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Nomor Surat 094/S/01/PD-ATPI/III/2025
Nama Perusahaan PT Asuransi Tugu Pratama Indonesia Tbk
Kode Emiten TUGU
Lampiran 2
Perihal Penyampaian Laporan Keberlanjutan dan ESG
Merujuk pada pelaporan Laporan Tahunan Nomor 030/S/01/COS-ATPI/III/2025, Dengan ini Perseroan
Menyampaikan Laporan Keberlanjutan dan ESG tahun 2024 dengan periode tahun buku dari 01 Januari 2024 sampai
dengan 31 Desember 2024 dalam bahasa Indonesia dan Inggris
Apakah Perseroan akan/telah melakukan panggilan Rapat Umum Pemegang Saham Tahunan? (Ya)
Perseroan melakukan panggilan Rapat Umum Pemegang Saham Tahunan pada tanggal 27 Maret 2025
Informasi sebagaimana dimaksud di atas telah dimuat pada Situs Web Perseroan di alamat link
https://tugu.com/investor-relations/rups pada tanggal 27 Maret 2025
Apakah Perseroan tercatat di Bursa lain? (Tidak)
A. Kinerja Lingkungan (Environmental Performance)
Perseroan menyampaikan Keberlanjutan dan ESG Tahunan :
E-01 Laporan Emisi Gas Rumah Kaca (GRK)
Laporan Emisi GRK Konsolidasi? Ya
Batasan Organisasi Operasional/Finansial
Adakah anak perusahaan yang tidak diikutsertakan dalam
Ya
laporan ini?
Mohon Jelaskan:
Data Kinerja Lingkungan dalam laporan ini hanya dilakukan di induk Perusahaan
Name Total Emisi (tCO2e)
Kategori 1: Emisi GRK langsung dan pembuangan
Emisi langsung dari pembakaran stasioner 0
Emisi langsung dari pembakaran bergerak 100,27
Emisi langsung dari proses pengolahan 0
Emisi fugitive langsung 0
Emisi langsung dari Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Emisi Langsung (Scope 1) 100,27
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Kategori 2: Emisi GRK tidak langsung dari energi yang diimpor/dibeli
Emisi tidak langsung dari konsumsi Listrik yang
256,41
diimpor/dibeli
Emisi tidak langsung dari konsumsi jaringan energi yang
0
diimpor/dibeli (diluar listrik)
Total Emisi Tidak Langsung (Scope 2) 256,41
Kategori 3: Emisi GRK tidak langsung dari transportasi
Transportasi dan distribusi hulu 0
Perjalanan dinas 17,52
Transportasi dari klien dan pengunjung 0
Transportasi dan distribusi hilir 0
Perjalanan Karyawan 0
Kategori 4: Emisi GRK tidak langsung dari produk yang digunakan oleh perusahaan
Kegiatan yang berhubungan dengan energi yang tidak
termasuk dalam emisi langsung dan emisi energi tidak 0
langsung
Pembelian Barang dan Jasa 0
Capital equipment/goods 0
Limbah yang dihasilkan dalam kegiatan operasional 0
Aset Sewaan hulu 0
Kategori 5: Emisi GRK tidak langsung yang terkait dengan penggunaan produk dari perusahaan
Investasi 0
Penggunaan produk yang dijual 0
Perawatan akhir masa pakai produk yang dijual 0
Waralaba hilir 0
Aset Sewaan Hilir 0
Pengolahan produk yang dijual 0
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Kategori 6: Emisi GRK tidak langsung dari sumber lainnya
Emisi atau pembuangan tidak langsung lainnya 0
Total Emisi Tidak Langsung (Scope 3) 17,52
Total Emisi GRK (Scope 1 and 2) 356,68
Total Emisi GRK (Scope 1, 2 and 3) 374,2
Offsets/Credits 0
Pembelian Renewable Energy Certificate (REC) (kWh) 0
Total emisi dari Scope 1 dan 2 per unit
E-02 Intensitas Emisi GRK 0,1
pendapatan Perusahaan Tercatat
Jumlah total energi yang dikonsumsi secara
274.533
langsung (kWh or J)
Jumlah total energi yang dikonsumsi secara
E-03 Konsumsi Energi listrik 0
tidak langsung (kWh or J))
Total konsumsi energi (kWh or J) 274,533
E-04 Konsumsi Air Total konsumsi air (m3) 6.928
E-05 Limbah yang dihasilkan Total limbah yang dihasilkan (ton) 78,83
E-06 Komitmen Perusahaan untuk mencapai target Net Zero Emission
Apakah Perusahaan memiliki komitmen pencapaian target net zero? Ya
Tahun berapa Perusahaan menargetkan pencapaian Net Zero emission yang
2060
dipublikasi?
Mohon berikan deskripsi ringkas penjelasan dan tautan ke dokumentasi yang menjelaskan komitmen
pencapaian target Net zero emission Perusahaan.
