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       MNC Bank Unveils
       Business Strategies to Drive
       Future Growth


Jakarta, 26 June 2024 – PT Bank MNC Internasional Tbk (IDX: BABP) or MNC Bank, a subsidiary of PT MNC Kapital
Indonesia Tbk (IDX: BCAP) and part of the MNC Group (IDX: BHIT), has outlined its business strategies to
capitalize on the positive performance achieved in the previous fiscal year.

MNC Bank is currently implementing business strategies to navigate the period of 2024-2025 with a focus on
three main aspects: Third Party Funds (TPF), Digital Banking Services Innovation, and Profitability.

  Third-Party Funds (TPF)
In terms of TPF collection, MNC Bank continues to enhance its services to meet all banking needs of corporate,
SMEs (Small and Medium Enterprises), and individual customers.

For the corporate and SMEs segments, MNC Bank maximizes the use of current accounts for customers through
MNC Ebiz Banking, an online banking (web-based) service for business customers ranging from SMEs to
corporations to conduct various banking transactions easily, anytime anywhere.

In the consumer banking segment, growth in customer account numbers will be achieved by expanding the
merchant ecosystem on the MotionBank application to increase transactions. A wider range of merchants
creates more compelling offers, attracting new customers and ultimately increasing TPF with a relatively low cost
of funds. In addition, MNC Bank also actively promoting its flagship savings product, “Tabungan Dahsyat”, which
consists of: Dahsyat Undian, Dahsyat Arisan, Dahsyat Bundling, Dahsyat Pasti Berhadiah, and Dahsyat Akuisisi.

  Digital Banking Services Innovation

Furthermore, MNC Bank is also optimizing the innovation of
features and functions of digital banking services embedded in
the MotionBank application. By enhancing the integration of          MNC Bank was also appointed as a
diverse banking needs, coupled with the extensive merchant           Customer Fund Account (RDN) Bank. In
ecosystem available within the MotionBank application,               the initial stage, MNC Bank will serve
MotionBank is poised to become the top choice for individuals        the opening of MNC Sekuritas stock
to conduct their daily financial transactions. Features related to   accounts, synergizing with the MNC
MNC Bank credit cards are also being continuously improved,          Group ecosystem.
such as the convenience of applying for MNC Bank credit cards
through MotionBank.




                                                                                                         PAGE | 1
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    Profitability
To boost fee-based income, MNC Bank will increase the exposure of its treasury business unit as an effort to
diversify revenue sources in addition to interest income. MNC Bank remains committed to providing high-quality
credit for the corporate, SMEs, and individual segments. To optimize a stable and sustainable credit portfolio,
pension loans will continue to be disbursed in collaboration with Taspen.

With these measures in place, MNC Bank can fortify the stabilization of its credit portfolio and increase its asset
value and profitability.


“
      Our strategic moves will propel MNC Bank to an even stronger market position, ensuring the
      continuation of the positive trend and fostering sustainable long-term growth.

                                                                                                                ”
                                                                -Rita Montagna, MNC Bank’s President Director



For the most recent updates, kindly reach out to the MNC Bank Call Center at 1500188, visit www.mncbank.co.id
     and www.motionbank.id, follow the official social media accounts of MNC Bank, @officialmncbank and
          @motionbankingid on Instagram, MNC Bank on Facebook, and @MNCBank on X (Twitter).

    Enjoy digital banking services and other MNC Bank products by downloading the MotionBank application on
               Google PlayStore and Apple AppStore through the link https://bit.ly/MotionBankMNC.


                    #MNCGroup          #MNCBank              #MotionBank            #DigitalBanking



For further information, please contact:
     Heru Sulistiadhi                                       PT Bank MNC Internasional Tbk
     Corporate Secretary                                    MNC Bank Tower 8/f, MNC Center
                                                            Jl. Kebon Sirih Kav 21-27, Menteng
     PT Bank MNC Internasional Tbk
                                                            Central Jakarta 10340, Indonesia
     Email: heru.sulistiadhi@mncbank.co.id                  Phone : +6221-29805555
                                                            www.mncbank.co.id




                                                                                                           PAGE | 2
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DISCLAIMER
By accepting this Press Release, you agree to be bound by the restrictions set out below. Any failure to comply with these restrictions
may constitute a violation of applicable securities laws.
The information and opinions contained in this Press Release have not been independently verified, and no representation or warranty,
expressed or implied, is made as to, and no reliance should be placed on the fairness, accuracy, completeness or correctness of, the
information or opinions contained herein. It is not the intention to provide, and you may not rely on this Press Release as providing, a
complete or comprehensive analysis of the condition (financial or other), earnings, business affairs, business prospects, properties or
results of operations of The Company or its subsidiaries. The information and opinions contained in this Press Release are provided as
at the date of this presentation and are subject to change without notice. Neither The Company (including any of its affiliates, advisors
and representatives) nor the underwriters (including any of their respective affiliates, advisors or representatives) shall have any
responsibility or liability whatsoever (in negligence or otherwise) for the accuracy or completeness of, or any errors or omissions in, any
information or opinions contained herein nor for any loss howsoever arising from any use of this Press Release.
In addition, the information contained in this Press Release contains projections and forward-looking statements that reflect The
Company's current views with respect to future events and financial performance. These views are based on a number of estimates and
current assumptions which are subject to business, economic and competitive uncertainties and contingencies as well as various risks
and these may change over time and in many cases are outside the control of The Company and its directors. No assurance can be
given that future events will occur, that projections will be achieved, or that The Company's assumptions are correct. Actual results
may differ materially from those forecasts and projected.
This Press Release is not and does not constitute or form part of any offer, invitation or recommendation to purchase or subscribe for
any securities and no part of it shall form the basis of or be relied upon in connection with any contract, commitment or investment
decision in relation thereto.




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Names mentioned 6 people and organisations named in the text · linked when the evidence is strong

linked org Bank MNC Internasional Tbk p.1 ×8
linked org MNC Kapital Indonesia Tbk p.1 ×2
linked person Heru Sulistiadhi p.2
unresolved org Bank Unveils Business Strategies p.1
unresolved org Bank Call Center p.2
unresolved org MNC Bank · Corporate Secretary p.2

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