭the‬ ‭Company's‬ ‭Sharia‬ ‭Supervisory‬ ‭Board,‬ ‭the‬ ‭Sustainable‬
             ‭Dewan‬ ‭Pengawas‬ ‭Syariah‬ ‭Perseroan,‬ ‭Laporan‬ ‭Aksi‬ ‭Keuangan‬                           ‭Financial‬ ‭Action‬ ‭Report,‬ ‭and‬ ‭the‬ ‭Company's‬ ‭Financial‬ ‭Statements‬ ‭for‬
              ‭Berkelanjutan‬‭dan‬‭Laporan‬‭Keuangan‬‭Perseroan‬‭untuk‬‭tahun‬‭buku‬

                                                                                           ‭2‬
Page 3
         ‭yang‬ ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭31‬ ‭Desember‬ ‭2024‬ ‭yang‬ ‭meliputi‬                       ‭the‬ ‭fiscal‬ ‭year‬ ‭ending‬‭December‬‭31,‬‭2024,‬‭encompassing‬‭the‬‭Balance‬
          ‭Neraca dan Perhitungan Laba Rugi Perseroan.‬                                                     ‭Sheet and Profit and Loss Statement of the Company‬

    ‭b.‬ ‭Memberikan‬ ‭pelunasan‬ ‭dan‬ ‭pembebasan‬ ‭tanggung‬ ‭jawab‬                               ‭b.‬ ‭Grant‬‭release‬‭and‬‭discharge‬‭of‬‭liability‬‭(volledig‬‭acquit‬‭et‬‭decharge)‬‭to‬
          ‭sepenuhnya‬ ‭(‬‭volledig‬ ‭acquit‬ ‭et‬ ‭decharge‬‭)‬ ‭kepada‬ ‭anggota‬ ‭Direksi,‬              ‭members‬ ‭of‬ ‭the‬ ‭Board‬ ‭of‬ ‭Directors,‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭of‬ ‭the‬
           ‭Dewan‬ ‭Komisaris‬ ‭dan‬ ‭Dewan‬ ‭Pengawas‬ ‭Syariah‬ ‭Perseroan‬ ‭atas‬                         ‭Company‬ ‭and‬ ‭Shariah‬ ‭Supervisory‬ ‭Board‬ ‭for‬ ‭management‬ ‭and‬
            ‭tindakan‬ ‭pengurusan‬ ‭dan‬ ‭pengawasan‬‭yang‬‭dilakukan‬‭dalam‬‭dan‬                           ‭supervision‬‭actions‬‭carried‬‭out‬‭in‬‭and‬‭during‬‭the‬‭financial‬‭year‬‭ended‬
             ‭selama tahun buku yang berakhir pada tanggal 31 Desember 2024.‬                                  ‭December 31, 2024.‬




‭Mata Acara 2‬                                                                                   ‭2nd Agenda‬

‭Penetapan‬ ‭Penggunaan‬ ‭Laba‬ ‭Perseroan‬ ‭untuk‬ ‭Tahun‬ ‭Buku‬ ‭Determination‬ ‭of‬ ‭appropriation‬ ‭of‬ ‭the‬ ‭Company's‬ ‭Profit‬ ‭for‬ ‭the‬
 ‭yang Berakhir pada Tanggal 31 Desember 2024.‬                     ‭financial year ended 31 December 2024.‬

‭Penjelasan‬                                                                                     ‭Explanation‬
 ‭Berdasarkan‬ ‭ketentuan‬ ‭Pasal‬ ‭11‬ ‭ayat‬ ‭(4)‬ ‭huruf‬ ‭c‬‭dan‬‭Pasal‬‭27‬‭Anggaran‬        ‭Based‬ ‭on‬ ‭the‬ ‭provisions‬‭of‬‭Article‬‭11,‬‭paragraph‬‭(4),‬‭letter‬‭c‬‭and‬‭Article‬‭27‬‭of‬
  ‭Dasar‬ ‭Perseroan,‬ ‭penggunaan‬ ‭laba‬ ‭bersih‬ ‭diputuskan‬ ‭melalui‬ ‭RUPS.‬                 ‭the‬‭Company's‬‭Articles‬‭of‬‭Association,‬‭the‬‭use‬‭of‬‭net‬‭profits‬‭is‬‭decided‬‭through‬
   ‭Terkait‬ ‭dengan‬ ‭syarat‬ ‭penggunaan‬ ‭laba‬ ‭bersih,‬ ‭Perseroan‬ ‭tunduk‬ ‭pada‬            ‭the‬ ‭General‬ ‭Meeting‬ ‭of‬ ‭Shareholders‬ ‭(GMS).‬ ‭Regarding‬ ‭the‬ ‭requirements‬ ‭for‬
    ‭Pasal‬ ‭70‬ ‭ayat‬ ‭(2)‬ ‭serta‬ ‭Pasal‬ ‭71‬ ‭ayat‬ ‭(2)‬ ‭Undang-undang‬ ‭Perseroan‬          ‭the‬‭use‬‭of‬‭net‬‭profits,‬‭the‬‭Company‬‭is‬‭subject‬‭to‬‭Article‬‭70,‬‭paragraph‬‭(2)‬‭and‬
     ‭Terbatas (UUPT).‬                                                                               ‭Article 71, paragraph (2) of the Limited Liability Company Law (UUPT)‬

‭Untuk‬ ‭tahun‬ ‭buku‬ ‭yang‬ ‭berakhir‬ ‭pada‬ ‭31‬ ‭Desember‬ ‭2024,‬ ‭Perseroan‬ ‭With‬‭respect‬‭to‬‭the‬‭fiscal‬‭year‬‭ended‬‭December‬‭31,‬‭2024,‬‭the‬‭Company‬‭has‬‭not‬
 ‭belum memenuhi ketentuan Pasal 70 ayat (2) serta Pasal 71 ayat (2) UUPT.‬ ‭yet‬‭complied‬‭with‬‭the‬‭requirements‬‭of‬‭Article‬‭70,‬‭subsection‬‭(2),‬‭and‬‭Article‬‭71,‬
                                                                                     ‭subsection (2), of the UUPT.‬

‭Selanjutnya, Perseroan akan mengusulkan kepada rapat untuk :‬                                   ‭Further, the Company will propose to the Meeting to:‬

    ‭a.‬ ‭Menyetujui‬‭penggunaan‬‭Laba‬‭Bersih‬‭Perseroan‬‭untuk‬‭Tahun‬‭Buku‬                        ‭a.‬ ‭Approve‬ ‭the‬ ‭appropriation‬ ‭of‬ ‭the‬ ‭Company's‬ ‭Net‬ ‭Profit‬ ‭for‬‭the‬‭Fiscal‬
          ‭yang‬‭berakhir‬‭pada‬‭31‬‭Desember‬‭2024‬‭sebesar‬‭Rp‬‭128‬‭miliar‬‭untuk‬                       ‭Year‬ ‭ending‬ ‭December‬ ‭31,‬ ‭2024,‬ ‭amounting‬ ‭to‬ ‭IDR128‬ ‭billion,‬ ‭to‬
           ‭membiayai kegiatan usaha Perseroan.‬                                                             ‭finance the Company's business activities.‬



                                                                                             ‭3‬
Page 4
    ‭b.‬ ‭Menyetujui‬ ‭untuk‬ ‭tidak‬ ‭menyisihkan‬ ‭Laba‬ ‭Bersih‬ ‭Perseroan‬                    ‭b.‬ ‭Approve‬ ‭not‬ ‭setting‬ ‭aside‬ ‭the‬ ‭Company's‬ ‭Net‬ ‭Profit‬ ‭as‬ ‭a‬ ‭mandatory‬
          ‭sebagai‬ ‭cadangan‬ ‭wajib‬ ‭sesuai‬ ‭Pasal‬ ‭70‬ ‭ayat‬ ‭(2)‬ ‭Undang-undang‬                ‭reserve in accordance with Article 70 paragraph (2) of the UUPT‬
           ‭Perseroan Terbatas.‬



‭Mata Acara 3‬                                                                                ‭3rd Agenda‬

‭Menetapkan‬ ‭besar‬ ‭dan‬‭jenis‬‭gaji‬‭dan‬‭tunjangan‬‭untuk‬‭Direksi,‬                      ‭Determination‬‭of‬‭the‬‭amount‬‭and‬‭type‬‭of‬‭salaries‬‭and‬‭benefits‬‭for‬
 ‭dan‬ ‭besarnya‬ ‭honorarium‬ ‭dan‬ ‭tunjangan‬ ‭untuk‬ ‭Dewan‬                               ‭the‬ ‭Board‬ ‭of‬ ‭Directors,‬ ‭and‬ ‭the‬ ‭amount‬ ‭of‬ ‭honorarium‬ ‭and‬
  ‭Komisaris‬ ‭dan‬ ‭Dewan‬ ‭Pengawas‬ ‭Syariah,‬ ‭untuk‬ ‭tahun‬ ‭buku‬                        ‭benefits‬ ‭for‬ ‭the‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭and‬ ‭Sharia‬ ‭Supervisory‬
   ‭yang‬ ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭31‬ ‭Desember‬ ‭2025,‬ ‭serta‬                            ‭Board,‬ ‭for‬ ‭the‬ ‭financial‬ ‭year‬ ‭ended‬ ‭December‬ ‭31,‬ ‭2025,‬ ‭and‬
    ‭menetapkan‬ ‭besarnya‬ ‭bonus‬ ‭yang‬ ‭akan‬ ‭dibayarkan‬ ‭kepada‬                           ‭determination‬ ‭of‬ ‭the‬‭amount‬‭of‬‭bonuses‬‭payable‬‭to‬‭the‬‭members‬
     ‭anggota‬ ‭Direksi‬ ‭untuk‬ ‭jasa-jasa‬ ‭yang‬ ‭diberikan‬ ‭dalam‬ ‭tahun‬                    ‭of‬ ‭the‬ ‭Board‬ ‭of‬ ‭Directors‬ ‭for‬ ‭services‬ ‭provided‬ ‭for‬ ‭the‬ ‭financial‬
      ‭buku yang berakhir pada tanggal 31 Desember 2024.‬                                           ‭year ended December 31, 2024.‬

‭Penjelasan‬                                                                                  ‭Explanation‬
 ‭Berdasarkan‬ ‭ketentuan‬ ‭Pasal‬ ‭11‬ ‭ayat‬ ‭(4)‬ ‭huruf‬ ‭(e)‬ ‭Anggaran‬ ‭Dasar‬          ‭Based‬‭on‬‭the‬‭provisions‬‭of‬‭Article‬‭11‬‭paragraph‬‭(4)‬‭letter‬‭(e)‬‭of‬‭the‬‭Company's‬
  ‭Perseroan,‬ ‭RUPS‬ ‭Tahunan‬ ‭memutuskan‬ ‭mata‬ ‭acara‬ ‭untuk‬ ‭menetapkan‬                ‭Articles‬ ‭of‬ ‭Association,‬ ‭at‬ ‭the‬ ‭Annual‬ ‭GMS‬ ‭decisions‬ ‭are‬ ‭made‬ ‭regarding‬ ‭the‬
   ‭gaji,‬‭tunjangan,‬‭tantiem‬‭dan/atau‬‭bonus‬‭kepada‬‭para‬‭anggota‬‭Direksi‬‭dan‬            ‭determination‬‭of‬‭salaries,‬‭allowances,‬‭tantiem‬‭and/or‬‭bonuses‬‭for‬‭members‬‭of‬
    ‭penetapan‬ ‭honorarium‬ ‭dan‬ ‭tunjangan‬ ‭kepada‬ ‭para‬ ‭anggota‬ ‭Dewan‬                  ‭the‬ ‭Board‬ ‭of‬ ‭Directors‬ ‭and‬ ‭determination‬ ‭of‬ ‭honorarium‬‭and‬‭allowances‬‭for‬
     ‭Komisaris dan Dewan Pengawas Syariah.‬                                                       ‭members of the Board of Commissioners and the Sharia Supervisory Board.‬

‭Selanjutnya, Perseroan akan mengusulkan kepada rapat untuk :‬                                ‭Further, the Company will propose to the Meeting to:‬

