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PT BANK MNC INTERNASIONAL Tbk
(IDX: BABP)
PAPARAN PUBLIK
TAHUN BUKU 31 DESEMBER 2024
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2 OVERVIEW
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3 MNC GROUP’S ECOSYSTEM
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4 MNC FINANCIAL SERVICES OVERVIEW
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5
ABOUT THE BANK 7.23%
10.00%
PT MNC Kapital Indonesia Tbk & subsidiaries
1990 - FOUNDED
BANK BUMIPUTRA 6.82%
Public
50.40%
PT Prima Cakrawala Sentosa
1997 - Foreign Exchange
Bank Licence (Bank Devisa) PT Global Mediacom Tbk
25.55%
PT MNC Land Tbk
2002 - IPO
TICKER [BABP]
As of December 2024
2014 - ACQUISITION Distribution Networks (Branches + ATMs)
PT BANK MNC INTERNASIONAL TBK
Head Operational Main Sub
Office Office Branches Branches ATMs
2021 -
Formerly: MotionBanking 1 1 16 24 69
As of December 2024
2022-2023 MNC Bank’s networks are incorporated with National Payment Gateways (GPN),
• Core Capital Rp3.34 trillion Jaringan Prima, ATM Bersama with access to all ATMs and EDCs in Indonesia as
• ISO 27001:2013 well as Visa/Mastercard global EDC
• New Features & Re-branding
MotionBank
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BOARD OF COMMISSIONERS BOARD OF DIRECTORS
Ponky N. Pudijanto Peter Fajar Rita Montagna Denny S. Hanubrata Hermawan
President Commissioner Commissioner President Director Vice President Director Director
(Independent)
Zainuddin Samaludin* Aris Palembangan*
Frederikus P Weoseke
Compliance Director Director
Independent Commissioner
*effective after fit & proper test OJK
CHIEF OFFICERS
Yudistira Ardhi Prastono Parman Suparman Julius Lontoh P.
Chief Digital Business Officer Chief Technology Officer Chief Lending Business Officer
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77 Our Focus In line with the Bank's vision and mission to become a future bank that offers financial services to customers by providing a satisfying banking experience through innovative banking integrated with the latest information technology and contributing to sustainable growth in order to provide added value to all stakeholders.
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8 PRODUCTS & PROGRAMS
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9
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THE SOLUTION
Account Details
with optional balance display UPCOMING
Main Products
- Savings Account
FEATURES
- Online Time Deposits
- MotionPension
• Online Debit
• Bank as a Service (BaaS)
Daily Transactions
• Cardless Cash Withdrawal
• QRIS Tuntas (Merchant)
Financial Solutions
- Debit Card & Digital/Virtual Credit Card • QR Cross Border
- Digital Lending • FX Online
- Securities Account/RDN
• Personal Financial Management
Others
(Business Banking & MotionPay Integration)
QRIS Payment
Product development
10
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11 TRANSACTIONAL CONVENIENCE IN ONLY ONE PLATFORM
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12
OUR STRATEGY Why this market?
Maximizing transaction-based income from underserved individuals & MSMEs
Funding Transaction Lending
• Competitive interest • Treasury as a profit • Credit card including
• Tabungan Dahsyat centre Co-brand
Loyalty Program • FX Transactions • Conventional lending
• Online Deposits • Remittance including MNC Group
• Motionbank app • Fund Transfer synergy with MNC
• Purchase – payment Finance & MNC Leasing
• Pension loan
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13 MAJOR PARTNERSHIPS
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SAVINGS PRODUCTS & FEATURES
Savings products with integrated digital services with various benefits and advantages for your banking transaction needs
Indulgent Features
Tabungan MNC Debit Cards MotionBank
Tabungan Motion Ease of cash withdrawals, transfers and balance checks
through the ATM Bersama & Prima network and shopping
Tabungan Motion Cuan at all merchants. There are GPN Debit Card and Debit Other Features
Tabungan MNC Bisnis MasterCard options available
Tabungan Dahsyat Auto debet for deposit
Tabungan Rencana MNC Tabungan Rencana MNC
Standing Instruction
Tabungan Pelajar Passbook routine payments, such as
Tabunganku payment of insurance
Recording of all your banking transactions in a savings premiums, etc
Giro MNC book.
