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PT BANK OF INDIA INDONESIA TBK FINANCIAL STATEMENTS
AS OF 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023 (UNAUDITED)
HEAD OFFICE
Jl. K.H. Samanhudi No. 37. Jakarta, Telp. : 021-3500007 (Hunting), Fax : 021 - 3808178, Contact Center : Hello BOII 150707
Website : www.boiindonesia.co.id, Email : corporate@boiindonesia.co.id. Share Code : BSWD, SWIFT BKIDIDJA.
BRANCH OFFICE
Samanhudi : Jl. Samanhudi No. 37 Central Jakarta 10710
Mangga Dua : Wisma Eka Jiwa Jl. Arteri Mangga Dua Raya Blok RM No. 17 Mangga Dua South Jakarta 10730
Bandung : Jl. Veteran No. 49 Bandung
Tunjungan : Jl. Tunjungan No. 32 Surabaya East Java
Coklat : Jl. Coklat No. 20-22 Surabaya 60161
Denpasar : Ruko Indah Blok 27 Diponegoro Street No. 135-137
Medan : Jl. H. Zainul Arifin No. 55-C/31
Makassar : Jl. Ujung Pandang (Ex. Taman Bahari) No. 13
SUB-BRANCH OFFICE
Kelapa Gading : Graha KNS, Jl Raya Boulevard Barat Blok XC 5-6 Kelapa Gading North Jakarta 14240
Sunter : Jl. Danau Sunter Utara (Sunter Garden Complex) Blok D-1 Kav. 12-13 No. 3 North Jakarta 14350
Kramat Jati : Jl. Raya Bogor KM 21 No. 18 Kramat Jati East Jakarta 13830
MD Place : MD Place Tower 2 South Setiabudi Street No. 7 South Jakarta
Ngagel : Ngagel Jaya South Street No. 169-A Surabaya 60284
Wiyung : Taman Pondok Indah Shophouse Block A-37 Jl. Raya Menganti 211
CASH OFFICE
Gandhi National School : Jl. Pangandaran IX Blok B4 West Ancol North Jakarta
Gandhi Memorial Intercontinental
: Jl. H.B.R Motik - Blok D.6 No. 1 Kemayoran Central Jakarta
School (GMIS)
Page 2
PT BANK OF INDIA INDONESIA TBK
STATEMENTS OF FINANCIAL POSITION
AS OF 30 SEPTEMBER 2024 & 31 DECEMBER 2023
(In millions of Rupiah)
No. ACCOUNTS 30 SEP 2024 31 DEC 2023
ASSETS
1. Cash 12.453 11.454
2. Placements with Bank Indonesia 224.807 294.990
3. Placements with other banks 10.795 131.355
4. Spot and derivative/forward receivables 50 153
5. Securities 1.953.902 1.113.742
6. Securities sold under repurchase agreement (repo) - -
7. Securities purchased under resell agreements (reverse repo) 402.283 719.192
8. Acceptance receivables - 1.297
9. Loans and financing 3.859.794 3.716.154
10. Sharia financing - -
11. Equity investment - -
12. Other financial assets 18.527 16.427
13. Impairment on financial assets -/-
a. Securities - -
b. Loans and Sharia financing 139.714 166.948
c. Others - -
14. Intangible assets 27.683 23.123
Accumulated amortization on intangible asset -/- 21.042 18.401
15. Fixed assets and equipment 157.252 154.908
Accumulated depreciation on fixed assets and equipment -/- 31.529 28.092
16. Non earning assets
a. Abandoned property - -
b. Foreclosed assets 113.235 128.874
c. Suspense accounts - -
d. Interbranch assets - -
17. Other assets 54.313 30.334
TOTAL ASSETS 6.642.809 6.128.562
No. ACCOUNTS 30 SEP 2024 31 DEC 2023
LIABILITIES
1. Current account 489.624 349.408
2. Saving account 154.207 173.943
3. Time deposit 2.506.366 2.177.451
4. Electronic money - -
5. Liabilities to Bank Indonesia - -
6. Liabilities to other banks 100 44
7. Spot and derivative/forward liabilities 167 97
8. Liabilities on securities sold under repurchase agreement (repo) - -
9. Acceptance liabilities - 1.297
10. Issued securities - -
11. Loans/financing received - -
12. Margin deposit 738 737
13. Interbranch liabilities - -
14. Other liabilities 61.028 47.144
TOTAL LIABILITIES 3.212.230 2.750.121
EQUITIES
15. Paid in capital
a. Capital 2.200.000 2.200.000
b. Unpaid capital -/- 1.462.227 1.462.227
c. Treasury stock -/- - -
16. Additional paid in capital
a. Agio 2.895.154 2.895.154
b. Disagio -/- - -
