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Page 1
                                             MNC Bank Expands Financial
                                             Inclusion in Indonesia by Joining
                                             Jalin's Link Ecosystem



Jakarta, August 5, 2024 – PT Bank MNC Internasional Tbk (IDX: BABP) or MNC Bank, a part of MNC Group, has
officially joined Link, the electronic payment system and network managed by PT Jalin Pembayaran Nusantara
(“Jalin”). This milestone was marked with a cooperation agreement signed by Yudistira Ardhi Prastono (Chief
Digital Business Officer of MNC Bank) and Ario Tejo Bayu Aji (President Director of Jalin) on Friday, August 2,
2024, at the Jakarta Convention Center, coinciding with the Indonesian Digital Economy Festival (FEKDI). The
signing was witnessed by the management teams of both companies.
                                                                        Through this collaboration, MNC Bank will
                                                                        soon introduce a new service to expand
                                                                        customer access by enabling cash
                                                                        withdrawals without using an ATM card,
                                                                        known as Cardless Cash Withdrawal at more
                                                                        than 27,000 Link ATMs across Indonesia,
                                                                        leveraging the ATM network of other banks
                                                                        within Jalin's Link network. In addition to
                                                                        Cardless Cash Withdrawal, MNC Bank is also
                                                                        set to launch a new feature called QRIS
                                                                        Tuntas in partnership with Jalin. Unlike the
                                                                        QRIS feature for digital payment
                                                                        transactions, QRIS Tuntas, launched by Bank
                                                                        Indonesia in September 2023, is specifically
                                                                        designed for cash withdrawals, cash
                                                                        deposits, and interbank fund transfers using
                                                                        a simple QR Code scan. By broadening
access with Cardless Cash Withdrawal and the QRIS Tuntas feature, MNC Bank not only streamlines banking
transactions for its customers but also plays a pivotal role in achieving widespread, secure, and convenient
financial inclusion for the public, while while advancing digital banking transformation in Indonesia.
Rita Montagna, President Director of MNC Bank, emphasized that this step reaffirms BABP’s commitment to
providing unparalleled convenience and exceptional banking services to the public, with a focus on cutting-edge
digital innovation through the MotionBank app. This partnership is also projected to significantly boost MNC
Bank's transaction volume, leading to sustainable business growth. MNC Bank will strive to elevate the ease of
banking transactions and broaden financial service inclusion across the nation.




                                                                                                             PAGE | 1
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Ario Bayu Tejo Aji, President Director of Jalin, explained that the collaboration with MNC Bank is a strategic
decision to enhance access to digital payment technology and realize inclusive financial services in Indonesia. Ario
predicted that this partnership will strengthen the national digital financial ecosystem and extend the reach of
digital payment systems, driving positive changes in financial services to make it more secure, convenient, and
efficient, ensuring that no one is left behind.
At the same event, Yudistira Ardhi Prastono elaborated on the mechanisms for using Cardless Cash Withdrawal
and QRIS Tuntas services. "Currently, we and Jalin are advancing in the development of these services. We aim
for Cardless Cash Withdrawal to be available to customers by the end of this year, allowing transactions from 50
thousand rupiah to 10 million rupiah per day. Additionally, MNC Bank targets the rollout of QRIS Tuntas by the
first quarter of next year, as further processes are required to ensure its successful implementation," Yudistira
explained.


About MNC Bank

PT Bank MNC Internasional Tbk (IDX: BABP) or MNC Bank is a subsidiary of MNC Kapital that engages in full-
service banking activities.
MNC Bank offers digital and conventional banking products and services, including savings accounts, loan
facilities, debit and credit cards, treasury, trade finance and RDN (Client Fund Account), focusing on consumer,
wholesale, and Micro, Small, and Medium Enterprise (MSME) segments.
MNC Bank also provides digital banking services through the MotionBank application and continuously innovates
to become a future-ready bank based on cutting-edge technology.
For more information about MNC Bank, kindly reach out to the MNC Bank Call Center at 1500188 or MotionBank
Customer Service via WhatsApp chat at 08888888888, visit www.mncbank.co.id and www.motionbank.co.id, and
follow MNC Bank's official social media accounts, @officialmncbank and @motionbankingid on Instagram, MNC
Bank on Facebook, and @MNCBank on X.
Enjoy MNC Bank's digital banking services by downloading the MotionBank app on the Play Store or App Store via
the link bit.ly/MotionBankMNC. To simplify the process of opening a Tabungan Motion account, watch this
tutorial: bit.ly/TutorBuRekdanMPay.