Komitmen Perseroan untuk mendukung pencapaian target Net Zero Emission dan mengurangi emisi GRK,
komitmen tersebut, antara lain:
1. Penghematan energi, dengan cara mengurangi penggunaan listrik di kantor
2. Penghematan penggunaan bahan bakar
3. Anjuran untuk menerapkan gaya hidup go green kepada seluruh pekerja
4. Penghematan penggunaan kertas dengan mengoptimalkan pemanfaatan teknologi online untuk
mengurangi dokumen tertulis dan cara-cara kerja manual
E-07 Komitmen Perusahaan untuk mengurangi Emisi Gas Rumah Kaca (Emission Reduction)
Apakah Perusahaan memiliki komitmen mengurangi emisi? Ya
0%
Target pengurangan emisi GRK
0 (tCO2e)
Tahun target untuk penurunan emisi GRK? 2060
Apakah perusahaan memiliki manajemen yang mengawasi pengendalian iklim?
Ya
Page 4
Langkah-langkah yang sudah dilakukan dan penurunan emisi yang telah dicapai dibandingkan tahun
sebelumnya.
Penjelasan:
Komitmen Perseroan untuk mendukung pencapaian target Net Zero Emission dan mengurangi emisi GRK,
komitmen tersebut, antara lain:
1. Penghematan energi, dengan cara mengurangi penggunaan listrik di kantor
2. Penghematan penggunaan bahan bakar
3. Anjuran untuk menerapkan gaya hidup go green kepada seluruh pekerja
4. Penghematan penggunaan kertas dengan mengoptimalkan pemanfaatan teknologi online untuk mengurangi
dokumen tertulis dan cara-cara kerja manual
B. Kinerja Sosial (Social Performance)
S-01 Kesetaraan Gender
Laki-Laki Perempuan
Level Jabatan
Jumlah pegawai Persentasi pegawai Jumlah pegawai Persentasi pegawai
Entry-level 76 16.2 % 86 18.34 %
Mid-level 148 31.56 % 75 15.99 %
Senior-level 65 31.56 % 17 3.62 %
Executive-level 1 0.21 % 1 0.21 %
Total Pegawai 290 61.83 % 179 38.17 %
S-02 Jumlah level pegawai yang dimiliki oleh laki-laki dan perempuan berdasarkan kelompok umur
Level Jabatan
Rentang Usia Entry-level Mid-level Senior-level Executive-level Jumlah
(tahun) Pegawai
Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan Laki-Laki Perempuan
18-25 10 20 1 1 0 0 0 0 32
25-35 37 56 40 33 3 0 0 0 169
35-45 24 10 75 14 29 11 0 0 176
45-55 3 0 21 14 18 6 1 1 64
>55 2 0 11 0 15 0 0 0 28
S-03 Tingkat Pergantian Pegawai
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai
resign/Pemutusan Hubungan 53 Pegawai 11,3 %
Kerja
Jumlah Pegawai Baru/pengganti 63 Pegawai 13,4 %
S-04 Jumlah Pegawai Sementara
Page 5
Jumlah Pegawai (dalam tahun Percentage Pegawai (dalam tahun
pelaporan) pelaporan)
Jumlah Pegawai perusahaan
yang dipegang oleh kontraktor 175 Pegawai 27,17 %
dan/atau konsultan
S-05 Pelatihan dan Pengembangan Pegawai
Rata-rata jam pelatihan per
Jumlah pegawai yang ikut serta Persentase jumlah pegawai yang
pegawai dalam tahun
dalam program pelatihan ikut serta dalam pelatihan (%)
Pelaporan
53,96 jam/pegawai 464 98,93 %
S-06 Jumlah Kecelakaan Kerja
Persentase kecelakaan kerja serius yang berakibat
Frekuensi kecelakaan kerja dari total pegawai
cedera serius dan fatal dari total pegawai (%)
0 0%
S-07 Jumlah Kejadian Pelanggaran Hak Asasi Manusia
Jumlah pelanggaran hak asasi manusia dalam tahun
0
Pelaporan
Kebijakan Perusahaan terkait Pekerja
S-08 Perusahaan memiliki kebijakan terkait pelecehan seksual dan/atau
Ya
non-diskriminasi?
Tugu Insurance menerapkan prinsip kesetaraan dan kesempatan kerja dalam manajemen ketenagakerjaan.
Kebijakan ini sebagai bagian dari komitmen Perseroan untuk melindungi hak asasi manusia dengan
memberi kesempatan yang sama dalam tanpa diskriminasi sebagaimana diatur dalam Perjanjian Kerja
Bersama (PKB).
Perseoan tidak membedakan gender, ras, agama, suku dan golongan, dalam seluruh tingkatan dan jajaran
karyawan serta manajemen baik dalam penerimaan karyawan maupun sistem remunerasi dan jabatan.
L i n k : h t t p s : / / t u g u . i n f o / P K B 2 0 2 4 - 2 0 2 6
S-09 Perusahaan memiliki kebijakan mengenai hak asasi manusia? Ya
Tugu Insurance menerapkan prinsip kesetaraan dan kesempatan kerja dalam manajemen ketenagakerjaan.
Kebijakan ini sebagai bagian dari komitmen Perseroan untuk melindungi hak asasi manusia dengan
memberi kesempatan yang sama dalam tanpa diskriminasi sebagaimana diatur dalam Perjanjian Kerja
Bersama (PKB). Perseoan tidak membedakan gender, ras, agama, suku dan golongan, dalam seluruh
tingkatan dan jajaran karyawan serta manajemen baik dalam penerimaan karyawan maupun sistem
remunerasi dan jabatan.
Link: https://tugu.info/PKB2024-2026
S-10 Perusahaan memiliki kebijakan mengenai pekerja anak dan/atau
Ya
pekerja paksa?