c. Fund for paid up capital - -
d. Others - -
17. Other comprehensive income
a. Gains 107.627 107.627
b. Losses -/- 1.327 1.327
18. Reserves
a. General reserves 20.000 20.000
b. Appropriated reserves - -
19. Gain/loss
a. Previous years (380.785) (429.617)
b. Current Year 52.137 48.831
c. Dividends paid -/- -
TOTAL EQUITIES 3.430.579 3.378.441
TOTAL LIABILITIES AND EQUITIES 6.642.809 6.128.562
Page 3
PT BANK OF INDIA INDONESIA TBK
STATEMENTS OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME
FOR THE PERIODS ENDED 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023
(In millions of Rupiah)
No. ACCOUNTS 30 SEP 2024 30 SEP 2023
OPERATIONAL INCOME AND EXPENSES
A. Interest income and expenses
1. Interest income 308.645 254.448
2. Interest expenses 104.184 67.969
Net interest income (expenses) 204.461 186.479
B. Other operational income and expenses
1. Gains (losses) from increase (decrease) fair value on financial assets (117) 160
2. Gains (losses) from decrease (increase) fair value on financial liabilities - -
3. Gains (losses) on sale of financial assets - 2.018
4. Gains (losses) on spot and derivatives/forward (realised) 980 5.936
5. Gains (losses) on investment under equity method - -
6. Gains (losses) from translation of foreign currency transactions (205) (3.842)
7. Dividend income - -
8. Commission/provision/fee and administration income 11.835 6.846
9. Other income 14.948 4.888
10. Impairment for financial assets 76.552 91.565
11. Losses on operational risk - -
12. Personnel expenses 42.844 37.871
13. Promotion expenses 532 357
14. Others expenses 43.376 31.348
Net Other Operational Income (Expenses) (135.863) (145.135)
OPERATIONAL PROFIT (LOSS) 68.598 41.344
NON OPERATIONAL INCOME AND EXPENSES
1. Gains (losses) on sale of fixed assets and equipment 51 479
2. Other non operational income (expenses) (1.807) (1.704)
NON OPERATIONAL PROFIT (LOSS) (1.756) (1.225)
CURRENT PERIOD PROFIT (LOSS) BEFORE TAX 66.842 40.119
Income tax
a. Estimated current year tax 14.705 8.826
b. Deferred tax income (expenses) - -
NET PROFIT (LOSS) AFTER TAX 52.137 31.293
OTHER COMPREHENSIVE INCOME
1. Items that will not be reclassified to profit or loss
a. Revaluation surplus of fixed assets - -
b. Gains (losses) from actuary benefit program
c. Others - -
2. Items that will be reclassified to profit or loss - -
a. Gains (losses) arising from translation of financial statements in foreign currency
b. Gains (losses) from changes in fair value of financial assets - debt instruments
measured through other comprehensive income - -
c. Others
- -
OTHER COMPREHENSIVE INCOME FOR THE PERIOD AFTER INCOME TAX - -
TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD - -
Net Profit (Loss) Attributable To : 52.137 31.293
PARENT ENTITY
NON-CONTROLLING INTEREST
NET PROFIT (LOSS) FOR THE PERIOD 52.137 31.293
Total Comprehensive Profit (Loss) Attributable To : 52.137 31.293
PARENT ENTITY
NON-CONTROLLING INTEREST
TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD 52.137 31.293
PROFIT/LOSS TRANSFER TO HEAD OFFICE 52.137 31.293
DIVIDEND - -
EARNINGS PER SHARE (in full amount) - -
Page 4
PT BANK OF INDIA INDONESIA TBK
STATEMENT OF COMMITMENTS & CONTINGENCIES
AS OF 30 SEPTEMBER 2024 AND 31 DECEMBER 2023
(In millions of Rupiah)
No. ACCOUNTS 30 SEP 2024 31 DEC 2023
I. COMMITTED RECEIVABLES
1. Unused borrowings/financing facilities - -
2. Foreign currency positions to be received from spot and derivatives/forward transactions 80.544 51.580
3. Others 70.041 71.278
II. COMMITTED LIABILITIES
1. Unused credit/financing facilities
a. Committed - -
b. Uncommitted 243.270 317.738
