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Asset transaction Needs review BSDE

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PT Bumi Serpong Damai Tbk




Pendapat Kewajaran atas
Rencana Akuisisi PT Suryamas Dutamakmur Tbk

Fairness Opinion on
Proposed Acquisition of PT Suryamas Dutamakmur Tbk


No. Laporan/ No. Report : 00279/2.0012-00/BS/03/0006/1/X/2024
Tanggal/ Date           : 23 October 2024
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To : Direksi/Directors                              No. Kontrak/Contract No.        : RHR00PC2F0224043.0
      PT Bumi Serpong Damai Tbk                     No. Laporan/Report No.          : 00279/2.0012-00/BS/03/0006/1/X/2024
      Gedung Sinar Mas Land Plaza Lantai 3          Tanggal Laporan /Report Date : 23 October 2024
      Jl. BSD Green Office Park
      Tangerang, Banten 15345




Pendapat Kewajaran                                                                    Fairness Opinion
atas Rencana Akuisisi                                                        on Proposed Acquisition of
PT Suryamas Dutamakmur Tbk                                               PT Suryamas Dutamakmur Tbk

Dengan Hormat,                                                Dear Sir/Madam,

Menyambung instruksi PT Bumi Serpong Damai Tbk                Referring to assignment by PT Bumi Serpong Damai Tbk
(“BSDE”)       sesuai        dengan       kontrak      No.    (“BSDE”) as per contract No. RHR00PC2F0224043.0
RHR00PC2F0224043.0 tanggal 19 Februari 2024 dan               dated 19 Februari 2024 and amendment contract No.
amendemen        kontrak     No.    RHR00PC2F0224043.3        RHR00PC2F0224043.3 dated 22 October 2024, to form
tanggal 22 Oktober 2024, untuk memberikan Pendapat            a Fairness Opinion on proposed acquisition of 91.99%
Kewajaran atas rencana akuisisi 91,99% ekuitas PT             equity in PT Suryamas Dutamakmur Tbk (“SMDM”)
Suryamas      Dutamakmur      Tbk     (“SMDM”)    (“Rencana   (“Proposed Transaction”), we hereby declare that we
Transaksi”), dengan ini kami menyatakan bahwa kami            have completed our analysis and submit the attached
telah melakukan analisis dan menyampaikan laporan ini         report for the Client and Intended User.
untuk Pemberi Tugas dan Pengguna Laporan.


1.   Status Penilai                                           1.   Valuer Status
     Pekerjaan penilaian ini dilaksanakan oleh penilai             This valuation has been carried out by an
     independen yang merupakan Penilai Publik dan                  independent valuer who is a Public Valuer and one
     salah satu rekan pada KJPP Rengganis, Hamid &                 of the partners in KJPP Rengganis, Hamid & Rekan
     Rekan (KJPP RHR). Penilai Publik dan KJPP RHR telah           (KJPP RHR). The Public Valuer and KJPP RHR have a
     memiliki perizinan dan terdaftar sebagai Penilai              business permit and registered as Public Valuer in
     Publik di Kementerian Keuangan Republik Indonesia             the Ministry of Finance of Republic of Indonesia and
     dan Otoritas Jasa Keuangan – OJK.                             Financial Services Authority (Otoritas Jasa Keuangan
                                                                   – OJK).

     KJPP RHR telah menjalin kerjasama aliansi strategis           KJPP RHR has established a strategic alliance with
     dengan     CBRE,      yang    merupakan     perusahaan        CBRE, an integrated global property consultant listed
     konsultan properti global terintegrasi yang terdaftar         in New York Stock Exchange (www.cbre.com).
     di Bursa Efek New York (www.cbre.com).


     Penilaian ini dilakukan secara objektif dan tidak             This valuation is carried out in an objective and
     memihak serta Penilai juga tidak mempunyai potensi            impartial manner where the Valuer does not have a
     benturan kepentingan dengan objek penilaian,                  potential conflict of interest with the Subject
     Pemberi Tugas dan Pengguna Laporan.                           Company, the Client and the Intended User.
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     Seluruh penilai, tenaga ahli dan staf pelaksana                All valuers, experts and executive staffs in this
     dalam penugasan ini adalah satu kesatuan tim                   valuation are acted as a unified assignment team
     penugasan di bawah koordinasi Penilai Berizin atau             under the coordination of a Licensed Public Valuer or
     penanggung jawab penilaian yang mempunyai                      person in charge of the valuation who has the
     kompetensi untuk melakukan penilaian.                          competence to conduct valuation.

2.   Pemberi Tugas                                             2.   Client
     Pemberi Tugas adalah BSDE, dengan uraian sebagai               Client is BSDE, with details as follows.
     berikut.

                                                       Bidang Usaha /
      Pembangunan Real Estat                                                                         Real Estate Development
                                                        Business Sector
     Gedung Sinar Mas Land Plaza Lantai 3                                              Sinar Mas Land Plaza Building 3rd Floor
                                                             Alamat /
     Jl. BSD Green Office Park                                                                      Jl. BSD Green Office Park
                                                             Address
      Tangerang, Banten 15345                                                                      Tangerang, Banten 15345
                                                        No. Telepon /
      +62 (21) 6908684, 6908685                                                                 +62 (21) 6908684, 6908685
                                                          Phone No.
                                                        No. Faksimile /
      +62 (21) 6907623                                                                                    +62 (21) 6907623
                                                        Facsimile No.
                                                       Alamat e-mail /
                                                        e-mail address
      www.bsdcity.com                                        Website                                           www.bsdcity.com


3.   Pengguna Laporan                                          3.   Intended User
     Pengguna Laporan adalah BSDE dan pemegang                      Intended Users are BSDE and BSDE’s shareholders.
     saham BSDE.


4.   Objek Analisis Kewajaran                                  4.   Subject of Fairness Analysis
     Objek analisis kewajaran adalah rencana akuisisi               Subject of fairness analysis is proposed acquisition of
     4.390.121.595 lembar saham biasa atau setara                   4,390,121,595 ordinary shares representing
     dengan 91,99% ekuitas SMDM oleh BSDE (“Rencana                 91.99% equity of PT Suryamas Dutamakmur Tbk by
     Transaksi”).                                                   BSDE (“Proposed Transaction”).

5.   Jenis Mata Uang yang Digunakan                            5.   Applicable Currency
     Kami mengerti bahwa laporan keuangan BSDE                      We understand that BSDE financial statement is
     diterbitkan dalam mata uang Indonesia Rupiah                   reported in Indonesia Rupiah currency (“IDR” or
     (“IDR” or “Rp”), termasuk laporan hasil penilaian              “Rp”), as well as SMDM’s equity valuation report is
     ekuitas     SMDM    juga    dinyatakan   dalam   IDR,          stated in IDR, while Proposed Transaction will be
     sementara Rencana Transaksi akan menggunakan                   conducted in Singapore Dollar (“SGD”), therefore we
     mata uang Dolar Singapura (“SGD”), sehingga                    conduct the analysis in IDR. The exchange rate as of
     analisis dilakukan menggunakan mata uang IDR.                  30 June 2024 is SGD 1= Rp12,095.63 (Bank
     Nilai tukar per 30 Juni 2024 adalah SGD1 =                     Indonesia middle rate).
     Rp12.095,63 (kurs tengah Bank Indonesia).

6.   Maksud dan Tujuan Pendapat Kewajaran                      6.   Purpose and Objective of Fairness Opinion
     Maksud      dan    tujuan   penugasan    ini   adalah          The purpose and objective of this assignment is to
     memberikan Pendapat Kewajaran atas Rencana                     provide a Fairness Opinion on the Proposed
     Transaksi      sehubungan     dengan     keterbukaan           Transaction in relation to information disclosure to
     informasi kepada publik.                                       public.




                                       VALUATION & ADVISORY SERVICES                                               ii
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     Laporan pendapat kewajaran ini berkaitan dengan                          This fairness opinion report is related to Proposed
     Rencana      Transaksi          yang   tergolong    ke    dalam          Transaction classified as affiliated transaction based
     transaksi afiliasi sesuai dengan Peraturan OJK No.                       on     Regulation     of    OJK      Regulation    No.
     42/POJK.04/2020 tentang Transaksi Afiliasi dan                           42/POJK.04/2020 regarding Affiliated Transaction
     Transaksi Benturan Kepentingan.                                          and Conflict of Interest Transaction.

7.   Tanggal Analisis Kewajaran                                          7.   Date of Fairness Analysis
     Tanggal analisis kewajaran adalah 30 Juni 2024.                          Date of fairness analysis is 30 June 2024.

8.   Tingkat Kedalaman Investigasi                                       8.   Depth of Investigation
     Pemberian Analisis Kewajaran dilakukan dengan                            The Fairness Opinion is conducted through an
     investigasi yang meliputi pengumpulan data dan                           investigation which includes data and information
     informasi        dari    pihak     manajemen       BSDE     yang         collection from BSDE management in order to obtain
     bertujuan untuk memperoleh dokumen kelengkapan                           the required documents for analysis and
     analisis yang dibutuhkan dan selanjutnya diverifikasi                    subsequently verified through interview.
     melalui wawancara.


     Pendapat Kewajaran ini dilakukan dengan batasan                          This Fairness Opinion is conducted with limitation as
     sebagai berikut.                                                         follows.
     a) Uji tuntas atas laporan keuangan tidak dilakukan                      a) Due diligence on financial statements was not
          dan penelahaan atas informasi pada laporan                              conducted and the review on information in
          keuangan           hanya     dilakukan    sebatas     untuk             financial statement is only limited to the Fairness
          keperluan Analisis Kewajaran;                                           Analysis requirement;
     b) Uji tuntas atas aspek legal termasuk dokumen                          b) Due diligence on the legal aspect including legal
          legalitas     Objek         Analisis    Kewajaran     tidak             documents of Subject of Fairness Analysis was not
          dilakukan;                                                              conducted;
     c) Analisis dampak pajak untuk para pihak terkait                        c) Tax impact analysis for the parties related to
          Rencana Transaksi tidak dilakukan;                                      Proposed Transaction was not conducted;
     d) Transaksi lain selain yang disebutkan dalam                           d) Other transactions other than stated in the
          Objek Analisis Kewajaran tidak dilakukan.                               Subject of the Fairness Analysis was not
                                                                                  conducted.

9.   Sifat dan Sumber Informasi yang Dapat Diandalkan                    9.   Nature and Source of Reliable Information
     Sifat dan sumber informasi yang relevan namun                            The relevant unverified information and data could
     tidak membutuhkan verifikasi, dapat disetujui untuk                      be accepted to be used as long as the source of the
     digunakan         sepanjang         sumber     data      tersebut        data is published in domestic or international levels.
     dipublikasikan          pada     tingkat    nasional     maupun          The information are as follows:
     internasional. Sumber informasi tersebut antara lain.
     a)    Bank Indonesia;                                                    a)   Bank Indonesia;
     b)    Bursa Efek Indonesia;                                              b)   Indonesian Stock Exchange;
     c)    Badan Pusat Statistik;                                             c)   Statistic Indonesia;
     d)    Data riset dari lembaga independen, namun                          d)   Research data from independent institutions, but
           tidak terbatas kepada Bloomberg, Penilai Harga                          not limited to Bloomberg, Penilai Harga Efek
           Efek Indonesia (PHEI), International Monetary                           Indonesia (PHEI), International Monetary Fund
           Fund (IMF), Economist Intelligence Unit (EIU);                          (IMF), Economist Intelligence Unit (EIU);
     e)    Informasi dari media elektronik dan media                          e)   Information from the electronic and printed
           cetak yang dianggap mewakili.                                           media which are considered representative.




                                                 VALUATION & ADVISORY SERVICES                                             iii
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10. Asumsi dan Asumsi Khusus                                             10. Assumptions and Special Assumptions
    Pendapat Kewajaran ini bergantung pada asumsi                            This Fairness Opinion is subject to the following
    berikut.                                                                 assumption.
    a) KJPP RHR berasumsi bahwa Rencana Transaksi                            a) KJPP RHR assumed that the Proposed Transaction
       akan dijalankan seperti yang telah diungkapkan                           will be executed as described by BSDE
       oleh manajemen BSDE dan sesuai dengan                                    management and in accordance with the
       kesepakatan          serta        keandalan           informasi          agreement as well as the reliability of the
       mengenai Rencana Transaksi tersebut;                                     information of this Proposed Transaction;
    b) KJPP RHR juga mengasumsikan bahwa tidak                               b) KJPP RHR also has assumed that there is no
       terdapat perubahan signifikan atas asumsi-                               significant change in the assumptions used in the
       asumsi yang digunakan dalam penyusunan                                   preparation of this Fairness Opinion from the
       Pendapat      Kewajaran           ini    antara      penerbitan          date of Fairness Opinion publication to the
       Pendapat Kewajaran dengan tanggal efektif                                effective date of the Proposed Transaction;
       Rencana Transaksi;
    c) KJPP RHR mengasumsikan bahwa seluruh data                             c) KJPP RHR has assumed that all data and
       dan informasi yang diperoleh dari manajemen                              information received from BSDE management
       BSDE sehubungan dengan Rencana Transaksi                                 regarding the Proposed Transaction are accurate
       adalah akurat dan benar serta tidak ada                                  and correct, also there is no hidden information
       informasi yang disembunyikan atau sengaja                                or deliberately hidden;
       disembunyikan;                                                        d) The opinion should be viewed as a unity and the
    d) Pendapat ini harus dipandang sebagai satu                                use of some of this analysis and information
       kesatuan dan bahwa penggunaan sebagian dari                              without considering the overall information and
       analisis       ini          dan          informasi       tanpa           analysis may lead to misleading of the process
       mempertimbangkan keseluruhan informasi dan                               underlying this opinion. The complexity of the
       analisis dapat menyebabkan pandangan yang                                preparation process for this opinion cannot be
       menyesatkan          atas     proses       yang      mendasari           done without a complete analysis;
       pendapat tersebut. Penyusunan pendapat ini
       merupakan suatu proses yang kompleks dan
       mungkin tidak dapat dilakukan melalui analisis
       yang tidak lengkap;
    e) Pendapat ini disusun berdasarkan kondisi umum                         e) This opinion is prepared based on the current
       keuangan, moneter, peraturan dan kondisi pasar                           financial, monetary, regulation and market
       yang ada saat ini. Perubahan atas kondisi-                               condition. Changes on any condition beyond
       kondisi tertentu yang berada di luar kendali BSDE                        BSDE's control will give unpredictable impact and
       akan dapat memberikan dampak yang tidak                                  affect this Fairness Opinion;
       dapat      diprediksi       dan         dapat     berpengaruh
       terhadap Pendapat Kewajaran ini;
    f) KJPP       RHR        tidak        berkewajiban          untuk        f) KJPP RHR has no liability to update the Fairness
       memutakhirkan Pendapat Kewajaran apabila                                 Opinion if there are subsequent events after the
       terdapat kejadian-kejadian penting yang terjadi                          analysis date, but only discloses in the report.
       setelah tanggal analisis (subsequent events),
       namun      hanya      akan        mengungkapkannya           di
       dalam laporan.


11. Persyaratan atas Persetujuan untuk Publikasi                         11. Term on Approval for Publication
    Laporan Analisis Kewajaran terbuka untuk publik                          The Fairness Opinion report is open to the public
    kecuali terdapat informasi yang bersifat rahasia,                        unless there is information that is confidential, which
    yang dapat mempengaruhi operasional BSDE.                                may affect BSDE’s operation.




                                                VALUATION & ADVISORY SERVICES                                            iv
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12. Konfirmasi bahwa Pendapat kewajaran Dilakukan             12. Confirmation on Indonesian Fairness opinion
    Berdasarkan SPI dan peraturan terkait lainnya                 Standards and other related regulation
    Analisis Kewajaran ini dilakukan sesuai Kode Etik             The Fairness Opinion was carried out in accordance
    Penilai Indonesia (KEPI) dan Standar Penilaian                with the Indonesian Valuer’s Code of Ethics (KEPI)
    Indonesia (SPI) Edisi VII – 2018 dan SPI 330                  and Indonesian Valuation Standards (SPI) VII Edition
    Penilaian Bisnis Edisi Revisi serta Peraturan OJK             – 2018, and SPI 330 Business Valuation Revised
    Republik Indonesia (“POJK”) No. 35/POJK.04/2020               Edition and the Republic of Indonesia OJK
    dan Surat Edaran OJK Republik Indonesia (“SEOJK”)             Regulation (“POJK”) No. 35/POJK.04/2020 and the
    No.    17/SEOJK.04/2020,         dan     POJK       No.       Republic of Indonesia OJK Circular Letter (“SEOJK”)
    42/POJK.04/2020.                                              17/SEOJK.04/2020,         and        POJK       No.
                                                                  42/POJK.04/2020.

13. Analisis Kewajaran                                        13. Fairness Analysis
    Analisis kewajaran Rencana Transaksi dilakukan                The fairness analysis on the Proposed Transaction is
    terhadap beberapa aspek berikut.                              based on several aspects as follows.
    a) Analisis Rencana Transaksi;                                a) Proposed Transaction analysis;
    b) Analisis kualitatif dan kuantitatif yang terkait           b) Qualitative and quantitative analysis related to
       dengan Rencana Transaksi;                                     Proposed Transaction;
    c) Analisis atas kewajaran nilai Rencana Transaksi;           c) Fairness analysis of Proposed Transaction value;
    d) Analisis atas faktor-faktor lain yang relevan.             d) Analysis on others related factors.

14. Kejadian Penting setelah Tanggal Analisis Kewajaran       14. Subsequent Event
    Dalam analisis ini, kami tidak mempertimbangkan               In this analysis, we have not considered the impact
    dampak dari peristiwa setelah tanggal analisis.               of any subsequent event after the analysis date.




                                     VALUATION & ADVISORY SERVICES                                          v
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15. Kesimpulan                                                 15. Conclusion
   Berdasarkan    analisis   kewajaran    atas    Rencana          Having considered fairness analysis on Proposed
   Transaksi yang dilakukan meliputi analisis terhadap             Transaction covering Proposed Transaction analysis,
   Rencana Transaksi, analisis kualitatif dan kuantitatif,         quantitative and qualitative analysis, fairness of
   analisis atas kewajaran nilai Rencana Transaksi, dan            Proposed Transaction value analysis and analysis on
   analisis atas faktor-faktor yang relevan, maka kami             relevant factors, we are on the opinion that the
   berpendapat bahwa secara keseluruhan Rencana                    overall Proposed Transaction is fair.
   Transaksi adalah wajar.


   Kami menekankan untuk menggunakan laporan ini                   We prompt to use this report with great caution and
   dengan penuh kehati-hatian dan memahami seluruh                 you have to fully understand that it is subject to
   asumsi,   batasan,   kondisi,   komentar      dan   detil       assumptions, limitations, conditions, comments and
   keseluruhan bagian laporan yang mendasari opini                 all parts of this report which are adopted as the basis
   dimaksud.                                                       for this analysis.

                                            Hormat Kami / Your Sincerely,
                                                 Jakarta, 23 October 2024
                                           KJPP Rengganis, Hamid & Rekan




                                       Rengganis Kartomo, MAPPI (Cert.), FRICS
                                    Pemimpin Rekan – Penilai Properti dan Usaha
                                   Managing Partner – Property and Business Valuer
                               Izin Penilai Publik / Licensed Valuer No. PB-1.08.00006
                                                  MAPPI No. 95-S-00632
                                    STTD OJK No. STTD.PPB-16/PJ-1/PM.02/2023




                                     VALUATION & ADVISORY SERVICES                                            vi
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                             DAFTAR ISI /TABLE OF CONTENT

                                      Halaman /
Bab    Deskripsi                                                      Description Chapter
                                        Page

       SURAT PENGANTAR                    i                     COVERING LETTER

       DAFTAR ISI                        vii                  TABLE OF CONTENT

       PERNYATAAN PENILAI                viii            COMPLIANCE STATEMENT

       KONDISI DAN SYARAT PEMBATAS        x       TERMS AND LIMITING CONDITIONS

       GLOSARIUM                         xii                          GLOSSARY

1.00   RINGKASAN EKSEKUTIF              1–1                  EXECUTIVE SUMMARY          1.00

2.00   PENDAHULUAN                      2–1                      INTRODUCTION           2.00

                                                       DESCRIPTION OF PROPOSED
3.00   DESKRIPSI RENCANA TRANSAKSI      3–1                                             3.00
                                                                   TRANSACTION

4.00   PROFIL PERUSAHAAN                4–1                    COMPANY PROFILE          4.00

5.00   GAMBARAN PASAR                   5–1                    MARKET OVERVIEW          5.00

       ANALISIS KEWAJARAN RENCANA                 FAIRNESS ANALYSIS ON PROPOSED
6.00                                    6–1                                             6.00
       TRANSAKSI                                                    TRANSACTION

7.00   KESIMPULAN                       7–1                        CONCLUSION           7.00




                             VALUATION & ADVISORY SERVICES                        vii
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                          PERNYATAAN PENILAI /COMPLIANCE STATEMENT

Dalam batas kemampuan dan keyakinan kami sebagai                    Within the limits of our ability and confidence as Valuer,
penilai, kami yang bertanda tangan di bawah ini                     our signatures below states that:
menyatakan bahwa:
1. Pernyataan dalam laporan pendapat kewajaran ini,                 1. Statement in this fairness opinion report, which is
   yang mana berdasarkan pada analisis, opini, dan                     based on analysis, opinion and conclusion described,
   kesimpulan yang digambarkan di dalamnya, adalah                     is true and correct extent of our knowledge;
   benar dan akurat;
2. Laporan pendapat kewajaran ini menjelaskan secara                2. This fairness opinion explain the overall limitations
   keseluruhan semua batasan-batasan, yang mana                        that affected the analysis, opinion and conclusion
   dapat mempengaruhi analisis, opini, dan kesimpulan                  which has described previously;
   yang telah dijelaskan sebelumnya
3. Kami tidak mempunyai kepentingan baik sekarang                   3. We have no present or contemplated future interest in
   atau di masa yang akan datang terhadap subyek                       the asset that is subject of this appraisal, nor have
   Perusahaan dalam laporan ini, maupun kepentingan                    personal interests or bias to respect of the subject
   pribadi atau keberpihakan sehubungan dengan hal-                    matters of this report or the parties involved;
   hal dalam laporan ini atau pihak-pihak terkait;
4. Biaya profesional tidak berhubungan dengan Opini                 4. Professional fee is not related to the Fairness Opinion
   Kewajaran yang terdapat dalam laporan ini;                          concluded in this report;
5. Penilai telah menyelesaikan persyaratan pendidikan               5. The Valuers have already accomplished professional
   professional yang ditetapkan / dilaksanakan oleh                    education requirements defined / implemented by
   Masyarakat Profesi Penilai Indonesia (MAPPI);                       Indonesian Society of Appraisers (MAPPI);
6. Penilai     memiliki     pengetahuan         yang    memadai     6. The Valuers possess adequate knowledge in relation
   sehubungan dengan properti dan/atau jenis industri                  with the property and/or the type of industry under
   yang dinilai;                                                       fairness opinion;
7. Hasil     penugasan       ini    tidak      tergantung   pada    7. Conclusion of this assignment is not contingent upon
   pengembangan atau indikasi nilai awal atau arahan                   the development or reporting of a predetermined
   analisa untuk menghasilkan nilai yang subyektif,                    value or direction in value that favors the cause of the
   besaran nilai, penentuan pencapaian nilai, atau                     client, the amount of the value opinion, the attainment
   peristiwa    yang      terjadi di    kemudian       hari yang       of the stipulated result, or the occurrence of a
   berkaitan langsung yang ditujukan untuk penggunaan                  subsequent event directly related to the intended use
   laporan ini;                                                        of this fairness opinion;
8. Penilai telah melaksanakan ruang lingkup sebagai                 8. The Valuers have carried out the following scope of
   berikut                                                             work:
   • Identifikasi masalah (identifikasi batasan, maksud                 ▪ Problem identification (identifying limitation,
     dan tujuan dan objek);                                                purpose and objective, and subject);
   • Pengumpulan data dan wawancara;                                    ▪ Data collection and interview;
   • Analisis Rencana Transaksi;                                        ▪ Proposed Transaction analysis;
   • Analisis kewajaran Rencana Transaksi;                              ▪ Transaction fairness analysis;
   • Penulisan laporan;                                                 ▪ Report writing;
9. Penilai telah melakukan analisis terhadap Rencana                9. Valuer has conducted analysis on Proposed
   Transaksi dan pihak-pihak yang terkait;                             Transaction and related parties;
10.Perhitungan dan analisis dalam rangka pemberian                  10.Calculation and analysis in order to form the fairness
   Pendapat       Kewajaran        (Fairness     Opinion)   telah      opinion has been conducted correctly;
   dilakukan dengan benar;



                                            VALUATION & ADVISORY SERVICES                                          viii
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11.Penilai    usaha    bertanggungjawab        atas   laporan    11.Business Valuer is responsible for Fairness Opinion
   Pendapat Kewajaran (Fairness Opinion);                           Report;
12.Tidak ada penilai lainnya selain yang bertandatangan          12.No one other than the undersigned Valuers have
   di bawah ini, yang telah terlibat dalam pelaksanaan              involved in the analysis, conclusion, and opinions
   inspeksi, analisis, pembuatan kesimpulan, dan opini              concerning the company that are set forth in this
   sebagaimana        yang   dinyatakan    dalam      laporan       fairness opinion report;
   pendapat kewajaran ini;
13.Analisis, opini, dan kesimpulan yang dibuat oleh              13.Analysis, opinions, and conclusions made by the
   penilai, serta laporan pendapat kewajaran telah                  Valuers, as well as the fairness opinion report had
   dibuat dengan memenuhi ketentuan Kode Etik Penilai               complied with the Indonesia Valuer Ethic Code and
   Indonesia dan Standar Penilaian Indonesia (KEPI dan              Indonesian Valuation Standard (KEPI and SPI) VII
   SPI) Edisi VII – 2018, Peraturan Otoritas Jasa                   Edition – 2018 Peraturan Otoritas Jasa Keuangan
   Keuangan           Republik       Indonesia         Nomor        Republik Indonesia Nomor 35/POJK.04/2020, OJK
   35/POJK.04/2020,          Surat    Edaran     OJK      No.       Circular Letter No. 17/SEOJK.04/2020, and OJK
   17/SEOJK.04/2020,         dan     Peraturan    OJK     No.       Regulation No. 42/POJK.04/2020.
   42/POJK.04/2020.


Nama / Name                                            Kualifikasi / Qualification       Tanda Tangan / Signature


Penanggungjawab / Job Captain


Rengganis Kartomo, MAPPI (Cert.), FRICS
Izin Penilai Publik No. PB-1.08.00006
MAPPI No. 95-S-00632                                     Penilai Properti & Bisnis/
STTD OJK No. STTD.PPB-16/PJ-1/PM.02/2023                 Property and Business Valuer         …………..…………….


Pemeriksa / Reviewer


Vivien Heriyanthi, MAPPI (Cert.), MRICS
Register Penilai No. RMK-2017.00235                      Penilai Properti dan Bisnis /
MAPPI No. 00-S-01256                                     Property and Business Valuer        …………..…………….


Penilai / Valuer



Felix Sulistio Thio
Register Penilai No. RMK-2017.00942                      Penilai Properti dan Bisnis/
MAPPI No. 12-T-03860                                     Property and Business Valuer        …………..…………….



Edwardus Benny
Register Penilai No. RMK-2022.04204                      Penilai Bisnis/
MAPPI No. 22-P-11232                                     Business Valuer                      …………..…………….



Muhammad Yusup Hidayat
Register Penilai No. RMK-2022.04474                      Penilai Bisnis/
MAPPI No. 21-P-11167                                     Business Valuer                      …………..…………….




                                        VALUATION & ADVISORY SERVICES                                        ix
Page 11
     KONDISI DAN SYARAT PEMBATAS /TERMS AND LIMITING CONDITIONS

Pendapat kewajaran dan Laporan Pendapat kewajaran                         This Fairness opinion and Report is subject to the
bergantung kepada syarat-syarat pembatas sebagai                          following limiting conditions:
berikut:
1. Kami mengasumsikan bahwa Perusahaan merupakan                          1. We have assumed that the enterprise is a going
   suatu usaha yang sedang berjalan dan akan                                 concern and will continue in operation for the
   melanjutkan kegiatan operasionalnya di masa yang                          foreseeable future;
   akan datang;
2. Pendapat kewajaran ini dibuat atas dasar semua data                    2. This fairness opinion is made based on all the data
   dan kenyataan yang ada serta dilaksanakan sesuai                          and the fact that there are implement in accordance
   tata cara pemberian pendapat kewajaran yang                               with the applicable procedures of fairness opinion;
   berlaku;
3. Kami       mengasumsikan               bahwa      semua       data     3. We have assumed that all supporting evidences,
   pendukung, informasi dalam laporan keuangan dan                           information on financial statement and other
   informasi lainnya yang diberikan oleh Perusahaan                          information related to the business, given by the
   telah mengungkapkan sepenuhnya dan sejujurnya                             Company has disclosed all necessary and relevant
   informasi     yang     perlu      dan    relevan;       dan   kami        information fully and frankly; and we have assumed
   mengasumsikan bahwa informasi tersebut benar dan                          these are true and correct. For the purpose of this
   akurat. Dalam analisa ini kami tidak melakukan                            analysis we have not made any due diligence on the
   verifikasi atas laporan keuangan baik yang telah                          audited and un-audited financial statement;
   diaudit maupun belum audit;
4. KJPP Rengganis, Hamid & Rekan merupakan penilai                        4. KJPP Rengganis, Hamid & Rekan is an independent
   independen dan kami tidak mempunyai kepentingan                           valuer and we do not have any interest to this
   apapun atas objek pendapat kewajaran yang kami                            assignment now or later and our assignment not
   nilai, baik sekarang maupun dikemudian hari, dan                          related to the reported result of the fairness opinion;
   tugas kami untuk melaksanakan pendapat kewajaran
   ini tidak tergantung dari nilai yang dilaporkan;
5. KJPP Rengganis, Hamid & Rekan karena pendapat                          5. KJPP Rengganis, Hamid & Rekan since this assignment
   kewajaran ini tidak berkewajiban untuk memberikan                         has no obligation to give witness nor attend to the
   kesaksian atau hadir didepan pengadilan atau                              court or government official regarding this assignment
   pejabat pemerintah mengenai pendapat kewajaran                            unless there has been an agreement before;
   ini,    terkecuali    jika     telah    diadakan        persetujuan
   sebelumnya;
6. Terkait dengan kondisi geopolitik yang diikuti dengan                  6. In view of the geopolitics condition and the
   ketidakpastian       situasi    ekonomi        global     (juga   di      subsequent uncertainty in the global economy (as well
   Indonesia), kami menyarankan untuk menggunakan                            as in Indonesia), we advise that greater uncertainty
   pendapat kewajaran ini dengan tingkat kehati-hatian                       and a higher degree of caution should be attached to
   yang lebih tinggi serta memahami adanya tingkat                           our fairness opinion than would normally be the case.
   ketidakpastian        yang      lebih    tinggi    dibandingkan           Given the unknown level of impact that geopolitics
   dengan      kondisi     yang        secara     normal      berlaku.       condition have on the market and the absence or lack
   Disebabkan belum diketahuinya besaran dampak                              of market data to inform or support a quantitative
   dari kondisi geopolitik yang terjadi di pasar dan                         estimate, as a precaution we recommend that more
   ketiadaan      atau     kurangnya         data     pasar      untuk       frequent reviews on the value assessment should be
   menginformasikan             atau       mendukung          estimasi       carried out;
   kuantitatif, kami menyarankan untuk dilakukannya
   review/kaji ulang secara berkala terhadap hasil
   pendapat kewajaran ini sebagai tindakan berjaga-




                                                VALUATION & ADVISORY SERVICES                                            x
Page 12
  jaga;
7. Perbedaan kondisi yang mungkin terjadi antara                7. Difference condition might occur in between fairness
  tanggal     pendapat       kewajaran      dengan     waktu       opinion date and period of time in exercising the
  penggunaan      hasil     pendapat     kewajaran,    dapat       fairness opinion result, might reduce relevancy of
  menurunkan relevansi opini terhadap kebutuhan                    opinion to intended user(s) needs, caused by
  pengguna hasil pendapat kewajaran, dikarenakan                   difference on data access and information, also
  adanya perbedaan akses data dan informasi serta                  assumption and fairness opinion analysis. In case,
  asumsi dan analisis pendapat kewajaran. Apabila                  intended user(s) find such condition, recommended to
  pengguna hasil pendapat kewajaran menemukan                      assign Valuer(s) to review the assignments that have
  kondisi   tersebut,     disarankan    untuk   menugaskan         been carried out in which if it possible and needed,
  Penilai melakukan reviu terhadap penugasan yang                  Valuer(s) might be able to repeat previous fairness
  telah dilaksanakan dan apabila dimungkinkan dan                  opinion procedure, in complete way. The process and
  dibutuhkan,    Penilai    dapat      melakukan   pendapat        procedure have to be outlined in a standalone
  kewajaran     ulang      dengan      mengulang      kembali      assignment and disparate from previous assignment.
  prosedur pendapat kewajaran yang sebelumnya
  dilakukan, secara lebih lengkap. Proses dan prosedur
  tersebut harus dituangkan dalam penugasan yang
  berdiri sendiri dan berbeda dengan penugasan
  pendapat kewajaran sebelumnya.




                                         VALUATION & ADVISORY SERVICES                                      xi
Page 13
                                           GLOSARIUM /GLOSSARY


Penjelasan                                                                                                Explanation


PT Bumi Serpong Damai Tbk                               BSDE                             PT Bumi Serpong Damai Tbk

PT Suryamas Dutamakmur Tbk                             SMDM                            PT Suryamas Dutamakmur Tbk

Rencana akuisisi 91,99% ekuitas PT Suryamas     Rencana Transasksi /      Proposed acquisition of 91.99% equity on PT
Dutamakmur Tbk                                  Proposed Transaction                      Suryamas Dutamakmur Tbk
4.390.121.595 lembar saham biasa atau         Objek Rencana Transaksi /   4,390,121,595 ordinary shares representing
setara dengan 91,99% ekuitas PT Suryamas         Subject of Proposed      91.99% equity on PT Suryamas Dutamakmur
Dutamakmur Tbk                                       Transaction                                                  Tbk

Top Global Limited                                      TOP                                        Top Global Limited

Year-on-year                                            y-o-y                                            Year-on-year

Quarter-on-quarter                                     q-o-q                                      Quarter-on-quarter

Cumulative-to-cumulative                                c-t-c                               Cumulative-to-cumulative

Otoritas Jasa Keuangan                                  OJK                                Financial Services Authority

Laba Operasi sebelum Depresiasi dan                                       Income from Operations before Depreciation
                                                       EBITDA
Amortisasi                                                                                         and Amortization

Pendapatan sebelum pajak                                EBT                                        Earning Before Tax

Rupiah Indonesia                                      IDR / Rp                                       Indonesia Rupiah

Dolar Singapura                                         SGD                                          Singapore Dollar




                                      VALUATION & ADVISORY SERVICES                                         xii
Page 14
1.0 RINGKASAN EKSEKUTIF                                         1.0 EXECUTIVE SUMMARY

1.1      Pihak-pihak dalam Rencana Transaksi                    1.1   Parties in the Proposed Transaction
Pihak-pihak yang terkait dalam Rencana Transaksi                Parties that are involved in the Proposed Transaction
adalah:                                                         are:
1)    PT Bumi Serpong Damai Tbk (“BSDE”) sebagai                1) PT Bumi Serpong Damai Tbk (“BSDE”) as Buyer;
      Pembeli;
2)    Top Global Limited (“TOP”) sebagai Penjual.               2) Top Global Limited (“TOP”) as Seller.


1.2      Objek Analisis Kewajaran                               1.2 Subject of Fairness Analysis
Objek analisis kewajaran adalah rencana akuisisi                Subject fairness analysis is proposed acquisition of
4.390.121.595 lembar saham            biasa    atau setara      4,390,121,595 ordinary shares representing 91.99%
dengan 91,99% ekuitas SMDM oleh BSDE (“Rencana                  equity of PT Suryamas Dutamakmur Tbk by BSDE
Transaksi”).                                                    (“Proposed Transaction”).


1.3      Pendapat Kewajaran Transaksi                           1.3 Fairness Opinion of the Transaction
Berdasarkan analisis kewajaran atas Rencana Transaksi           Having considered fairness analysis on Proposed
yang dilakukan meliputi analisis terhadap Rencana               Transaction covering Proposed Transaction analysis,
Transaksi, analisis kualitatif dan kuantitatif, analisis atas   quantitative and qualitative analysis, fairness of
kewajaran nilai Rencana Transaksi, dan analisis atas            Proposed Transaction value analysis and analysis on
faktor-faktor yang relevan, maka kami berpendapat               relevant factors, we are on the opinion that the overall
bahwa secara keseluruhan Rencana Transaksi adalah               Proposed Transaction is fair.
wajar.


Kami menekankan untuk menggunakan laporan ini                   We prompt to use this report with great caution and you
dengan penuh kehati-hatian dan memahami seluruh                 have to fully understand that it is subject to assumptions,
asumsi,     batasan,    kondisi,   komentar      dan    detil   limitations, conditions, comments and all parts of this
keseluruhan bagian laporan yang mendasari opini                 report which are adopted as the basis for this analysis.
dimaksud.