MNC Debit
Deposito MNC Payroll Service
Deposito Motion Call Center 24/7
Rekening Dana Nasabah
Wewill always be ready to help you,
Call Center MNC Bank : 1500188(24 hours)
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LOAN
PRODUCTS
Credit Card
MNC Bank always provides convenience and
Various Scheme attractive promo programs through Credit Card
Working Capital Loan
Investment Loan
Unsecured Multipurpose Citilink VISA Card KAI Access
Loan (KMG TA) FamilyMart MNC MNC Icon Visa Card
Titanium Card
Property Ownership Loan
(KPP)
Property Backed Consumption
Loan (KKBP)
Credit Card (Individual & Gold Platinum Motion
Corporate) Corporate Card
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OTHER SERVICES
Foreign Exchange Non-L/C Financing Usance Payable at Sight
Transaction Transferable Letter (UPAS)
(Today, Tom, Spot, of Credit Post Import Financing
Forward,Swap) Discounted Under (PIF)
Usance L/C
Retail Bonds for Trade Shipping Guarantee
Pre-Shipment
Finance Products and Financing
Inward Documentary
Services Outward Collection / Bill
Export Transaction Documentary Collection
Advising L/C Collection Bank Guarantee and
L /C Negotiation Import and Local Standby L/C
Domestic Letter of Transaction L/C Issuance
Credit (SKBDN)
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17 AUDITED FINANCIAL PERFORMANCE
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18
KEY FINANCIAL HIGHLIGHTS
ASSET TPF
14.431
20.871
13.402
13.155
18.147
15.01%
Achievement 7.67%
16.862 YoY Achievement
YoY
In billion Rupiah
In billion Rupiah
2022 2023 2024 2022 2023 2024
PROFIT LOANS
11.240
77,916 74,850 10.253
10.200
52,505
(3.94)% 9.62%
Achievement Achievement
YoY YoY
In million Rupiah In billion Rupiah
2022 2023 2024 2022 2023 2024
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KEY FINANCIAL HIGHLIGHTS
in million Rupiah FY 2024 FY 2023 %
Profit and Loss
Revenues
Interest Revenues 1,397.43 1,313.04 6.43%
Interest Expenses 876.94 708.33 23.80%
Interest Revenues - Net 520.49 604.71 (13.93%)
Income Before Tax 93.80 121.44 (22.76%)
Net income 74.85 77.92 (3.94%)
Earnings per share (in full Rupiah) 1.85 2.63 (0.78%)
in million Rupiah FY 2024 FY 2023 %
Balance Sheet
Total assets 20,871 18,147 15.01%
Total liabilities 17,210 14,560 18.20%
Total equity 3,661 3,587 2.06%
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KEY FINANCIAL HIGHLIGHTS
Ratios
CAR NPL GROSS/NET NIM
3.96% 3.90%
31.00% 4.95%
4.15%
23.62% 24.53% 3.53% 3.30%
2.63% 2.50%
2.21%
2022 2023 2024 2022 2023 2024 2022 2023 2024
LFR ROE/ ROA COST OF FUND (CoF)
2.50% 2.50%
2.28%
76.96% 77.57%
5.37% 6.07%
75.68% 1.04% 4.24%
0.71% 0.50%
2022 2023 2024 2022 2023 2024 2022 2023 2024
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OUR ACCOMPLISHMENTS
Digital Banking Award 2024 by InvestorTrust 13th Digital Brands Award by Infobank
“Dimensi Customer KBMI 1” category “The Best Deposit Conventional Bank (KBMI 1)”
category
Visa Award 2024 by Visa
“The Best Commercial Fintech BIN Sponsor”
category
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THANK YOU
PT Bank MNC Internasional Tbk
MNC Bank Tower 8/F,
MNC Center
Jl. Kebon Sirih Kav 21-27
Menteng, Central Jakarta
www.mncbank.co.id
Names mentioned 11 people and organisations named in the text · linked when the evidence is strong
unresolved
org
PT Prima Cakrawala Sentosa
p.5
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Bank Licence
p.5
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org
Bank Devisa
p.5
unresolved
person
Vice
· President Director
p.6 ×2
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