2. Outstanding irrevocable letters of credit - 1.393
3. Foreign currency positions to be submitted for spot and derivatives/forward transactions 54.277 89.226
4. Others - -
III. CONTINGENT RECEIVABLES
1. Received guarantees - -
2. Others 16.769 6.151
IV. CONTINGENT LIABILITIES
1. Issued guarantees 31.317 19.931
2. Others - -
Page 5
PT BANK OF INDIA INDONESIA TBK
STATEMENT OF SPOT AND DERIVATIVE TRANSACTIONS
AS OF 30 SEPTEMBER 2024
(In millions of Rupiah)
INDIVIDUAL
NO. ACCOUNTS Notional Objectives Derivative Receivables and Payables
Amount Trading Hedging Receivables Payables
A. Related to Exchange Rate
1 Spot 90.158 - 90.158 46 38
2 Forward 3.785 - 3.785 4 23
3 Option
a. Put - - - - -
b. Call - - - - -
4 Future - - - - -
5 Swap 40.878 - 40.878 - 106
6 Others - - - - -
B. Related to Interest Rate
1 Forward - - - - -
2 Option
a. Put - - - - -
b. Call - - - - -
3 Future - - - - -
4 Swap - - - - -
5 Others - - - - -
C. Others - - - - -
TOTAL 134.821 - 134.821 50 167
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PT BANK OF INDIA INDONESIA TBK
CALCULATION OF CAPITAL ADEQUACY RATIO / CAR
AS OF 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023
(In millions of Rupiah)
ACCOUNTS 30 SEP 2024 30 SEP 2023
I ACCOUNTS 3.245.124 3.280.718
1 Common Equity Tier 1 (CET 1) 3.245.124 3.280.718
1.1 1.1. Paid-in Capital (After the deduction of treasury stock) 737.773 737.773
1.2 1.2. Disclosed Reserves 2.537.318 2.576.549
1.2.1 Addition Factor 3.074.918 3.054.074
1.2.1.1 Other comprehensive income 107.627 107.627
1.2.1.1.1 Translation of financial statements in foreign currency - -
Unrealized gain on financial assets measured through other
1.2.1.1.2 - -
comprehensive income
1.2.1.1.3 Revaluation surplus of fixed assets 107.627 107.627
1.2.1.2 Other disclosed reserve 2.967.291 2.946.447
1.2.1.2.1 Agio / Disagio 2.895.154 2.895.154
1.2.1.2.2 General Reserves 20.000 20.000
1.2.1.2.3 Previous year's profit - -
1.2.1.2.4 Current year's profit 52.137 31.293
1.2.1.2.5 Fund for paid-in capital - -
1.2.1.2.6 Others - -
1.2.2 Deduction Factor (537.600) (477.525)
1.2.2.1 Other comprehensive income - -
1.2.2.1.1 Translation of financial statements in foreign currency - -
Unrealized loss on financial assets measured through other
1.2.2.1.2 - -
comprehensive account
1.2.2.2 Other disclosed reserve (537.600) (477.525)
1.2.2.2.1 Disagio - -
1.2.2.2.2 Previous year's losses (380.785) (429.617)
1.2.2.2.3 Current year's losses - -
Difference between allowance for possible losses and
1.2.2.2.4 (81.895) -
allowance for impairment losses on earning assets
Difference on the total of fair value adjustment from
1.2.2.2.5 - -
financial instruments in trading book
Allowance for losses on non productive assets required to
1.2.2.2.6 (74.920) (47.908)
be provided
1.2.2.2.7 Others
1.3 Non-controlling interest - -
1.4 Deduction Factor of Common Equity Tier 1 (29.967) (33.604)
1.4.1 Deferred tax (23.326) (27.725)
1.4.2 Goodwill - -
1.4.3 Other intangible assets (6.641) (5.879)
1.4.4 Investments in shares of stock - -
1.4.5 Shortage of capital on insurance subsidiary company - -
1.4.6 Securitisation Exposure - -
1.4.7 Other deduction factor of common equity tier 1 - -
Investments in Instruments issued by the other bank that
1.4.7.1
meet the criteria for inclusion in additional tier 1 and tier 2
Cross ownership of other entities obtained due to transfer
1.4.7.2 - -
because of law, grant, or bequest
Page 7
CALCULATION OF CAPITAL ADEQUACY RATIO / CAR
AS OF 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023
(In millions of Rupiah)
ACCOUNTS 30 SEP 2024 30 SEP 2023
2 Additional Tier 1 Capital (AT-1) - -
