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             BCAP’s Net Profit Soars 63.8% yoy in H1-2024,
                                  Reaching Rp102.9 Billion
Jakarta, August 1, 2024 - PT MNC Kapital Indonesia Tbk                H1-2024 FINANCIAL HIGHLIGHTS
(IDX: BCAP) released its financial performance for the
                                                               in million Rupiah                        H1-2024      H1-2023
period ending on June 30, 2024, reporting a consolidated
                                                               Profit or Loss
revenue of Rp1,525.0 billion, a 7.3% year-on-year (yoy)        Revenues                                  1,524,959   1,420,665
increase from H1-2023. The largest portion of revenue          Interest and dividends                      951,126     912,777
                                                               Capital market income                       124,777     147,125
came from interest and dividends, which grew 4.2% yoy          Net premium income                          225,053     149,466
from Rp912.8 billion to Rp951.1 billion in H1-2024. This       Digital income                              176,061     175,570
was followed by a net premium income of Rp225.1                Sharia financing lease income                16,454      12,740
                                                               Other operating income                       31,488      22,987
billion, digital income of Rp176.1 billion, capital market     Income before tax                           108,250      72,707
income of Rp124.8 billion, sharia financing lease income       Net income                                  102,933      62,825
of Rp16.5 billion, and other operating income of Rp31.5        Net income attributable to:
                                                               - Owners of the company                     91,771       53,975
billion. Notably, BCAP's net premium income surged             - Non-controlling interests                 11,162         8,850
50.6% yoy, jumping from Rp149.5 billion in H1-2023 to          Comprehensive income (loss)                 (2,776)      (4,347)
                                                               Comprehensive income (loss)
Rp225.1 billion in H1-2024.
                                                               attributable to:
                                                               - Owners of the company (OCI)               (3,409)     (13,349)
BCAP's net income skyrocketed 63.8% yoy to Rp102.9
                                                               - Non-controlling interests (OCI)               633        9,002
billion in the first half of this year, compared to Rp62.8     Earning per share (in full Rupiah)             2.15        1.27
billion in H1-2023. Total net income attributable to
                                                               in million Rupiah                        H1-2024      FY-2023
owners of the Company reached Rp91.8 billion at the end
                                                               Financial Position
of June 2024.                                                  Total assets                             26,035,147   25,863,812
                                                               Total liabilities                        19,030,727   18,860,818
The main contributors to BCAP's revenue in H1-2024             Total equity                              7,004,420    7,002,994
were MNC Bank, accounting for 47.3% of total
consolidated revenue, followed by MNC Life at 12.3%,
MNC Insurance at 9.3%, MNC Finance at 8.5%, MNC
Sekuritas at 7.4%, MNC Leasing at 5.6%, FM Digital
Solution at 1.2%, MNC Teknologi Nusantara at 1.1%, MNC                                        H1-2024
Asset Management at 0.4%, and others at 7.0%.                                                REVENUE
Compared to the financial position statement as of                                      CONTRIBUTION
December 31, 2023, BCAP recorded growth in
consolidated assets to Rp26.0 trillion, while consolidated
liabilities grew to Rp19.0 trillion, and consolidated equity
touched Rp7.0 trillion as of June 30, 2024.




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“ In July 2024, PT MNC Asia Holding Tbk (IDX: BHIT), as the                EGMS
                                                                       BCAP will hold an Extraordinary General
    controlling shareholder, has been actively purchasing
                                                                       Meeting of Shareholders (EGMS) on
    shares to increase its ownership stake in BCAP. As of July
                                                                       Tuesday, September 3, 2024. The
    31, 2024, BHIT has acquired an additional 225.4 million
                                                                       invitation to the Meeting will be
    shares, representing 0.53%. Consequently, BHIT's total
                                                                       announced through the Indonesia Stock
    ownership in BCAP has increased to 55.06% at the end of
                                                                       Exchange website, MNC Kapital's website,
    July 2024. BHIT purchased BCAP shares due to various
                                                                       and the eASY.KSEI website on Monday,
    MNC Kapital initiatives to strengthen its financial services
                                                                       August 12, 2024. Those entitled to attend
    ecosystem. Recently, MNC Bank was appointed as the
                                                                       or be represented at the Meeting are
    RDN bank. This will be a game changer, strengthening
                                                                       Shareholders whose names are recorded
    the synergy between MNC Bank and MNC Sekuritas,
    which will change the way users manage their finances.             in BCAP's Shareholders Register on Friday,
                                                                       August 9, 2024.
                                                                   ”
     BUSINESS UPDATES


