20241108_BTPN_Laporan Informasi dan Fakta Material_31755495_lamp3.pdf

Berita Pers
Guardia RENCANA Syariah offers ease of policy application, requiring only a health declaration
without a medical examination to secure maximum insurance benefits in the event of death or
accidental death.

Beneficiaries receive a cash benefit of 105% of the total contributions paid. Additionally, if the
insured passes away within two years, the beneficiary is entitled to an additional savings
balance (available at the time). If the insured dies after two years, a 100% insurance benefit and
contribution waiver benefit apply, subject to approved waiver claim terms and conditions.

The RENCANA plan offers two options – beneficiaries will receive a cash benefit at the end of
the 11th policy year from the available savings balance (total of allocated and invested
contributions by Allianz) if the insured passes away or dies from an accident after two years.
Additionally, if the insured is still alive until the policy maturity date, they receive the available
savings balance at the end of the 11th policy year and 60% of the insurance benefit at the end
of the 18th policy year.

Allianz Syariah also emphasizes the value of goodness through the option of Waqf and
Tabarru's contracts for mutual aid among participants. Through the Waqf feature, participants
can designate up to 45% of the insurance benefit and/or 30% of the savings balance as a waqf
contribution.

"We hope that with Guardia RENCANA Syariah, SMBC Indonesia customers will find maximum
future protection, where participants can practice mutual support and empowerment for
goodness among participants," Permana concluded.

"We hope that this partnership inaugurated today will bring positive value for all parties,
including SMBC Indonesia, Allianz Syariah, and particularly SMBC Indonesia customers,"
Darmadi concluded.


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About Allianz Indonesia
Allianz started its business in Indonesia by opening a representative office in 1981. In 1989, Allianz established PT
Asuransi Allianz Utama Indonesia, a general insurance company. Then, Allianz entered the life insurance, health and
pension fund business by establishing PT Asuransi Allianz Life Indonesia in 1996. In 2006, Allianz Utama and Allianz
Life started the Sharia insurance business.

Berita Pers
Now, Allianz Indonesia is supported by more than 1,300 employees and more than 34,000 marketers, as well as a
network of banking partners and other distribution partners. Currently, Allianz is one of the leading insurance
companies in Indonesia, and it is trusted to protect more than 8.3 million insureds.

About Allianz in Asia
Asia is one of the core growth regions for Allianz, and it is characterized by its diverse cultures, languages , and
customs. Allianz has been present in Asia since 1910, providing fire and marine insurance in coastal cities in China.
Today, Allianz is active in 16 regional markets, offering a wide range of insurance with core businesses in general
insurance, life insurance, health protection and solutions, and asset management. With over 36,000 staff, Allianz
serves the needs of over 21 million regional customers through multiple distribution channels and digital platforms.

About Allianz Group
Allianz Group is a leading global insurance and asset management company with 100 million individual and corporate
customers in more than 70 countries. Allianz customers benefit from various individual and group insurance services,
from property, life and health insurance to credit insurance and business insurance support services globally. Allianz
is one of the world’s largest investors, with over €790 billion of assets under management under insurance
customers. Our asset managers, PIMCO and Allianz Global Investors, manage an additional €1.7 trillion of third-party
assets. Thanks to the systematic integration of ecological and social criteria into business processes and investment
decisions, Allianz holds a leading position among insurance companies in the Dow Jones Sustainable Index. In 2020,
the Allianz Group had over 150,000 employees and generated total revenues of €140 billion and operating profits of
€10.8 billion.

For more information, please contact:

Wahyuni Murtiani
Head of Corporate Communications
Allianz Indonesia
HP : 0819 819 140
Email : wahyuni.murtiani@allianz.co.id

For further information, please contact:

PT Bank SMBC Indonesia Tbk
Andrie Darusman, Communications & Daya Head
Email: andrie.darusman@btpn.com or corporate.communications@btpn.com

SMBC Indonesia in brief
PT Bank SMBC Indonesia Tbk (SMBC Indonesia)—formerly PT Bank BTPN Tbk (Bank BTPN)—is a foreign exchange bank resulting
from the merger of PT Bank Tabungan Pensiunan Nasional Tbk (BTPN) and PT Bank Sumitomo Mitsui Indonesia in February
2019. Driven by the spirit of "Do Good, Be Great," SMBC Indonesia aims to create more meaningful growth for society through
innovative and comprehensive financial solutions centred on meeting customers' needs across various segments. SMBC
Indonesia provides products and services such as green financing, products and services for retired customers, for micro, small,
and medium enterprise customers, for large national, multinational, and Japanese corporations, wealth management services
through Sinaya, as well as digital banking services for digital-savvy communities through Jenius. Additionally, SMBC Indonesia
has subsidiaries, including PT Bank BTPN Syariah Tbk, serving customers from productive underprivileged communities, and
financing companies PT Oto Multiartha (OTO) for four-wheel vehicles and PT Summit Oto Finance (SOF) for two-wheel vehicles.
SMBC Indonesia's commitment to positively and sustainably impacting the broader community is also reflected through Daya.

Berita Pers
This sustainable and measurable empowerment program offers regular training to enhance personal capabilities and
capabilities for a more meaningful life.