                                   VALUATION & ADVISORY SERVICES                                                      1-1
Page 15
2.0 PENDAHULUAN                                                          2.0 INTRODUCTION

2.1      Deskripsi Penugasan                                             2.1 Description of Assignment
Berdasarkan       kontrak      No.     RHR00PC2F0224043.0                Based on contract No. RHR00PC2F0224043.0 dated 19
tanggal 19 Februari 2024 dan amendemen kontrak No.                       Februari 2024 and amendment contract No.
RHR00PC2F0224043.3 tanggal 22 Oktober 2024, KJPP-                        RHR00PC2F0224043.3 dated 22 October 2024, KJPP-
RHR telah ditugaskan oleh BSDE untuk memberikan                          RHR has been assigned by BSDE to provide a Fairness
Pendapat Kewajaran atas rencana akuisisi 91,99%                          Opinion on proposed 91.99% equity of PT Suryamas
ekuitas    PT   Suryamas      Dutamakmur          Tbk     (“SMDM”)       Dutamakmur Tbk (“SMDM”) (“Proposed Transaction”).
(“Rencana Transaksi”).

2.2      Latar Belakang                                                  2.2 Background
Sejalan dengan strategi BSDE untuk mempertahankan                        Aligning with BSDE's strategy to maintain its performance
kinerjanya dengan meningkatkan cadangan lahan yang                       by replenishing the landbank for development, BSDE
dapat      dikembangkan,         BSDE       berencana            untuk   plans to acquire SMDM to strengthen its existing
mengakuisisi     SMDM        untuk    memperkuat          portofolio     development portfolio by diversifying its geographic
pengembangan          yang   telah    ada      saat     ini dengan       presence and market penetration.
mendiversifikasi keberadaaan geografis dan penetrasi
pasar.


BSDE       mempertimbangkan          hal-hal      berikut        dalam   BSDE has considered several aspects in the Proposed
melakukan Rencana Transaksi yaitu:                                       Transaction as follow.
• SMDM secara grup memiliki cadangan tanah yang                          • SMDM as a group has extensive land bank which
   luas menunjukkan potensi untuk dapat dikembangkan                        show potential for future development;
   di masa yang akan datang;
• Cadangan           tanah   yang     dimiliki    SMDM           dapat   • SMDM’s landbank may help BSDE to diversify its
   membantu          BSDE    untuk     mendiversifikasi           area      development areas geographically, which              is
   pengembangannya secara geografis, yang secara                            strategically located close to toll road access.
   strategis berada dekat dengan akses jalan tol.


2.3      Tujuan Penugasan                                                2.3 Purpose of Assignment
Maksud dan tujuan penugasan ini adalah memberikan                        The purpose and objective of this assignment is to
Pendapat        Kewajaran      atas      Rencana          Transaksi      provide a Fairness Opinion on the Proposed Transaction
sehubungan dengan keterbukaan informasi kepada                           in relation to information disclosure to public.
publik.


Laporan pendapat kewajaran ini berkaitan dengan                          This fairness opinion report is related to Proposed
Rencana Transaksi yang tergolong ke dalam transaksi                      Transaction classified as affiliate transaction based on
afiliasi    sesuai      dengan        Peraturan         OJK        No.   Regulation of OJK Regulation No. 42/POJK.04/2020
42/POJK.04/2020          tentang      Transaksi       Afiliasi    dan    regarding Affiliate Transaction and Conflict of Interest
Transaksi Benturan Kepentingan.                                          Transaction.


2.4      Tanggal Analisis Kewajaran                                      2.4 Date of Fairness Analysis
Tanggal analisis kewajaran adalah 30 Juni 2024.                          Fairness analysis date is 30 June 2024.




                                      VALUATION & ADVISORY SERVICES                                                        2-1
Page 16
2.5    Analisis Kewajaran                                           2.5 Fairness Analysis
Analisis    kewajaran     Transaksi      dilakukan       terhadap   The fairness analysis on Transaction is based on several
beberapa aspek berikut.                                             aspects as follows.
•   Analisis Rencana Transaksi;                                     • Proposed Transaction analysis;
•   Analisis kualitatif dan kuantitatif yang terkait dengan         • Qualitative and quantitative analysis related to
    Rencana Transaksi;                                                 Proposed Transaction;
•   Analisis atas kewajaran nilai Rencana Transaksi;                • Fairness analysis of Proposed Transaction value;
•   Analisis atas faktor-faktor lain yang relevan.                  • Analysis on others related factors.


2.6    Asumsi dan Kondisi Pembatas                                  2.6 Assumption and Limiting Condition
•   KJPP RHR berasumsi bahwa Rencana Transaksi akan                 • KJPP RHR assumed that the Proposed Transaction will
    dijalankan seperti yang telah diungkapkan oleh                    be executed as described by BSDE management and
    manajemen BSDE dan sesuai dengan kesepakatan                      in accordance with the agreement as well as the
    serta   keandalan      informasi     mengenai        Rencana      reliability of the information of this Proposed
    Transaksi tersebut;                                               Transaction;
•   KJPP RHR juga mengasumsikan bahwa tidak terdapat                • KJPP RHR also has assumed that there is no significant
    perubahan     signifikan     atas    asumsi-asumsi      yang      change in the assumptions used in the preparation of
    digunakan dalam penyusunan Pendapat Kewajaran                     this Fairness Opinion from the date of Fairness
    ini antara penerbitan Pendapat Kewajaran dengan                   Opinion publication to the effective date of the
    tanggal efektif Rencana Transaksi;                                Proposed Transaction;
•   KJPP RHR mengasumsikan bahwa seluruh data dan                   • KJPP RHR has assumed that all data and information
    informasi yang diperoleh dari manajemen BSDE                      received from BSDE management regarding the
    sehubungan       dengan      Rencana     Transaksi    adalah      Proposed Transaction are accurate and correct, also
    akurat dan benar serta tidak ada informasi yang                   there is no hidden information or deliberately hidden;
    disembunyikan atau sengaja disembunyikan;
•   Pendapat ini harus dipandang sebagai satu kesatuan              •   The opinion should be viewed as a unity and the use
    dan bahwa penggunaan sebagian dari analisis ini                     of some of this analysis and information without
    dan informasi tanpa mempertimbangkan keseluruhan                    considering the overall information and analysis may
    informasi     dan     analisis      dapat    menyebabkan            lead to misleading of the process underlying this
    pandangan yang menyesatkan atas proses yang                         opinion. The complexity of the preparation process for
    mendasari pendapat tersebut. Penyusunan pendapat                    this opinion cannot be done without a complete
    ini merupakan suatu proses yang kompleks dan                        analysis;
    mungkin tidak dapat dilakukan melalui analisis yang
    tidak lengkap;
•   Pendapat ini disusun berdasarkan kondisi umum                   •   This opinion is prepared based on the current
    keuangan, moneter, peraturan dan kondisi pasar                      financial, monetary, regulation and market condition.
    yang ada saat ini. Perubahan atas kondisi-kondisi                   Changes on any condition beyond BSDE's control will
    tertentu yang berada di luar kendali BSDE akan dapat                give unpredictable impact and affect this Fairness
    memberikan dampak yang tidak dapat diprediksi dan                   Opinion;
    dapat berpengaruh terhadap Pendapat Kewajaran ini;
•   KJPP-RHR tidak berkewajiban untuk memutakhirkan                 •   KJPP-RHR has no liability to update the Fairness
    Pendapat Kewajaran apabila terdapat kejadian-                       Opinion if there are subsequent events after the
    kejadian penting yang terjadi setelah tanggal analisis              analysis date, but only discloses in the report;
    (subsequent       events),       namun      hanya       akan
    mengungkapkannya di dalam laporan;
•   Laporan ini tidak dimaksudkan untuk memberi                     •   This report is not intended to give a recommendation
    rekomendasi kepada pemegang saham BSDE untuk                        to BSDE shareholders to approve or disapprove the
    menyetujui atau tidak menyetujui Transaksi tersebut.                Transaction;




                                        VALUATION & ADVISORY SERVICES                                                  2-2
Page 17
2.7     Dasar Informasi                                               2.7 Basis of Information
•    Profil perusahaan BSDE;                                          •   BSDE company profile;
•    Laporan keuangan audit BSDE untuk periode 2016-                  •   BSDE audited financial statements for 2016-2020
     2020 sebagai berikut.                                                period with detail as follows.
                            Tanggal Laporan /                                                                             Opini /
     Periode / Period                                         No Laporan / Report No.                  Auditor
                                  Report Date                                                                             Opinion
    31 December 2019          12 March 2020          00302/2.1090/AU.1/03/0148-1/1/III/2020
                              15 March 2021          00036/2.1090/AU.1/03/0148-2/1/III/2021                             Wajar tanpa
    31 December 2020
                                                                                                     KAP Mirawati      modifikasian/
    31 December 2021             2 March 2022        00233/2.1090/AU.1/03/1284-1/1/III/2022
                                                                                                      Sensi Idris       Unqualified
    31 December 2022             8 March 2023        00093/2.1090/AU.1/03/1284-2/1/III/2023
                                                                                                                          opinion
    31 December 2023          12 March 2024          00061/2.1090/AU.1/03/1284-3/1/III/2024


•    Laporan keuangan interim BSDE untuk periode 30                   •   BSDE’s interim financial statement for period ended
     Juni 2024, yang direviu oleh KAP Mirawati Sensi Idris                30 June 2024, which reviewed by KAP Mirawati Sensi
     dalam                         laporan                     No.        Idris           in             report           No.
     00051/2.1090/AK/03/1905/1/VIII/2024 tanggal 20                       00051/2.1090/AK/03/1905/1/VIII/2024 dated 20
     Agustus 2024;                                                        August 2024;
•    Offering Memorandum per tanggal 20 Oktober 2021                  •   Offering Memorandum dated on 20 October 2021
     terkait Transaksi;                                                   related to Transaction;
•    Laporan Keuangan Konsolidasian Proforma BSDE                     •   Consolidated Proforma Financial Statements of BSDE
     tanggal                30               Juni            2024         as         of        30         June          2024
     No.00054/2.1090/NA/03/1905/1/X/2024;                                 No.00054/2.1090/NA/03/1905/1/X/2024;
•    Proyeksi 10 tahun sebelum dan sesudah Rencana                    •   10 years projection before and after the Proposed
     Transaksi;                                                           Transaction;
•    Berbagai data pasar dan industri yang dikumpulkan                •   Various market and industrial data that have been
     dan diolah oleh KJPP-RHR;                                            collected and analyzed by KJPP-RHR;
•    Data ekonomi makro yang diambil dari berbagai                    • Macroeconomic data that have been taken on various
     laporan yang dikeluarkan oleh Bank Indonesia dan                   report that has been issued by Bank Indonesia and
     Badan Pusat Statistik;                                             Statistic Indonesia;
•    Wawancara online dengan manajemen yang diwakili                  • Online interview with management represented by Mr.
     oleh Bapak Hermawan Wijaya sebagai Direktur BSDE                   Hermawan Wijaya as a Director of BSDE and Mr.
     dan Bapak Galvin Batti sebagai Investment and M&A                  Galvin Batti as Investment and M&A of Sinarmas
     Sinarmas Land.                                                     Land.

•    Profil SMDM;                                                     • SMDM company profile;
•    Laporan keuangan konsolidasian SMDM dengan                       • SMDM’s consolidated financial statements with the
     detail sebagai berikut.                                            details as follows.

      Periode /         Tanggal Laporan /                                                                                Opini /
                                                    No Laporan / Report No.                Auditor
       Period              Report Date                                                                                   Opinion
    31 December                                 00109/2.1051/AU.1/03/0929         KAP Kosasih, Nurdiyaman,
                          6 March 2020
       2019                                            -1/1/III/2020               Mulyadi, Tjahjo & Rekan
    31 December                                 00106/2.1051/AU.1/03/1029         KAP Kosasih, Nurdiyaman,
                          8 March 2021                                                                                 Wajar tanpa
       2020                                            -2/1/III/2021               Mulyadi, Tjahjo & Rekan
    31 December                                 00142/2.1051/AU.1/03/1029         KAP Kosasih, Nurdiyaman,            modifikasian/
                          15 March 2022
       2021                                            -3/1/III/2022               Mulyadi, Tjahjo & Rekan          Unqualified
    31 December                                 00207/2.1051/AU.1/03/0929         KAP Kosasih, Nurdiyaman,          opinion
                          24 March 2023
       2022                                            -1/1/III/2023               Mulyadi, Tjahjo & Rekan
    31 December                                 00270/2.1030/AU.1/03/1169           KAP Amir Abadi Jusuf,
                          28 March 2024
       2023                                            -1/1/III/2024               Aryanto, Mawar & Rekan




                                         VALUATION & ADVISORY SERVICES                                                            2-3
Page 18
•    Kertas kerja konsolidasian audit SMDM untuk tahun       • Audit consolidated worksheet of SMDM as of 2021-
     2021-2023 dan 30 Juni 2024;                               2023 and 30 June 2024;
•    Kertas kerja induk audit SMDM untuk tahun 2021-         • Audit parent worksheet of SMDM as of 2021-2023
     2023 dan 30 Juni 2024;                                    and 30 June 2024;
•    Dokumen     SMDM     terkait   akta   pendirian   dan   • SMDM’s documents related to the deed of
     perubahan anggaran dasar.                                 establishment and amendments to the articles of
                                                               association.

2.8     Peraturan Perundang-undangan Terkait                 2.8 Related Regulation
Pendapat Kewajaran ini merujuk kepada peraturan:             This Fairness Opinion is related to these regulations:
a.    Undang-Undang No. 8 tahun 1995 tentang Pasar           a. Law No. 8 year 1995 on Capital Market;
      Modal;
b.    POJK No. 68/POJK.04/2017 tentang Penilai yang          b. POJK No. 68/POJK.04/2017 about Valuers that
      Melakukan Kegiatan di Pasar Modal;                        Conducting Activities in Capital Market;
c.    POJK No. 35 /POJK.04/2020 tentang Penilaian dan        c. POJK No. 35 /POJK.04/2020 about Valuation and
      Penyajian Laporan Penilaian Bisnis Di Pasar Modal         Presentation of Business Valuation Report in Capital
      dan SEOJK No. 17/SEOJK.04/2020;                           Markets and of SEOJK No. 17/SEOJK.04/2020;
d.    POJK No. 42/POJK.04/2020 tentang Transaksi             d. POJK No. 42/POJK.04/2020 regarding Affiliate
      Afiliasi dan Transaksi Benturan Kepentingan.              Transaction and Conflict of Interest Transaction.




                                    VALUATION & ADVISORY SERVICES                                                2-4
Page 19
3.0 DESKRIPSI TRANSAKSI                                                       3.0 DESCRIPTION OF TRANSACTION

3.1      Pihak-pihak dalam Rencana Transaksi                                  3.1 Parties in the Proposed Transaction
Pihak-pihak yang terkait dalam Rencana Transaksi                              Parties that are involved in the Proposed Transaction are:
adalah:                                                                       1) PT Bumi Serpong Damai Tbk (“BSDE”) as Purchaser;
1)     PT Bumi Serpong Damai Tbk (“BSDE”) sebagai
       Pembeli;                                                               2) Top Global Limited (“TOP”) as Seller.
2)     Top Global Limited (“TOP”) sebagai Penjual.


3.2      Rencana Transaksi                                                    3.2 Proposed Transaction
Sejalan dengan strategi BSDE untuk mempertahankan                             Aligning with BSDE's strategy to maintain its performance
kinerjanya dengan meningkatkan cadangan lahan yang                            by replenishing the landbank for development, BSDE
dapat        dikembangkan,             BSDE          berencana       untuk    plans to acquire SMDM.
mengakuisisi SMDM.


BSDE       mempertimbangkan                 hal-hal      berikut    dalam     BSDE has considered several aspects in the Proposed
melakukan Rencana Transaksi yaitu:                                            Transaction as follow.
• SMDM secara grup memiliki cadangan tanah yang                                • SMDM as a group has extensive land bank which
      luas menunjukkan potensi untuk dapat dikembangkan                            show potential for future development;
      di masa yang akan datang;
• Cadangan            tanah         yang     dimiliki     SMDM       dapat     • SMDM’s landbank may help BSDE to diversify its
      membantu        BSDE          untuk     mendiversifikasi        area         development areas geographically, which                   is
      pengembangannya secara geografis, yang secara                                strategically located close to toll road access.
      strategis berada dekat dengan akses jalan tol.


3.3      Ringkasan Perjanjian Rencana Transaksi                               3.3 Summary of Proposed Transaction
Berikut     adalah          ringkasan       Surat     Edaran       Rencana    Below is a summary of the Proposed Transaction
Transaksi.                                                                    Circular.
                                                                      Tanggal PPJB /
 31 Juli 2024                                                                                                                    31 July 2024
                                                                       Date of PPJB
                                                                        Pembeli /
 PT Bumi Serpong Damai Tbk                                                                                       PT Bumi Serpong Damai Tbk
                                                                        Purchaser
                                                                         Penjual /                                         Top Global Limited
 Top Global Limited
                                                                          Seller
 4.390.121.595         lembar       saham     biasa     atau   Objek Rencana Transaksi /          4,390,121,595 ordinary shares representing
 setara dengan 91,99% ekuitas PT Suryamas                           Subject of Proposed          91.99% equity on PT Suryamas Dutamakmur
 Dutamakmur Tbk                                                         Transaction                                                       Tbk
 SGD195.190.017              yang    akan      dibayarkan                                     SGD195,190,017 shall be paid out in 2
 dalam 2 pembayaran terpisah yaitu:                                                           seperate payments:
     1. Pada saat penyelesaian, Pembeli akan                                                   1. At completion, the Purchaser will pay to the
        membayar            SGD102.500.000            dalam                                        Seller SGD102,500,000 in cash;
        bentuk kas;
     2. Sisa pembayaran sebesar SGD92.690.017                                                 2. The remaining Consideration amount of
                                                                     Nilai Transaksi /
        (“Pembayaran         Kedua“)       (tunduk      pada                                     SGD92,690,017 (subject to Second
                                                                      Consideration
        Penyesuaian     Pembayaran          Kedua)      akan                                     Payment Adjustment) (“Second Payment”)
        dibayarkan dalam bentuk kas oleh Pembeli                                                 will be paid by the Purchaser to the Seller in
        kepada Penjual tidak lebih dari 12 bulan                                                 cash no later than 12 months after
        sejak Penyelesaian (atau tanggal lain yang                                               Completion (or such other date as the Seller
        telah disepakati oleh Pembeli dan Penjual                                                and the Purchaser may agree in writing)
        secara tertulis).                                                                        (“Second Payment Date”).




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Jika pada Tanggal Pembayaran Kedua, bidang                         Penyesuaian Pembayaran      If, by the Second Payment Date, land plots for
tanah        untuk         pengembangan              properti      Kedua / Second Payment      the residential and/or commercial property
perumahan dan/atau komersial dalam Proyek                                 Adjustment           developments within Rancamaya Project 1
Rancamaya 1 dan/atau Proyek Rancamaya 2                                                        and/or Rancamaya Project 2 have yet to receive
belum menerima sertifikat tanah dan izin                                                       certain definitive land tittle and permits in
definitif tertentu terkait dengan pembangunan                                                  relation to building and/or use of land or
dan/atau penggunaan tanah atau pemungutan                                                      collection of proceeds (hereinafter referred to as
hasil (selanjutnya disebut sebagai "tanah tak                                                  “uncertified land”) and such uncertified land
bersertifikat") dan tanah tak bersertifikat tersebut                                           exceeds an agreed materiality threshold of 5%
melampaui ambang batas materialitas yang                                                       when benchmarked against the total land area
disepakati        sebesar      5%    jika       dibandingkan                                   of all uncertified land within Rancamaya Project
dengan total luas tanah dari semua tanah tak                                                   1 and/or Rancamaya Project 2 as at a reference
bersertifikat      dalam       Proyek       Rancamaya         1                                date (hereinafter referred to as “total uncertified
dan/atau Proyek Rancamaya 2 pada tanggal                                                       land”), the Second Payment will be reduced by
referensi (selanjutnya disebut sebagai "total                                                  the value of the uncertified land. The reduction
tanah tak bersertifikat"), Pembayaran Kedua                                                    ranges from Rp20,313,786,109 (equivalent to
akan      dikurangi        dengan       nilai     tanah     tak                                approximately SGD1,766,416) (assuming the
bersertifikat      tersebut.    Pengurangan          tersebut                                  uncertified land forms 5% of the total uncertified
berkisar      dari       Rp20.313.786.109                (setara                               land) to IRp406,275,722,180 (equivalent to
dengan sekitar SGD1.766.416) (dengan asumsi                                                    approximately SGD35,328,324) (assuming the
tanah yang tidak bersertifikat tersebut sebanyak                                               uncertified land from 100% of the total
5% dari total tanah yang tidak bersertifikat)                                                  uncertified      land)     (“Second       Payment
hingga Rp406.275.722.180 (setara dengan                                                        Adjustment”). If, however, the uncertified land
sekitar SGD35.328.324) (dengan asumsi tanah                                                    forms less than 5% of the total uncertified land,
yang tidak bersertifikat tersebut merupakan                                                    falling below the agreed materiality threshold,
100% dari total tanah yang tidak bersertifikat)                                                no Second Payment Adjustment will be required.
(“Penyesuaian Pembayaran Kedua”). Namun,
jika tanah yang tidak bersertifikat tersebut
kurang dari 5% dari total tanah yang tidak
bersertifikat, yang berarti berada di bawah
ambang materialitas yang disepakati, maka
Penyesuaian Pembayaran Kedua tidak akan
diperlukan.
Penyelesaian akan dilaksanakan pada tanggal                                                    Completion will take place on the date that is
di Hari Kerja kelima (ke-5) setelah pemenuhan                                                  within the fifth (5th) Business Day after the
atau pengesampingan kondisi preseden final,                                                    fulfilment or waiver of the final Condition
dan     terjadi    paling      lambat       pada     Tanggal                                   Precedent, and occurs no later than the
                                                                   Penyelesaian / Completion
Longstop (30 November 2024), pukul 10.00                                                       Longstop Date (30 November 2024), at 10.00
Waktu Jakarta atau waktu atau tanggal lain                                                     a.m. Jakarta Time or such other time or date as
yang disetujui secara tertulis antara Penjual dan                                              may be agreed in writing between the Seller
Pembeli (“Tanggal Penyelesaian”).                                                              and the Purchaser (“Completion Date”).
Perjanjian        Jual      Beli     Saham          Bersyarat                                        The sale and purchase of the Sale Shares is
bergantung pada pemenuhan masing-masing                                                          conditional on each of the following conditions
kondisi    berikut       (“Kondisi      Preseden”)         atau                                      (“Conditions Precedent”) being fulfilled and
pembebasan paling lambat pada Tanggal                                                              satisfied or waived no later than the Longstop
Pemberhentian:                                                                                                                              Date:
1. Penjual telah memperoleh persetujuan dari                                                   1. The Seller has obtained approvals from its
   direktur dan pemegang sahamnya atas                                                             directors and shareholder for the Proposed
                                                                      Condition Precedent
   Rencana Akuisisi dan penandatanganan                                                            Acquisition and the entry of the CSPA which
   PPJB yang tetap berlaku penuh hingga                                                            remain in full forces and effect up to the
   Tanggal Penyelesaian.                                                                           Completion Date.
2. Pada Tanggal Penyelesaian, masing-masing                                                    2. As at the Completion Date, each of the
   jaminan fundamental yang diberikan oleh                                                         fundamental warranties provided by the
   Penjual tetap benar, sesuai, dan akurat                                                         Seller remains true, correct and accurate in
   dalam          segala       hal   dan         tidak     ada                                     all respects and there is no breach of any




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Page 21
   pelanggaran          jaminan        apa     pun      yang                                   warranties by the Seller resulting in an
   dilakukan oleh Penjual yang mengakibatkan                                                   aggregate financial loss to the Target Group
   kerugian finansial agregat bagi Grup Target                                                 of more than 5% of the Consideration
   lebih dari 5% dari jumlah Imbalan.                                                          amount.

3. Jaminan yang diberikan oleh Pembeli dalam                                                3. The warranties provided by the Purchaser in
   PPJB adalah benar, sesuai, dan akurat pada                                                  the CSPA being true, correct and accurate as
   tanggal PPJB dibuat dan pada saat Tanggal                                                   of the date of the CSPA and as of the
   Penyelesaian.                                                                               Completion Date as though made on and as
                                                                                               of such date.
4. Persetujuan dari Direksi dan Pemegang                                                    4. The approvals from the Directors and
   Saham         atas      Rencana         Akuisisi      dan                                   Shareholders for the Proposed Acquisition
   penandatanganan PPJB telah diperoleh oleh                                                   and the entry of the CSPA have been
   Perseroan dan tetap berlaku penuh sampai                                                    obtained by the Company which remain in
   dengan Tanggal Penyelesaian.                                                                full force and effect up to the Completion
                                                                                               Date.
PPJB dapat diakhiri sebelum Penyelesaian:                                                   The CSPA can be terminated prior to
                                                                                            Completion:
1. dengan persetujuan bersama oleh Penjual                                                  1. by mutual agreement by the Seller and the
   dan Pembeli secara tertulis;                                                                Purchaser in writing;
2. dengan efek segera oleh Pembeli secara                                                   2. with immediate effect by the Purchaser in
   tertulis jika salah satu dari Kondisi Preseden                                              writing if any of the Conditions Precedent are
   tidak dipenuhi oleh Penjual, atau diabaikan                                                 not satisfied by the Seller, or waived by the
   oleh Pembeli, pada Tanggal Pemberhentian                                                    Purchaser, by the Longstop Date unless the
   kecuali Penjual dan Pembeli setuju secara                                                   Seller and the Purchaser agree in writing to
   tertulis     untuk     memperpanjang               Tanggal                                  extend the Longstop Date;
   Pemberhentian;
3. dengan efek segera oleh Penjual secara                                                   3. with immediate effect by the Seller in writing
   tertulis    jika     salah   satu    dari     Ketentuan                                     if any of the Conditions Precedent are not
   Sebelumnya tidak dipenuhi oleh Pembeli,                                                     satisfied by the Purchaser, or waived by the
   atau diabaikan oleh Penjual, pada Tanggal                                                   Seller, by the Longstop Date, unless the
   Pemberhentian, kecuali Penjual dan Pembeli                                                  Seller and the Purchaser agree in writing to
   setuju secara tertulis untuk memperpanjang                                                  extend the Longstop Date;
   Tanggal Pemberhentian;
4. oleh       pihak     non-defaulting         jika     pihak                               4. by the non-defaulting party if the defaulting
   defaulting gagal mematuhi kewajibannya                       Penghentian / Termination      party fails to comply with its obligations for
   untuk Penyelesaian;                                                                         Completion;
5. dengan efek segera melalui pemberitahuan                                                 5. with immediate effect by written notice to the
   tertulis kepada pihak lain jika otoritas                                                    other parties if any duly authorized
   pemerintah           yang       berwenang            telah                                  government authority has issued an order,
   mengeluarkan perintah, dekrit atau putusan                                                  decree or ruling or taken any other action
   atau       mengambil         tindakan       lain     yang                                   restraining,    enjoining     or    otherwise
   menahan, melarang atau dengan cara lain                                                     prohibiting the Proposed Acquisition;
   melarang Rencana Akuisisi;
6. oleh       Pembeli     secara    tertulis     jika    Efek                               6. by the Purchaser in writing if a Material
   Merugikan Material terjadi dalam periode                                                    Adverse Effect occurs in the period between
   antara tanggal penandatanganan PPJB dan                                                     the date that the CSPA is signed and
   Penyelesaian; atau                                                                          Completion; or
7. oleh Pembeli secara tertulis jika Penjual atau                                           7. by the Purchaser in writing if the Seller or any
   Perusahaan            Grup      Target        membuat                                       Target Group Company makes a general
   pengalihan           umum       untuk       keuntungan                                      assignment for the benefit of creditors, or
   kreditor, atau proses hukum apa pun oleh                                                    any proceeding shall be instituted by or
   atau terhadap Penjual atau Perusahaan                                                       against the Seller or any Target Group
   Grup        Target      yang        berupaya         untuk                                  Company seeking to adjudicate any of them
   menetapkan salah satu diantara mereka                                                       as bankrupt or insolvent, or seeking any of




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      bangkrut atau pailit, atau likuidasi, atau                          their   liquidation,    winding     up     or
      reorganisasi, atau pengaturan, penyesuaian,                         reorganization, or seeking any arrangement,
      perlindungan, keringanan, atau komposisi                            adjustment, protection, relief or composition
      utang berdasarkan hukum yang berlaku                                of any of their debts under any applicable
      yang    berkaitan   dengan       kebangkrutan,                      laws relating to bankruptcy, insolvency or
      kepailitan, atau reorganisasi.                                      reorganization.


3.4     Hubungan antara Para Pihak dalam Rencana         3.4 Relationship between Parties in the Proposed
        Transaksi                                            Transaction
Tidak terdapat hubungan afiliasi pada susunan direksi,   There is no affiliation in the composition of the board of
komisaris maupun pemegang saham masing-masing            directors, commissioners or shareholders of each party,
pihak namun Sukmawati Widjaja (Oei Siu Hoa) yang         however Sukmawati Widjaja (Oei Siu Hoa) which the
merupakan pemegang saham akhir dari TOP, dan             ultimate shareholder of TOP, also as director of TOP
direktur pada TOP adalah keluarga dekat Muktar           which is immediate family to Muktar Widjaja (President
Widjaja (Presiden Komisaris BSDE).                       Commissioner of BSDE).




                                        VALUATION & ADVISORY SERVICES                                           3-4
Page 23
4.0 PROFIL PERUSAHAAN                                                     4.0 COMPANY PROFILE

4.1     PT Bumi Serpong Damai Tbk (“BSDE”)                                4.1 PT Bumi Serpong Damai Tbk (“BSDE”)
4.1.1 Informasi Ringkas                                                   4.1.1 Brief Information
BSDE    didirikan    pada      tanggal      16    Januari     1984,       BSDE was established on 16 January 1984, based on the
berdasarkan Akta No. 50 dari Benny Kristianto, S.H.,                      Notarial Deed No. 50 of Benny Kristianto, S.H., a public
notaris di Jakarta. Akta pendirian Perusahaan tersebut                    notary in Jakarta. The Deed of Establishment was
telah   disahkan    oleh       Menteri   Kehakiman          Republik      approved by the Minister of Justice of the Republic of
Indonesia melalui Surat No. C2-5710.HT.01-01.TH.85                        Indonesia in Letter No. C2-5710.HT.01-01.TH.85 dated
10 September 1985.                                                        10 September 1985.

Anggaran Dasar BSDE telah beberapa kali mengalami                         BSDE’s Articles of Association have been amended
perubahan, terakhir dengan Akta No. 02 tanggal 1 Juli                     several times, most recent by Deed No. 02 dated 1 July
2022 dari Syarifudin, S.H., notaris di Tangerang,                         2022 of Syarifudin, S.H., a notary in Tangerang, in
mengenai penyesuaian maksud, tujuan serta kegiatan                        relation to the adjustment of the company’s purposes,
usaha perusahaan sesuai dengan Klasifikasi Baku                           objectives and business activities in accordance with the
Lapangan Usaha Indonesia (KBLI) 2020.                                     2020 Indonesian Standard Industrial Classification (KBLI).

Perubahan ini telah mendapat persetujuan dari Menteri                     These amendments were approved by the Minister of Law
Hukum dan Hak Asasi Manusia melalui Surat No. AHU-                        and Human Rights of the Republic of Indonesia in his
0045607.AH.01.02.Tahun 2022 tanggal 4 Juli 2022                           Decision Letter No. AHU-0045607.AH.01.02.Year 2022
dan     diumumkan      dalam       Berita     Negara        Republik      dated 4 July 2022 and was published in the State Gazette
Indonesia No. 86 tanggal 28 Oktober 2022, Tambahan                        of the Republic of Indonesia No. 86 dated 28 October
No. 037145.                                                               2022, Supplement No. 037145.


4.1.2 Kegiatan Usaha                                                      4.1.2 Scope of Activities
Sesuai dengan pasal 3 Anggaran Dasar, ruang lingkup                       In accordance with article No. 3 of BSDE’s Articles of
kegiatan BSDE terutama meliputi real estat yang dimiliki                  Association, the scope of its activities is to engage mainly
sendiri atau disewa. Perusahaan telah dan sedang                          in real estate activities with owned or leased property.
melaksanakan pembangunan kota baru sebagai wilayah                        The Company has been developing a new city, which is a
pemukiman       yang     terencana       dan      terpadu       yang      planned and integrated residential area, with
dilengkapi     dengan        prasarana-prasarana,            fasilitas    amenities/infrastructure, environmental facilities and
lingkungan dan penghijauan dengan nama BSD City.                          parks, known as BSD City.