Perseroan tidak mempekerjakan tenaga kerja di bawah batas usia minimal sesuai ketentuan atau usia anak-
anak di lingkungan perusahaan, sebagaimana diatur dalam Perjanjian Kerja Bersama (PKB). Sekaligus,
tugu Insurance juga menerapkan kebijakan larangan kerja paksa.
Page 6
L i n k : h t t p s : / / t u g u . i n f o / P K B 2 0 2 4 - 2 0 2 6
S-11 Perusahaan memiliki kebijakan perusahaan mengenai kesehatan dan
keselamatan kerja serta lingkungan kerja yang aman dan layak diberikan Ya
kepada seluruh karyawan?
Perseroan melakukan berbagai upaya untuk mewujudkan lingkungan kerja yang aman dan sehat salah
satunya dengan memastikan terlaksananya setiap prosedur dan tahapan kerja sesuai aturan dan pedoman
Sistem Manajemen Keselamatan dan Kesehatan Kerja (SMK3) sebagaimana diatur dalam Surat Keputusan
Direksi No. 15/SKD/05/LEC-ATPI/VIII/2023. Hal itu berlaku untuk semua pihak yang terlibat dalam
operasional dan mata rantai Perseroan, mulai dari karyawan, manajemen, mitra kerja, hingga
konsumen/pelanggan.
Link: https://tugu.info/RevitalisasiPembentukanTimHSSE
Corporate Social Responsibility (CSR)
S-12 Perusahaan memiliki aktivitas CSR, investasi atau sumbangan
Ya
terhadap komunitas atau organisasi nirlaba terdaftar?
Surat Keputusan Direksi No. 01/SKD/06/ERLATPI/I/2022 tanggal 6 Januari 2022 tentang Penerbitan
Pedoman Tanggung Jawab Sosial dan Lingkungan Perusahaan No. A-001/7100/2021. Dalam rangka
efektifitas kebijakan ini, Perseroan menunjuk Corporate Secretary Group yang membawahi fungsi
Government, PR & CSR Departemen untuk bertanggung jawab terhadap pelaksanaan strategi dan
pengembangan program CSR di lingkungan Tugu Insurance, sebagaimana diatur dalam Pedoman
Pengelolaan Corporate Secretary No. A14-001/ N00000/2020-S9, dan Tata Kerja Organisasi Pelaksanaan
Tanggung Jawab Sosial dan Lingkungan Perusahaan No. B-001/7100/2022, serta struktur organisasi TJSL
sesuai Surat Keputusan Direksi No. 169/SKD/04/HCM-OPR/ ATPI/2023.
Link: https://www.tugu.com/csr/program
C. Kinerja Tata Kelola (Governance Performance)
G-01 Keberagaman Manajemen dan Independensi (Board Diversity and Independence)
Tipe Manajemen
Jumlah Laki-laki Perempuan Pihak Independen
Perusahaan
Komisaris 0 5 0 3
Direksi 0 5 0 0
G-02 Total kehadiran direksi dan komisaris ke rapat dewan
Jumlah rapat dewan (di tahun Rata-rata persentase kehadiran
pelaporan) direksi/komisaris dalam rapat dewan
Jumlah kehadiran direksi ke rapat
10 96,67 %
dewan
Jumlah kehadiran komisaris ke
10 98 %
rapat dewan
Kebijakan mengenai manajemen lainnya
G-03 Perusahaan memiliki kebijakan mengenai pemisahan Chairman of
Ya
The Board dan CEO?
Berdasarkan Undang-Undang No. 40 Tahun 2007 tentang Perseroan Terbatas dan Anggaran Dasar, Tugu
Insurance memiliki organ utama tata kelola yaitu Rapat Umum Pemegang Saham, Dewan Komisaris dan
Page 7
Direksi. Tata kelola ini, sekaligus sebagai bentuk penerapan kebijakan mengenai pemisahan tugas
pengelolaan usaha yang dilaksanakan oleh Direksi (CEO) dan pengawasan yang dijalankan oleh Dewan
Komisaris (Chairman of the Board).
Link: https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-04 Perusahaan memiliki kebijakan penilaian dewan direksi dan
Ya
komisaris
Kinerja Dewan Komisaris dilakukan berdasarkan pencapaian Key Performance Indicators (KPI) dan
memperhatikan AKHLAK (Amanah, Kompeten, Harmonis, Loyal, Adaptif, dan Kolaboratif) behavior survey.
Penilaian kinerja Dewan Komisaris secara individu dilakukan berdasarkan tolak ukur yang telah disepakati
oleh masing-masing anggota Dewan Komisaris. Aspek yang dinilai dalam KPI Dewan Komisaris tahun 2024
adalah aspek perencanaan, aspek pelaksanaan tugas, aspek pelaporan, dan aspek dinamis.
Sementara, penilaian terhadap kinerja Direksi yang meliputi tinjauan perekonomian dan industri, pencapaian
Key Performance Indicators (KPI), pelaksanaan kebijakan strategis perkreditan, teknologi informasi, Sumber
Daya Manusia (SDM) dan kinerja Entitas Anak
dengan tetap memperhatikan faktor eksternal.
Link: https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-05 Perusahaan memiliki kebijakan pelatihan dewan direksi dan
Ya
komisaris
Kebijakan program pengenalan dan pelatihan bagi Anggota Dewan Komisaris dan DPS sebagaimana diatur
dalam Board Manual.
