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                                                                                                                                         Rating Summary
                                                                                                                                                      October 7, 2024


                                                   PT Perusahaan Pengelola Aset
Credit Rating(s)                                            PEFINDO has affirmed its idAA ratings to PT Perusahaan Pengelola Aset (PPA) and its
General Obligation (GO)                idAA/Stable          outstanding bonds, its idAA(sy) rating to PPA’s outstanding sukuk, as well as its idA1+
Bond I/2020                                      idAA       rating to the Company’s Surat Berharga Komersial Berkelanjutan I 2023. Outlook for
Bond II/2022                                     idAA       the corporate rating is stable. The rating reflects a very strong likelihood of support
Sukuk Wakalah Bi Al-Istitsmar               idAA    (sy)    from the Indonesian government, strong positioning as a distressed asset
Surat Berharga Komersial                       idA1+        management company, and strong capitalization. The rating is constrained by its
Berkelanjutan I/2023                                        modest profitability.

                                                            The rating may be raised if PEFINDO views the support from the Indonesian
Rating Period
                                                            government as likely to strengthen, accompanied by a greater role and contribution
October 3, 2024 – October 1, 2025
                                                            to the government as a national asset management company, as well as maintenance
                                                            of modest financial performance. However, the rating may be lowered if the
Published Rating History
                                                            government support and commitment weaken significantly. Such downside pressure
OCT 2023                                idAA/Stable
                                                            may also arise if PPA’s financial indicators deteriorate significantly without a strong
OCT 2022                                idAA/Stable
                                                            indication of government support.
JUL 2022                                idAA/Stable
JUN 2022                                idAA/Stable         PPA was established in 2004 under Peraturan Pemerintah (PP) No. 10/2004 to manage
MAR 2022                                idAA/Stable         assets of the former Indonesian Banking Restructuring Agency (IBRA or BPPN). Under
                                                            PP No. 61/2008, its mandate was augmented, expanding its tasks to not only confined
                                                            to managing assets from the former BPPN but also other state-owned enterprises
                                                            (SOEs), restructuring and revitalizing SOEs, providing asset management and
                                                            financing services to other parties, as well as setting up a commercial line of business.
                                                            In 2014, the mandate was further expanded, comprising business consultation and
                                                            asset management and development services, including the regional government and
                                                            private sector. Initially fully owned by the Government of Indonesia, PPA is now a
                                                            subsidiary of PT Danareksa (Persero), with the government’s Dwiwarna share
                                                            remaining.




Rating Definition                                          Financial Highlights
A debt security rated idAA differs from the highest-
rated debt only to a small degree. The issuer’s             As of/for the year ended                                        Jun-2024              Dec-2023    Dec-2022         Dec-2021
capacity to meet its long-term financial commitments        Consolidated figure                                            (Unaudited)            (Audited)   (Audited)         (Audited)
on the debt security, relative to those of other            Total assets [in IDR bn]                                            18,782.9           17,373.9    14,817.2          17,662.5
Indonesian issuers, is very strong.                         Total Equity [in IDR Bn]                                            11,816.8           10,658.3     7,691.0            9,368.8
                                                            Short Term Borrowing / Total Assets [%]                                  10.2              10.2         12.5               16.1
A short-term debt security rated idA1+ has the highest      Total Adjusted Revenue [in IDR Bn]**                                    832.5           1,725.7     2,043.7            6,556.4
rating category assigned by PEFINDO. The obligor’s
                                                            Net Income after MI [in IDR Bn]                                         182.0             325.7        180.7             164.5
capacity to meet its short-term commitments on the
                                                            Pre-tax Profit [in IDR Bn]                                              182.0             328.1        171.5             175.2
debt security, relative to those of other Indonesian
                                                            Cost to Income [%]***                                                    77.6              83.8         89.7               81.8
obligors, is superior.
                                                            ROAA [%]                                                                  *2.0              2.0           1.1               1.1
                                                            Liquid Assets / Total Liabilities [x]                                      0.8              0.7           0.7               0.8
                                                            Liquid Assets / Total Assets [%]                                         29.4              28.6         31.5               37.6
                                                            Debt to Equity [x]                                                         0.5              0.6           0.8               0.6
                                                            Long Term Debt / Total Assets [%]                                        21.8              23.7         28.1               13.7
                                                            USD exchange rate [USD/IDR]                                           16,421             15,416      15,731             14,269
                                                           *Annualized
                                                           **Total adjusted revenue including interest income
                                                           ***Cost to income ratio is general administrative expense including interest expense

Contact Analysts:                                          The above ratios have been computed based on information from the company and published accounts. Where applicable, some items have
                                                           been reclassified according to PEFINDO’s definitions.
handhayu.kusumowinahyu@pefindo.co.id
danan.dito@pefindo.co.id


   http://www.pefindo.com                                                                                                                                                     October 2024
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                                                                                                                          Rating Summary
                                                                                                                                      October 7, 2024




DISCLAIMER
The rating contained in this report or publication is the opinion of PT Pemeringkat Efek Indonesia (PEFINDO) given based on the rating result on the date the rating
was made. The rating is a forward-looking opinion regarding the rated party’s capability to meet its financial obligations fully and on time, based on assumptions
made at the time of rating. The rating is not a recommendation for investors to make investment decisions (whether the decision is to buy, sell, or hold any debt
securities based on or related to the rating or other investment decisions) and/or an opinion on the fairness value of debt securities and/or the value of the entity
assigned a rating by PEFINDO. All the data and information needed in the rating process are obtained from the party requesting the rating, which are considered
reliable in conveying the accuracy and correctness of the data and information, as well as from other sources deemed reliable. PEFINDO does not conduct audits,
due diligence, or independent verifications of every information and data received and used as basis in the rating process. PEFINDO does not take any responsibility
for the truth, completeness, timeliness, and accuracy of the information and data referred to. The accuracy and correctness of the information and data are fully the
responsibility of the parties providing them. PEFINDO and every of its member of the Board of Directors, Commissioners, Shareholders and Employees are not
responsible to any party for losses, costs and expenses suffered or that arise as a result of the use of the contents and/or information in this rating report or publication,
either directly or indirectly. PEFINDO generally receives fees for its rating services from parties who request the ratings, and PEFINDO discloses its rating fees prior to
the rating assignment. PEFINDO has a commitment in the form of policies and procedures to maintain objectivity, integrity, and independence in the rating process.
PEFINDO also has a “Code of Conduct” to avoid conflicts of interest in the rating process. Ratings may change in the future due to events that were not anticipated
at the time they were first assigned. PEFINDO has the right to withdraw ratings if the data and information received are determined to be inadequate and/or the rated
company does not fulfill its obligations to PEFINDO. For ratings that received approval for publication from the rated party, PEFINDO has the right to publish the
ratings and analysis in its reports or publication, and publish the results of the review of the published ratings, both periodically and specifically in case there are
material facts or important events that could affect the previous ratings. Reproduction of the contents of this publication, in full or in part, requires written approval
from PEFINDO. PEFINDO is not responsible for publications by other parties of contents related to the ratings given by PEFINDO.



http://www.pefindo.com                                                                                                                                        October 2024

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linked org PT Perusahaan Pengelola Aset p.1 ×2
possible org PT Danareksa (Persero) p.1
unresolved org PT Perusahaan Pengelola Aset Credit Rating p.1
unresolved org PT Pemeringkat Efek Indonesia p.2

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