4.1.3 Entitas Anak dan Perusahaan Asosiasi                                4.1.3 Subsidiaries and Associates
Per tanggal 30 Juni 2024, Perseroan memiliki 28 entitas                   As of 30 June 2024, the Company have 28 subsidiaries
anak dan perusahaan asosiasi melalui kepemilikan                          and associate through direct investments, with details as
langsung, dengan rincian sebagai berikut:                                 follows:


                                                                         %Kepemilikan /                  Kegiatan Usaha /
Nama Perusahaan / Company Name              Domisili / Domicile
                                                                         % of Ownerships                 Business Activities
PT Duta Pertiwi Tbk (DUTI)                        Jakarta                    92.38                    Perumahan / Real Estate
PT Sinar Mas Teladan (SMT)                        Jakarta                    72.68              Perkantoran / Leasing of office space
Global Prime Capital Pte. Ltd (GPC)              Singapura                   100.00                    Investasi / Investment
PT Sinar Mas Wisesa (SMW)                        Balikpapan                  55.00                    Perumahan / Real Estate
                                                                                                    Belum beroperasi komersial/
PT Bumi Sentra Selaras (BSS)                     Surabaya                     0.01
                                                                                                     No commercial operation
                                                                                                    Belum beroperasi komersial/
PT Bumi Paramudita Mas (BPM)                     Surabaya                    99.99
                                                                                                     No commercial operation



                             VALUATION & ADVISORY SERVICES                                                                      4-1
Page 24
                                                           %Kepemilikan /              Kegiatan Usaha /
Nama Perusahaan / Company Name       Domisili / Domicile
                                                           % of Ownerships             Business Activities

                                                                                Pengusahaan proyek jalan tol /
PT Trans Bumi Serbaraja (TBS)            Tangerang             95.00
                                                                                Concession of toll road projects
PT Duta Cakra Pesona (DCP)               Tangerang             60.00         Perkantoran / Leasing of office space
PT Bumi Indah Asri (BIA)                 Tangerang             99.99                 Investasi / Investment
PT Sinar Pertiwi Megah (SPM)             Tangerang             99.99                 Investasi / Investment
                                                                                     Investasi / Investment
PT Pastika Candra Pertiwi (PCP)          Tangerang             99.99             (Belum beroperasi komersial/
                                                                                  No commercial operation)
PT Praba Selaras Pratama                 Tangerang             99.99                Investasi / Investment
PT Sentra Selaras Lestari (SSL)          Tangerang             99.99                 Investasi / Investment
PT Garwita Sentra Utama (GSU)            Tangerang             99.99                    Sewa / Leasing
PT Sentra Talenta Utama (STU)            Tangerang             99.99                 Investasi / Investment
PT Bumi Wisesa Jaya (BWJ)                Tangerang             99.99                 Investasi / Investment
                                                                                 Belum beroperasi komersial/
PT Surya Inter Wisesa (SIW)              Tangerang             99.99
                                                                                  No commercial operation
                                                                                 Belum beroperasi komersial/
PT Sinar Usaha Mahitala (SUMT)           Tangerang             99.99
                                                                                  No commercial operation
                                                                                 Belum beroperasi komersial/
PT Sinar Mas Intermoda (SMIT)            Tangerang             99.99
                                                                                  No commercial operation
PT Wahana Swasa Utama (WSU)              Tangerang             99.99               Investasi / Investment
                                                                                   Investasi / Investment
PT Bumi Tirta Mas (BTM)                  Tangerang             99.99             (Belum beroperasi komersial/
                                                                                  No commercial operation)
PT Satwika Cipta Lestari (SCL)           Tangerang             99.99             Transportasi / Transportation
                                                                                 Belum beroperasi komersial/
PT Sumber Makmur Semesta (SMS)           Tangerang             99.99
                                                                                  No commercial operation
                                                                                 Belum beroperasi komersial/
PT TransBSD Balaraja (TBB)               Tangerang             99.99
                                                                                  No commercial operation
                                                                                 Belum beroperasi komersial/
PT Duta Mitra Mas (DMM)                  Tangerang             99.99
                                                                                  No commercial operation
                                                                                 Belum beroperasi komersial/
PT Laksya Prima Lestari (LPL)            Tangerang             99.99
                                                                                  No commercial operation
                                                                                 Belum beroperasi komersial/
PT Bumi Karawang Damai                   Karawang              99.50
                                                                                  No commercial operation
                                                                                 Belum beroperasi komersial/
PT Sinar Usaha Marga (SUM)              Palembang               0.01
                                                                                  No commercial operation




                              VALUATION & ADVISORY SERVICES                                                   4-2
Page 25
4.1.4 Struktur Organisasi                                                                                    4.1.4 Organization Structure
                                                                                              Dewan Komisaris

                                                                                           Board of Commisioners



                                                                                                                                            Komite Nominasi dan
                                                      Komite Audit                            Presiden Direktur
                                                                                                                                                Remunerasi
                                                                                                                                              Nomination and
                                                     Audit Committee                          President Director                               Remuneration
                                                                                                                                                Committee


                                                                                               Wakil Presiden
                                                                                                 Direktur
                                                                                            Vice President Director

                                     Ketua Unit Internal                                                              Ketua Unit Manajemen Risiko                        Sekretaris
                                           Audit                                                                           dan Keberlanjutan                            Perusahaan
                                     Head of Internal Audit                                                           Head of Risk Management and
                                                                                                                                                                    Corporate Secretary
                                              Unit                                                                          Sustainability Unit



                  Direktur                        Direktur Administrasi              Direktur                            Direktur                         Direktur                          Direktur
                 Keuangan                           dan Pertahanan                  Operasional                       Manajemen Aset                 Pengembangan Bisnis                   Pemasaran

                                                    Administration and                                                Asset Management                Business Development                  Marketing
              Financial Director                                                 Operational Director
                                                      Land Director                                                         Director                         Director                        Director

                                                                                                                                                        Business Initiatives                Marketing
                   Finance                              Land Bank                    Residential                             ITC                          Research and                    Communication
                                                                                                                                                          Development


                    Legal                             Digital Archive                Commercial                        Office Buildings



              Accounting & Tax



            Information Technology




                                                                         VALUATION & ADVISORY SERVICES                                4-3
Page 26
 4.1.5 Struktur Kepemilikan dan Pemegang Saham                        4.1.5 Ownerships and Shareholders
 Per 30 Juni 2024, susunan dewan komisaris dan direktur               As of 30 June 2024 the composition of BSDE’s board of
 BSDE adalah sebagai berikut.                                         commissioners and directors are as follow.
                                       Lembar Saham               Persentase
                                                                                   Jumlah (Rp juta)/
                                  Ditempatkan dan Disetor       Kepemilikan /
           Pemegang Saham                                                              Amounts                 Shareholders
                                  Penuh/ Total Shares Issued    Percentage of
                                                                                       (Rp000)
                                        and Fully Paid           Ownerships
 PT Paraga Artamida                    8,503,268,664                  40.66%         8,503,268,664                PT Paraga Artamida
 PT Ekacentra Usahamaju                5,425,964,486                  25.94%         5,425,964,486           PT Ekacentra Usahamaju
 PT Simas Tunggal Centre                 375,941,470                   1.80%           375,941,470           PT Simas Tunggal Centre
 PT Metropolitan Transcities                                                                               PT Metropolitan Transcities
                                         256,923,130                   1.23%           256,923,130
 Indonesia                                                                                                                 Indonesia
 PT Aneka Karya Amarta                   160,712,230                   0.77%           160,712,230            PT Aneka Karya Amarta
 PT Pembangunan Jaya                       84,029,010                  0.40%            84,029,010             PT Pembangunan Jaya
 PT Dian Swastatika Sentosa Tbk            44,686,140                  0.21%            44,686,140     PT Dian Swastatika Sentosa Tbk
 PT Bhineka Karya Pratama                  43,271,010                  0.21%            43,271,010         PT Bhineka Karya Pratama
 PT Anangga Pertiwi Megah                  30,000,000                  0.14%            30,000,000         PT Anangga Pertiwi Megah
 PT Nirmala Indah Sakti                    30,000,000                  0.14%            30,000,000             PT Nirmala Indah Sakti
 PT Apta Citra Universal                   12,714,670                  0.06%            12,714,670             PT Apta Citra Universal
 PT Serasi Niaga Sakti                         46,090                  0.00%                 46,090             PT Serasi Niaga Sakti
 Masyarakat                            5,945,838,212                  28.44%         5,945,838,212                              Public
 Saham Treasuri                          257,970,700                          -        257,970,700                    Treasury Shares
 Total                                21,171,365,812                100.00%          2,117,136,581                               Total
Sumber / Source: BSDE


 4.1.6 Dewan Komisaris dan Direksi                                    4.1.6 Boards of Commissioners and Directors
 Pada tanggal 30 Juni 2024, susunan anggota Dewan                     As of 30 June 2024, the members of Board of
 Komisaris dan Direksi BSDE adalah sebagai berikut:                   Commissioners and Directors of BSDE are as follows:
 Dewan Komisaris                                                                                              Board of Commissioner
 Presiden Komisaris                                         Muktar Widjaja                                    President Commissioner
 Wakil Presiden Komisaris                                     Teky Mailoa                                Vice President Commissioner
 Komisaris                                          Yoseph Fransiscus Bonang                                            Commissioner
 Komisaris Independen                                        Teddy Pawitra                                Independent Commissioner
 Komisaris Independen                               Susiyati Bambang Hirawan                              Independent Commissioner
 Direksi                                                                                                                       Director
 Presiden Direktur                              Fransiscus Xaverius Ridwan Darmali                                   President Director
 Wakil Presiden Direktur                        Michael Jackson Purwanto Widjaja                                Vice President Director
 Direktur                                                  Lie Jani Harjanto                                                   Director
 Direktur                                                   Syukur Lawigena                                                    Director
 Direktur                                                  Hermawan Wijaya                                                     Director
 Direktur                                                Liauw Herry Hendarta                                                  Director
 Direktur                                                    Monik William                                                     Director
 Direktur                                                Ir. Siswanto Adisaputro                                               Director
Sumber / Source: BSDE



 4.1.7 Jumlah Karyawan                                                4.1.7 Number of Employees
 Pada tanggal 30 Juni 2024, BSDE memiliki jumlah                      As of 30 June 2024, BSDE had 2,332 employees.
 karyawan sebanyak 2.332 orang.




                               VALUATION & ADVISORY SERVICES                                                                  4-4
Page 27
4.1.8 Asuransi Karyawan Kunci                        4.1.8 Insurance for Key Employee
Berdasarkan    pernyataan    manajemen,      BSDE    Based on management's statement, BSDE engages Sinar
menggunakan jasa Asuransi Sinar Mas untuk karyawan   Mas insurance services for key employees.
kunci.




                     VALUATION & ADVISORY SERVICES                                               4-5
Page 28
 4.1.9 Kinerja Keuangan                                                                                                     4.1.9 Financial Performance
(dalam juta Rupiah)                                                                                                                                                                                                                      (in million Rupiah)
  Deskripsi                      2019        %         2020        %        Δ            2021        %         Δ         2022        %         Δ            2023         %         Δ            2024*        %        Δ                        Description
 LABA RUGI                                                                                                                                                                                                                          INCOME STATEMENT
 Pendapatan                    7,084,864    100.0%   6,180,589    100.0%    -12.8%     7,654,802    100.0%    23.9%    10,235,480   100.0%     33.7%     11,539,141     100.0%    12.7%        7,346,633   100.0%    -36.3%                       Revenues
 Biaya Pokok Pendapatan        2,018,798     28.5%   1,928,746     31.2%     -4.5%     2,914,751     38.1%    51.1%     3,409,440    33.3%     17.0%      5,127,455      44.4%    50.4%        2,482,812    33.8%    -51.6%             Cost of Revenues
 Laba Kotor                    5,066,066     71.5%   4,251,843     68.8%    -16.1%     4,740,051     61.9%    11.5%     6,826,040    66.7%     44.0%      6,411,687      55.6%    -6.1%        4,863,821    66.2%    -24.1%                    Gross Profit
 Beban Penjualan                 948,981     13.4%     812,354     13.1%    -14.4%       990,948     12.9%    22.0%     1,393,075    13.6%     40.6%      1,545,476      13.4%    10.9%         826,517     11.3%    -46.5%              Selling expenses
 Beban umum dan                                                                                                                                                                                                                               General and
                               1,324,243     18.7%   1,235,290     20.0%     -6.7%     1,119,950     14.6%    -9.3%     1,393,652    13.6%     24.4%      1,567,429      13.6%    12.5%         874,009     11.9%    -44.2%
 administrasi                                                                                                                                                                                                                      administrative expenses
 Pajak Final                     263,410      3.7%     221,932      3.6%    -15.7%       236,897      3.1%     6.7%      334,304      3.3%     41.1%        388,613       3.4%    16.2%         216,789      3.0%    -44.2%                        Final tax
                                                                                                                                                                                                                                        Depreciation and
 Depresiasi dan amortisasi        61,361      0.9%      63,793      1.0%        4.0%      55,083      0.7%   -13.7%       51,600      0.5%     -6.3%           59,291     0.5%    14.9%          31,884      0.4%    -46.2%
                                                                                                                                                                                                                                              amortization
 EBITDA                        2,590,794     36.6%   2,046,060     33.1%    -21.0%     2,447,339     32.0%    19.6%     3,756,610    36.7%     53.5%      2,969,459      25.7%   -21.0%        2,978,390    40.5%     0.3%                          EBITDA
 Laba Operasi                  2,529,433     35.7%   1,982,267     32.1%    -21.6%     2,392,257     31.3%    20.7%     3,705,010    36.2%     54.9%      2,910,168      25.2%   -21.5%        2,946,507    40.1%     1.2%                Operating Profit
 Pendapatan keuangan             474,815      6.7%     563,946      9.1%    18.8%        396,056      5.2%   -29.8%      335,688      3.3%    -15.2%        502,106       4.4%    49.6%         237,336      3.2%    -52.7%               Finance income
 Beban keuangan                -1,043,353   -14.7%   -1,781,522   -28.8%    70.7%      -1,644,706   -21.5%    -7.7%    -1,667,992   -16.3%      1.4%      -1,618,746    -14.0%    -3.0%        -660,925     -9.0%    -59.2%             Finance expenses
                                                                                                                                                                                           -
 Lain-lain                       965,558     13.6%     259,140      4.2%    -73.2%       312,664      4.1%    20.7%       26,215      0.3%    -91.6%       -366,990      -3.2%                   13,543      0.2%   -103.7%                           Others
                                                                                                                                                                                 1499.9%
 Ekuitas pada laba (rugi)                                                                                                                                                                                                           Share in Net Income of
 bersih entitas asosiasi dan     246,823      3.5%    -527,614     -8.5%   -313.8%        90,736      1.2%   -117.2%     262,771      2.6%    189.6%        843,199       7.3%   220.9%         127,152      1.7%    -84.9%            Associated and Joint
 ventura bersama                                                                                                                                                                                                                                     Ventures
 Laba sebelum pajak            3,173,277     44.8%     496,217      8.0%    -84.4%     1,547,006     20.2%   211.8%     2,661,692    26.0%     72.1%      2,269,737      19.7%   -14.7%        2,663,614    36.3%    17.4%                   Profit before tax
 Pajak                            36,396      0.5%      15,890      0.3%    -56.3%         8,166      0.1%   -48.6%         4,806     0.0%    -41.1%           10,280     0.1%   113.9%          19,557      0.3%    90.2%                                 Tax
                                                                                                                                                                                                                                      Income after effect of
 Laba setelah Dampak                                                                                                                                                                                                                 Business Combination
 Transaksi Kombinasi           3,136,881     44.3%     480,326      7.8%    -84.7%     1,538,841     20.1%   220.4%     2,656,886    26.0%     72.7%      2,259,457      19.6%   -15.0%        2,644,057    36.0%    17.0%               Transaction among
 Bisnis Enttas Sepengendali                                                                                                                                                                                                        Entities Under Common
                                                                                                                                                                                                                                                       Control
                                                                                                                                                                                                                                Pre-acquisition loss arising
 Rugi pra-akuisisi dari
                                                                                                                                                                                                                                               from business
 dampak transaksi
                                              0.0%       5,932      0.1%         n/a                  0.0%   -100.0%                  0.0%         n/a                    0.0%      n/a                      0.0%         n/a      combination transaction
 kombinasi bisnis entitas
                                                                                                                                                                                                                                      among entities under
 pengendali
                                                                                                                                                                                                                                            common control
                                                                                                                                                                                                                                  Proforma income arising
 Laba Proforma dari
                                                                                                                                                                                                                                               from business
 Transaksi Kombinasi
                                   -6,805    -0.1%                  0.0%   -100.0%                    0.0%      n/a                   0.0%         n/a                    0.0%      n/a                      0.0%         n/a      combination transaction
 Bisnis Entitas
                                                                                                                                                                                                                                  among entities common
 Sepengendali
                                                                                                                                                                                                                                                       control
 Laba Tahun Berjalan                                                                                                                                                                                                                       Profit for the year
 Pendapatan (Beban)                                                                                                                                                                    -                                             Other comprehensive
                                 233,089      3.3%      18,470      0.3%    -92.1%         -9,214    -0.1%   -149.9%     -250,663    -2.4%   2620.4%        460,549       4.0%                   27,971      0.4%    -93.9%
 komprehensif lainnya                                                                                                                                                            283.7%                                                   income (expenses)
 Laba komprehensif tahun                                                                                                                                                                                                           Comprehensive income
                               3,363,165     47.5%     504,728      8.2%    -85.0%     1,529,627     20.0%   203.1%     2,406,223    23.5%     57.3%      2,720,006      23.6%    13.0%        2,672,028    36.4%     -1.8%
 berjalan                                                                                                                                                                                                                                         for the year




                                                                                 VALUATION & ADVISORY SERVICES                                           4-6
Page 29
Deskripsi                    2019        %         2020        %        Δ            2021        %         Δ        2022        %         Δ           2023          %         Δ        2024*         %        Δ                      Description
POSISI KEUANGAN                                                                                                                                                                                                            FINANCIAL POSITION
Aset                                                                                                                                                                                                                                        Assets
Aset Lancar                24,263,878    44.5%   28,364,293    46.6%    16.9%      28,397,861    46.2%     0.1%   29,586,676    45.5%      4.2%     29,374,819      44.0%    -0.7%   27,732,054     40.9%     -5.6%                Current Assets
Kas dan setara kas          6,864,044    12.6%   10,508,136    17.3%    53.1%       7,766,937    12.6%   -26.1%    9,734,419    15.0%     25.3%      9,425,764      14.1%    -3.2%    9,428,332     13.9%     0.0%      Cash and cash equivalent
Investasi                   2,917,382     5.3%    2,919,805     4.8%        0.1%    4,073,952     6.6%    39.5%    2,204,869     3.4%    -45.9%      1,382,066       2.1%   -37.3%    1,340,075      2.0%     -3.0%                    Investment
Piutang usaha                 12,146      0.0%       5,336      0.0%    -56.1%          2,621     0.0%   -50.9%     181,548      0.3%   6827.8%       261,760        0.4%    44.2%     265,179       0.4%     1.3%      Trade account receivables
Investasi sewa neto
                                                                                                                                                                                                                            Current portion of net
pembiayaan yang akan
                             168,785      0.3%     133,551      0.2%    -20.9%       132,254      0.2%    -1.0%                  0.0%   -100.0%                      0.0%      n/a                   0.0%         n/a       investment in finance
jatuh tempo dalam waktu
                                                                                                                                                                                                                                             lease
satu tahun
Piutang lain-lain             81,185      0.1%      67,035      0.1%    -17.4%        65,837      0.1%    -1.8%      66,221      0.1%      0.6%           71,201     0.1%     7.5%     100,055       0.1%    40.5%      Other account receivables
Piutang pihak berelasi
non-usaha yang akan                                                                                                                                                                                                        Current portion of due
                             243,550      0.4%                  0.0%   -100.0%          7,402     0.0%      n/a     224,335      0.3%   2930.7%           21,983     0.0%   -90.2%      26,525       0.0%    20.7%
jatuh tempo dalam waktu                                                                                                                                                                                                      from related parties
satu tahun
Persediaan                 10,176,881    18.7%   10,697,403    17.6%        5.1%   11,857,045    19.3%    10.8%   12,609,570    19.4%      6.3%     14,307,594      21.4%    13.5%   14,392,383     21.2%     0.6%                       Inventories
Uang muka                   3,330,712     6.1%    3,484,694     5.7%        4.6%    3,553,303     5.8%     2.0%    3,493,788     5.4%     -1.7%      2,945,407       4.4%   -15.7%    1,350,249      2.0%    -54.2%                       Advances
Pajak dibayar dimuka         455,421      0.8%     488,728      0.8%        7.3%     786,260      1.3%    60.9%     879,303      1.4%     11.8%       733,938        1.1%   -16.5%     618,235       0.9%    -15.8%                   Prepaid taxes
Biaya dibayar dimuka
                                                                                                                                                                                                                        Current portion of prepaid
yang akan jatuh tempo         13,530      0.0%      59,221      0.1%   337.7%        151,864      0.2%   156.4%     192,237      0.3%     26.6%       224,176        0.3%    16.6%     209,403       0.3%     -6.6%
                                                                                                                                                                                                                                         expenses
dalam waktu satu tahun
Aset lain-lain                   242      0.0%         386      0.0%    59.4%            386      0.0%     0.0%         386      0.0%      0.0%             929      0.0%   140.8%       1,618       0.0%    74.2%                     Other assets
Aset Tidak Lancar          30,277,100    55.5%   32,498,633    53.4%        7.3%   33,071,851    53.8%     1.8%   35,412,727    54.5%      7.1%     37,452,830      56.0%     5.8%   40,130,611     59.1%     7.1%

Investasi                    440,946      0.8%    1,774,430     2.9%   302.4%        167,398      0.3%   -90.6%     187,011      0.3%     11.7%       757,335        1.1%   305.0%     823,876       1.2%     8.8%                    Investments
Piutang usaha - pihak                                                                                                                                                                                                   Trade account receivables
                                    5     0.0%                  0.0%   -100.0%                    0.0%      n/a                  0.0%         n/a                    0.0%      n/a                   0.0%         n/a
ketiga                                                                                                                                                                                                                             - third parties
Piutang lain-lain             21,744      0.0%      19,124      0.0%    -12.0%        17,434      0.0%    -8.8%      15,373      0.0%    -11.8%           12,931     0.0%   -15.9%      11,564       0.0%    -10.6%     Other account receivables
Piutang pihak berelasi
                              18,573      0.0%      19,840      0.0%        6.8%      41,344      0.1%   108.4%      13,895      0.0%    -66.4%           33,827     0.1%   143.4%      30,140       0.0%    -10.9%       Due from related parties
non-usaha
Investasi dalam saham       7,152,872    13.1%    6,779,597    11.1%     -5.2%      6,217,716    10.1%    -8.3%    6,743,351    10.4%      8.5%      7,837,385      11.7%    16.2%    7,807,633     11.5%     -0.4%          Investments in shares
Biaya dibayar dimuka          25,506      0.0%      79,732      0.1%   212.6%         99,195      0.2%    24.4%     136,874      0.2%     38.0%           69,176     0.1%   -49.5%      44,506       0.1%    -35.7%              Prepaid expenses
Tanah yang belum
                           12,068,737    22.1%   12,428,839    20.4%        3.0%   14,472,137    23.5%    16.4%   15,501,298    23.8%      7.1%     14,051,854      21.0%    -9.4%   14,395,521     21.2%     2.4%          Land for development
dikembangkan
Aset Tetap                   631,541      1.2%     584,619      1.0%     -7.4%       530,203      0.9%    -9.3%     548,157      0.8%      3.4%       531,686        0.8%    -3.0%     536,611       0.8%     0.9%        Property and equipment
Properti Investasi          8,251,943    15.1%    8,296,076    13.6%        0.5%    7,957,939    12.9%    -4.1%    7,738,300    11.9%     -2.8%      9,215,990      13.8%    19.1%   11,288,740     16.6%    22.5%           Investment properties
Aset hak-guna                             0.0%      15,108      0.0%         n/a        4,426     0.0%   -70.7%      14,724      0.0%    232.7%           14,675     0.0%    -0.3%      10,306       0.0%    -29.8%             Right-of-use assets
Goodwill                       9,303      0.0%       9,303      0.0%        0.0%        9,303     0.0%     0.0%        9,303     0.0%      0.0%            9,303     0.0%     0.0%       9,303       0.0%     0.0%                         Goodwill
Aset tak berwujud           1,652,226     3.0%    2,488,454     4.1%    50.6%       3,550,937     5.8%    42.7%    4,500,404     6.9%     26.7%      4,914,513       7.4%     9.2%    5,167,475      7.6%     5.1%                Intangible assets
Aset lain-lain                 3,705      0.0%       3,511      0.0%     -5.2%          3,817     0.0%     8.7%        4,036     0.0%      5.7%            4,153     0.0%     2.9%       4,934       0.0%    18.8%                      Other assets
Total Aset                 54,540,978   100.0%   60,862,927   100.0%    11.6%      61,469,712   100.0%     1.0%   64,999,403   100.0%      5.7%     66,827,648     100.0%     2.8%   67,862,665    100.0%     1.5%                       Total Assets
Liabilitas dan Ekuitas                                                                                                                                                                                                        Liabilities and Equity
Liabilitas jangka pendek    6,177,662    11.3%   11,832,682    19.4%    91.5%      10,967,893    17.8%    -7.3%   11,332,854    17.4%      3.3%     11,897,714      17.8%     5.0%   12,652,834     18.6%     6.3%               Current Liabilities
Utang bank jangka                         0.0%                  0.0%         n/a                  0.0%      n/a      33,258      0.1%         n/a         19,777     0.0%   -40.5%             1     0.0%   -100.0%         Short-term bank loans




                                                                             VALUATION & ADVISORY SERVICES                                          4-7
Page 30
   Deskripsi                               2019              %             2020              %           Δ             2021         %         Δ         2022       %         Δ           2023         %         Δ         2024*       %         Δ                      Description
  pendek
  Utang usaha                              695,301           1.3%          933,984           1.5%         34.3%      1,111,568       1.8%    19.0%      901,047     1.4%    -18.9%      1,029,789      1.5%    14.3%     1,161,974    1.7%     12.8%      Trade account payables
  Utang pajak                              108,872           0.2%           87,208           0.1%        -19.9%         70,749       0.1%   -18.9%       77,613     0.1%      9.7%           71,679    0.1%    -7.6%       88,753     0.1%     23.8%               Taxes payables
  Beban akrual                             198,810           0.4%          309,912           0.5%         55.9%        245,792       0.4%   -20.7%      228,455     0.4%     -7.1%       165,004       0.2%   -27.8%      166,632     0.2%      1.0%            Accrued expenses
  Setoran jaminan                          235,649           0.4%          264,434           0.4%         12.2%        259,966       0.4%    -1.7%      259,485     0.4%     -0.2%       269,971       0.4%     4.0%      279,880     0.4%      3.7%              Security deposits
  Liabilitas kontrak                                         0.0%       4,138,768            6.8%             n/a    6,463,622      10.5%    56.2%     7,683,275   11.8%     18.9%      8,078,261     12.1%     5.1%     6,847,123   10.1%     -15.2%           Contract liabilities
  Uang muka diterima                    3,823,018            7.0%          106,730           0.2%        -97.2%        117,166       0.2%     9.8%      120,767     0.2%      3.1%       105,206       0.2%   -12.9%      113,495     0.2%      7.9%           Advances received
  Sewa diterima dimuka                     270,754           0.5%          212,341           0.3%        -21.6%        207,354       0.3%    -2.3%      263,374     0.4%     27.0%       329,412       0.5%    25.1%      313,970     0.5%      -4.7%             Rental advances
  Uang muka setoran                                                                                                                                                                                                 -                                      Deposit for future stock
                                             25,166          0.0%           16,464           0.0%        -34.6%           1,008      0.0%   -93.9%       94,859     0.1%   9307.8%               4     0.0%                26,259     0.0%   750142.9%
  modal                                                                                                                                                                                                       100.0%                                                    subscription
  Utang bank jangka                                                                                                                                                                                                                                        Long-term bank loan -
                                           640,664           1.2%          656,250           1.1%            2.4%    2,147,648       3.5%   227.3%     1,432,235    2.2%    -33.3%      1,610,127      2.4%    12.4%     1,338,367    2.0%     -16.9%
  pendek                                                                                                                                                                                                                                                           current portion
  Liabilitas sewa - jangka                                                                                                                                                                                                                                Lease liabilities - current
                                                             0.0%             9,557          0.0%             n/a         4,948      0.0%   -48.2%         5,200    0.0%      5.1%            8,172    0.0%    57.1%        6,026     0.0%     -26.3%
  pendek                                                                                                                                                                                                                                                                      portion
  Utang obligasi - jangka                                                                                                                                                                                           -                                     Bonds payable - current
                                                             0.0%       4,846,466            8.0%             n/a                    0.0%   -100.0%      24,973     0.0%         n/a                   0.0%              2,065,438    3.0%          n/a
  pendek                                                                                                                                                                                                      100.0%                                                          portion
  Liabilitas lain-lain                     179,429           0.3%          250,569           0.4%         39.6%        338,073       0.5%    34.9%      208,312     0.3%    -38.4%       210,313       0.3%     1.0%      244,915     0.4%     16.5%               Other liabilities
  Liabilitas jangka panjang            14,737,902           27.0%      14,559,142           23.9%         -1.2%     14,608,102      23.8%     0.3%    15,621,113   24.0%      6.9%     13,728,348     20.5%   -12.1%    11,657,669   17.2%     -15.1%       Non-current Liabilities
  Setoran jaminan                          100,222           0.2%          116,236           0.2%         16.0%        122,855       0.2%     5.7%      135,820     0.2%     10.6%       141,887       0.2%     4.5%      151,596     0.2%      6.8%              Security deposits
  Liabilitas kontrak                                         0.0%       1,745,837            2.9%             n/a    3,659,859       6.0%   109.6%     4,262,203    6.6%     16.5%      2,903,578      4.3%   -31.9%     2,358,618    3.5%     -18.8%           Contract liabilities
  Uang muka diterima                       840,891           1.5%          132,943           0.2%        -84.2%        119,283       0.2%   -10.3%      122,450     0.2%      2.7%            7,605    0.0%   -93.8%       10,127     0.0%     33.2%           Advances received
  Sewa diterima dimuka                     531,518           1.0%          535,794           0.9%            0.8%      500,955       0.8%    -6.5%      310,872     0.5%    -37.9%       127,342       0.2%   -59.0%       78,699     0.1%     -38.2%             Rental advances
  Liabilitas imbalan kerja                                                                                                                                                                                                                                   Long-term employee
                                           436,518           0.8%          357,268           0.6%        -18.2%        300,848       0.5%   -15.8%      244,198     0.4%    -18.8%       282,901       0.4%    15.8%      295,722     0.4%      4.5%
  jangka panjang                                                                                                                                                                                                                                                   benefits liability
  Taksiran liabilitas untuk
                                                                                                                                                                                                                                                           Estimated liabilities for
  pengembangan                               62,278          0.1%           62,278           0.1%            0.0%       62,278       0.1%     0.0%       62,278     0.1%      0.0%           62,278    0.1%     0.0%       62,278     0.1%      0.0%
                                                                                                                                                                                                                                                             future improvements
  prasarana
  Provisi pelapisan jalan tol                                0.0%                            0.0%             n/a                    0.0%      n/a         1,040    0.0%         n/a          7,768    0.0%   646.8%       12,380     0.0%     59.4%          Provision for overlay
  Utang bank jangka
                                        4,291,279            7.9%       3,631,250            6.0%        -15.4%      1,744,757       2.8%   -52.0%     4,775,414    7.3%    173.7%      7,804,137     11.7%    63.4%     8,271,072   12.2%      6.0%         Long-term bank loan
  panjang
  Liabilitas sewa                                            0.0%           18,139           0.0%             n/a       16,427       0.0%    -9.4%       34,164     0.1%    108.0%           32,871    0.0%    -3.8%       31,010     0.0%      -5.7%               Lease liabilities
  Utang obligasi                        8,475,194           15.5%       7,959,396           13.1%         -6.1%      8,080,841      13.1%     1.5%     5,672,675    8.7%    -29.8%      2,357,980      3.5%   -58.4%      386,167     0.6%     -83.6%               Bonds payable
  Total Liabilitas                     20,915,564           38.3%      26,391,824           43.4%         26.2%     25,575,995      41.6%    -3.1%    26,953,967   41.5%      5.4%     25,626,062     38.3%    -4.9%    24,310,503   35.8%      -5.1%               Total Liabilities
  Total Ekuitas                        33,625,414           61.7%      34,471,102           56.6%            2.5%   35,893,717      58.4%     4.1%    38,045,436   58.5%      6.0%     41,201,586     61.7%     8.3%    43,552,163   64.2%      5.7%                   Total Equity

Sumber: BSDE, Laporan keuangan audit tahun 2019 – per 30 Juni 2024 / BSDE, Audited financial statements 2019 – as of 30 June 2024
*30 Juni 2024 / 30 June 2024
**Disetahunkan / Annualized




                                                                                                              VALUATION & ADVISORY SERVICES                                            4-8
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Laporan Laba Rugi                                                       Income Statement
•   Pendapatan BSDE cenderung meningkat dari tahun                      • BSDE's revenue tended to increase from year to year
    ke tahun sejak 2021. Peningkatan paling signifikan                     since 2021. The most significant increase occurred in
    terjadi pada tahun 2022, yang meningkat 34%,                           2022, which increased by 34%, influenced by an
    dikontribusikan          oleh   hampir         seluruh    segmen       increase in almost all revenue segments, especially
    pendapatan, khususnya pendapatan kontruksi yang                        construction revenue which increased by 2x and from
    meningkat 2x lipat serta dari jasa pengoperasian                       the newly acquired Serpong-Balaraja Toll Road
    Jalan Tol Serpong-Balaraja yang baru diperoleh                         operating services during the period. Furthermore, in
    selama periode tersebut. Selanjutnya, pada tahun                       2023, BSDE recorded a significant increase in strata
    2023, BSDE mencatatkan peningkatan signifikan                          title land and building sales revenue from Rp611.5
    pada pendapatan penjualan tanah dan bangunan                           billion to Rp1.07 trillion. As of 30 June 2024, BSDE's
    strata title dari Rp611,5 miliar ke Rp1,07 triliun. Per                revenue was Rp7.35 trillion, most of which was
    30 Juni 2024, pendapatan BSDE adalah sebesar                           revenue from land and building sales of Rp5.96
    Rp7,35       triliun,    yang      sebagian      besar    adalah       trillion;
    pendapatan penjualan tanah dan bangunan sebesar
    Rp5,96 triliun.;
•   Pada tahun 2023, beban pokok pendapatan BSDE                        • In 2023, BSDE's cost of revenue increased significantly
    meningkat signifikan dari Rp3,41 triliun di tahun                      from Rp3.41 trillion in 2022 to Rp5.13 trillion, which
    2022 ke Rp5,13 triliun, yang dipengaruhi beban                         was influenced by the cost of land and building sales
    penjualan tanah dan bangunan yang meningkat dari                       which increased from Rp1.88 trillion to Rp3.65 trillion
    1,88      triliun   ke    Rp3,65     triliun    sejalan   dengan       in line with the increment of its revenue. Not only that,
    peningkatan pendapatannya. Tidak hanya itu, beban                      the toll road operating expenses also increased by 4x
    pengoperasian jalan tol juga meningkat hingga 4x                       in 2023, which was influenced by the start of
    pada tahun 2023, yang dipengaruhi oleh mulai                           operation of the Serpong-Balaraja toll. BSDE was able
    dioperasikannya Jalan Tol Serpong-Balaraja. BSDE                       to manage its operating expenses well, as seen from
    dapat mengelola beban usahanya dengan baik,                            the general and administrative expenses and financial
    terlihat dari beban umum dan administrasi dan                          expenses that did not increase significantly, making
    beban keuangan yang tidak meningkat signifikan,                        BSDE continue to record an increase in net profit since
    membuat BSDE terus mencatatkan peningkatan laba                        2021. As of 30 June 2024, BSDE's net profit was
    bersih sejak tahun 2021. Per 30 Juni 2024, laba                        Rp2.67 trillion.
    bersih BSDE adalah sebesar Rp2,67 triilun.


Posisi Keuangan                                                         Financial Position
•   Aset BSDE cenderung berfluktuasi dari tahun ke                      • BSDE assets tended to fluctuate from year to year. In
    tahun. Pada tahun 2021, aset hak guna BSDE                             2021, BSDE's right-of-use assets decreased
    menurun signifikan dari Rp15,1 miliar di tahun 2020                    significantly from Rp15.1 billion in 2020 to Rp4.4
    ke Rp4,4 miliar, dimana penurunan ini disebabkan                       billion, where this decrease was due to a disposal in
    karena adanya pengurangan sewa kendaraan BSDE                          BSDE's vehicle lease of Rp10.0 billion. BSDE's current
    sebesar Rp10, 0 miliar. Piutang pihak berelasi non-                    portion of due from related parties increased
    usaha BSDE meningkat signifikan pada tahun 2022,                       significantly in 2022, from Rp7.4 billion in 2021 to
    dari Rp7,4 miliar di tahun 2021 menjadi Rp224,3                        Rp224.3 billion. Based on information in BSDE's
    miliar.      Berdasarkan        informasi       pada      laporan      audited financial report, this increase was due to
    keuangan audit BSDE, peningkatan ini disebabkan                        receivables from Sinarmas Land Limited of Rp173.0
    karena adanya piutang dari Sinarmas Land Limited                       billion. Furthermore, in 2023, BSDE's non-current
    sebesar Rp173,0 miliar. Selanjutnya, pada tahun                        investments increased from Rp187.0 billion in 2022
    2023, investasi tidak lancar BSDE meningkat dari                       to Rp757.3 billion, which was due to BSDE's
    Rp187 miliar di tahun 2022 menjadi Rp757,3 miliar,                     investment in mutual funds in Project Amos Investment
    yang disebabkan karena adanya investasi BSDE                           of Rp447.1 billion and Ascend Global Investment
    melakukan investasi reksa dana pada Project Amos                       Fund SPC - OSP of Rp210.8 billion. As of 30 June




                               VALUATION & ADVISORY SERVICES                                                                4-9
Page 32
    Investment sebesar Rp447,1 miliar dan Ascend              2024, BSDE's total assets were Rp67.9 trillion;
    Global Investment Fund SPC – OSP sebesar Rp210,8
    miliar. Per 30 Juni 2024, total aset BSDE adalah
    sebesar Rp67,9 triliun;
•   Total liabilitas BSDE cenderung berfluktuasi dari       • BSDE's total liabilities tend to fluctuate from year to
    tahun ke tahun. Pada tahun 2023, uang muka                year. In 2023, BSDE's advances received, which is
    diterima BSDE, yang merupakan uang dari penyewa,          money from tenants, kiosk owners, and consumer
    pemilik kios, dan utang titipan konsumen, menurun         deposits, decreased from Rp122.5 billion in 2022 to
    dari Rp122,5 miliar di tahun 2022 ke Rp7,6 miliar.        Rp7.6 billion. Furthermore, as of 30 June 2024, BSDE
    Lebih lanjut, per 30 Juni 2024, BSDE mencatatkan          recorded a significant increase in its capital deposit
    peningkatan yang signifikan pada uang muka                down payment, from Rp3.5 million to Rp26.3 billion.
    setoran modal nya, dari Rp3,5 juta ke Rp26,3 miliar.      As of 30 June 2024, BSDE's total liabilities were
    Per 30 Juni 2024, total liabilitas BSDE adalah Rp24,3     Rp24.3 trillion, most of which were contract liabilities
    triliun, dimana sebagian besar diantaranya adalah         and long-term bank loans;
    liabilitas kontrak dan utang bank jangka panjang;
•   Total ekuitas BSDE meningkat dari tahun ke tahun.       • BSDE's total equity increased from year to year. In
    Pada tahun 2020, BSDE meningkatkan modal                  2020, BSDE increased its share capital from RP1.9
    sahamnya dari Rp1,9 triliun ke Rp2,1 triliun. Per 30      trillion to Rp2.1 trillion. As of 30 June 2024, BSDE's
    Juni 2024, total ekuitas BSDE adalah Rp43,5 triliun,      total equity was Rp43.5 trillion, the majority of which
    dimana sebagian besar diantaranya adalah saldo            was retained earnings not yet determined by users of
    laba yang belum ditentukan penggunanya sebesar            RP29.0 trillion and additional paid-in capital of Rp7.5
    Rp29,0 triliun dan tambahan modal disetor sebesar         trillion.
    Rp7,5 triliun.