1. Untuk Anggota Dewan Komisaris yang baru diangkat, wajib diberikan program pengenalan mengenai
kondisi Perseroan secara umum.
2. Penanggung jawab program pengenalan adalah Sekretaris Perusahaan atau pejabat yang menjalankan
fungsi sebagai Sekretaris Perusahaan.
3. Program pengenalan meliputi:
a. Pelaksanaan prinsip-prinsip Good Corporate Governance di Perseroan;
b. Keterangan mengenai tugas, tanggung jawab, dan hak Dewan Komisaris dan Direksi serta hal lain yang
dilarang berdasarkan ketentuan dan Peraturan Perundangan yang Berlaku;
c. Gambaran mengenai Perseroan berkaitan dengan tujuan, sifat, dan lingkup kegiatan, kinerja keuangan
dan operasi, strategi, rencana usaha jangka pendek dan jangka panjang, risiko, pengendalian internal dan
masalah-masalah strategis lainnya;
d. Keterangan berkaitan dengan kewenangan yang didelegasikan, audit Internal dan eksternal, sistem dan
kebijakan pengendalian Internal serta Komite Audit.
e. Program pengenalan dapat berupa presentasi, pertemuan, kunjungan ke fasilitas Perseroan, kunjungan
ke kantor-kantor cabang, pengkajian dokumen Perseroan atau program lainnya yang dianggap sesuai
dengan kebutuhan.
Link: https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-06 Kriteria khusus yang digunakan untuk pemilihan dewan direksi dan
Ya
komisaris
Diatur dalam Peraturan Menteri BUMN No. PER-3/MBU/03/2023, Bagian Kesatu tentang Syarat Anggota
Direksi BUMN dan Anggota Direksi Anak Perusahaan, dan bagian Kedua tentang Syarat Anggota Dewan
Komisaris BUMN dan Anggota Dewan Komisaris Anak Perusahaan.
Link: https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-07 Perusahaan memiliki kebijakan mengenai kode etik dan/atau anti-
Ya
korupsi?
Kode etik Tugu Insurance tertuang dalam suatu pedoman berdasarkan Surat Keputusan Direksi Tugu
Insurance No. 03/SKD/CSG- TPI/I/2009 tanggal 15 Januari 2009 dan telah dimutakhirkan dengan Pedoman
No. A-003/9100/2017 Revisi Ke-1 Tanggal 5 Desember 2017 yang diberlakukan dengan SKD No. 007/SKD/
CSG/TPI/II/2018 Tanggal 7 Februari 2018 tentang Penerbitan Pedoman Sistematika Etika Usaha dan Tata
Perilaku (Code of Conducts atau CoC) Tugu Insurance.Kemudian diperbaharui kembali melalui Pedoman
No. A-003/6500/2021 Revisi Ke-2 yang diberlakukan dengan SKD No. 67/SKD/06/ERL-ATPI/IX/2021
tentang Perubahan Pedoman CoC.
Page 8
Link: https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
G-08 Perusahaan memiliki kebijakan mengenai perlakuan adil terhadap
Ya
Pemegang Saham?
Penyelenggaraan RUPS dilakukan sesuai dengan Peraturan OJK No. 15/POJK.04/2020 tentang Rencana
dan Penyelenggaraan Rapat Umum Pemegang Saham Perusahaan Terbuka, Anggaran Dasar, dan
peraturan perundang-undangan yang berlaku. Berdasarkan ketentuan tersebut, Tugu Insurance
menerapkan perlakuan yang adil dan setara terhadap pemegang saham.
Link: https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
G-09 Perusahaan memiliki kebijakan mengenai kewajiban
Ya
direksi/komisaris untuk mencegah adanya konflik kepentingan?
Dengan Pedoman Etika Usaha dan Tata Perilaku, Tugu Insurance memberikan panduan bagi insan Tugu
Insurance termasuk Dewan Komisaris dan Direksi untuk menghindari potensi konflik kepentingan. Kode Etik
Tugu Insurance tertuang dalam Pedoman Sistematika Etika Usaha dan Tata Perilaku yang disahkan
berdasarkan Surat Keputusan Direksi (SKD) PT Tugu Pratama Indonesia No. 03/SKD/ CSG-TPI/I/2009
tanggal 15 Januari 2009, dan telah dimutakhirkan pada Revisi Ke-2 Tanggal 25 Agustus 2021 yang
diberlakukan dengan SKD No. 67/SKD/06/ERL-ATPI/ IX/20121 Tanggal 28 September 2021 tentang
Perubahan Pedoman Sistematika Etika Usaha dan Tata Perilaku (Code of Conduct atau CoC) PT Asuransi
Tugu Pratama Indonesia Tbk.