 To enhance the sustainable positive performance that has been achieved, PT Bank MNC Internasional Tbk
 (IDX: BABP) or MNC Bank implements business strategies focused on 3 (three) main aspects: Third Party Funds
 (DPK) by expanding the merchant ecosystem on the MotionBank application to increase transactions and
 promote the flagship product "Tabungan Dahsyat" which offers various attractive prizes; innovation of features
 and digital banking services through the MotionBank application; and profitability through boosting fee-based
 income and the treasury business unit as an effort to diversify revenue sources in addition to interest income.
 In addition, MNC Bank has officially become the Client Fund Account (RDN) Administrator Bank and the Payment
 Bank for capital market transactions for the period 2024 to 2029. Synergizing with MNC Sekuritas, people can
 easily have an RDN by registering online on MotionTrade, MNC Sekuritas' trading and investment application. In
 the next phase, the RDN account will be integrated with MotionBank, enabling convenient RDN balance top-ups
 directly from the MotionBank account. This seamless integration allows individuals to effortlessly transfer funds
 between their RDN accounts and investment portfolios, streamlining investment processes and improving overall
 financial management.
 Embracing innovation and expanding market reach through
 product and service diversification, MNC Bank collaborates
 with multiple sectors through Co-Branding Credit Card
 programs. In the second quarter of 2024, MNC Bank
 collaborated with FamilyMart Indonesia, to launch the
 "FamilyMart MNC Titanium Card" and with Citilink Indonesia
 to issue the "MNC Bank Citilink VISA Card." Apply for your
 perfect credit card today instantly through the MotionBank
 app or via the link bit.ly/MotionBankMNC and enjoy all the
 attractive promos!
                                                                                                                    2
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MNC Sekuritas provides comprehensive capital market services, ranging from equities, fixed income, investment
banking, and research to assisting clients in capital market financing through Initial Public Offering (IPO). Acting as
the Underwriter, the total IPO funds raised by MNC Sekuritas until July 2024 reached Rp402.4 billion, with the
last 2 IPOs in the second quarter of this year raised Rp101.4 billion for PT Soraya Berjaya Indonesia Tbk (IDX:
SPRE) and PT Cipta Perdana Lancar Tbk (IDX: PART).
MNC Sekuritas also targets the large potential of the Indonesian sharia investment market through the
development of MotionTrade features and services and consistently conducting capital market education
activities. MNC Sekuritas' sharia investors as of June 2024 recorded a 5% increase compared to the same period
the previous year. MotionTrade offers an integrated one-stop sharia investment solution, facilitating transactions
of more than 600 sharia stocks, >200 sukuk products, >20 sharia mutual funds, and 2 sharia-based ETFs online.
MotionTrade users can also utilize the Philanthropy feature to make donations.