                         VALUATION & ADVISORY SERVICES                                                       4 - 10
Page 33
Arus Kas                                   2019        %       2020         %      ∆        2021        %      ∆        2022        %      ∆         2023        %      ∆       2024**       %       ∆                              Cash Flows
                                                                                                                                                                                                                     Cash Flows From Operating
Arus Kas dari Kegiatan Operasi
                                                                                                                                                                                                                                       Activities
 Penerimaan kas dari:                                                                                                                                                                                                        Cash receipts from:
   Pelanggan                              8.239.065    27%    6.685.490     21%    -19%   10.761.535    33%    61%    11.719.084    33%     9%     10.652.361    28%     -9%    5.567.666    14%      5%*                                Customers
   Lain-lain                                  2.734    0%             286   0%     -90%          436    0%     53%           680    0%     56%            747    0%     10%           284    0%     -24%*                                     Others
 Pembayaran Kas untuk:                                                                                                                                                                                                      Cash payments to/for:
                                                                                                                                      -                            -
   Kontraktor                            (2.463.810)   -8%   (1.667.262)    -5%    -32%   (2.186.393)   -7%    31%    (3.431.477)          57%     (4.514.644)          32%    (2.064.239)   -5%     -9%*                               Contractors
                                                                                                                                    10%                          12%
   Beban umum dan administrasi dan                                                                                                                                                                               General and administrative and
                                         (1.372.310)   -5%   (1.337.443)    -4%     -3%   (1.141.436)   -3%    -15%   (1.425.795)   -4%    25%     (1.567.752)   -4%    10%     (876.567)    -2%     12%*
   lain-lain                                                                                                                                                                                                                    other expenses
   Gaji                                   (929.385)    -3%    (832.943)     -3%    -10%    (777.080)    -2%     -7%   (1.018.893)   -3%    31%     (1.082.765)   -3%     6%     (617.173)    -2%     14%*                              Salaries
   Beban penjualan                        (629.285)    -2%    (602.531)     -2%     -4%    (916.287)    -3%    52%    (1.296.120)   -4%    41%     (1.324.421)   -4%     2%     (623.429)    -2%     -6%*                        Selling expenses
 Pembayaran untuk pembelian tanah -                                                                                                                                                                            Payments for acquisitions of land -
                                          (607.997)    -2%    (553.386)     -2%     -9%   (2.119.004)   -6%   283%    (1.096.146)   -3%    -48%     (999.699)    -3%     -9%    (494.589)    -1%     -1%*
 bersih                                                                                                                                                                                                                                        net
 Pembayaran pajak final                   (217.389)    -1%    (223.488)     -1%     3%     (309.170)    -1%    38%     (350.580)    -1%    13%      (317.127)    -1%    -10%    (152.712)    0%      -4%*                  Final income tax paid
 Pembayaran pajak penghasilan                (4.625)   0%        (4.375)    0%      -5%       (6.914)   0%     58%        (9.114)   0%     32%         (6.206)   0%     -32%      (18.650)   0%     501%*                       Income tax paid
                                                                                                                                                                                                               Total Cash Flows From Operating
Total Arus Kas dari Kegiatan Operasi      2.016.998    7%     1.464.349     5%     -27%    3.305.687    10%   126%     3.091.638    9%      -6%       840.494    2%     -73%      720.591    2%      71%*
                                                                                                                                                                                                                                       Activities
                                                                                                                                                                                                                      Cash Flows From Investing
Arus Kas dari Kegiatan Investasi
                                                                                                                                                                                                                                       Activities
 Penerimaan dividen                       1.019.178    3%       215.319     1%     -79%      188.315    1%     -13%      158.386    0%     -16%       743.162    2%    369%       254.284    1%     -32%*                    Dividends received
 Penerimaan bunga                           432.962    1%       563.897     2%     30%       385.068    1%     -32%      325.679    1%     -15%       490.435    1%     51%       228.260    1%      -7%*                          Interest received
 Penerimaan atas pencairan                                                                                                                                                                                            Proceeds from withdrawal of
                                          2.290.206    8%    (1.003.574)    -3%   -144%      556.906    2%    -155%    1.687.142    5%    203%        594.917    2%     -65%       43.246    0%     -85%*
 (penempatan) investasi                                                                                                                                                                                                                 investments
                                                                                                                                                                                                                    Proceeds from sale of property
 Hasil penjualan aset tetap                     770    0%         2.157     0%    180%        13.235    0%    513%         2.154    0%     -84%         6.904    0%    221%           256    0%     -93%*
                                                                                                                                                                                                                                     and equipment
 Kenaikan piutang pihak berelasi non-                                                                                                                                                                          Increase (decrease) in amount due
                                            (88.587)   0%       (19.900)    0%     -78%      (29.400)   0%     48%     (187.807)    -1%   539%        173.200    0%    -192%             -   0%    -100%*
 usaha                                                                                                                                                                                                                         from a related party
                                                                                                                                                                                                                 Payment of liabilities arising from
 Pembayaran liabilitas atas perolehan
                                               (180)   0%          (862)    0%    378%          (612)   0%     -29%         (594)   0%      -3%          (197)   0%     -67%         (230)   0%     134%*               acquisition of property and
 aset tetap
                                                                                                                                                                                                                                         equipment
                                                                                                                                                                                                                 Payment of liabilities arising from
 Pembayaran liabilitas atas perolehan
                                          (452.886)    -1%       (2.068)    0%    -100%       (5.806)   0%    181%        (3.331)   0%     -43%       (28.971)   0%    770%        (1.308)   0%     -91%*                 acquisition of investment
 properti investasi
                                                                                                                                                                                                                                          properties
                                                                                                                                                                                                                       Acquisitions of property and
 Perolehan aset tetap                       (31.034)   0%       (19.829)    0%     -36%      (16.577)   0%     -16%      (79.874)   0%    382%        (46.621)   0%     -42%      (28.954)   0%      24%*
                                                                                                                                                                                                                                         equipment
 Uang muka investasi dalam saham                   -   0%               -   0%      n/a             -   0%      n/a             -   0%      n/a       (10.183)   0%      n/a      (64.162)   0%    1160%*             Advance paid for investment
                                                                                                                                                                                                                         Acquisitions of investment
 Perolehan properti investasi             (353.552)    -1%    (112.713)     0%     -68%       (6.606)   0%     -94%    (118.585)    0%    1695%     (530.504)    -1%   347%     (191.484)    0%     -28%*
                                                                                                                                                                                                                                          properties
 Pembayaran atas penempatan                                                                                                                                                                                              Payment for placement in
                                         (1.206.173)   -4%    (108.777)     0%     -91%      164.208    0%    -251%    (425.100)    -1%   -359%    (1.053.751)   -3%   148%     (284.682)    -1%    -46%*
 investasi dalam saham                                                                                                                                                                                                         investment in shares
 Pembayaran untuk hak konsesi jalan                                                                                                                                                                               Payment for toll road concession
                                         (1.447.289)   -5%    (696.081)     -2%    -52%    (811.473)    -2%    17%     (907.030)    -3%    12%      (584.799)    -2%    -36%    (324.937)    -1%     11%*
 tol                                                                                                                                                                                                                                            rights
 Uang muka perolehan properti                                                                                                                                                                                      Advance paid for acquisition of
                                                   -   0%               -   0%      n/a             -   0%      n/a             -   0%      n/a       (55.455)   0%      n/a             -   0%    -100%*
 investasi                                                                                                                                                                                                                   investment properties
 Arus kas keluar bersih pada tanggal                                                                                                                                                                                    Net cash outflow at date of
                                            (61.671)   0%               -   0%    -100%      (68.470)   0%      n/a             -   0%    -100%       (13.138)   0%      n/a             -   0%    -100%*
 akuisisi entitas anak                                                                                                                                                                                                    acquisition of subsidiary
 Penempatan investasi                    (2.070.892)   -7%              -   0%    -100%             -   0%      n/a             -   0%      n/a              -   0%      n/a             -   0%          n/a              Placement in investment
                                                                                                                                                                                                                  Total Cash Flows From Investing
Total Arus Kas dari Kegiatan Investasi   (1.969.149)   -7%   (1.182.431)    -4%    -40%      368.787    1%    -131%      451.039    1%     22%      (315.001)    -1%   -170%    (369.713)    -1%    135%*
                                                                                                                                                                                                                                            Activities
                                                                                                                                                                                                                       Cash Flows From Financing
Arus Kas dari Kegiatan Pendanaan
                                                                                                                                                                                                                                            Activities
 Penerimaan utang bank jangka                                                                                                                                                                                       Proceeds from long-term bank
                                          1.750.000    6%       250.000     1%     -86%      261.155    1%      4%     4.611.653    13%   1666%     4.693.225    13%     2%     1.082.150    3%     -54%*
 panjang                                                                                                                                                                                                                                        loans
 Penerimaan atas peningkatan modal                                                                                                                                                                               Proceeds from issuance of shares
                                                                                                                                                                       29150
 saham entitas anak yang menjadi                806    0%         5.257     0%    552%           917    0%     -83%        5.367    0%    486%      1.569.958    4%                30.694    0%     -96%*        of subsidiaries to non-controlling
                                                                                                                                                                           %
 bagian kepentingan nonpengendali                                                                                                                                                                                                            interests
 Penerimaan utang bank jangka                                                                                                                                                                                      Proceeds from short-term bank
                                                   -   0%               -   0%      n/a             -   0%      n/a       33.258    0%      n/a        24.338    0%     -27%        5.774    0%     -53%*
 pendek                                                                                                                                                                                                                                          loan




                                                                            VALUATION & ADVISORY SERVICES                                 4 - 11
Page 34
Arus Kas                                 2019        %       2020        %      ∆        2021         %      ∆         2022        %      ∆         2023        %      ∆      2024**       %      ∆                                 Cash Flows
 Penerimaan uang muka setoran
                                                                                                                                                                                                             Proceeds from deposit for future
 modal saham entitas anak yang
                                            6.324    0%         9.298    0%     47%         1.005     0%     -89%        94.855    0%    9340%              -   0%    -100%     26.255     0%         n/a   stock subscription of subsidiaries
 menjadi bagian kepentingan
                                                                                                                                                                                                                from non-controlling interests
 nonpengendali
 Pembayaran untuk:                                                                                                                                                                                                               Payments for:
   Liabilitas sewa                               -   0%              -   0%      n/a      (10.630)    0%      n/a       (10.325)   0%      -3%       (10.829)   0%      5%      (6.060)    0%     12%*                          Lease liabilities
   Cicilan imbalan ijarah                        -   0%              -   0%      n/a             -    0%      n/a        (7.433)   0%      n/a       (14.865)   0%    100%      (7.433)    0%      0%*                       Ijarah installment
   Uang muka pengembalian modal                                                                                                                                                                               Advance payment for return of
   disetor entitas anak yang menjadi             -   0%              -   0%      n/a             -    0%      n/a              -   0%      n/a              -   0%      n/a    (22.495)    0%         n/a   capital of non-controlling interest
   bagian kepentingan nonpengendali                                                                                                                                                                                              in subsidiaries
   Utang bank jangka pendek             (250.000)    -1%             -   0%    -100%             -    0%      n/a              -   0%      n/a       (37.820)   0%      n/a    (25.550)    0%     35%*                  Short-term bank loans
   Dividen oleh entitas anak yang
                                                                                                                                                                                                            Cash dividends to non-controlling
   menjadi bagian kepentingan           (110.113)    0%     (186.238)    -1%    69%     (124.389)     0%     -33%      (260.525)   -1%   109%      (371.922)    -1%    43%    (283.564)    -1%    52%*
                                                                                                                                                                                                                      interests in subsidiaries
   nonpengendal
   Bunga                                (911.367)    -3%   (1.136.646)   -3%    25%     (992.055)     -3%    -13%      (758.893)   -2%    -24%     (866.106)    -2%    14%    (331.407)    -1%    -23%*                                 Interest
   Utang bank jangka panjang            (196.580)    -1%    (894.443)    -3%   355%     (656.250)     -2%    -27%    (2.296.409)   -6%   250%     (1.486.610)   -4%    -35%   (886.975)    -2%    19%*                  Long-term bank loans
   Pembayaran atas pengembalian
                                                                                                                                                                                                              Payment for return of capital of
   modal disetor entitas anak yang
                                                 -   0%              -   0%      n/a             -    0%      n/a              -   0%      n/a     (515.809)    -1%     n/a            -   0%    -100%*           non-controlling interest in
   menjadi bagian kepentingan
                                                                                                                                                                                                                                 subsidiaries
   nonpengendali
                                                                                                                                     -
   Utang obligasi                      (1.559.216)   -5%             -   0%    -100%   (4.965.400)   -15%     n/a    (4.159.394)          -16%    (3.272.332)   -9%    -21%            -   0%    -100%*        Redemption of bonds payable
                                                                                                                                   12%
   Utang pihak berelasi non-usaha                -   0%              -   0%      n/a             -    0%      n/a              -   0%      n/a       (24.132)   0%      n/a            -   0%    -100%*      Due to a related party non-trade
   Bunga liabilitas sewa                     (115)   0%        (2.968)   0%    2486%             -    0%    -100%              -   0%      n/a              -   0%      n/a            -   0%         n/a              Lease liabilities Interest
   Liabilitas sewa                         (3.403)   0%       (12.705)   0%    273%              -    0%    -100%              -   0%      n/a              -   0%      n/a            -   0%         n/a                       Lease liabilities
   Dana syirkah temporer                   (6.779)   0%              -   0%    -100%             -    0%      n/a              -   0%      n/a              -   0%      n/a            -   0%         n/a           Temporary Syirkah fund
 Penerimaan utang obligasi dan sukuk                                                                                                                                                                        Proceeds from issuance of bonds
                                                 -   0%     4.044.061    12%     n/a             -    0%    -100%     1.000.000    3%      n/a              -   0%    -100%            -   0%         n/a
 ijarah                                                                                                                                                                                                                     and sukuk ijarah
 Penerimaan atas peningkatan modal
                                                                                                                                                                                                            Proceeds from issuance of shares
 saham tanpa hak memesan efek                    -   0%     1.231.789    4%      n/a             -    0%    -100%              -   0%      n/a              -   0%      n/a            -   0%         n/a
                                                                                                                                                                                                                  without pre-emptive rights
 terlebih dahulu
Total Arus Kas dari Kegiatan                                                                                                                                                                                 Total Cash Flows from Financing
                                       (1.280.445)   -4%    3.307.403    10%   -358%   (6.485.647)   -20%   -296%    (1.747.846)   -5%    -73%     (312.904)    -1%    -82%   (418.610)    -1%   168%*
Pendanaan                                                                                                                                                                                                                           Activities
Perubahan Arus Kas                     (1.283.326)   -4%    3.875.998    12%   -402%   (2.741.199)    -8%   -171%     1.967.482    6%    -172%     (308.655)    -1%   -116%      2.568     0%    -102%*                Chanes in Cash Flows
                                                                                                                                                                                                                  Cash and Cash Equivalent -
Kas dan Setara Kas - Awal               8.147.370    27%    6.632.138    20%    -19%   10.508.136    32%     58%      7.766.937    22%    -26%     9.734.419    26%    25%    9.425.764    23%     -3%
                                                                                                                                                                                                                                  Beginning
                                                                                                                                                                                                                  Cash and Cash Equivalent -
Kas dan Setara Kas - Akhir              6.864.044    23%   10.508.136    32%    53%     7.766.937    23%     -26%     9.734.419    27%    25%      9.425.764    25%     -3%   9.428.332    23%        0%
                                                                                                                                                                                                                                      Ending
 *disetahunkan/annualized
 **30 Juni 2024 / 30 June 2024

Laporan Arus Kas                                                                                                    Cash Flow Statement
Arus kas dari kegiatan operasi cenderung positif, sementara arus kas dari kegiatan                                  Cash flow from operating activities tended to be positive, while cash flow from investing
investasi tercatat positif pada tahun 2021 dan 2022 seiring dengan penerimaan atas                                  activities was recorded as positive in 2021 and 2022 along with the proceeds from
pencairan (penempatan) investasi. Peningkatan arus kas bersih pada tahun 2020                                       withdrawal of investments. The net cash flow increment in 2020 was derived by cash
disebabkan oleh arus kas dari kegiatan pendanaan berupa penerimaan utang obligasi                                   flow from financing activities in the form of proceeds from issuance of bonds and sukuk
dan sukuk ijarah, sementara penurunan di tahun 2021 karena adanya pembayaran                                        ijarah, while decrement in 2021 was due to payment of bonds. Cash balance as of 30
utang obligasi. Saldo kas pada 30 Juni 2024, mengalami peningkatan dibandingkan                                     Juni 2024 increased compared to the period of 31 December 2023.
periode 31 Desember 2023.




                                                                         VALUATION & ADVISORY SERVICES                                   4 - 12
Page 35
 Rasio                                          2019       2020         2021     2022      2023      2024*                                   Ratios
 Rasio Likuiditas                                                                                                                   Liquidity Ratio
 Rasio lancar (x)                                3.9         2.4          2.6      2.6      2.5        2.2                       Current Ratio (x)
 Rasio kas (x)                                   1.1         0.9          0.7      0.9      0.8        0.7                         Cash Ratios (x)
 Rasio cepat (x)                                 1.6         1.1          1.1      1.1      0.9        0.9                         Quick Ratio (x)
 Rasio Profitabilitas                                                                                                            Profitability Ratio
 Tingkat pengembalian aset (%)                  5.7%       0.8%          2.5%     4.1%     3.4%       3.9%                      Return on Aset (%)
 Tingkat pengembalian ekuitas (%)               9.3%       1.4%          4.3%     7.0%     5.5%       6.1%                    Return on Equity (%)
 Margin laba kotor (%)                         71.5%      68.8%         61.9%   66.7%     55.6%      66.2%                Gross Profit Margin (%)
 Margin laba operasi (%)                       36.6%      33.1%         32.0%   36.7%     25.7%      40.5%            Operating Profit Margin (%)
 Margin laba bersih (%)                        35.7%      32.1%         31.3%   36.2%     25.2%      40.1%                   Net Profit Margin (%)
 Margin EBITDA (%)                             44.2%       7.9%         20.1%   26.0%     19.6%      36.0%                     EBITDA Margin (%)
 Rasio Aktivitas                                                                                                                     Activity Ratio
 Perputaran aset (x)                             0.1         0.1          0.1      0.2      0.2        0.2                       Asset turnover (x)
 Perputaran persediaan (hari)                  524.3       631.7        565.4    449.7    452.6      356.5               Inventory turnover (days)
 Perputaran piutang usaha (hari)                 0.6         0.3          0.1      6.5      8.3        6.6     Account receivables turnover (days)
 Perputaran utang usaha (hari)                 125.7       176.7        139.2     96.5     73.3       85.2       Account payables turnover (days)
 Rasio Solvabilitas                                                                                                                Solvency Ratio
 Utang terhadap aset (x)                         0.1         0.1          0.1      0.1      0.1        0.1                  Debt to Asset Ratio (x)
 Utang terhadap ekuitas (x)                      0.1         0.1          0.1      0.2      0.2        0.2                 Debt to Equity Ratio (x)
*30 Juni 2024 / 30 June 2024
**Disetahunkan / Annualized


 Rasio Likuiditas                                                               Liquidity Ratio
 Rasio likuiditas merupakan rasio yang digunakan untuk                          The liquidity ratio is the ratio used to see the Company's
 melihat         kemampuan         Perseroan           dalam       melunasi     ability to pay off its short-term obligations. BSDE's current
 kewajiban          jangka    pendeknya.         Rasio     lancar       BSDE    ratio tended to be above 1x in the last year. However, the
 cenderung          berada      diatas    1x    di     setiap    tahunnya.      minimal amount of cash and trade accounts receivable of
 Meskipun begitu, minimnya jumlah kas serta piutang                             BSDE has caused its cash ratio and quick ratio to be
 usaha BSDE membuat rasio kas dan rasio cepat nya                               below 1x since 2023, due to a decrease in the fair value
 berada dibawah 1x sejak tahun 2023, dikarenakan                                of BSDE's short-term investments such as mutual funds.
 adanya penurunan nilai wajar pada investasi jangka
 pendek BSDE seperti reksa dana.


 Rasio Profitabilitas                                                           Profitability Ratio
 Rasio profitabilitas digunakan untuk melihat kemampuan                         The profitability ratio is used to see the Company's ability
 Perseroan dalam menjalankan kegiatan usahanya untuk                            to carry out its business activities to generate profits.
 menghasilkan keuntungan. Tingkat pengembalian aset                             BSDE's return on assets and equity was at its lowest point
 dan ekuitas BSDE berada pada titik terendah di tahun                           in 2020, as a result of the COVID-19 pandemic that
 2020, sebagai dampak dari pandemi COVID-19 yang                                affected its operational activities. However, this ratio is
 mempengaruhi             kegiatan       operasionalnya.           Meskipun     slowly improving, indicating BSDE's better ability to utilize
 begitu, rasio ini perlahan membaik, menunjukkan                                its assets and equity. In addition to the pandemic period,
 kemampuan BSDE yang lebih baik dalam memanfaatkan                              BSDE's profitability ratio tended to decline in 2023, which
 aset dan ekuitas nya. Selain selama periode pandemi,                           was influenced by the high cost of revenue which
 rasio profitabilitas BSDE cenderung menurun di tahun                           increased significantly in that period, influenced by the
 2023, yang dipengaruhi oleh tingginya biaya pokok                              cost of land and buildings sales which increased 2 times
 pendapatan yang meningkat signifikan di periode                                and the cost of toll road operating services which
 tersebut,       dipengaruhi       biaya       penjualan        tanah    dan    increased almost 4 times from the previous year.
 bangunan yang meningkat 2x lipat serta biaya jasa
 pengoperasian jalan tol yang meningkat hampir 4x lipat
 dari tahun sebelumnya.




                                   VALUATION & ADVISORY SERVICES                                                                       4 - 13
Page 36
Rasio Aktivitas                                                        Activity Ratio
Rasio aktivitas digunakan untuk melihat kemampuan                      The activity ratio is used to see the Company's ability to
Perseroan dalam menghasilkan penjualan dengan aset,                    generate sales with assets, inventories, accounts
persediaan,       piutang      usaha, dan    utang    usahanya.        receivable, and accounts payable. BSDE's asset and
Perputaran      aset   dan      persediaan   BSDE     cenderung        inventory turnover tended to improve from year to year,
membaik       dari     tahun      ke    tahun,     menunjukkan         indicating the increase of company's capability to convert
kemampuan perusahaan yang semakin baik dalam                           its inventory into revenue. Furthermore, the improvement
mengkonversi persediaanya menjadi pendapatan. Tidak                    in the company's activities is also reflected in the decrease
hanya itu, membaiknya aktivitas perusahaan juga                        in accounts payable turnover to 73 days in 2023.
tercermin pada penurunan perputaran utang usaha                        Furthermore, BSDE's receivables turnover ratio tended to
hingga menyentuh 73 hari di tahun 2023. Selanjutnya,                   fluctuate, and reached 7 days as of 30 June 2024, after
rasio perputaran piutang BSDE cenderung berfluktuasi,                  previously reaching 8 days, indicating BSDE's
dan menyentuh 7 hari per 30 Juni 2024, setelah                         improvement in its collection process from customers.
sebelumnya mencapai 8 hari, yang                   menunjukkan
perbaikan BSDE dalam proses penagihannya terhadap
pelanggan.


Rasio Solvabilitas                                                     Solvency Ratio
Rasio ini digunakan untuk mengukur kemampuan                           This ratio is used to measure the Company's ability to
Perseroan     dalam      menjalankan      kegiatan     usahanya        carry out its business activities by looking at internal and
melihat sumber daya internal dan eksternal. Rendahnya                  external resources. BSDE's low interest-bearing debt
utang berbunga BSDE membuat rasio utang terhadap                       makes the debt-to-asset and equity ratios recorded very
aset dan ekuitas tercatat sangat rendah dari tahun ke                  low from year to year, indicating a low potential for
tahun, mengindikasikan rendahnya potensi gagal bayar,                  default, as long as BSDE can maintain its income level.
selama      BSDE       dapat       mempertahankan           tingkat
pendapatannya.


4.1.10 Rasio Operasional                                               4.1.10 Operational Risk
Berikut adalah gambaran risiko bisnis yang terkait                     The following is an overview of business risk that is
dengan BSDE.                                                           associated with BSDE.
Risiko yang terkait kondisi makro                                      Risk related to macro conditions
•   Risiko kondisi ekonomi                                             •    Economic condition risk
    Indikator      kondisi     perekonomian      seperti    tingkat        The indicator of economic condition such as economic
    pertumbuhan ekonomi, tingkat inflasi, tingkat suku                     growth rates, inflation rates, interest rates, and
    bunga, dan nilai tukar terhadap mata uang asing.                       exchange rate against foreign currencies. The
    Perlambatan ekonomi akan membuat masyarakat                            economic slowdown will make the public more careful
    menjadi            lebih        berhati-hati           terhadap        about their spending, thus driving a decrease BSD’s
    pengeluarannya, sehingga mendorong penurunan                           income. Conversely, a decrease in tax rates and
    pendapatan yang dapat diterima BSDE. Sebaliknya,                       interest rates will encourage the people spending.
    penurunan tingkat pajak dan suku bunga akan
    mendorong peningkatan pengeluaran masyarakat.
•   Risiko stabilitas politik                                          •   Political stability risk
    Risiko politik adalah bagian penting dari risiko                       Political risk is a crucial part of risk in the Company's
    dalam     bisnis     Perseroan.    Ketidakstabilan       politik       business. Political instability will indirectly affect
    secara tidak langsung akan mempengaruhi kondisi                        economic conditions which will have an impact on
    ekonomi yang akan berdampak pada distribusi                            product distribution and disruption of the Company's
    produk dan terganggunya operasional BSDE.                              operation.




                               VALUATION & ADVISORY SERVICES                                                              4 - 14
Page 37
Risiko yang terkait dengan bisnis                                       Risk related to business
•     Risiko operasional                                                •   Operational risk
      Risiko operasional merupakan risiko yang terjadi                      Operational risk is a risk that occurs due to failure to
      akibat adanya kegagalan dalam mengeksekusi                            execute operational processes appropriately and
      proses operasional secara tepat dan efektif. Sebagai                  effectively. As a company engaged in the property
      perusahaan yang bergerak di sektor properti, BSDE                     sector, BSDE is potentially exposed to several
      berpotensi terpapar beberapa risiko operasional                       operational risks including delays in the construction
      antara      lain     keterlambatan     proses    konstruksi,          process, problems with contractors, and project
      permasalahan dengan kontraktor, hingga kesalahan                      management errors. These risks not only affect costs
      manajemen proyek. Risiko-risiko ini tidak hanya                       and expenses, but also can affect the company's
      mempengaruhi biaya dan pengeluaran, tetapi juga                       overall reputation.
      dapat mempengaruhi reputasi perusahaan secara
      keseluruhan.
•     Risiko kredit                                                     •    Credit risk
      Mayoritas masyarakat ataupun perusahaan memilih                       The majority of people or companies choose to use
      untuk menggunakan jalur kredit untuk membeli                          credit scheme to buy a property. This behavior can
      suatu properti. Perilaku ini dapat membuat BSDE                       expose BSDE to credit risk, which can potentially occur
      terpapar risiko kredit, yang berpotensi terjadi ketika                when a company or individual experiences default,
      ada perusahaan atau individu yang mengalami                           which can affect the company's profitability and
      gagal       bayar,    sehingga     dapat    mempengaruhi              liquidity.
      profitabilitas dan likuiditas perusahaan.

4.1.11 Rencana Bisnis                                                   4.1.11 Business Plan
Per tanggal penilaian, BSDE berencana untuk tetap                       As of the valuation date, BSDE plans to continue its
melanjutkan kegiatan bisnis saat ini.                                   current business activities.


4.1.12 SWOT                                                             4.1.12 SWOT
Berikut adalah SWOT dari BSDE.                                          Below is SWOT of BSDE.
                           Kekuatan / Strength                                               Kelemahan / Weakness
• BSDE merupakan perusahaan properti yang memiliki banyak               • Kegiatan      operasional   perusahaan   yang     berfokus    di
    proyek berskala besar / BSDE is a property company that has             Indonesia   dapat   memberikan     dampak     negatif   ketika
    many large-scale projects ;                                             perekonomian Indonesia mengalami perlambatan, yang
• BSDE memiliki berbagai portfolio produk, mulai dari tanah,                mempengaruhi penurunan harga properti serta pendapatan
    perumahan, properti komersial, hotel, area rekreasi, hingga             BSDE. / The operational activities of companies focused on
    jalan tol /                                                             Indonesia can have a negative impact when the Indonesian
    BSDE has a diverse product portfolio, ranging from land,                economy experiences a slowdown, which affects the decline
    housing, commercial property, hotels, recreational areas, to toll       in property prices and BSDE's revenue.
    roads.
• BSD ditetapkan sebagai Proyek Strategis Nasional (PSN )oleh
    pemerintah/
• BSD is designated as        National Strategic Projects (PSN)
    determined by the government.
                         Peluang / Opportunity                                                  Ancaman / Threat
• Adanya perpanjangan subsidi PPN sampai dengan Desember                • Tingginya tingkat persaingan BSDE dengan perusahaan-
    2024 /                                                                  perusahaan properti lainnya, terutama dalam perolehan
    The extension on VAT subsidy until December 2024. ;                     proyek-proyek baru. /
• Pertumbuhan permintaan terkait infrastruktur dan konstruksi               The high level of competition between BSDE and other
    dapat membuka peluang pengembangan proyek bagi BSDE di                  property companies, especially in obtaining new projects.
    berbagai kota besar selain Jabodetabek /                            • Ketidakpastian ekonomi global yang dapat berimbas pada
    Growth in demand related to infrastructure and construction             ekonomi Indonesia. / The uncertainty of global economic
    can open up project development opportunities for BSDE in               which affects Indonesia economy.




                               VALUATION & ADVISORY SERVICES                                                                   4 - 15
Page 38
                      Kekuatan / Strength                                             Kelemahan / Weakness
  various large cities other than Jabodetabek;                     • Perubahan kebijakan pemerintah terkait pengembangan
• Pertumbuhan permintaan perumahan yang tinggi seiring                infrastrukturdan peruntukan lahan / Changes in
  dengan peningkatan backlog perumahan / High growth in               government policy regarding infrastructure development and
  demand for housing in line with the increase in housing             land use.
  backlog.



4.2        Top Global Limited (“TOP”)                              4.2 Top Global Limited (“TOP”)
4.2.1 Informasi Ringkas                                            4.2.1 Brief Information
TOP       merupakan    sebuah     perusahan       swasta    yang   TOP is a private company incorporated in Singapore on
didirikan di Singapura pada 9 Oktober 1990.                        9 October 1980.


4.2.2 Kegiatan Usaha                                               4.2.2 Scope of Activities
TOP merupakan perusahaan holding investasi.                        TOP is an investment holding company.


4.2.3 Struktur Kepemilikan dan Pemegang Saham                      4.2.3 Ownerships and Shareholders
TOP dimiliki secara penuh oleh SW Investment Holding               TOP is wholly owned by SW Investment Holding Pte. Ltd.
Pte. Ltd. (“SWIH”).                                                (“SWIH”).

SWIH       adalah   perusahaan      swasta       terbatas   yang   SWIH is an exempt private company limited incorporated
dikecualikan yang didirikan di Singapura pada tanggal              in Singapore on 22 March 2021 and is wholly owned by
22 Maret 2021 dan sepenuhnya dimiliki oleh Sukmawati               Sukmawati Widjaja (Oei Siu Hoa).
Widjaja (Oei Siu Hoa).


4.2.4 Dewan Komisaris dan Direksi                                  4.2.4 Boards of Commissioners and Directors
Pada tanggal 30 Juni 2024, susunan anggota Dewan                   As of 30 June 2024, the members of Board of
Komisaris dan Direksi TOP adalah sebagai berikut:                  Commissioners and Directors of TOP are as follows:
Direksi                                                                                                                 Director
                                                     Mimi Yuliana Maeloa
                                                        Hano Maeloa
Direktur                                                                                                               Directors
                                                      Chang Shyre Gwo
                                                 Sukmawati Widjaja (Oei Siu Hoa)




                           VALUATION & ADVISORY SERVICES                                                              4 - 16
Page 39
4.3     PT Suryamas Dutamakmur Tbk                           4.3 PT Suryamas Dutamakmur Tbk
4.3.1 Informasi Ringkas                                      4.3.1 Brief Information
SMDM didirikan berdasarkan Akta Notaris No. 322,             SMDM was established based on Notarial Deed No. 322,
tanggal 21 September 1989 dari Benny Kristianto, S.H.,       dated 21 September 1989 of Benny Kristanto, S.H.,
notaris di Jakarta. Akta pendirian tersebut telah disahkan   notary in Jakarta. The deed of establishment was
oleh Menteri Kehakiman Republik Indonesia dalam Surat        approved by the Minister of Justice of the Republic of
Keputusannya No. C2-5896.HT.01.01.Th.90, tanggal 9           Indonesia   in    its  Decision    Letter  No.    C2-
Oktober 1990, serta telah diumumkan dalam Berita             5896.HT.01.01.Th.90 dated 9 October 1990 and was
Negara Republik Indonesia No. 98, tanggal 7 Desember         published in the State Gazette of the Republic of
1990, Tambahan No. 4968.                                     Indonesia No. 98, dated 7 December 1990, Supplement
                                                             No. 4968.

Anggaran dasar SMDM telah mengalami beberapa kali            SMDM's articles of association have been amended
perubahan, yang terakhir berdasarkan Akta Notaris No.        several times, latest of which was through Notarial Deed
2, tanggal 3 Desember 2021 dari Kumala Thahjani              No. 2, dated 3 December 2021 of Kumala Thahjani
Widodo, S.H., M.H., M.Kn, Notaris di Jakarta, mengenai       Widodo, S.H., M.H., M.Kn, notary in Jakarta, regarding
perubahan anggaran dasar untuk menyesuaikan dengan           the changes in the Company's article of association to
peraturan Otoritas Jasa Keuangan (OJK) Indonesia No.         comply with Indonesian Financial Services Authority
15/POJK.04/2020 dan perubahan pemegang saham                 Regulation No. 15/POJK.04/2020 and changes in the
SMDM. Akta perubahan tersebut telah mendapatkan              SMDM shareholder composition. This amendment was
persetujuan dari Menteri Hukum dan Hak Asasi Manusia         approved by the Minister of Law and Human Rights of the
Republik Indonesia melalui Surat Keputusan No. AHU-          Republic of Indonesia in its Decision Letter No. AHU-
AH.01.03-0066733 tanggal 28 January 2022.                    AH.01.03-0066733, dated 28 January 2022.



SMDM berdomisili di Rancamaya, Bogor, Jawa Barat.            SMDM is domiciled in Rancamaya, Bogor, West Java.
Kantor pusat SMDM beralamat di Sudirman Plaza                SMDM head office is located at Sudirman Plaza Business
Business Complex, Plaza Marein Lantai 16, Jalan              Complex, Plaza Marein 16th Floor, Jalan Jenderal
Jenderal Sudirman Kavling 76-78, Jakarta. SMDM mulai         Sudirman Kavling 76-78, Jakarta. SMDM started its
beroperasi komersial pada tahun 1993.                        commercial operations in 1993.


4.3.2 Kegiatan Usaha                                         4.3.2    Business Activities
Sesuai dengan pasal 3 Anggaran Dasar, ruang lingkup          In accordance with Article 3 of SMDM’s Articles of
kegiatan usaha SMDM meliputi bidang perdagangan              Association, the objectives and scope of its activities as
umum, real estat dan bangunan pada umumnya, antara           developer is to engage in general trading, construction
lain   sebagai   developer,    pemborong,     perencana,     and real estate, contractor, planner and executive
penyelenggara pelaksana pembuatan gedung, rumah,             contractor of buildings, houses, roads, bridges, runways
jalan, jembatan, landasan dan instalatir. SMDM mulai         and other infrastructures. SMDM started its commercial
beroperasi komersial pada tahun 1993.                        operations in 1993.

SMDM saat ini berusaha di bidang real estat berupa           SMDM is currently engaged in real estate activities
penjualan tanah serta tanah dan rumah tinggal,               including selling of land, land and houses, and the
pengoperasian lapangan golf, country club, hotel dan         operation of the golf course, country club, hotel and
fasilitas resort lainnya di daerah Rancamaya, Bogor,         other resort facilities located in Rancamaya, Bogor, West
Jawa Barat.                                                  Java.




                        VALUATION & ADVISORY SERVICES                                                         4 - 17
Page 40
     4.3.3      Entitas Anak dan Perusahaan Asosiasi                              4.3.3        Subsidiaries and Associates
     Per tanggal 30 Juni 2024, SMDM memiliki kepemilikan                          As of 30 June 2024, SMDM has direct investment in the
     langsung pada entitas anak dan perusahaan asosiasi                           following subsidiaries and associate.
     sebagai berikut.