Link: https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
Page 9
D. Lain-lain
Keselarasan Laporan Keberlanjutan/Tahunan dengan Metrik ESG
Halaman di Laporan
Kinerja Kode Nama Metrik
Keberlanjutan/Tahunan
E-01 Laporan Emisi Gas Rumah Kaca 124
E-02 Intensitas Emisi Gas Rumah Kaca 128
E-03 Konsumsi Energi Listrik 120
E-04 Konsumsi Air 123
Lingkungan
E-05 Limbah yang Dihasilkan 128
Komitmen Perusahaan untuk Mencapai
E-06 123
Target Net Zero Emission
Komitmen Perusahaan untuk
E-07 123
mengurangi Emisi Gas Rumah Kaca
S-01 Kesetaraan Gender 130
Pegawai Berdasarkan Gender dan
S-02 131
Kelompok Umur
S-03 Tingkat Pergantian Pegawai 133
S-04 Jumlah Pegawai Sementara 133
S-05 Pelatihan dan Pengembangan Pegawai 137
S-06 Jumlah Kecelakaan Kerja 136
Kejadian Pelanggaran Hak Asasi
S-07 130
Manusia
Sosial Kebijakan Pelecehan Seksual dan/atau
S-08 130
Non-diskriminasi
S-09 Kebijakan Mengenai Hak Asasi Manusia 130
Kebijakan Pekerja Anak dan/atau
S-10 132
Pekerja Paksa
Kebijakan Mengenai Kesehatan dan
Keselamatan Kerja serta Lingkungan
S-11 134
Kerja yang Aman dan Layak diberikan
Kepada Seluruh Karyawan
S-12 Pencegahan Konflik Kepentingan 140
Page 10
Keberagaman Manajemen dan
G-01 89
Independensi
Total Kehadiran Direksi dan Komisaris ke
G-02 89
Rapat Dewan
Kebijakan Pemisahan Chairman of the
G-03 73
Board dan CEO
Kebijakan Penilaian Dewan Direksi dan
G-04 90
Komisaris
Kebijakan Pelatihan Dewan Direksi dan
Tata-kelola G-05 93
Komisaris
G-06 Kriteria Khusus Pemilihan Dewan 86
G-07 Kode Etik dan/atau Anti-Korupsi 101
Kebijakan Perlakuan Adil terhadap
G-08 73
Pemegang Saham
G-09 Pencegahan Konflik Kepentingan 107
Standar Internasional yang Diacu dan Verifikasi Pihak Ketiga
Keselarasan dengan kerangka pelaporan keberlanjutan
X Ya Tidak
X GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
Others, please specify
Assurance dan validasi pihak ketiga
X Ya
Nama pihak ketiga Lingkup pekerjaan
Demikian untuk diketahui.
Hormat Kami,
PT Asuransi Tugu Pratama Indonesia Tbk
Page 11
Dudi Subekti
Corporate Secretary
PT Asuransi Tugu Pratama Indonesia Tbk
Wisma Tugu I
Telepon : 021 - 52961777, Fax : 021 - 52961555, 52962555, www.tugu.com
Nama Pengirim Dudi Subekti
Jabatan Corporate Secretary
Tanggal dan Waktu 27-03-2025 17:25
Lampiran 1. Surat Penyampaian Laporan Keberlanjutan 2024.pdf
2. Tugu Insurance - SR 2024 - Final.pdf
Dokumen ini merupakan dokumen resmi PT Asuransi Tugu Pratama Indonesia Tbk yang tidak memerlukan tanda
tangan karena dihasilkan secara elektronik oleh sistem pelaporan elektronik. PT Asuransi Tugu Pratama Indonesia
Tbk bertanggung jawab penuh atas informasi yang tertera didalam dokumen ini.
Page 12
Go To Indonesian Page
Letter / Announcement No. 094/S/01/PD-ATPI/III/2025
Issuer Name PT Asuransi Tugu Pratama Indonesia Tbk
Issuer Code TUGU
Attachment 2
Subject Submission of Sustainability Report
Referring to the Annual Report Report Number 030/S/01/COS-ATPI/III/2025 , with this The Company hereby submit
Sustainability Report 2024 for the period of 01 January 2024 to 31 December 2024 in Indonesia dan Inggris
Will the Company be/has summons for the Annual General Meeting of Shareholders? (Yes)
The Company made invitations to the Annual General Meeting of Shareholders on 27 Maret 2025
The information referred above has been published on the Company’s website https://tugu.com/investor-relations/rups
at 27 Maret 2025
Is the Company listed on another Stock Exchange? (No)
A. Environmental Performance
The Company submits its Annual Sustainability and ESG Report:
E-01 Greenhouse Gas (GHG) Emission Report
Consolidated GHG Emission Report? Yes
Organizational Boundaries Operasional/Finansial
Any subsidiaries that are not included in the report? Yes
Please Explain:
Data Kinerja Lingkungan dalam laporan ini hanya dilakukan di induk Perusahaan
Name Total emission (tCO2e)
Category 1: Direct GHG emissions and removals
Direct emissions from stationary combustion 0
Direct emissions from mobile combustion 100,27
Direct emissions from processes 0
Direct fugitive emissions 0
Direct emissions from Land Use, Land Use Change and
0
Forestry (LULUCF)
Total Direct Emissions (Scope 1) 100,27
Page 13
Category 2: Indirect GHG emissions from imported energy
Indirect emissions from imported/purchased electricity
256,41
consumption
Indirect emissions from imported/purchased network energy
0
consumption (excluding electricity)
Total Indirect Emissions (Scope 2) 256,41
Category 3: Indirect GHG emissions from transportation
Upstream transport and distribution 0
Business travels 17,52
Transportation of clients and visitors 0
Downstream transportation and distribution 0
Employee commuting 0
Category 4: Indirect GHG emissions from products used by Organization
Energy related activities not included in direct emissions and
0
energy indirect emissions
Purchased goods and services 0
Capital equipment/goods 0
Waste generated in operations 0
Upstream leased assets 0
Category 5: Indirect GHG Emissions associated with the use of products from the Organization
Investments 0
Use of sold products 0
End of life treatment of sold products 0
Downstream franchises 0
Downstream leased assets 0
Processing of sold products 0
Page 14
Category 6: Indirect GHG emissions from other sources
Other indirect emissions or removals 0
Total GHG Emissions (Scope 1 and 2) 17,52
Total GHG Emissions (Scope 1 and 2) 356,68
Total GHG Emissions (Scope 1, 2 and 3) 374,2
Offsets/Credits 0
REC Purchases (kWh) 0
Total scope 1 and 2 emissions produced per
E-02 GHG Emissions Intensity 0,1
revenue of listed compant (tCO2e/Rp)
Total amount of energy directly consumed
274.533
(kWh or J)
Total amount of energy indirectly consumed
E-03 Electricity Consumption 0
(kWh or J)
Total energy consumption (kWh or J) 274,533
E-04 Water Consumption Total water consumed (m3) 6.928
E-05 Waste Generation Total waste generated (ton) 78,83
E-06 Company commitment to Net Zero Emission Target
Does the Company have a net zero emission target commitment? Yes
What year is the Company’s net zero emission published target? 2060
Please provide a brief description and a link to documentation explaining the Company’s commitment in
achieving net zero emission target.
