Skip to content
Back to announcement

20250226_PNBS_Penyampaian Bukti Iklan_31864936_lamp4.pdf

Other Text extracted PNBS

Source file signed link, expires in 15 minutes

This browser can't display the PDF inline. Open it in a new tab.

Extracted text 1

Page 1
Untuk memenuhi Peraturan Otoritas Jasa Keuangan (“POJK”) No.37/POJK.03/2019 tanggal 19 Desember 2019 tentang Transparansi dan Publikasi Laporan Bank serta Surat Edaran Otoritas Jasa Keuangan (SEOJK) No.10/SEOJK.03/2020 tanggal 01 Juli 2020 tentang Transparansi dan Publikasi Laporan Bank Umum Syariah dan Unit Usaha Syariah, maka pada website Emiten atau Perusahaan Publik : https://pdsb.co.id ini PT Bank Panin Dubai Syariah Tbk (“Panin Dubai Syariah
Bank”) turut mempublikasikan Laporan Keuangan Dubai Islamic Bank PJSC (“DIB”) posisi 31 Desember 2024 (Diaudit), berupa:                                                                                                                                                                                                                                                                                                                                                                                                                             Jakarta, 26 Februari 2025
- Laporan Posisi Keuangan (Neraca) Konsolidasian;                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                PT Bank Panin Dubai Syariah Tbk
- Laba Rugi Konsolidasian dan Penghasilan Komprehensif lain;
- Perubahan Ekuitas dan
- Laporan Komitmen dan Kontinjensi.
Laporan Keuangan PT Bank Pan Indonesia Tbk (“Bank Panin”) posisi 31 Desember 2024 (Diaudit) turut dipublikasikan dalam website Emiten atau Perusahaan Publik : https://pdsb.co.id, bersamaan dengan publikasi Laporan Keuangan Panin Dubai Syariah Bank dan DIB.                                                                                                                                                                                                                                                                            Bratha                      Shandra Noraya L.
Pada tanggal 31 Desember 2024, Bank Panin adalah selaku pemilik 67,30% saham Panin Dubai Syariah Bank dan DIB adalah selaku pemilik 25,10% saham Panin Dubai Syariah Bank.                                                                                                                                                                                                                                                                                                                                                              Direktur Utama                      Direktur
Laporan Keuangan Bank Panin dan Laporan Keuangan DIB masing-masing posisi 31 Desember 2024 (Diaudit) adalah merupakan bagian dari Laporan Keuangan Panin Dubai Syariah Bank posisi 31 Desember 2024 (Diaudit).