    ‭a.‬ ‭Menyetujui‬ ‭dan‬ ‭menetapkan‬ ‭jumlah‬ ‭gaji‬ ‭atau‬ ‭honorarium‬ ‭dan‬                 ‭a.‬ ‭Approve‬‭and‬‭determine‬‭the‬‭amount‬‭of‬‭salary‬‭or‬‭honorarium‬‭and‬‭other‬
          ‭tunjangan‬ ‭lain‬ ‭untuk‬ ‭Dewan‬ ‭Komisaris‬ ‭dan‬ ‭Dewan‬ ‭Pengawas‬                        ‭allowances‬‭for‬‭the‬‭Board‬‭of‬‭Commissioners‬‭and‬‭the‬‭Sharia‬‭Supervisory‬
           ‭Syariah‬ ‭sebesar-besarnya‬ ‭Rp10.000.000.000‬ ‭(sepuluh‬ ‭milyar‬                            ‭Board‬ ‭with‬ ‭a‬ ‭maximum‬ ‭amount‬ ‭of‬ ‭up‬ ‭to‬ ‭IDR10,000,000,000‬ ‭(ten‬
            ‭rupiah)‬ ‭kotor‬ ‭sebelum‬ ‭pajak,‬ ‭pada‬ ‭tahun‬ ‭buku‬ ‭2025,‬ ‭dan‬                       ‭billion‬ ‭rupiah)‬ ‭gross‬ ‭before‬ ‭income‬ ‭tax‬ ‭is‬ ‭deducted,‬ ‭in‬ ‭the‬ ‭2025‬
             ‭memberikan‬ ‭kuasa‬ ‭kepada‬ ‭Dewan‬ ‭Komisaris‬ ‭untuk‬ ‭menetapkan‬                         ‭financial‬‭year,‬‭and‬‭authorize‬‭the‬‭Board‬‭of‬‭Commissioners‬‭to‬‭determine‬
              ‭jumlah‬ ‭gaji‬ ‭atau‬ ‭honorarium‬ ‭dan‬ ‭tunjangan‬ ‭lainnya‬ ‭untuk‬                        ‭the‬ ‭amount‬ ‭of‬ ‭salary‬ ‭or‬ ‭honorarium‬ ‭and‬ ‭other‬ ‭allowances‬ ‭for‬ ‭each‬
               ‭masing-masing‬ ‭anggota‬ ‭Dewan‬ ‭Komisaris‬ ‭Perseroan‬ ‭dan‬ ‭Dewan‬                        ‭member‬ ‭of‬ ‭the‬ ‭Company's‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭and‬ ‭the‬ ‭Sharia‬
                ‭Pengawas‬ ‭Syariah‬ ‭dengan‬ ‭mempertimbangkan‬ ‭rekomendasi‬                                 ‭Supervisory‬ ‭Board‬ ‭with‬ ‭consider‬ ‭the‬ ‭recommendations‬ ‭of‬ ‭the‬
                 ‭Komite Remunerasi dan Nominasi.‬                                                              ‭Nomination Remuneration Committee.‬

                                                                                            ‭4‬
Page 5
    ‭b.‬ ‭Menyetujui‬ ‭pelimpahan‬ ‭wewenang‬ ‭kepada‬ ‭Dewan‬ ‭Komisaris‬                          ‭b.‬ ‭Approved‬ ‭the‬ ‭delegation‬ ‭of‬ ‭authority‬ ‭to‬ ‭the‬ ‭Company's‬ ‭Board‬ ‭of‬
          ‭Perseroan‬ ‭untuk‬ ‭menetapkan‬ ‭jumlah‬ ‭tantiem/bonus‬‭untuk‬‭tahun‬                         ‭Commissioners‬ ‭to‬ ‭determine‬ ‭the‬ ‭amount‬ ‭of‬ ‭tantiem/bonus‬ ‭for‬ ‭the‬
           ‭buku‬ ‭2024‬ ‭yang‬ ‭akan‬ ‭dibayarkan‬ ‭tahun‬ ‭2025‬ ‭untuk‬ ‭Direksi‬                       ‭2024‬ ‭financial‬ ‭year‬ ‭which‬ ‭will‬ ‭be‬ ‭paid‬ ‭in‬ ‭2025‬ ‭to‬ ‭the‬ ‭Company's‬
            ‭Perseroan‬‭dan‬ ‭menetapkan‬‭jumlah‬‭tantiem/bonus‬‭masing-masing‬                             ‭Directors‬ ‭and‬ ‭determine‬ ‭the‬ ‭amount‬ ‭of‬ ‭tantiem/bonus‬ ‭for‬ ‭each‬
             ‭anggota‬ ‭Direksi‬ ‭Perseroan‬ ‭dengan‬ ‭memperhatikan‬ ‭rekomendasi‬                          ‭member‬ ‭of‬ ‭the‬ ‭Company's‬ ‭Directors‬ ‭by‬ ‭taking‬ ‭into‬ ‭account‬ ‭the‬
              ‭Komite Remunerasi dan Nominasi.‬                                                               ‭recommendations of the Remuneration and Nomination Committee.‬

    ‭c.‬ ‭Menyetujui‬ ‭pelimpahan‬ ‭wewenang‬ ‭kepada‬ ‭Dewan‬ ‭Komisaris‬                          ‭c.‬ ‭Approved‬ ‭the‬ ‭delegation‬ ‭of‬ ‭authority‬ ‭to‬ ‭the‬ ‭Company's‬ ‭Board‬ ‭of‬
          ‭Perseroan‬ ‭untuk‬ ‭menetapkan‬ ‭jumlah‬ ‭gaji‬‭dan‬‭tunjangan‬‭lain‬‭bagi‬                    ‭Commissioners‬ ‭to‬ ‭determine‬ ‭the‬ ‭amount‬ ‭of‬ ‭salary‬ ‭and‬ ‭other‬
           ‭masing-masing‬‭anggota‬‭Direksi‬‭Perseroan‬‭untuk‬‭tahun‬‭buku‬‭2025,‬                         ‭allowances‬ ‭for‬‭each‬‭member‬‭of‬‭the‬‭Company's‬‭Board‬‭of‬‭Directors‬‭for‬
            ‭serta‬ ‭menetapkan‬ ‭syarat‬ ‭dan‬ ‭ketentuan‬ ‭pemberian‬ ‭remunerasi‬                        ‭the‬ ‭2025‬ ‭financial‬ ‭year,‬ ‭as‬ ‭well‬ ‭as‬ ‭determining‬ ‭the‬ ‭terms‬ ‭and‬
             ‭yang‬ ‭bersifat‬ ‭variable‬‭kepada‬‭anggota‬‭Manajemen‬‭yang‬‭termasuk‬                        ‭conditions‬ ‭for‬ ‭providing‬ ‭variable‬ ‭remuneration‬ ‭to‬ ‭members‬ ‭of‬
              ‭kategori‬ ‭Material‬ ‭Risk‬ ‭Taker‬ ‭(MRT)‬ ‭dengan‬ ‭memperhatikan‬                           ‭Management‬ ‭who‬ ‭fall‬ ‭into‬ ‭the‬ ‭Material‬ ‭Risk‬ ‭Taker‬ ‭(MRT)‬‭category‬‭by‬
               ‭rekomendasi Komite Remunerasi dan Nominasi.‬                                                   ‭taking‬ ‭into‬ ‭account‬ ‭Remuneration‬ ‭and‬ ‭Nomination‬ ‭Committee‬
                                                                                                                ‭recommendations.‬



‭Mata Acara 4‬                                                                                 ‭4th Agenda‬

‭Penunjukan‬ ‭Akuntan‬ ‭Publik‬‭dan‬‭Kantor‬‭Akuntan‬‭Publik‬‭untuk‬                           ‭The‬ ‭appointment‬ ‭of‬ ‭a‬ ‭Public‬ ‭Accountant‬ ‭and‬ ‭a‬ ‭Public‬ ‭Accounting‬
 ‭memeriksa‬ ‭buku-buku‬ ‭Perseroan‬ ‭untuk‬ ‭tahun‬ ‭buku‬ ‭yang‬                              ‭Firm‬‭to‬‭audit‬‭the‬‭Company's‬‭books‬‭for‬‭the‬‭financial‬‭year‬‭ending‬‭on‬
  ‭berakhir‬ ‭pada‬ ‭tanggal‬ ‭31‬ ‭Desember‬ ‭2025‬ ‭dan‬ ‭menetapkan‬                          ‭December‬ ‭31,‬ ‭2025,‬ ‭and‬ ‭the‬ ‭determination‬ ‭of‬ ‭their‬ ‭honorarium‬
   ‭besarnya‬ ‭honorarium‬ ‭dan‬ ‭syarat-syarat‬ ‭lain‬ ‭pengangkatan‬                            ‭and other terms of appointment.‬
    ‭Akuntan Publik dan Kantor Akuntan Publik tersebut.‬

‭Penjelasan:‬                                                                                  ‭Explanation:‬
 ‭Berdasarkan‬ ‭ketentuan‬ ‭(i)‬ ‭Pasal‬ ‭11‬ ‭ayat‬ ‭(4)‬ ‭huruf‬ ‭(f)‬ ‭Anggaran‬ ‭Dasar‬     ‭Based‬ ‭on‬ ‭the‬ ‭provisions‬ ‭of‬ ‭(i)‬ ‭Article‬ ‭11,‬ ‭paragraph‬ ‭(4),‬ ‭letter‬ ‭(f)‬ ‭of‬ ‭the‬
  ‭Perseroan‬‭dan‬‭(ii)‬‭Pasal‬‭3‬‭POJK‬‭Nomor‬‭9‬‭Tahun‬‭2023‬‭tentang‬‭Penggunaan‬             ‭Company's‬ ‭Articles‬ ‭of‬ ‭Association‬ ‭and‬ ‭(ii)‬‭Article‬‭3‬‭of‬‭POJK‬‭Number‬‭9‬‭of‬‭2023‬
   ‭Jasa‬ ‭Akuntan‬ ‭Publik‬ ‭Dan‬ ‭Kantor‬ ‭Akuntan‬ ‭Publik‬ ‭Dalam‬ ‭Kegiatan‬ ‭Jasa‬          ‭concerning‬‭the‬‭Use‬‭of‬‭Public‬‭Accountant‬‭and‬‭Public‬‭Accounting‬‭Firm‬‭Services‬‭in‬
    ‭Keuangan,‬ ‭dan‬ ‭(iii)‬ ‭Pasal‬ ‭68‬ ‭ayat‬ ‭(1)‬‭Undang-undang‬‭Perseroan‬‭Terbatas,‬       ‭DearFinancial‬ ‭Services‬ ‭Activities,‬ ‭and‬ ‭(iii)‬ ‭Article‬ ‭68,‬ ‭paragraph‬ ‭(1)‬ ‭of‬ ‭the‬
     ‭penunjukkan‬ ‭Akuntan‬ ‭Publik‬ ‭(AP)‬ ‭dan‬ ‭Kantor‬ ‭Akuntan‬ ‭Publik‬ ‭(KAP)‬              ‭Limited‬ ‭Liability‬ ‭Company‬ ‭Law,‬ ‭the‬ ‭appointment‬ ‭of‬ ‭a‬ ‭Public‬ ‭Accountant‬ ‭(PA)‬
                                                                                                     ‭and‬‭a‬‭Public‬‭Accounting‬‭Firm‬‭(KAP)‬‭is‬‭decided‬‭through‬‭the‬‭General‬‭Meeting‬‭of‬

                                                                                           ‭5‬
Page 6
‭diputuskan‬ ‭melalui‬ ‭RUPS‬ ‭setelah‬ ‭mendapat‬ ‭rekomendasi‬ ‭dari‬ ‭Komite‬ ‭Shareholders‬ ‭(GMS)‬ ‭after‬ ‭receiving‬ ‭recommendations‬ ‭from‬ ‭the‬ ‭Audit‬
 ‭Audit.‬                                                                         ‭Committee.‬

‭Selanjutnya, Perseroan akan mengusulkan kepada rapat untuk :‬                                    ‭Further, the Company will propose to the Meeting to:‬