The Companys commitment to supporting the achievement of Net Zero Emission target and reducing GHG
emissions, these commitments are among others:
1. Energy savings by reducing the use of electricity in the office
2. Efficient use of fuel
3. Prompts to adopt a go green lifestyle for all employees
4. Reducing paper usage by optimising the use of online technology to reduce written documents and
manual labour
E-07 Company Commitment to GHG Emission Reduction Target
Does the Company commit to reducing GHG emission? Ya
0%
What is the Company’s GHG emission reduction target?
0 (tCO2e)
Targeted year in achieving GHG reduction target? 2060
Does the Listed Company has measures on monitoring in enacting climate policy?
Page 15
Yes
Steps that have been taken and emission reductions that have been achieved compared to the previous year
Steps that have been taken and emission reductions that have been achieved compared to the previous year.
B. Kinerja Sosial (Social Performance)
S-01 Gender Diversity
Men Women
Job positions Number of Percentage of Percentage of
Number of employees
employees employees employees
Entry-level 76 16.2 % 86 18.34 %
Mid-level 148 31.56 % 75 15.99 %
Senior-level 65 31.56 % 17 3.62 %
Executive-level 1 0.21 % 1 0.21 %
Total Pegawai 290 61.83 % 179 38.17 %
S-02 Employees Level by Gender and Age Group
Job levels
Age group Entry-level Mid-level Senior-level Executive-level Number of
(years) employees
Men Women Men Women Men Women Men Women
18-25 10 20 1 1 0 0 0 0 32
25-35 37 56 40 33 3 0 0 0 169
35-45 24 10 75 14 29 11 0 0 176
45-55 3 0 21 14 18 6 1 1 64
>55 2 0 11 0 15 0 0 0 28
S-03 Employees Turnover
Number of employees Percentage
(in reporting year) (in reporting year)
Number of employees resigned 53 Employees 11,3 %
Number of newly appointed
63 Employees 13,4 %
Employees
S-04 Temporary Worker
Number of employees Percentage
(in reporting year) (in reporting year)
Page 16
Total company headcount held
by contractors and/or 175 Employees 27,17 %
consultants
S-05 Employee Training and Development
Average training hour per
Total employee attending company Percentage of employee attending
employee
training program company training program (%)
(in reporting year)
53,96 hours/employee 464 98,93 %
S-06 Injury Rate
Frequency of work-related accidents of total
Percentage of serious work-related accidents resulting in
Employees
serious and fatal injuries from total employees (%)
(in reporting year)
0 0%
S-07 Incidents Regarding Human Rights Abuse
Number of incidents regarding human rights
0
abuse (in reporting year)
Company Policy Regarding Employees
S-08 Does the company has a policy regarding sexual harassment and/or
Yes
non-discrimination?
Tugu Insurance adopts the principles of equality and equal employment opportunities in its workforce
management. This policy is part of the Companys commitment to protecting human rights by providing equal
employment opportunities, without discrimination as stipulated in Collective Labor Agreement (PKB). The
Company does not differentiate based on gender, race, religion, ethnicity, or social group at any level of
employees and management, whether in recruitment, remuneration systems, or job positions.
L i n k : h t t p s : / / t u g u . i n f o / P K B 2 0 2 4 - 2 0 2 6
S-09 Does the company has a policy regarding human rights? Yes
Tugu Insurance adopts the principles of equality and equal employment opportunities in its workforce
management. This policy is part of the Companys commitment to protecting human rights by providing equal
employment opportunities, without discrimination as stipulated in Collective Labor Agreement (PKB). The
Company does not differentiate based on gender, race, religion, ethnicity, or social group at any level of
employees and management, whether in recruitment, remuneration systems, or job positions.
Link: https://tugu.info/PKB2024-2026
S-10 Does the company have a policy regarding child labor and/or forced
Yes
labor?