Contact:
Heru Sulistiadhi                                           PT Bank MNC Internasional Tbk
Corporate Secretary                                        MNC Bank Tower 8/F, MNC Center
heru.sulistiadhi@mncbank.co.id                             Jl. Kebon Sirih Kav 21-27, Menteng
                                                           Central Jakarta 10340, Indonesia
                                                           Phone: +6221-29805555




                                                                                                             PAGE | 2
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About Jalin

PT Jalin Pembayaran Nusantara ("Jalin") manages the integration of Indonesia's largest state-owned ATM
network under the ATM Link brand. As a payment processing company (switching), Jalin manages the "Link"
network to connect financial transaction services based on ATMs & CRMs, Debit, CDMs, Mobile Banking, Mini
ATMs, Quick Response Code Indonesian Standard (QRIS), both domestically and cross-border, as well as other
banking services including cash management.
Founded in 2016 through a joint initiative by the The Ministry of State-Owned Enterprises, Himbara (BRI, BNI,
Bank Mandiri, BTN), and PT Telkom Indonesia (Persero) Tbk, Jalin has played a crucial role in advancing payment
sector innovation. In 2019, the majority of Jalin's shares were transferred to PT Danareksa (Persero). Today, Jalin
has more than 60 members from the banking and fintech sectors in Indonesia.
Jalin has earned ISO 27001, ISO 9001, PCI DSS, and PCI PIN certifications as part of its efforts to meet service
standards and reliability, ensuring the best service for all members. For more information, visit our official
website at www.jalin.co.id.

Contact:
Eni Suhartanti                                                                 PT Jalin Pembayaran Nusantara
VP Corporate Secretary                                                         Menara Dea Tower I, 2/F
eni.suhartanti@jalin.co.id                                                     Jl. Mega Kuningan Barat IX Kav.E.4.3 No.1, Setiabudi
                                                                               South Jakarta 12950, Indonesia
Diorezky Yoga Pratama                                                          Phone: +6221-1500955
Head of Corporate Communications
diorezky.pratama@jalin.co.id

                                                                        — oOo —


DISCLAIMER
By accepting this Press Release, you agree to be bound by the restrictions set out below. Any failure to comply with these restrictions may constitute a
violation of applicable securities laws.
The information and opinions contained in this Press Release have not been independently verified, and no representation or warranty, expressed or
implied, is made as to, and no reliance should be placed on the fairness, accuracy, completeness or correctness of, the information or opinions
contained herein. It is not the intention to provide, and you may not rely on this Press Release as providing, a complete or comprehensive analysis of
the condition (financial or other), earnings, business affairs, business prospects, properties or results of operations of The Company or its subsidiaries.
The information and opinions contained in this Press Release are provided as at the date of this presentation and are subject to change without notice.
Neither The Company (including any of its affiliates, advisors and representatives) nor the underwriters (including any of their respective affiliates,
advisors or representatives) shall have any responsibility or liability whatsoever (in negligence or otherwise) for the accuracy or completeness of, or
any errors or omissions in, any information or opinions contained herein nor for any loss howsoever arising from any use of this Press Release.
In addition, the information contained in this Press Release contains projections and forward-looking statements that reflect The Company's current
views with respect to future events and financial performance. These views are based on a number of estimates and current assumptions which are
subject to business, economic and competitive uncertainties and contingencies as well as various risks and these may change over time and in many
cases are outside the control of The Company and its directors. No assurance can be given that future events will occur, that projections will be
achieved, or that The Company's assumptions are correct. Actual results may differ materially from those forecasts and projected.
This Press Release is not and does not constitute or form part of any offer, invitation or recommendation to purchase or subscribe for any securities
and no part of it shall form the basis of or be relied upon in connection with any contract, commitment or investment decision in relation thereto.



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Names mentioned 14 people and organisations named in the text · linked when the evidence is strong

linked org Bank MNC Internasional Tbk p.1 ×8
linked org Bank Mandiri p.3
possible person Bayu Aji p.1
possible person Heru Sulistiadhi p.2
possible org Telkom Indonesia (Persero) Tbk p.3 ×2
possible org PT Danareksa (Persero) p.3
unresolved org Bank Expands Financial Inclusion p.1
unresolved org PT Jalin Pembayaran Nusantara p.1 ×2
unresolved org Bank Indonesia p.1
unresolved org Bank Call Center p.2
unresolved org MNC Bank · Corporate Secretary p.2
unresolved org Ministry of State-Owned Enterprises p.3
unresolved org PT Jalin Pembayaran Nusantara VP p.3
unresolved person Dea Tower I · Corporate Secretary p.3

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