    ‭a.‬ ‭Memberikan‬ ‭kewenangan‬ ‭kepada‬ ‭Dewan‬ ‭Komisaris‬ ‭untuk‬                               ‭a.‬ ‭To‬ ‭authorize‬ ‭the‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭to‬ ‭appoint‬ ‭the‬ ‭Public‬
          ‭menetapkan‬‭Kantor‬‭Akuntan‬‭Publik‬‭dan‬‭Akuntan‬‭Publik‬‭yang‬‭akan‬                           ‭Accounting‬ ‭Firm‬ ‭and‬ ‭Public‬ ‭Accountant‬‭who‬‭will‬‭conduct‬‭the‬‭audit‬‭of‬
           ‭melaksanakan‬ ‭audit‬ ‭laporan‬ ‭keuangan‬ ‭Perseroan‬ ‭untuk‬ ‭tahun‬                           ‭the‬ ‭Company's‬ ‭financial‬ ‭statements‬ ‭for‬ ‭the‬ ‭2025‬ ‭fiscal‬ ‭year,‬ ‭in‬
            ‭buku‬ ‭2025‬ ‭sesuai‬ ‭dengan‬ ‭rekomendasi‬ ‭Komite‬ ‭Audit‬ ‭dan‬                              ‭accordance‬‭with‬‭the‬‭recommendations‬‭of‬‭the‬‭Audit‬‭Committee‬‭and‬‭the‬
             ‭kriteria-kriteria yang ditetapkan.‬                                                              ‭established criteria.‬

    ‭b.‬ ‭Menyetujui‬ ‭usulan‬ ‭penetapan‬ ‭honorarium‬ ‭Kantor‬ ‭Akuntan‬ ‭Publik‬                   ‭b.‬ ‭To‬ ‭approve‬ ‭the‬ ‭proposed‬ ‭determination‬ ‭of‬ ‭the‬ ‭Public‬ ‭Accounting‬
          ‭untuk‬ ‭biaya‬ ‭audit‬ ‭tahunan‬ ‭atas‬ ‭Laporan‬ ‭Keuangan‬ ‭Perseroan‬                         ‭Firm's‬ ‭honorarium‬ ‭for‬ ‭the‬ ‭annual‬ ‭audit‬ ‭of‬ ‭the‬ ‭Company's‬ ‭Financial‬
           ‭tahun‬ ‭2025‬ ‭sebesar-besarnya‬ ‭Rp3.000.000.000‬ ‭(tidak‬ ‭termasuk‬                           ‭Statements‬ ‭for‬ ‭the‬ ‭2025‬ ‭fiscal‬ ‭year,‬ ‭up‬ ‭to‬ ‭a‬ ‭maximum‬ ‭of‬ ‭IDR‬
            ‭PPN dan OPE).‬                                                                                   ‭3,000,000,000‬‭(excluding VAT and OPE).‬

    ‭c.‬ ‭Memberikan‬ ‭kuasa‬ ‭kepada‬ ‭Dewan‬ ‭Komisaris‬ ‭untuk‬ ‭menetapkan‬                       ‭c.‬ ‭To‬ ‭authorize‬ ‭the‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭to‬ ‭appoint‬ ‭a‬ ‭Substitute‬
          ‭Kantor‬ ‭Akuntan‬ ‭Publik‬ ‭Pengganti‬ ‭dan/atau‬ ‭Akuntan‬ ‭Publik‬                             ‭Public‬ ‭Accounting‬ ‭Firm‬ ‭and/or‬ ‭a‬ ‭Substitute‬ ‭Public‬‭Accountant,‬‭taking‬
           ‭Pengganti‬ ‭dengan‬ ‭memperhatikan‬ ‭rekomendasi‬ ‭Komite‬ ‭Audit‬                               ‭into‬ ‭account‬ ‭the‬ ‭Audit‬ ‭Committee's‬ ‭recommendations,‬ ‭in‬ ‭the‬ ‭event‬
            ‭dalam‬ ‭hal‬ ‭kantor‬ ‭Akuntan‬ ‭Publik‬ ‭yang‬ ‭telah‬ ‭ditunjuk‬ ‭tidak‬ ‭dapat‬               ‭that‬ ‭the‬ ‭appointed‬ ‭Public‬ ‭Accounting‬ ‭Firm‬ ‭is‬ ‭unable‬ ‭to‬
             ‭menyelesaikan/‬ ‭melaksanakan‬ ‭audit‬ ‭Laporan‬ ‭Keuangan‬ ‭31‬                                 ‭complete/perform‬ ‭the‬ ‭audit‬ ‭of‬ ‭the‬ ‭Financial‬ ‭Statements‬ ‭as‬ ‭of‬
              ‭Desember‬ ‭2025‬ ‭termasuk‬ ‭menetapkan‬‭besarnya‬‭honorarium‬‭dan‬                              ‭December‬ ‭31,‬ ‭2025,‬ ‭including‬ ‭determining‬ ‭the‬ ‭amount‬ ‭of‬ ‭the‬
               ‭persyaratan‬ ‭lainnya‬ ‭sehubungan‬ ‭dengan‬ ‭penunjukan‬ ‭Kantor‬                               ‭honorarium‬ ‭and‬ ‭other‬ ‭terms‬ ‭and‬ ‭conditions‬ ‭related‬ ‭to‬ ‭the‬
                ‭Akuntan Publik dan/atau Akuntan Publik Pengganti tersebut.‬                                      ‭appointment‬ ‭of‬ ‭the‬ ‭Substitute‬ ‭Public‬ ‭Accounting‬ ‭Firm‬ ‭and/or‬
                                                                                                                   ‭Substitute Public Accountant.‬




                                                                                              ‭6‬
Page 7
‭Mata Acara 5‬                                                                                   ‭5th Agenda‬

‭Perubahan susunan Anggota Dewan Pengawas Syariah‬                                               ‭Changes‬ ‭to‬ ‭the‬ ‭composition‬ ‭of‬ ‭the‬ ‭Sharia‬ ‭Supervisory‬ ‭Board‬
                                                                                                  ‭Members‬

‭Penjelasan:‬                                                                                    ‭Explanation:‬
 ‭Berdasarkan‬ ‭ketentuan‬ ‭Pasal‬ ‭11‬ ‭ayat‬ ‭(4)‬ ‭huruf‬ ‭d‬ ‭dan‬ ‭Pasal‬ ‭23‬ ‭Anggaran‬    ‭Based on the provisions of Article 11, paragraph (4), letter d and Article 23 of‬
  ‭Dasar‬ ‭Perseroan,‬ ‭Dewan‬ ‭Pengawas‬ ‭Syariah‬ ‭diangkat‬ ‭oleh‬ ‭RUPS‬ ‭setelah‬             ‭the Company's Articles of Association, the Sharia Supervisory Board is‬
   ‭mendapat‬ ‭persetujuan‬ ‭Otoritas‬ ‭Jasa‬ ‭Keuangan‬ ‭dan‬ ‭mendapat‬                           ‭appointed by the GMS after obtaining approval from the Financial Services‬
    ‭rekomendasi‬ ‭dari‬ ‭Majelis‬ ‭Ulama‬ ‭Indonesia‬ ‭dan‬ ‭Komite‬ ‭Remunerasi‬ ‭dan‬             ‭Authority (OJK) and receiving recommendations from the Indonesian Ulema‬
     ‭Nominasi.‬ ‭Perseroan‬ ‭akan‬‭menambah‬‭jumlah‬‭anggota‬‭Dewan‬‭Pengawas‬                       ‭Council (MUI) and the Remuneration and Nomination Committee. The‬
      ‭Syariah‬ ‭sesuai‬ ‭dengan‬ ‭ketentuan‬ ‭Pasal‬ ‭10‬ ‭POJK‬ ‭Nomor‬ ‭2‬ ‭Tahun‬ ‭2024‬           ‭Company will increase the number of members of the Sharia Supervisory‬
       ‭tentang‬‭Penerapan‬‭Tata‬‭Kelola‬‭Syariah‬‭Bagi‬‭Bank‬‭Umum‬‭Syariah‬‭Dan‬‭Unit‬                ‭Board in accordance with the provisions of Article 10 of POJK Number 2 of‬
        ‭Usaha Syariah.‬                                                                                 ‭2024 concerning the Implementation of Sharia Governance for Sharia‬
                                                                                                          ‭Commercial Banks and Sharia Business Units.‬

‭Selanjutnya, Perseroan akan mengusulkan kepada rapat untuk :‬                     ‭Further, the Company will propose to the Meeting to:‬
     ‭a.‬ ‭Menyetujui‬ ‭pengangkatan‬ ‭Sutan‬ ‭Emir‬ ‭Hidayat‬ ‭sebagai‬ ‭anggota‬      ‭a.‬ ‭To‬ ‭approve‬ ‭the‬ ‭appointment‬ ‭of‬ ‭Sutan‬ ‭Emir‬ ‭Hidayat‬ ‭as‬ ‭a‬ ‭member‬‭of‬
           ‭Dewan‬ ‭Pengawas‬ ‭Syariah‬ ‭sehingga‬ ‭susunan‬ ‭Dewan‬ ‭Pengawas‬               ‭the‬ ‭Sharia‬ ‭Supervisory‬ ‭Board,‬ ‭so‬ ‭that‬ ‭the‬ ‭composition‬ ‭of‬ ‭the‬ ‭Sharia‬
            ‭Syariah adalah sebagai berikut :‬                                                 ‭Supervisory Board is as follows:‬

          ‭Ketua‬               ‭: Yulizar Djamaluddin Sanrego‬                                           ‭Chairman‬                    ‭: Yulizar Djamaluddin Sanrego‬
          ‭Anggota‬             ‭: Muhammad Maksum‬                                                       ‭Member‬                      ‭: Muhammad Maksum‬
          ‭Anggota‬             ‭: Sutan Emir Hidayat‬                                                    ‭Member‬                      ‭: Sutan Emir Hidayat‬

    ‭b.‬ ‭Memberikan‬ ‭kuasa‬ ‭kepada‬ ‭Direksi‬ ‭Perseroan‬ ‭secara‬                                ‭b.‬ ‭To‬ ‭authorize‬ ‭the‬ ‭Company's‬ ‭Directors,‬‭jointly‬‭or‬‭individually,‬‭with‬‭the‬
          ‭bersama-sama‬ ‭atau‬ ‭sendiri-sendiri‬ ‭dengan‬ ‭hak‬ ‭substitusi‬ ‭untuk‬                      ‭right‬ ‭of‬ ‭substitution,‬ ‭to‬ ‭act‬ ‭for‬ ‭and‬ ‭on‬ ‭behalf‬ ‭of‬ ‭the‬ ‭Company‬ ‭to‬
           ‭bertindak‬‭untuk‬‭dan‬‭atas‬‭nama‬‭Perseroan‬‭untuk‬‭menyatakan‬‭hasil‬                         ‭express‬‭the‬‭results‬‭of‬‭this‬‭decision‬‭in‬‭a‬‭notarial‬‭deed‬‭and‬‭thereafter‬‭to‬
            ‭keputusan‬‭ini‬‭dalam‬‭akta‬‭notaris‬‭dan‬‭selanjutnya‬‭untuk‬‭melakukan‬                       ‭take‬ ‭all‬ ‭appropriate,‬ ‭required,‬ ‭or‬ ‭necessary‬ ‭actions‬ ‭to‬ ‭carry‬ ‭out‬ ‭the‬
             ‭segala‬ ‭hal‬ ‭yang‬ ‭tepat,‬ ‭dipersyaratkan‬ ‭atau‬ ‭diperlukan‬ ‭untuk‬                      ‭purposes and intent of this Decision and its implementation‬
              ‭menjalankan‬ ‭tujuan‬ ‭dan‬ ‭maksud‬ ‭dari‬ ‭Keputusan‬ ‭ini‬ ‭dan‬
               ‭pelaksanaannya.‬


                                                                                             ‭7‬
Page 8
‭Mata Acara 6‬                                                                               ‭6th Agenda‬

