20241101_BCAP_Laporan Informasi dan Fakta Material_31751778_lamp1.pdf

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FINANCIAL SERVICES

&@ BUSINESS UPDATE

BCAP has signed a Memorandum of Understanding

sources and biller aggregators for the DIGI bank bjb
app, while the ATM machines and Laku Pandai Agents,
bjb BISA, will serve as cash-out solutions for the
MotionPay and MotionBank apps. Furthermore, bank bjb and MNC Bank will collaborate on treasury
Operations, covering money markets, foreign exchange, and fixed income. MNC Life and MNC
Insurance will offer its digital insurance products through the DIGI bank bjb app, while MNC Asset
Management will be involved in mutual fund management and Mutual Fund Selling Agent (APERD)
services.

-
(MoU) with PT Bank Pembangunan Daerah Jawa Barat m9 Fa Banana
dan Banten Tbk (IDX: BJBR) or bank bjb on the Utilization mean mop Kan nee asia kes ma

of Banking and Financial Services Products. Both parties me

will leverage each others business ecosystems to ora An 201

optimize digital payment services and banking / 4 7)
solutions across Indonesia. MNC Kapita's MotionPay IM

and Flash Mobile platforms will serve as payment | 4

MNC BANK

To accelerate growth, PT Bank MNC Internasional Tbk (IDX: BABP) or MNC Bank is actively expanding
collaborations with partners from various sectors. MNC Bank and fintech company PT Venteny
Fortuna International Tbk ("VENTENY”) are committed to mutually supporting promotional and
marketing programs for their products and services through each partys channels, particularly
focusing on growing the acguisition of MNC Banks Tabungan Motion and the VENTENY Employee
Super App, especially the Earn Wage Access (EWA) service. Additionally, BABP and Bank Sumsel Babel
are supporting each others business operations, including but not limited to Call Money, Foreign
Exchange & Derivatives, Global Master Repurchase Agreement (GMRA) Repo, White Labeling of MNC
Credit Cards, and Loan Syndications.

In its commitment to expanding financial inclusion throughout Indonesia, MNC Bank has joined the
“Link” network, the electronic payment system and network managed by PT Jalin Pembayaran
Nusantara (“Jalin”). This allows MNC Bank to soon offer cardless cash withdrawal services at over
27,000 Link ATMs nationwide, alongside launching a new feature called ORIS Tuntas in collaboration
with Jalin.

MNC SEKURITAS

MNC Sekuritas achieved significant recognition during 03-2024, securing a number of prestigious
awards including the Euromoney Securities Houses Awards 2024 for Best Retail Brokerage in
Indonesia, the Marketeers Editors Choice Award (MECA) 2024 for Investment Product Campaign of
The Year, the Financial Literacy Award 2024 for Most Active Securities Company from the Financial
Services Authority (OJK), and three accolades at the ESG Initiative Awards 2024: Best ESG Investing
Innovation, Best Sustainable Finance Leadership, and Best Director for ESG Initiatives.

MNC Sekuritas online trading platform, MotionTrade, introduced a new feature called Auto Invest,
allowing clients to automatically invest idle funds from their Customer Fund Account (RDN) into
Money Market Mutual Funds (RDPU), maximizing potential returns.

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FINANCIAL SERVICES

MNC Sekuritas partners with MNC Bank to cross-sell credit cards to selected MNC Sekuritas clients,
while MNC Bank also serves as a Customer Fund Account (RDN) Administrator Bank. MNC Sekuritas
also engaged in Corporate Social Responsibility (CSR) activities alongside MNC Peduli, donating
computers to the Lentera Pustaka Community Reading Garden in Bogor.

MNC TEKNOLOGI NUSANTARA

MNC Teknologi Nusantara (MTN), a fintech company, provides innovative payment solutions for
businesses and individuals. MTN owns an e-money, e-wallet, and digital remittance application
called MotionPay, as well as a payment gateway brand, Flash Mobile.

MTN persistently enhances and expands its services to deliver accessible, fast, and secure financial
inclusion. Throughout 2024, particularly in the third guarter, MTN recorded a transaction value of
Rp8.7 trilllon with a transaction volume of 98 million. This success was driven by strengthened
partnerships and the addition of key collaborators, including KAI, PT PLN (Persero), multiple Bina
Sarana Informatika campuses across Indonesia, the Visiont app, and other prominent partners.

MNC LIFE

MNC Life continues to strengthen its position in the insurance market by expanding its flagship
credit life insurance product through strategic partnerships with BRI, BNI, and other leading banks.
This product is specifically designed to offer optimal protection for loan holders, providing coverage
for outstanding loan repayments in the event of unforeseen circumstances such as death before
the loan is fully repaid. Through these growing collaborations, the Indonesian public now has easier
access to financial protection, while MNC Life and its strategic partners continue to thrive, delivering
added value to all stakeholders.

In addition to expanding products and partnerships, MNC Life is actively optimizing its digital
business via the MotionLife app. Other innovations include the integration of insurance into diverse
lifestyle factors, making financial protection an inseparable part of modern life. MNC Life remains
committed to enhancing Indonesia's financial literacy to create a more prosperous, financially
literate society ready to face the future.

MNC INSURANCE

In the general insurance industry, MNC Insurance is dedicated to product innovation and service
enhancement, prioritizing easier access and more efficient claims processes, which significantly
boost customer satisfaction. In the third guarter of 2024, MNC Insurance proudly received multiple
awards from esteemed institutions such as MAIPARK, Infobank, and The Finance, reflecting the
company's unwavering commitment to exceptional service.

MNC Insurance is actively advancing its B2B partnership strategy and has successfully collaborated
with MNC Bank, Bank Mandiri, BRI, BNI, BNI Finance, Mandiri Tunas Finance (MTF), KAI, Bluebird, Citilink,
and other strategic partners to penetrate a broader market segment and substantially increase
insurance product adoption. By implementing effective risk mitigation strategies and emphasizing
insurance literacy, MNC Insurance continues to demonstrate strong financial performance
throughout the year.

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FINANCIAL SERVICES

MNC ASSET MANAGEMENT

In August 2024, MNC Asset Management launched two new mutual fund products: MNC Mutual
Funds and MNC Private Funds. On the same occasion, MNC Asset Management has officially
partnered with two major securities companies owned by state-owned banks, namely BNI Sekuritas
and BRI Danareksa Sekuritas, for the marketing of mutual fund products. This collaboration aims to
expand access to investments for the public and offer a wider range of innovative investment
products to drive growth in Assets Under Management (AUM).

In addition, MNC Asset Managements fixed income mutual fund, MNC Dana Syariah, received the
2024 Best Sharia Mutual Fund award in the Best Fixed Income Sharia Mutual Fund category for three-
year performance, presented by Investortrust.id and Infovesta Utama.

For further information, please contact: PT MNC Kapital Indonesia Tbk
Samuel Hartono Tanoesoedibjo MNC Bank Tower 21/F, MNC Center
samuel.tanoesoedibjoemncgroup.com Jl. Kebon Sirih Kav 21-27, Menteng
Gladys Levina Central Jakarta 10340, Indonesia
gladys.levinaemncgroup.com Phone : 46221 2970 9700

www.mncfinancialservices.com

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