20260526_AHAP_Pengumuman RUPS_32095049_lamp3.pdf

                                      PENDAHULUAN

Menghadapi situasi yang dinamis akibat disrupsi lingkungan global, bencana alam, fragmentasi geo
ekonomi/geo-politik, dan menyikapi kebijakan Regulator dalam hal ini Otoritas Jasa Keuangan
(”OJK”) yang terus mendorong industri perasuransian yang kuat, tumbuh dan berdaya saing serta
guna memenuhi ketentuan Peraturan Otoritas Jasa Keuangan (POJK) No. 23 Tahun 2023 tentang
Perizinan Usaha dan Kelembagaan Perusahaan Asuransi, Perusahaan Asuransi Syariah,
Perusahaan Reasuransi dan Perusahaan Reasuransi Syariah, yang mengatur tentang ekuitas atau
modal minimum perusahaan asuransi yang disyaratkan naik secara bertahap yang harus dipenuhi
paling lambat tanggal 31 Desember 2026 untuk tahap pertama, maka Perseroan merencanakan
untuk melaksanakan Penambahan Modal Dengan Hak Memesan Efek Terlebih Dahulu
(”PMHMETD”).

                      KETERANGAN MENGENAI RENCANA PMHMETD

A.   JUMLAH MAKSIMAL RENCANA PENGELUARAN SAHAM DENGAN MEMBERIKAN HMETD

     Jumlah saham yang direncanakan untuk diterbitkan adalah sebanyak-banyaknya
     3.500.000.000 (tiga miliar lima ratus juta) saham dengan nilai nominal Rp. 50,- (lima puluh
     rupiah) per saham yang akan ditawarkan melalui PMHMETD atau 71,43% (tujuh puluh satu
     koma empat tiga persen) dari modal ditempatkan dan disetor penuh Perseroan saat ini, dengan
     harga yang akan ditetapkan dan diumumkan kemudian di dalam Prospektus PMHMETD
     dengan memperhatikan peraturan dan ketentuan yang berlaku termasuk Peraturan Nomor I-A
     tentang Pencatatan Saham dan Efek Bersifat Ekuitas Selain Saham yang Diterbitkan oleh
     Perusahaan Tercatat, Keputusan Direksi PT Bursa Efek Indonesia No. Kep-00045/BEl/032026
     tanggal 31 Maret 2026. Penetapan jumlah dan harga pelaksanaan, akan ditetapkan dan
     diumumkan kemudian di dalam Prospektus PMHMETD dengan memperhatikan peraturan dan
     ketentuan yang berlaku.

     PT Asuransi Central Asia selaku pemegang saham Pengendali Perseroan dengan kepemilikan
     62,58% (enam puluh dua koma lima delapan persen) telah menyatakan akan melaksanakan
     Hak Memesan Efek Terlebih Dahulu (”HMETD”) sesuai dengan porsi kepemilkan saham dalam
     Perseroan dengan mengkonversi Pinjaman Subordinasi sebesar Rp. 30.000.000.000,- (tiga
     puluh miliar Rupiah) yang telah tercatat dalam Laporan Keuangan per 31 Maret 2026 menjadi
     setoran modal untuk pengambilan HMETD yang menjadi Haknya dan menyiapkan dana
     sisanya sebesar Rp. 79.512.250.321,- (tujuh puluh sembilan miliar lima ratus dua belas juta
     dua ratus lima puluh ribu tiga ratus dua puluh satu Rupiah).

     Sesuai dengan Peraturan Otoritas Jasa Keuangan No 32/2015 Jo. Peraturan Otoritas Jasa
     Keuangan No. 14/2019, pelaksanaan PMHMETD dapat dilaksanakan setelah:
     1. Perseroan memperoleh persetujuan RUPSLB sehubungan dengan PMHMETD;
     2. Perseroan menyampaikan pernyataan pendaftaran dalam rangka PMHMETD beserta
        dokumen pendukungnya kepada OJK; dan
     3. Pernyataan pendaftaran Perseroan yang akan disampaikan kepada OJK sehubungan
        dengan rencana PMHMETD dinyatakan efektif oleh OJK.



B.   ANALISIS MENGENAI PENGARUH PENAMBAHAN MODAL TERHADAP KONDISI
     KEUANGAN DAN PEMEGANG SAHAM

     Rencana PMHMETD akan meningkatkan modal ditempatkan dan disetor penuh sekitar 71,43%
     (tujuh puluh satu koma empat tiga persen) dari modal ditempatkan dan disetor penuh
     Perseroan saat ini.