‭Persetujuan‬       ‭Rencana‬       ‭Aksi‬    ‭Pemulihan‬       ‭(Recovery‬       ‭Plan)‬ ‭Approval of the Company's Recovery Action Plan.‬
 ‭Perseroan.‬
‭Penjelasan:‬                                                                                ‭Explanation:‬
 ‭Berdasarkan‬ ‭ketentuan‬ ‭Pasal‬ ‭15‬ ‭POJK‬ ‭Nomor‬ ‭5‬ ‭Tahun‬ ‭2024‬ ‭tentang‬           ‭Based‬ ‭on‬ ‭the‬ ‭provisions‬ ‭of‬ ‭Article‬ ‭15‬ ‭of‬ ‭POJK‬ ‭(Financial‬ ‭Services‬ ‭Authority‬
  ‭Penetapan‬ ‭Status‬ ‭Pengawasan‬ ‭dan‬ ‭Penanganan‬ ‭Permasalahan‬ ‭Bank‬                   ‭Regulation)‬ ‭Number‬ ‭5‬ ‭of‬ ‭2024‬ ‭concerning‬ ‭the‬ ‭Determination‬ ‭of‬ ‭Supervisory‬
   ‭Umum,‬ ‭Rencana‬ ‭Aksi‬ ‭Pemulihan‬ ‭harus‬ ‭disetujui‬ ‭oleh‬ ‭Pemegang‬ ‭Saham‬           ‭Status‬ ‭and‬ ‭Handling‬ ‭of‬ ‭Problems‬ ‭of‬ ‭Commercial‬ ‭Banks,‬ ‭the‬ ‭Recovery‬ ‭Action‬
    ‭melalui‬ ‭RUPS.‬ ‭Merujuk‬ ‭Pasal‬ ‭11‬ ‭ayat‬ ‭(4)‬ ‭huruf‬ ‭g,‬ ‭Perseroan‬ ‭dapat‬       ‭Plan‬ ‭must‬ ‭be‬ ‭approved‬ ‭by‬ ‭the‬ ‭Shareholders‬ ‭through‬ ‭the‬ ‭General‬ ‭Meeting‬‭of‬
     ‭memutuskan‬ ‭mata‬ ‭acara‬ ‭lainnya‬ ‭yang‬ ‭telah‬ ‭diajukan‬ ‭dengan‬                     ‭Shareholders‬ ‭(GMS).‬ ‭Referring‬ ‭to‬ ‭Article‬ ‭11,‬ ‭paragraph‬ ‭(4),‬ ‭letter‬ ‭g,‬ ‭the‬
      ‭memperhatikan ketentuan peraturan perundang-undangan.‬                                      ‭Company‬‭may‬‭decide‬‭on‬‭other‬‭agenda‬‭items‬‭that‬‭have‬‭been‬‭submitted,‬‭taking‬
                                                                                                    ‭into account the provisions of the prevailing laws and regulations.‬

‭Selanjutnya, Perseroan akan mengusulkan kepada rapat untuk :‬                               ‭Further, the Company will propose to the Meeting to:‬

    ‭a.‬ ‭Menyetujui‬ ‭Rencana‬ ‭Aksi‬ ‭Pemulihan‬ ‭(Recovery‬ ‭Plan)‬ ‭yang‬ ‭telah‬             ‭a.‬ ‭To‬ ‭approve‬ ‭the‬ ‭Recovery‬ ‭Plan‬ ‭that‬ ‭has‬ ‭been‬ ‭submitted‬ ‭by‬ ‭the‬
          ‭disampaikan‬ ‭oleh‬ ‭Perseroan‬ ‭kepada‬‭Otoritas‬‭Jasa‬‭Keuangan‬‭(OJK)‬                    ‭Company‬ ‭to‬ ‭the‬ ‭Financial‬ ‭Services‬ ‭Authority‬ ‭(OJK)‬ ‭on‬ ‭5th‬ ‭November‬
           ‭pada tanggal‬‭5 November 2024;‬                                                              ‭2024;‬

    ‭b.‬ ‭Menyetujui‬ ‭pemberian‬ ‭kuasa‬ ‭dan‬ ‭kewenangan‬ ‭kepada‬ ‭Dewan‬                     ‭b.‬ ‭To‬ ‭approve‬ ‭the‬ ‭granting‬ ‭of‬ ‭power‬ ‭and‬ ‭authority‬ ‭to‬ ‭the‬ ‭Board‬ ‭of‬
          ‭Komisaris‬ ‭dan‬ ‭Direksi‬ ‭Perseroan‬ ‭untuk‬ ‭melakukan‬ ‭setiap‬ ‭dan‬                    ‭Commissioners‬‭and‬‭the‬‭Board‬‭of‬‭Directors‬‭of‬‭the‬‭Company‬‭to‬‭take‬‭any‬
           ‭seluruh‬‭tindakan‬‭yang‬‭diperlukan‬‭sehubungan‬‭dengan‬‭Pengkinian‬                         ‭and‬ ‭all‬ ‭necessary‬ ‭actions‬ ‭in‬ ‭connection‬ ‭with‬ ‭the‬ ‭Updating‬ ‭of‬ ‭the‬
            ‭Rencana‬ ‭Aksi‬ ‭Pemulihan‬ ‭(Recovery‬ ‭Plan)‬ ‭Perseroan,‬ ‭dengan‬                        ‭Company's‬‭Recovery‬‭Plan,‬‭taking‬‭into‬‭account‬‭the‬‭provisions‬‭in‬‭Article‬
             ‭memperhatikan‬ ‭ketentuan‬ ‭dalam‬ ‭Pasal‬ ‭15‬ ‭POJK‬ ‭Nomor‬ ‭5‬ ‭Tahun‬                   ‭15‬ ‭of‬ ‭POJK‬ ‭Number‬ ‭5‬ ‭of‬ ‭2024‬ ‭concerning‬ ‭the‬ ‭Determination‬ ‭of‬
              ‭2024‬ ‭tentang‬ ‭Penetapan‬ ‭Status‬ ‭Pengawasan‬ ‭dan‬ ‭Penanganan‬                         ‭Supervisory‬ ‭Status‬ ‭and‬ ‭Handling‬ ‭of‬ ‭Bank‬ ‭Problems,‬ ‭as‬ ‭well‬ ‭as‬ ‭other‬
               ‭Permasalahan‬ ‭Bank,‬ ‭serta‬ ‭peraturan‬ ‭perundang-undangan‬                               ‭relevant laws and regulations.‬
                ‭lainnya.‬




                                                                                         ‭8‬
Page 9
‭Mata Acara 7‬                                                                                         ‭7th Agenda‬

‭Pemberian‬ ‭wewenang‬ ‭kepada‬ ‭Dewan‬ ‭Komisaris‬ ‭untuk‬ ‭The‬ ‭authorization‬ ‭of‬ ‭the‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭to‬ ‭establish‬ ‭a‬
 ‭menetapkan‬‭program‬‭kepemilikan‬‭saham‬‭bagi‬‭manajemen‬‭dan‬ ‭Management and Employee Stock Ownership Program (MESOP).‬
  ‭karyawan (MESOP).‬

‭Penjelasan:‬                                                                                          ‭Explanation:‬
 ‭Merujuk‬ ‭pada‬ ‭ketentuan‬ ‭Pasal‬ ‭4‬ ‭ayat‬ ‭(3),‬ ‭ayat‬ ‭(5),‬ ‭dan‬ ‭ayat‬ ‭(6)‬ ‭huruf‬ ‭b‬    ‭Referring‬ ‭to‬ ‭the‬ ‭provisions‬ ‭of‬ ‭Article‬ ‭4,‬ ‭paragraph‬ ‭(3),‬ ‭paragraph‬ ‭(5),‬ ‭and‬
  ‭Anggaran‬ ‭Dasar‬ ‭Perseroan‬ ‭serta‬ ‭Keputusan‬ ‭agenda‬ ‭ketujuh‬ ‭pada‬ ‭RUPS‬                    ‭paragraph‬ ‭(6),‬ ‭letter‬ ‭b‬ ‭of‬ ‭the‬ ‭Company's‬ ‭Articles‬ ‭of‬ ‭Association,‬ ‭and‬ ‭the‬
   ‭Tahunan‬‭tanggal‬‭25‬‭Mei‬‭2023,‬‭RUPS‬‭telah‬‭memberikan‬‭wewenang‬‭kepada‬                          ‭decision‬ ‭of‬ ‭the‬ ‭seventh‬ ‭agenda‬ ‭item‬ ‭at‬ ‭the‬ ‭Annual‬ ‭General‬ ‭Meeting‬ ‭of‬
    ‭Dewan‬ ‭Komisaris‬ ‭untuk‬ ‭menetapkan‬ ‭Program‬ ‭Kepemilikan‬ ‭Saham‬ ‭bagi‬                        ‭Shareholders‬ ‭(AGMOS)‬‭on‬‭May‬‭25,‬‭2023,‬‭the‬‭AGMOS‬‭has‬‭granted‬‭authority‬‭to‬
     ‭Manajemen‬ ‭dan‬ ‭Karyawan‬ ‭atau‬ ‭MESOP‬ ‭yang‬ ‭dimulai‬ ‭sejak‬ ‭2024‬ ‭hingga‬                   ‭the‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭to‬ ‭establish‬‭a‬‭Management‬‭and‬‭Employee‬‭Stock‬
      ‭2028‬ ‭(“Wewenang”).‬ ‭Pemberian‬ ‭wewenang‬ ‭tersebut‬ ‭diperbarui‬ ‭setiap‬                         ‭Ownership‬ ‭Program‬ ‭or‬ ‭MESOP,‬ ‭which‬ ‭commences‬ ‭from‬ ‭2024‬ ‭until‬ ‭2028‬
       ‭tahun melalui RUPS.‬                                                                                  ‭("Authority"). This granting of authority is renewed annually through the AGMS.‬

‭Selanjutnya, Perseroan akan mengusulkan kepada rapat untuk :‬                                         ‭Further, the Company will propose to the Meeting to:‬

     ‭a.‬ ‭Memberikan‬ ‭kuasa‬ ‭kepada‬ ‭Dewan‬ ‭Komisaris‬ ‭Perseroan‬ ‭untuk‬                             ‭a.‬ ‭To‬ ‭authorize‬ ‭the‬ ‭Company's‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭to‬ ‭declare‬ ‭the‬
           ‭menyatakan‬ ‭realisasi‬ ‭pengeluaran‬ ‭saham‬ ‭baru‬ ‭dan‬ ‭modal‬                                    ‭realization‬ ‭of‬ ‭the‬ ‭issuance‬ ‭of‬ ‭new‬ ‭shares‬ ‭and‬ ‭the‬ ‭Company's‬ ‭issued‬
            ‭ditempatkan‬ ‭dan‬ ‭disetor‬ ‭Perseroan‬ ‭sehubungan‬ ‭dengan‬                                        ‭and‬ ‭paid-up‬ ‭capital‬ ‭in‬ ‭connection‬ ‭with‬ ‭the‬ ‭implementation‬ ‭of‬ ‭the‬
             ‭pelaksanaan Program MESOP;‬                                                                           ‭MESOP;‬

     ‭b.‬ ‭Memberikan‬ ‭kewenangan‬ ‭kepada‬ ‭Direksi‬ ‭Perseroan‬ ‭untuk‬                                  ‭b.‬ ‭To‬ ‭authorize‬ ‭the‬ ‭Company's‬ ‭Directors‬ ‭to‬ ‭take‬ ‭all‬ ‭necessary‬ ‭actions‬
           ‭melakukan‬ ‭segala‬ ‭tindakan‬ ‭yang‬ ‭diperlukan‬ ‭berkaitan‬ ‭dengan‬                               ‭related‬‭to‬‭the‬‭above‬‭decisions,‬‭including‬‭but‬‭not‬‭limited‬‭to,‬‭expressing‬
            ‭keputusan-keputusan‬‭di‬‭atas,‬‭termasuk‬‭tetapi‬‭tidak‬‭terbatas‬‭untuk‬                             ‭the decisions of this Meeting in a separate deed before a Notary.‬
             ‭menyatakan‬ ‭keputusan‬ ‭Rapat‬ ‭ini‬ ‭dengan‬ ‭akta‬ ‭tersendiri‬ ‭di‬
              ‭hadapan Notaris.‬




