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20260911_ARTO_Laporan Informasi dan Fakta Material_32147862_lamp2.pdf

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Page 1 
​PRESS​​RELEASE​

           ​Bank​​Jago​​Reaffirms​​Commitment​​to​​Sustainable​​Growth​
​Jakarta,​ ​10​ ​September​ ​2026​ ​-​ ​PT​ ​Bank​ ​Jago​ ​Tbk​ ​once​ ​again​ ​outlined​ ​its​ ​performance​
 ​achievements​ ​and​ ​business​ ​strategies​ ​through​ ​the​ ​Public​ ​Expose​ ​Live​ ​2026.​ ​In​ ​the​ ​virtual​
  ​presentation,​ ​Bank​ ​Jago’s​ ​management​ ​emphasized​ ​its​ ​commitment​ ​to​ ​sustainable​ ​growth​
   ​through​​banking​​product​​and​​service​​innovations,​​as​​well​​as​​digital​​ecosystem​​collaborations.​

​"For​ ​more​ ​than​ ​five​ ​years​ ​of​ ​operations​ ​and​ ​growth,​ ​Bank​ ​Jago,​ ​as​ ​a​ ​tech-based​ ​bank,​ ​has​
 ​provided​ ​focused​ ​and​ ​relevant​ ​digital​ ​financial​​solutions​​for​​the​​Indonesian​​people.​​We​​do​​this​
  ​while​ ​maintaining​ ​the​ ​company's​ ​fundamentals​ ​and​ ​healthy​ ​business​ ​growth,"​ ​Bank​ ​Jago​
   ​Director​​Supranoto​​Prajogo​​said.​

​Bank​ ​Jago's​ ​financial​ ​performance​ ​in​ ​the​ ​first​ ​half​ ​of​ ​2026​ ​reflected​ ​this​ ​healthy​ ​growth,​ ​with​
 ​increases​ ​in​ ​customers,​ ​third-party​ ​funds,​ ​and​ ​loans.​ ​Loan​ ​disbursements​ ​reached​ ​Rp26.6​
  ​trillion​ ​at​ ​the​ ​end​ ​of​ ​June​ ​2026,​ ​a​ ​24%​ ​increase​ ​compared​ ​to​ ​the​ ​same​ ​period​ ​last​ ​year​ ​of​
   ​Rp21.4​ ​trillion.​ ​Bank​ ​Jago​ ​strives​ ​to​ ​maintain​ ​good​ ​loan​ ​quality,​ ​reflected​ ​in​ ​a​ ​gross​
    ​non-performing​​loan​​ratio​​of​​0.8%,​​lower​​than​​the​​national​​banking​​average.​

​Meanwhile,​ ​Bank​ ​Jago's​ ​total​ ​third-party​ ​funds​ ​reached​ ​Rp27.6​ ​trillion,​ ​up​ ​23%​ ​from​ ​Rp22.4​
 ​trillion​ ​at​ ​the​ ​end​ ​of​ ​June​ ​last​ ​year.​ ​This​ ​achievement​ ​was​ ​driven​ ​by​ ​reaching​ ​20.1​ ​million​
  ​customers​ ​by​ ​the​ ​end​ ​of​ ​June,​ ​which​ ​includes​ ​14.7​ ​million​ ​funding​ ​customers​ ​using​​the​​Jago​
   ​App.​

​This​ ​healthy​ ​and​ ​sustainable​ ​business​ ​growth​ ​also​ ​boosted​ ​Bank​ ​Jago's​ ​total​ ​assets,​ ​which​
 ​reached​​Rp41.4​​trillion,​​and​​a​​net​​profit​​of​​Rp189​​billion​​for​​the​​first​​half​​of​​2026.​​Bank​​Jago​​also​
  ​maintains​​an​​adequate​​capital​​adequacy​​ratio​​to​​support​​future​​business​​expansion,​​standing​​at​
   ​28.4%.​

​"This​​positive​​achievement​​proves​​that​​the​​tech-based​​bank​​business​​model​​and​​collaborations​
 ​with​ ​strategic​ ​ecosystem​ ​partners​ ​that​​we​​have​​built​​possess​​significant​​strength​​and​​room​​for​
  ​growth,"​​Supranoto​​said.​

​Several​​of​​Bank​​Jago's​​collaborations​​with​​strategic​​ecosystem​​partners,​​such​​as​​the​​GoTo​​and​
 ​Bibit-Stockbit​​ecosystem,​​allow​​customers​​to​​connect​​directly​​and​​seamlessly​​to​​save,​​transact,​
  ​and​ ​invest.​ ​At​ ​the​ ​same​ ​time,​ ​this​ ​collaboration​ ​drives​ ​the​ ​sustainable​ ​growth​ ​of​ ​Jago​ ​App​
   ​customers.​