      Selanjutnya bagi pemegang saham yang tidak melaksanakan haknya untuk membeli saham
      baru yang ditawarkan sesuai dengan HMETD yang dimilikinya akan mengalami penurunan
      persentase kepemilikan sahamnya (dilusi).

 C.   PERKIRAAN PERIODE PELAKSANAAN PENAMBAHAN MODAL

      Pelaksanaan penambahan modal dilakukan dengan memberikan HMETD. Pengajuan
      pelaksanaan pendaftaran penambahan modal tersebut dilakukan paling lambat 12 (dua belas)
      bulan setelah mendapatkan persetujuan dari Rapat Umum Pemegang Saham Luar Biasa
      (”RUPSLB”) yang direncanakan diselenggarakan pada tanggal 2 Juli 2026.

 D.   PERKIRAAN SECARA GARIS BESAR PENGGUNAAN DANA

      Perseroan merencanakan menggunakan seluruh dana hasil PMHMETD setelah dikurangi biaya-
      biaya emisi adalah untuk memperkuat struktur permodalan yang selanjutnya seluruhnya
      digunakan untuk modal kerja. Informasi final sehubungan dengan penggunaan dana akan
      diungkapkan dalam Prospektus yang diterbitkan dalam rangka PMHMETD, yang akan
      disediakan kepada pemegang saham yang berhak pada waktunya, sesuai dengan hukum dan
      peraturan yang berlaku.

 E.   RAPAT UMUM PEMEGANG SAHAM LUAR BIASA

      Rapat umum Pemegang Saham Luar Biasa (RUPSLB) untuk membahas agenda persetujuan
      penambahan modal melalui mekanisme PMHMETD akan diselenggarakan di Jakarta pada
      tanggal 2 Juli 2026.

      Berikut adalah tanggal-tanggal penting dalam kaitannya dengan RUPSLB Perseroan:
                                       Peristiwa                                 Tanggal
       Pengumuman kepada pemegang saham Perseroan mengenai RUPSLB               26 Mei 2026
       Keterbukaan Informasi mengenai PMHMETD                                   26 Mei 2026
       Daftar Pemegang Saham (DPS) yang berhak hadir (Recording date)            9 Juni 2026
       Pemanggilan RUPSLB                                                       10 Juni 2026
       RUPSLB                                                                     2 Juli 2026

      Pengumuman, Keterbukaan Informasi dan Pemanggilan RUPSLB akan dilakukan melalui situs
      web PT Bursa Efek Indonesia, situs web Perseroan dan situs web PT Kustodian Sentral Efek
      Indonesia (“KSEI”).

      Perseroan akan meminta persetujuan pemegang saham dalam RUPSLB dengan
      memperhatikan ketentuan Peraturan Otoritas Jasa Keuangan (”POJK”) No. 15/POJK.04//2020
      tentang Rencana dan Penyelenggaraan Rapat Umum Pemegang Saham Perusahaan Terbuka
      serta POJK No. 14 tahun 2025 tentang pelaksanaan Rapat Umum Pemegang Saham, Rapat
      Umum Pemegang Obligasi, dan Rapat Umum Pemegang Sukuk secara Elektronik.
      .
Demikian Keterbukaan Informasi ini disusun dalam rangka memenuhi ketentuan Peraturan Otoritas
Jasa Keuangan (POJK) No. 32/POJK.04/2015 dan POJK No. 14/POJK.04//2019.



                                    Jakarta, 26 Mei 2026
                            PT Asuransi Harta Aman Pratama Tbk
                                          Direksi