                                                                                                   ‭9‬
Page 10
‭Mata Acara 8‬                                                                              ‭8th Agenda‬

‭Menyetujui‬         ‭keseluruhan‬    ‭rencana‬     ‭Perseroan‬   ‭untuk‬ ‭To‬ ‭approve‬ ‭the‬ ‭Company's‬ ‭overall‬ ‭plan‬ ‭to‬ ‭implement‬ ‭the‬
 ‭melaksanakan‬ ‭Program‬ ‭Kepemilikan‬ ‭Saham‬ ‭Manajemen‬ ‭dan‬ ‭Company's‬ ‭Management‬ ‭and‬ ‭Employee‬ ‭Stock‬ ‭Ownership‬‭Program‬
  ‭Karyawan‬       ‭Perseroan‬    ‭(MESOP)‬    ‭II‬   ‭dengan‬  ‭jumlah‬ ‭(MESOP)‬‭II‬‭with‬‭a‬‭maximum‬‭amount‬‭of‬‭200,000,000‬‭shares‬‭or‬‭1.44%‬
   ‭sebanyak-banyaknya‬ ‭200.000.000‬ ‭lembar‬ ‭saham‬ ‭atau‬ ‭1,44%‬ ‭of the Company's issued and fully paid-up capital.‬
    ‭dari modal ditempatkan dan disetor penuh dalam Perseroan.‬

‭Penjelasan:‬                                                                               ‭Explanation:‬
 ‭Berdasarkan‬ ‭ketentuan‬ ‭Pasal‬ ‭8A‬ ‭POJK‬ ‭Nomor‬ ‭14/POJK.04/2019,‬ ‭tentang‬          ‭Based‬‭on‬‭the‬‭provisions‬‭of‬‭Article‬‭8A‬‭of‬‭POJK‬‭Number‬‭14/POJK.04/2019,‬‭On‬‭The‬
  ‭Perubahan‬‭Atas‬‭Peraturan‬‭Otoritas‬‭Jasa‬‭Keuangan‬‭Nomor‬‭32/Pojk.04/2015‬              ‭Amendment‬ ‭To‬ ‭Regulation‬ ‭Of‬ ‭The‬ ‭Financial‬ ‭Services‬ ‭Authority‬ ‭Number‬
   ‭Tentang‬ ‭Penambahan‬ ‭Modal‬ ‭Perusahaan‬ ‭Terbuka‬ ‭Dengan‬ ‭Memberikan‬                 ‭32/Pojk.04/2015‬ ‭On‬ ‭Capital‬ ‭Increases‬ ‭In‬ ‭Public‬ ‭Companies‬ ‭With‬ ‭Pre-Emptive‬
    ‭Hak‬ ‭Memesan‬ ‭Efek‬ ‭Terlebih‬ ‭Dahulu,‬ ‭Program‬ ‭Kepemilikan‬ ‭Saham‬                 ‭Rights,‬ ‭the‬ ‭Company's‬ ‭Management‬ ‭and‬‭Employee‬‭Stock‬‭Ownership‬‭Program‬
     ‭Manajemen‬ ‭dan‬ ‭Karyawan‬ ‭Perseroan‬ ‭(MESOP)‬ ‭melalui‬ ‭mekanisme‬                    ‭(MESOP)‬‭through‬‭a‬‭Capital‬‭Increase‬‭mechanism‬‭must‬‭obtain‬‭approval‬‭from‬‭the‬
      ‭Penambahan Modal harus memperoleh persetujuan RUPS.‬                                       ‭General Meeting of Shareholders (GMOS)‬

‭Selanjutnya, Perseroan mengusulkan kepada Rapat untuk :‬                                   ‭Further, the Company will propose to the Meeting to:‬

    ‭a.‬ ‭Menyetujui‬ ‭keseluruhan‬ ‭rencana‬ ‭Perseroan‬ ‭untuk‬ ‭melaksanakan‬                ‭a.‬ ‭To‬‭approve‬‭the‬‭Company's‬‭overall‬‭plan‬‭to‬‭implement‬‭the‬‭Management‬
          ‭Program‬‭Kepemilikan‬‭Saham‬‭Manajemen‬‭dan‬‭Karyawan‬‭Perseroan‬                          ‭and‬ ‭Employee‬ ‭Stock‬ ‭Ownership‬ ‭Program‬‭("MESOP")‬‭with‬‭a‬‭maximum‬
           ‭(Management‬‭and‬‭Employee‬‭Stock‬‭Ownership‬‭Program)‬‭(“Program‬                         ‭amount‬ ‭of‬ ‭200,000,000‬ ‭shares‬ ‭or‬ ‭1.804%‬ ‭of‬ ‭the‬ ‭issued‬ ‭and‬ ‭fully‬
            ‭MESOP”)‬ ‭dengan‬ ‭jumlah‬‭sebanyak-banyaknya‬‭200.000.000‬‭lembar‬                        ‭paid-up capital in the Company;‬
             ‭saham‬ ‭atau‬ ‭1,804%‬ ‭dari‬ ‭modal‬ ‭ditempatkan‬ ‭dan‬ ‭disetor‬ ‭penuh‬
              ‭dalam Perseroan;‬

    ‭b.‬ ‭Memberikan‬ ‭kuasa‬ ‭kepada‬ ‭Dewan‬ ‭Komisaris‬ ‭Perseroan‬ ‭untuk‬                  ‭b.‬ ‭To‬ ‭authorize‬ ‭the‬ ‭Company's‬ ‭Board‬ ‭of‬ ‭Commissioners‬ ‭to‬ ‭declare‬ ‭the‬
          ‭menyatakan‬ ‭realisasi‬ ‭pengeluaran‬ ‭saham‬ ‭baru‬ ‭dan‬ ‭modal‬                         ‭realization‬ ‭of‬ ‭the‬ ‭issuance‬ ‭of‬ ‭new‬ ‭shares‬ ‭and‬ ‭the‬ ‭Company's‬ ‭issued‬
           ‭ditempatkan‬ ‭dan‬ ‭disetor‬ ‭Perseroan‬ ‭sehubungan‬ ‭dengan‬                             ‭and‬ ‭paid-up‬ ‭capital‬ ‭in‬ ‭connection‬ ‭with‬ ‭the‬ ‭implementation‬ ‭of‬ ‭the‬
            ‭pelaksanaan Program MESOP;‬                                                                ‭MESOP;‬




                                                                                        ‭10‬
Page 11
       ‭c.‬ ‭Memberikan‬ ‭kewenangan‬ ‭kepada‬ ‭Direksi‬ ‭Perseroan‬ ‭untuk‬                               ‭c.‬ ‭To‬ ‭authorize‬ ‭the‬ ‭Company's‬ ‭Directors‬ ‭to‬ ‭take‬ ‭all‬ ‭necessary‬ ‭actions‬
             ‭melakukan‬ ‭segala‬ ‭tindakan‬ ‭yang‬ ‭diperlukan‬ ‭berkaitan‬ ‭dengan‬                            ‭related‬‭to‬‭the‬‭above‬‭decisions,‬‭including‬‭but‬‭not‬‭limited‬‭to,‬‭expressing‬
              ‭keputusan-keputusan‬‭di‬‭atas,‬‭termasuk‬‭tetapi‬‭tidak‬‭terbatas‬‭untuk‬                          ‭the decisions of this Meeting in a separate deed before a Notary.‬
               ‭menyatakan‬ ‭keputusan‬ ‭Rapat‬ ‭ini‬ ‭dengan‬ ‭akta‬ ‭tersendiri‬ ‭di‬
                ‭hadapan Notaris.‬



‭Penjelasan Kuorum Kehadiran dan Keputusan:‬                                                            ‭Explanation on Quorum of Attendance and Resolution:‬

‭1.‬     ‭Rapat‬‭untuk‬‭Mata‬‭Acara‬‭1-7,‬‭adah‬‭sah‬‭dan‬‭dapat‬‭dilangsungkan‬‭serta‬ ‭1.‬                ‭The‬‭Meeting‬‭for‬‭Agenda‬‭1-7,‬‭shall‬‭be‬‭valid‬‭and‬‭can‬‭be‬‭conducted‬‭and‬‭pass‬
          ‭berhak‬ ‭mengambil‬ ‭keputusan‬ ‭yang‬ ‭sah‬ ‭dan‬ ‭mengikat,‬ ‭apabila‬                         ‭binding‬ ‭decisions‬ ‭if‬ ‭it‬ ‭is‬ ‭attended‬ ‭by‬ ‭the‬ ‭Shareholders‬ ‭or‬ ‭the‬ ‭valid‬
           ‭dihadiri‬ ‭oleh‬ ‭para‬ ‭Pemegang‬ ‭Saham‬ ‭atau‬ ‭kuasanya‬ ‭yang‬ ‭sah‬ ‭yang‬                ‭Shareholders‬ ‭proxies‬ ‭that‬ ‭represent‬ ‭at‬ ‭least‬ ‭1/2‬ ‭(one-half)‬ ‭of‬ ‭the‬ ‭total‬
            ‭mewakili‬ ‭lebih‬ ‭dari‬ ‭1/2‬ ‭(satu‬ ‭per‬ ‭dua)‬ ‭bagian‬ ‭dari‬ ‭jumlah‬ ‭seluruh‬         ‭shares issued by the Company with valid voting rights.‬
             ‭saham‬‭yang‬‭telah‬‭dikeluarkan‬‭oleh‬‭Perseroan‬‭dengan‬‭hak‬‭suara‬‭yang‬
              ‭sah.‬

‭2.‬     ‭Keputusan‬ ‭Rapat‬ ‭diambil‬ ‭berdasarkan‬ ‭musyawarah‬ ‭untuk‬‭mufakat.‬ ‭2.‬                    ‭The‬ ‭Meeting’s‬ ‭resolution‬ ‭must‬ ‭be‬ ‭taken‬ ‭based‬ ‭on‬ ‭deliberation‬ ‭and‬
          ‭Dalam‬‭hal‬‭keputusan‬‭berdasarkan‬‭musyawarah‬‭untuk‬‭mufakat‬‭tidak‬                            ‭consensus.‬ ‭In‬ ‭the‬ ‭event‬ ‭that‬ ‭consensus‬ ‭decision‬ ‭cannot‬ ‭be‬‭reached,‬‭the‬
           ‭tercapai,‬ ‭keputusan‬‭adalah‬‭sah‬‭jika‬‭disetujui‬‭lebih‬‭dari‬‭1/2‬‭(satu‬‭per‬                ‭decision‬‭shall‬‭be‬‭valid‬‭if‬‭it‬‭is‬‭approved‬‭by‬‭more‬‭than‬‭1/2‬‭(one-half)‬‭of‬‭the‬
            ‭dua)‬ ‭bagian‬ ‭dari‬ ‭jumlah‬ ‭seluruh‬ ‭saham‬‭dengan‬‭hak‬‭suara‬‭yang‬‭sah‬                   ‭total‬‭shares‬‭issued‬‭by‬‭the‬‭Company‬‭with‬‭valid‬‭voting‬‭rights‬‭of‬‭who‬‭attend‬
             ‭yang hadir dan atau diwakili dalam Rapat.‬                                                        ‭or represented in the Meeting.‬


‭Khusus‬ ‭untuk‬ ‭Mata‬ ‭Acara‬ ‭8,‬ ‭kuorum‬ ‭kehadiran‬ ‭dan‬ ‭keputusan‬ ‭adalah‬ ‭In‬ ‭particular‬ ‭for‬ ‭Agenda‬ ‭8‬ ‭th,‬ ‭the‬ ‭attendance‬ ‭and‬ ‭decision‬ ‭quorums‬ ‭are‬ ‭as‬
 ‭sebagai berikut :‬                                                                  ‭follows‬