2.1 Instruments that meet the criteria of AT 1 - -
2.2 Agio / Disagio - -
2.3 Deduction factor - -
2.3.1 Investments in Instruments issued by the other bank that meet the
criteria for inclusion in additional tier 1 and tier 2
2.3.2 Cross ownership of other entities obtained due to transfer because of
law, grant, or bequest
II Tier 2 Capital 29.863 28.343
1 Instruments issued by the bank that meet the criteria for inclusion in
- -
tier 2 capital
2 Agio/disagio - -
3 General allowance for losses on earning assets (max. 1.25% from risk-
weighted assets) 29.863 28.343
4 Deduction Factor of Tier 2 Capital - -
4.1 Sinking Fund - -
4.2 Investments in Instruments issued by the other bank that meet the criteria for - -
4.3 Cross ownership of other entities obtained due to transfer because of law,
- -
grant, or bequest
TOTAL CAPITAL 3.274.987 3.309.061
RISK-WEIGHTED ASSETS (RWAs)
RWAs CONSIDERING CREDIT RISK 3.433.744 3.355.626
RWAs CONSIDERING MARKET RISK - -
RWAs CONSIDERING OPERATIONAL RISK 191.181 166.371
TOTAL RISK-WEIGHTED ASSETS 3.624.925 3.521.997
Min. capital requirements based on risk profile 10,00% 10,00%
REGULATORY MINIMUM CAPITAL REQUIREMENT ALLOCATION BASED ON RISK PROFILE
From CET1 ( % ) 10,00% 10,00%
From AT1 ( % ) 0,00% 0,00%
From Tier 2 ( % ) 0,00% 0,00%
CAR RATIO 90,35% 93,95%
CET 1 Ratio (%) 89,52% 93,15%
Tier 1 Ratio (%) 89,52% 93,15%
Tier 2 Ratio (%) 0,82% 0,80%
CAR Ratio 90,35% 93,95%
CET 1 FOR BUFFER (%) 80,34% 83,95%
REGULATORY BUFFER PERCENTAGE REQUIRED BY BANK (%)
Capital Conservation Buffer (%) 0,00% 0,00%
Countercyclical Buffer (%) 0,0% 0,0%
Capital Surcharge for Systemic Bank (%) 0,0% 0,0%
Page 8
PT BANK OF INDIA INDONESIA TBK
STATEMENT OF CASH FLOWS
AS OF 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023
(In millions of Rupiah)
ACCOUNTS 30 SEP 2024 30 SEP 2023
CASH FLOWS FROM OPERATING ACTIVITIES
Receipt of interest income, fees and commissions 306.545 247.966
Other operating income 14.825 9.687
Payments of interest expenses, fees and commissions (108.184) (58.592)
Payments of post-employment benefits (41.647) (35.996)
Payment of general, administration, maintenance and repairs (30.797) (15.367)
Payment of tax expenses (5.821) -
Other non-operating income / (expense) - net (3.373) (1.705)
Operating Profit before changes in operating activities 131.548 145.993
Changes in operating assets and liabilities
Decrease / (Increase) in operating assets :
Loans (170.874) (1.185.461)
Other assets (62.697) (45.839)
Increase (decrease) in operating liabilities :
Obligations Due Immediately 1.756 (52.137)
Deposits 449.452 106.332
Other liabilities (10.303) (33.842)
Net cash provided by (used in) operating activities 338.882 (1.064.954)
CASH FLOWS FROM INVESTING ACTIVITIES
Decrease (increase) in securities held until maturity (840.160) 13.801
Proceeds from sale of fixed assets 153 1.609
Acquisitions of fixed assets and intangible assets (5.323) 14.083
316.909 947.346
Decrease (Increase) in securities purchased under resale agreements
Net cash provided by investing activities (528.421) 976.839
CASH FLOWS FROM FINANCING ACTIVITIES
Additional paid-in capital - 5
Stock issuance costs - (3.520)
Net cash provided by financing activities - (3.515)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (189.539) (91.630)
CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 437.800 339.578
Effect of foreign exchange rate changes (205) (3.842)
CASH AND CASH EQUIVALENTS AT END OF YEAR 248.056 244.106
SUPPLEMENTAL DISCLOSURES
Cash and cash equivalents consist of :
Cash 12.453 13.471
Current accounts with Bank Indonesia 167.808 198.318
Current accounts with other banks 10.795 18.319