              DISCLOSURE OF INFORMATION TO SHAREHOLDERS OF
                   PT ASURANSI HARTA AMAN PRATAMA TBK
      ON THE PROPOSED CAPITAL INCREASE BY WAY OF PRE-EMPTIVE RIGHTS
THE INFORMATION CONTAINED IN THIS DISCLOSURE OF INFORMATION IS IMPORTANT TO
BE READ AND CONSIDERED BY THE SHAREHOLDERS OF PT ASURANSI HARTA AMAN
PRATAMA TBK.
THIS DISCLOSURE OF INFORMATION IS PREPARED IN ORDER TO COMPLY WITH THE
FINANCIAL SERVICES AUTHORITY REGULATION NO. 32/POJK.04/2015 (”POJK 32/2025”) ON
CAPITAL INCREASE OF PUBLIC COMPANIES WITH PRE-EMPTIVE RIGHTS, AS AMENDED BY
THE FINANCIAL SERVICES AUTHORITY REGULATION NO.14/POJK.04/2019 (”POJK 14/2019”)
ON THE AMENDMENT TO THE FINANCIAL SERVICES AUTHORITY REGULATION
NO.32/POJK.04/2015 ON CAPITAL INCREASE OF PUBLIC COMPANIES WITH PRE-EMPTIVE
RIGHTS
IF SHAREHOLDERS FIND DIFFICULTIES IN UNDERSTANDING THE INFORMATION
CONTAINED HEREIN, PLEASE CONSULT WITH YOUR BROKER, INVESTMENT MANAGER,
LEGAL COUNSEL, PUBLIC ACCOUNTANT, FINANCIAL ADVISOR OR OTHER PROFESSIONAL
ADVISOR.



                   PT ASURANSI HARTA AMAN PRATAMA TBK




                              Business Activities :
                          Conventional General Insurance

                         Domiciled in Jakarta, Indonesia

                                   Head Office :
              Wisma 46, 33rd Floor, Kota BNI, Jl. Jend Sudirman Kav.1,
                         Jakarta Pusat 10220, Indonesia
                             Phone : +6221 570 2060
                            Facsimile: +6221 5727589
                        Website : www.asuransi-harta.co.id
                        Email: harta@asuransi-harta.co.id

THE BOARD OF DIRECTORS AND THE BOARD OF COMMISSIONERS OF THE
COMPANY, BOTH INDIVIDUALLY AND COLLECTIVELY, ARE FULLY RESPONSIBLE
FOR THE ACCURACY AND COMPLETENESS OF THE INFORMATION AS DISCLOSED
HEREIN AND AFTER CAREFUL RESEARCH, CONFIRM THAT THE INFORMATION
CONTAINED IN THIS DISCLOSURE OF INFORMATION IS CORRECT AND THERE ARE
NO IMPORTANT MATERIAL AND RELEVANT FACTS THAT ARE NOT DISCLOSED OR
OMITTED IN THIS DISCLOSURE OF INFORMATION SO AS TO CAUSE THE
INFORMATION PROVIDED IN THIS DISCLOSURE OF INFORMATION TO BE UNTRUE
AND/OR MISLEADING.

            This Disclosure of Information issued in Jakarta, 26 May 2026

                                         INTRODUCTION

In response to the dynamic conditions arising from global environmental disruptions, natural
disasters, geo-economic and geopolitical fragmentation, and in view of the policies of the Financial
Services Authority (“OJK”), which continue to encourage a strong, growing, and competitive
insurance industry, as well as to comply with the provisions of Otoritas Jasa Keuangan Regulation
No. 23 of 2023 concerning Business Licensing and Institutional Arrangements for Insurance
Companies, Sharia Insurance Companies, Reinsurance Companies, and Sharia Reinsurance
Companies, which stipulates the gradual increase of the minimum equity or capital requirements for
insurance companies to be fulfilled no later than 31 December 2026 for the first phase, the Company
plans to undertake a Limited Public Offering with Pre-emptive Rights (“PMHMETD”).



                       DESCRIPTION OF THE PROPOSED RIGHT ISSUE

A.   MAXIMUM AMOUNT OF THE PROPOSED SHARE ISSUANCE WITH PRE-EMPTIVE RIGHTS

     The maximum number of shares proposed to be issued is up to 3,500,000,000 (three billion
     five hundred million) shares with a nominal value of IDR50 (fifty Rupiah) per share, to be offered
     through the Capital Increase with Preemptive Rights (PMHMETD), representing 71.43%
     (seventy one point four three percent) of the Company's current issued and fully paid-up capital.
     The offering price will be determined and announced at a later date in the PMHMETD
     Prospectus, with due regard to the prevailing laws and regulations, including Regulation No. I-
     A concerning the Listing of Shares and Equity Securities Other than Shares Issued by Listed
     Companies, pursuant to the Decree of the Board of Directors of PT Bursa Efek Indonesia No.
     Kep-00045/BE1/032026 dated 31 March 2026. The final number of shares to be issued and the
     exercise price will subsequently be determined and disclosed in the PMHMETD Prospectus in
     accordance with the applicable laws and regulations.