       ‭1.‬ ‭Rapat‬ ‭adalah‬ ‭sah‬ ‭dan‬ ‭dapat‬ ‭dilangsungkan‬ ‭serta‬ ‭berhak‬                          ‭1.‬ ‭Meetings‬‭are‬‭valid‬‭and‬‭can‬‭be‬‭held‬‭and‬‭are‬‭entitled‬‭to‬‭make‬‭valid‬‭and‬
             ‭mengambil‬ ‭keputusan‬ ‭yang‬ ‭sah‬ ‭dan‬ ‭mengikat,‬ ‭apabila‬ ‭dihadiri‬                         ‭binding‬ ‭decisions,‬‭if‬‭attended‬‭by‬‭more‬‭than‬‭1/2‬‭(one‬‭half)‬‭of‬‭the‬‭total‬
              ‭dihadiri‬ ‭lebih‬ ‭dari‬ ‭1/2‬ ‭(satu‬ ‭per‬ ‭dua)‬ ‭bagian‬ ‭dari‬ ‭jumlah‬ ‭seluruh‬             ‭number‬ ‭of‬ ‭shares‬ ‭with‬ ‭valid‬ ‭voting‬ ‭rights‬ ‭owned‬ ‭by‬ ‭Independent‬
               ‭saham‬ ‭dengan‬‭hak‬‭suara‬‭yang‬‭sah‬‭yang‬‭dimiliki‬‭Pemegang‬‭Saham‬                            ‭Shareholders.‬
                ‭Independen.‬

       ‭2.‬ ‭Keputusan‬ ‭RUPS‬ ‭adalah‬ ‭sah‬ ‭jika‬ ‭disetujui‬‭oleh‬‭lebih‬‭dari‬‭1/2‬‭(satu‬            ‭2.‬ ‭GMS‬‭decisions‬‭are‬‭valid‬‭if‬‭approved‬‭by‬‭more‬‭than‬‭1/2‬‭(one‬‭half)‬‭of‬‭the‬
             ‭per‬‭dua)‬‭bagian‬‭dari‬‭jumlah‬‭seluruh‬‭saham‬‭dengan‬‭hak‬‭suara‬‭yang‬                         ‭total‬‭number‬‭of‬‭shares‬‭with‬‭valid‬‭voting‬‭rights‬‭owned‬‭by‬‭Independent‬
              ‭sah yang dimiliki oleh‬‭Pemegang Saham Independen.‬                                                ‭Shareholders.‬

                                                                                                   ‭11‬
Page 12
       ‭3.‬ ‭Dalam‬ ‭hal‬ ‭kuorum‬ ‭tidak‬ ‭tercapai,‬ ‭RUPS‬ ‭kedua‬ ‭dapat‬ ‭diadakan‬                    ‭3.‬ ‭In‬‭the‬‭event‬‭that‬‭a‬‭quorum‬‭is‬‭not‬‭reached,‬‭a‬‭second‬‭GMS‬‭can‬‭be‬‭held‬
             ‭dengan‬ ‭ketentuan‬ ‭RUPS‬ ‭kedua‬ ‭dapat‬ ‭dilangsungkan‬ ‭jika‬ ‭RUPS‬                            ‭with‬ ‭the‬ ‭provision‬ ‭that‬ ‭a‬ ‭second‬‭GMS‬‭can‬‭be‬‭held‬‭if‬‭it‬‭is‬‭attended‬‭by‬
              ‭dihadiri‬ ‭lebih‬ ‭dari‬ ‭1/2‬ ‭(satu‬ ‭per‬ ‭dua)‬ ‭bagian‬ ‭dari‬ ‭jumlah‬ ‭seluruh‬              ‭more‬ ‭than‬ ‭1/2‬ ‭(one‬ ‭half)‬ ‭of‬ ‭the‬ ‭total‬ ‭number‬ ‭of‬ ‭shares‬ ‭with‬ ‭valid‬
               ‭saham‬ ‭dengan‬‭hak‬‭suara‬‭yang‬‭sah‬‭yang‬‭dimiliki‬‭Pemegang‬‭Saham‬                             ‭voting‬ ‭rights‬‭owned‬‭by‬‭Independent‬‭Shareholders‬‭.‬‭The‬‭decision‬‭of‬‭the‬
                ‭Independen.‬ ‭Keputusan‬ ‭RUPS‬ ‭kedua‬‭adalah‬‭sah‬‭jika‬‭disetujui‬‭oleh‬                         ‭second‬‭GMS‬‭is‬‭valid‬‭if‬‭it‬‭is‬‭approved‬‭by‬‭more‬‭than‬‭1/2‬‭(one‬‭half)‬‭of‬‭the‬
                 ‭lebih‬ ‭dari‬ ‭1/2‬ ‭(satu‬ ‭per‬ ‭dua)‬ ‭bagian‬ ‭dari‬ ‭jumlah‬ ‭seluruh‬ ‭saham‬                 ‭total‬ ‭number‬ ‭of‬ ‭shares‬ ‭with‬ ‭valid‬ ‭voting‬ ‭rights‬ ‭owned‬ ‭by‬ ‭the‬
                  ‭dengan‬ ‭hak‬ ‭suara‬ ‭yang‬ ‭sah‬ ‭yang‬ ‭dimiliki‬ ‭oleh‬ ‭Pemegang‬ ‭Saham‬                      ‭Independent Shareholders‬‭present at the Second GMS.‬
                   ‭Independen‬‭yang hadir dalam RUPS Kedua tersebut.‬

       ‭4.‬ ‭Dalam‬ ‭hal‬ ‭kuorum‬ ‭kehadiran‬ ‭pada‬ ‭RUPS‬ ‭kedua‬ ‭tidak‬ ‭tercapai,‬                    ‭4.‬ ‭In‬ ‭the‬ ‭event‬ ‭that‬ ‭the‬ ‭attendance‬ ‭quorum‬ ‭at‬ ‭the‬ ‭second‬ ‭GMS‬ ‭is‬ ‭not‬
             ‭RUPS‬ ‭ketiga‬ ‭dapat‬ ‭dilangsungkan‬ ‭dengan‬ ‭ketentuan‬ ‭RUPS‬‭ketiga‬                          ‭reached,‬ ‭the‬ ‭third‬ ‭GMS‬ ‭can‬ ‭be‬ ‭held‬ ‭provided‬ ‭that‬ ‭the‬ ‭third‬ ‭GMS‬ ‭is‬
              ‭sah‬‭dan‬‭berhak‬‭mengambil‬‭keputusan‬‭jika‬‭dihadiri‬‭oleh‬‭Pemegang‬                             ‭valid‬ ‭and‬ ‭has‬ ‭the‬ ‭right‬ ‭to‬ ‭make‬ ‭decisions‬ ‭if‬ ‭it‬ ‭is‬ ‭attended‬ ‭by‬
               ‭Saham‬‭Independen‬‭dari‬‭saham‬‭dengan‬‭hak‬‭suara‬‭yang‬‭sah,‬‭dalam‬                              ‭Independent‬‭Shareholders‬‭of‬‭shares‬‭with‬‭valid‬‭voting‬‭rights,‬‭within‬‭the‬
                ‭kuorum‬ ‭kehadiran‬ ‭yang‬ ‭ditetapkan‬ ‭oleh‬ ‭Otoritas‬ ‭Jasa‬ ‭Keuangan‬                         ‭attendance‬ ‭quorum‬ ‭determined‬ ‭by‬‭the‬‭Financial‬‭Services‬‭Authority‬‭at‬
                 ‭atas‬ ‭permohonan‬ ‭Perusahaan‬ ‭Terbuka.‬ ‭Keputusan‬ ‭RUPS‬ ‭ketiga‬                              ‭the‬ ‭request‬ ‭of‬ ‭the‬ ‭Public‬ ‭Company‬ ‭.‬ ‭The‬‭decision‬‭of‬‭the‬‭third‬‭GMS‬‭is‬
                  ‭adalah‬ ‭sah‬ ‭jika‬ ‭disetujui‬ ‭oleh‬ ‭Pemegang‬ ‭Saham‬ ‭Independen‬‭yang‬                       ‭valid‬‭if‬‭it‬‭is‬‭approved‬‭by‬‭the‬‭Independent‬‭Shareholders‬‭who‬‭represent‬
                   ‭mewakili‬ ‭lebih‬ ‭dari‬ ‭50%‬ ‭(lima‬ ‭puluh‬ ‭persen)‬ ‭saham‬ ‭yang‬ ‭dimiliki‬                  ‭more‬‭than‬‭50%‬‭(fifty‬‭percent)‬‭of‬‭the‬‭shares‬‭owned‬‭by‬‭the‬‭Independent‬
                    ‭oleh Pemegang Saham Independen yang hadir dalam RUPS.‬                                              ‭Shareholders present at the GMS.‬


‭Ketentuan Umum:‬                                                                                        ‭General Provisions:‬

‭1.‬     ‭Perseroan‬‭tidak‬‭mengirimkan‬‭surat‬‭undangan‬‭tersendiri‬‭kepada‬‭para‬ ‭1.‬                     ‭The‬ ‭Company‬ ‭does‬ ‭not‬ ‭send‬ ‭separate‬ ‭invitation‬ ‭letters‬ ‭to‬ ‭the‬
          ‭Pemegang‬‭Saham‬‭Perseroan‬‭(“Pemegang‬‭Saham”),‬‭dan‬‭Pemanggilan‬                                ‭Shareholders‬ ‭of‬ ‭the‬ ‭Company‬ ‭(the‬ ‭“Shareholders”),‬ ‭and‬ ‭this‬ ‭Meeting‬
           ‭Rapat (“Pemanggilan”) ini merupakan undangan resmi.‬                                               ‭Invitation (the ”Invitation”) shall constitute an official invitation.‬

‭2.‬     ‭Pemegang‬‭Saham‬‭yang‬‭berhak‬‭hadir/diwakili‬‭dan‬‭memberikan‬‭suara‬ ‭2.‬                        ‭Shareholders‬‭who‬‭are‬‭entitled‬‭to‬‭attend/be‬‭represented‬‭and‬‭cast‬‭a‬‭vote‬‭in‬
          ‭dalam‬ ‭Rapat‬ ‭tersebut‬ ‭adalah‬ ‭Pemegang‬ ‭Saham‬ ‭yang‬ ‭namanya‬                             ‭the‬ ‭Meeting‬ ‭are‬ ‭Shareholders‬ ‭who‬ ‭are‬ ‭listed‬ ‭in‬ ‭the‬ ‭Company’s‬
           ‭tercatat‬ ‭dalam‬ ‭Daftar‬ ‭Pemegang‬ ‭Saham‬ ‭(DPS)‬ ‭Perseroan‬ ‭dan/atau‬                       ‭Shareholders‬ ‭Register‬ ‭and/or‬ ‭the‬ ‭Shareholders‬ ‭whose‬ ‭Security‬ ‭Accounts‬
            ‭Pemegang‬ ‭Saham‬ ‭yang‬ ‭Rekening‬‭Efeknya‬‭terdaftar‬‭dalam‬‭Penitipan‬                          ‭are‬‭registered‬‭in‬‭the‬‭Collective‬‭Custody‬‭of‬‭the‬‭Indonesia‬‭Central‬‭Securities‬
             ‭Kolektif‬‭PT‬‭Kustodian‬‭Sentral‬‭Efek‬‭Indonesia‬‭(“KSEI”)‬‭pada‬‭hari‬‭Selasa,‬                  ‭Depository‬ ‭(PT‬ ‭Kustodian‬ ‭Sentral‬ ‭Efek‬ ‭Indonesia‬ ‭or‬ ‭“KSEI”)‬ ‭on‬ ‭Tuesday,‬
              ‭tanggal 21 April 2025 pukul 16:00 WIB.‬                                                            ‭April 21st, 2025 at 16:00 Western Indonesian Time.‬