Placements with Bank Indonesia and other banks - mature within 3
57.000 13.998
(three) months
Sertifikat Bank Indonesia - jatuh tempo kurang tiga bulan
Total cash and cash equivalents 248.056 244.106
Page 9
PT BANK OF INDIA INDONESIA TBK
FINANCIAL RATIOS CALCULATION
AS OF 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023
(In %)
ACCOUNTS RATIO 30 SEP 2024 30 SEP 2023
I. Performance Ratio
1 Capital Adequacy Ratio (CAR) 90,35% 93,95%
2 Non performing earning assets and non earning assets to 6,15% 5,28%
total earning assets and non earning assets
3 Non perfoming earning assets to total earning assets 4,73% 3,54%
4 Allowance for impairment on financial assets to earning 2,13% 3,01%
assets
5 NPL gross 7,70% 5,52%
6 NPL net 4,70% 2,75%
7 Return on Asset (ROA) 1,34% 0,88%
8 Return on Equity (ROE) 2,12% 1,27%
9 Net Interest Margin (NIM) 4,32% 4,41%
10 Operating Expenses to Operating Income (BOPO) 81,58% 85,15%
11 Cost to Income Ratio (CIR) 46,08% 37,02%
12 Loan to Deposits Ratio (LDR) 122,53% 135,83%
II. Compliance
1 a. Percentage Violation of Legal Lending Limit
I. Related parties - -
II. Non related parties - -
b. Percentage Lending in excess of Legal Lending Limit
I. Related parties - -
II. Non related parties - -
2 Reserve Requirement
a. Primary Reserve Requirement (Rupiah) 5,02% 7,65%
b. Reserve Requirement (Foreign currencies) 4,08% 4,13%
3 Net Open Position 0,10% 0,13%
Page 10
EARNING ASSETS QUALITY AND OTHER INFORMATION
BANK : PT BANK OF INDIA INDONESIA TBK
DATE OF REPORT : 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023
(In millions of Rupiah)
INDIVIDUAL
No. ACCOUNTS 30 SEPTEMBER 2024 30 SEPTEMBER 2023
L DPK KL D M Total L DPK KL D M Total
I. RELATED PARTIES
1. Placement with other banks 1.018 - - - - 1.018 1.292 - - - - 1.292
a.Rupiah - - - - - - - - - - - -
b.Foreign currencies 1.018 - - - - 1.018 1.292 - - - - 1.292
2. Spot and derivative/forward receivables - - - - - - - - - - - -
a.Rupiah - - - - - - - - - - - -
b.Foreign currencies - - - - - - - - - - - -
3. Securities - - - - - - - - - - - -
a.Rupiah - - - - - - - - - - - -
b.Foreign currencies - - - - - - - - - - - -
4. Securities sold under repurchase agreement (repo) - - - - - - - - - - - -
a.Rupiah - - - - - - - - - - - -
b.Foreign currencies - - - - - - - - - - - -
5. Claims on securities bought under reverse repo - - - - - - - - - - - -
a.Rupiah - - - - - - - - - - - -
b.Foreign currencies - - - - - - - - - - - -
6. Acceptance receivables - - - - - - - - - - - -
7. Loans and financing 3 - - - - 3 19.273 - - - - 19.273
a.Micro, small and medium enterprises (UMKM) - - - - - - - - - - - -
i. Rupiah - - - - - - - - - - - -
ii.. Foreign currencies - - - - - - - - - - - -
b.Non micro, small and medium enterprises (non UMKM) 3 - - - - 3 19.273 - - - - 19.273
i. Rupiah 3 - - - - 3 7.682 - - - - 7.682
ii.. Foreign currencies - - - - - - 11.591 - - - - 11.591
c.Restructured loans - - - - - - - - - - - -
i. Rupiah - - - - - - - - - - - -
ii.. Foreign currencies - - - - - - - - - - - -
8. Equity investment - - - - - - - - - - - -
9. Other receivables* - - - - - - - - - - - -
10. Commitments and contingencies - - - - - - 48 - - - - 48
a.Rupiah - - - - - - 48 - - - 48
b.Foreign currencies - - - - - - - - - - - -
Page 11
EARNING ASSETS QUALITY AND OTHER INFORMATION
BANK : PT BANK OF INDIA INDONESIA TBK
DATE OF REPORT : 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023
(In millions of Rupiah)
INDIVIDUAL
No. ACCOUNTS 30 SEPTEMBER 2024 30 SEPTEMBER 2023
L DPK KL D M Total L DPK KL D M Total
II NON RELATED PARTIES
1. Placement with other banks 9.777 - - - - 9.777 17.027 - - - - 17.027
