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      MNC Kapital X bank bjb to Enhance Digital
          Financial Services in Indonesia

Jakarta, August 6, 2024 – Today, PT MNC Kapital Indonesia Tbk (IDX: BCAP) or MNC Kapital signed a
Memorandum of Understanding (MoU) with PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk
(IDX: BJBR) or bank bjb on the Utilization of Banking and Financial Services Products. The MoU was signed by
MNC Kapital’s President Director, Yudi Hamka, and bank bjb’s Director of Commercial and MSME, Nancy
Adistyasari, witnessed by the Executive Chairman of MNC Group, Hary Tanoesoedibjo, and the President Director
of bank bjb, Yuddy Renaldi. On the same day, a kick-off workshop was also held as the first step towards
implementing the MoU.




This MoU marks a strategic foundation for the             Meanwhile, MNC Life and MNC Insurance will
partnership between MNC Kapital and bank bjb,             collaborate with bank bjb to sell a variety of digital
accelerating the advancement of digital financial         insurance products through the DIGI bank bjb app,
services in Indonesia. Both parties will leverage each    providing customers with easy and quick access to
other’s strengths in digital payment services and         insurance protection.
banking to expand their networks and increase digital
                                                          bank bjb will also engage in treasury operations with
financial inclusion in Indonesia.
                                                          MNC Bank, covering various financial instruments such
MNC Kapital's platforms, MotionPay and Flash Mobile,      as money markets, forex, and fixed income, while
will serve as payment sources and biller aggregators      partnering with MNC Asset Management for mutual
for the DIGI bank bjb mobile banking app. Additionally,   fund management and Mutual Fund Selling Agent
the ATM machines and Laku Pandai Agents, bjb BiSA,        (APERD) services.
will serve as cash-out solutions for the MotionPay and
                                                          Furthermore, bank bjb will expand credit and funding
MotionBank apps.
                                                          facilities for MNC Group, thereby strengthening the
                                                          synergy between the two companies to support
                                                          business growth.
   2024. PT MNC KAPITAL INDONESIA TBK. (IDX: BCAP)                                                      Page1 | 1
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   The cooperation between MNC Group and bank
   bjb has been progressing well so far. Today, we                                     Digitalization in the banking sector not only
   officially strengthen our partnership in the                                        facilitates easier access for customers but also
   financial services sector under MNC Kapital. BCAP                                   enhances operational efficiency. Through
   offers a comprehensive and integrated range of                                      digitalization, we can provide faster, safer,
   financial services, with a proven track record.                                     and more efficient services to our customers.
   MNC Kapital also enjoys the robust support of the                                   Furthermore, digitalization enables us to
   MNC Media & Entertainment ecosystem, which                                          reach more customers in various regions,
   holds a strong position in Indonesia, paving the                                    including those facing barriers to accessing
   way for further collaborations, such as with the                                    conventional banking services. With this MoU,
   entertainment apps, RCTI+ and Vision+. I am sure                                    we expand the existing collaboration and
   that MNC Kapital and bank bjb will deliver                                          increase the benefits and progress for both
   substantial mutual benefits and advance together                                    parties.
   in the digital financial services sector in Indonesia.

                                         Hary Tanoesoedibjo                                                                      Yuddy Renaldi
                        Executive Chairman of MNC Group                                                      President Director of bank bjb



For further information, please contact:

   Natassha Yunita                                                                    PT MNC Kapital Indonesia Tbk
   Head of Investor Relations                                                         MNC Bank Tower 21/F, MNC Center
   natassha.yunita@mncgroup.com                                                       Jl. Kebon Sirih Kav 21-27, Menteng
   ir.bcap@mncgroup.com                                                               Central Jakarta 10340, Indonesia
                                                                                      Phone: +6221 2970 9700
                                                                                      www.mncfinancialservices.com

DISCLAIMER
By accepting this Press Release, you agree to be bound by the restrictions set out below. Any failure to comply with these restrictions may constitute a
violation of applicable securities laws.
The information and opinions contained in this Press Release have not been independently verified, and no representation or warranty, expressed or
implied, is made as to, and no reliance should be placed on the fairness, accuracy, completeness or correctness of, the information or opinions
contained herein. It is not the intention to provide, and you may not rely on this Press Release as providing, a complete or comprehensive analysis of
the condition (financial or other), earnings, business affairs, business prospects, properties or results of operations of The Company or its subsidiaries.
The information and opinions contained in this Press Release are provided as at the date of this presentation and are subject to change without notice.
Neither The Company (including any of its affiliates, advisors and representatives) nor the underwriters (including any of their respective affiliates,
advisors or representatives) shall have any responsibility or liability whatsoever (in negligence or otherwise) for the accuracy or completeness of, or
any errors or omissions in, any information or opinions contained herein nor for any loss howsoever arising from any use of this Press Release.
In addition, the information contained in this Press Release contains projections and forward-looking statements that reflect The Company's current
views with respect to future events and financial performance. These views are based on a number of estimates and current assumptions which are
subject to business, economic and competitive uncertainties and contingencies as well as various risks and these may change over time and in many
cases are outside the control of The Company and its directors. No assurance can be given that future events will occur, that projections will be
achieved, or that The Company's assumptions are correct. Actual results may differ materially from those forecasts and projected.
This Press Release is not and does not constitute or form part of any offer, invitation or recommendation to purchase or subscribe for any securities
and no part of it shall form the basis of or be relied upon in connection with any contract, commitment or investment decision in relation thereto.




    2024. PT MNC KAPITAL INDONESIA TBK. (IDX: BCAP)                                                                                             Page2 | 2

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Names mentioned 7 people and organisations named in the text · linked when the evidence is strong

linked org MNC Kapital Indonesia Tbk p.1 ×11
linked person Nancy Adistyasari p.1
linked person Hary Tanoesoedibjo p.1 ×2
linked person Yuddy Renaldi. p.1 ×2
unresolved org PT Bank Pembangunan Daerah Jawa Barat p.1
unresolved org Banten Tbk p.1

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