                 Nama Perusahaan /                      Domisili/       % Kepemilikan /                   Kegiatan Usaha /                    Proyek /
                  Company Name                          Domicile        % of Ownerships                  Business Activities                  Project
                                                                                               Investasi dan Real estat / Investment
     PT Centranusa Majupermai (“CNMP”)1)                 Jakarta             100.00%                                                      -
                                                                                               and Real estate
     PT Tajur Surya Abadi (“TSA”) 1)                     Jakarta              67.00%           Real estat / Real estate                   Royal Tajur
     PT Inti Sarana Papan (“ISP”) 1)                     Jakarta             100.00%           Real estat / Real estate                   -
     PT Saptakreasi Indah (“SKI”)    1)
                                                         Jakarta             100.00%           Hotel / Hotel                              -
     PT Multiraya Sinarindo (”MS”) 1)                    Jakarta             100.00%           Real estat / Real estate                   -
     PT Puri Surya Abadi (“PSA”)    2)
                                                         Jakarta              67.00%           Real estat / Real estate                   Royal Tajur
     PT Dwigunatama Rintisprima (“DRP”)         3)
                                                         Jakarta              50.00%           Real estat / Real estate                   Harvest City
     PT Dwikarya Langgengsukses (“DLS”) 4)               Jakarta              50.00%           Real estat / Real estate                   Harvest City
     PT Kharisma Buana Mandiri (“KBM”)          5)
                                                         Jakarta              50.00%           Jasa / Services                            -
1)
     Entitas anak yang dimiliki secara langsung oleh SMDM/ Subsidiaries directly owned by SMDM
2)
     Entitas anak yang dimiliki secara langsung oleh TSA/ Subsidiaries directly owned by TSA
3)
     Entitas anak yang dimiliki secara langsung oleh CNMP/ Subsidiaries directly owned by CNMP
4)
     Entitas anak yang dimiliki secara langsung oleh DRP/ Subsidiaries directly owned by DRP
5)
     Entitas anak yang dimiliki secara langsung oleh DLS/ Subsidiaries directly owned by DLS


     4.3.4 Struktur Kepemilikan dan Pemegang Saham                                4.3.4        Ownerships and Shareholders
     Per tanggal 30 Juni 2024, komposisi pemegang saham                           As of 30 June 2024, the composition of shareholders
     dan persentase kepemilikan SMDM adalah sebagai                               and percentage of SMDM’s ownership are as follows.
     berikut.
                                 Total Saham Ditempatkan dan                                             Jumlah (Rp juta)/
                                                                       Persentase Kepemilikan /
       Pemegang Saham             Disetor Penuh/ Total Shares                                                    Amounts               Shareholders
                                                                       Percentage of Ownerships
                                         Issued and Fully Paid                                                 (Rp million)
     Top Global Limited,                                                                                                         Top Global Limited,
                                            4,390,121,595                         91.99%                1,396,047,265,991
     Singapura                                                                                                                           Singapura
     Masyarakat                              382,016,642                           8.00%                  121,492,693,375                          Public
     Jumlah                                 4,772,138,237                        100.00%                1,517,539,959,366                           Total
Sumber / Source: SMDM, Laporan keuangan konsolidasian interim per 30 Juni 2024 / SMDM, Interim Consolidated financial statement as of 30 June
2024




                                     VALUATION & ADVISORY SERVICES                                                                             4 - 18
Page 41
  4.3.5 Struktur Organisasi                                                                                                                                                                                                                4.3.5                     Organization Structure

                                                                                                                                                                                       Struktur Organisasi SMDM/
                                                                                                                                                                                    SMDM Organization Structure

                                                                                                                                                                                                                                                                                                                                                                                                                                                Audit
                                                                                                                                                                                                                                                                                                                                                                                                                                              Committee

                                                                                                                                                                                       President
                                                                                                                                                                                       Director


                                                                                                                                                    Corporate
                                                                                                                                                    Secretary
                                                                                                                                                                                                                                                                                                                                                                                                                                                Audit &
                                                                                                                                                                                                                                                                                                                                                                                                                                            Compliance (RE
                                                                                                                                                                                                                                                                                                                                                                                                                                             & Hospitality)




                     Director                                                                                        Director                                         Director                          Director                                                                                                                                                                COO




                                                                                                                   Engineering
    Business       Marketing &                       Estate                                                       Const. & New                                                                         Finance &                      Accounting, Tax                                                                                                                          General
                                                                                                                                                                     HRD & GA                                                                                              Purchasing                     Legal & Permit
 Development      Sales Devision                  Management                                                         Project                                                                           Budgeting                       & IT Division                                                                                                                        Manager RGCC
                                                                                                                                                                    Division Head                                                                                         Division Head                   Division Head
 Division Head         Head                      Devision Head                                                    Development                                                                        Division Head                         Head                                                                                                                               & R Hotel
                                                                                                                    Div. Head




                                                                   Accounting                                                                                                                                                                                                                                                                                   Finance
   Marketing                                      Landscape &                                                                                                                                                                                                                                              Certification                                                                                                                       A &C           Custodian &
                   Sales Dept.     CS/OS Dept.                       Estate                                       ECS Infra Dept.   ECS Housing                    HRD Dept. Head   HRD Dept. Head   Budget Control   Corp. Finance                     Acc & Tax Dept.    Purchasing      Permit Dept.                    Corporate Legal                     Controller    Golf Course    Club Manager   Hotel Manager   A & C RE Dept.
Promotion Dept.                                  Estate Keeping                 EPD Dept. Head   ECC Dept. Head                                   EBM Dept. Head                                                                      IT Dept. Head                                                        Legal Retail                      BLA Dept. Head                                                                                  (Hospitality     Buss. Process
                      Head            Head                        Management                                           Head          Dept. Head                         RE          RGCC & R Hotel     Dept. Head      Dept. Head                            Head          Dept. Head         Head                         & Litigasi Head                    (RGCC & R     Maint. (RGCC)      (RGCC)         (R Hotel)        Head
    Head                                           Dept. Head                                                                                                                                                                                                                                                 Head                                                                                                                          RGCC & Hotel)      Dept. Head
                                                                  Dept. Head                                                                                                                                                                                                                                                                                     Hotel)

 Sumber / Source: SMDM




                                                                                                                                              VALUATION & ADVISORY SERVICES                                                                                                               4 - 19
Page 42
 4.3.6 Dewan Komisaris dan Direksi                             4.3.6    Boards of Commissioners and Directors
 Pada tanggal 30 Juni 2024, susunan anggota Dewan              As of 30 June 2024, the members of Board of
 Komisaris, Direksi, dan Komite Audit SMDM adalah              Commissioners, Directors, Audit Committee of SMDM is
 sebagai berikut:                                              as follows:
 Dewan Komisaris                                                                                     Board of Commissioner
 Komisaris Utama dan Independen                           Ramelan                  President and Independent Commissioner
 Komisaris                                            Wing Indrasmoro                                         Commissioner
 Direksi                                                                                                            Director
 Direktur Utama                                Henny Kusuma Hendrawan                                     President Director
 Direktur                                          Ratna Juwanita Haliman                                           Director
                                                      Aprina Supriani
                                                      Henry Zen Halim
Sumber / Source: SMDM.


 4.3.7 Kompensasi kepada Pemegang Saham                        4.3.7    Compensation to Shareholders
 Berdasarkan informasi manajemen per 30 Juni 2024,             Based on management information as of 30 June 2024,
 SMDM        belum       memberikan   kompensasi    kepada     SMDM have not provided compensation to shareholders
 pemegang saham.                                               yet.


 4.3.8 Jumlah Karyawan                                         4.3.8    Number of Employees
 Per 30 Juni 2024, SMDM memiliki 665 karyawan tetap            As of 30 June 2024, SMDM had 665 permanent and
 dan karyawan kontrak.                                         contract employees.


 4.3.9 Asuransi Karyawan Kunci                                 4.3.9    Insurance for Key Employee
 Per 30 Juni 2024, SMDM tidak memberikan asuransi              As of 30 June 2024, SMDM did not give insurance to its
 untuk karyawan kunci.                                         key employee.


 4.3.10 Gambaran Aset                                          4.3.10 Asset Overview
 SMDM beserta entitas anak mengembangkan 3 Proyek              SMDM and its subsidiaries are developing 3 housing
 Perumahan sebagai berikut.                                    projects as follows.

 •   Rancamaya Golf Estate di Jalan Raya Sukabumi,              •   Rancamaya Golf Estate on Jalan Raya Sukabumi,
     Bogor.                                                         Bogor.
 •   Harvest City di Jalan Raya Cileungsi-Jonggol, Bogor.       •   Harvest City on Jalan Raya Cileungsi-Jonggol, Bogor.
 •   Royal Tajur Residence di Jalan Raya Tajur, Bogor.          •   Royal Tajur Residence on Jalan Raya Tajur, Bogor.




                             VALUATION & ADVISORY SERVICES                                                        4 - 20
Page 43
 4.3.11 Kinerja Keuangan                                                                                     4.3.11 Financial Performance

(dalam juta Rupiah)                                                                                                                                                                                  (in million Rupiah)
                                 2019      %        2020      %       ∆         2021      %       ∆        2022      %       ∆        2023       %         ∆    2024**      %        ∆

 LABA RUGI                                                                                                                                                                                          INCOME STATEMENT
 Pendapatan                   569,374    100%    386,541    100%    -32%     567,052    100%    47%     566,403    100%     0%     496,498     100%      -12%    243,433    100%      -2%*                        Revenue
 Biaya Pokok Pendapatan       271,787    48%     193,122    50%     -29%     255,791    45%     32%     219,541    39%     -14%    206,033     41%        -6%    102,465    42%       -1%*                Cost of Revenue
 Laba Kotor                   297,588    52%     193,420    50%     -35%     311,261    55%     61%     346,862    61%     11%     290,465     59%       -16%    140,968    58%       -3%*                    Gross Profit
 Beban Penjualan               45,562     8%      32,167     8%     -29%      48,837     9%     52%      41,270     7%     -15%     46,415      9%       12%       10,777    4%      -54%*               Selling expenses
 Beban umum dan                                                                                                                                                                                General and administrative
                              157,658    28%     125,219    32%     -21%     131,401    23%      5%     121,891    22%      -7%    148,232     30%       22%       59,468   24%      -20%*
 administrasi                                                                                                                                                                                                    expenses
 Pajak Final                   11,281     2%       6,836     2%     -39%      10,953     2%     60%      10,991     2%      0%       9,059      2%       -18%       4,484    2%       -1%*                       Final Tax
 Laba Operasi                  83,086    15%      29,198     8%     -65%     120,071    21%    311%     172,709    30%     44%      86,760     17%       -50%      66,240   27%      53%*                Operating Profit
                                                                                                                                                                                                        Depreciation and
 Depresiasi dan amortisasi     18,567     3%      21,140     5%     14%       13,063     2%     -38%     13,077     2%      0%      12,359      2%        -5%       3,910    2%      -37%*
                                                                                                                                                                                                            amortization
 EBITDA                       101,652    18%      50,338    13%     -50%     133,134    23%    164%     185,786    33%     40%      99,118     20%       -47%      70,151   29%      42%*                         EBITDA
 Pendapatan keuangan           12,272     2%       8,540     2%     -30%       8,847     2%      4%      13,173     2%     49%      19,603      4%       49%       51,641   21%     427%*                 Finance income
 Beban keuangan               (22,027)    -4%    (19,235)    -5%    -13%      (9,628)    -2%    -50%     (4,461)    -1%    -54%     (7,616)     -2%      71%       -1,739    -1%     -54%*                  Finance costs
 Laba sebelum pajak            73,331    13%      18,503     5%     -75%     119,290    21%    545%     181,422    32%     52%      98,747     20%       -46%    116,142    48%     135%*                 Profit before tax
 Pajak                            (37)    0%        (204)    0%    452%        1,643     0%    -904%      1,625     0%      -1%      1,437      0%       -12%                0%     -100%*                             Tax
 Laba tahun berjalan           73,368    13%      18,707     5%     -75%     117,647    21%    529%     179,797    32%     53%      97,310     20%       -46%    116,142    48%     139%*             Profit for the year
 Pendapatan (Beban)                                                                                                                                                                               Other comprehensive
                               (2,186)    0%       6,168     2%    -382%      13,864     2%    125%          (9)    0%    -100%      1,720      0%    -20028%     -12,889    -5%   -1599%*
 komprehensif lainnya                                                                                                                                                                                 income (expense)
 Laba komprehensif tahun                                                                                                                                                                       Comprehensive income for
                               71,182    13%      24,875     6%     -65%     131,511    23%    429%     179,788    32%     37%      99,029     20%       -45%    103,253    42%     109%*
 berjalan                                                                                                                                                                                                        the year
 POSISI KEUANGAN                                                                                                                                                                                   FINANCIAL POSITION
 Aset                                                                                                                                                                                                                Asset
 Aset Lancar                  914,973    28%     920,069    29%      1%     1,029,231   31%     12%    1,133,347   33%     10%    1,199,949    34%        6%    1,210,009   34%          7%                 Current Asset
    Kas dan setara kas         92,169     3%      79,593     2%     -14%     234,212     7%    194%     289,776     8%     24%     321,778      9%       11%     383,605    11%          32%    Cash and cash equivalent
    Piutang usaha              19,035     1%      11,394     0%     -40%       6,919     0%     -39%     23,603     1%    241%      20,421      1%       -13%      22,304    1%          -6%             Trade receivable
    Piutang lain-lain           1,655     0%       2,063     0%     25%        1,346     0%     -35%      3,371     0%    150%       2,033      0%       -40%       1,882    0%      -44%               Other receivables
    Persediaan                  2,878     0%       2,059     0%     -28%       1,935     0%      -6%      2,310     0%     19%       2,479      0%        7%        5,183    0%      124%                        Inventory
    Aset real estat           783,240    24%     805,205    25%      3%      767,677    23%      -5%    792,668    23%      3%     828,033     23%        4%     780,356    22%          -2%            Real estate assets
    Uang muka dan beban                                                                                                                                                                             Advance and prepaid
                                4,494     0%       4,441     0%      -1%       3,663     0%     -18%      4,057     0%     11%       8,661      0%      113%        9,330    0%      130%
    dibayar di muka                                                                                                                                                                                              expenses
    Pajak dibayar di muka       8,819     0%      10,267     0%     16%       11,770     0%     15%      10,487     0%     -11%      9,564      0%        -9%       6,426    0%      -39%                   Prepaid taxes
                                                                                                                                                                                                   Estimated for claim tax
    Estimasi tagihan pajak           -    0%            -    0%      n/a            -    0%      n/a      6,081     0%      n/a      6,081      0%        0%                 0%     -100%
                                                                                                                                                                                                                    refund
    Aset lancar lainnya         2,683     0%       5,047     0%     88%        1,708     0%     -66%        993     0%     -42%        901      0%        -9%        923     0%          -7%          Others current asset
 Aset Tidak Lancar           2,298,200   72%    2,281,842   71%      -1%    2,274,281   69%      0%    2,289,932   67%      1%    2,334,639    66%        2%    2,306,924   66%          1%            Non-Current Asset
    Piutang usaha               6,668     0%       4,563     0%     -32%       1,726     0%     -62%           -    0%    -100%            -    0%        n/a                0%          n/a            Trade receivables
    Aset real estat          1,946,324   61%    1,948,640   61%      0%     1,927,204   58%      -1%   1,928,627   56%      0%    1,982,878    56%        3%    1,995,581   57%          3%             Real estate assets




                                                                           VALUATION & ADVISORY SERVICES                          4 - 21
Page 44
                                    2019       %          2020       %          ∆         2021        %         ∆          2022        %         ∆          2023       %           ∆       2024**          %         ∆

    Aset Tetap                   290,638      9%       273,672      9%        -6%      263,174       8%        -4%      253,410       7%       -4%       249,665      7%         -1%         248,288        7%           -2%       Property and equipment
    Properti Investasi            49,466      2%        49,273      2%         0%        76,180      2%       55%        78,736       2%        3%        57,103      2%        -27%           58,830       2%        -25%            Investment properties
    Aset pajak tangguhan           4,879      0%         5,469      0%       12%          4,854      0%       -11%         4,276      0%      -12%         3,981      0%         -7%            3,981       0%           -7%            Deferred tax assets
    Dana yang dibatasi
                                        -     0%             -      0%        n/a             -      0%        n/a       24,657       1%        n/a       40,787      1%         65%                        0%       -100%                 Restricted funds
    penggunaannya
    Aset tidak lancar lainnya        225      0%           225      0%         0%         1,143      0%      408%           225       0%      -80%           225      0%          0%             245        0%           9%       Other non-current assets
 Total Aset                     3,213,173   100%     3,201,911    100%         0%     3,303,512    100%        3%      3,423,278   100%         4%     3,534,589    100%          3%        3,516,933     100%           3%                      Total Asset
 Liabilitas dan Ekuitas                                                                                                                                                                                                               Liabilities and Equity
 Liabilitas jangka pendek        442,631     14%       366,958     11%       -17%      433,229      13%       18%       251,773       7%      -42%       245,286      7%         -3%         198,401        6%        -21%                Current liabilities
    Utang bank jangka
                                  42,553      1%         3,500      0%       -92%             -      0%      -100%       30,419       1%        n/a       27,507      1%        -10%           37,047       1%           22%        Short-term bank loans
    pendek
    Utang usaha - pihak
                                  11,603      0%         7,945      0%       -32%        12,397      0%       56%        12,416       0%        0%        15,893      0%         28%           22,049       1%           78%                Trade payables
    ketiga
    Utang lain-lain - pihak
                                  18,424      1%        18,431      1%         0%        20,359      1%       10%        26,570       1%       31%        29,632      1%         12%           31,935       1%           20%                Other payables
    ketiga
    Utang pajak                    6,580      0%         5,813      0%       -12%         7,105      0%       22%          6,533      0%       -8%         7,110      0%          9%            4,276       0%        -35%                   Taxes payable
    Liabilitas imbalan kerja                                                                                                                                                                                                          Short-term employee
                                   2,197      0%           237      0%       -89%           229      0%        -3%          185       0%      -20%           390      0%        111%                        0%       -100%
    jangka pendek                                                                                                                                                                                                                          benefits liability
    Uang muka pelanggan          256,130      8%       313,106     10%       22%       358,915      11%       15%       165,769       5%      -54%       147,765      4%        -11%           96,811       3%        -42%             Customer advances
    Beban akrual                   3,224      0%         7,872      0%      144%          4,744      0%       -40%         7,759      0%       64%         7,906      0%          2%            5,791       0%        -25%                Accrued expense
    Utang bank                   100,511      3%         9,298      0%       -91%        29,308      1%      215%          2,098      0%      -93%         9,083      0%        333%                        0%       -100%                      Bank loans
    Utang lembaga
                                   1,408      0%           757      0%       -46%           171      0%       -77%           24       0%      -86%              -     0%       -100%                        0%       -100%       Financial institution loans
    keuangan
    Pendapatan tangguhan                                                                                                                                                                         493        0%           n/a              Deferred Income
 Liabilitas jangka panjang       146,847      5%       186,947      6%       27%         90,767      3%       -51%      212,201       6%      134%       230,969      7%          9%         132,564        4%        -38%           Non-current liabilities
    Utang bank jangka
                                  68,406      2%       106,474      3%       56%         16,780      1%       -84%       31,800       1%       90%        59,409      2%         87%           62,525       2%           97%         Long-term bank loans
    panjang
    Utang lembaga
                                     953      0%           165      0%       -83%             -      0%      -100%             -      0%        n/a             -     0%          n/a                       0%           n/a     Financial institution loans
    keuangan
    Penyisihan penggantian                                                                                                                                                                                                     Provision for replacement of
    peralatan dan                  6,719      0%         7,178      0%         7%         7,668      0%        7%          7,220      0%       -6%         5,260      0%        -27%            3,058       0%        -58%             hotel equipment and
    perlengkapan hotel                                                                                                                                                                                                                              supplies
    Uang muka pelanggan                 -     0%             -      0%        n/a             -      0%        n/a      119,588       3%        n/a      109,228      3%         -9%                        0%       -100%              Customer advances
    Pendapatan bunga
                                   4,435      0%         3,633      0%       -18%         2,828      0%       -22%         2,020      0%      -29%           417      0%        -79%             283        0%        -86%        Deferred interest income
    ditangguhkan
    Jaminan keanggotaan
                                   8,081      0%         8,949      0%       11%          9,910      0%       11%          9,882      0%        0%        10,221      0%          3%            2,843       0%        -71%      Golf membership deposits
    golf
    Liabilitas imbalan kerja                                                                                                                                                                                                          Long-term employee
                                  58,254      2%        60,549      2%         4%        53,580      2%       -12%       41,690       1%      -22%        46,434      1%         11%           63,857       2%           53%
    jangka panjang                                                                                                                                                                                                                       benefits liabilities
 Total Liabilitas                589,478     18%       553,905     17%        -6%      523,995      16%        -5%      463,974      14%      -11%       476,255     13%          3%         330,965        9%        -29%                 Total Liabilities
 Total Ekuitas                  2,623,695    82%     2,648,006     83%         1%     2,779,516     84%        5%      2,959,305     86%        6%     3,058,334     87%          3%        3,185,968      91%           8%                     Total Equity

Sumber: SMDM, laporan keuangan audit (konsolidasian) untuk periode 31 Desember yang berakhir pada tahun 2019 – 2023 dan 30 Juni 2024. / SMDM, audited financial statements (consolidated) for the period 31 December for year ended 2019 – 2023
and 30 June 2024.
*disetahunkan/annualized
**30 Juni 2024 / 30 June 2024




                                                                                    VALUATION & ADVISORY SERVICES                                      4 - 22
Page 45
Laporan Laba Rugi                                                   Income Statement
•   Pendapatan SMDM mengalami penurunan pada                        • SMDM's revenue decreased in 2020 then rebounded
    tahun 2020 kemudian meningkat pada tahun 2021                      in 2021 along with decrement and increment in land
    seiring dengan penurunan dan peningkatan pada                      and residential sales, hotels, golf, and estate
    penjualan tanah dan rumah tinggal, hotel, golf, dan                management. In 2023, SMDM revenue decreased
    manajemen estat. Pada tahun 2023 pendapatan                        due to a decrease in land and residential sales and
    SMDM mengalami penurunan yang disebabkan oleh                      hotel revenue. As of 30 June 20224, SMDM recorded
    penurunan penjualan tanah dan bangunan dan                         revenue of Rp243 billion;
    pendapatan        hotel.   Per    30   Juni   2024,   SMDM
    mencatatkan pendapatan sebesar Rp243 milliar;
•   Pada tahun 2022, laba kotor meningkat meskipun                  • In 2022, gross profit increased although the revenue
    pendapatan menurun, hal ini disebabkan oleh                        decreased, this is due to cost of land and residential
    penurunan pada beban pokok tanah dan rumah                         houses decrement. Gross profit increased in 2023 as
    tinggal. Laba kotor meningkat di tahun 2023 seiring                well as revenue increment. As of 30 June 20224,
    dengan peningkatan pendapatan. Per 30 Juni 2024,                   SMDM recorded gross profit of Rp140 billion.
    SMDM mencatatkan laba kotor sebesar Rp140
    milliar.
•   Laba operasi meningkat di tahun 2022 seiring                    • Operating profit increased in 2022 since gross profit
    dengan meningkatnya laba kotor dan menurunnya                      increased and general and administrative expenses
    beban umum dan administrasi. Per 30 Juni 2024,                     decreased. As of 30 June 20224, SMDM recorded
    SMDM mencatatkan laba operasi sebesar Rp66                         operating profit of Rp66 billion.
    milliar.
•   Laba bersih meningkat di tahun 2022 seiring dengan              • Net profit increased in 2022 in line with operating
    peningkatan laba operasi dan pendapatan lain-lain                  profit and other income increment and finance cost
    serta penurunan beban keuangan.                                    decrement.

Posisi Keuangan                                                     Financial Position
•   Total aset SMDM meningkat dengan CAGR 2,4% dari                 • SMDM's total assets increased with a CAGR of 2.4%
    tahun 2019-2023. Per 30 Juni 2024, komposisi yang                 from 2019-2023. As of 30 June 2024, a significant
    signifikan adalah aset real estat yang mencapai                   composition was real estate assets which reached
    79,5% dari total aset SMDM.                                       79.5% of SMDM's total assets.
•   SMDM mencatatkan penurunan total liabilitas dari                • SMDM recorded a decrement in total liabilities from
    tahun 2019-2022 yang disebabkan oleh pembayaran                   2019-2022 which was caused by payment of bank
    utang      bank    selama        periode   2019-2022      dan     debt during the 2019-2022 period and a decrease in
    penurunan uang muka pelanggan pada tahun 2022.                    customer advances in 2022. Total liabilities increased
    Total liabilitas meningkat pada tahun 2023 seiring                in 2023 was in line with loan withdrawal.
    dengan penerimaan utang bank.
•   Total ekuitas meningkat dari tahun 2019 – 2023                  • Total equity increased from 2019 – 2023 in line with
    seiring     dengan     meningkatnya        saldo   laba   dan      the increment in retained earnings and non-
    kepentingan non-pengendali SMDM.                                   controlling interests of SMDM.




                               VALUATION & ADVISORY SERVICES                                                        4 - 23
Page 46
Arus Kas                                         2019        %       2020        %      ∆        2021        %      ∆        2022        %      ∆            2023        %      ∆       2024**       %       ∆                                   Cash Flows
Arus Kas dari Kegiatan Operasi                                                                                                                                                                                         Cash Flows from Operating Activities
 Penerimaan kas dari pelanggan                  538,197     17%     455,439     14%     -15%    621,240     19%     36%     479,725     14%     -23%     472,992        13%      -1%    278,820      8%      18%*            Cash receipts from customers
 Pembayaran kas kepada Pemasok, karyawan                                                                                                                                                                                  Cash paid to supplier employees
                                               (492,898)    -15%   (344,674)    -11%    -30%   (370,831)    -11%     8%    (401,020)    -12%     8%     (447,218)       -13%    12%    (251,923)     -7%     13%*
 dan lainnya                                                                                                                                                                                                                                    and others
 Pembayaran beban keuangan                      (19,347)     -1%    (18,062)     -1%     -7%     (8,677)     0%     -52%     (3,656)     0%     -58%         (7,616)     0%    108%      (4,466)     0%      17%*              Payment of finance charges
 Pembayaran pajak penghasilan dan tagihan                                                                                                                                                                                  Payment of income tax and tax
                                                (10,493)     0%      (9,427)     0%     -10%    (13,229)     0%     40%     (17,271)     -1%    31%          (8,995)     0%     -48%     (6,753)     0%      50%*
 pajak                                                                                                                                                                                                                                            penalties
 Penerimaan bunga                                 2,323      0%       2,327      0%      0%       1,998      0%     -14%      8,100      0%    306%          11,865      0%     46%       5,718      0%      -4%*                         Interest received
 Penempatan dana yang dibatasi
                                                        -    0%             -    0%      n/a            -    0%      n/a    (23,508)     -1%     n/a     (16,130)        0%     -31%      8,353      0%    -204%*                Received of restricted fund
 penggunaannya
 Penerimaan dari restitusi pajak penghasilan            -    0%             -    0%      n/a            -    0%      n/a            -    0%      n/a                -    0%      n/a      1,981      0%          n/a      Received of income tax restitution
                                                                                                                                                                                                                          Total Cash Flows from Operating
Total Arus Kas dari Kegiatan Operasi             17,781      1%      85,603      3%    381%     230,501      7%    169%      42,370      1%     -82%          4,899      0%     -88%     31,729      1%    1195%*
                                                                                                                                                                                                                                                  Activities
Arus Kas dari Kegiatan Investasi                                                                                                                                                                                        Cash Flows From Investing Activities
 Perolehan properti investasi                    (8,475)     0%        (984)     0%     -88%        (29)     0%     -97%     (2,928)     0%    9914%          (939)      0%     -68%       (817)     0%      74%*      Acquisitions of investment properties
                                                                                                                                                                                                                                Acquisitions of property and
 Perolehan aset tetap                            (6,331)     0%      (2,993)     0%     -53%     (1,918)     0%     -36%     (1,961)     0%      2%          (3,615)     0%     84%      (4,064)     0%     125%*
                                                                                                                                                                                                                                                  equipment
 Penjualan aset tetap                                34      0%             -    0%    -100%            -    0%      n/a            -    0%      n/a                -    0%      n/a        920      0%          n/a      Proceed from sale of fixed assets
                                                                                                                                                                                                                           Total Cash Flows from Investing
Total Arus Kas dari Kegiatan Investasi          (14,772)     0%      (3,977)     0%     -73%     (1,948)     0%     -51%     (4,889)     0%    151%          (4,554)     0%      -7%     (3,961)     0%      74%*
                                                                                                                                                                                                                                                    Activities
Arus Kas dari Kegiatan Pendanaan                                                                                                                                                                                       Cash Flows From Financing Activities
 Penerimaan utang bank jangka panjang            46,794      1%      10,818      0%     -77%     24,407      1%    126%      61,382      2%    151%          34,594      1%     -44%     27,113      1%      57%*      Proceeds from long-term bank loans
 Penerimaan (pembayaran) utang bank jangka                                                                                                                                                                              Proceeds (payment) from short-term
                                                        -    0%       3,500      0%      n/a     (3,500)     0%    -200%     30,419      1%    -969%                -    0%    -100%     70,647      2%          n/a
 pendek                                                                                                                                                                                                                                        bank loans
 Pembayaran utang bank jangka panjang           (46,525)     -1%    (63,962)     -2%    37%     (94,091)     -3%    47%     (73,572)     -2%    -22%                -    0%    -100%    (33,080)     -1%         n/a      Payment of long-term bank loans
 Pembayaran utang lembaga keuangan               (1,266)     0%      (1,440)     0%     14%        (750)     0%     -48%       (147)     0%     -80%            (24)     0%     -83%             -   0%    -100%*      Payment of financial institution loans
 Pembayaran dari aset pengampunan pajak                 -    0%        (565)     0%      n/a            -    0%    -100%            -    0%      n/a                -    0%      n/a             -   0%          n/a              Payment from tax amnesty
 Pembayaran utang bank jangka pendek                    -    0%             -    0%      n/a            -    0%      n/a            -    0%      n/a         (2,912)     0%      n/a    (61,107)     -2%   4097%*        Payment of short-term bank loans
                                                                                                                                                                                                                          Total Cash Flows from Financing
Total Arus Kas dari Kegiatan Pendanaan             (998)     0%     (51,649)     -2%   5077%    (73,934)     -2%    43%      18,082      1%    -124%         31,658      1%     75%       3,572      0%     -77%*
                                                                                                                                                                                                                                                 Activities
Perubahan Arus Kas                                2,012      0%      29,977      1%    1390%    154,619      5%    416%      55,563      2%     -64%         32,003      1%     -42%     31,340      1%      96%*                   Chanes in Cash Flows
                                                                                                                                                                                                                               Cash and Cash Equivalent -
Kas dan Setara Kas - Awal                        47,605      1%      49,616      2%      4%      79,593      2%     60%     234,212      7%    194%      289,776         8%     24%     321,778      9%      11%
                                                                                                                                                                                                                                                Beginning
Kas dan Setara Kas - Akhir                       49,616      2%      79,593      2%     60%     234,212      7%    194%     289,776      8%     24%      321,778         9%     11%     353,118      10%     10%        Cash and Cash Equivalent - Ending
 *disetahunkan/annualized
 **30 Juni 2024 / 30 June 2024

Laporan Arus Kas                                                                                                           Cash Flow Statement
Arus kas dari kegiatan operasi cenderung positif, sementara arus kas dari kegiatan                                         Cash flow from operating activities tended to be positive, while cash flow from investing
investasi tercatat negatif karena perolehan aset tetap dan properti investasi. Peningkatan                                 activities was recorded as negative due to the acquisition of fixed assets and investment
arus kas bersih pada tahun 2021 disebabkan oleh arus kas dari kegiatan operasi                                             properties. The increase in net cash flow in 2021 was due to cash flow from operating
berupa penerimaan kas dari pelanggan, sementara penurunan pada periode 2022-                                               activities in the form of cash receipts from customers, while the decrease in the 2022-
2023 seiring dengan menurunnya penerimaan kas dari pelanggan. Saldo kas pada 30                                            2023 period was in line with the decrease in cash receipts from customer. Cash balance
Juni 2024, mengalami peningkatan dibandingkan periode 31 Desember 2023.                                                    as of 30 June 2024, increased compared to the period of 31 December 2023.




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Page 47
 Rasio                                      2019       2020    2021     2022      2023     2024**                                   Ratios
 Rasio Likuiditas                                                                                                          Liquidity Ratio
 Rasio lancar (x)                            2.07      2.51     2.38     4.50     4.89       6.10                       Current Ratio (x)
 Rasio kas (x)                               0.21      0.22     0.54     1.15     1.31       1.93                         Cash Ratios (x)
 Rasio cepat (x)                             0.25      0.25     0.56     1.24     1.40       2.05                         Quick Ratio (x)
 Rasio Profitabilitas                                                                                                   Profitability Ratio
 Tingkat pengembalian aset (%)              2.28%    0.58%     3.56%    5.25%    2.75%        n/a                     Return on Asset (%)
 Tingkat pengembalian ekuitas (%)           2.80%    0.71%     4.23%    6.08%    3.18%        n/a                    Return on Equity (%)
 Margin laba kotor (%)                  52.27%      50.04%    54.89%   61.24%   58.50%     57.91%                Gross Profit Margin (%)
 Margin EBITDA (%)                      17.85%      13.02%    23.48%   32.80%   19.96%     28.82%                     EBITDA Margin (%)
 Margin laba operasi (%)                14.59%       7.55%    21.17%   30.49%   17.47%     27.21%            Operating Profit Margin (%)
 Margin laba bersih (%)                 12.89%       4.84%    20.75%   31.74%   19.60%     47.71%                   Net Profit Margin (%)
 Rasio Aktivitas                                                                                                            Activity Ratio
 Perputaran aset (x)                         0.18      0.12     0.17     0.17     0.14      0.14*                       Asset turnover (x)
 Perputaran persediaan (hari)                1.84      1.95     1.25     1.49     1.82       3.88               Inventory turnover (days)
 Perputaran piutang usaha (hari)            12.20    10.79      4.45    15.21    15.01      16.68     Account receivables turnover (days)
 Perputaran utang usaha (hari)              15.58    15.06     17.69    20.64    28.15      39.16       Account payables turnover (days)
 Rasio Solvabilitas                                                                                                       Solvency Ratio
 Utang terhadap aset (x)                     0.05      0.04     0.01     0.01     0.02       0.02                  Debt to Asset Ratio (x)
 Utang terhadap ekuitas (x)                  0.07      0.04     0.02     0.01     0.02       0.02                 Debt to Equity Ratio (x)
*disetahunkan/annualized
**Juni 2024 / June 2024


 Rasio Likuiditas                                                      Liquidity Ratio
 Rasio likuiditas merupakan rasio yang digunakan untuk                 The liquidity ratio is the ratio used to see SMDM’s ability
 melihat kemampuan SMDM dalam melunasi kewajiban                       to pay off its short-term obligations. SMDM's current ratio,
 jangka pendeknya. Rasio lancar, rasio kas, dan rasio                  cash ratio and quick ratio increased significantly in 2022
 cepat SMDM meningkat signifikan pada tahun 2022                       due to cash and cash equivalents increment. In 2023,
 karena peningkatan kas dan setara kas. Pada tahun                     SMDM's current ratio, cash ratio and quick ratio were
 2023 rasio lancar, rasio kas, dan rasio cepat SMDM                    above 1x, which showed that SMDM was able to pay off
 berada di atas 1x yang menunjukkan bahwa SMDM                         its short-term liabilities using current assets, cash and
 mampu             melunasi     kewajiban     jangka     pendeknya     receivables or even using cash only.
 menggunakan aset lancar, kas dan piutang atau bahkan
 hanya menggunakan kas.


 Rasio Profitabilitas                                                  Profitability Ratio
 Rasio profitabilitas digunakan untuk melihat kemampuan                The profitability ratio is used to see SMDM's ability to
 SMDM dalam menjalankan kegiatan usahanya untuk                        carry out its business activities to generate profits. Return
 menghasilkan keuntungan. Tingkat pengembalian aset                    on assets (ROA), return on equity (ROE), gross profit
 (ROA), Tingkat pengembalian ekuitas (ROE), marjin laba                margin, EBITDA margin, operating profit margin and net
 kotor, marjin EBITDA, marjin laba operasi, dan marjin                 profit margin increased significantly in 2021 since
 laba bersih meningkat signifikan pada tahun 2021                      revenue and profit increased and then increased again in
 seiring dengan meningkatnya pendapatan dan laba                       2022 but decreased in 2023, SMDM’s profitability ratios
 SMDM dan kembali meningkat di tahun 2022 namun                        were positive from 2019-2023, which showed that
 menurun di tahun 2023. Rasio profitabilitas SMDM                      SMDM was able to generate profits from its business
 bernilai positif dari tahun 2019-2023 yang menunjukkan                activities.
 bahwa SMDM mampu menghasilkan laba dari kegiatan
 usahanya.


 Rasio Aktivitas                                                       Activity Ratio
 Rasio aktivitas digunakan untuk melihat kemampuan                     The activity ratio is used to see SMDM's ability to generate
 SMDM dalam menghasilkan penjualan dengan aset,                        sales with assets, inventories, accounts receivable, and




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Page 48
persediaan, piutang usaha, dan utang usahanya. Pada             accounts payable. From 2020 until June 30, 2024, asset
tahun 2020 hingga 30 Juni 2024, perputaran aset                 turnover relatively remained stable, with a decline in
cenderung stabil, dengan penurunan pada tahun 2023              2023 and June 2024, indicating that SMDM's ability to
dan Juni 2024 yang menunjukkan bahwa kemampuan                  generate revenue using its assets and inventory
SMDM dalam menghasilkan pendapatan menggunakan                  decreased compared to the previous year.
aset dan persediaannya menurun dibandingkan tahun
sebelumnya.
Perputaran persediaan cenderung berfluktuatif dengan            Inventory turnover showed fluctuations, with a decrease in
penurunan pada tahun 2021 dan 2022 seiring dengan               2021 and 2022, in line with an increase in revenue and
kenaikan pendapatan dan persediaan SMDM yang                    a decline in SMDM’s inventory.
menurun.