The Company does not employ workers under the minimum age limit according to the provisions or the age
of children within the Company, as stipulated in Collective Labor Agreement (PKB). Additionally, Tugu
Insurance sets a strict policy prohibiting forced labor. With the implementation of this policy, there were no
reported cases of child labor or forced labor within the Company during the 2024 reporting year.
Link: https://tugu.info/PKB2024-2026
Page 17
S-11 Does the company have a company policy regarding occupational
health and safety as well as a safe working environment for all Yes
employees?
The Company took various efforts to create a safe and healthy work environment, one of which was
ensuring that every procedure and work phase was carried out in accordance with the regulations and
guidelines of the Occupational Safety and Health Management System (SMK3) guidelines as regulated in
the Board of Directors Decision No. 15/SKD/05/LEC-ATPI/VIII/2023. This applied to all parties involved in
the Companys operations and supply chain, including employees, management, business partners, and
consumers/customers.
Link: https://tugu.info/RevitalisasiPembentukanTimHSSE
Corporate Social Responsibility (CSR)
S-12 Does the company have CSR activities, investments or donations to
Yes
the community or registered non-profit organizations?
Decision Letter No. 01/SKD/06/ERL-ATPI/I/2022 6 January 2022, on the Issuance of Corporate Social and
Environmental Responsibility Guidelines No. A-001/7100/2021. To ensure the effectiveness of this policy,
the Company appointed the Corporate Secretary Group, which oversees the Government, PR & CSR
Department, to be responsible for the implementation of strategies and development of CSR programs
within Tugu Insurance, as stipulated in the Corporate Secretary Management Guidelines No. A14-
001/N00000/2020-S9, the Organizational Work Procedures for Corporate Social and Environmental
Responsibility Implementation No. B- 001/7100/2022, and the TJSL organizational structure as per the
Board of Directors Decision Letter No. 169/SKD/04/HCM-OPR/ATPI/2023.
Link: https://www.tugu.com/csr/program
C. Governance Performance
G-01 Board Diversity and Independence
Type of Company Number of seats Seats Occupied by Seats Occupied by Seats Occupied by
Board on Company Men Women Independent Party
Commissioners 0 5 0 3
Directors 0 5 0 0
G-02 Board Meeting Attendance
Number of board meetings Percentage of board meeting
(in reporting year) attendances (in reporting year)
Director Attendance to
10 96,67 %
Board Meetings
Comissioner Attendance to
10 98 %
Board Meetings
Other governmental-related policy
G-03 Does the company has a policy regarding separation of the
Yes
Chairman of the Board and CEO?
Based on Law No. 40 of 2007 on Limited Liability Companies and the Articles of Association, Tugu
Insurance has the main governance organs consisting of the General Meeting of Shareholders, the Board of
Commissioners, and the Board of Directors. This governance stands as a form to apply policies on
separation of business management duties carried out by the Board of Directors (CEO) and supervision
Page 18
carried out by the Board of Commissioners (Chairman of the Board).
Link: https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-04 Does the company has a policy regarding board appraisal? Yes
The performance assessment of the Board of Commissioners is conducted based on the achievement of
Key Performance Indicators (KPI) while also considering the AKHLAK (Amanah, Kompeten, Harmonis,
Loyal, Adaptif, and Kolaboratif) behavior survey.
The individual performance assessment of the Board of Commissioners is conducted based on benchmarks
agreed upon by each member. The aspects assessed in the Board of Commissioners KPI for 2024 included
planning, task execution, reporting, and dynamic aspects.
Implementation of strategic credit policies, information technology, human resources
(HR), and subsidiaries performance, while also considering external factors.
Link: https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-05 Does the company has a policy regarding board training and
Yes
development?
1. Newly appointed members of the Board of Commissioners must be provided with an orientation
program on the Companys general conditions.
2. The Corporate Secretary or an official performing the Corporate Secretary function is responsible for
organizing the orientation program.
3. The orientation program includes:
a. Implementation of Good Corporate Governance principles within the Company;
b. Explanation of the duties, responsibilities, and rights of the Board of Commissioners and Board of
Directors, as well as prohibited actions based on applicable laws and regulations;
c. Overview of the Company, including its objectives, nature, and scope of activities, financial and
operational performance, strategies, short-term and long-term business plans, risks, internal control, and
other strategic issues;
d. Information on delegated authority, internal and external audits, internal control systems and policies,
as well as the Audit Committee;
e. The orientation program may be in the form of presentations, meetings, visits to the Companys
facilities, visits to branch offices, reviews of Company documents, or other programs deemed appropriate
based on requirements.
Link: https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-06 Does the company has a criteria regarding board appointment and
Yes
re-election?
Stipulated in the Minister of State-Owned Enterprises Regulation No. PER-3/MBU/03/2023, Part One on the
Requirements for Members of the Board of Directors of SOEs and Subsidiaries.
Link: https://www.tugu.com/tata-kelola-perusahaan/board-manual
G-07 Does the company has a policy regarding ethics and/or anti-
Yes
corruption?
Tugu Insurances Code of Conduct is outlined in a guideline based on the Board of Directors Decision Letter
(SKD) No. 03/SKD/CSG-TPI/I/2009 dated 15 January 2009, which was later updated with Guideline No. A-
003/9100/2017, 1st Revision, dated 5 December 2017, and enacted through SKD No.