MNC Teknologi Nusantara operates an e-money, e-wallet, and digital remittance application called MotionPay. It
focuses on developing a co-branding business by bringing financial services massively into partner ecosystems.
Supported by cutting-edge technology, MotionPay services will enhance the seamless transaction experiences on
partner platforms such as registration processes, account linkage, QRIS, billing services, and entertainment.
Throughout 2024, MotionPay has collaborated with diverse business partners, such as:
    PT Kereta Api Indonesia (Persero): payment method on the Access by KAI app
    FamilyMart Indonesia: QRIS payment method at a number of FamilyMart outlets
    PT PLN (Persero): Account Linkage for transactions on the PLN Mobile app with exciting promos
    ESQ Leadership Center: Account Linkage for the ESQ app
    BPJS Ketenagakerjaan: Account Linkage for the Jamsostek Mobile (JMO) app




To drive growth in terms of user acquisition and transaction volume, in 2024, MNC Insurance collaborated with
PT Kereta Api Indonesia (Persero) or KAI and PT Mitra Jasa Pratama through Qoala for Enterprise to provide
ticket cancellation insurance for KAI passengers. In addition, MNC Insurance also develops travel insurance
products with PT Citilink Indonesia, which cover refunds, rescheduling, cancellations, and baggage protection.
Previously, MNC Insurance has also formed partnerships with prominent names such as Bluebird, Gojek, Grab,
DANA, AnterAja, Prodigi, OYO, PosPay, and other well-known partners. These collaborations underscore MNC
Insurance’s commitment to advancing its reach in the digital market and microinsurance sectors, offering reliable
and flexible solutions that cater to the evolving needs of today’s society.


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For further information, please contact:                              PT MNC Kapital Indonesia Tbk
Natassha Yunita                                                       MNC Financial Center 21/F, MNC Center
Head of Investor Relations                                            Jl. Kebon Sirih Kav 21-27, Menteng
natassha.yunita@mncgroup.com                                          Central Jakarta 10340, Indonesia
ir.bcap@mncgroup.com                                                  Phone: +6221 2970 9700
                                                                      www.mncfinancialservices.com


DISCLAIMER

By accepting this Press Release, you agree to be bound by the restrictions set out below. Any failure to comply with these restrictions
may constitute a violation of applicable securities laws.

The information and opinions contained in this Press Release have not been independently verified, and no representation or warranty,
expressed or implied, is made as to, and no reliance should be placed on the fairness, accuracy, completeness or correctness of, the
information or opinions contained here in. It is not the intention to provide, and you may not rely on this Press Release as providing, a
complete or comprehensive analysis of the condition (financial or other), earnings, business affairs, business prospects, properties or
results of operations of The Company or its subsidiaries. The information and opinions contained in this Press Release are provided as at
the date of this presentation and are subject to change without notice. Neither The Company (including any of its affiliates, advisors and
representatives) nor the underwriters (including any of their respective affiliates, advisors or representatives) shall have any
responsibility or liability whatsoever (in negligence or otherwise) for the accuracy or completeness of, or any errors or omissions in, any
information or opinions contained herein nor for any loss howsoever arising from any use of this Press Release.

In addition, the information contained in this Press Release contains projections and forward-looking statements that reflect The
Company's current views with respect to future events and financial performance. These views are based on a number of estimates and
current assumptions which are subject to business, economic and competitive uncertainties and contingencies as well as various risks
and these may change over time and in many cases are outside the control of The Company and its directors. No assurance can be given
that future events will occur, that projections will be achieved, or that The Company's assumptions are correct. Actual results may differ
materially from those forecasts and projected.

This Press Release is not and does not constitute or form part of any offer, invitation or recommendation to purchase or subscribe for
any securities and no part of it shall form the basis of or be relied upon in connection with any contract, commitment or investment
decision in relation thereto.




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Names mentioned 10 people and organisations named in the text · linked when the evidence is strong

linked org MNC Kapital Indonesia Tbk p.1 ×5
linked org MNC Asia Holding Tbk p.2 ×2
linked org Bank MNC Internasional Tbk p.2 ×2
linked org Soraya Berjaya Indonesia Tbk p.3 ×2
linked org Cipta Perdana Lancar Tbk p.3 ×2
unresolved org Bank Citilink VISA Card. p.2
unresolved org PT PLN (Persero) p.3
unresolved org PT Mitra Jasa Pratama p.3
unresolved org PT Citilink Indonesia p.3

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