Perputaran piutang meningkat pada tahun 2019 seiring            Account receivables turnover increased in 2019 in line
dengan peningkatan piutang kemudian menurun pada                with receivables increment, then decreased in 2020-2021
tahun 2020-2021 dan kembali meningkat di tahun 2022             and increased again in 2022 as well as receivables
seiring dengan meningkatnya piutang. Pada tahun 2023,           increment. In 2023, receivables turnover decreased,
perputaran piutang menurun yang menunjukkan bahwa               which showed that SMDM was able to collect its
SMDM mampu menagih piutangnya lebih cepat                       receivables faster than in 2022.
dibandingkan tahun 2022.


Pada   tahun    2020,     perputaran     utang   mengalami      In 2020 account payable turnover decreased due to a
penurunan seiring dengan penurunan beban pokok                  decline in the cost of revenue and accounts payable.
pendapatan dan utang usaha. Pada tahun 2021-Juni                From 2021 to June 2024, account payable turnover
2024    perputaran      utang    terus   meningkat     yang     continued to increase, indicating that SMDM took longer
menunjukkan bahwa SMDM memerlukan waktu lebih                   to settle its trade payables.
lama dalam melunasi utang usahanya.


Rasio Solvabilitas                                              Solvency Ratio
Rasio ini digunakan untuk mengukur kemampuan SMDM               This ratio is used to measure SMDM's ability to carry out
dalam menjalankan kegiatan usahanya melihat sumber              its business activities by looking at internal and external
daya internal dan eksternal. Rasio utang terhadap aset          resources. The debt to asset ratio (DAR) and debt to
(DAR) dan rasio utang terhadap ekuitas (DER) menurun            equity ratio (DER) decreased in 2019-2022 as well as
pada tahun 2019-2022 seiring dengan pembayaran                  loan payments and then increased in 2023 which
utang kemudian meningkat di tahun 2023 yang                     indicated that there was proceeds from loan. In the
menunjukkan      terdapat    penambahan      utang.    Pada     2019-2023 period, the DAR and DER values were in the
periode 2019-2023, nilai DAR dan DER berada di                  range of 0.01x-0.05x (DAR) and 0.01x-0.07x (DER),
rentang 0,01x-0,05x (DAR) dan 0,01x-0,07x (DER) yang            which indicated that SMDM were funded more using its
menunjukkan bahwa SMDM lebih banyak didanai                     equity.
menggunakan ekuitas.


4.3.12 Rasio Operasional                                        4.3.12 Operational Risk
Berikut adalah gambaran risiko bisnis yang terkait              The following is an overview of business risk that is
dengan SMDM.                                                    associated with SMDM.
Risiko yang terkait kondisi makro                               Risk related to macro conditions
•   Risiko kondisi ekonomi                                      •   Economic condition risk
    Indikator   kondisi     perekonomian    seperti   tingkat       The indicator of economic condition such as economic
    pertumbuhan ekonomi, tingkat inflasi, tingkat suku              growth rates, inflation rates, interest rates, and
    bunga, dan nilai tukar terhadap mata uang asing.                exchange rate against foreign currencies.




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•   Risiko stabilitas politik                                           •   Political stability risk
    Risiko politik adalah bagian penting dari risiko                        Political risk is a crucial part of risk in SMDM's
    dalam bisnis SMDM. Ketidakstabilan politik secara                       business. Political instability will indirectly affect
    tidak    langsung         akan      mempengaruhi          kondisi       economic conditions which will have an impact on
    ekonomi yang akan berdampak pada operasional                            SMDM's operations.
    SMDM.


Risiko yang terkait dengan bisnis                                       Risk related to business
•   Risiko persaingan bisnis                                            •   Business competition risk
    SMDM menghadapi risiko persaingan usaha dari                            SMDM faces the business competition risk from
    kompetitor-kompetitor di sekitar lokasi perumahan                       competitors located in surrounding area of SMDM’s
    SMDM. Beragamnya konsep yang ditawarkan oleh                            residential estate. The variety of concepts offered by
    beberapa         kompetitor         berpotensi     mengurangi           several competitors has the potential to reduce
    permintaan        atas    produk-produk          SMDM.     Untuk        demand for SMDM's products. To mitigate this risk,
    memitigasi       risiko    ini,    SMDM     berusaha       selalu       SMDM strives to always produce innovative products.
    mengeluarkan produk yang inovatif.
•   Risiko gugatan hukum                                                •    Lawsuit risk
    SMDM        melakukan             pembebasan      tanah      dari       SMDM acquires land from local residents or from
    penduduk setempat atau dari pihak-pihak lain                            other parties based on a Location and Right
    berdasarkan Surat Ijin Lokasi dan Pembebasan                            Release/Land Purchase Permit. In land acquisition in
    Hak/Pembelian Tanah. Dalam usaha pembebasan                             Indonesia, it is possible that there will be lawsuit from
    tanah di Indonesia tidak tertutup kemungkinan                           third parties. Hence, SMDM is aware of the risk of
    timbulnya gugatan hukum dari pihak ketiga. Oleh                         legal claims arising from land acquisition activities
    karena itu, SMDM menyadari akan adanya risiko                           carried out even though land acquisition is carried out
    timbulnya        gugatan          hukum    dalam      kegiatan          carefully.
    pembebasan          tanah     yang     dilakukan     walaupun
    pembebasan tanah dilakukan dengan hati-hati.
•   Risiko Dampak Lingkungan                                            •   Environmental Impacts risk
    Sebagai         suatu     perusahaan       yang      mengelola          As a Company that manages housing, SMDM is faced
    perumahan, SMDM dihadapkan pada masalah                                 with the issue of waste, both liquid waste and waste
    limbah baik limbah cair maupun limbah yang                              produced by housing. SMDM is aware that if
    dihasilkan rumah tangga. SMDM menyadari apabila                         household waste is not managed properly, it can
    limbah rumah tangga tersebut tidak dikelola dengan                      cause pollution to the residential environment, which
    baik dapat menimbulkan pencemaran terhadap                              can affect public interest in SMDM's housing products,
    lingkungan          perumahan             sehingga         dapat        which will decrease SMDM's revenue.
    menpengaruhi minat masyarakat terhadap produk
    perumahan SMDM yang berdampak pada turunnya
    pendapatan SMDM.
•   Risiko Kebakaran dan Bencana Alam                                   •    Fire and Natural Disaster risk
    SMDM berisiko mengalami terjadinya kebakaran                            SMDM has a risk of fires incidence and natural
    dan bencana alam yang dapat mengakibatkan                               disasters which might inflict in moral and material
    kerugian moril dan materiil, baik bagi pemilik                          losses, both for the building owner and SMDM. To
    bangunan maupun bagi SMDM. Untuk memitigasi                             mitigate this risk, SMDM can apply non-flammable
    risiko   ini,     SMDM       dapat      menerapkan        bahan         building materials that still maintain design aesthetics
    bangunan yang tidak mudah terbakar dan tetap                            and quality.
    mempertahankan estetika desain dan kualitas.




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4.3.13 Rencana Bisnis                                                    4.3.13 Business Plan
Berdasarkan informasi manajemen, SMDM memiliki                           Based on management information, SMDM planned to
rencana untuk melanjutkan pengembangan masing-                           continue developing each project.
masing proyek.


4.3.14 SWOT                                                              4.3.14 SWOT
Berikut adalah SWOT dari SMDM.                                           Below is SWOT of SMDM.
                       Kekuatan / Strength                                                  Kelemahan / Weakness
• Memiliki land bank yang luas sehingga memiliki potensi                 • Efisiensi pengembangan Rancamaya yang rendah karena
  pengembangan yang besar / Having quite significant land                  tanah yang berkontur. / Low development efficiency in
  bank in good prospective locations which will bring huge                 Rancamaya due to land contour.
  development opportunity.                                               • Progres pengembangan dan penjualan perumahan milik
                                                                           SMDM yang relatif lambat dibandingkan pesaing.           /
                                                                           Development and sales progress of SMDM’s projects are
                                                                           slower compared to competitors.
                      Peluang / Opportunity                                                   Ancaman / Threat
• Kebijakan    pemerintah    seperti program        subsidi   PPN.   /   • Masuknya kompetitor baru di pasar. / The new competitors
  Government policies such as VAT subsidy program.                         are coming to the market.
• Pembangunan infrastruktur (terutama jalan tol) masih terus             • Ancaman ketidakpastian ekonomi global yang berimbas
  dikembangkan pemerintah. / The government is continuing to               pada ekonomi Indonesia. / The threat of global economic
  develop infrastructure (especially toll roads).                          uncertainty will affect Indonesia economy.
                                                                         • Perubahan kebijakan pemerintah terkait pengembangan
                                                                           infrastrukturdan peruntukan lahan / Changes in
                                                                           government policy regarding infrastructure development and
                                                                           land use




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5.0 GAMBARAN PASAR                                                5.0 MARKET OVERVIEW
5.1      Gambaran Makro Ekonomi Indonesia                         5.1 Macro Economy Overview of Indonesia
Produk Domestik Bruto (PDB)                                       Gross Domestic Product (GDP)




Ekonomi Indonesia pada triwulan ke-2 tahun 2024 (TW2              The Indonesian economy in the second quarter of 2024
2024) tumbuh sebesar 5,05% (y-o-y) dengan total nilai             (Q2 2024) grew by 5.05% (y-o-y) with total GDP value of
PDB mencapai Rp3.231 triliun. Pertumbuhan tersebut                Rp3,231 trillion. The growth was supported by all sectors
didukung oleh semua sektor yang menggambarkan                     which reflects a stable and increasing domestic economy.
ekonomi domestik yang stabil dan cenderung meningkat.             Higher House Hold Consumption (HH Consumption)
Konsumsi Rumah Tangga (Konsumsi RT) yang sedikit                  growth also supported the economy in line with an
lebih tinggi juga turut mendukung pertumbuhan ekonomi             increase in public mobility with a steady purchasing
sejalan dengan meningkatnya mobilisasi masyarakat                 power.
dengan daya beli yang stabil.


Pertumbuhan ekonomi ini didukung khususnya oleh                   The economic growth was supported especially from the
sektor    Industri    Pengolahan   yang     secara    konsisten   Manufacturing Industry sector which consistently
berkontribusi paling banyak terhadap PDB dengan                   contributed the most to GDP and increased by 3.95% (y-
poertumbuhan         sekitar   3,95%    (y-o-y).   Indeks   PMI   o-y). Bank Indonesia stated that the Manufacturing PMI in
Manufaktur dari Bank Indonesia pada TW2 2024 tercatat             Q2 2024 was recorded at 51.97, marking a continues
sebesar 51,97 yang berarti mengalami ekspansi yang                expansion since Q4 2021 indicating that manufacturing
berkelanjutan sejak TW4 2021 dan memberikan indikasi              industries continue to grow but in a slower pace. The
bahwa industri pengolahan terus tumbuh walaupun                   slower Manufacturing Industry growth was indicated by
melambat.           Melambatnya    pertumbuhan         Industri   the S&P Global PMI for Indonesia which decrease from
Pengolahan ditandai dengan turunnya S&P Global PMI                54.2 in March 2024 to 50.7 in June 2024.
Indonesia dari 54,2 pada Maret 2024 menjadi 50,7
pada Juni 2024.


 Deskripsi                                   Q1 24                              Q2 24                            Description
 PDB (Rp triliun)                            3,113                              3,231                       GDP (Rp trillion)
 Pertumbuhan (q-o-q)                        -0.83%                              3.79%                        Growth (q-o-q)
 Pertumbuhan (y-o-y)                         5.11%                              5.05%                        Growth (y-o-y)


Sektor-sektor yang memberikan kontribusi terbesar yaitu           Major contributing sectors, namely the Manufacturing
sektor Industri Pengolahan, sektor Perdagangan dan                Industry sector, the Trading sector and the Agriculture
sektor Agrikultur terus tumbuh positif secara tahunan.            sector, continued to have a positive yearly growth. The
Ketiga sektor tersebut menyumbangkan sekitar 45,28%               above three sectors contributed around 45.28% to the
kepada PDB.                                                       GDP.




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Secara triwulanan, ekonomi tumbuh sekitar 3,79% (q-o-                In a quarterly basis, the economy grew by around 3.79%
q), jauh lebih tinggi jika dibandingkan dengan triwulan              (q-o-q), significantly higher if compared with the previous
sebelumnya yang terkontraksi sebesar 0,83% (q-o-q).                  quarter which contracted by 0.83% (q-o-q).

Berdasarkan pengeluaran, Konsumsi RT melanjutkan                     Based on expenditure, the household HH consumption
pertumbuhannya pada TW2 2024 dan tercatat tumbuh                     continues to grow in Q2 2024 by around 4.93% (y-o-y)
sekitar 4,93% (y-o-y) secara tahunan, sedikit lebih tinggi           on an annual basis, slightly higher if compared to the
jika dibandingkan dengan pertumbuhan pada TW1                        growth in Q1 2024. HH consumption, which contributed
2024. Konsumsi RT yang berkontribusi sekitar 54,5%                   approximately 54.5% to the GDP, increased on a
kepada PDB, secara triwulanan naik kurang lebih                      quarterly basis by approximately 3.12% (q-o-q) and was
sebesar 3,12% (q-o-q) yang berarti secara signifikan jauh            significantly higher if compared to the previous quarter
lebih      tinggi     jika    dibandingkan     dengan     triwulan   which had an increase of 0.64% (q-o-q).
sebelumnya yang hanya tumbuh sekitar 0,64% (q-o-q).




 Sektor                                        Q1 24                               Q2 24                                   Sector
 Tertinggi                              Manufacturing Industry              Manufacturing Industry                       Highest
 Nilai (Rp triliun)                             638.6                               640.5                      Value (Rp trillion)
 Pertumbuhan Tertinggi                Government Administration            Accomodation and F&B                  Highest Growth
 Pertumbuhan (y-o-y)                           18.88%                              10.17%                         Growth (y-o-y)


Semua sektor mencatatkan pertumbuhan positif dimana                  All sectors recorded a positive annual growth with the
sektor Akomodasi, Makan & Minum                     mencatatkan      Accommodation and F&B sector recorded the highest
pertumbuhan tahunan tertinggi yaitu sekitar 10,17% (y-               growth of about 10.17% (y-o-y) while the Manufacturing
o-y) sementara sektor Industri Pengolahan tetap menjadi              Industry sector contributed the most to the total GDP at
sektor dengan kontribusi terbesar kepada total PDB                   around 19.82%. This is the first time that the
dengan porsi mencapai sekitar 19,82%. Ini merupakan                  Manufacturing Industry contributed less than 20% to
pertama kalinya sektor Industri Pengolahan berkontribusi             GDP.
lebih kecil dari 20% kepada PDB.


Secara geografis, provinsi-provinsi di pulau Maluku dan              Geographically, provinces in Maluku and Papua Island
Papua mencatatkan pertumbuhan ekonomi tertinggi jika                 recorded the highest growth if compared to other islands
dibandingkan dengan provinsi di pulau lainnya pada                   in Q2 2024 of approximately 8.45% (y-o-y). Java Island,
TW2 2024 dengan tingkat pertumbuhan sebesar 8,45%                    a major contributor to GDP at approximately 57.04%,
(y-o-y).     Ekonomi         Pulau   Jawa,   yang    memberikan      grew by about 4.92% (y-o-y).
kontribusi terbesar kepada PDB (57,04%), tumbuh sekitar
4,92% (y-o-y).




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IHSG dan Nilai Tukar                                         JCI and Property Index




 Deskripsi                                Q1 24                           Q2 24                           Description
 IHSG                                    7,288.81                        7,063.58                                JCI
 Pertumbuhan (q-o-q)                      0.22%                           -3.09%                      Growth (q-o-q)
 Pertumbuhan (y-o-y)                      7.11%                           6.03%                        Growth (y-o-y)
 Indeks Sahan Properti                    664.13                          591.85                       Property Index
 Pertumbuhan (q-o-q)                      -7.01%                          -10.88%                     Growth (q-o-q)
 Pertumbuhan (y-o-y)                      Q1 24                           Q2 24                        Growth (y-o-y)

Indeks Harga Saham Gabungan (IHSG) pada akhir TW2            Jakarta Composite Index (JCI) at the end of Q2 2024
2024 tutup pada level 7.063,58. IHSG pada TW2 2024           was closed at 7,063.58. JCI in Q2 2024 increased by
naik sekitar 6,03% (y-o-y) jika dibandingkan dengan          approximately 6.03% (y-o-y) if compared to Q2 2023 but
TW2 2023 namun turun secara triwulanan sekitar 3,09%         decreased on a quarterly basis by about 3.09% (q-o-q).
(q-o-q).


Indeks Saham Properti secara triwulanan turun kurang         Property stock index on a quarterly basis decreased by
lebih sebesar 10,88% (q-o-q) dan secara tahunan sekitar      about 10.88% (q-o-q) and by approximately 18.60% (y-
18,60% (y-o-y) jika dibandingkan dengan TW1 2024             o-y) on an annual basis if compared to Q2 2023.

Transaksi    dari   investor   asing   selama   TW2   2024   Transaction from foreign investors during Q2 2024
mencatatkan net jual sekitar Rp35,77 triliun, jauh lebih     recorded a net sell of about Rp35.77 trillion, lower if
rendah jika dibandingkan dengan triwulan sebelumnya          compared to the previous quarter which recorded a net
yang mencatatkan net beli sebesar Rp26,28 triliun.           buy of around Rp26.28 trillion.




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Nilai Tukar                                               Exchange Rate
Nilai tukar mata uang Rupiah terhadap Dolar AS pada       The IDR exchange rate against the USD in Q2 2024
TW2 2024 terdepresiasi secara triwulanan sekitar 3,28%    depreciated quarterly by approximately 3.28% (q-o-q)
(q-o-q) dan secara tahunan sebesar 9,29% (y-o-y). Nilai   and annually by 9.29% (y-o-y). The IDR exchange rate
tukar Rupiah mengalamai depresiasi sejak bulan April      depreciated since April 2024 and closed at Rp16,394 per
2024 dan tutup pada Rp16.394 per Dolar AS pada akhir      USD at the end of Q2 2024. The still relatively high
TW2 2024. Ketidakpastian kondisi finansial global yang    uncertainty in the global financial market contributed to
masih terjadi memberikan dampak terhadap pelemahan        the weakening of Rupiah towards the US Dollar. The 23-
nilai Rupiah terhadap Dolar AS. Tingkat Suku Bunga AS     year high US Federal Fund Rate (FFR) at 5.5%,
atau yang lebih dikenal dengan US Federal Fund Rate       unchanged since July 2023, also contributed to the
(FFR) tidak berubah sejak bulan Juli 2023 yaitu sebesar   depreciation of Rupiah Exchange rate.
5,5% dan merupakan yang tertinggi selama 23 tahun
terakhir. Hal ini juga berkontribusi kepada depresiasi
nilai tukar Rupiah.

Tingkat Inflasi dan Suku Bunga BI                         Inflation Rate and BI Rate




Tingkat inflasi Indonesia pada akhir TW2 2024 tercatat    Inflation rate at the end of Q2 2024 was recorded at
sebesar 2,51% (y-o-y), lebih rendah jika dibandingkan     about 2.51% (y-o-y), lower if compared to the previous
dengan triwulan sebelumnya yang tercatat sebesar          quarter with an inflation rate of 3.05% (y-o-y). Inflation
3,05% (y-o-y). Tingkat inflasi terus berada di bawah 5%   rate continued to be lower than 5% (y-o-y) since March
(y-o-y) sejak bulan Maret 2023.                           2023.

Pada TW2 2024, Bank Indonesia (BI) menaikkan BI 7         In Q2 2024, Bank Indonesia (BI) increased the BI 7 Day
Day (Reverse) Repo Rate menjadi 6,25% pada bulan April    (Reverse) Repo Rate to 6.25% on April 2024, where
2024 yang sebelumnya tidak berubah pada level 6%          previously was unchanged at 6.00% since October 2023.
sejak bulan Oktober 2023. Kebijakan tersebut diyakini     The decision is considered to be effective in strengthening
efektif dalam upaya memperkuat dan menstabilkan nilai     and stabilising Rupiah in the midst of global uncertainty
Rupiah pada kondisi ketidakpastian global serta upaya     and to manage inflation within the range of 1.5% - 3.5%
untuk mengelola inflasi tetap pada rentang 1,5% - 3,5%    in 2024
pada tahun 2024.




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Investasi                                                      Investment




Pada TW2 2024, total investasi di Indonesia naik sekitar       In Q2 2024, total investment in Indonesia increased by
22,5% (y-o-y). Total investasi mencapai sekitar Rp428,4        about 22.5% (y-o-y). Total investment reached
tirliun dimana sekitar 50,7% berasal dari Penanaman            approximately Rp428.4 trillion, around 50.7% of which
Modal Asing (PMA). Meningkatnya keyakinan investor             came from the Foreign Direct Investment (FDI). The
domestik maupun asing terhadap pertumbuhan ekonomi             increasing confidence from domestic and foreign
yang stabil menjadi faktor utama dalam pertumbuhan             investors towards the stable economic growth is the main
investasi    pada   triwulan   ini   namun      mendapatkan    factor of investment growth in this quarter but faces
persaingan dari negara Thailand, Vietnam dan negara-           competition from Thailand, Vietnam and other ASEAN
negara ASEAN lainnya dalam mendapatkan investasi               countries in attracting FDI inflows.
dari PMA.




Secara sektoral, Industri Logam berhasil mencatatkan           In terms of sector, the Metal Industry sector recorded the
investasi tertinggi pada TW2 2024 yaitu mencapai Rp74          highest investment in Q2 2024, reaching Rp74 trillion
triliun and berkontribusi sekitar 17,3% dari seluruh           and contributed about 17.3% of the total investment in
Investasi di Indonesia yang didukung oleh produksi             Indonesia, triggered by the smelter production of nickel,
smelter untuk nikel, tembaga, bauksit dan timah, diikuti       copper, bauxite and tin, followed by the Mining sector
oleh sektor Pertambangan yang berkontribusi sekitar            which contributed around 10.6%. In terms of location, the
10.6%.      Berdasarkan   lokasi,    Provinsi   Jawa   Barat   Province of West Java received the highest investment in
menerima investasi paling banyak pada TW2 2024 yaitu           Q2 2024 at Rp63.7 trillion or about 14.7% of the total
sekitar Rp63,7 triliun atau sekitar 14,7% dari total           investment in Indonesia.
investasi di Indonesia.




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Outlook                                                                Outlook
Ekonomi Indonesia diprediksi akan tumbuh melambat                      The economy of Indonesia is expected to grow in a
pada TW3 2024 dimana sektor Industri Pengolahan                        slower pace in Q3 2024 as the Manufacturing Industry
yang selalu menjadi kontributor terbesar kepada PDB                    sector which contributed the most to the economy tends
cenderung     turun,    baik   secara     porisi      kontribusinya    to decline, both its contribution and growth. Export is
maupun      pertumbuhannya.          Ekspor    diprediksi      akan    predicted to be stable especially if there will be no
cenderung stabil dengan catatan tidak ada eskalasi                     escalation in the geopolitical issue of Russia–Ukraine and
ketegangan yang terjadi terhadap isu geopolitik Rusia–                 war in Gaza.
Ukraina dan perang di Gaza.


Dengan berkurangnya penerimaan pajak pemerintah                        As tax revenue decline if compared to the same period in
jika dibandingkan dengan periode yang sama pada                        2023, the Government is predicted to issue more
tahun 2023, pemerintah diprediksi akan menerbitkan                     Government Debt Securities to fund the National Budget,
lebih   banyak     Surat     Utang     Negara        (SUN)     untuk   thus increasing the country risk of Indonesia.
membiaya APBN sehingga akan meningkatkan country
risk Indonesia.


Tingkat inflasi pada TW3 2024 diperkirakan akan                        Inflation rate in Q3 2024 is predicted to be at the range
berada sekitar 2% - 2,5% (y-o-y). Sumber inflasi terbesar              of 2% - 2.5% (y-o-y). The inflation mostly generated from
berasal dari inflasi Pangan sementara harga pangan                     the Volatile Food inflation and food prices tends to
cenderung turun jika dibandingkan dengan tahun lalu                    decrease compare to last year and yearly deflation was
sementara deflasi tercatat terjadi sejak bulan April 2024.             recorded since April 2024. The national inflation rate
Target inflasi nasional pada tahun 2024 ditetapkan                     target for 2024 is set at 1.5% - 3.5%.
sebesar 1,5% - 3,5%.


Pemerintah Indonesia memproyeksikan pertumbuhan                        The government of Indonesia has projected a 4.7% -
ekonomi akan berda pada kisaran 4,7% - 5,5% pada                       5.5% economic growth range in 2024. Several world
tahun     2024.        Beberapa        institusi       internasional   institutions also predicted that Indonesia’s economic
memprediksikan ekonomi Indonesia akan tumbuh pada                      growth in 2024 will be in the range of 5% to 5.1%.
kisaran 5% - 5,1%.


Prediksi ekonomi Indonesia 2024 (Per Februari 2024)                    Indonesia Economy Forecast 2024 (as of February 2024)
(dalam %, y-o-y)                                                                                                        (in %, y-o-y)


                                                        2024                   2024
 Lembaga                                                                                                                  Institution
                                                   (as of May 2024)      (as of August 2024)
 Pemerintah Indonesia (BI)                          4.7% - 5.5%             4.7% - 5.5%                       Govt. of Indonesia (BI)
 OECD                                                   5.1%                    5.1%                                         OECD
 Asian Development Bank                                 5.0%                    5.0%                       Asian Development Bank
 Bank Dunia                                             4.9%                    5.0%                                     World Bank
 International Monetary Fund                            5.0%                    5.0%                   International Monetary Fund




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5.2      Gambaran Pasar Perumahan Jabodetabek-                            3.2 Jabodetabek-Banten Landed Housing
         Banten
Pasokan                                                                   Supply
Perkembangan          positif   datang    dari      rumah       tapak     Positive sign of landed houses in the Jabodetabek-Banten
Jabodetabek-Banten yang terbukti dari pasokan rumah                       Region was confirmed with the increase of the current
tapak yang tersedia pada TW1 2024 mencapai 262.364                        supply of landed houses 262,364 units. There has been
unit, dengan peningkatan sekitar 1,64% (q-o-q) dan                        a slight increase of around 1.64% (q-o-q) and an annual
secara    tahunan       naik    sekitar   9,74%      (y-o-y).    Tren     increase of 9.74% (y-o-y). Upward trend showed as a
peningkatan ini kembali menggambarkan pasar positif                       positive market growth in Q1 2024, with the addition of
di TW1 2024, dengan adanya penambahan sebesar                             4,243 units by the end of the period.
4.243 unit pada akhir periode.
                                                                          By location, Bekasi take a lead with the highest addition
Berdasarkan pembagian lokasi, Bekasi memimpin posisi                      of approximately 2,004 units followed by Tangerang
pertama penambahan pasokan tertinggi yaitu sekitar                        (1,027 unit), Bogor (1,016 unit), Depok (114 unit),
2.004 unit diikuti Tangerang (1.027 unit), Bogor (1.016                   Jakarta (82 unit).
unit), Depok (114 unit) dan Jakarta (82 unit).




                          Deskripsi/Description                                    TW4 23/Q4 23                 TW1 24/Q1 24
             Total Pasokan (unit) / Total Supply (units)                             258,121                       262,364
                  Pertumbuhan (q-o-q) /Growth (q-o-q)                                 1.87%                         1.64%
                  Pertumbuhan (y-o-y) / Growth (y-o-y)                                9.75%                         9.74%



 Permintaan                                                                Demand
 Berdasarkan hasil survei Bank Indonesia (BI) pada TW1                     Bank Indonesia (BI) Survey shows that in Q1 2024,
 2024      mencatatkan          peningkatan       penjualan     sekitar    landed housing sales recorded an increase of
 12,89% (q-o-q). Seluruh tipe rumah tercatat memiliki tren                 approximately 12.89% (q-o-q). All type of houses
 positif, rumah tipe kecil naik sebesar 15,29% (q-o-q),                    recorded a positive growth. The small type house grew
 rumah tipe menengah sekitar 12,21% (q-o-q) dan rumah                      by 15.29% (q-o-q), medium type house by 12.21% (q-o-
 tipe besar sekitar 5,14% (q-o-q).                                         q) and large type house by 5.14% (q-o-q).




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Penjualan tahunan pada TW1 2024 terlihat kembali           The annual sales in Q1 2024 experienced an increase by
mengalami peningkatan sekitar 31,16% (y-o-y). Seluruh      approximately 31.16% (y-o-y) as all type of houses
tipe rumah tercatat mengalami kenaikan, rumah tipe         increased. Small type houses increased by 37.84% (y-o-
kecil tercatat sebesar 37,84% (y-o-y), rumah tipe sedang   y), medium type house increased by 13.57% (y-o-y) and
sebebsar 13,57% (y-o-y) dan rumah tipe besar sebesar       large type house increased by 48.51% (y-o-y). The
48,51% (y-o-y). Adanya pembukaan lokasi perumahan          opening of new landed housing areas with more
baru yang lebih strategis memicu minat pembelian           strategic location has triggered new consumer to buy
konsumen baru.                                             landed house.




Hasil survey BI menunjukan sebanyak 76,25% konsumen        BI survey results showed that majority of consumers
memilih KPR sebagai fasilitas utama dalam melakukan        amounted to 76.25% still prefer to use mortgage (KPR) as
transaksi pembelian properti residensial terutama pada     the main financing option to purchase landed houses,
rumah tipe kecil dan sedang. Proporsi konsumen yang        primarily in small and medium type houses. The
memilih skema pembayaran tunai bertahap turun              proportion of cash instalment has decreased to 16.59%
menjadi 16,59%.    Sementara itu, skema pembayaran         while purchase by hard cash was unchanged at 7.17%.
tunai sedikit mengalami kenaikan menjadi 7,17%.




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                               Tipe/Type                                      TW4 23/Q4 23                  TW1 24/Q1 24
                          KPR/Mortgage                                            75.89%                        76.25%
                    Tunai Bertahap/Instalment                                     17.24%                        16.59%
                        Tunai/Hard Cash                                           6.87%                         7.17%


Kredit Properti                                                         Property Loan
Berbanding terbalik dengan peningkatan harga properti,                  Contrast with the increasing property prices, housing
pertumbuhan kredit properti untuk KPR dan Kredit                        mortgage slightly decrease by 5.34% to 6.79% (y-o-y).
Pemilikan Apartemen (KPA) turun sebesar 5,34% menjadi                   Construction loan decreased this quarter to -2.00% (y-o-
6,79%    (y-o-y).     Kredit     konstruksi     tercatat   kembali      y) and real estate loan slightly increase to 10.97% (y-o-
mengalami         penurunan        menjadi       -2,00%     (y-o-y)     y).
sedangkan      kredit     real      estat     mengalami     sedikit
peningkatan menjadi 10,97% (y-o-y).




Total kredit properti tercatat mengalami penurunan                      The total property loan recorded a slightly decreased by
sekitar 1,51% (q-o-q) dengan nilai total kredit sebesar                 approximately 1.51% (q-o-q) with a total value of
Rp1.263,3 miliar. KPR dan KPA berkontribusi paling                      Rp1,263.3 billion. Housing mortgage contributed the
tinggi yaitu sebesar 53,06% dari total kredit properti,                 most, amounted to 53.06% from the total property
diikuti kredit konstruksi sebesar 30,37% dan kredit real                loans, followed by construction loan (30.37%) and real
estate sebesar 16,57%.                                                  estate loan (16.57%).



   Total Kredit Properti (Rp miliar)/Total Property Loan (Rp Billion)               1,282.7                     1,263.3
                  Pertumbuhan (q-o-q)/Growth (q-o-q)                                 1.77%                      -1.51%
                  Pertumbuhan (y-o-y)/Growth (y-o-y)                                 7.92%                       4.59%




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Indeks Harga Properti Residensial (IHPR)                              Residential Price Index (RPI)
Kenaikan Indeks Harga Properti Residensial (IHPR)                     Increment of Residential Price Index (RPI) caused by the
disebabkan oleh inflasi subkelompok pemeliharaan,                     inflation of the Maintenance, Renovation and Housing
perbaikan     dan     keamanan       tempat       tinggal     sejak   Security Sub-Group since December 2023.
Desember 2023.




Secara triwulanan, IHPR dari semua tipe rumah di                      On a quarterly basis, RPI from all house types in
Jabotabek-Banten tumbuh sekitar 0,74% (q-o-q), dan                    Jabodetabek-Banten grew by 0.74% (q-o-q) and an
secara    tahunan     meningkat     sebesar      2,97%      (y-o-y)   annual increase of 2.97% (y-o-y). RPI growth for small
dibandingkan dengan periode sebelumnya. IHPR untuk                    type houses increase at around 0.62% (q-o-q) and
rumah tipe kecil meningkat sekitar 0,62% (q-o-q) dan                  anually increase by 2.59% (y-o-y), medium type houses
secara tahunan naik sebesar 2,59% (y-o-y), rumah tipe                 had the same growth as the previous quarter by about
sedang juga meningkat sebesar 0,49% (q-o-q) atau naik                 0.49% (q-o-q) or increase by 2.07% (y-o-y). Meanwhile,
2,07% (y-o-y), sementara pertumbuhan rumah tipe besar                 the growth of large type houses recorded at 0.30% (q-o-
tercatat juga mengalami peningkatan sebesar 0,30% (q-                 q) or 2.25% (y-o-y).
o-q) dan sebesar 2,25% (y-o-y).

                              Deskripsi/                                          TW4 23/                     TW1 24/
                             Description                                           Q4 23                       Q1 24
         IHPR Jabodetabek – Banten/RPI Jabodetabek - Banten                        108,70                     109,50
                 Pertumbuhan (q-o-q)/Growth (q-o-q)                                 0.74%                      0.74%
                 Pertumbuhan (y-o-y)/Growth (y-o-y)                                 2.56%                      2.97%


          IHPR 18 kota di Indonesia/ RPI 18 city in Indonesia                      108,15                     108.76
                 Pertumbuhan (q-o-q)/Growth (q-o-q)                                 0.25%                      0.57%
                 Pertumbuhan (y-o-y)/Growth (y-o-y)                                 1.74%                      1.89%


Secara tahunan, IHPR di Jabodetabek-Banten mengalami                  On a yearly basis, RPI in Jabodetabek-Banten grew by
pertumbuhan sebesar 2,97% (y-o-y), sedikit lebih tinggi               2.97% (y-o-y) which was higher if compared to the
dari pertumbuhan IHPR Indonesia yang tercatat sebesar                 national RPI at 1.89% (y-o-y). The highest price growth
1,89%      (y-o-y).   Pertumbuhan          tertinggi   IHPR      di   in Jabodetabek came from the small type houses which
Jabodetabek dialami oleh tipe rumah kecil yaitu sebesar               recorded at 2.59% (y-o-y), followed by the medium type
2,59% (y-o-y) diikuti oleh tipe rumah sedang dan tipe                 and large type houses grew by about 2.07% (y-o-y) and
rumah besar yang masing-masing tumbuh sebesar                         2.25% (y-o-y) respectively.
2,07% (y-o-y) dan 2,25% (y-o-y).




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Kota Pontianak saat ini menonjol dengan pertumbuhan                    Pontianak recorded the highest increase at 4.86% (y-o-
paling     besar       yakni   4,68%      (y-o-y)    sementara         y), while the lowest was recorded in Pekanbaru at -
pertumbuhan IHPR terendah terjadi di Pekanbaru dengan                  0.13% (y-o-y).
pertumbuhan sekitar -0,13% (y-o-y).




 Outlook                                                                Outlook
 Melihat    sajian      data   atas    perkembangan         properti    Looking at the data on landed housing development, it
 residensial, pada TW2 2024 diprediksikan akan terus                    is predicted that in Q2 2024 prices will increase higher
 mengalami         peningkatan    harga     yang    lebih     tinggi    than Q1 2024. Growth of workers salary does not
 dibandingkan TW1 2024. Peningkatan upah pekerja                        match with landed houses prices may become obstacles
 yang    tidak sebanding dengan            peningkatan       harga      to future sales. However, the Government plan of VAT
 properti dapat menjadi hambatan penjualan yang harus                   increase to 12%, opens up the possibility of sales
 menjadi catatan pada masa yang akan datang. Adanya                     increase during the tax-free subsidiary in this quarter.
 rencana kenaikan PPN kedepannya menjadi 12% sangat
 dimungkinkan meningkatkan penjualan selama masa
 subsidi bebas pajak pada periode ini.


 Melihat data pasokan rumah tapak di Jabodetabek-                       By the data of landed houses supply in Jabodetabek-
 Banten, arah pengembangan rumah tapak masih tetap                      Banten, location of landed housing development will
 didominasi pada kawasan-kawasan penyangga DKI                          still in the outskirt area of DKI Jakarta such as South
 Jakarta     seperti     Tangerang      Selatan,    Kota     Bogor,     Tangerang, Bogor City, Bogor Regency, Bekasi City,
 Kabupaten Bogor, Kota Bekasi, Kabupaten Bekasi,                        Bekasi Regency, South Jakarta (bordered by Depok) and
 Jakarta Selatan (perbatasan dengan Depok) dan Jakarta                  East Jakarta (bordered by Bekasi). The significant
 Timur (perbatasan dengan Bekasi). Adanya perbedaan                     difference of land price between the peripheral area
 harga tanah yang cukup signifikan pada kawasan                         and city centre cause location of residential areas to
 periphery dengan pusat kota menyebabkan tingkat                        spread. Therefore, future residential development will
 penyebaran lokasi hunian cukup tinggi. Sehingga pada                   likely be located further from the city centre to manage
 masa      yang        akan    datang     dimungkinkan         arah     affordability. difference of land price between the
 pengembangan hunian akan semakin menjauh dari                          peripheral area and city centre cause location of
 pusat kota, agar harga yang ditawarkan akan lebih                      residential areas to spread. Therefore, future residential
 terjangkau.                                                            development will likely be located further from the city
                                                                        centre to manage affordability.