007/SKD/CSG/TPI/II/2018 dated 7 February 2018, on the Issuance of Code of Conduct (CoC) of Tugu
Insurance. It was further revised through Guideline No. A-003/6500/2021, 2nd Revision, enacted under SKD
No. 67/SKD/06/ERL-ATPI/IX/2021 on the Amendment of CoC Guidelines.
Link: https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
G-08 Does the company has a policy regarding equitable treatment of
Yes
shareholders?
The GMS was conducted in accordance with OJK Regulation No. 15/POJK.04/2020 on the Planning and
Implementation of General Meetings of Shareholders for Public Companies, the Articles of Association, and
applicable laws and regulations. Based on these provisions, Tugu Insurance applies fair and equal treatment
to shareholders.
Link: https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
Page 19
G-09 Does the company have a policy regarding the obligations of
Yes
directors/commissioners to prevent conflicts of interest?
With the Business Ethics and Code of Conduct Guidelines, Tugu Insurance provides guidance for Tugu
Insurance personnel, including the Board of Commissioners and Board of Directors to avoid potential
conflicts of interest. The Companys Code of Conduct is outlined in the Code of Conduct, which was ratified
under the Board of Directors Decision Letter (SKD) of PT Tugu Pratama Indonesia No. 03/SKD/CSG-
TPI/I/2009 on 15 January 2009. It was later updated in the Second Revision on 25 August 2021, and
enacted through SKD No. 67/SKD/06/ERL-ATPI/IX/2021 dated 28 September 2021, on amendments to the
Code of Conduct (CoC) of PT Asuransi Tugu Pratama Indonesia Tbk.
Link: https://www.tugu.com/tata-kelola-perusahaan/pedoman-tata-kelola-perusahaan
D. Other
Alignment of Sustainability/Annual Reports with ESG Metrics
Pages in the Sustainability/Annual
Kinerja Kode Metric Name
Report
E-01 Greenhouse Gas Emission Report 124
E-02 Greenhouse Gas Emission Intensity 128
E-03 Electricity Consumption 120
E-04 Water Consumption 123
Environment
E-05 Waste Generated 128
Company Commitment to Achieving Net
E-06 123
Zero Emission Target
Company Commitment to Reduce
E-07 123
Emission
S-01 Gender Equality 130
S-02 Employees by Gender and Age Group 131
S-03 Employee Turnover Rate 133
S-04 Number of Temporary Officers 133
S-05 Employee Training and Development 137
S-06 Number of Work Accidents 136
S-07 Human Rights Violation Incidents 130
Social Sexual Harassment and/or Non-
S-08 130
Discrimination Policy
S-09 Policy on Human Rights 130
S-10 Child Labor and/or Forced Labor Policy 132
Occupational Health and Safety Policy
S-11 and Safe and Secure Work Environment 134
are provided to all employees.
S-12 Corporate Social Responsibility 140
Page 20
Management Diversity and
G-01 89
Independence
Total Attendance of Directors and
G-02 89
Commissioners to Board Meetings
Chairman of the Board and CEO
G-03 73
Separation Policy
Board of Directors and Commissioners
G-04 90
Assessment Policy
Board of Directors and Commissioners
Governance G-05 93
Training Policy
G-06 Special Criteria for Election of the Board 86
G-07 Code of Ethics and/or Anti-Corruption 101
G-08 Fair Treatment Policy for Shareholders 73
G-09 Conflict of Interest Prevention Policy 107
Referenced International Standards and Third Party Verification
Alignment with sustainability reporting framework
X Yes No
X GRI
TCFD
CDP
IFRS S1
IFRS S2
SASB
Others, please specify
null
Third-party assurance and/or validation
X Yes
Name of third-party service provider Scope of Work
Thus to be informed accordingly.
Respectfully,
PT Asuransi Tugu Pratama Indonesia Tbk
Page 21
Dudi Subekti
Corporate Secretary
PT Asuransi Tugu Pratama Indonesia Tbk
Wisma Tugu I
Phone : 021 - 52961777, Fax : 021 - 52961555, 52962555, www.tugu.com
Sender Name Dudi Subekti
Function Corporate Secretary
Date and Time 27-03-2025 17:25
Attachment 1. Surat Penyampaian Laporan Keberlanjutan 2024.pdf
2. Tugu Insurance - SR 2024 - Final.pdf
This is an official document of PT Asuransi Tugu Pratama Indonesia Tbk that does not require a signature as it was
generated electronically by the electronic reporting system. PT Asuransi Tugu Pratama Indonesia Tbk is fully
responsible for the information contained within this document.
Names mentioned 13 people and organisations named in the text · linked when the evidence is strong
unresolved
—
Emisi langsung dari pembakaran stasioner
p.1
unresolved
—
Emisi fugitive langsung
p.1
unresolved
—
Total Emisi Langsung (Scope 1)
p.1
unresolved
org
Menteri BUMN No. PER-
p.7
unresolved
org
PT Tugu Pratama Indonesia
p.8 ×2
unresolved
—
Direct emissions from stationary combustion
p.12
unresolved
—
Direct emissions from mobile combustion
p.12
unresolved
—
Direct emissions from processes
p.12
unresolved
—
Direct fugitive emissions
p.12
unresolved
—
Total Direct Emissions (Scope 1)
p.12
unresolved
org
Minister of State-Owned Enterprises Regulation No. PER-
p.18
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