a.Rupiah 850 - - - - 850 12.492 - - - - 12.492
b.Foreign currencies 8.927 - - - - 8.927 4.535 - - - - 4.535
2. Spot and derivative/forward receivables 50 - - - - 50 160 - - - - 160
a.Rupiah 50 - - - - 50 160 - - - - 160
b.Foreign currencies - - - - - - - - - - - -
3. Securities 1.953.902 - - - - 1.953.902 845.574 - - - - 845.574
a.Rupiah 1.953.902 - - - 1.953.902 845.574 - - - - 845.574
b.Foreign currencies - - - - - - - - - - - -
4. Securities sold under repurchase agreement (repo) - - - - - - - - - - - -
a.Rupiah - - - - - - - - - - - -
b.Foreign currencies - - - - - - - - - - - -
5. Claims on securities bought under reverse repo 402.283 - - - - 402.283 1.194.094 - - - - 1.194.094
a.Rupiah 402.283 - - - - 402.283 1.194.094 - - - - 1.194.094
b.Foreign currencies - - - - - - - - - - - -
6. Acceptance receivables - - - - - - 5.140 - - - - 5.140
7. Loans and financing 3.405.455 157.270 37.836 101.801 157.429 3.859.791 3.113.504 388.083 59.917 - 145.630 3.707.134
a.Micro, small and medium enterprises (UMKM) 400.770 46.510 4.686 6.152 2.175 460.293 387.316 30.034 2.417 - 28.111 447.878
i. Rupiah 387.988 46.510 4.686 6.152 2.175 447.511 386.373 23.130 2.417 - 28.111 440.031
ii.. Foreign currencies 12.782 - - - - 12.782 943 6.904 - - - 7.847
b.Non micro, small and medium enterprises (non UMKM) 3.004.685 110.760 33.150 95.649 155.254 3.399.498 2.726.188 358.049 57.500 - 117.519 3.259.256
i. Rupiah 2.589.836 101.638 33.150 6.000 28.924 2.759.548 2.370.447 123.984 - - 117.519 2.611.950
ii.. Foreign currencies 414.849 9.122 - 89.649 126.330 639.950 355.741 234.065 57.500 - - 647.306
c.Restructured loans - 18.469 - 95.649 151.754 265.872 202.405 370.655 57.667 - 140.193 770.920
i. Rupiah - 9.347 - 6.000 25.424 40.771 83.868 129.934 167 - 140.193 354.162
ii.. Foreign currencies - 9.122 - 89.649 126.330 225.101 118.537 240.721 57.500 - - 416.758
8. Equity investment - - - - - - - - - - - -
9. Other receivables* - - - - - - 1.848 - - - - 1.848
10. Commitments and contingencies 274.587 - - - - 274.587 398.489 4.843 - - - 403.332
a.Rupiah 266.655 - - - - 266.655 378.023 3.665 - - - 381.688
b.Foreign currencies 7.932 - - - - 7.932 20.466 1.178 - - - 21.644
III OTHER INFORMATION
1. Value of bank's assets pledge as collateral :
a.To Bank Indonesia - -
b.To Other Parties - -
2. Foreclosed assets 113.235 128.874
Page 12
PT BANK OF INDIA INDONESIA TBK
ALLOWANCE FOR IMPAIRMENTS LOSSES ON EARNINGS ASSETS
AS OF 30 SEPTEMBER 2024 AND 30 SEPTEMBER 2023
(In millions of Rupiah)
30 SEPTEMBER 2024 30 SEPTEMBER 2023
Calculate Allowance Calculate Allowance
ACCOUNTS ACCOUNTS Allowance for Impairment for Possible Allowance for Impairment for Possible
Losses on Earning Assets Losses on Earning Assets
Stage 1 Stage 2 Stage 3 General Specific Stage 1 Stage 2 Stage 3 General Specific
1. Placement with other banks - - - 108 - - - - 183 -
2. Spot and derivative/forward receivables - - - - - - - 2 -
3. Securities - - - 370 - - - - 370 -
4. Securities sold under repurchase agreement (repo) - - - - - - - - - -
5. Claims on securities bought under reverse repo - - - - - - - - - -
6. Acceptance receivables - - - - - - - - 51 -
7. Loans and financing 21.266 2.924 115.524 29.081 191.984 31.349 76.882 78.905 27.528 117.574
8. Equity investment - - - - - - - - -
9. Other receivables* - - - - - - - - 18 -
10. Commitments and Contingencies 237 - - 303 - 7 - - 191 -
*) Among others, it consists of unaccepted sight L/C or usance LC receivables, purchased/overwritten traveler's checks, advances to customers, inkaso receivables, bailouts in the framework of government programs.