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5.3      Gambaran Pasar Hotel Kota Bogor                       3.3 Bogor City Hotel Market Review
Pasokan                                                        Supply
Jumlah pasokan kumulatif hotel eksisting di Kota Bogor         The cumulative supply of existing hotel rooms in Bogor
sampai dengan TW1 2024 tercatat sebanyak 2.845                 City until Q1 2024 is recorded at 2,845 rooms. Of the
kamar. Dari jumlah tersebut, sebesar 51% atau 1.452            total supply, 51% or 1,452 rooms are 4-star hotels, 28%
kamar adalah hotel bintang-4, 28% atau 793 kamar               or 793 rooms are 3-star hotels, and 21% or 600 rooms
berasal dari hotel bintang-3 dan 21% atau 600 kamar            are budget hotels. The latest addition of hotel rooms in
hotel budget. Penambahan kamar hotel terakhir di tahun         2023 came from Luminor Hotel Padjadjaran Bogor by
2023 berasal dari Luminor Hotel Padjadjaran Bogor by           WH which is a 4-star hotel, with a total of 153 rooms.
WH yang merupakan hotel bintang-4 dengan jumlah
kamar 153 kamar.




Tingkat Hunian                                                 Take Up
Tingkat hunian hotel berbintang di Kota Bogor rata-rata        The occupancy rate of starred hotels in Bogor City
mencapai sekitar 54,04%. Tingkat hunian untuk hotel            averages around 54.04%. The occupancy rates for
budget    sebesar   55,71%,   hotel    bintang-3    sebesar    budget hotels are at 55.71%, 3-star hotels at 50.41%,
50,41%, dan 56,00% untuk hotel bintang-4.                      and 4-star hotels at 56.00%.

Rata-rata tingkat hunian hotel berbintang di Bogor pada        On average, the occupancy rate of star-rated hotels in
TW1 2024 mengalami penurunan dikarenakan oleh                  Bogor in Q1 2024 experienced a decrease due to
kondisi   pengurangan   kegiatan      MICE   dari   instansi   reduced MICE activities from both government and
pemerintah dan swasta selama bulan puasa.                      private institutions during the fasting month.




                                VALUATION & ADVISORY SERVICES                                                  5 - 12
Page 63
Rata-Rata Tarif Kamar (ARR)                                     Average Room Rate (ARR)
Rata-rata tarif kamar hotel berbintang di Kota Bogor            The average room rate for star-rated hotels in Bogor City
mencapai Rp434.400/malam. Tarif kamar untuk hotel               reaches Rp434,400 per night. The room rates for budget
budget sebesar Rp301.000/malam, hotel bintang-3                 hotels are at Rp301,000 per night, Rp458,000 per night
sebesar Rp458.000 dan sebesar Rp544.000 untuk hotel             for 3-star hotels, and Rp544,000 per night for 4-star
bintang-4.                                                      hotels.




Prediksi Pasar                                                  Outlook
Sepanjang        tahun   2024   tidak    terdapat      proyek   There will be no new hotel construction throughout 2024.
pembangunan hotel yang mulai dibangun. Diharapkan               Hotel operators are expected to adjust their room rates
pengelola usaha perhotelan melakukan penyesuaian                and create attractive packages to attract more guest in
harga, juga membuat paket-paket yang menjadi daya               order to boost hotel occupancy in Bogor City in Q2 2024
tarik pengunjung, sehingga mendongkrak okupansi hotel           and the next quarters.
di Kota Bogor pada TW2 2024 dan triwulan-triwulan
berikutnya.

Gambaran Pasar Kondominium Bogor 2024                           Bogor Condominium Market Review 2024
Pasokan                                                         Supply
Kondominium        di Bogor hanya       terdiri dari   kelas    Condominium in Bogor consists only of middle-class
Menengah. Total pasokan kumulatif kondominium                   units. The total cumulative supply of existing
eksisting di Bogor sampai dengan TW1 2024 tercatat              condominiums in Bogor until Q1 2024 amounted to
sebesar 3.148 unit. Penambahan pasokan terakhir                 3,148 units. The last supply addition occurred in 2022
terjadi pada tahun 2022 yang berasal dari Royal                 which came from Royal Heights Tajur located in Royal
Heights Tajur yang berlokasi di Royal Tajur Residence           Tajur Residence totalling 348 units.
sebanyak 348 unit.




                                 VALUATION & ADVISORY SERVICES                                                   5 - 13
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Tingkat Penjualan                                                   Take Up
Tingkat penjualan kondominium eksisting di Bogor pada               The sales rate of existing condominiums in Bogor in Q1
TW1 2024 tercatat sekitar 94%. Tingkat penjualan                    2024 was recorded at approximately 69%. The highest
tertinggi terjadi pada Sentul Tower dan JP Apartment                sales rate was observed at Sentul Tower and JP
yang sudah terjual 100%.                                            Apartment, both of which have achieved 100% sales.




Harga Jual                                                          Selling Price
Rata-rata harga jual kondominium kelas menengah di                  The average selling price of middle-class condominiums
Bogor mencapai Rp20.155.000/m2.                                     in Bogor reached Rp20,155,000/sqm.

Sentul Tower type studio dengan luas 20,2 m2                        At Sentul Tower, the studio type with an area of 20.2 sqm
merupakan unit termurah, sedangkan type 3BR dengan                  is the most affordable unit, whereas the 3-bedroom type
luas 69 m2 di Bogor Icon merupakan unit termahal.                   with an area of 69 sqm at Bogor Icon is the most
                                                                    expensive unit."
                                    Harga Jual/unit (Rp juta)                Tipe/
                                  Selling Price/unit (Rp million)            Type
                                           302 – 493                        Studio

                                           429 - 514                         1BR

                                          641 – 1.062                        2BR

                                             >1.600                          3BR




                               VALUATION & ADVISORY SERVICES                                                         5 - 14
Page 65
Prediksi Pasar                                         Outlook
Pada tahun 2024 tidak terdapat proyek kondominium      In 2024, there were no condominium projects that
yang akan mulai dibangun. Pasokan tambahan akan        commenced construction. Additional supply will be
ada di tahun 2026 yang berasal dari Grand Central      available in 2026 from Grand Central Bogor,
Bogor     sebanyak     833-unit    yang   merupakan    consisting of 833 units of transit-oriented development
kondominium TOD yang terletak persis di samping        (TOD) condominiums located right next to the Bogor
stasiun commuter line, Bogor.                          commuter line station.

Kedepan nilai jual kondominium diprediksi belum        In the future, condominium resale values are
mengalami kenaikan yang berarti.                       predicted not to experience significant increases.


5.4     Profil Lapangan Golf Indonesia                 3.4 Profile of Golf Courses in Indonesia




Pada tahun 2023, terdapat 55 lapangan golf yang        In 2023, there are 55 golf courses registered as members
terdaftar sebagai Anggota Asosiasi Pemilik Lapangan    of the Indonesian Golf Course Owners Association
Golf Indonesia (“APLGI”). Berdasarkan distribusinya,   ("APLGI"). Based on their distribution, the majority of
mayoritas anggota APLGI berlokasi di wilayah Jawa,     APLGI members are located in the Java region, followed
diikuti Sumatera, dan Bali                             by Sumatra and Bali.




                                  VALUATION & ADVISORY SERVICES                                          5 - 15
Page 66
Di wilayah Jabodetabek, mayoritas anggota APLGI         In the Jabodetabek area, the majority of APLGI members
berada di Provinsi DKI Jakarta dengan 9 lapangan golf   are located in the Province of DKI Jakarta with 9 golf
diikuti Kabupaten Bogor dengan 8 lapangan golf,         courses, followed by Bogor Regency with 8 golf courses,
Tangerang 7 lapangan golf dan Kota Depok 4 lapangan     Tangerang with 7 golf courses, and Depok City with 4
golf.                                                   golf courses.


Berikut adalah sebaran anggota APLGI di wilayah         The following is the distribution of APLGI members in the
Jabodetabek.                                            Jabodetabek area.




                       Sumber: Google Earth




                               VALUATION & ADVISORY SERVICES                                             5 - 16
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                                     Tahun                                                      Jumlah      Jumlah        Panjang
No.      Nama Lapangan Golf                                 Alamat                Lokasi
                                   Beroperasi                                                    Hole        Par         Lapangan
      DKI Jakarta
                                                Jalan Trembesi Blk. D3-D4,
1     Bandar Golf Kemayoran          1997                                      Jakarta Utara    18 holes      Par 72          5.508
                                                Kota Bandar Naru
      Damai Indah Golf - Pantai
2                                    1993       Jalan Marina Raya No. 7        Jakarta Utara    18 holes      Par 72          6.048
      Indah Kapuk
3     Senayan National Golf Club     1968       Jalan Asia Afrika Pintu IX     Jakarta Pusat    18 holes      Par 69          5.135
                                                Jalan Metro Pondok Indah
4     Pondok Indah Padang Golf       1976                                     Jakarta Selatan   18 holes      Par 72          6.623
                                                No, 16
      Padang Golf Matoa
5                                    1995       Jalan Moh Kahfi I Km 7        Jakarta Selatan   18 holes      Par 72          6.450
      Nasional
                                                Jalan Rawamangun Muka
6     Jakarta Golf Club              1950                                      Jakarta Timur    18 holes      Par 71          5.372
                                                Raya
                                                Jalan Squadron Halim
7     Padang Golf Halim              1971                                      Jakarta Timur    18 holes      Par 36          6.048
                                                Perdanakusuma
8     Royale Jakarta Golf Club       2008       Jalan Raya Halim Tiga          Jakarta Timur    27 holes   Par 72/36         10.023
9     Padang Golf Cilangkap          2002       Jalan Raya Mabes TNI           Jakarta Timur    18 holes      Par 72          5.170
      Bogor
      Gunung Geulis Golf &
10                                   1992       Jalan Pasir Angin             Kabupaten Bogor   36 holes      Par 72         12.140
      Country Club
                                                Jalan Golf Estate Bogor
11    Klub Golf Bogor Raya           1997                                     Kabupaten Bogor   18 holes      Par 72          6.320
                                                Raya
12    Klub Golf Lido                 1994       Jalan Raya Bogor No.Km 21     Kabupaten Bogor   18 holes      Par 72          6.579
13    Palm Hill Golf Resort          1992       Jalan Sentul Raya             Kabupaten Bogor   18 holes      Par 72          6.500
      Permata Sentul Golf &
14                                   1994       Jalan Desa Leuwinutug         Kabupaten Bogor   18 holes      Par 71          5.829
      Country Club
      Rainbow Hills & The                       Jalan Padang Golf Bukit
15                                   1995                                     Kabupaten Bogor   27 holes      Par 72          9.461
      Mountain View Golf Course                 Pelangi
16    Sentul Highlands Golf Club     1997       Jalan Sumur Batu              Kabupaten Bogor   18 holes      Par 72          6.538
      Riverside Golf & Country
                                     1994       Jalan Bukit Golf Riverside    Kabupaten Bogor   18 holes      Par 72          6.259
17    Club
      Depok
18    Padang Golf Pangkalan Jati     1979       Jalan Jati Indah Raya No 1      Kota Depok      18 holes      Par 72          5.885
      Emeralda Golf & Country
19                                   1994       Jalan Cimanggis Boulevard       Kota Depok      27 holes   Par 72/36          9.775
      Club

      Jagorawi Golf & Country                                                                                      Par
20                                   1979       Jalan Raya Karangan             Kota Depok      45 holes                 6029/6322/
      Club                                                                                                 72/72/36
                                                                                                                              2965
      Sawangan Golf & Country                   Jalan Sawangan Lama
21                                   1973                                       Kota Depok      18 holes      Par 72          6.429
      Club                                      No.KM 34
      Tangerang
                                                Soewarna Business Park,
22    Cengkareng Golf Club           1999                                     Kota Tangerang    18 holes      Par 72          6.326
                                                Block G Lot 1-2
                                                Jalan Modern Golf Raya No.
23    Modern Golf & Country Club     1995                                     Kota Tangerang    18 holes      Par 72          6.311
                                                99, Kota Modern Klp. Indah
                                                                                Kabupaten
24    Takara Golf Resort             1994       Jalan Tigaraksa Tenjo No.42                     18 holes      Par 72          6.070
                                                                                Tangerang
      Kedaton Golf & Country                                                    Kabupaten
25                                   1995       Jalan Otonomi Cikupa                            18 holes      Par 72          6.401
      Club                                                                      Tangerang
                                                                                Kabupaten
26    Imperial Klub Golf             1997       Jalan Pulau Golf No.2700                        18 holes      Par 72          6.163
                                                                                Tangerang
      Damai Indah Golf - Bumi                                                 Kota Tangerang
27                                   1992       Jalan Bukit Golf 1                              18 holes      Par 72          6.545
      Serpong Damai                                                               Selatan
      Pondok Cabe Golf &                        Jalan Pd. Cabe Golf, Pd.      Kota Tangerang
28                                   1989                                                       18 holes      Par 72          6.260
      Country Club                              Cabe Udik                         Selatan




                                    VALUATION & ADVISORY SERVICES                                                           5 - 17
Page 68
6.0 ANALISIS KEWAJARAN RENCANA 6.0 FAIRNESS                                               ANALYSIS                          ON
        TRANSAKSI                                                             PROPOSED TRANSACTION
Analisis kewajaran atas Rencana Transaksi dilakukan                    Fairness analysis on Proposed Transaction is conducted by
dengan melakukan analisis terhadap Transaksi, analisis                 analysing the Proposed Transaction, qualitative analysis
kualitatif atas manfaat Rencana Transaksi, analisis                    on the benefit of the Proposed Transaction, quantitative
kuantitatif dan kewajaran atas Rencana Transaksi.                      analysis and fairness on the Proposed Transaction.


6.1 Transaksi                                                          6.1    Transaction
6.1.1 Latar Belakang                                                   6.1.1 Background
Sejalan dengan strategi BSDE untuk mempertahankan                      Aligning with BSDE's strategy to maintain its performance
kinerjanya dengan meningkatkan cadangan lahan yang                     by replenishing the landbank for development, BSDE plans
dapat       dikembangkan,       BSDE         berencana        untuk    to acquire SMDM to strengthen its existing development
mengakuisisi      SMDM       untuk     memperkuat       portofolio     portfolio by diversifying its geographic presence and
pengembangan         yang    telah     ada     saat   ini dengan       market penetration.
mendiversifikasi keberadaaan geografis dan penetrasi
pasar.

6.1.2 Tujuan dan Manfaat Rencana Transaksi                             6.1.2 Purpose and Benefit of the Proposed Transaction
BSDE       mempertimbangkan          hal-hal      berikut    dalam     BSDE has considered several aspects in the Proposed
melakukan Rencana Transaksi yaitu:                                     Transaction as follow.
• SMDM secara grup memiliki cadangan tanah yang                        • SMDM as a group has extensive land bank which show
   luas menunjukkan potensi untuk dapat dikembangkan                      potential for future development;
   di masa yang akan datang;
• Cadangan         tanah     yang      dimiliki   SMDM       dapat     • SMDM’s landbank may help BSDE to diversify its
   membantu         BSDE     untuk      mendiversifikasi       area       development areas geographically, which               is
   pengembangannya secara geografis, yang secara                          strategically located close to toll road access.
   strategis berada dekat dengan akses jalan tol.


Rencana Transaksi bertujuan memperkuat portofolio                      The Proposed Transaction aims to strengthen the existing
pengembangan BSDE yang telah ada saat ini dengan                       development portfolio by diversifying BSDE’s geographic
mendiversifikasi keberadaan geografis dan penetrasi                    presence and market penetration.
pasar BSDE.



6.2      Analisis Kuantitatif dan Kualitatif yang Terkait              6.2    Quantitative and Qualitative Analysis related to
         dengan Rencana Transaksi                                             the Proposed Transaction
6.2.1 Analisis Kuantitatif                                             6.2.1 Quantitative Analysis
Analisis    kuantitatif    dilakukan     berdasarkan        analisis   The quantitative analysis is done based on the analysis of
terhadap laporan keuangan sebelum Transaksi dan                        the financial statements prior to the Transaction and after
setelah Rencana Transaksi.                                             the Proposed Transaction.

Analisis informasi keuangan konsolidasian kombinasi                    Analysis of BSDE pro-forma combined consolidated
proforma BSDE per 30 Juni 2024 dengan asumsi obligasi                  financial information as of 30 June 2024 bonds was issued
diterbitkan pada tanggal 30 Juni 2024, sebagaimana                     on 30 June 2024, as provided by management.
disampaikan oleh manajemen.




                             VALUATION & ADVISORY SERVICES                                                                6-1
Page 69
                                                     PT Bumi Serpong Damai Tbk
                  Laporan Laba Rugi dan Penghasilan Komprehensif Lain Konsolidasian Proforma yang Tidak Diaudit /
                    Unaudited Pro Forma Consolidated Statement of Profit or Loss and Other Comprehensive Income
                         Sebelum dan Setelah Transaksi (Proforma) / Before and After Transaction (Proforma)
                                              Per 30 Juni 2024 / As of 30 June 2024
                                                  dalam Rupiah / in Rupiahs

                                      Sebelum Rencana                               Setelah Rencana
                                         Transaksi /       Penyesuaian Proforma /      Transaksi /
Deskripsi                                                                                                                    Descrription
                                       Before Proposed       Pro Forma Adjustment    After Proposed
                                         Transaction                                  Transaction
Penjualan neto                         7,346,632,958,817                            7,346,632,958,817                            Net sales
Beban pokok penjualan                  2,482,811,597,847                            2,482,811,597,847                Cost of Goods Sold
Laba bruto                             4,863,821,360,970                        -   4,863,821,360,970                         Gross profit
Beban usaha                                                                                                          Operating expenses
Biaya penjualan                         826,516,788,976                              826,516,788,976                   Selling expenses
                                                                                                             General and administrative
Biaya umum dan administrasi             874,009,202,639                              874,009,202,639
                                                                                                                               expenses
Pajak final                             216,788,688,645                              216,788,688,645                            Final tax
Total beban usaha                      2,946,506,680,710                        -   2,946,506,680,710          Total operating expenses
Laba usaha                              826,516,788,976                              826,516,788,976                   Operating income
Penghasilan (beban) lainnya            (410,045,015,424)      1,598,631,673,407     1,188,586,657,983           Oher income (charges)
Ekuitas pada laba bersih entitas                                                                             Equity in the net income of
                                        127,152,461,067                              127,152,461,067
asosiasi dan ventura bersama                                                                               associates and joint ventures
Laba sebelum beban pajak
                                       2,663,614,126,353      1,598,631,673,407     4,262,245,799,760                  Income before tax
penghasilan
Beban pajak penghasilan                  19,556,715,171                               19,556,715,171                 Income tax expense
Laba periode berjalan                  2,644,057,411,182      1,598,631,673,407     4,242,689,084,589              Income for the period
                                                                                                          Other comprehensive income
Laba (rugi) komprehensif lainnya         27,970,551,296                               27,970,551,296
                                                                                                                                  (losses)
Total laba komprehensif periode                                                                         Total comprehensive income for
                                       2,672,027,962,478      1,598,631,673,407     4,270,659,635,885
berjalan                                                                                                                       the period
Pendapatan untuk periode yang                                                                                      Income for the period
dapat diatribusikan kepada:                                                                                               attributable to:
                                                                                                             Equity holders of the parent
Pemegang ekuitas entitas induk         2,333,050,432,801      1,598,631,673,407     3,931,682,106,208
                                                                                                                                     entity
Non-controlling interests               311,006,978,381                              311,006,978,381            Non-controlling interests
Total                                  2,644,057,411,182      1,598,631,673,407     4,242,689,084,589                                Total
Total laba komprehensif untuk
                                                                                                        Total comprehensive income for
periode berjalan yang dapat
                                                                                                               the period attributable to:
diatribusikan kepada:
                                                                                                             Equity holders of the parent
Pemegang ekuitas entitas induk         2,360,984,800,779      1,598,631,673,407     3,959,616,474,186
                                                                                                                                    entity
Non-controlling interests               311,043,161,699                              311,043,161,699           Non-controlling interests
Total                                  2,672,027,962,478      1,598,631,673,407     4,270,659,635,885                                Total




                                   VALUATION & ADVISORY SERVICES                                                                6-2
Page 70
                                                                      PT Bumi Serpong Damai Tbk
                                                 Laporan Posisi Keuangan Konsolidasian Proforma yang Tidak Diaudit /
                                                   Unaudited Pro Forma Consolidated Statement of Financial Position
                                           Sebelum dan Setelah Transaksi (Proforma) / Before and After Transaction (Proforma)
                                                                Per 30 Juni 2024 / As of 30 June 2024
                                                                    dalam Rupiah / in Rupiahs

Deskripsi                            Historis BSD Grup       Historis SMDM Grup       Penyesuaian proforma       Proforma BSD Grup                               Description
ASET                                                                                                                                                                  ASSET
Aset Lancar                                                                                                                                                   Current Asset
Kas dan setara kas                    9,428,332,290,823          353,118,467,220        (1,239,802,075,000)        8,541,648,683,043             Cash and cash equivalent
Investasi                             1,340,075,463,508                                                            1,340,075,463,508                             Investment
Piutang usaha - bersih                                                                                                             -        Trade account receivables - net
   Pihak berelasi                       12,927,043,735                                                                12,927,043,735                         Related parties
   Pihak ketiga                        252,251,883,710            22,303,803,055                                     274,555,686,765                           Third parties
Piutang lain-lain bersih               100,054,642,831             1,622,209,811                                     101,676,852,642             Other account receivables
Piutang pihak berelasi non-usaha -                                                                                                      Current portion of due from related
                                        26,524,504,304                                                                 26,524,504,304
bersih                                                                                                                                                               parties
Persediaan                           14,392,382,845,937          766,871,861,173         1,945,635,203,536       17,104,889,910,646                              Inventories
Uang muka                             1,350,249,091,097            9,329,860,429                                  1,359,578,951,526                                Advances
Pajak dibayar dimuka                    618,235,211,488            6,011,466,228                                    624,246,677,716                           Prepaid taxes
Bayar dibayar dimuka yang akan
                                       209,403,284,036                                                                209,403,284,036   Current portion of prepaid expenses
jatuh tempo dalam waktu satu tahun
Aset lain-lain                            1,618,185,551              922,516,999                                      2,540,702,550                             Other assets
Total Aset Lancar                    27,732,054,447,020        1,160,180,184,915           705,833,128,536       29,598,067,760,471                      Total Current Asset
Aset Tidak Lancar                                                                                                                                          Noncurrent Asset
Investasi                              823,876,356,885            32,209,256,192                                      856,085,613,077                           Investments
Piutang lain-lain - bersih              11,563,986,018                                                                 11,563,986,018             Other account receivables
Piutang pihak berelasi non-usaha -                                                                                                          Trade account receivables from
                                        30,140,117,397                                                                 30,140,117,397
bersih                                                                                                                                      related parties (non-trade) - net
Investasi dalam saham                 7,807,633,124,566                                                            7,807,633,124,566                  Investments in shares
Bayar dibayar dimuka - setelah
dikurangi bagian yang akan jatuh        44,506,391,191                                                                 44,506,391,191                     Prepaid expenses
tempo dalam waktu satu tahun
Tanah yang belum dikembangkan        14,395,521,468,478        2,010,184,468,360            32,101,531,640       16,437,807,468,478                  Land for development
Aset tetap - bersih                     536,611,207,752          248,288,011,976           428,865,857,287        1,213,765,077,015                Property and equipment
Properti investasi - bersih          11,288,740,444,491           58,829,741,937           287,864,258,063       11,635,434,444,491                   Investment properties
Aset hak-guna - bersih                   10,306,470,126                                                              10,306,470,126                      Right-of-use assets
Goodwill                                  9,302,932,297                                                               9,302,932,297                                Goodwill
Aset pajak tangguhan                                               3,748,268,789                                      3,748,268,789                      Deferred tax asset
Aset tak berwujud - bersih            5,167,474,583,887                                                           5,167,474,583,887                        Intangible assets
Aset lain-lain                            4,933,892,035              225,000,000                                      5,158,892,035                            Other assets




                   VALUATION & ADVISORY SERVICES                                                           6-3
Page 71
Deskripsi                           Historis BSD Grup   Historis SMDM Grup   Penyesuaian proforma     Proforma BSD Grup                              Description
Total Aset Tidak Lancar            40,130,610,975,123    2,353,484,747,254       748,831,646,990      43,232,927,369,367                   Total Noncurrent Asset
Total Aset                         67,862,665,422,143    3,513,664,932,169     1,454,664,775,526      72,830,995,129,838                              Total Asset

LIABILITAS DAN EKUITAS                                                                                                                  LIABILITIES AND EQUITY
Liabilitas                                                                                                                                               Liabilities
Liabilitas Jangka Pendek                                                                                                                        Current Liabilities
Utang bank jangka pendek                     943,291        37,046,854,512                                37,047,797,803                   Short-term bank loans
Utang usaha                                                                                                            -                 Trade account payables
   Pihak berelasi                       7,915,943,620                                                      7,915,943,620                           Related parties
   Pihak ketiga                     1,154,058,185,795       24,905,524,686                             1,178,963,710,481                             Third parties
Utang pajak                            88,752,942,641        8,641,040,000                                97,393,982,641                           Taxes payables
Beban akrual                          166,631,548,909        9,849,160,900                               176,480,709,809                        Accrued expenses
Setoran jaminan                       279,880,376,422                                                    279,880,376,422                         Security deposits
Liabilitas kontrak                  6,847,123,192,932       85,034,652,047                             6,932,157,844,979                       Contract liabilities
Uang muka diterima                    113,495,367,907                                                    113,495,367,907                       Advances received
Sewa diterima dimuka                  313,969,571,284                                                    313,969,571,284                          Rental advances
Uang muka setoran modal                26,258,500,370                                                     26,258,500,370     Deposit for future stock subscription
Liabilitas imbalan kerja jangka
                                                               266,019,719                                  266,019,719    Short-term employee benefits liabilitiy
pendek
Utang bank jangka pendek            1,338,367,376,130       28,748,214,138                             1,367,115,590,268   Long-term bank loan - current portion
Liabilitas sewa - jangka pendek         6,026,329,090                                                      6,026,329,090         Lease liabilities - current portion
Utang obligasi - jangka pendek      2,065,438,248,224                                                  2,065,438,248,224         Bonds payable - current portion
Liabilitas lain-lain                  244,915,327,770       28,712,425,511     1,121,144,150,326       1,394,771,903,607                            Other liabilities
Total Liabilitas Jangka Pendek     12,652,833,854,385      223,203,891,513     1,121,144,150,326      13,997,181,896,224                  Total Current Liabilities
Liabilitas Jangka Panjang                                                                                                                   Noncurrent Liabilities
Setoran jaminan                       151,595,525,578        2,842,790,474                               154,438,316,052                           Security deposits
Liabilitas kontrak                  2,358,617,748,013        6,462,756,757                             2,365,080,504,770                         Contract liabilities
Uang muka diterima                     10,127,471,847                                                     10,127,471,847                         Advances received
Sewa diterima dimuka                   78,698,662,213                                                     78,698,662,213                           Rental advances
Liabilitas imbalan kerja jangka
                                     295,722,382,963        63,856,601,789                              359,578,984,752    Long-term employee benefits liabilitiy
panjang - bersih
Taksiran liabilitas untuk                                                                                                           Estimated liabilities for future
                                      62,278,400,000                                                      62,278,400,000
pengembangan prasarana                                                                                                                              improvements
Provisi pelapisan jalan tol           12,379,942,270                                                      12,379,942,270                     Provision for overlay
Penyisihan penggantian peralatan                                                                                           Provision for the replacement of hotel
                                                             3,057,609,602                                 3,057,609,602
dan perlengkapan hotel                                                                                                                    equipment and supplies
Utang bank jangka panjang           8,271,071,770,760       33,776,449,280                             8,304,848,220,040                    Long-term bank loan
Liabilitas sewa                        31,010,286,002                                                     31,010,286,002                          Lease liabilities
Utang obligasi                        386,166,814,789                                                    386,166,814,789                           Bonds payable
Liabilitas lain-lain                                           282,644,937                                   282,644,937                          Other liabilities
Total Liabilitas Jangka Panjang    11,657,669,004,435      110,278,852,839                      -     11,767,947,857,274              Total Noncurrent Liabilities
Total Liabilitas                   24,310,502,858,820      333,482,744,352     1,121,144,150,326      25,765,129,753,498                           Total Liabilities
Modal Saham                         2,117,136,581,200    1,517,539,959,366    (1,517,539,959,366)      2,117,136,581,200                             Capital Stock



                   VALUATION & ADVISORY SERVICES                                                6-4
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Deskripsi                            Historis BSD Grup    Historis SMDM Grup     Penyesuaian proforma     Proforma BSD Grup                                  Description
Tambahan modal disetor               7,462,973,542,508           2,248,288,685        (2,248,288,685)       7,462,973,542,508                  Additional paid-in capital
Saham treasuri                        (288,001,650,093)                                                      (288,001,650,093)                           Treasury shares
                                                                                                                                            Advance payment for share
Uang muka pemesanan saham                                      3,979,097,469          (3,979,097,469)                        -
                                                                                                                                                            subscription
Ekuitas pada perubahan ekuitas                                                                                                   Share in other changes in equity of an
                                           459,993,195                                                           459,993,195
lainnya dari entitas asosiasi                                                                                                                                  associate
                                                                                                                                        Difference in value arising from
Selisih nilai transaksi dengan
                                       332,884,075,702                                                       332,884,075,702          transactions with non-controlling
kepentingan nonpengendali
                                                                                                                                                                 interests
Selisih penjabaran mata uang asing      42,235,830,251                                                        42,235,830,251                     Translation adjustment
Ekuitas pada keuntungan belum
                                                                                                                                  Share in unrealized gain on increase
direalisasi atas kenaikan nilai         89,430,513,867                                                        89,430,513,867
                                                                                                                                                           in fair value
investasi
Saldo laba                                                                                                                 -                        Retained earnings
   Ditentukan penggunaannnya             51,812,873,217                                                       51,812,873,217                             Appropriated
   Belum ditentukan pengunaannya     29,054,240,360,753      740,776,960,309         857,854,713,098      30,652,872,034,160                          Unappropriated
Kepentingan nonpengendali             4,688,990,442,723      915,637,881,988         999,433,257,622       6,604,061,582,333                 Non-controlling interests
Total Ekuitas                        43,552,162,563,323    3,180,182,187,817         333,520,625,200      47,065,865,376,340                              Total Equity
TOTAL LIABILITAS DAN EKUITAS         67,862,665,422,143    3,513,664,932,169       1,454,664,775,526      72,830,995,129,838           TOTAL LIABILITIES AND EQUITY




                     VALUATION & ADVISORY SERVICES                                                  6-5
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Informasi keuangan proforma konsolidasian disusun                         The pro-forma consolidated financial information is
menggunakan asumsi-asumsi dasar sebagai berikut.                          prepared using the following basic assumptions.
a. Rencana Transaksi diasumsikan terjadi pada tanggal                     a. The Proposed Transaction is assumed to occur on 30
    30 Juni 2024;                                                             June 2024;
b. Nilai tukar per 1 SGD pada tanggal 30 Juni 2024                        b. The exchange rate per 1SGD on 30 June 2024 is
    diasumsikan            sebesar    Rp12.095,63.    Pembayaran              assumed to be Rp12,095.63. The payment of
    sebesar          SGD102.500.000          diasumsikan          telah       SGD102,500,000 is assumed to have been paid on
    dilakukan pada tanggal 30 Juni 2024, sedangkan                            30 June 2024, while the remaining SGD92,690,017
    sisanya sebesar SGD92.690.017 akan dilakukan tidak                        will be paid no later than 12 months since the
    lebih dari 12 bulan sejak Perjanjian Pembelian Saham                      Conditional Sale of Share Purchase Agreement was
    Bersyarat disetujui. Pembayaran dilakukan dengan                          approved. The payment will be paid using BSDEs
    menggunakan kas internal BSDE.                                            internal cash.
c. Rencana Transaksi dilakukan dengan menggunakan                         c. The Proposed Transaction is accounted using the
    metode       akuisisi      bisnis.   Untuk   tujuan     informasi         business acquisition method. For the purpose of this
    keuangan proforma ini, nilai wajar aset teridentifikasi                   proforma financial information, the fair value of
    SMDM        berupa        persediaan, tanah      yang        belum        SMDM's identifiable assets in the form of inventory,
    dikembangkan, aset tetap, dan properti investasi                          undeveloped land, fixed assets, and investment
    adalah sebesar Rp5.764.481.000.000 per 30 Juni                            properties is Rp5,764,481,000,000 as of 30 Juni
    2024.                                                                     2024.
d. Tidak ada transaksi lain selain Rencana Transaksi.                     d. There are no other transactions other than the
                                                                              Proposed Transaction.
e. Penyesuaian             proforma      belum   memperhitungkan          e. The proforma adjustments do not take into account
    dampak perpajakan dan biaya lain-lain yang timbul                         the impact of taxation and other costs arising in
    sehubungan dengan Rencana Transaksi.                                      connection with the Proposed Transaction.

Perbandingan Rasio Keuangan Sebelum dan Sesudah                                      Comparison on Financial Ratio Before and After
Transaksi                                                                                                               Transaction
                                                  Sebelum Rencana            Setelah Rencana
                                                     Transaksi /                Transaksi /
Rasio                                                                                                                              Ratios
                                                  Before Proposed             After Proposed
                                                    Transaction                Transaction
Tingkat pengembalian aset (ROA)                       3.90%                      5.83%                             Return on Asset (ROA)
Tingkat pengembalian ekuitas (ROE)                    6.071%                     9.014%                           Return on Equity (ROE)
Marjin laba kotor                                    66.205%                    66.205%                              Gross Profit Margin
Marjin laba operasi                                  40.107%                    40.107%                          Operating Profit Margin
Marjin laba bersih                                   35.990%                    57.750%                                 Net Profit Margin
Total Debt to Assets Ratio                                0.14                    0.13                          Total Debt to Assets Ratio
Total Debt to Equity Ratio                                0.22                    0.21                          Total Debt to Equity Ratio
Net Debt to Equity Ratio                              0.004                       0.02                           Net Debt to Equity Ratio


Berdasarkan analisis informasi keuangan konsolidasian                     Based on analysis of BSDE pro-forma combined
kombinasi proforma BSDE per 30 Juni 2024, ROA dan                         consolidated financial information as of 30 June 2024,
ROE mengalami peningkatan dari 3,90% dan 6,07%                            ROA and ROE increased from 3.90% and 6.07% to 5.83%
masing-masing menjadi 5,83% and 9,01%. Sementara                          and 9.01% respectively. While net profit margin increased
margin laba Bersih mengalami peningkatan 22% karena                       by 22% since BSDE recorded other income of Rp1.59
mencatatkan penghasilan lain-lain sebesar Rp1,59 triliun.                 trillion.




                                 VALUATION & ADVISORY SERVICES                                                                  6-6
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Rasio utang terhadap aset (DAR), rasio utang terhadap                  Debt to asset ratio (DAR), debt to equity ratio (DER), and
ekuitas (DER), dan rasio utang bersih terhadap ekuitas                 net debt to equity ratio decreased due to the increase in
mengalami penurunan seiring dengan peningkatan total                   total assets and total equity.
aset dan total ekuitas Perseroan.


Rasio Keuangan Perusahaan Properti dan Real Estat yang                   Financial Ratios of Property and Real Estate Companies
Terdaftar di Bursa Efek                                                                            Registered on Stock Exchange
Berikut adalah analisi kinerja BSDE dibandingkan dengan                The following is analysis on BSDE’s performance
perusahaan pembanding dengan kapitalisasi pasar dan                    compared to companies with           comparable market
pendapatan yang sebanding.                                             capitalization and revenue.
                                  Sebelum Rencana    Setelah Rencana
                                     Transaksi /        Transaksi /    Minimum /   Rata-Rata /   Maksimum /
Rasio                                                                                                                             Ratios
                                  Before Proposed    After Proposed     Minimum     Average       Maximum
                                    Transaction       Transaction
Tingkat pengembalian
                                             3.90%             5.83%      -0.09%        1.71%        3.35%       Return on Asset (ROA)
aset (ROA)
Tingkat pengembalian
                                             6.07%             9.01%      -0.17%        3.11%        6.92%       Return on Equity (ROE)
ekuitas (ROE)
Marjin laba kotor                          66.20%             66.20%      30.94%      49.51%        57.52%          Gross Profit Margin
Marjin laba operasi                        40.11%             40.11%      15.04%      32.50%        39.80%     Operating Profit Margin
Marjin laba bersih                         35.99%             57.75%      -2.04%      32.73%        72.82%            Net Profit Margin
Debt to Asset Ratio (DAR)                  14.16%             13.28%       0.03%      17.92%        30.32%    Debt to Asset Ratio (DAR)
Debt to Equity Ratio (DER)                 22.06%             20.55%       0.04%      36.10%        67.55%    Debt to Equity Ratio (DER)
Net Debt to Equity Ratio                     0.42%             2.40%     -29.77%      11.12%        50.23%     Net Debt to Equity Ratio


ROA, ROE, margin laba kotor, margin laba operasi, dan                  ROA, ROE, gross profit margin, operating profit margin,
margin laba bersih BSDE setelah Rencana Transaksi                      and net profit margin of BSDE after the Proposed
tercatat     berada          di   atas   maksimum    pasar     yang    Transaction are recorded higher than the maximum ratio,
menunjukkan           bahwa         kemampuan        BSDE     untuk    it indicates that BSDE’s ability to generate profits was
menghasilkan laba lebih tinggi dibandingkan pasar. DAR,                higher than the market. DAR, DER, and net debt to equity
DER, dan rasio utang bersih terhadap ekuitas tercatat di               ratio are recorded below the market average, indicating
bawah rata-rata pasar yang menunjukkan bahwa tingkat                   that BSDE’s solvency level is lower than the market average
solvabilitas BSDE lebih rendah dibandingkan rata-rata                  itself.
pasar.