                        CONSOLIDATED STATEMENT OF FINANCIAL POSITION                                                                     CONSOLIDATED STATEMENT OF PROFIT OR LOSS                                                                 CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME                                                                                                                                         CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
                                     as at 31 December 2024                                                                                     for the year ended 31 December 2024                                                                          for the year ended 31 December 2024                                                                                                                                                  for the year ended 31 December 2024
                                                                    2024                    2023                                                                                  2024                    2023                                                                                       2024                2023                                                                                                              Equity attributable to owners and Sukuk-holder of the Bank
                                                                   AED'000                 AED'000                                                                               AED'000                 AED'000                                                                                    AED'000             AED'000                                                                                                                                Other
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    Exchange
 ASSETS                                                                                                        NET INCOME                                                                                                     Net profit for the year                                                    8,165,038           7,009,957                                                                                                                       reserves        Investments fair                                                             Non - controlling
                                                                                                                                                                                                                                                                                                                                                                                                                 Share capital       Tier 1 Sukuk                                                  translation     Retained earnings     Total                                  Total equity
 Cash and balances with central banks                                   26,700,468             24,019,524      Income from Islamic financing and investing transactions               19,453,766              17,226,558      Other comprehensive loss items                                                                                                                                                                                               and treasury        value reserve                                                                 interests
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     reserve
 Due from banks and financial institutions                               5,642,110              4,483,687      Commissions, fees and foreign exchange income                           1,748,434               1,794,691                                                                                                                                                                                                                                      shares
                                                                                                                                                                                                                              Items that may be reclassified subsequently to profit or loss:                                                                                                                       AED’000             AED’000               AED’000             AED’000             AED’000            AED’000         AED’000               AED’000              AED’000
 Islamic financing and investing assets, net                           212,426,748            199,453,349      Income from other investments measured at fair value, net                  17,134                  30,926
                                                                                                                                                                                                                              Exchange differences on translation of foreign operations, net             (287,253)            (175,771)      Balance at 1 January 2023                                                7,240,744             8,264,250           14,654,668          (1,062,927)        (1,565,666)        13,772,643      41,303,712             2,671,256           43,974,968
 Investment in Sukuk                                                    82,160,734             68,172,165      Income from properties held for development and sale, net                 341,524                 237,230
                                                                                                                                                                                                                              Fair value gain / (loss) on Sukuk investment, net                              7,567             (45,296)      Net profit for the year                                                          -                      -                   -                    -                  -         6,797,676       6,797,676               212,281            7,009,957
 Other investments measured at fair value                                  785,404                846,510      Income from investment properties                                         738,850                 343,829
 Investments in associates and joint ventures                            2,502,668              2,431,828      Share of profit from associates and joint ventures                        485,268                 214,933                                                                                                                     Other comprehensive loss for the year                                            -                      -                   -            (282,925)          (175,771)                  -      (458,696)                  (470)           (459,166)
                                                                                                                                                                                                                              Items that will not be reclassified subsequently to profit or loss:
 Properties held for development and sale                                  988,138              1,050,081      Other income                                                              556,126                 294,189
                                                                                                                                                                                                                              Fair value gain / (loss) on other investments carried at                                                       Total comprehensive income / (loss) for the year                                    -                  -                   -          (282,925)           (175,771)           6,797,676        6,338,980               211,811            6,550,791
 Investment properties                                                   4,520,483              5,625,224                                                                                                                                                                                                     39,233          (238,099)
                                                                                                                                                                                                                              FVTOCI, net
 Receivables and other assets                                            7,081,994              6,324,139      Total income                                                            23,341,102            20,142,356                                                                                                                      Transaction with owners directly in equity:
 Property and equipment                                                  1,878,071              1,884,996      Less: depositors' and Sukuk-holders' share of profit                  (10,504,562)            (8,477,392)                                                                                                                     Dividend paid                                                                       -                  -                   -                  -                    -         (2,168,133)     (2,168,133)                      -         (2,168,133)
                                                                                                                                                                                                                              Other comprehensive loss for the year                                      (240,453)            (459,166)
                                                                                                               Net income                                                              12,836,540             11,664,964                                                                                                                     Zakat                                                                               -                  -                   -                  -                    -           (492,546)       (492,546)                (3,982)           (496,528)
 Total assets                                                          344,686,818            314,291,503                                                                                                                     Total comprehensive income for the year                                    7,924,585            6,550,791      Tier 1 Sukuk profit distribution                                                    -                  -                   -                  -                    -           (404,030)       (404,030)                      -           (404,030)
                                                                                                               OPERATING EXPENSES                                                                                                                                                                                                            Board of Directors’ remuneration                                                    -                  -                   -                  -                    -            (20,393)        (20,393)                      -            (20,393)
 LIABILITIES AND EQUITY                                                                                        Personnel expenses                                                     (1,989,055)            (1,723,991)      Attributable to:
                                                                                                                                                                                                                                Owners of the Bank                                                       7,690,366            6,338,980      Transfer on disposal of other investments carried at FVTOCI                         -                  -                   -             13,866                    -            (13,866)               -                      -                   -
 LIABILITIES                                                                                                   General and administrative expenses                                    (1,180,930)            (1,232,004)
                                                                                                                                                                                                                                Non-controlling interests                                                  234,219              211,811      Regulatory credit risk reserve                                                      -                  -             130,000                  -                    -           (130,000)               -                      -                   -
 Customers’ deposits                                                   248,545,755            222,054,207      Depreciation of investment properties                                     (64,840)               (63,361)                                                                                                                     Others                                                                              -                  -                   -                  -                    -               (281)           (281)                (2,261)             (2,542)
 Due to banks and financial institutions                                 5,854,493             12,966,965      Depreciation of property and equipment                                   (189,978)              (142,171)      Total comprehensive income for the year                                    7,924,585            6,550,791
 Sukuk issued                                                           24,154,397             20,480,977
                                                                                                                                                                                                                                                                                                                                             Balance at 31 December 2023                                               7,240,744            8,264,250          14,784,668         (1,331,986)         (1,741,437)         17,341,070      44,557,309              2,876,824          47,434,133
 Payables and other liabilities                                         12,697,749             10,863,851      Total operating expenses                                               (3,424,803)            (3,161,527)
 Zakat payable                                                             581,545                491,370                                                                                                                                                      CONTINGENT LIABILITIES AND COMMITMENTS                                        Balance at 1 January 2024                                                 7,240,744            8,264,250          14,784,668         (1,331,986)         (1,741,437)         17,341,070      44,557,309              2,876,824          47,434,133
                                                                                                               Net operating income before net impairment charges                                                                                                   for the year ended 31 December 2024
 Total liabilities                                                     291,833,939            266,857,370                                                                                                                                                                                                                                    Net profit for the year                                                           -                    -                   -                   -                   -          7,934,086       7,934,086                230,952           8,165,038
                                                                                                                 and taxation                                                          9,411,737               8,503,437                                                                             2024                2023                Other comprehensive loss for the year                                             -                    -                   -              43,533           (287,253)                  -       (243,720)                  3,267           (240,453)
 EQUITY                                                                                                        Impairment charges, net                                                 (406,813)             (1,395,868)                                                                            AED'000             AED'000
 Share capital                                                            7,240,744              7,240,744                                                                                                                    Contingent liabilities and commitments:                                                                        Total comprehensive income / (loss) for the year                                    -                  -                   -             43,533           (287,253)           7,934,086        7,690,366               234,219            7,924,585
 Tier 1 Sukuk                                                           10,100,750               8,264,250     Profit for the year before income tax expense                           9,004,924               7,107,569      Letters of guarantee                                                      10,021,268            9,905,827
 Other reserves and treasury shares                                     15,874,668             14,784,668      Income tax expense                                                      (839,886)                 (97,612)                                                                                                                    Transaction with owners directly in equity:
                                                                                                                                                                                                                              Letters of credit                                                          1,771,153            1,637,773
 Investments fair value reserve                                         (1,267,060)            (1,331,986)                                                                                                                                                                                                                                   Dividend paid                                                                       -                  -                   -                  -                    -         (3,252,200)      (3,252,200)             (96,303)           (3,348,503)
                                                                                                                                                                                                                              Undrawn facilities commitments                                            19,552,029           17,054,515
 Exchange translation reserve                                           (2,028,690)            (1,741,437)     Net profit for the year                                                 8,165,038               7,009,957                                                                                                                     Zakat                                                                               -                  -                   -                  -                    -           (580,565)        (580,565)                   15             (580,550)
 Retained earnings                                                      19,904,386             17,341,070                                                                                                                                                                                                                                    Tier 1 Sukuk profit distribution                                                    -                  -                   -                  -                    -        (404,030)        (404,030)                       -          (404,030)
                                                                                                                                                                                                                              Total contingent liabilities and commitments                              31,344,450           28,598,115
                                                                                                               Attributable to:                                                                                                                                                                                                              Tier 1 Sukuk issuance                                                               -          1,836,500                   -                  -                    -                   -        1,836,500                    -             1,836,500
 Equity attributable to owners and Sukuk-holders of the                                                          Owners of the Bank                                                    7,934,086               6,797,676                                                                                                                     Board of Directors’ remuneration                                                    -                  -                   -                  -                    -            (19,296)          (19,296)                   -               (19,296)
                                                                        49,824,798             44,557,309                                                                                                                     Other commitments:
 Bank                                                                                                            Non-controlling interests                                               230,952                 212,281                                                                                                                     Transfer on disposal of other investments carried at FVTOCI                         -                  -                   -             21,393                    -            (21,393)                 -                   -                      -
                                                                                                                                                                                                                              Capital expenditure and commitments                                        1,494,767            1,066,433
 Non-controlling interests                                               3,028,081               2,876,824                                                                                                                                                                                                                                   Regulatory credit risk reserve                                                      -                  -           1,090,000                  -                    -         (1,090,000)                 -                   -                      -
                                                                                                               Net profit for the year                                                 8,165,038               7,009,957                                                                                                                     Others                                                                              -                  -                   -                  -                    -             (3,286)           (3,286)              13,326                 10,040
 Total equity                                                           52,852,879             47,434,133                                                                                                                     Total other commitments                                                    1,494,767            1,066,433