​Meanwhile,​​Bank​​Jago's​​partnerships​​with​​digital​​platform​​ecosystems​​and​​financing​​companies,​
 ​including​​BFI​​Finance,​​help​​customers​​obtain​​financing​​facilities​​while​​growing​​Bank​​Jago's​​loan​
  ​portfolio​​more​​quickly​​and​​measurably.​​Lending​​through​​these​​partners​​remains​​the​​main​​engine​
   ​of​​Bank​​Jago's​​financing​​business.​
Page 2 
​"We​​are​​committed​​to​​continuously​​executing​​the​​business​​collaborations​​and​​lending​​that​​have​
 ​been​​well​​established​​over​​the​​past​​five​​years.​​However,​​we​​are​​also​​developing​​direct​​lending​
  ​to​ ​customers​ ​through​ ​a​ ​responsible​ ​lending​ ​concept​ ​to​ ​reach​ ​a​ ​broader​ ​customer​ ​segment,"​
   ​Supranoto​​said.​

​As​ ​a​ ​tech-based​​bank,​​Bank​​Jago​​continuously​​innovates​​its​​banking​​products​​and​​services​​to​
 ​meet​​public​​needs.​​This​​year,​​Bank​​Jago​​introduced​​several​​meaningful​​and​​beneficial​​product,​
  ​service,​​and​​feature​​developments​​for​​customers.​​These​​include​​the​​Rapor​​Kredit​​feature​​on​​the​
   ​Jago​ ​App,​ ​which​ ​helps​ ​debtors​ ​understand​ ​their​ ​financial​ ​health​ ​regarding​ ​loans​ ​or​ ​credit,​ ​as​
    ​well​ ​as​ ​an​ ​integrated​ ​dashboard​ ​in​ ​the​ ​Jago​ ​App​ ​that​ ​allows​ ​customers​ ​to​ ​view​ ​their​ ​entire​
     ​investment​​portfolio​​spread​​across​​various​​platforms​​in​​a​​single​​tab​​connected​​to​​the​​Indonesia​
      ​Central​​Securities​​Depository​​(KSEI).​

​These​ ​features​ ​complement​ ​existing​ ​banking​​products​​and​​services​​on​​the​​Jago​​App,​​such​​as​
 ​the​ ​Pocket​ ​feature​​for​​allocating​​money​​into​​different​​categories​​according​​to​​goals,​​the​​Spend​
  ​Analysis​​feature​​that​​details​​all​​categorized​​income​​and​​expenses,​​and​​seamless​​connections​​to​
   ​various​​other​​digital​​applications.​

​"Through​ ​these​ ​features,​ ​we​ ​want​ ​to​ ​encourage​ ​customers​ ​to​ ​go​ ​beyond​ ​merely​ ​saving​ ​and​
 ​transacting​​to​​managing​​finances​​and​​investments​​easily​​and​​in​​an​​integrated​​manner.​​Through​
  ​commitments​ ​to​ ​innovation​ ​and​ ​collaboration​ ​that​ ​creates​ ​positive​ ​impacts,​ ​we​ ​aim​ ​to​ ​be​ ​an​
   ​institution​ ​that​ ​not​ ​only​ ​helps​ ​customers,​ ​ecosystem​ ​partners,​ ​and​ ​stakeholders​ ​but​ ​also​
    ​enhances​​their​​opportunities​​to​​grow​​together,"​​Supranoto​​said.​

                                                               ​***​

​About​​Bank​​Jago​
 ​Specifically​ ​built​ ​as​ ​a​ ​tech-based​ ​bank​ ​embedded​ ​within​ ​Indonesia’s​ ​digital​ ​ecosystem,​ ​Bank​ ​Jago​
  ​aspires​ ​to​ ​enhance​ ​the​ ​growth​ ​of​ ​millions​ ​through​ ​life-centric​ ​digital​ ​financial​ ​solutions.​ ​Bank​ ​Jago​
   ​develops​ ​banking​ ​products​ ​and​ ​services,​ ​both​ ​conventional​ ​and​ ​sharia,​ ​that​​can​​be​​used​​by​​everyone,​
    ​including​​retail​​(consumers),​​affluent​​market,​​and​​micro,​​small,​​and​​medium​​enterprises​​(MSMEs).​

​Bank​​Jago​​develops​​Jago​​app,​​which​​is​​designed​​to​​be​​embedded​​within​​various​​digital​​ecosystems.​​and​
 ​can​ ​be​ ​customized​ ​and​ ​personalized​ ​so​ ​it​ ​can​ ​be​ ​compatible​ ​with​ ​their​ ​ecosystems,​ ​and​​also​​with​​the​
  ​users’​​personal​​needs.​​The​​collaborations​​with​​various​​ecosystems​​enables​​users​ ​to​​live​​their​​life​​more​
   ​conveniently.​

​For​​further​​information,​​please​​contact:​
 ​Marchelo​
  ​Corporate​​Communications​
   ​PT​​Bank​​Jago​​Tbk​
    ​marchelo@jago.com​

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linked org Bank​ ​Jago p.1 ×6
unresolved org Bank​​Jago p.1 ×7
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