                                                                                                    ‭12‬
Page 13
‭3.‬   ‭Perseroan‬ ‭aka‬ ‭mengadakan‬ ‭Rapat‬ ‭gabungan‬ ‭secara‬ ‭fisik‬ ‭dan‬                              ‭3.‬ ‭The‬ ‭Company‬ ‭will‬ ‭hold‬ ‭a‬ ‭hybrid‬ ‭meeting‬ ‭physically‬ ‭and‬ ‭electronically‬
        ‭elektronik‬ ‭melalui‬ ‭fasilitas‬ ‭eASY.KSEI,‬ ‭sebagaimana‬ ‭diatur‬ ‭POJK‬ ‭16‬                         ‭through‬‭the‬‭eASY.KSEI‬‭facility,‬‭as‬‭regulated‬‭by‬‭POJK‬‭16‬‭of‬‭2020‬‭concerning‬
         ‭Tahun‬ ‭2020‬ ‭tentang‬ ‭Pelaksanaan‬ ‭Rapat‬ ‭Umum‬ ‭Pemegang‬ ‭Saham‬                                   ‭the‬ ‭Implementation‬ ‭of‬ ‭Electronic‬ ‭General‬ ‭Meetings‬ ‭of‬ ‭Shareholders‬ ‭of‬
          ‭Perusahaan‬‭Terbuka‬‭Secara‬‭Elektronik.‬‭Dengan‬‭demikian,‬‭Pemegang‬                                    ‭Public‬‭Companies.‬‭Thus,‬‭Shareholders‬‭and/or‬‭their‬‭Proxies‬‭can‬‭participate‬
           ‭Saham‬ ‭dan/atau‬ ‭Kuasanya‬ ‭dapat‬ ‭mengikuti‬ ‭rapat‬ ‭melalui‬                                        ‭in meetings through the following mechanism:‬
            ‭mekanisme sebagai berikut :‬
                 ‭a.‬ ‭Hadir‬ ‭dalam‬ ‭Rapat‬ ‭secara‬ ‭elektronik‬ ‭melalui‬ ‭aplikasi‬                                   ‭a.‬ ‭Attend‬‭the‬‭Meeting‬‭electronically‬‭via‬‭the‬‭eASY.KSEI‬‭application;‬
                        ‭eASY.KSEI; atau‬                                                                                         ‭or‬
                  ‭b.‬ ‭Hadir dalam Rapat secara fisik‬                                                                     ‭b.‬ ‭Attend the Meeting physically.‬

‭4.‬   ‭Perseroan‬ ‭menyediakan‬ ‭fasilitas‬ ‭pemberian‬ ‭kuasa‬ ‭secara‬ ‭4.‬                                   ‭The‬ ‭Company‬ ‭provides‬ ‭conventional‬ ‭and‬ ‭electronic‬ ‭power‬ ‭of‬ ‭attorney‬
        ‭konvensional‬ ‭dan‬ ‭secara‬ ‭elektronik‬ ‭bagi‬ ‭pemegang‬ ‭saham‬ ‭untuk‬                              ‭facilities‬‭for‬‭shareholders‬‭to‬‭attend‬‭and‬‭vote‬‭at‬‭the‬‭Meeting.‬‭In‬‭accordance‬
         ‭hadir‬‭dan‬‭memberikan‬‭suara‬‭dalam‬‭Rapat.‬‭Sesuai‬‭dengan‬‭ketentuan‬                                 ‭with‬ ‭the‬ ‭provisions‬ ‭of‬ ‭Article‬ ‭30‬ ‭paragraph‬‭(5)‬‭POJK‬‭15/2020‬‭concerning‬
          ‭Pasal‬ ‭30‬ ‭ayat‬ ‭(5)‬ ‭POJK‬ ‭15/2020‬ ‭tentang‬ ‭Rencana‬ ‭Dan‬                                      ‭Planning‬ ‭and‬ ‭Organizing‬ ‭General‬ ‭Meetings‬ ‭of‬ ‭Shareholders‬ ‭of‬ ‭Public‬
           ‭Penyelenggaraan‬ ‭Rapat‬ ‭Umum‬ ‭Pemegang‬ ‭Saham‬ ‭Perusahaan‬                                          ‭Companies,‬‭shareholders‬‭can‬‭only‬‭provide‬‭power‬‭of‬‭attorney‬‭by‬‭choosing‬
            ‭Terbuka,‬ ‭pemegang‬ ‭saham‬‭hanya‬‭dapat‬‭memberikan‬‭kuasa‬‭dengan‬                                    ‭one‬ ‭of‬ ‭the‬ ‭two‬ ‭options‬ ‭provided‬ ‭so‬ ‭that‬ ‭the‬ ‭votes‬ ‭cast‬ ‭are‬ ‭valid‬ ‭to‬ ‭be‬
             ‭memilih‬ ‭satu‬ ‭dari‬ ‭dua‬ ‭opsi‬ ‭yang‬ ‭disediakan‬ ‭agar‬ ‭suara‬ ‭yang‬                            ‭taken into account in the voting.‬
              ‭diberikan sah untuk diperhitungkan di dalam pemungutan suara.‬

‭5.‬   ‭Pemegang‬ ‭Saham‬ ‭dapat‬ ‭memberikan‬ ‭kuasa‬ ‭secara‬ ‭konvensional‬                                  ‭5.‬ ‭Shareholders‬ ‭can‬ ‭grant‬ ‭power‬ ‭of‬ ‭attorney‬ ‭conventionally‬ ‭with‬ ‭the‬
        ‭dengan prosedur sebagai berikut :‬                                                                           ‭following procedure::‬
             ‭a.‬ ‭Mengunduh‬ ‭formulir‬ ‭Surat‬ ‭Kuasa‬ ‭yang‬ ‭disediakan‬ ‭di‬ ‭website‬                                ‭a.‬ ‭Download‬ ‭the‬ ‭form‬ ‭of‬ ‭Power‬ ‭of‬ ‭Attorney‬ ‭which‬ ‭is‬ ‭provided‬ ‭on‬ ‭the‬
                    ‭www.jago.com‬‭.‬                                                                                                ‭website www.jago.com.‬‭www.jago.com‬‭.‬
              ‭b.‬ ‭Formulir‬‭Surat‬‭Kuasa‬‭asli‬‭yang‬‭telah‬‭ditandatangani‬‭dikirim‬‭ke‬‭Biro‬                           ‭b.‬ ‭The‬ ‭original‬ ‭signed‬ ‭Power‬ ‭of‬ ‭Attorney‬ ‭form‬ ‭is‬ ‭sent‬ ‭to‬ ‭the‬ ‭Securities‬
                     ‭Administrasi‬ ‭Efek‬ ‭PT‬ ‭Ficomindo‬ ‭Buana‬ ‭Registrar‬ ‭dengan‬ ‭alamat‬                                 ‭Administration‬ ‭Bureau‬ ‭PT‬ ‭Ficomindo‬‭Buana‬‭Registrar‬‭at‬‭the‬‭address‬
                      ‭Jalan‬ ‭Kyai‬ ‭Caringin‬ ‭No‬ ‭2-A‬ ‭RT‬ ‭11‬ ‭/‬ ‭RW‬ ‭4,‬ ‭Kelurahan‬ ‭Cideng,‬                           ‭Jalan‬ ‭Kyai‬ ‭Caringin‬ ‭No‬ ‭2-A‬ ‭RT‬ ‭11‬ ‭/‬ ‭RW‬ ‭4,‬ ‭Cideng‬ ‭Village,‬ ‭Gambir‬
                       ‭Kecamatan‬ ‭Gambir,‬ ‭Central‬ ‭Jakarta‬ ‭10150.‬ ‭Telepon‬ ‭:‬                                             ‭District,‬ ‭Central‬ ‭Jakarta‬ ‭10150.‬ ‭Telephone:‬ ‭+6221-22638327‬ ‭and‬
                        ‭+6221-22638327 dan +6221-22639048.‬                                                                          ‭+6221 -22639048.‬

             ‭c.‬ ‭Scan‬ ‭Surat‬ ‭kuasa‬ ‭dikirimkan‬ ‭melalui‬ ‭surat‬ ‭elektronik‬ ‭dengan‬                              ‭c.‬   ‭Scan‬ ‭of‬ ‭Power‬ ‭of‬ ‭Attorney‬ ‭sent‬ ‭via‬ ‭electronic‬ ‭mail‬ ‭to‬
                   ‭alamat‬‭corporate@ficomindo.com‬ ‭dan‬‭ficomindo_br@yahoo.co.id‬‭,‬                                            ‭corporate@ficomindo.com‬ ‭and‬ ‭ficomindo_br@yahoo.co.id‬ ‭,‬ ‭cc‬
                    ‭cc‬‭corporate.secretary@jago.com‬‭selambatnya‬‭pada‬‭tanggal‬‭9‬‭Mei‬                                          ‭corporate.secretary@jago.com‬ ‭no‬ ‭later‬ ‭than‬‭May‬‭9th‬‭2025‬‭at‬‭14.00‬
                     ‭2025 Pukul 14.00 Waktu Indonesia Barat.‬                                                                       ‭Western Indonesian Times.‬




                                                                                                      ‭13‬
Page 14
‭6.‬   ‭Pemegang‬ ‭Saham‬ ‭dapat‬ ‭memberikan‬ ‭kuasa‬ ‭secara‬ ‭elektronik‬ ‭6.‬                                ‭Shareholders‬‭can‬‭provide‬‭power‬‭of‬‭attorney‬‭electronically‬‭(e-Proxy)‬‭via‬‭the‬
        ‭(‬‭e-Proxy‬‭)‬‭melalui‬‭Aplikasi‬‭eASY.KSEI‬‭dan‬‭dengan‬‭demikian‬‭menghadiri‬                          ‭eASY.KSEI‬‭Application‬‭and‬‭thus‬‭attending‬‭the‬‭Meeting‬‭electronically‬‭needs‬
         ‭Rapat‬ ‭secara‬ ‭elektronik‬ ‭perlu‬ ‭memperhatikan‬ ‭prosedur‬ ‭sebagai‬                                ‭to pay attention to the following procedures:‬
          ‭berikut:‬
             ‭a.‬ ‭Pemegang‬ ‭Saham‬ ‭harus‬ ‭terlebih‬ ‭dahulu‬ ‭terdaftar‬‭dalam‬‭fasilitas‬                           ‭a.‬ ‭Shareholders‬‭must‬‭first‬‭be‬‭registered‬‭in‬‭the‬‭KSEI‬‭Securities‬‭Ownership‬
                   ‭Acuan‬ ‭Kepemilikan‬ ‭Sekuritas‬ ‭KSEI‬ ‭(“AKSes‬ ‭KSEI”).‬ ‭Apabila‬                                      ‭Reference‬ ‭facility‬ ‭(“KSEI‬ ‭AKSes”).‬ ‭If‬ ‭the‬ ‭Shareholders‬ ‭have‬ ‭not‬ ‭been‬
                    ‭Pemegang‬ ‭Saham‬ ‭belum‬ ‭terdaftar,‬ ‭mohon‬ ‭untuk‬ ‭melakukan‬                                         ‭registered,‬ ‭please‬ ‭sign‬ ‭up‬ ‭by‬ ‭accessing‬ ‭the‬ ‭KSEI‬ ‭AKSes‬ ‭website‬
                     ‭registrasi‬ ‭dengan‬ ‭mengakses‬ ‭situs‬ ‭web‬ ‭AKSes‬ ‭KSEI‬                                              ‭(‬‭https://akses.ksei.co.id/‬‭)‬
                      ‭(‬‭https://akses.ksei.co.id/‬‭);‬

             ‭b.‬ ‭Bagi‬ ‭Pemegang‬ ‭Saham‬ ‭yang‬ ‭telah‬ ‭terdaftar‬ ‭sebagai‬ ‭pengguna‬                              ‭b.‬ ‭Shareholders‬ ‭who‬ ‭have‬ ‭been‬ ‭registered‬ ‭as‬ ‭KSEI‬ ‭AKSes‬ ‭users‬ ‭may‬
                   ‭AKSes‬ ‭KSEI,‬ ‭dapat‬ ‭memberikan‬ ‭kuasanya‬ ‭secara‬ ‭elektronik‬                                       ‭authorize‬ ‭their‬ ‭proxies‬ ‭electronically‬ ‭(e-Proxy)‬ ‭through‬ ‭eASY.KSEI‬
                    ‭(‬‭e-Proxy‬‭)‬ ‭fasilitas‬ ‭eASY.KSEI‬ ‭dengan‬ ‭cara‬ ‭login‬ ‭terlebih‬ ‭dahulu‬ ‭ke‬                    ‭platform by logging in the eASY.KSEI Application;‬
                     ‭dalam Aplikasi eASY.KSEI;‬