 Total liabilities and equity                                          344,686,818            314,291,503      Basic and diluted earnings per share (AED per share)                          1,04                   0,88                                                                                                                     Balance at 31 December 2024                                               7,240,744          10,100,750           15,874,668         (1,267,060)         (2,028,690)         19,904,386      49,824,798              3,028,081          52,852,879
                                                                                                                                                                                                                              Total contingent liabilities and commitments                              32,839,217           29,664,548

File

File Open PDF
Source IDX
Size0.23 MB
Published26 Feb 2025
Pages1
Characters30,096
Text sourceEmbedded text layer
OCR confidence—

Names mentioned 8 people and organisations named in the text · linked when the evidence is strong

linked org Bank Panin Dubai Syariah Tbk p.1 ×5
linked org Dubai Islamic Bank PJSC p.1
linked org Bank Pan Indonesia Tbk p.1 ×2
linked person Shandra Noraya L. p.1
possible org Otoritas Jasa Keuangan p.1 ×2
unresolved org Bank Umum Syariah p.1
unresolved org Bank PJSC p.1
unresolved org Bank AED' p.1

Extraction attempts how the parser did, and what it refused

Nothing structured was extracted from this document — the attempts below say why.

No extraction attempted yet.

↑↓ select ↵ open ⇧↵ see every result