                                  VALUATION & ADVISORY SERVICES                                                               6-7
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Analisis Inkremental                                                                Incremental Analysis
Analisis proyeksi Laporan Keuangan Konsolidasi BSDE sebelum dan setelah Rencana     Analysis of BSDE’s Consolidated Financial Statements projection before and after the
Transaksi sebagaimana ditunjukkan pada bagian di bawah telah disusun oleh           Proposed Transaction as shown in the section below has been prepared by management
manajemen berdasarkan prinsip akuntansi yang berlaku umum di Indonesia.             based on accounting principles generally accepted in Indonesia.

Laba Rugi                                                                                                                                               Income Statement
(dalam juta Rupiah)                                                                                                                                        (in million Rupiahs)

Deskripsi                      2024     2025     2026        2027         2028     2029       2030       2031        2032       2033        2034                   Description
Penjualan                                                                                                                                                                Sales
Sebelum Rencana Transaksi     11,868   12,386   12,484     12,625     13,516      15,059     16,037     18,548     18,865      20,004     21,537   Before Proposed Transaction
Setelah Rencana Transaksi     12,329   12,865   12,985     13,151     14,066      15,629     16,626     19,168     19,516      20,685     22,242    After Proposed Transaction
Perbedaan                     3.89%    3.86%     4.01%      4.17%         4.07%   3.78%      3.68%       3.34%      3.46%       3.40%      3.27%                    Difference
Beban Pokok Penjualan                                                                                                                                      Cost of Goods Sold
Sebelum Rencana Transaksi      3,874    4,254    4,119      4,073         4,206    4,742      4,891      5,954      5,735       6,112      6,527   Before Proposed Transaction
Setelah Rencana Transaksi      4,082    4,465    4,319      4,310         4,421    4,964      5,145      6,233      6,029       6,377      6,823    After Proposed Transaction
Perbedaan                     5.36%    4.95%     4.86%      5.82%         5.10%   4.68%      5.18%       4.69%      5.12%       4.34%      4.54%                    Difference
Laba Kotor                                                                                                                                                         Gross Profit
Sebelum Rencana Transaksi      7,994    8,132    8,365      8,552         9,309   10,318     11,146     12,595     13,129      13,892     15,010   Before Proposed Transaction
Setelah Rencana Transaksi      8,247    8,400    8,666      8,842         9,645   10,665     11,482     12,935     13,488      14,307     15,419    After Proposed Transaction
Perbedaan                     3.18%    3.29%     3.59%      3.39%         3.61%   3.37%      3.02%       2.71%      2.73%       2.99%      2.72%                    Difference
Beban Operasional                                                                                                                                          Operating Expenses
Sebelum Rencana Transaksi      3,244    3,410    3,525      3,620         3,836    4,164      4,423      4,895      5,082       5,387      5,754   Before Proposed Transaction
Setelah Rencana Transaksi      3,411    3,568    3,675      3,784         4,034    4,380      4,612      5,106      5,323       5,619      6,001    After Proposed Transaction
Perbedaan                     5.12%    4.63%     4.26%      4.51%         5.17%   5.20%      4.27%       4.31%      4.75%       4.30%      4.29%                    Difference
Laba Operasi                                                                                                                                          Income from Operations
Sebelum Rencana Transaksi      4,749    4,722    4,841      4,932         5,473    6,154      6,723      7,700      8,048       8,505      9,256   Before Proposed Transaction
Setelah Rencana Transaksi      4,837    4,832    4,991      5,058         5,611    6,285      6,870      7,830      8,165       8,688      9,418    After Proposed Transaction
Perbedaan                     1.85%    2.33%     3.10%      2.56%         2.51%   2.13%      2.19%       1.69%      1.46%       2.16%      1.75%                    Difference
Pendapatan (Beban) Lain-
                                                                                                                                                      Other Income (Expenses)
Lain
Sebelum Rencana Transaksi       163      455      729         674          862      961       1,262      1,464      1,684       2,005      2,393   Before Proposed Transaction
Setelah Rencana Transaksi       163      455      729         674          862      961       1,262      1,464      1,684       2,005      2,393    After Proposed Transaction
Perbedaan                     0.00%    0.00%     0.00%      0.00%         0.00%   0.00%      0.00%       0.00%      0.00%       0.00%      0.00%                    Difference
Laba Sebelum Pajak                                                                                                                                        Net Profit Before Tax
Sebelum Rencana Transaksi      4,912    5,177    5,570      5,605         6,336    7,115      7,984      9,164      9,732      10,510     11,648   Before Proposed Transaction




                            VALUATION & ADVISORY SERVICES                                             6-8
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Deskripsi                         2024         2025        2026      2027         2028        2029        2030        2031        2032        2033        2034                   Description
Setelah Rencana Transaksi        5,000        5,287       5,720      5,732       6,473       7,246       8,132       9,294       9,849      10,694      11,810    After Proposed Transaction
Perbedaan                        1.78%        2.13%       2.70%     2.25%        2.17%       1.84%       1.85%       1.42%       1.21%       1.75%       1.39%                    Difference
Laba Tahun Berjalan                                                                                                                                                      Income for the Year
Sebelum Rencana Transaksi        4,569        4,803       5,182      5,212       5,912       6,643       7,478       8,591       9,138       9,876      10,968   Before Proposed Transaction
Setelah Rencana Transaksi        4,655        4,911       5,330      5,337       6,048       6,773       7,623       8,719       9,254      10,058      11,129    After Proposed Transaction
Perbedaan                        1.89%        2.26%       2.87%     2.40%        2.30%       1.95%       1.95%       1.49%       1.26%       1.84%       1.46%                    Difference


Manajemen          BSDE     memproyeksikan     setelah   Rencana   Transaksi,   pendapatan     BSDE’s management projects that After Proposed Transaction, consolidated revenue will
konsolidasian akan menghasilkan pendapatan yang lebih tinggi dengan rata-rata sekitar          generate higher income with an average at 3.72% per year, driven by revenue growth
3,72% per tahun, yang disebabkan oleh pertumbuhan pendapatan BSD City, maupun 3                from BSD City and three housing projects from SMDM (Rancamaya Golf Estate, Harvest
proyek perumahaan dari SMDM (Rancamaya Golf Estate, Harvest City, dan Royal Tajur              City, and Royal Tajur Residence).
Residence).


Sejalan dengan proyeksi pendapatan konsolidasian, laba bersih BSDE juga diasumsikan            In line with the consolidated revenue projections, BSDE’s net profit is also assumed to
mengalami kenaikan setelah Rencana Transaksi dibandingkan dengan proyeksi laba                 increase After Proposed Transaction compared to the projected net profit Before Proposed
bersih sebelum Rencana Transaksi.                                                              Transaction.

Posisi Keuangan                                                                                                                                                       Financial Position
(dalam juta Rupiah)                                                                                                                                                      (in million Rupiahs)

Deskripsi                        2024         2025        2026       2027        2028        2029        2030        2031        2032        2033        2034                    Description
Total Aset                                                                                                                                                                       Total Assets
Sebelum Rencana Transaksi       68,799       69,075      73,021    77,743       84,515   92,176        101,002     110,204     120,867     132,890     146,126   Before Proposed Transaction
Setelah Rencana Transaksi       70,931       71,258      75,324    80,149       87,036   94,824        103,807     113,152     123,947     136,167     149,576    After Proposed Transaction
Perbedaan                        3.10%       3.16%       3.15%      3.09%       2.98%        2.87%      2.78%       2.68%       2.55%       2.47%       2.36%                     Difference
Total Liabilitas                                                                                                                                                              Total Labilities
Sebelum Rencana Transaksi       23,435       19,121      18,108    17,860       18,964   20,258         21,919      22,881      24,810      27,388      30,122   Before Proposed Transaction
Setelah Rencana Transaksi       23,948       19,587      18,552    18,290       19,385   20,682         22,346      23,330      25,283      27,874      30,624    After Proposed Transaction
Perbedaan                        2.19%       2.44%       2.45%      2.41%       2.22%        2.09%      1.95%       1.96%       1.91%       1.77%       1.67%                     Difference
Total Ekuitas                                                                                                                                                                    Total Equity
Sebelum Rencana Transaksi       45,364       49,954      54,913    59,883       65,551   71,918         79,084      87,323      96,057     105,502     116,004   Before Proposed Transaction
Setelah Rencana Transaksi       46,983       51,672      56,773    61,859       67,652   74,142         81,460      89,822      98,664     108,294     118,952    After Proposed Transaction
Perbedaan                        3.57%       3.44%       3.39%      3.30%       3.20%        3.09%      3.01%       2.86%       2.71%       2.65%       2.54%                     Difference




                             VALUATION & ADVISORY SERVICES                                                        6-9
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Berdasarkan proyeksi manajemen total aset, liabilitas dan ekuitas konsolidasian BSDE      Based on management’s projections, BSDE’s total consolidated assets, liabilities, and
setelah Rencana Transaksi mengalami peningkatan dengan rata-rata masing-masing            equity After Proposed Transaction are expected to increase with an average annual growth
peningkatan sebesar 2,84%, 2,10% dan 3,07% secara berurutan per tahunnya.                 of 2.84%, 2.10%, and 3.07%, respectively.


Penilaian Arus Kas                                                                                                                                                Cash Flow Assessment
(dalam juta Rupiah)                                                                                                                                                        (in million Rupiahs)

Deskripsi                       2024       2025       2026       2027       2028       2029         2030         2031          2032        2033         2034                       Description
                                                                                                                                                                          Cash from operating
Kas dari aktivitas operasi
                                                                                                                                                                                     activities
                                                                                                                                                                             Before Proposed
Sebelum Rencana Transaksi           848      2,580      3,020      4,228      5,190      3,092        3,799            3,853     5,250       6,224        7,041
                                                                                                                                                                                  Transaction
Setelah Rencana Transaksi           960      2,706      3,171      4,366      5,341      3,242        3,957            4,007     5,403       6,423        7,230    After Proposed Transaction
Perbedaan                       13.23%      4.86%      5.00%      3.26%      2.92%      4.85%        4.17%         3.99%        2.92%       3.19%        2.69%                      Difference
                                                                                                                                                                           Cash from investing
Kas dari aktivitas investasi
                                                                                                                                                                                      activities
                                                                                                                                                                              Before Proposed
Sebelum Rencana Transaksi         (699)      (565)     (1,402)    (1,390)     (618)      (799)        (555)            (266)      297         579          925
                                                                                                                                                                                   Transaction
Setelah Rencana Transaksi         (701)      (567)     (1,405)    (1,393)     (621)      (802)        (559)            (269)      293         575          921     After Proposed Transaction
Perbedaan                        0.18%      0.51%      0.22%      0.23%      0.55%      0.43%        0.64%         1.39%        -1.30%      -0.69%       -0.45%                    Difference
Kas dari aktivitas                                                                                                                                                        Cash from financing
pendanaan                                                                                                                                                                            activities
                                                                                                                                                                             Before Proposed
Sebelum Rencana Transaksi        (1,468)    (3,958)    (2,016)    (2,388)    (1,408)    (1,146)       (761)            (695)     (805)       (836)        (851)
                                                                                                                                                                                  Transaction
Setelah Rencana Transaksi        (1,415)    (4,025)    (2,057)    (2,423)    (1,441)    (1,158)       (761)            (695)     (805)       (836)        (851)    After Proposed Transaction
Perbedaan                        -3.64%     1.68%      2.01%      1.48%      2.35%      1.07%        0.00%         0.00%        0.00%       0.00%        0.00%                       Difference
Arus kas bersih                                                                                                                                                                 Net cash flow
                                                                                                                                                                             Before Proposed
Sebelum Rencana Transaksi        (1,320)    (1,942)     (399)        451      3,163      1,147        2,483            2,892     4,742       5,968        7,115
                                                                                                                                                                                  Transaction
Setelah Rencana Transaksi        (1,155)    (1,886)     (291)        550      3,278      1,281        2,637            3,042     4,891       6,163        7,301    After Proposed Transaction
Perbedaan                       -12.45%     -2.88%    -26.96%    22.04%      3.64%     11.69%        6.24%         5.19%        3.16%       3.26%        2.60%                       Difference


Berdasarkan proyeksi manajemen arus kas bersih konsolidasian BSDE setelah Rencana         Based on management’s projections, BSDE’s consolidated net cash flow is expected to
Transaksi mengalami kenaikan meskipun masih tercatat negatif dalam tiga tahun awal        increase After Proposed Transaction, although it will still be recorded as negative in the
proyeksi karena tingginya aktivitas pendanaan. Dengan Rencana Transaksi yang              first three years of the projection due to high funding activities. With Proposed Transaction,
dilakukan BSDE mampu meningkatkan arus kas bersih berkisar sekitar 2,6% hingga            BSDE is able to improve net cash flow by approximately 2.6% to 22.04% compared to
22,04% dibandingkan dengan sebelum Rencana Transaksi.                                     Before Proposed Transaction.




                               VALUATION & ADVISORY SERVICES                                                  6 - 10
Page 78
Analisis Kontribusi Nilai Tambah                                        Added Value Contribution Analysis
Analisis kontribusi nilai tambah diasumsikan berdasarkan                Added Value Contribution Analysis is assumed based on
keuntungan           atas       Rencana          Transaksi   dengan     benefit from Proposed Transaction by considering the
mempertimbangkan estimasi keuntungan yang akan                          estimated profit to be obtained after considering all assets
diperoleh setelah mempertimbangkan seluruh aset dan                     and liabilities including incurred acquisition cost in the
liabilitas termasuk biaya akuisisi yang dikeluarkan dalam               Proposed Transaction as follows.
Rencana Transaksi adalah sebagai berikut.

                                                              (dalam Rupiah)
Aset                                                                                                                                         Assets
    Kas dan setara kas                                                  353,118,467,220                                     Cash and equivalent
    Persediaan                                                        2,712,507,064,709                                                Inventory
    Tanah yang belum dikembangkan                                     2,042,286,000,000                                       Undeveloped land
    Aset tetap                                                          677,153,869,263                                             Fixed assets
    Properti investasi                                                  346,694,000,000                                      Investment Property
    Aset lain-lain                                                       76,372,381,503                                             Other Assets
Jumlah aset                                                           6,208,131,782,695                                                Total assets

Liabilitas                                                            (333,482,744,352)                                                   Liabilities

Jumlah aset bersih teridentifikasi                                  5,874,649,038,343                                    Total identified net assets
Kepentingan non-pengendali                                         (1,915,071,139,610)                                     Non-controlling interest
Imbalan atas pembelian                                             (2,360,946,225,326)                                              Purchase price
Keuntungan dari akuisisi saham                                      1,598,631,673,407                                 Profit form share acquisition
Sumber : Proforma laporan keuangan BSDE per 30 Juni 2024                Source: BSDE’s proforma financial statement as of 30 June 2024



Analisis Biaya atau Pendapatan yang Relevan                             Relevant Cost and Revenue Analysis
Seluruh analisis biaya atau pendapatan yang dianggap                    All relevant cost and revenue analysis have been disclosed
relevan telah disampaikan pada analisis di atas, sehingga               on analysis above, hence there is no more other relevant
tidak ada analisis atas biaya atau pendapatan relevan lain              cost and revenue analysis, and information required to be
lagi yang perlu diungkapkan.                                            disclosed.

Informasi non keuangan                                                  Non-financial information
Seluruh informasi non keuangan yang dianggap relevan                    All relevant financial information has been disclosed on
telah disampaikan pada analisis di atas, sehingga tidak                 analysis above, hence there is no more other non-financial
ada informasi non keuangan yang perlu diungkapkan.                      information required to be disclosed.

Prosedur Pengambilan Keputusan oleh Perusahaan                          Decision Making Procedures by the Company
BSDE telah membandingkan beberapa perusahaan yang                       BSDE has compared several companies that have the
berpotensi untuk diakuisisi. Dengan mempertimbangkan                    potential to be acquired. By considering the development
luas pengembangan dan lokasi, maka BSDE memilih                         area and location, BSDE has chosen SMDM as the entity
SMDM sebagai entitas yang akan diakuisisi.                              to be acquired.




                                  VALUATION & ADVISORY SERVICES                                                                            6 - 11
Page 79
Analisis Sensitivitas                                                                                                                               Sensitivity Analysis
(dalam juta Rupiah)                                                                                                                                    (in million Rupiahs)

Deskripsi                2024       2025        2026        2027        2028     2029       2030              2031     2032      2033        2034              Description
Pendapatan                                                                                                                                                        Revenue
Naik 5%                 12.353    12.889       13.010      13.178      14.094   15.657     16.656            19.199   19.549   20.719      22.277         Increased By 5%
Tetap                   12.329    12.865       12.985      13.151      14.066   15.629     16.626            19.168   19.516   20.685      22.242                Constant
Turun 5%                12.306    12.841       12.960      13.125      14.039   15.600     16.597            19.137   19.484   20.650      22.207        Decreased By 5%
Laba Kotor                                                                                                                                                     Gross Profit
Naik 5%                  8.260     8.413        8.681       8.856       9.662   10.682     11.498            12.953   13.506   14.328      15.440         Increased By 5%
Tetap                    8.247     8.400        8.666       8.842       9.645   10.665     11.482            12.935   13.488   14.307      15.419                Constant
Turun 5%                 8.235     8.387        8.651       8.827       9.628   10.647     11.465            12.918   13.470   14.286      15.399        Decreased By 5%
Laba Operasi                                                                                                                                              Operating Profit
Naik 5%                  4.841     4.838        4.998       5.065       5.618    6.291      6.877             7.836    8.171    8.698       9.426         Increased By 5%
Tetap                    4.837     4.832        4.991       5.058       5.611    6.285      6.870             7.830    8.165    8.688       9.418                Constant
Turun 5%                 4.832     4.827        4.983       5.052       5.604    6.278      6.863             7.823    8.159    8.679       9.410        Decreased By 5%
Laba Tahun Berjalan                                                                                                                                  Income for the Period
Naik 5%                  4.660     4.917        5.338       5.343       6.055    6.779      7.631             8.726    9.260   10.067      11.137         Increased By 5%
Tetap                    4.655     4.911        5.330       5.337       6.048    6.773      7.623             8.719    9.254   10.058      11.129                Constant
Turun 5%                 4.651     4.906        5.323       5.331       6.041    6.766      7.616             8.713    9.248   10.049      11.121        Decreased By 5%

Berdasarkan tabel di atas, penurunan maupun kenaikan bagian laba (rugi) SMDM     Based on the above table, the decrease and increase in SMDM business by 5% will not
sebesar 5% tidak terlalu mempengaruhi kinerja operasional BSDE secara umum.      significantly affect the operational performance of BSDE in general.




                        VALUATION & ADVISORY SERVICES                                               6 - 12
Page 80
 Analisis Kelayakan Investasi                                                               Investment Feasibility Analysis
 Untuk menguji sensitivitas kelayakan atas Rencana Transaksi, kami juga melakukan           To examine the feasibility sensitivity of Proposed Transaction, we also review several
 pengecekan terhadap beberapa parameter kelayakan seperti Net Present Value (NPV),          feasibility parameters such as Net Present Value (NPV), Internal Rate of Return (IRR),
 Internal Rate of Return (IRR), Payback Period dan Benefit Cost Ratio.                      Payback Period, and Benefit Cost Ratio.

                                  2024           2025           2026       2027            2028            2029    2030 - 2039      2040 - 2049   2050 - 2055
Investasi                    -1.239.802    -1.121.144               -          -                -              -                -             -             -                  Investment
Pendapatan                      41.508        145.916        248.462     363.324        413.023        529.058          5.251.561    4.522.427     2.728.073                       Income
Belanja Modal                    -1.285         -2.869         -3.023     -3.232          -3.376         -3.432           -40.211       -49.474       -41.188                       Capex
Arus kas bebas               -1.199.580      -978.097        245.439     360.092        409.647        525.626          5.211.350    4.472.953     2.686.885               Free cash flow
Tingkat diskonto                18,01%         18,02%         18,03%     18,02%          18,04%         18,08%            18,04%        17,95%        18,01%                    Disc. Rate
Faktor diskonto                    0,92           0,78           0,66       0,56            0,47           0,40              0,20         0,03          0,01                  Disc. Factor
                                                                                                                                                                Present value of free cash
Nilai kini arus kas bebas    -1.104.262      -762.924        162.202     201.631        194.330        211.166          1.039.908      147.386        24.183
                                                                                                                                                                                      flow
NPV (dalam juta Rupiah)                                                               114.279                                                                     NPV (in million Rupiah)
IRR                                                                                   18,99%                                                                                            IRR
Payback Period                                                                     6 tahun 8 bulan                                                                        Payback Period
BCR                                                                                     6,43                                                                                          BCR




                            VALUATION & ADVISORY SERVICES                                                      6 - 13
Page 81
Analisis Faktor Lain yang Revelan                                Other Relevant Factor Analysis
Seluruh faktor yang dianggap relevan telah disampaikan           All relevant factors have been disclosed on analysis above,
pada analisis di atas, sehingga tidak ada lagi faktor lain       hence there is no more other relevant factors required to
yang dianggap relevan yang perlu diungkapkan.                    be disclosed.


6.2.2 Analisis Kualitatif                                        6.2.2 Qualitative Analysis
Analisis kewajaran terhadap Transaksi dilakukan dengan           Fairness analysis of the Transaction is done by analyzing
menganalisis manfaat Transaksi berupa penerbitan                 the benefits of the Transaction in the form of bond
obligasi.                                                        issuance.

Perkiraan manfaat, tantangan dan potensi risiko dari             Estimated benefit, challenges and potential risks of the
Transaksi:                                                       Transaction:

Manfaat atas Rencana Transaksi:                                  Benefit of Proposed Transaction
Rencana      Transaksi      akan     memperkuat     portofolio   The Proposed Transaction will strengthen BSD’s existing
pengembangan       yang      telah   ada   saat   ini dengan     development portfolio by diversifying its geographic
mendiversifikasi   keberadaan        secara   geografis   dan    presence and market penetration.
penetrasi pasar.


Tantangan atas Rencana Transaksi:                                Challenges on Proposed Transaction
Tantangan atas Rencana Transaksi adalah menyelaraskan            Challenge on Proposed Transaction is to align SMDM’s
rencana pengembangan jangka panjang SMDM dengan                  long-term development plan with BSDE’s long-term
rencana pertumbuhan jangka panjang BSDE.                         growth plan.

Risiko atas Rencana Transaksi                                    Risk on Proposed Transaction
• Manfaat atas Rencana Transaski tidak sesuai dengan             • Benefit from Proposed Transaction do not match to
  ekspektasi manajemen;                                            management expectation;
• Dibutuhkan waktu yang lebih lama untuk mensinergikan           • Required longer period to synergize SMDM and BSDE’s
  rencana bisnis dan pengembangan SMDM dan BSDE.                   development and business plan.


6.3    Analisis Kewajaran atas Nilai Rencana                     6.3    Fairness Analysis on Value of the Proposed
       Transaksi                                                        Transaction
Analisis kewajaran Rencana Transaksi dilakukan dengan            Fairness analysis of the Proposed Transaction is done by
membandingkan nilai Rencana Transaksi yang disebutkan            comparing the Proposed Transaction value mentioned in
dalam ringkasan Perjanjian Jual Beli Bersyarat pada              the summary of Conditional Shares Purchase Agreement
keterbukaan informasi Sinarmas Land Limited, antara              in Sinarmas Land Limited information disclosure, between
BSDE dan TOP per tanggal 31 Juli 2024 dan Nilai Pasar            BSDE and TOP dated 31 July 2024 and Market Value of
atas 91,99% ekuitas SMDM pada Laporan Penilaian per              91.99% equity of SMDM in Valuation Report as of 30 June
30 Juni 2024.                                                    2024.

Berdasarkan laporan penilaian No. 00252/2.0012-                  Based on the valuation report No. 00252/2.0012-
00/BS/03/0006/1/IX/2024 tanggal 25 September 2024,               00/BS/03/0006/1/IX/2024 dated 25 September 2024,
KJPP-RHR berpendapat bahwa Nilai Pasar atas 91,99%               KJPP-RHR is on the opinion that the Market Value of
ekuitas SMDM per 30 Juni 2024 adalah sebesar                     91.99% equity of SMDM as of 30 June 2024 is
Rp2.551.055.000.000/- (Dua Triliun Lima Ratus Lima               Rp2,551,055,000,000/- (Two Trillion Five Hundred Fifty
Puluh Satu Miliar Lima Puluh Lima Juta Rupiah) atau setara       One Billion Fifty Five Million Rupiahs) or equal to
dengan SGD210.907.162,- (Dua Ratus Sepuluh Juta                  SGD210,907,162/- (Two Hundred Ten Million Nine
Sembilan Ratus Tujuh Ribu Seratus Enam Puluh Dua Dolar           Hundred Seven Thousand One Hundred Sixty Two
Singapura). (SGD1 = Rp12.095,63)                                 Singapore Dollars). (SGD1 = Rp12,095.63)



                            VALUATION & ADVISORY SERVICES                                                          6 - 14
Page 82
Berdasarkan Perjanjian Jual Beli Bersyarat antara BSDE            Based on the Conditional Shares Purchase Agreement
sebagai pembeli dan TOP sebagai penjual, Harga                    between BSDE as buyer and TOP as seller, Purchase price
Pembelian       (“Nilai     Rencana      Transaksi”)     adalah   of Proposed Transaction (“Proposed Transaction Value”) is
SGD195.190.017/- (Seratus Sembilan Puluh Lima Juta                SGD195,190,017/- (One Hundred Ninety Five Million
Seratus    Sembilan       Puluh   Ribu   Tujuh   Belas    Dolar   One Hundred Ninety Thousand Seventeen Singapore
Singapura).                                                       Dollars).

Berdasarkan analisis di atas, nilai Rencana Transaksi             Based on the analysis above, the value of the Proposed
adalah 7,45% lebih rendah dari Nilai Pasar Objek                  Transaction is 7.45% lower than the Market Value of
Transaksi, sehingga Rencana Transaksi dapat dikatakan             Subject Transaction, therefore the Proposed Transaction
wajar karena masih dalam deviasi maksimum 7,5% dari               can be considered fair as it is still within the maximum
Nilai Pasar Wajar Objek Transaksi (batas maksimum yang            deviation of 7.5% from the Fair Market Value of the Subject
dinyatakan dalam Peraturan Otoritas Jasa Keuangan                 Transaction (maximum limit set forth in Peraturan Otoritas
Republik Indonesia No. 35 /POJK.04/2020 tentang                   Jasa Keuangan Republik Indonesia Nomor 35
Pedoman untuk Penilaian dan Laporan Penilaian Bisnis di           /POJK.04/2020 regarding Guidelines for Business
Pasar Modal).                                                     Valuation and Reporting in Capital Market).


6.4      Pendapat Kewajaran atas Transaksi                        6.4    Fairness Opinion of the Transaction
Berdasarkan analisis kewajaran atas Rencana Transaksi             Having considered fairness analysis on the Proposed
yang dilakukan meliputi analisis terhadap Rencana                 Transaction covering Proposed Transaction analysis,
Transaksi, analisis kualitatif dan kuantitatif, analisis atas     quantitative and qualitative analysis, fairness of Proposed
kewajaran nilai Rencana Transaksi, dan analisis atas              Transaction value analysis and analysis on relevant factors,
faktor-faktor yang relevan, maka kami berpendapat                 we are on the opinion that the overall Proposed
bahwa secara keseluruhan Rencana Transaksi adalah                 Transaction is fair.
wajar.




                             VALUATION & ADVISORY SERVICES                                                           6 - 15
Page 83
7.0 KESIMPULAN                                                  7.0 CONCLUSION

Berdasarkan analisis kewajaran atas Rencana Transaksi           Having considered fairness analysis on Proposed
yang dilakukan meliputi analisis terhadap Rencana               Transaction covering Proposed Transaction analysis,
Transaksi, analisis kualitatif dan kuantitatif, analisis atas   quantitative and qualitative analysis, fairness of Proposed
kewajaran nilai Rencana Transaksi, dan analisis atas            Transaction value analysis and analysis on relevant
faktor-faktor yang relevan, maka kami berpendapat               factors, we are on the opinion that the overall Proposed
bahwa secara keseluruhan Rencana Transaksi adalah               Transaction is fair.
wajar.


Kami menekankan untuk menggunakan laporan ini                   We prompt to use this report with great caution and you
dengan penuh kehati-hatian dan memahami seluruh                 have to fully understand that it is subject to assumptions,
asumsi, batasan, kondisi, komentar dan detil keseluruhan        limitations, conditions, comments and all parts of this
bagian laporan yang mendasari opini dimaksud.                   report which are adopted as the basis for this analysis.

                                           Hormat Kami / Your Sincerely,
                                             Jakarta, 23 October 2024
                                         KJPP Rengganis, Hamid & Rekan




                                     Rengganis Kartomo, MAPPI (Cert.), FRICS
                                  Pemimpin Rekan – Penilai Properti dan Usaha
                                 Managing Partner – Property and Business Valuer
                             Izin Penilai Publik / Licensed Valuer No. PB-1.08.00006
                                              MAPPI No. 95-S-00632
                                  STTD OJK No. STTD.PPB-16/PJ-1/PM.02/2023




                          VALUATION & ADVISORY SERVICES                                                            7-1
Page 84
Main Office:
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Jalan HR. Rasuna Said Blok X-7 Kav. 5, Jakarta 12940
Phone: +62-21 3001 6002 Fax: +62-21 3001 6003
Email: kjpp.rhp@rhp-valuation.com

Our Offices:
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Characters397,283
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Names mentioned 113 people and organisations named in the text · linked when the evidence is strong

linked org Bumi Serpong Damai Tbk p.1 ×47
linked org Suryamas Dutamakmur Tbk p.1 ×38
linked org Sinar Mas p.3 ×5
linked org Sinarmas Land. p.17 ×8
linked person Muktar Widjaja · Presiden Komisaris p.22 ×3
linked org Duta Pertiwi Tbk p.23 ×2
linked org Sumber Makmur p.24
linked org PT Ekacentra Usahamaju p.26 ×3
linked org Dian Swastatika Sentosa Tbk p.26 ×5
linked person Teddy Pawitra · Komisaris Independen p.26
linked person Susiyati Bambang Hirawan · Komisaris Independen p.26
linked person Syukur Lawigena · Direktur p.26
linked person Liauw Herry Hendarta · Direktur p.26
linked person Henny Kusuma Hendrawan · Direktur Utama p.42
linked person Aprina Supriani p.42
linked person Henry Zen Halim p.42
linked org Asian Development Bank p.56 ×2
possible org Otoritas Jasa Keuangan p.2 ×6
possible org Bursa Efek Indonesia p.4
possible org Suryamas Dutamakmur Dutamakmur Tbk p.13 ×4
possible org Kosasih p.17 ×4
possible org Amir Abadi Jusuf p.17
possible person Syarifudin p.23 ×2
possible org PT Paraga Artamida p.26 ×3
possible org Negara Republik Indonesia p.39
unresolved org KJPP Rengganis p.2 ×8
unresolved org Hamid & Rekan p.2 ×7
unresolved org KJPP RHR p.2 ×19
unresolved org Kementerian Keuangan Republik Indonesia p.2
unresolved org Ministry of Finance of Republic of Indonesia p.2
unresolved org Financial Services Authority p.2 ×3
unresolved org Bank Indonesia p.3 ×11
unresolved org Pusat Statistik p.4 ×2
unresolved org Rekan Rengganis Kartomo p.7 ×2
unresolved person Rengganis Kartomo, MAPPI (Cert.), FRICS · Pemimpin Rekan – Penilai Properti dan Usaha p.7 ×2
unresolved person Job Captain Rengganis Kartomo p.10
unresolved person Reviewer Vivien Heriyanthi p.10
unresolved org PT Suryamas p.13 ×4
unresolved org Dutamakmur Tbk p.13 ×3
unresolved org Mirawati p.17
unresolved org Mirawati Sensi Idris p.17
unresolved org Mirawati Sensi p.17
unresolved person Hermawan Wijaya · Direktur p.17 ×2
unresolved person Galvin Batti p.17
unresolved org Tjahjo & Rekan p.17 ×4
unresolved org Mawar & Rekan p.17
unresolved person Benny Kristianto p.23 ×3
unresolved org Minister of Justice p.23 ×2
unresolved org PT Sinar Mas Teladan p.23
unresolved org Global Prime Capital Pte. Ltd p.23
unresolved org PT Sinar Mas Wisesa p.23
unresolved org PT Bumi Sentra Selaras p.23
unresolved org PT Bumi Paramudita Mas p.23
unresolved org PT Trans Bumi Serbaraja p.24
unresolved org PT Duta Cakra Pesona p.24
unresolved org PT Bumi Indah Asri p.24
unresolved org PT Sinar Pertiwi Megah p.24
unresolved org PT Pastika Candra Pertiwi p.24
unresolved org PT Praba Selaras Pratama p.24
unresolved org PT Sentra Selaras Lestari p.24
unresolved org PT Garwita Sentra Utama p.24
unresolved org PT Sentra Talenta Utama p.24
unresolved org PT Bumi Wisesa Jaya p.24
unresolved org PT Surya Inter Wisesa p.24
unresolved org PT Sinar Usaha Mahitala p.24
unresolved org PT Sinar Mas Intermoda p.24
unresolved org PT Wahana Swasa Utama p.24
unresolved org PT Bumi Tirta Mas p.24
unresolved org PT Satwika Cipta Lestari p.24
unresolved org PT Sumber Makmur Semesta p.24
unresolved org PT TransBSD Balaraja p.24
unresolved org PT Duta Mitra Mas p.24
unresolved org PT Laksya Prima Lestari p.24
unresolved org PT Bumi Karawang Damai p.24
unresolved org PT Sinar Usaha Marga p.24
unresolved org PT Simas Tunggal Centre p.26 ×2
unresolved org PT Metropolitan Transcities p.26 ×2
unresolved org PT Aneka Karya Amarta p.26 ×2
unresolved org PT Pembangunan Jaya p.26 ×2
unresolved org PT Bhineka Karya Pratama p.26 ×2
unresolved org PT Anangga Pertiwi Megah p.26 ×2
unresolved org PT Nirmala Indah Sakti p.26 ×2
unresolved org PT Apta Citra Universal p.26 ×2
unresolved org PT Serasi Niaga Sakti p.26
unresolved org PT Serasi Niaga Sakti Masyarakat p.26
unresolved person Teky Mailoa · Presiden Komisaris p.26 ×2
unresolved person Yoseph Fransiscus Bonang · Komisaris p.26
unresolved person Fransiscus Xaverius Ridwan Darmali · Presiden Direktur p.26 ×2
unresolved person Michael Jackson Purwanto Widjaja · Wakil Presiden Direktur p.26 ×3
unresolved person Lie Jani Harjanto · Direktur p.26
unresolved person Monik William · Direktur p.26
unresolved person Ir. Siswanto Adisaputro · Direktur p.26
unresolved org SW Investment Holding Pte. Ltd. Pte. Ltd. p.38
unresolved person Benny Kristanto p.39
unresolved org Menteri Kehakiman Republik Indonesia p.39
unresolved person Kumala Thahjani Widodo p.39
unresolved person Widodo p.39
unresolved org Menteri Hukum dan Hak Asasi Manusia p.39
unresolved org Minister of Law and Human Rights p.39
unresolved org Domicile · Company Name p.40
unresolved org PT Centranusa Majupermai p.40
unresolved org PT Tajur Surya Abadi p.40
unresolved org PT Inti Sarana Papan p.40
unresolved org PT Saptakreasi Indah p.40
unresolved org PT Multiraya Sinarindo p.40
unresolved org PT Puri Surya Abadi p.40
unresolved org PT Dwigunatama Rintisprima p.40
unresolved org PT Dwikarya Langgengsukses p.40
unresolved org PT Kharisma Buana Mandiri p.40
unresolved person COO · Director p.41
unresolved person Wing Indrasmoro · Komisaris p.42
unresolved person Ratna Juwanita Haliman · Direktur p.42
unresolved org Bank International Monetary Fund p.56

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