     PT Asuransi Central Asia, as the controlling shareholder of the Company holding 62.58% (sixty-
     two point five eight percent) of the Company's shares, has declared its intention to exercise the
     Pre-emptive Rights (“HMETD”) in proportion to its shareholding by converting a Subordinated
     Loan amounting to IDR30,000,000,000 (thirty billion Rupiah), as recorded in the financial
     statements as of 31 March 2026, into capital contribution for the subscription of the HMETD
     entitlement, and has further committed to provide the remaining funds amounting to
     IDR79,515,000,000 (seventy-nine billion five hundred fifteen million Rupiah).

     In accordance with Financial Services Authority Regulation No. 32/POJK.04/2015 in conjunction
     with Financial Services Authority Regulation No. 14/POJK.04/2019, the implementation of the
     PMHMETD may only be carried out after:
     1. The Company obtains approval from the Extraordinary General Meeting of Shareholders
         (“EGMS”) in relation to the PMHMETD;
     2. The Company submits a registration statement in connection with the PMHMETD, together
         with its supporting documents, to the Financial Services Authority (“OJK”); and
     3. The Company’s registration statement to be submitted to the OJK in relation to the proposed
         PMHMETD is declared effective by the OJK.

B.   ANALYSIS OF THE IMPACT OF THE CAPITAL INCREASE ON THE COMPANY'S FINANCIAL
     CONDITION AND SHAREHOLDERS

     The proposed PMHMETD is expected to increase the Company's issued and fully paid-up
     capital by approximately 71.43% (seventy one point four three percent) of the Company's
     current issued and fully paid-up capital.

      Failure by shareholders to exercise their Pre-emptive Rights (HMETD) will result in dilution of
      their proportionate shareholding in the Company.

 C.   ESTIMATED IMPLEMENTATION PERIOD OF THE CAPITAL INCREASE

      The capital increase will be carried out through the granting of Pre-emptive Rights (HMETD). The
      registration statement for the implementation of such capital increase shall be submitted no later
      than 12 (twelve) months after obtaining approval from the Extraordinary General Meeting of
      Shareholders, which is planned to be held on 2 July 2026.

 D.   GENERAL ESTIMATION OF THE USE OF PROCEEDS

      The Company intends to use all proceeds from the PMHMETD, after deducting issuance costs,
      to strengthen its capital structure, which shall subsequently be fully utilized for working capital
      purposes. Final information regarding the use of proceeds will be disclosed in the Prospectus
      issued in connection with the PMHMETD, which will be made available to eligible shareholders
      in due course, in accordance with the prevailing laws and regulations.

 E.   EXTRAORDINARY GENERAL MEETING of SHAREHOLDERS

      The Extraordinary General Meeting of Shareholders (“EGMS”) to discuss the agenda relating
      to the approval of the capital increase through the Limited Public Offering with Pre-emptive
      Rights (“PMHMETD”) mechanism will be held in Jakarta on 2 July 2026.

      The following are the important dates in relation to the Company’s EGMS:
                                     Event                                             Date
       Written Notification to the OJK on the agenda of the EGMS                         26 May 2026
       Disclosure of Information on the Rights Issue                                     26 May 2026
       Announcement to the Company’s shareholders on the EGMS                             9 June 2026
       Convocation of the EGMS                                                          10 June 2026
       EGMS                                                                                2 July 2026

      The Announcement, Disclosure of Information, and Convocation to the EGMS will be published
      through the websites of Indonesia Stock Exchange, the Company, and PT Kustodian Sentral
      Efek Indonesia (“KSEI”).

      The Company shall obtain shareholders’ approval at the Extraordinary General Meeting of
      Shareholders (“EGMS”) in accordance with the provisions of Financial Services Authority's
      Regulation No. 15/POJK.04/2020 concerning the Planning and Implementation of General
      Meetings of Shareholders of Public Companies and Financial Services Authority's Regulation
      No. 14 year 2025 concerning the implementation of General Meetings of Shareholders,
      Bondholders Meetings, and Sukukholders Meetings electronically.

This Disclosure of Information has been prepared in order to comply with the provisions of Financial
Services Authority's Regulation No. 32/POJK.04/2015 and Financial Services Authority's Regulation
No. 14/POJK.04/2019.



                                       Jakarta, 26 May 2026
                               PT Asuransi Harta Aman Pratama Tbk
                                        Board of Directors