             ‭c.‬ ‭Pemegang‬ ‭Saham‬ ‭dapat‬ ‭mendeklarasikan‬ ‭kuasa‬ ‭dan‬ ‭suaranya,‬                                 ‭c.‬   ‭Shareholders‬ ‭may‬ ‭declare‬ ‭their‬ ‭proxies‬ ‭and‬ ‭votes,‬ ‭change‬ ‭the‬
                   ‭melakukan‬ ‭perubahan‬ ‭penunjukan‬ ‭penerima‬ ‭kuasa‬ ‭dan/atau‬                                            ‭appointment‬‭of‬‭their‬‭proxy‬‭and/or‬‭change‬‭the‬‭votes‬‭for‬‭agenda‬‭of‬‭the‬
                    ‭mengubah‬ ‭pilihan‬ ‭suara‬ ‭untuk‬ ‭mata‬ ‭acara‬ ‭Rapat‬ ‭ataupun‬                                         ‭Meeting,‬‭as‬‭well‬‭as‬‭revoke‬‭the‬‭proxies,‬‭within‬‭the‬‭period‬‭as‬‭of‬‭the‬‭date‬
                     ‭melakukan‬ ‭pencabutan‬ ‭kuasa,‬ ‭dalam‬ ‭jangka‬ ‭waktu‬ ‭yang‬‭dimulai‬                                    ‭of‬ ‭this‬ ‭Invitation‬ ‭until‬ ‭1‬ ‭(one)‬ ‭working‬ ‭day‬ ‭before‬ ‭the‬ ‭date‬ ‭of‬ ‭the‬
                      ‭sejak‬ ‭tanggal‬ ‭Pemanggilan‬ ‭ini‬ ‭sampai‬ ‭dengan‬ ‭1‬ ‭(satu)‬ ‭hari‬ ‭kerja‬                           ‭Meeting‬‭or‬‭at‬‭the‬‭latest‬‭on‬‭May‬‭9th‬‭2025‬‭at‬‭12:00‬‭Western‬‭Indonesian‬
                       ‭sebelum‬ ‭tanggal‬ ‭Rapat‬ ‭atau‬ ‭selambatnya‬ ‭tanggal‬ ‭9‬ ‭Mei‬ ‭2025‬                                   ‭Time.‬
                        ‭pukul 12:00 WIB;‬

             ‭d.‬ ‭Panduan‬ ‭registrasi,‬ ‭penggunaan,‬ ‭pemungutan‬ ‭suara,‬ ‭serta‬                                    ‭d.‬ ‭Guidence‬‭for‬‭registration,‬‭use,‬‭voting,‬‭as‬‭well‬‭as‬‭live‬‭GMS‬‭broadcasts,‬
                   ‭tayangan‬ ‭RUPS‬ ‭live‬‭,‬ ‭dan‬ ‭penjelasan‬ ‭lebih‬‭lanjut‬‭terkait‬‭eASY.KSEI‬                          ‭and‬‭further‬‭explanations‬‭regarding‬‭eASY.KSEI‬‭can‬‭be‬‭accessed‬‭on‬‭the‬
                    ‭dapat‬ ‭diakses‬ ‭pada‬ ‭Aplikasi‬ ‭eASY.KSEI‬ ‭dengan‬ ‭tautan‬ ‭sebagai‬                                 ‭eASY.KSEI Application with the following link:‬
                     ‭berikut :‬                                                                                                     ‭●‬ ‭Shareholders‬ ‭Participation‬ ‭During‬ ‭an‬ ‭Issuers‬ ‭General‬
                          ‭●‬ ‭Panduan‬ ‭Pengguna‬ ‭eASY.KSEI‬ ‭-‬‭Keikutsertaan‬‭Pemegang‬                                                 ‭Meeting of Shareholders - eASY.KSEI User Guide‬
                                 ‭Saham dalam RUPS‬                                                                                   ‭●‬ ‭Registering‬‭and‬‭Logging-in‬‭as‬‭a‬‭Shareholder‬‭-‬‭eASY.KSEI‬‭User‬
                           ‭●‬ ‭Panduan‬ ‭Pengguna‬ ‭eASY.KSEI‬ ‭-‬ ‭Register‬ ‭and‬ ‭Login‬                                                 ‭Guide‬
                                  ‭Sebagai Pemegang Saham‬                                                                             ‭●‬ ‭Vote Result Report for Shareholder - eASY.KSEI User Guide‬
                            ‭●‬ ‭Panduan‬ ‭Pengguna‬ ‭eASY.KSEI‬ ‭-‬ ‭Vote‬ ‭Result‬ ‭Report‬
                                   ‭(Pemegang Saham)‬




                                                                                                          ‭14‬
Page 15
‭7.‬   ‭Pemegang‬‭Saham‬‭atau‬‭kuasanya‬‭yang‬‭menghadiri‬‭Rapat‬‭secara‬‭fisik‬ ‭7.‬          ‭Shareholders‬ ‭or‬ ‭their‬ ‭proxies‬ ‭who‬ ‭physically‬ ‭attend‬ ‭the‬ ‭Meeting‬ ‭are‬
        ‭wajib mengikuti ketentuan sebagai berikut :‬                                           ‭required to follow the following provisions :‬
              ‭a.‬ ‭Pemegang‬‭Saham‬‭atau‬‭kuasanya‬‭hadir‬‭di‬‭tempat‬‭Rapat‬                          ‭a.‬ ‭Shareholders‬ ‭or‬ ‭their‬ ‭proxies‬ ‭must‬ ‭be‬ ‭present‬ ‭at‬ ‭the‬
                    ‭paling‬ ‭lambat‬ ‭30‬ ‭menit‬ ‭sebelum‬ ‭Rapat‬ ‭dimulai‬ ‭atau‬                         ‭meeting‬ ‭venue‬ ‭no‬ ‭later‬ ‭than‬ ‭30‬ ‭minutes‬ ‭before‬ ‭the‬
                     ‭pukul‬‭09.30‬‭WIB.‬‭Perseroan‬‭tidak‬‭akan‬‭mengakomodasi‬                               ‭meeting‬‭begins,‬‭or‬‭at‬‭09:30‬‭PM‬‭WIB.‬‭The‬‭Company‬‭will‬‭not‬
                      ‭pendaftaran‬ ‭bagi‬ ‭pemegang‬ ‭saham‬ ‭yang‬ ‭hadir‬ ‭secara‬                           ‭accommodate‬ ‭registration‬ ‭for‬‭shareholders‬‭who‬‭arrive‬‭in‬
                       ‭fisik melewati pukul 09.30 WIB.‬                                                         ‭person after 09:30 PM WIB‬

             ‭b.‬ ‭Perseroan‬‭dapat‬‭membatasi‬‭jumlah‬‭Pemegang‬‭saham‬‭atau‬                         ‭b.‬ ‭The‬ ‭Company‬ ‭may‬ ‭limit‬ ‭the‬ ‭number‬ ‭of‬‭Shareholders‬‭or‬‭their‬
                   ‭Kuasanya‬ ‭yang‬ ‭hadir‬ ‭di‬‭tempat‬‭Rapat‬‭dengan‬‭metode‬‭First‬                      ‭Proxies‬ ‭present‬ ‭at‬ ‭the‬ ‭Meeting‬ ‭venue‬ ‭using‬ ‭the‬ ‭First‬ ‭in‬ ‭First‬
                    ‭in‬‭First‬‭Served‬‭sesuai‬‭dengan‬‭kapasitas‬‭ruang‬‭rapat.‬‭Apabila‬                    ‭Served‬‭method‬‭according‬‭to‬‭the‬‭capacity‬‭of‬‭the‬‭meeting‬‭room.‬
                     ‭kapasitas‬ ‭ruang‬ ‭Rapat‬ ‭telah‬ ‭terpenuhi‬ ‭sesuai‬ ‭dengan‬                         ‭If‬‭the‬‭meeting‬‭room‬‭capacity‬‭has‬‭been‬‭met‬‭in‬‭accordance‬‭with‬
                      ‭Standar‬ ‭Keamanan‬ ‭Gedung,‬ ‭Pemegang‬ ‭Saham‬ ‭atau‬                                  ‭Building‬‭Security‬‭Standards,‬‭Shareholders‬‭or‬‭their‬‭proxies‬‭can‬
                       ‭kuasanya‬‭dapat‬‭memberikan‬‭kuasa‬‭kepada‬‭penerima‬‭kuasa‬                             ‭grant‬‭power‬‭of‬‭attorney‬‭to‬‭an‬‭independent‬‭proxy‬‭appointed‬‭by‬
                        ‭independen yang ditunjuk oleh Perseroan.‬                                                ‭the Company.‬

             ‭c.‬ ‭Pemegang‬ ‭Saham‬ ‭atau‬ ‭kuasanya‬ ‭wajib‬ ‭mengikuti‬ ‭Tata‬                      ‭c.‬ ‭Shareholders‬ ‭or‬ ‭their‬‭proxies‬‭are‬‭required‬‭to‬‭follow‬‭the‬‭Rules‬
                   ‭Tertib selama Rapat berlangsung.‬                                                        ‭of Conduct during the Meeting‬

‭8.‬   ‭Seluruh‬ ‭bahan‬ ‭Rapat‬ ‭termasuk‬ ‭penjelasan‬ ‭mata‬ ‭acara‬ ‭yang‬ ‭akan‬ ‭8.‬     ‭All‬ ‭materials‬ ‭of‬ ‭the‬ ‭Meeting,‬ ‭including‬ ‭the‬ ‭agenda‬ ‭explanation‬ ‭are‬
        ‭diusulkan‬ ‭dalam‬ ‭Rapat‬ ‭selengkapnya‬ ‭tersedia‬ ‭pada‬ ‭situs‬ ‭web‬              ‭available on the Company’s website (‬‭www.jago.com‬‭).‬
         ‭Perseroan (‬‭www.jago.com‬‭).‬

‭9.‬   ‭Apabila‬‭terdapat‬‭perubahan‬‭dan/atau‬‭penambahan‬‭informasi‬‭terkait‬ ‭9.‬           ‭If‬ ‭there‬ ‭are‬ ‭changes‬ ‭and/or‬ ‭additional‬ ‭information‬ ‭regarding‬ ‭the‬
        ‭tata‬‭cara‬‭pelaksanaan‬‭Rapat‬‭sehubungan‬‭dengan‬‭adanya‬‭kondisi‬‭dan‬              ‭procedures‬ ‭for‬ ‭holding‬ ‭the‬ ‭Meeting‬ ‭in‬ ‭connection‬ ‭with‬ ‭the‬ ‭latest‬
         ‭perkembangan‬‭terkini‬‭yang‬‭belum‬‭disampaikan‬‭melalui‬‭pemanggilan‬                 ‭conditions‬ ‭and‬ ‭developments‬ ‭that‬ ‭have‬ ‭not‬ ‭been‬ ‭conveyed‬ ‭through‬ ‭this‬
          ‭ini,‬ ‭selanjutnya‬ ‭akan‬ ‭diumumkan‬ ‭dalam‬ ‭situs‬ ‭web‬ ‭Perseroan‬               ‭invitation,‬ ‭they‬ ‭will‬ ‭be‬ ‭announced‬ ‭on‬ ‭the‬ ‭Company's‬ ‭website‬
           ‭(‬‭www.jago.com‬‭).‬                                                                   ‭(‬‭www.jago.com‬‭).‬


                               ‭Jakarta, 22 April 2025‬                                                                   ‭Jakarta, April 22nd, 2025‬
                                  ‭PT Bank Jago Tbk‬                                                                            ‭PT Bank Jago Tbk‬
                                       ‭Direksi‬                                                                              ‭Board of Directors‬

                                                                                        ‭15‬

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linked org BANK JAGO Tbk. p.1 ×15
linked person Yulizar Djamaluddin Sanrego p.7 ×2
unresolved org Bank‬‭Jago p.1

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