20241209_BTPN_Laporan Informasi dan Fakta Material_31817528_lamp3.pdf

Jenius' innova ve features can support their daily lives, from waking up in the morning to winding down
at night.

Introducing the New Jenius Visa Main Debit Card: A New Chapter with SMBC Indonesia

In the same opportunity, Jenius launches its new design of Jenius Visa Main Debit Card (m-Card) in white
color, symbolizing fresh beginnings and meaningful journeys worldwide. The design captures the
essence of Think Unthinkable, reflec ng Jenius’ commitment to bold, out-of-the-box innova on. The
new Jenius Visa Debit Card is here to support Teman Jenius users as they seize opportuni es and
navigate their needs, any me and anywhere across the globe.

Enjoy Maximum benefits on the Funds With benefits program

Jenius presents Funds with Benefits, a savings program with extensive rewards. The higher your average
monthly balance, the more benefits you can get.

All Jenius users can enjoy these benefits from the Funds with Benefits program. With an average
monthly balance under Rp1 million, get discounts at GoFood and Demie Bakmie For balances star ng
from Rp10 million, enjoy cashback at Genki Sushi, AEON Supermarket, and other favourite merchants.
For balances of Rp100 million and above, the benefits include 50% off flights via Jenius Carter Pesawat –
Japan Edi on, shopping at Urban Republic, and dining at Café Kitsuné in ASHTA District 8.

With a minimum average balance of Rp100 million and above, Jenius also has Flexi Rasa Maxi, a savings
program with instant rewards for new users. Choose from exci ng benefits, including a special interest
rate of 7.25% or miles redeemable for First Class ckets on a round-trip flight from Jakarta to
Amsterdam. Take advantage of addi onal offers such as 0% installment programs for Jenius Credit Card
users, Triple Yay Points for interna onal transac ons, a welcome bonus of 25,000 Yay Points for new
credit card users, and cashback promo ons across your favorite merchants and Jenius features.

Teman Jenius can also explore more exclusive benefits from the Funds with Benefits program through
Funds Club, which categorizes Jenius users based on their average monthly savings. With five levels—
Seed (less than Rp1 million), Plant (more than Rp1 million), Grow (more than Rp10 million), Nurture
(more than Rp100 million), and Bloom (more than Rp500 million)—the higher your level, the more
benefits you unlock.

Jenius Carter Pesawat - Japan Edi on Travel Fair

As part of the Funds with Benefits program, Jenius presents Jenius Carter Pesawat - Japan Edi on, an
unthinkable travel fair featuring Japan as the dream des na on. Jenius users with an average November
2024 balance of Rp100 million or more can enjoy a 50% discount on round-trip ckets to Japan,
equivalent to just Rp3.4 million. Jenius also offers a Special Price Promo with no quota restric ons,




PT Bank SMBC Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and
member of the Indonesia Deposit Insurance Corporation (LPS).

available as long as seats and dates are available. Flights are offered in collabora on with Garuda
Indonesia and All Nippon Airways (ANA).

In partnership with Avia Tour as the travel agent partner, the Jenius Carter Pesawat - Japan Edi on will
take place at ASHTA District 8, SPAC8 UG Floor, Jakarta, from December 6–8, 2024.

New Jenius users in December 2024 can enjoy a special round-trip cket to Japan for just Rp4 million,
throgh instant cashback of Rp2.8 million. Addi onally, users have the opportunity to earn an extra
cashback of Rp2 million by placing and locking funds star ng at Rp100 million for six months as part of
the Flexi Rasa Maxi program.

“This transforma on marks a new chapter for Jenius and SMBC Indonesia, further solidifying our shared
commitment to deliver more meaningful innova ons for the people of Indonesia,” concluded Irwan.

Discover more about the Funds with Benefits, Jenius Carter Pesawat - Japan Edi on programs and other
Think Unthinkable inspira ons for be er financial solu ons with Jenius.

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For further informa on, please contact:

PT Bank SMBC Indonesia Tbk
Andrie Darusman, Communica ons & Daya Head
Email: andrie.darusman@btpn.com or corporate.communica ons@btpn.com

SMBC Indonesia in brief

PT Bank SMBC Indonesia Tbk (SMBC Indonesia)—formerly PT Bank BTPN Tbk (Bank BTPN)—is a foreign exchange bank resul ng
from the merger of PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia in February
2019. Driven by the spirit of "Do Good, Be Great," SMBC Indonesia aims to create more meaningful growth for society through
innova ve and comprehensive financial solu ons centred on mee ng customers' needs across various segments. SMBC
Indonesia provides products and services such as green financing, products and services for re red customers, for micro, small,
and medium enterprise customers, for large na onal, mul na onal, and Japanese corpora ons, wealth management services
through Sinaya, as well as digital banking services for digital-savvy communi es through Jenius. Addi onally, SMBC Indonesia
has subsidiaries, including PT Bank BTPN Syariah Tbk, serving customers from produc ve underprivileged communi es, and
financing companies PT Oto Mul artha (OTO) for four-wheel vehicles and PT Summit Oto Finance (SOF) for two-wheel vehicles.
SMBC Indonesia's commitment to posi vely and sustainably impac ng the broader community is also reflected through Daya.
This sustainable and measurable empowerment program offers regular training to enhance personal capabili es and
capabili es for a more meaningful life.




PT Bank SMBC Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and
member of the Indonesia Deposit Insurance Corporation (LPS).