Page 13
BANK MANAGEMENT
Board of Commissioners:
President Commissioner : Sudhiranjan Padhi
Independent Commissioner : Handadjaja Sulaiman
Independent Commissioner : Lungguk Gultom
Directors:
President Director : Jayaprakash Bharathan*)
Operation Director : Carolina Dina Rusdiana
Credit & International Banking Director : Chandra Sekhar Mukherjee
Compliance Director : Dennis Kusuma Halim
*)
Effective after obtaining approval from the Financial Services Authority (OJK) through
the Decree of Head of Licensing and Banking Crisis Management Department of OJK
No. KEPR-27/PB.02/2024 dated October 14, 2024.
SHAREHOLDERS
Controlling Shareholders (PSP):
- Bank of India 90,96%
Non-controlling shareholders through capital market (≥ 5%):
Nil -
Non-controlling shareholders not through the capital market (≥ 5%):
Nil -
Other Shareholders:
- Public (each Shareholding ≤ 5%) 9,04%
BANK OF INDIA SHAREHOLDERS
Indian Government 73,38%
Public 26,62%
Page 14
Notes:
● The publication report is presented to fulfill the following conditions:
1. Financial Services Authority Regulation Number 37/POJK.03/2019 dated 19 December 2019 regarding Transparency and Publication of Bank
Reports.
2. Financial Services Authority Circular Letter Number 9/SEOJK.03/2020 dated 30 June 2020 concerning Transparency and Publication of Conventional
Commercial Bank's Reports.
3. Financial Services Authority Regulation Number 14 / POJK.04/2022 dated 22 August 2022 concerning Submission of Periodic Financial Reports of
Issuers or Public Companies.
4. Regulation No. VIII.G.7 which is an attachment to the Decree of the Chairman of the Capital Market and Financial Institution Supervisory Agency
(“Bapepam-LK”) No. KEP-347/BL/2012 dated 25 June 2012 regarding Presentation and Disclosure of Financial Statements of Issuers or Public
Companies.
● Kurs 30 September 2024 1 USD = Rp15.140,00,-
Kurs 29 September 2023 1 USD = Rp15.455,00,-
Kurs 29 Desember 2023 1 USD = Rp15.397,00,-
Jakarta, October 28th, 2024
S.E., & O
PT Bank of India Indonesia Tbk
BOARD OF DIRECTORS
Jayaprakash Bharathan Carolina Dina Rusdiana
President Director Operation Director
PT Bank of India Indonesia Tbk is registered and supervised by the Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit
Insurance Corporation (Lembaga Penjamin Simpanan/LPS)
Names mentioned 17 people and organisations named in the text · linked when the evidence is strong
unresolved
person
K.H. Samanhudi
p.1
unresolved
person
H. Zainul Arifin
p.1
unresolved
org
Bank Indonesia
p.2 ×7
unresolved
org
Financial Services Authority
p.13 ×5
unresolved
org
Bapepam-LK
p.14 ×2
unresolved
org
India Indonesia Tbk
p.14 ×2
unresolved
person
Operation
· President Director
p.14 ×2
unresolved
org
Indonesia Deposit Insurance Corporation
p.14
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